Home > Premier Community Bank of the Emerald Coast > Assets and Liabilities
Premier Community Bank of the Emerald Coast, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 21 | 5,251 |
| Assets and Liabilities | ||
| Total Assets: | $125,976,000 | 4,321 |
| Cash and due from depository institutions | $17,726,000 | 5,251 |
| Interest-bearing balances | $16,770,000 | 2,169 |
| Securities | $15,333,000 | 5,040 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $80,861,000 | 4,115 |
| Loan loss allowance | $2,990,000 | 2,406 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $5,302,000 | 2,193 |
| Other real estate owned | $4,951,000 | 5,251 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $1,803,000 | 5,175 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $125,976,000 | 4,321 |
| Total liabilities | $127,055,000 | 3,977 |
| Total deposits | $112,050,000 | 4,157 |
| Interest-bearing deposits | $105,490,000 | 3,827 |
| Deposits held in domestic offices | $112,050,000 | 4,155 |
| % insured | 97.67% | 777 |
| Federal funds purchased & repurchase agreements | $1,000 | 2,334 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $14,500,000 | 1,622 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $504,000 | 4,751 |
| Total equity capital | $-1,079,000 | 7,442 |
| Total bank equity capital | $-1,079,000 | 7,442 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $10,000,000 | 499 |
| Surplus | $10,295,000 | 2,570 |
| Undivided profits | $-21,374,000 | 7,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $13,929,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $329,000 | 5,908 |
| Earning assets | $112,964,000 | 4,370 |
| Long-term assets (5+ years) | $17,874,000 | 4,555 |
| Average Assets, year-to-date | $138,704,500 | 4,025 |
| Average Assets, quarterly | $132,977,000 | 4,155 |
| Volatile liabilities | $8,501,000 | 3,782 |
| Insider loans | $3,070,000 | 2,003 |
| FHLB advances | $14,500,000 | 1,531 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $2,708,000 | 5,900 |
| Tier 1 (core) risk-based capital | $-1,190,000 | 7,442 |
| Tier 2 risk-based capital | $0 | 7,365 |
| Total risk weighted assets | $89,025,000 | 4,076 |
| Total unused commitments | $2,708,000 | 5,901 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 21 | 5,297 |
| Assets and Liabilities | ||
| Total Assets: | $143,724,000 | 3,969 |
| Cash and due from depository institutions | $23,721,000 | 5,297 |
| Interest-bearing balances | $22,727,000 | 1,563 |
| Securities | $15,307,000 | 5,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $91,632,000 | 3,854 |
| Loan loss allowance | $7,999,000 | 1,006 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $5,354,000 | 2,192 |
| Other real estate owned | $5,928,000 | 5,297 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $1,782,000 | 5,226 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $143,724,000 | 3,969 |
| Total liabilities | $140,108,000 | 3,735 |
| Total deposits | $121,375,000 | 3,945 |
| Interest-bearing deposits | $115,351,000 | 3,610 |
| Deposits held in domestic offices | $121,375,000 | 3,944 |
| % insured | 97.05% | 1,072 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $18,500,000 | 1,422 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $233,000 | 5,924 |
| Total equity capital | $3,616,000 | 6,965 |
| Total bank equity capital | $3,616,000 | 6,965 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 510 |
| Surplus | $10,612,000 | 2,536 |
| Undivided profits | $-16,996,000 | 7,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $16,937,000 | 886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $304,000 | 6,111 |
| Earning assets | $129,666,000 | 3,988 |
| Long-term assets (5+ years) | $21,959,000 | 4,186 |
| Average Assets, year-to-date | $144,196,000 | 3,950 |
| Average Assets, quarterly | $144,984,500 | 3,945 |
| Volatile liabilities | $7,518,000 | 4,021 |
| Insider loans | $3,088,000 | 2,018 |
| FHLB advances | $18,500,000 | 1,332 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $3,004,000 | 5,858 |
| Tier 1 (core) risk-based capital | $3,691,000 | 6,894 |
| Tier 2 risk-based capital | $1,343,000 | 3,409 |
| Total risk weighted assets | $100,765,000 | 3,791 |
| Total unused commitments | $3,004,000 | 5,861 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 24 | 5,011 |
| Assets and Liabilities | ||
| Total Assets: | $152,341,000 | 3,852 |
| Cash and due from depository institutions | $17,163,000 | 5,011 |
| Interest-bearing balances | $16,104,000 | 2,178 |
| Securities | $13,061,000 | 5,369 |
| Federal funds sold & reverse repurchase agreements | $3,829,000 | 1,873 |
| Net loans & leases | $102,637,000 | 3,587 |
| Loan loss allowance | $5,270,000 | 1,509 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $5,404,000 | 2,195 |
| Other real estate owned | $6,193,000 | 5,011 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $4,054,000 | 3,609 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $152,341,000 | 3,852 |
| Total liabilities | $143,272,000 | 3,712 |
| Total deposits | $124,648,000 | 3,929 |
| Interest-bearing deposits | $118,175,000 | 3,583 |
| Deposits held in domestic offices | $124,648,000 | 3,927 |
| % insured | 97.38% | 989 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,500,000 | 1,451 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $124,000 | 6,664 |
| Total equity capital | $9,069,000 | 5,330 |
| Total bank equity capital | $9,069,000 | 5,329 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 512 |
| Surplus | $10,585,000 | 2,552 |
| Undivided profits | $-11,516,000 | 7,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $14,616,000 | 1,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $351,000 | 5,802 |
| Earning assets | $135,631,000 | 3,921 |
| Long-term assets (5+ years) | $19,172,000 | 4,367 |
| Average Assets, year-to-date | $151,964,000 | 3,850 |
| Average Assets, quarterly | $151,964,000 | 3,850 |
| Volatile liabilities | $7,514,000 | 4,066 |
| Insider loans | $2,735,000 | 2,267 |
| FHLB advances | $18,500,000 | 1,370 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $4,950,000 | 5,237 |
| Tier 1 (core) risk-based capital | $7,438,000 | 5,739 |
| Tier 2 risk-based capital | $1,435,000 | 3,245 |
| Total risk weighted assets | $110,959,000 | 3,551 |
| Total unused commitments | $4,950,000 | 5,239 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 25 | 4,913 |
| Assets and Liabilities | ||
| Total Assets: | $151,587,000 | 3,880 |
| Cash and due from depository institutions | $8,874,000 | 4,913 |
| Interest-bearing balances | $6,809,000 | 3,428 |
| Securities | $17,611,000 | 4,699 |
| Federal funds sold & reverse repurchase agreements | $1,438,000 | 2,786 |
| Net loans & leases | $107,250,000 | 3,556 |
| Loan loss allowance | $3,296,000 | 2,212 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $5,453,000 | 2,192 |
| Other real estate owned | $5,598,000 | 4,913 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $5,363,000 | 3,078 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $151,587,000 | 3,880 |
| Total liabilities | $139,640,000 | 3,811 |
| Total deposits | $119,801,000 | 4,027 |
| Interest-bearing deposits | $111,587,000 | 3,753 |
| Deposits held in domestic offices | $119,801,000 | 4,024 |
| % insured | 96.70% | 1,228 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $19,500,000 | 1,512 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $339,000 | 5,319 |
| Total equity capital | $11,947,000 | 4,591 |
| Total bank equity capital | $11,947,000 | 4,590 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $10,000,000 | 514 |
| Surplus | $10,557,000 | 2,554 |
| Undivided profits | $-8,610,000 | 7,223 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $11,320,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $562,000 | 4,677 |
| Earning assets | $133,108,000 | 3,984 |
| Long-term assets (5+ years) | $24,075,000 | 3,910 |
| Average Assets, year-to-date | $160,714,000 | 3,683 |
| Average Assets, quarterly | $157,515,000 | 3,772 |
| Volatile liabilities | $3,380,000 | 7,179 |
| Insider loans | $3,281,000 | 2,014 |
| FHLB advances | $19,500,000 | 1,428 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $8,643,000 | 4,177 |
| Tier 1 (core) risk-based capital | $10,311,000 | 4,897 |
| Tier 2 risk-based capital | $1,507,000 | 3,152 |
| Total risk weighted assets | $119,223,000 | 3,420 |
| Total unused commitments | $8,643,000 | 4,178 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 25 | 4,973 |
| Assets and Liabilities | ||
| Total Assets: | $163,443,000 | 3,735 |
| Cash and due from depository institutions | $5,486,000 | 4,973 |
| Interest-bearing balances | $4,275,000 | 4,086 |
| Securities | $21,334,000 | 4,208 |
| Federal funds sold & reverse repurchase agreements | $10,403,000 | 734 |
| Net loans & leases | $113,002,000 | 3,488 |
| Loan loss allowance | $2,810,000 | 2,525 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,251,000 | 2,298 |
| Other real estate owned | $3,545,000 | 4,973 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $4,422,000 | 3,551 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $163,443,000 | 3,735 |
| Total liabilities | $146,167,000 | 3,721 |
| Total deposits | $126,498,000 | 3,910 |
| Interest-bearing deposits | $119,529,000 | 3,633 |
| Deposits held in domestic offices | $126,498,000 | 3,908 |
| % insured | 95.98% | 1,168 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $19,500,000 | 1,606 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $169,000 | 6,784 |
| Total equity capital | $17,276,000 | 3,651 |
| Total bank equity capital | $17,276,000 | 3,650 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $10,000,000 | 515 |
| Surplus | $10,530,000 | 2,556 |
| Undivided profits | $-3,254,000 | 6,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $12,912,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $648,000 | 4,520 |
| Earning assets | $149,014,000 | 3,725 |
| Long-term assets (5+ years) | $25,095,000 | 3,780 |
| Average Assets, year-to-date | $162,995,750 | 3,694 |
| Average Assets, quarterly | $164,689,000 | 3,690 |
| Volatile liabilities | $4,932,000 | 6,994 |
| Insider loans | $3,300,000 | 2,006 |
| FHLB advances | $19,500,000 | 1,512 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $8,649,000 | 4,276 |
| Tier 1 (core) risk-based capital | $15,522,000 | 3,755 |
| Tier 2 risk-based capital | $1,385,000 | 3,438 |
| Total risk weighted assets | $127,252,000 | 3,308 |
| Total unused commitments | $8,649,000 | 4,278 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 23 | 5,254 |
| Assets and Liabilities | ||
| Total Assets: | $165,935,000 | 3,697 |
| Cash and due from depository institutions | $4,861,000 | 5,254 |
| Interest-bearing balances | $3,438,000 | 4,199 |
| Securities | $20,001,000 | 4,390 |
| Federal funds sold & reverse repurchase agreements | $14,325,000 | 513 |
| Net loans & leases | $110,707,000 | 3,596 |
| Loan loss allowance | $2,518,000 | 2,740 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,257,000 | 2,318 |
| Other real estate owned | $5,804,000 | 5,254 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $4,980,000 | 3,309 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $165,935,000 | 3,697 |
| Total liabilities | $148,387,000 | 3,693 |
| Total deposits | $125,731,000 | 3,947 |
| Interest-bearing deposits | $119,140,000 | 3,668 |
| Deposits held in domestic offices | $125,731,000 | 3,946 |
| % insured | 97.17% | 821 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,500,000 | 1,517 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $156,000 | 6,846 |
| Total equity capital | $17,548,000 | 3,576 |
| Total bank equity capital | $17,548,000 | 3,575 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $10,000,000 | 518 |
| Surplus | $10,500,000 | 2,562 |
| Undivided profits | $-2,952,000 | 7,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,320,000 | 2,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $790,000 | 3,869 |
| Earning assets | $148,471,000 | 3,747 |
| Long-term assets (5+ years) | $22,055,000 | 3,980 |
| Average Assets, year-to-date | $162,846,670 | 3,726 |
| Average Assets, quarterly | $164,577,500 | 3,712 |
| Volatile liabilities | $10,723,000 | 6,057 |
| Insider loans | $3,339,000 | 2,034 |
| FHLB advances | $22,500,000 | 1,435 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $11,546,000 | 3,704 |
| Tier 1 (core) risk-based capital | $15,794,000 | 3,714 |
| Tier 2 risk-based capital | $1,580,000 | 3,094 |
| Total risk weighted assets | $125,554,000 | 3,374 |
| Total unused commitments | $11,546,000 | 3,712 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 22 | 5,439 |
| Assets and Liabilities | ||
| Total Assets: | $163,220,000 | 3,792 |
| Cash and due from depository institutions | $6,406,000 | 5,439 |
| Interest-bearing balances | $4,377,000 | 3,905 |
| Securities | $22,822,000 | 4,140 |
| Federal funds sold & reverse repurchase agreements | $8,724,000 | 1,072 |
| Net loans & leases | $110,353,000 | 3,641 |
| Loan loss allowance | $2,644,000 | 2,671 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,298,000 | 2,338 |
| Other real estate owned | $4,713,000 | 5,439 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $4,904,000 | 3,434 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $163,220,000 | 3,792 |
| Total liabilities | $145,482,000 | 3,805 |
| Total deposits | $122,819,000 | 4,054 |
| Interest-bearing deposits | $117,479,000 | 3,746 |
| Deposits held in domestic offices | $122,819,000 | 4,052 |
| % insured | 96.72% | 1,029 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,500,000 | 1,588 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $163,000 | 6,798 |
| Total equity capital | $17,738,000 | 3,557 |
| Total bank equity capital | $17,738,000 | 3,557 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $10,000,000 | 526 |
| Surplus | $10,474,000 | 2,601 |
| Undivided profits | $-2,736,000 | 7,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,338,000 | 2,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $852,000 | 3,734 |
| Earning assets | $146,276,000 | 3,840 |
| Long-term assets (5+ years) | $21,626,000 | 4,038 |
| Average Assets, year-to-date | $161,302,500 | 3,816 |
| Average Assets, quarterly | $161,302,500 | 3,816 |
| Volatile liabilities | $8,006,000 | 6,584 |
| Insider loans | $3,351,000 | 2,085 |
| FHLB advances | $22,500,000 | 1,500 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,158,000 | 3,558 |
| Tier 1 (core) risk-based capital | $17,753,000 | 3,407 |
| Tier 2 risk-based capital | $1,579,000 | 3,156 |
| Total risk weighted assets | $125,290,000 | 3,453 |
| Total unused commitments | $13,158,000 | 3,561 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 23 | 5,352 |
| Assets and Liabilities | ||
| Total Assets: | $159,385,000 | 3,868 |
| Cash and due from depository institutions | $8,042,000 | 5,352 |
| Interest-bearing balances | $4,148,000 | 3,586 |
| Securities | $22,809,000 | 4,102 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,160 |
| Net loans & leases | $105,781,000 | 3,778 |
| Loan loss allowance | $2,643,000 | 2,644 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,343,000 | 2,362 |
| Other real estate owned | $4,885,000 | 5,352 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $5,125,000 | 3,408 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $159,385,000 | 3,868 |
| Total liabilities | $141,921,000 | 3,886 |
| Total deposits | $116,765,000 | 4,180 |
| Interest-bearing deposits | $110,074,000 | 3,905 |
| Deposits held in domestic offices | $116,765,000 | 4,178 |
| % insured | 95.37% | 1,557 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,583 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $156,000 | 6,888 |
| Total equity capital | $17,464,000 | 3,577 |
| Total bank equity capital | $17,464,000 | 3,577 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $10,000,000 | 517 |
| Surplus | $10,447,000 | 2,613 |
| Undivided profits | $-2,983,000 | 7,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,804,000 | 2,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $791,000 | 4,083 |
| Earning assets | $140,138,000 | 3,972 |
| Long-term assets (5+ years) | $21,303,000 | 4,056 |
| Average Assets, year-to-date | $142,529,400 | 4,066 |
| Average Assets, quarterly | $154,647,500 | 3,929 |
| Volatile liabilities | $8,225,000 | 6,578 |
| Insider loans | $3,011,000 | 2,335 |
| FHLB advances | $25,000,000 | 1,483 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $10,514,000 | 4,014 |
| Tier 1 (core) risk-based capital | $17,672,000 | 3,403 |
| Tier 2 risk-based capital | $1,537,000 | 3,243 |
| Total risk weighted assets | $121,865,000 | 3,574 |
| Total unused commitments | $10,514,000 | 4,015 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 22 | 5,528 |
| Assets and Liabilities | ||
| Total Assets: | $149,910,000 | 4,035 |
| Cash and due from depository institutions | $8,378,000 | 5,528 |
| Interest-bearing balances | $4,747,000 | 3,131 |
| Securities | $17,688,000 | 4,718 |
| Federal funds sold & reverse repurchase agreements | $6,125,000 | 1,472 |
| Net loans & leases | $108,264,000 | 3,763 |
| Loan loss allowance | $2,290,000 | 2,832 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,365,000 | 2,366 |
| Other real estate owned | $674,000 | 5,528 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,416,000 | 3,950 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $149,910,000 | 4,035 |
| Total liabilities | $130,843,000 | 4,096 |
| Total deposits | $105,638,000 | 4,454 |
| Interest-bearing deposits | $100,386,000 | 4,161 |
| Deposits held in domestic offices | $105,638,000 | 4,452 |
| % insured | 94.82% | 1,922 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,000,000 | 1,629 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $205,000 | 6,903 |
| Total equity capital | $19,067,000 | 3,415 |
| Total bank equity capital | $19,067,000 | 3,415 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $10,000,000 | 515 |
| Surplus | $10,419,000 | 2,606 |
| Undivided profits | $-1,352,000 | 7,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $10,399,000 | 1,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $778,000 | 4,325 |
| Earning assets | $136,824,000 | 4,052 |
| Long-term assets (5+ years) | $18,671,000 | 4,281 |
| Average Assets, year-to-date | $138,315,500 | 4,178 |
| Average Assets, quarterly | $147,272,500 | 4,060 |
| Volatile liabilities | $18,104,000 | 5,182 |
| Insider loans | $2,823,000 | 2,476 |
| FHLB advances | $25,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $9,353,000 | 4,376 |
| Tier 1 (core) risk-based capital | $19,081,000 | 3,251 |
| Tier 2 risk-based capital | $1,447,000 | 3,350 |
| Total risk weighted assets | $114,933,000 | 3,752 |
| Total unused commitments | $9,353,000 | 4,379 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 22 | 5,572 |
| Assets and Liabilities | ||
| Total Assets: | $144,635,000 | 4,129 |
| Cash and due from depository institutions | $8,340,000 | 5,572 |
| Interest-bearing balances | $4,803,000 | 2,831 |
| Securities | $12,586,000 | 5,389 |
| Federal funds sold & reverse repurchase agreements | $7,709,000 | 1,321 |
| Net loans & leases | $107,063,000 | 3,821 |
| Loan loss allowance | $1,223,000 | 4,174 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,411,000 | 2,377 |
| Other real estate owned | $724,000 | 5,572 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $2,802,000 | 4,378 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $144,635,000 | 4,129 |
| Total liabilities | $124,910,000 | 4,216 |
| Total deposits | $99,635,000 | 4,636 |
| Interest-bearing deposits | $90,743,000 | 4,437 |
| Deposits held in domestic offices | $99,635,000 | 4,633 |
| % insured | 85.17% | 2,136 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $275,000 | 6,542 |
| Total equity capital | $19,725,000 | 3,279 |
| Total bank equity capital | $19,725,000 | 3,279 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $10,000,000 | 516 |
| Surplus | $10,391,000 | 2,603 |
| Undivided profits | $-666,000 | 6,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,314,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $851,000 | 3,978 |
| Earning assets | $132,161,000 | 4,135 |
| Long-term assets (5+ years) | $13,466,000 | 4,886 |
| Average Assets, year-to-date | $134,450,670 | 4,295 |
| Average Assets, quarterly | $139,730,000 | 4,199 |
| Volatile liabilities | $23,432,000 | 4,615 |
| Insider loans | $6,176,000 | 1,269 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,832,000 | 4,868 |
| Tier 1 (core) risk-based capital | $19,773,000 | 3,176 |
| Tier 2 risk-based capital | $1,223,000 | 3,775 |
| Total risk weighted assets | $114,180,000 | 3,798 |
| Total unused commitments | $7,832,000 | 4,872 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 20 | 5,858 |
| Assets and Liabilities | ||
| Total Assets: | $134,825,000 | 4,335 |
| Cash and due from depository institutions | $2,612,000 | 5,858 |
| Interest-bearing balances | $2,456,000 | 3,478 |
| Securities | $15,023,000 | 5,090 |
| Federal funds sold & reverse repurchase agreements | $7,445,000 | 1,641 |
| Net loans & leases | $100,728,000 | 3,981 |
| Loan loss allowance | $1,140,000 | 4,247 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,473,000 | 2,369 |
| Other real estate owned | $874,000 | 5,858 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $2,670,000 | 4,482 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $134,825,000 | 4,335 |
| Total liabilities | $115,054,000 | 4,460 |
| Total deposits | $89,796,000 | 4,937 |
| Interest-bearing deposits | $86,304,000 | 4,594 |
| Deposits held in domestic offices | $89,796,000 | 4,934 |
| % insured | 84.25% | 2,489 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,000,000 | 1,758 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $258,000 | 6,535 |
| Total equity capital | $19,771,000 | 3,306 |
| Total bank equity capital | $19,771,000 | 3,306 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,000,000 | 513 |
| Surplus | $10,363,000 | 2,597 |
| Undivided profits | $-592,000 | 7,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $593,000 | 5,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $737,000 | 4,390 |
| Earning assets | $125,652,000 | 4,277 |
| Long-term assets (5+ years) | $16,176,000 | 4,501 |
| Average Assets, year-to-date | $129,358,500 | 4,424 |
| Average Assets, quarterly | $129,358,500 | 4,424 |
| Volatile liabilities | $27,238,000 | 4,188 |
| Insider loans | $6,145,000 | 1,288 |
| FHLB advances | $25,000,000 | 1,646 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $8,210,000 | 4,887 |
| Tier 1 (core) risk-based capital | $19,767,000 | 3,179 |
| Tier 2 risk-based capital | $1,140,000 | 3,931 |
| Total risk weighted assets | $106,719,000 | 3,988 |
| Total unused commitments | $8,210,000 | 4,889 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 20 | 5,904 |
| Assets and Liabilities | ||
| Total Assets: | $123,892,000 | 4,542 |
| Cash and due from depository institutions | $2,365,000 | 5,904 |
| Interest-bearing balances | $2,187,000 | 2,861 |
| Securities | $17,781,000 | 4,714 |
| Federal funds sold & reverse repurchase agreements | $1,387,000 | 3,657 |
| Net loans & leases | $94,346,000 | 4,181 |
| Loan loss allowance | $1,147,000 | 4,187 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,527,000 | 2,369 |
| Other real estate owned | $0 | 5,904 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,486,000 | 4,727 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $123,892,000 | 4,542 |
| Total liabilities | $104,073,000 | 4,721 |
| Total deposits | $83,934,000 | 5,073 |
| Interest-bearing deposits | $81,247,000 | 4,694 |
| Deposits held in domestic offices | $83,934,000 | 5,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $20,000,000 | 2,191 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $139,000 | 7,459 |
| Total equity capital | $19,819,000 | 3,280 |
| Total bank equity capital | $19,819,000 | 3,280 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,000,000 | 512 |
| Surplus | $10,335,000 | 2,580 |
| Undivided profits | $-516,000 | 7,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,614,000 | 3,641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $850,000 | 4,187 |
| Earning assets | $115,701,000 | 4,478 |
| Long-term assets (5+ years) | $16,417,000 | 4,421 |
| Average Assets, year-to-date | $104,346,800 | 4,920 |
| Average Assets, quarterly | $123,030,500 | 4,522 |
| Volatile liabilities | $28,102,000 | 4,058 |
| Insider loans | $7,962,000 | 994 |
| FHLB advances | $20,000,000 | 2,086 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,717,000 | 5,601 |
| Tier 1 (core) risk-based capital | $19,641,000 | 3,173 |
| Tier 2 risk-based capital | $1,147,000 | 3,887 |
| Total risk weighted assets | $99,727,000 | 4,182 |
| Total unused commitments | $5,717,000 | 5,602 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 21 | 5,841 |
| Assets and Liabilities | ||
| Total Assets: | $122,169,000 | 4,567 |
| Cash and due from depository institutions | $2,095,000 | 5,841 |
| Interest-bearing balances | $1,967,000 | 2,384 |
| Securities | $13,933,000 | 5,229 |
| Federal funds sold & reverse repurchase agreements | $9,207,000 | 1,342 |
| Net loans & leases | $88,941,000 | 4,333 |
| Loan loss allowance | $1,100,000 | 4,134 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,595,000 | 2,322 |
| Other real estate owned | $0 | 5,841 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,398,000 | 4,841 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $122,169,000 | 4,567 |
| Total liabilities | $102,964,000 | 4,722 |
| Total deposits | $82,788,000 | 5,053 |
| Interest-bearing deposits | $78,765,000 | 4,750 |
| Deposits held in domestic offices | $82,788,000 | 5,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $20,000,000 | 2,230 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $176,000 | 7,344 |
| Total equity capital | $19,205,000 | 3,378 |
| Total bank equity capital | $19,205,000 | 3,378 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $10,000,000 | 505 |
| Surplus | $10,301,000 | 2,573 |
| Undivided profits | $-1,096,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 3,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $691,000 | 5,006 |
| Earning assets | $114,048,000 | 4,501 |
| Long-term assets (5+ years) | $12,859,000 | 4,852 |
| Average Assets, year-to-date | $99,460,500 | 5,087 |
| Average Assets, quarterly | $114,318,000 | 4,734 |
| Volatile liabilities | $25,446,000 | 4,219 |
| Insider loans | $3,810,000 | 2,027 |
| FHLB advances | $20,000,000 | 2,130 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $11,499,000 | 4,359 |
| Tier 1 (core) risk-based capital | $19,567,000 | 3,240 |
| Tier 2 risk-based capital | $1,100,000 | 3,903 |
| Total risk weighted assets | $102,983,000 | 4,078 |
| Total unused commitments | $11,499,000 | 4,361 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 21 | 5,912 |
| Assets and Liabilities | ||
| Total Assets: | $106,467,000 | 4,981 |
| Cash and due from depository institutions | $1,585,000 | 5,912 |
| Interest-bearing balances | $1,402,000 | 2,549 |
| Securities | $14,063,000 | 5,249 |
| Federal funds sold & reverse repurchase agreements | $2,880,000 | 3,248 |
| Net loans & leases | $80,258,000 | 4,578 |
| Loan loss allowance | $1,000,000 | 4,333 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,674,000 | 2,290 |
| Other real estate owned | $0 | 5,912 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,007,000 | 5,215 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $106,466,000 | 4,981 |
| Total liabilities | $87,290,000 | 5,218 |
| Total deposits | $76,619,000 | 5,292 |
| Interest-bearing deposits | $72,708,000 | 4,957 |
| Deposits held in domestic offices | $76,619,000 | 5,289 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,500,000 | 3,018 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $171,000 | 7,402 |
| Total equity capital | $19,176,000 | 3,403 |
| Total bank equity capital | $19,176,000 | 3,403 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $10,000,000 | 498 |
| Surplus | $10,266,000 | 2,575 |
| Undivided profits | $-1,090,000 | 7,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,019,000 | 3,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $708,000 | 4,817 |
| Earning assets | $98,603,000 | 4,941 |
| Long-term assets (5+ years) | $14,685,000 | 4,587 |
| Average Assets, year-to-date | $91,891,000 | 5,347 |
| Average Assets, quarterly | $101,433,500 | 5,099 |
| Volatile liabilities | $20,975,000 | 4,677 |
| Insider loans | $3,986,000 | 1,942 |
| FHLB advances | $10,500,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,693,000 | 5,547 |
| Tier 1 (core) risk-based capital | $19,465,000 | 3,265 |
| Tier 2 risk-based capital | $1,000,000 | 4,113 |
| Total risk weighted assets | $92,232,000 | 4,380 |
| Total unused commitments | $6,693,000 | 5,549 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 21 | 5,933 |
| Assets and Liabilities | ||
| Total Assets: | $96,400,000 | 5,250 |
| Cash and due from depository institutions | $1,948,000 | 5,933 |
| Interest-bearing balances | $1,800,000 | 2,468 |
| Securities | $12,516,000 | 5,503 |
| Federal funds sold & reverse repurchase agreements | $5,493,000 | 3,001 |
| Net loans & leases | $69,077,000 | 4,916 |
| Loan loss allowance | $642,000 | 5,430 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,715,000 | 2,250 |
| Other real estate owned | $0 | 5,933 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,651,000 | 5,559 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $96,400,000 | 5,250 |
| Total liabilities | $76,905,000 | 5,528 |
| Total deposits | $66,266,000 | 5,726 |
| Interest-bearing deposits | $62,038,000 | 5,430 |
| Deposits held in domestic offices | $66,266,000 | 5,725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,500,000 | 2,815 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $139,000 | 7,769 |
| Total equity capital | $19,495,000 | 3,434 |
| Total bank equity capital | $19,495,000 | 3,434 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $10,000,000 | 491 |
| Surplus | $10,231,000 | 2,557 |
| Undivided profits | $-736,000 | 7,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $584,000 | 5,414 |
| Earning assets | $88,886,000 | 5,226 |
| Long-term assets (5+ years) | $9,472,000 | 5,301 |
| Average Assets, year-to-date | $84,603,000 | 5,597 |
| Average Assets, quarterly | $84,603,000 | 5,597 |
| Volatile liabilities | $11,926,000 | 5,920 |
| Insider loans | $3,123,000 | 2,309 |
| FHLB advances | $10,500,000 | 2,706 |
| Loans and leases held for sale | $259,000 | 1,453 |
| Unused loan commitments | $13,258,000 | 4,229 |
| Tier 1 (core) risk-based capital | $19,530,000 | 3,254 |
| Tier 2 risk-based capital | $642,000 | 5,216 |
| Total risk weighted assets | $81,393,000 | 4,678 |
| Total unused commitments | $13,258,000 | 4,232 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 19 | 6,196 |
| Assets and Liabilities | ||
| Total Assets: | $72,806,000 | 5,997 |
| Cash and due from depository institutions | $1,600,000 | 6,196 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $7,040,000 | 6,645 |
| Federal funds sold & reverse repurchase agreements | $9,276,000 | 1,481 |
| Net loans & leases | $48,333,000 | 5,818 |
| Loan loss allowance | $550,000 | 5,796 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,716,000 | 2,222 |
| Other real estate owned | $0 | 6,196 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $841,000 | 7,021 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $72,806,000 | 5,997 |
| Total liabilities | $53,599,000 | 6,388 |
| Total deposits | $50,496,000 | 6,378 |
| Interest-bearing deposits | $46,615,000 | 6,114 |
| Deposits held in domestic offices | $50,496,000 | 6,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,109 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $103,000 | 8,058 |
| Total equity capital | $19,207,000 | 3,416 |
| Total bank equity capital | $19,207,000 | 3,416 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 483 |
| Surplus | $10,000,000 | 2,567 |
| Undivided profits | $-793,000 | 7,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $406,000 | 6,579 |
| Earning assets | $64,649,000 | 6,070 |
| Long-term assets (5+ years) | $2,016,000 | 6,827 |
| Average Assets, year-to-date | $54,028,800 | 6,595 |
| Average Assets, quarterly | $73,211,500 | 5,963 |
| Volatile liabilities | $9,149,000 | 6,398 |
| Insider loans | $5,183,000 | 1,473 |
| FHLB advances | $3,000,000 | 3,964 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $16,715,000 | 3,737 |
| Tier 1 (core) risk-based capital | $19,182,000 | 3,282 |
| Tier 2 risk-based capital | $550,000 | 5,605 |
| Total risk weighted assets | $59,849,000 | 5,499 |
| Total unused commitments | $16,715,000 | 3,738 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 19 | 6,225 |
| Assets and Liabilities | ||
| Total Assets: | $73,617,000 | 5,975 |
| Cash and due from depository institutions | $13,773,000 | 6,225 |
| Interest-bearing balances | $12,757,000 | 445 |
| Securities | $8,996,000 | 6,280 |
| Federal funds sold & reverse repurchase agreements | $1,861,000 | 4,255 |
| Net loans & leases | $42,226,000 | 6,097 |
| Loan loss allowance | $495,000 | 6,054 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,942,000 | 2,108 |
| Other real estate owned | $0 | 6,225 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $819,000 | 7,183 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $73,617,000 | 5,975 |
| Total liabilities | $54,558,000 | 6,340 |
| Total deposits | $51,373,000 | 6,335 |
| Interest-bearing deposits | $47,738,000 | 6,079 |
| Deposits held in domestic offices | $51,373,000 | 6,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $3,000,000 | 4,035 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $185,000 | 7,593 |
| Total equity capital | $19,059,000 | 3,416 |
| Total bank equity capital | $19,059,000 | 3,416 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 460 |
| Surplus | $10,000,000 | 2,512 |
| Undivided profits | $-941,000 | 7,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $380,000 | 6,956 |
| Earning assets | $65,840,000 | 6,018 |
| Long-term assets (5+ years) | $2,008,000 | 6,802 |
| Average Assets, year-to-date | $49,334,500 | 6,843 |
| Average Assets, quarterly | $62,608,000 | 6,322 |
| Volatile liabilities | $16,372,000 | 5,200 |
| Insider loans | $3,234,000 | 2,195 |
| FHLB advances | $3,000,000 | 3,850 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $9,809,000 | 4,818 |
| Tier 1 (core) risk-based capital | $19,041,000 | 3,303 |
| Tier 2 risk-based capital | $495,000 | 5,863 |
| Total risk weighted assets | $56,886,000 | 5,598 |
| Total unused commitments | $9,809,000 | 4,818 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $51,599,000 | 6,825 |
| Cash and due from depository institutions | $8,439,000 | 6,276 |
| Interest-bearing balances | $7,514,000 | 755 |
| Securities | $5,940,000 | 6,973 |
| Federal funds sold & reverse repurchase agreements | $2,082,000 | 4,177 |
| Net loans & leases | $29,841,000 | 6,834 |
| Loan loss allowance | $378,000 | 6,674 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,881,000 | 2,522 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $416,000 | 8,025 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $51,599,000 | 6,825 |
| Total liabilities | $32,547,000 | 7,416 |
| Total deposits | $32,309,000 | 7,329 |
| Interest-bearing deposits | $29,108,000 | 7,155 |
| Deposits held in domestic offices | $32,309,000 | 7,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $238,000 | 7,124 |
| Total equity capital | $19,052,000 | 3,367 |
| Total bank equity capital | $19,052,000 | 3,367 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $10,000,000 | 455 |
| Surplus | $10,000,000 | 2,502 |
| Undivided profits | $-948,000 | 8,036 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $278,000 | 7,396 |
| Earning assets | $45,377,000 | 6,922 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $41,240,330 | 7,239 |
| Average Assets, quarterly | $45,875,500 | 7,056 |
| Volatile liabilities | $12,222,000 | 5,808 |
| Insider loans | $3,334,000 | 2,142 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,112,000 | 4,809 |
| Tier 1 (core) risk-based capital | $19,060,000 | 3,284 |
| Tier 2 risk-based capital | $378,000 | 6,478 |
| Total risk weighted assets | $44,764,000 | 6,166 |
| Total unused commitments | $10,112,000 | 4,810 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 17 | 6,556 |
| Assets and Liabilities | ||
| Total Assets: | $40,152,000 | 7,352 |
| Cash and due from depository institutions | $6,475,000 | 6,556 |
| Interest-bearing balances | $198,000 | 4,042 |
| Securities | $5,039,000 | 7,215 |
| Federal funds sold & reverse repurchase agreements | $1,267,000 | 5,619 |
| Net loans & leases | $22,962,000 | 7,263 |
| Loan loss allowance | $291,000 | 7,178 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,159,000 | 2,843 |
| Other real estate owned | $0 | 6,556 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $250,000 | 8,352 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $40,152,000 | 7,352 |
| Total liabilities | $21,145,000 | 8,030 |
| Total deposits | $21,075,000 | 7,962 |
| Interest-bearing deposits | $18,772,000 | 7,862 |
| Deposits held in domestic offices | $21,075,000 | 7,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $70,000 | 8,349 |
| Total equity capital | $19,007,000 | 3,379 |
| Total bank equity capital | $19,007,000 | 3,379 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,000,000 | 443 |
| Surplus | $10,000,000 | 2,467 |
| Undivided profits | $-993,000 | 8,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $182,000 | 7,946 |
| Earning assets | $29,466,000 | 7,727 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $36,061,000 | 7,527 |
| Average Assets, quarterly | $36,061,000 | 7,527 |
| Volatile liabilities | $10,493,000 | 6,051 |
| Insider loans | $2,256,000 | 2,786 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $7,650,000 | 5,339 |
| Tier 1 (core) risk-based capital | $19,010,000 | 3,265 |
| Tier 2 risk-based capital | $291,000 | 6,987 |
| Total risk weighted assets | $34,906,000 | 6,676 |
| Total unused commitments | $7,650,000 | 5,340 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 17 | 6,564 |
| Assets and Liabilities | ||
| Total Assets: | $31,970,000 | 7,754 |
| Cash and due from depository institutions | $9,133,000 | 6,564 |
| Interest-bearing balances | $8,147,000 | 728 |
| Securities | $3,972,000 | 7,517 |
| Federal funds sold & reverse repurchase agreements | $2,080,000 | 4,405 |
| Net loans & leases | $13,429,000 | 7,971 |
| Loan loss allowance | $170,000 | 7,875 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,103,000 | 3,461 |
| Other real estate owned | $0 | 6,564 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $253,000 | 8,404 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $31,970,000 | 7,754 |
| Total liabilities | $12,835,000 | 8,412 |
| Total deposits | $12,808,000 | 8,374 |
| Interest-bearing deposits | $11,962,000 | 8,270 |
| Deposits held in domestic offices | $12,808,000 | 8,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $27,000 | 8,610 |
| Total equity capital | $19,135,000 | 3,311 |
| Total bank equity capital | $19,135,000 | 3,311 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,000,000 | 435 |
| Surplus | $10,000,000 | 2,419 |
| Undivided profits | $-865,000 | 8,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $170,000 | 8,055 |
| Earning assets | $27,628,000 | 7,838 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $26,037,000 | 7,974 |
| Average Assets, quarterly | $26,037,000 | 8,017 |
| Volatile liabilities | $8,032,000 | 6,613 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $4,458,000 | 6,217 |
| Tier 1 (core) risk-based capital | $19,138,000 | 3,194 |
| Tier 2 risk-based capital | $170,000 | 7,781 |
| Total risk weighted assets | $22,937,000 | 7,497 |
| Total unused commitments | $4,458,000 | 6,219 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 18 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $20,104,000 | 8,325 |
| Cash and due from depository institutions | $397,000 | 6,462 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $3,965,000 | 7,581 |
| Federal funds sold & reverse repurchase agreements | $13,089,000 | 1,070 |
| Net loans & leases | $1,029,000 | 8,653 |
| Loan loss allowance | $13,000 | 8,622 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,523,000 | 5,109 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $101,000 | 8,684 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $20,104,000 | 8,325 |
| Total liabilities | $693,000 | 8,734 |
| Total deposits | $692,000 | 8,695 |
| Interest-bearing deposits | $497,000 | 8,709 |
| Deposits held in domestic offices | $692,000 | 8,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,000 | 8,751 |
| Total equity capital | $19,411,000 | 3,241 |
| Total bank equity capital | $19,411,000 | 3,241 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,000,000 | 419 |
| Surplus | $10,000,000 | 2,387 |
| Undivided profits | $-589,000 | 8,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $66,000 | 8,525 |
| Earning assets | $18,083,000 | 8,324 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $20,104,000 | 8,295 |
| Average Assets, quarterly | $20,104,000 | 8,317 |
| Volatile liabilities | $200,000 | 8,653 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $1,700,000 | 7,460 |
| Tier 1 (core) risk-based capital | $19,414,000 | 3,132 |
| Tier 2 risk-based capital | $13,000 | 8,618 |
| Total risk weighted assets | $6,945,000 | 8,564 |
| Total unused commitments | $1,700,000 | 7,460 |
| Derivatives | $0 | 1,023 |