Home > Premier Community Bank of Southwest Florida > Income and Expense
Premier Community Bank of Southwest Florida, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 6,380 |
| Total interest expense | $335,000 | 6,722 |
| Net interest income | $1,206,000 | 6,135 |
| Provision for loan and lease losses | $360,000 | 1,336 |
| Total noninterest income | $179,000 | 6,076 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $129,000 | 4,705 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $50,000 | 6,428 |
| Total noninterest expense | $1,008,000 | 5,977 |
| Salaries and employee benefits | $514,000 | 6,190 |
| Premises and equipment expense | $137,000 | 5,939 |
| Additional noninterest expense | $357,000 | 5,447 |
| Pre-tax net operating income | $17,000 | 8,431 |
| Securities gains (losses) | $-260,000 | 9,017 |
| Applicable income taxes | $-70,000 | 8,919 |
| Income before extraordinary items | $-173,000 | 8,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-173,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $587,000 | 620 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,600 | 8,445 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,319 |
| Total interest expense | $175,000 | 6,691 |
| Net interest income | $613,000 | 6,093 |
| Provision for loan and lease losses | $347,000 | 720 |
| Total noninterest income | $80,000 | 6,291 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $20,000 | 6,798 |
| Total noninterest expense | $577,000 | 5,580 |
| Salaries and employee benefits | $287,000 | 5,859 |
| Premises and equipment expense | $71,000 | 5,842 |
| Additional noninterest expense | $219,000 | 4,739 |
| Pre-tax net operating income | $-231,000 | 8,932 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-87,000 | 9,027 |
| Income before extraordinary items | $-144,000 | 8,902 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-144,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-144,000 | 8,870 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 6,503 |
| Total interest expense | $802,000 | 6,705 |
| Net interest income | $2,212,000 | 6,298 |
| Provision for loan and lease losses | $182,000 | 4,191 |
| Total noninterest income | $391,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $222,000 | 5,034 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $169,000 | 5,608 |
| Total noninterest expense | $2,167,000 | 5,729 |
| Salaries and employee benefits | $1,136,000 | 5,825 |
| Premises and equipment expense | $290,000 | 5,760 |
| Additional noninterest expense | $741,000 | 5,316 |
| Pre-tax net operating income | $254,000 | 7,621 |
| Securities gains (losses) | $79,000 | 2,105 |
| Applicable income taxes | $125,000 | 5,487 |
| Income before extraordinary items | $208,000 | 7,729 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $208,000 | 7,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $157,440 | 7,855 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 6,683 |
| Total interest expense | $619,000 | 6,771 |
| Net interest income | $1,580,000 | 6,465 |
| Provision for loan and lease losses | $133,000 | 4,187 |
| Total noninterest income | $309,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $159,000 | 5,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 5,334 |
| Total noninterest expense | $1,660,000 | 5,630 |
| Salaries and employee benefits | $873,000 | 5,707 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $569,000 | 5,200 |
| Pre-tax net operating income | $96,000 | 8,251 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $66,000 | 5,975 |
| Income before extraordinary items | $110,000 | 8,159 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $110,000 | 8,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $58,800 | 8,368 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,372,000 | 6,926 |
| Total interest expense | $419,000 | 6,853 |
| Net interest income | $953,000 | 6,787 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $134,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $100,000 | 5,280 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $34,000 | 7,176 |
| Total noninterest expense | $1,086,000 | 5,703 |
| Salaries and employee benefits | $560,000 | 5,842 |
| Premises and equipment expense | $142,000 | 5,830 |
| Additional noninterest expense | $384,000 | 5,152 |
| Pre-tax net operating income | $-94,000 | 8,813 |
| Securities gains (losses) | $176,000 | 1,119 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $51,000 | 8,417 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $51,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-61,640 | 8,777 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 6,976 |
| Total interest expense | $210,000 | 6,941 |
| Net interest income | $471,000 | 6,816 |
| Provision for loan and lease losses | $58,000 | 3,492 |
| Total noninterest income | $62,000 | 6,956 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 5,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 7,254 |
| Total noninterest expense | $560,000 | 5,566 |
| Salaries and employee benefits | $299,000 | 5,637 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $190,000 | 5,155 |
| Pre-tax net operating income | $-85,000 | 8,955 |
| Securities gains (losses) | $130,000 | 859 |
| Applicable income taxes | $17,000 | 6,213 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-55,200 | 8,878 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 7,759 |
| Total interest expense | $783,000 | 7,567 |
| Net interest income | $1,298,000 | 7,767 |
| Provision for loan and lease losses | $167,000 | 4,729 |
| Total noninterest income | $190,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,409,000 | 7,042 |
| Salaries and employee benefits | $807,000 | 6,859 |
| Premises and equipment expense | $282,000 | 5,756 |
| Additional noninterest expense | $320,000 | 7,663 |
| Pre-tax net operating income | $-88,000 | 8,752 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $-32,000 | 8,948 |
| Income before extraordinary items | $-49,000 | 8,792 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-49,000 | 8,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-53,480 | 8,731 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 9,181 |
| Total interest expense | $382,000 | 9,183 |
| Net interest income | $581,000 | 9,071 |
| Provision for loan and lease losses | $138,000 | 4,959 |
| Total noninterest income | $54,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $988,000 | 7,993 |
| Salaries and employee benefits | $592,000 | 7,707 |
| Premises and equipment expense | $159,000 | 7,382 |
| Additional noninterest expense | $237,000 | 8,342 |
| Pre-tax net operating income | $-491,000 | 9,162 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-195,000 | 9,372 |
| Income before extraordinary items | $-296,000 | 9,120 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-296,000 | 9,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-296,000 | 9,065 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $70,000 | 9,871 |
| Total interest expense | $7,000 | 9,854 |
| Net interest income | $63,000 | 9,863 |
| Provision for loan and lease losses | $22,000 | 7,551 |
| Total noninterest income | $1,000 | 9,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 9,788 |
| Total noninterest expense | $219,000 | 9,825 |
| Salaries and employee benefits | $157,000 | 9,731 |
| Premises and equipment expense | $15,000 | 9,802 |
| Additional noninterest expense | $47,000 | 9,842 |
| Pre-tax net operating income | $-177,000 | 9,320 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-70,000 | 9,532 |
| Income before extraordinary items | $-107,000 | 9,276 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-107,000 | 9,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,085,000 | 200 |
| Net operating income | $-107,000 | 9,271 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.