Home > Premier National Bank of Dalton > Assets and Liabilities
Premier National Bank of Dalton, Assets and Liabilities
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $84,755,000 | 5,231 |
| Cash and due from depository institutions | $5,079,000 | 4,485 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $7,566,000 | 7,144 |
| Federal funds sold & reverse repurchase agreements | $4,551,000 | 3,012 |
| Net loans & leases | $62,326,000 | 4,659 |
| Loan loss allowance | $814,000 | 4,430 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,113,000 | 2,285 |
| Other real estate owned | $0 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,120,000 | 6,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,755,000 | 5,231 |
| Total liabilities | $77,692,000 | 5,154 |
| Total deposits | $73,487,000 | 5,096 |
| Interest-bearing deposits | $62,089,000 | 5,108 |
| Deposits held in domestic offices | $73,487,000 | 5,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $3,000,000 | 3,865 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,205,000 | 2,981 |
| Total equity capital | $7,063,000 | 5,962 |
| Total bank equity capital | $7,063,000 | 5,962 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,378,000 | 1,135 |
| Surplus | $3,350,000 | 4,203 |
| Undivided profits | $335,000 | 8,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 3,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $330,000 | 6,986 |
| Earning assets | $74,443,000 | 5,376 |
| Long-term assets (5+ years) | $3,068,000 | 6,765 |
| Average Assets, year-to-date | $83,768,600 | 5,104 |
| Average Assets, quarterly | $84,847,000 | 5,183 |
| Volatile liabilities | $14,852,000 | 4,532 |
| Insider loans | $5,049,000 | 1,015 |
| FHLB advances | $3,000,000 | 3,644 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,956,000 | 4,329 |
| Tier 1 (core) risk-based capital | $6,977,000 | 5,777 |
| Tier 2 risk-based capital | $814,000 | 4,145 |
| Total risk weighted assets | $66,517,000 | 4,595 |
| Total unused commitments | $8,956,000 | 4,332 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 32 | 4,798 |
| Assets and Liabilities | ||
| Total Assets: | $85,208,000 | 5,088 |
| Cash and due from depository institutions | $3,766,000 | 4,798 |
| Interest-bearing balances | $100,000 | 5,045 |
| Securities | $7,282,000 | 7,238 |
| Federal funds sold & reverse repurchase agreements | $2,970,000 | 3,948 |
| Net loans & leases | $65,347,000 | 4,388 |
| Loan loss allowance | $839,000 | 4,108 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,302,000 | 2,084 |
| Other real estate owned | $0 | 4,798 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,541,000 | 5,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,208,000 | 5,088 |
| Total liabilities | $78,654,000 | 4,990 |
| Total deposits | $74,449,000 | 4,916 |
| Interest-bearing deposits | $63,065,000 | 4,945 |
| Deposits held in domestic offices | $74,449,000 | 4,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 3,654 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,205,000 | 3,015 |
| Total equity capital | $6,554,000 | 6,065 |
| Total bank equity capital | $6,554,000 | 6,065 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,379,000 | 1,132 |
| Surplus | $3,350,000 | 4,109 |
| Undivided profits | $-175,000 | 8,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $26,000 | 7,950 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $301,000 | 7,528 |
| Earning assets | $75,699,000 | 5,213 |
| Long-term assets (5+ years) | $3,241,000 | 6,821 |
| Average Assets, year-to-date | $74,701,200 | 5,393 |
| Average Assets, quarterly | $83,365,000 | 5,124 |
| Volatile liabilities | $12,080,000 | 5,089 |
| Insider loans | $5,636,000 | 850 |
| FHLB advances | $3,000,000 | 3,430 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,637,000 | 3,250 |
| Tier 1 (core) risk-based capital | $6,596,000 | 5,894 |
| Tier 2 risk-based capital | $839,000 | 3,859 |
| Total risk weighted assets | $69,815,000 | 4,332 |
| Total unused commitments | $13,637,000 | 3,259 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $64,425,000 | 5,976 |
| Cash and due from depository institutions | $1,447,000 | 4,969 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $7,174,000 | 7,615 |
| Federal funds sold & reverse repurchase agreements | $3,560,000 | 3,054 |
| Net loans & leases | $47,912,000 | 5,309 |
| Loan loss allowance | $590,000 | 5,169 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,432,000 | 2,565 |
| Other real estate owned | $85,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $815,000 | 6,757 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,425,000 | 5,976 |
| Total liabilities | $57,674,000 | 5,967 |
| Total deposits | $56,322,000 | 5,783 |
| Interest-bearing deposits | $48,350,000 | 5,772 |
| Deposits held in domestic offices | $56,322,000 | 5,778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,352,000 | 2,823 |
| Total equity capital | $6,751,000 | 5,907 |
| Total bank equity capital | $6,751,000 | 5,907 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,379,000 | 1,130 |
| Surplus | $3,350,000 | 4,055 |
| Undivided profits | $22,000 | 8,922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $60,000 | 7,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $346,000 | 6,412 |
| Earning assets | $58,646,000 | 6,005 |
| Long-term assets (5+ years) | $5,346,000 | 5,890 |
| Average Assets, year-to-date | $57,396,200 | 6,212 |
| Average Assets, quarterly | $62,905,500 | 6,002 |
| Volatile liabilities | $13,364,000 | 4,807 |
| Insider loans | $5,137,000 | 929 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $10,712,000 | 3,588 |
| Tier 1 (core) risk-based capital | $6,798,000 | 5,769 |
| Tier 2 risk-based capital | $590,000 | 4,859 |
| Total risk weighted assets | $52,873,800 | 5,096 |
| Total unused commitments | $10,712,000 | 3,588 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $52,508,000 | 6,725 |
| Cash and due from depository institutions | $1,821,000 | 6,066 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $7,549,000 | 7,800 |
| Federal funds sold & reverse repurchase agreements | $3,610,000 | 2,507 |
| Net loans & leases | $38,161,000 | 5,998 |
| Loan loss allowance | $432,000 | 6,178 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $577,000 | 7,402 |
| Other real estate owned | $0 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $790,000 | 6,936 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,508,000 | 6,725 |
| Total liabilities | $46,290,000 | 6,763 |
| Total deposits | $45,510,000 | 6,609 |
| Interest-bearing deposits | $39,186,000 | 6,567 |
| Deposits held in domestic offices | $45,510,000 | 6,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $780,000 | 3,909 |
| Total equity capital | $6,218,000 | 6,117 |
| Total bank equity capital | $6,218,000 | 6,117 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,379,000 | 1,143 |
| Surplus | $3,350,000 | 4,051 |
| Undivided profits | $-511,000 | 9,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,000 | 7,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $218,000 | 7,566 |
| Earning assets | $49,320,000 | 6,620 |
| Long-term assets (5+ years) | $4,855,000 | 6,365 |
| Average Assets, year-to-date | $47,343,800 | 6,938 |
| Average Assets, quarterly | $51,805,500 | 6,728 |
| Volatile liabilities | $8,246,000 | 5,960 |
| Insider loans | $2,985,000 | 1,565 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,586,000 | 4,770 |
| Tier 1 (core) risk-based capital | $6,218,000 | 6,141 |
| Tier 2 risk-based capital | $432,000 | 5,807 |
| Total risk weighted assets | $39,630,000 | 6,045 |
| Total unused commitments | $6,586,000 | 4,775 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 21 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $41,255,000 | 7,667 |
| Cash and due from depository institutions | $486,000 | 6,706 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $6,643,000 | 8,151 |
| Federal funds sold & reverse repurchase agreements | $3,060,000 | 4,751 |
| Net loans & leases | $29,507,000 | 6,785 |
| Loan loss allowance | $348,000 | 6,899 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $647,000 | 7,169 |
| Other real estate owned | $460,000 | 6,706 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $452,000 | 8,447 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,255,000 | 7,667 |
| Total liabilities | $35,600,000 | 7,750 |
| Total deposits | $34,944,000 | 7,653 |
| Interest-bearing deposits | $30,636,000 | 7,538 |
| Deposits held in domestic offices | $34,944,000 | 7,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $656,000 | 4,829 |
| Total equity capital | $5,655,000 | 6,609 |
| Total bank equity capital | $5,655,000 | 6,609 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,379,000 | 1,098 |
| Surplus | $3,350,000 | 3,918 |
| Undivided profits | $-1,074,000 | 10,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $123,000 | 6,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $179,000 | 8,220 |
| Earning assets | $39,210,000 | 7,529 |
| Long-term assets (5+ years) | $3,259,000 | 7,031 |
| Average Assets, year-to-date | $36,496,200 | 7,880 |
| Average Assets, quarterly | $40,568,000 | 7,635 |
| Volatile liabilities | $6,602,000 | 6,223 |
| Insider loans | $2,238,000 | 1,911 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,616,000 | 5,044 |
| Tier 1 (core) risk-based capital | $5,634,000 | 6,450 |
| Tier 2 risk-based capital | $348,000 | 6,484 |
| Total risk weighted assets | $30,590,800 | 6,851 |
| Total unused commitments | $5,616,000 | 5,050 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 21 | 6,915 |
| Assets and Liabilities | ||
| Total Assets: | $30,128,000 | 8,860 |
| Cash and due from depository institutions | $888,000 | 6,915 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,353,000 | 8,694 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 7,521 |
| Net loans & leases | $20,863,000 | 8,136 |
| Loan loss allowance | $242,000 | 8,262 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,155,000 | 5,520 |
| Other real estate owned | $0 | 6,915 |
| Goodwill and other intangibles | $61,000 | 2,841 |
| All other assets | $458,000 | 8,696 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,128,000 | 8,860 |
| Total liabilities | $24,439,000 | 9,069 |
| Total deposits | $23,096,000 | 9,100 |
| Interest-bearing deposits | $19,726,000 | 9,078 |
| Deposits held in domestic offices | $23,096,000 | 9,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $786,000 | 2,853 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $557,000 | 5,504 |
| Total equity capital | $5,689,000 | 6,619 |
| Total bank equity capital | $5,689,000 | 6,619 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,379,000 | 1,075 |
| Surplus | $3,350,000 | 3,861 |
| Undivided profits | $-1,040,000 | 10,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $105,000 | 7,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $151,000 | 9,009 |
| Earning assets | $27,566,000 | 8,842 |
| Long-term assets (5+ years) | $1,929,000 | 7,731 |
| Average Assets, year-to-date | $21,027,400 | 9,654 |
| Average Assets, quarterly | $28,755,000 | 8,941 |
| Volatile liabilities | $5,206,000 | 7,028 |
| Insider loans | $1,377,000 | 2,799 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,540,000 | 5,438 |
| Tier 1 (core) risk-based capital | $5,626,000 | 6,528 |
| Tier 2 risk-based capital | $242,000 | 7,810 |
| Total risk weighted assets | $22,667,200 | 8,019 |
| Total unused commitments | $4,540,000 | 5,443 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 17 | 8,098 |
| Assets and Liabilities | ||
| Total Assets: | $9,669,000 | 11,228 |
| Cash and due from depository institutions | $332,000 | 8,098 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $4,262,000 | 10,080 |
| Federal funds sold & reverse repurchase agreements | $3,230,000 | 3,653 |
| Net loans & leases | $1,434,000 | 11,383 |
| Loan loss allowance | $14,000 | 11,342 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $294,000 | 9,274 |
| Other real estate owned | $0 | 8,098 |
| Goodwill and other intangibles | $58,000 | 2,765 |
| All other assets | $59,000 | 11,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,669,000 | 11,228 |
| Total liabilities | $3,318,000 | 11,415 |
| Total deposits | $3,275,000 | 11,384 |
| Interest-bearing deposits | $2,799,000 | 11,331 |
| Deposits held in domestic offices | $3,275,000 | 11,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $11,000 | 5,237 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $32,000 | 11,339 |
| Total equity capital | $6,351,000 | 6,218 |
| Total bank equity capital | $6,351,000 | 6,218 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,378,000 | 1,130 |
| Surplus | $3,350,000 | 3,941 |
| Undivided profits | $-377,000 | 11,073 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $6,000 | 11,289 |
| Earning assets | $8,926,000 | 11,186 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $9,669,000 | 11,202 |
| Average Assets, quarterly | $9,669,000 | 11,218 |
| Volatile liabilities | $200,000 | 11,255 |
| Insider loans | $56,000 | 9,415 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $832,000 | 9,140 |
| Tier 1 (core) risk-based capital | $6,358,000 | 6,116 |
| Tier 2 risk-based capital | $14,000 | 11,307 |
| Total risk weighted assets | $2,975,900 | 11,352 |
| Total unused commitments | $832,000 | 9,152 |
| Derivatives | $0 | 549 |