Home > Premier Community Bank of South Florida > Income and Expense
Premier Community Bank of South Florida, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 4,358 |
| Total interest expense | $656,000 | 4,848 |
| Net interest income | $2,239,000 | 4,132 |
| Provision for loan and lease losses | $-177,000 | 8,988 |
| Total noninterest income | $238,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $172,000 | 4,025 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $66,000 | 5,947 |
| Total noninterest expense | $1,987,000 | 3,754 |
| Salaries and employee benefits | $865,000 | 4,451 |
| Premises and equipment expense | $508,000 | 2,256 |
| Additional noninterest expense | $614,000 | 3,681 |
| Pre-tax net operating income | $667,000 | 4,568 |
| Securities gains (losses) | $-310,000 | 9,022 |
| Applicable income taxes | $145,000 | 4,308 |
| Income before extraordinary items | $212,000 | 6,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $410,400 | 5,172 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 4,293 |
| Total interest expense | $326,000 | 4,921 |
| Net interest income | $1,161,000 | 3,996 |
| Provision for loan and lease losses | $-177,000 | 9,055 |
| Total noninterest income | $115,000 | 5,443 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $23,000 | 6,579 |
| Total noninterest expense | $1,128,000 | 3,416 |
| Salaries and employee benefits | $508,000 | 3,954 |
| Premises and equipment expense | $256,000 | 2,253 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $325,000 | 4,630 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $122,000 | 3,464 |
| Income before extraordinary items | $203,000 | 5,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,346 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $203,000 | 5,186 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,086,000 | 4,279 |
| Total interest expense | $1,185,000 | 5,604 |
| Net interest income | $4,901,000 | 3,731 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $865,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $563,000 | 2,824 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $302,000 | 4,492 |
| Total noninterest expense | $4,596,000 | 3,295 |
| Salaries and employee benefits | $2,237,000 | 3,567 |
| Premises and equipment expense | $982,000 | 2,288 |
| Additional noninterest expense | $1,377,000 | 3,328 |
| Pre-tax net operating income | $990,000 | 5,203 |
| Securities gains (losses) | $5,000 | 3,903 |
| Applicable income taxes | $371,000 | 3,928 |
| Income before extraordinary items | $624,000 | 5,866 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $624,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $385,000 | 1,914 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $620,800 | 5,703 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 4,332 |
| Total interest expense | $883,000 | 5,778 |
| Net interest income | $3,673,000 | 3,767 |
| Provision for loan and lease losses | $173,000 | 3,667 |
| Total noninterest income | $718,000 | 3,883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $440,000 | 2,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 4,169 |
| Total noninterest expense | $3,584,000 | 3,168 |
| Salaries and employee benefits | $1,704,000 | 3,516 |
| Premises and equipment expense | $798,000 | 2,146 |
| Additional noninterest expense | $1,082,000 | 3,176 |
| Pre-tax net operating income | $634,000 | 5,751 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $240,000 | 4,347 |
| Income before extraordinary items | $401,000 | 6,349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $401,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 1,403 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $396,520 | 6,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 4,304 |
| Total interest expense | $590,000 | 5,905 |
| Net interest income | $2,508,000 | 3,688 |
| Provision for loan and lease losses | $165,000 | 2,855 |
| Total noninterest income | $554,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $302,000 | 2,635 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $252,000 | 3,612 |
| Total noninterest expense | $2,450,000 | 3,098 |
| Salaries and employee benefits | $1,151,000 | 3,486 |
| Premises and equipment expense | $574,000 | 1,991 |
| Additional noninterest expense | $725,000 | 3,134 |
| Pre-tax net operating income | $447,000 | 5,595 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $170,000 | 4,280 |
| Income before extraordinary items | $283,000 | 6,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 995 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $279,160 | 6,058 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 4,359 |
| Total interest expense | $285,000 | 6,100 |
| Net interest income | $1,249,000 | 3,686 |
| Provision for loan and lease losses | $205,000 | 1,334 |
| Total noninterest income | $224,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $1,179,000 | 3,205 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $191,000 | 2,867 |
| Additional noninterest expense | $364,000 | 3,087 |
| Pre-tax net operating income | $89,000 | 7,372 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $90,000 | 4,143 |
| Income before extraordinary items | $5,000 | 8,702 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 9,095 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,160 | 8,647 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 8,590 |
| Total interest expense | $280,000 | 8,929 |
| Net interest income | $1,016,000 | 8,238 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $167,000 | 7,649 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $139,000 | 5,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 8,260 |
| Total noninterest expense | $1,203,000 | 7,460 |
| Salaries and employee benefits | $570,000 | 7,842 |
| Premises and equipment expense | $206,000 | 6,710 |
| Additional noninterest expense | $427,000 | 6,956 |
| Pre-tax net operating income | $-30,000 | 8,684 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-11,000 | 8,868 |
| Income before extraordinary items | $-19,000 | 8,756 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-19,000 | 8,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,849 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $2,692,000 | 246 |
| Net operating income | $-19,000 | 8,680 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 4,818 |
| Total interest expense | $2,558,000 | 5,323 |
| Net interest income | $3,702,000 | 4,384 |
| Provision for loan and lease losses | $419,000 | 2,536 |
| Total noninterest income | $525,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $420,000 | 3,254 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $105,000 | 6,335 |
| Total noninterest expense | $6,073,000 | 2,351 |
| Salaries and employee benefits | $1,683,000 | 4,134 |
| Premises and equipment expense | $799,000 | 2,631 |
| Additional noninterest expense | $3,591,000 | 1,306 |
| Pre-tax net operating income | $-2,265,000 | 9,504 |
| Securities gains (losses) | $45,000 | 2,460 |
| Applicable income taxes | $-844,000 | 9,541 |
| Income before extraordinary items | $-1,376,000 | 9,477 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,376,000 | 9,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,512 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,404,800 | 9,449 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 4,865 |
| Total interest expense | $2,859,000 | 5,103 |
| Net interest income | $3,570,000 | 4,541 |
| Provision for loan and lease losses | $193,000 | 3,828 |
| Total noninterest income | $488,000 | 4,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,803 |
| Total noninterest expense | $5,679,000 | 2,410 |
| Salaries and employee benefits | $1,740,000 | 3,877 |
| Premises and equipment expense | $796,000 | 2,582 |
| Additional noninterest expense | $3,143,000 | 1,432 |
| Pre-tax net operating income | $-1,814,000 | 9,810 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-658,000 | 9,810 |
| Income before extraordinary items | $-1,156,000 | 9,756 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,156,000 | 9,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,981 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,156,000 | 9,761 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,492,000 | 4,681 |
| Total interest expense | $2,821,000 | 4,825 |
| Net interest income | $3,671,000 | 4,494 |
| Provision for loan and lease losses | $788,000 | 1,204 |
| Total noninterest income | $585,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $464,000 | 2,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,153 |
| Total noninterest expense | $3,929,000 | 3,368 |
| Salaries and employee benefits | $1,780,000 | 3,780 |
| Premises and equipment expense | $786,000 | 2,577 |
| Additional noninterest expense | $1,363,000 | 3,100 |
| Pre-tax net operating income | $-461,000 | 9,823 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $-163,000 | 9,991 |
| Income before extraordinary items | $-302,000 | 9,764 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-302,000 | 9,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,374 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-299,400 | 9,744 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,461,000 | 6,088 |
| Total interest expense | $1,946,000 | 6,276 |
| Net interest income | $2,515,000 | 5,836 |
| Provision for loan and lease losses | $222,000 | 3,296 |
| Total noninterest income | $305,000 | 6,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,799 |
| Total noninterest expense | $2,971,000 | 4,152 |
| Salaries and employee benefits | $1,336,000 | 4,659 |
| Premises and equipment expense | $499,000 | 3,707 |
| Additional noninterest expense | $1,136,000 | 3,530 |
| Pre-tax net operating income | $-373,000 | 10,118 |
| Securities gains (losses) | $102,000 | 1,260 |
| Applicable income taxes | $-95,000 | 10,219 |
| Income before extraordinary items | $-176,000 | 10,029 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-176,000 | 10,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,595 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $879,000 | 487 |
| Net operating income | $-242,300 | 10,045 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 7,280 |
| Total interest expense | $1,369,000 | 7,662 |
| Net interest income | $2,038,000 | 6,836 |
| Provision for loan and lease losses | $131,000 | 4,433 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,218 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $1,890,000 | 5,873 |
| Salaries and employee benefits | $902,000 | 6,277 |
| Premises and equipment expense | $264,000 | 5,874 |
| Additional noninterest expense | $724,000 | 5,091 |
| Pre-tax net operating income | $416,000 | 8,354 |
| Securities gains (losses) | $-72,000 | 10,711 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $222,000 | 8,967 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $222,000 | 8,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,562 |
| Cash dividends | $87,000 | 6,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $268,800 | 8,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 7,888 |
| Total interest expense | $1,196,000 | 8,388 |
| Net interest income | $1,894,000 | 7,362 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $308,000 | 6,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,534,000 | 7,014 |
| Salaries and employee benefits | $671,000 | 7,712 |
| Premises and equipment expense | $240,000 | 6,386 |
| Additional noninterest expense | $623,000 | 6,211 |
| Pre-tax net operating income | $558,000 | 7,638 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $76,000 | 9,229 |
| Income before extraordinary items | $482,000 | 7,025 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $482,000 | 7,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $482,000 | 6,966 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 9,248 |
| Total interest expense | $815,000 | 9,893 |
| Net interest income | $1,490,000 | 8,563 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $259,000 | 7,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $214,000 | 5,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,472 |
| Total noninterest expense | $1,502,000 | 7,269 |
| Salaries and employee benefits | $583,000 | 8,475 |
| Premises and equipment expense | $239,000 | 6,526 |
| Additional noninterest expense | $680,000 | 5,994 |
| Pre-tax net operating income | $138,000 | 10,846 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-165,000 | 11,775 |
| Income before extraordinary items | $303,000 | 8,911 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $303,000 | 8,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 3,894 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $303,000 | 8,881 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 10,184 |
| Total interest expense | $398,000 | 11,594 |
| Net interest income | $1,395,000 | 9,170 |
| Provision for loan and lease losses | $42,000 | 6,508 |
| Total noninterest income | $348,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 4,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,453,000 | 7,751 |
| Salaries and employee benefits | $571,000 | 8,816 |
| Premises and equipment expense | $287,000 | 5,908 |
| Additional noninterest expense | $595,000 | 7,076 |
| Pre-tax net operating income | $248,000 | 10,514 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $248,000 | 9,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,906 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,000 | 9,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,878,000 | 10,433 |
| Total interest expense | $511,000 | 11,635 |
| Net interest income | $1,367,000 | 9,519 |
| Provision for loan and lease losses | $94,000 | 5,936 |
| Total noninterest income | $288,000 | 7,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $1,679,000 | 7,257 |
| Salaries and employee benefits | $555,000 | 9,172 |
| Premises and equipment expense | $288,000 | 6,054 |
| Additional noninterest expense | $836,000 | 5,712 |
| Pre-tax net operating income | $-118,000 | 12,614 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-118,000 | 12,678 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-118,000 | 12,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,951 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-118,000 | 12,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 10,316 |
| Total interest expense | $820,000 | 11,238 |
| Net interest income | $1,462,000 | 9,403 |
| Provision for loan and lease losses | $904,000 | 1,961 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,087 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $1,458,000 | 8,078 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $269,000 | 6,453 |
| Additional noninterest expense | $564,000 | 7,825 |
| Pre-tax net operating income | $-643,000 | 13,366 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $-25,000 | 13,439 |
| Income before extraordinary items | $-616,000 | 13,424 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-616,000 | 13,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $909,000 | 1,659 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-617,920 | 13,332 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.