Home > Premier Community Bank of the Emerald Coast > Income and Expense
Premier Community Bank of the Emerald Coast, Income and Expense
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 4,316 |
| Total interest expense | $1,539,000 | 2,822 |
| Net interest income | $2,658,000 | 4,892 |
| Provision for loan and lease losses | $3,111,000 | 908 |
| Total noninterest income | $182,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $49,000 | 6,097 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $133,000 | 4,712 |
| Total noninterest expense | $4,097,000 | 3,307 |
| Salaries and employee benefits | $892,000 | 5,544 |
| Premises and equipment expense | $319,000 | 4,473 |
| Additional noninterest expense | $2,886,000 | 1,755 |
| Pre-tax net operating income | $-4,368,000 | 7,204 |
| Securities gains (losses) | $7,000 | 3,148 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-4,361,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,361,000 | 7,224 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-4,361,000 | 7,225 |
| Net charge-offs | $9,913,000 | 348 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $-262,000 | 7,403 |
| Net operating income | $-4,368,000 | 7,218 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 4,342 |
| Total interest expense | $1,125,000 | 2,697 |
| Net interest income | $1,692,000 | 5,029 |
| Provision for loan and lease losses | $2,608,000 | 757 |
| Total noninterest income | $156,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $34,000 | 6,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $122,000 | 4,274 |
| Total noninterest expense | $2,408,000 | 3,679 |
| Salaries and employee benefits | $839,000 | 4,696 |
| Premises and equipment expense | $212,000 | 4,529 |
| Additional noninterest expense | $1,357,000 | 2,463 |
| Pre-tax net operating income | $-3,168,000 | 7,288 |
| Securities gains (losses) | $7,000 | 2,466 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,161,000 | 7,309 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,161,000 | 7,308 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,161,000 | 7,309 |
| Net charge-offs | $8,345,000 | 306 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $-325,000 | 7,496 |
| Net operating income | $-3,168,000 | 7,303 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,357 |
| Total interest expense | $617,000 | 2,571 |
| Net interest income | $792,000 | 5,204 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $74,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $57,000 | 4,453 |
| Total noninterest expense | $1,103,000 | 3,932 |
| Salaries and employee benefits | $423,000 | 4,700 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $545,000 | 2,972 |
| Pre-tax net operating income | $-237,000 | 6,871 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-230,000 | 6,923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-230,000 | 6,923 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-230,000 | 6,923 |
| Net charge-offs | $749,000 | 1,031 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 477 |
| Net operating income | $-237,000 | 6,920 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,677,000 | 4,033 |
| Total interest expense | $3,206,000 | 2,456 |
| Net interest income | $3,471,000 | 4,977 |
| Provision for loan and lease losses | $12,374,000 | 558 |
| Total noninterest income | $372,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 5,722 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $289,000 | 4,002 |
| Total noninterest expense | $4,122,000 | 4,132 |
| Salaries and employee benefits | $1,622,000 | 4,838 |
| Premises and equipment expense | $420,000 | 4,633 |
| Additional noninterest expense | $2,080,000 | 3,148 |
| Pre-tax net operating income | $-12,653,000 | 7,415 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,696,000 | 828 |
| Income before extraordinary items | $-14,349,000 | 7,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,349,000 | 7,461 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-14,349,000 | 7,461 |
| Net charge-offs | $5,226,000 | 972 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 757 |
| Net operating income | $-14,349,000 | 7,453 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 3,988 |
| Total interest expense | $2,482,000 | 2,488 |
| Net interest income | $2,762,000 | 4,870 |
| Provision for loan and lease losses | $1,085,000 | 2,405 |
| Total noninterest income | $179,000 | 5,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $67,000 | 5,704 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $112,000 | 5,057 |
| Total noninterest expense | $2,749,000 | 4,481 |
| Salaries and employee benefits | $1,200,000 | 4,914 |
| Premises and equipment expense | $296,000 | 4,868 |
| Additional noninterest expense | $1,253,000 | 3,699 |
| Pre-tax net operating income | $-893,000 | 6,747 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-268,000 | 7,262 |
| Income before extraordinary items | $-625,000 | 6,737 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-625,000 | 6,738 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-625,000 | 6,738 |
| Net charge-offs | $917,000 | 2,298 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $82,000 | 706 |
| Net operating income | $-625,000 | 6,680 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 3,921 |
| Total interest expense | $1,685,000 | 2,538 |
| Net interest income | $1,937,000 | 4,751 |
| Provision for loan and lease losses | $685,000 | 2,408 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $28,000 | 6,213 |
| Total noninterest expense | $1,931,000 | 4,343 |
| Salaries and employee benefits | $795,000 | 4,950 |
| Premises and equipment expense | $180,000 | 5,103 |
| Additional noninterest expense | $956,000 | 3,321 |
| Pre-tax net operating income | $-609,000 | 6,818 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-284,000 | 7,386 |
| Income before extraordinary items | $-325,000 | 6,716 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-325,000 | 6,718 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-325,000 | 6,717 |
| Net charge-offs | $810,000 | 1,925 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 636 |
| Net operating income | $-325,000 | 6,671 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,087 |
| Total interest expense | $850,000 | 2,630 |
| Net interest income | $894,000 | 4,991 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $75,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $20,000 | 5,909 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 4,521 |
| Total noninterest expense | $929,000 | 4,490 |
| Salaries and employee benefits | $403,000 | 4,981 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $419,000 | 3,693 |
| Pre-tax net operating income | $40,000 | 5,778 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-14,000 | 7,141 |
| Income before extraordinary items | $54,000 | 5,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $54,000 | 5,645 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $54,000 | 5,644 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 567 |
| Net operating income | $54,000 | 5,544 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,462,000 | 4,008 |
| Total interest expense | $3,697,000 | 2,921 |
| Net interest income | $3,765,000 | 4,745 |
| Provision for loan and lease losses | $3,612,000 | 1,763 |
| Total noninterest income | $119,000 | 6,831 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $51,000 | 6,344 |
| Total noninterest expense | $3,921,000 | 4,403 |
| Salaries and employee benefits | $1,453,000 | 5,294 |
| Premises and equipment expense | $464,000 | 4,588 |
| Additional noninterest expense | $2,004,000 | 3,305 |
| Pre-tax net operating income | $-3,649,000 | 7,005 |
| Securities gains (losses) | $129,000 | 1,913 |
| Applicable income taxes | $-1,441,000 | 7,411 |
| Income before extraordinary items | $-2,079,000 | 6,783 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,079,000 | 6,781 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,079,000 | 6,781 |
| Net charge-offs | $2,116,000 | 1,967 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 862 |
| Net operating income | $-2,161,560 | 6,790 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 4,097 |
| Total interest expense | $2,804,000 | 3,015 |
| Net interest income | $2,714,000 | 4,882 |
| Provision for loan and lease losses | $1,406,000 | 2,302 |
| Total noninterest income | $85,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $38,000 | 6,511 |
| Total noninterest expense | $2,501,000 | 4,884 |
| Salaries and employee benefits | $1,088,000 | 5,325 |
| Premises and equipment expense | $359,000 | 4,542 |
| Additional noninterest expense | $1,054,000 | 4,243 |
| Pre-tax net operating income | $-1,108,000 | 6,709 |
| Securities gains (losses) | $129,000 | 1,638 |
| Applicable income taxes | $-336,000 | 7,225 |
| Income before extraordinary items | $-643,000 | 6,531 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-643,000 | 6,533 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-643,000 | 6,532 |
| Net charge-offs | $264,000 | 3,894 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 802 |
| Net operating income | $-728,140 | 6,586 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 4,019 |
| Total interest expense | $1,882,000 | 3,110 |
| Net interest income | $1,954,000 | 4,652 |
| Provision for loan and lease losses | $353,000 | 3,461 |
| Total noninterest income | $51,000 | 7,146 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $1,637,000 | 4,972 |
| Salaries and employee benefits | $696,000 | 5,509 |
| Premises and equipment expense | $249,000 | 4,466 |
| Additional noninterest expense | $692,000 | 4,302 |
| Pre-tax net operating income | $15,000 | 5,716 |
| Securities gains (losses) | $129,000 | 1,302 |
| Applicable income taxes | $67,000 | 2,946 |
| Income before extraordinary items | $77,000 | 5,374 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 5,371 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $77,000 | 5,371 |
| Net charge-offs | $277,000 | 3,032 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $56,000 | 767 |
| Net operating income | $-5,560 | 5,864 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 4,183 |
| Total interest expense | $932,000 | 3,247 |
| Net interest income | $902,000 | 4,874 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $58,000 | 6,151 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $45,000 | 5,014 |
| Total noninterest expense | $717,000 | 5,326 |
| Salaries and employee benefits | $366,000 | 5,415 |
| Premises and equipment expense | $140,000 | 4,182 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $93,000 | 5,105 |
| Securities gains (losses) | $78,000 | 1,107 |
| Applicable income taxes | $71,000 | 2,539 |
| Income before extraordinary items | $100,000 | 4,965 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $100,000 | 4,968 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $100,000 | 4,967 |
| Net charge-offs | $157,000 | 2,366 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 685 |
| Net operating income | $50,080 | 5,515 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,489,000 | 4,703 |
| Total interest expense | $3,306,000 | 3,988 |
| Net interest income | $3,183,000 | 5,254 |
| Provision for loan and lease losses | $650,000 | 3,353 |
| Total noninterest income | $219,000 | 6,359 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $72,000 | 6,294 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $147,000 | 5,348 |
| Total noninterest expense | $2,889,000 | 5,243 |
| Salaries and employee benefits | $1,609,000 | 5,111 |
| Premises and equipment expense | $597,000 | 3,955 |
| Additional noninterest expense | $683,000 | 5,882 |
| Pre-tax net operating income | $-137,000 | 6,490 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $-235,000 | 7,251 |
| Income before extraordinary items | $122,000 | 5,782 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $122,000 | 5,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,577 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $335,000 | 647 |
| Net operating income | $106,640 | 5,986 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,659,000 | 4,922 |
| Total interest expense | $2,365,000 | 4,240 |
| Net interest income | $2,294,000 | 5,404 |
| Provision for loan and lease losses | $550,000 | 2,590 |
| Total noninterest income | $177,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $63,000 | 6,163 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $2,158,000 | 5,234 |
| Salaries and employee benefits | $1,256,000 | 5,027 |
| Premises and equipment expense | $432,000 | 4,054 |
| Additional noninterest expense | $470,000 | 6,079 |
| Pre-tax net operating income | $-237,000 | 7,059 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $-296,000 | 7,737 |
| Income before extraordinary items | $83,000 | 6,258 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $83,000 | 6,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 483 |
| Net operating income | $67,640 | 6,489 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,936,000 | 5,132 |
| Total interest expense | $1,500,000 | 4,500 |
| Net interest income | $1,436,000 | 5,581 |
| Provision for loan and lease losses | $450,000 | 2,016 |
| Total noninterest income | $114,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $76,000 | 5,498 |
| Total noninterest expense | $1,478,000 | 5,173 |
| Salaries and employee benefits | $906,000 | 4,823 |
| Premises and equipment expense | $265,000 | 4,348 |
| Additional noninterest expense | $307,000 | 6,128 |
| Pre-tax net operating income | $-378,000 | 7,508 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $-371,000 | 8,115 |
| Income before extraordinary items | $17,000 | 6,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,000 | 6,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $266,000 | 364 |
| Net operating income | $1,640 | 6,952 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 5,458 |
| Total interest expense | $686,000 | 4,932 |
| Net interest income | $673,000 | 5,793 |
| Provision for loan and lease losses | $92,000 | 2,834 |
| Total noninterest income | $44,000 | 6,842 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $831,000 | 4,816 |
| Salaries and employee benefits | $548,000 | 4,240 |
| Premises and equipment expense | $133,000 | 4,350 |
| Additional noninterest expense | $150,000 | 6,176 |
| Pre-tax net operating income | $-206,000 | 7,771 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-323,000 | 8,318 |
| Income before extraordinary items | $117,000 | 5,612 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 5,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 194 |
| Net operating income | $117,000 | 5,512 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 6,183 |
| Total interest expense | $1,747,000 | 6,119 |
| Net interest income | $2,347,000 | 6,131 |
| Provision for loan and lease losses | $380,000 | 2,776 |
| Total noninterest income | $207,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $26,000 | 7,075 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $181,000 | 5,259 |
| Total noninterest expense | $2,142,000 | 6,030 |
| Salaries and employee benefits | $1,120,000 | 6,178 |
| Premises and equipment expense | $463,000 | 4,588 |
| Additional noninterest expense | $559,000 | 6,318 |
| Pre-tax net operating income | $32,000 | 7,345 |
| Securities gains (losses) | $14,000 | 1,219 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $46,000 | 7,337 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $46,000 | 7,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $32,000 | 7,362 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,778,000 | 6,430 |
| Total interest expense | $1,086,000 | 6,526 |
| Net interest income | $1,692,000 | 6,260 |
| Provision for loan and lease losses | $325,000 | 2,190 |
| Total noninterest income | $93,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $1,556,000 | 6,111 |
| Salaries and employee benefits | $824,000 | 6,219 |
| Premises and equipment expense | $335,000 | 4,680 |
| Additional noninterest expense | $397,000 | 6,433 |
| Pre-tax net operating income | $-96,000 | 7,797 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-96,000 | 7,848 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-96,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-96,000 | 7,830 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,858 |
| Total interest expense | $500,000 | 7,222 |
| Net interest income | $1,043,000 | 6,486 |
| Provision for loan and lease losses | $208,000 | 2,111 |
| Total noninterest income | $58,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $4,000 | 7,405 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $54,000 | 6,160 |
| Total noninterest expense | $970,000 | 6,329 |
| Salaries and employee benefits | $548,000 | 6,281 |
| Premises and equipment expense | $204,000 | 4,975 |
| Additional noninterest expense | $218,000 | 6,906 |
| Pre-tax net operating income | $-77,000 | 7,938 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-77,000 | 7,955 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-77,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-77,000 | 7,949 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $649,000 | 7,244 |
| Total interest expense | $193,000 | 7,643 |
| Net interest income | $456,000 | 6,817 |
| Provision for loan and lease losses | $121,000 | 1,743 |
| Total noninterest income | $18,000 | 7,949 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,000 | 7,430 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $480,000 | 6,386 |
| Salaries and employee benefits | $272,000 | 6,334 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $109,000 | 6,927 |
| Pre-tax net operating income | $-127,000 | 8,193 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-127,000 | 8,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-127,000 | 8,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-127,000 | 8,216 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 8,441 |
| Total interest expense | $149,000 | 8,485 |
| Net interest income | $564,000 | 8,362 |
| Provision for loan and lease losses | $170,000 | 3,852 |
| Total noninterest income | $10,000 | 8,485 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,000 | 7,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,000 | 8,284 |
| Total noninterest expense | $1,266,000 | 7,282 |
| Salaries and employee benefits | $673,000 | 7,361 |
| Premises and equipment expense | $87,000 | 7,943 |
| Additional noninterest expense | $506,000 | 6,511 |
| Pre-tax net operating income | $-862,000 | 8,386 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-862,000 | 8,430 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-862,000 | 8,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 78 |
| Net operating income | $-862,000 | 8,414 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $290,000 | 8,643 |
| Total interest expense | $70,000 | 8,599 |
| Net interest income | $220,000 | 8,631 |
| Provision for loan and lease losses | $13,000 | 6,263 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $794,000 | 7,617 |
| Salaries and employee benefits | $432,000 | 7,653 |
| Premises and equipment expense | $110,000 | 7,308 |
| Additional noninterest expense | $252,000 | 7,403 |
| Pre-tax net operating income | $-587,000 | 8,479 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-587,000 | 8,500 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-587,000 | 8,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $20,000,000 | 54 |
| Net operating income | $-587,000 | 8,491 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.