Home > Premier National Bank > Income and Expense
Premier National Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $114,453,000 | 377 |
| Total interest expense | $54,206,000 | 400 |
| Net interest income | $60,247,000 | 356 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $10,405,000 | 568 |
| Gross Fiduciary activities income | $1,289,000 | 371 |
| Service charges on deposit accounts | $5,490,000 | 270 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,626,000 | 762 |
| Total noninterest expense | $40,883,000 | 406 |
| Salaries and employee benefits | $21,720,000 | 341 |
| Premises and equipment expense | $7,048,000 | 336 |
| Additional noninterest expense | $12,115,000 | 503 |
| Pre-tax net operating income | $29,019,000 | 343 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $8,743,000 | 368 |
| Income before extraordinary items | $20,275,000 | 334 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $20,275,000 | 334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $947,000 | 778 |
| Cash dividends | $16,244,000 | 278 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $20,275,700 | 330 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $108,534,000 | 376 |
| Total interest expense | $44,098,000 | 423 |
| Net interest income | $64,436,000 | 346 |
| Provision for loan and lease losses | $2,000,000 | 565 |
| Total noninterest income | $10,187,000 | 612 |
| Gross Fiduciary activities income | $1,146,000 | 435 |
| Service charges on deposit accounts | $5,250,000 | 285 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,791,000 | 773 |
| Total noninterest expense | $42,437,000 | 411 |
| Salaries and employee benefits | $21,562,000 | 362 |
| Premises and equipment expense | $7,733,000 | 316 |
| Additional noninterest expense | $13,142,000 | 490 |
| Pre-tax net operating income | $30,186,000 | 358 |
| Securities gains (losses) | $129,000 | 644 |
| Applicable income taxes | $10,320,000 | 362 |
| Income before extraordinary items | $19,995,000 | 368 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,995,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,484,000 | 539 |
| Cash dividends | $15,544,000 | 297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $19,909,860 | 364 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $119,732,000 | 338 |
| Total interest expense | $53,317,000 | 371 |
| Net interest income | $66,415,000 | 321 |
| Provision for loan and lease losses | $5,929,000 | 281 |
| Total noninterest income | $9,179,000 | 634 |
| Gross Fiduciary activities income | $923,000 | 482 |
| Service charges on deposit accounts | $5,623,000 | 251 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,633,000 | 986 |
| Total noninterest expense | $47,168,000 | 373 |
| Salaries and employee benefits | $22,933,000 | 329 |
| Premises and equipment expense | $7,565,000 | 306 |
| Additional noninterest expense | $16,670,000 | 396 |
| Pre-tax net operating income | $22,497,000 | 405 |
| Securities gains (losses) | $373,000 | 655 |
| Applicable income taxes | $7,960,000 | 404 |
| Income before extraordinary items | $14,910,000 | 419 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $14,910,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,990,000 | 321 |
| Cash dividends | $14,309,000 | 302 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $14,667,550 | 402 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $52,558,000 | 675 |
| Total interest expense | $20,774,000 | 801 |
| Net interest income | $31,784,000 | 586 |
| Provision for loan and lease losses | $2,500,000 | 491 |
| Total noninterest income | $5,943,000 | 817 |
| Gross Fiduciary activities income | $910,000 | 503 |
| Service charges on deposit accounts | $3,732,000 | 362 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,301,000 | 1,466 |
| Total noninterest expense | $22,181,000 | 685 |
| Salaries and employee benefits | $12,393,000 | 552 |
| Premises and equipment expense | $4,433,000 | 495 |
| Additional noninterest expense | $5,355,000 | 915 |
| Pre-tax net operating income | $13,046,000 | 642 |
| Securities gains (losses) | $314,000 | 555 |
| Applicable income taxes | $4,450,000 | 657 |
| Income before extraordinary items | $8,910,000 | 652 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $8,910,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,272,000 | 468 |
| Cash dividends | $8,505,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,699,620 | 637 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $51,026,000 | 723 |
| Total interest expense | $20,188,000 | 841 |
| Net interest income | $30,838,000 | 640 |
| Provision for loan and lease losses | $2,850,000 | 475 |
| Total noninterest income | $6,683,000 | 772 |
| Gross Fiduciary activities income | $764,000 | 587 |
| Service charges on deposit accounts | $3,910,000 | 388 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,009,000 | 1,157 |
| Total noninterest expense | $21,406,000 | 748 |
| Salaries and employee benefits | $11,627,000 | 598 |
| Premises and equipment expense | $4,326,000 | 527 |
| Additional noninterest expense | $5,453,000 | 1,060 |
| Pre-tax net operating income | $13,265,000 | 626 |
| Securities gains (losses) | $162,000 | 765 |
| Applicable income taxes | $4,625,000 | 628 |
| Income before extraordinary items | $8,802,000 | 652 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $8,802,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,318,000 | 519 |
| Cash dividends | $3,896,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $8,695,080 | 642 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $50,499,000 | 753 |
| Total interest expense | $21,268,000 | 839 |
| Net interest income | $29,231,000 | 687 |
| Provision for loan and lease losses | $2,300,000 | 533 |
| Total noninterest income | $5,922,000 | 853 |
| Gross Fiduciary activities income | $760,000 | 605 |
| Service charges on deposit accounts | $3,112,000 | 476 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,050,000 | 1,112 |
| Total noninterest expense | $22,277,000 | 726 |
| Salaries and employee benefits | $11,237,000 | 627 |
| Premises and equipment expense | $3,879,000 | 610 |
| Additional noninterest expense | $7,161,000 | 851 |
| Pre-tax net operating income | $10,576,000 | 803 |
| Securities gains (losses) | $139,000 | 813 |
| Applicable income taxes | $3,633,000 | 781 |
| Income before extraordinary items | $7,082,000 | 806 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $7,082,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,856,000 | 598 |
| Cash dividends | $2,917,000 | 947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $6,990,260 | 808 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $42,576,000 | 800 |
| Total interest expense | $14,455,000 | 938 |
| Net interest income | $28,121,000 | 706 |
| Provision for loan and lease losses | $2,400,000 | 500 |
| Total noninterest income | $5,473,000 | 871 |
| Gross Fiduciary activities income | $713,000 | 625 |
| Service charges on deposit accounts | $3,274,000 | 447 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,486,000 | 1,398 |
| Total noninterest expense | $22,894,000 | 720 |
| Salaries and employee benefits | $11,611,000 | 620 |
| Premises and equipment expense | $3,916,000 | 591 |
| Additional noninterest expense | $7,367,000 | 877 |
| Pre-tax net operating income | $8,300,000 | 935 |
| Securities gains (losses) | $-1,830,000 | 12,470 |
| Applicable income taxes | $2,157,000 | 1,124 |
| Income before extraordinary items | $4,313,000 | 1,180 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,313,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,465,000 | 699 |
| Cash dividends | $2,546,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,539,100 | 940 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $20,293,000 | 1,543 |
| Total interest expense | $7,031,000 | 1,852 |
| Net interest income | $13,262,000 | 1,365 |
| Provision for loan and lease losses | $1,350,000 | 1,072 |
| Total noninterest income | $2,242,000 | 1,816 |
| Gross Fiduciary activities income | $255,000 | 998 |
| Service charges on deposit accounts | $1,528,000 | 852 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $459,000 | 3,436 |
| Total noninterest expense | $11,289,000 | 1,360 |
| Salaries and employee benefits | $5,971,000 | 1,133 |
| Premises and equipment expense | $2,043,000 | 1,063 |
| Additional noninterest expense | $3,275,000 | 1,778 |
| Pre-tax net operating income | $2,865,000 | 2,399 |
| Securities gains (losses) | $754,000 | 672 |
| Applicable income taxes | $1,204,000 | 1,913 |
| Income before extraordinary items | $2,415,000 | 2,074 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,415,000 | 2,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $845,000 | 1,280 |
| Cash dividends | $965,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,909,820 | 2,475 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,590,000 | 1,654 |
| Total interest expense | $8,890,000 | 1,907 |
| Net interest income | $12,700,000 | 1,459 |
| Provision for loan and lease losses | $900,000 | 1,967 |
| Total noninterest income | $2,122,000 | 1,855 |
| Gross Fiduciary activities income | $220,000 | 1,055 |
| Service charges on deposit accounts | $1,443,000 | 904 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $459,000 | 3,381 |
| Total noninterest expense | $10,810,000 | 1,434 |
| Salaries and employee benefits | $5,563,000 | 1,205 |
| Premises and equipment expense | $1,981,000 | 1,128 |
| Additional noninterest expense | $3,266,000 | 1,849 |
| Pre-tax net operating income | $3,112,000 | 1,996 |
| Securities gains (losses) | $378,000 | 1,333 |
| Applicable income taxes | $1,265,000 | 1,667 |
| Income before extraordinary items | $2,225,000 | 2,063 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,225,000 | 2,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 3,031 |
| Cash dividends | $740,000 | 2,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,983,080 | 2,144 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.