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Premier National Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$114,453,000377
Total interest expense$54,206,000400
Net interest income$60,247,000356
Provision for loan and lease losses$750,0001,331
Total noninterest income$10,405,000568
Gross Fiduciary activities income$1,289,000371
Service charges on deposit accounts$5,490,000270
Trading account gains and fees$0180
Additional Noninterest Income$3,626,000762
Total noninterest expense$40,883,000406
Salaries and employee benefits$21,720,000341
Premises and equipment expense$7,048,000336
Additional noninterest expense$12,115,000503
Pre-tax net operating income$29,019,000343
Securities gains (losses)$-1,0007,406
Applicable income taxes$8,743,000368
Income before extraordinary items$20,275,000334
Extraordinary gains, net$038
Net income$20,275,000334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$947,000778
Cash dividends$16,244,000278
Sale, conversion, retirement of capital stock, net$0969
Net operating income$20,275,700330
1999-12-31 (YTD Data)Rank
Total interest income$108,534,000376
Total interest expense$44,098,000423
Net interest income$64,436,000346
Provision for loan and lease losses$2,000,000565
Total noninterest income$10,187,000612
Gross Fiduciary activities income$1,146,000435
Service charges on deposit accounts$5,250,000285
Trading account gains and fees$0173
Additional Noninterest Income$3,791,000773
Total noninterest expense$42,437,000411
Salaries and employee benefits$21,562,000362
Premises and equipment expense$7,733,000316
Additional noninterest expense$13,142,000490
Pre-tax net operating income$30,186,000358
Securities gains (losses)$129,000644
Applicable income taxes$10,320,000362
Income before extraordinary items$19,995,000368
Extraordinary gains, net$035
Net income$19,995,000368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,484,000539
Cash dividends$15,544,000297
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$19,909,860364
1998-12-31 (YTD Data)Rank
Total interest income$119,732,000338
Total interest expense$53,317,000371
Net interest income$66,415,000321
Provision for loan and lease losses$5,929,000281
Total noninterest income$9,179,000634
Gross Fiduciary activities income$923,000482
Service charges on deposit accounts$5,623,000251
Trading account gains and fees$0224
Additional Noninterest Income$2,633,000986
Total noninterest expense$47,168,000373
Salaries and employee benefits$22,933,000329
Premises and equipment expense$7,565,000306
Additional noninterest expense$16,670,000396
Pre-tax net operating income$22,497,000405
Securities gains (losses)$373,000655
Applicable income taxes$7,960,000404
Income before extraordinary items$14,910,000419
Extraordinary gains, net$032
Net income$14,910,000418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,990,000321
Cash dividends$14,309,000302
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$14,667,550402
1997-12-31 (YTD Data)Rank
Total interest income$52,558,000675
Total interest expense$20,774,000801
Net interest income$31,784,000586
Provision for loan and lease losses$2,500,000491
Total noninterest income$5,943,000817
Gross Fiduciary activities income$910,000503
Service charges on deposit accounts$3,732,000362
Trading account gains and fees$0239
Additional Noninterest Income$1,301,0001,466
Total noninterest expense$22,181,000685
Salaries and employee benefits$12,393,000552
Premises and equipment expense$4,433,000495
Additional noninterest expense$5,355,000915
Pre-tax net operating income$13,046,000642
Securities gains (losses)$314,000555
Applicable income taxes$4,450,000657
Income before extraordinary items$8,910,000652
Extraordinary gains, net$044
Net income$8,910,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,272,000468
Cash dividends$8,505,000415
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,699,620637
1996-12-31 (YTD Data)Rank
Total interest income$51,026,000723
Total interest expense$20,188,000841
Net interest income$30,838,000640
Provision for loan and lease losses$2,850,000475
Total noninterest income$6,683,000772
Gross Fiduciary activities income$764,000587
Service charges on deposit accounts$3,910,000388
Trading account gains and fees$0262
Additional Noninterest Income$2,009,0001,157
Total noninterest expense$21,406,000748
Salaries and employee benefits$11,627,000598
Premises and equipment expense$4,326,000527
Additional noninterest expense$5,453,0001,060
Pre-tax net operating income$13,265,000626
Securities gains (losses)$162,000765
Applicable income taxes$4,625,000628
Income before extraordinary items$8,802,000652
Extraordinary gains, net$053
Net income$8,802,000652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,318,000519
Cash dividends$3,896,000788
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,695,080642
1995-12-31 (YTD Data)Rank
Total interest income$50,499,000753
Total interest expense$21,268,000839
Net interest income$29,231,000687
Provision for loan and lease losses$2,300,000533
Total noninterest income$5,922,000853
Gross Fiduciary activities income$760,000605
Service charges on deposit accounts$3,112,000476
Trading account gains and fees$0522
Additional Noninterest Income$2,050,0001,112
Total noninterest expense$22,277,000726
Salaries and employee benefits$11,237,000627
Premises and equipment expense$3,879,000610
Additional noninterest expense$7,161,000851
Pre-tax net operating income$10,576,000803
Securities gains (losses)$139,000813
Applicable income taxes$3,633,000781
Income before extraordinary items$7,082,000806
Extraordinary gains, net$065
Net income$7,082,000806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,856,000598
Cash dividends$2,917,000947
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,990,260808
1994-12-31 (YTD Data)Rank
Total interest income$42,576,000800
Total interest expense$14,455,000938
Net interest income$28,121,000706
Provision for loan and lease losses$2,400,000500
Total noninterest income$5,473,000871
Gross Fiduciary activities income$713,000625
Service charges on deposit accounts$3,274,000447
Trading account gains and fees$0475
Additional Noninterest Income$1,486,0001,398
Total noninterest expense$22,894,000720
Salaries and employee benefits$11,611,000620
Premises and equipment expense$3,916,000591
Additional noninterest expense$7,367,000877
Pre-tax net operating income$8,300,000935
Securities gains (losses)$-1,830,00012,470
Applicable income taxes$2,157,0001,124
Income before extraordinary items$4,313,0001,180
Extraordinary gains, net$0249
Net income$4,313,0001,180
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,465,000699
Cash dividends$2,546,000914
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,539,100940
1993-12-31 (YTD Data)Rank
Total interest income$20,293,0001,543
Total interest expense$7,031,0001,852
Net interest income$13,262,0001,365
Provision for loan and lease losses$1,350,0001,072
Total noninterest income$2,242,0001,816
Gross Fiduciary activities income$255,000998
Service charges on deposit accounts$1,528,000852
Trading account gains and fees$0532
Additional Noninterest Income$459,0003,436
Total noninterest expense$11,289,0001,360
Salaries and employee benefits$5,971,0001,133
Premises and equipment expense$2,043,0001,063
Additional noninterest expense$3,275,0001,778
Pre-tax net operating income$2,865,0002,399
Securities gains (losses)$754,000672
Applicable income taxes$1,204,0001,913
Income before extraordinary items$2,415,0002,074
Extraordinary gains, net$03,149
Net income$2,415,0002,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$845,0001,280
Cash dividends$965,0001,832
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,909,8202,475
1992-12-31 (YTD Data)Rank
Total interest income$21,590,0001,654
Total interest expense$8,890,0001,907
Net interest income$12,700,0001,459
Provision for loan and lease losses$900,0001,967
Total noninterest income$2,122,0001,855
Gross Fiduciary activities income$220,0001,055
Service charges on deposit accounts$1,443,000904
Trading account gains and fees$0504
Additional Noninterest Income$459,0003,381
Total noninterest expense$10,810,0001,434
Salaries and employee benefits$5,563,0001,205
Premises and equipment expense$1,981,0001,128
Additional noninterest expense$3,266,0001,849
Pre-tax net operating income$3,112,0001,996
Securities gains (losses)$378,0001,333
Applicable income taxes$1,265,0001,667
Income before extraordinary items$2,225,0002,063
Extraordinary gains, net$01,422
Net income$2,225,0002,090
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$355,0003,031
Cash dividends$740,0002,048
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,983,0802,144

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.