Home > Premier Community Bank of Florida > Income and Expense
Premier Community Bank of Florida, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,367,000 | 1,615 |
| Total interest expense | $712,000 | 2,708 |
| Net interest income | $3,655,000 | 1,359 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $453,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $117,000 | 3,205 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $336,000 | 1,741 |
| Total noninterest expense | $2,577,000 | 1,581 |
| Salaries and employee benefits | $856,000 | 2,531 |
| Premises and equipment expense | $242,000 | 2,382 |
| Additional noninterest expense | $1,479,000 | 831 |
| Pre-tax net operating income | $1,521,000 | 1,376 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $451,000 | 1,406 |
| Income before extraordinary items | $1,084,000 | 1,480 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,084,000 | 1,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,873 |
| Cash dividends | $1,354,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,074,060 | 1,411 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,535,000 | 1,551 |
| Total interest expense | $3,485,000 | 2,508 |
| Net interest income | $15,050,000 | 1,296 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $2,156,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $508,000 | 3,050 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,648,000 | 1,692 |
| Total noninterest expense | $10,144,000 | 1,577 |
| Salaries and employee benefits | $3,601,000 | 2,356 |
| Premises and equipment expense | $706,000 | 3,068 |
| Additional noninterest expense | $5,837,000 | 879 |
| Pre-tax net operating income | $7,002,000 | 1,197 |
| Securities gains (losses) | $318,000 | 1,014 |
| Applicable income taxes | $2,212,000 | 1,191 |
| Income before extraordinary items | $5,108,000 | 1,256 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,108,000 | 1,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,908 |
| Cash dividends | $4,972,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,885,400 | 1,239 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $14,040,000 | 1,558 |
| Total interest expense | $2,732,000 | 2,508 |
| Net interest income | $11,308,000 | 1,296 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $1,665,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $386,000 | 3,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,279,000 | 1,724 |
| Total noninterest expense | $7,667,000 | 1,576 |
| Salaries and employee benefits | $2,658,000 | 2,386 |
| Premises and equipment expense | $570,000 | 2,891 |
| Additional noninterest expense | $4,439,000 | 871 |
| Pre-tax net operating income | $5,261,000 | 1,228 |
| Securities gains (losses) | $186,000 | 1,272 |
| Applicable income taxes | $1,693,000 | 1,213 |
| Income before extraordinary items | $3,754,000 | 1,316 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,754,000 | 1,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,128 |
| Cash dividends | $3,547,000 | 635 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,625,660 | 1,294 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,559,000 | 1,547 |
| Total interest expense | $1,932,000 | 2,453 |
| Net interest income | $7,627,000 | 1,287 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $1,063,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $261,000 | 2,965 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $802,000 | 1,777 |
| Total noninterest expense | $5,344,000 | 1,503 |
| Salaries and employee benefits | $1,734,000 | 2,428 |
| Premises and equipment expense | $647,000 | 1,755 |
| Additional noninterest expense | $2,963,000 | 878 |
| Pre-tax net operating income | $3,316,000 | 1,284 |
| Securities gains (losses) | $186,000 | 1,087 |
| Applicable income taxes | $1,172,000 | 1,203 |
| Income before extraordinary items | $2,330,000 | 1,419 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,330,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $2,382,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,205,380 | 1,394 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 1,545 |
| Total interest expense | $983,000 | 2,474 |
| Net interest income | $3,833,000 | 1,277 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $553,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 2,921 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $424,000 | 1,670 |
| Total noninterest expense | $2,820,000 | 1,421 |
| Salaries and employee benefits | $855,000 | 2,464 |
| Premises and equipment expense | $477,000 | 1,205 |
| Additional noninterest expense | $1,488,000 | 843 |
| Pre-tax net operating income | $1,551,000 | 1,380 |
| Securities gains (losses) | $186,000 | 684 |
| Applicable income taxes | $572,000 | 1,227 |
| Income before extraordinary items | $1,165,000 | 1,405 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,165,000 | 1,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $1,217,000 | 579 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,040,380 | 1,452 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,529,000 | 1,503 |
| Total interest expense | $5,392,000 | 2,081 |
| Net interest income | $15,137,000 | 1,276 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $2,821,000 | 1,629 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $604,000 | 2,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,217,000 | 1,224 |
| Total noninterest expense | $10,512,000 | 1,464 |
| Salaries and employee benefits | $6,655,000 | 1,210 |
| Premises and equipment expense | $1,327,000 | 1,655 |
| Additional noninterest expense | $2,530,000 | 1,836 |
| Pre-tax net operating income | $7,206,000 | 1,171 |
| Securities gains (losses) | $79,000 | 1,976 |
| Applicable income taxes | $2,436,000 | 1,098 |
| Income before extraordinary items | $4,849,000 | 1,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,849,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $4,789,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,796,070 | 1,263 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,209,000 | 1,598 |
| Total interest expense | $7,938,000 | 2,029 |
| Net interest income | $13,271,000 | 1,332 |
| Provision for loan and lease losses | $100,000 | 5,578 |
| Total noninterest income | $2,573,000 | 1,661 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $624,000 | 2,361 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,949,000 | 1,271 |
| Total noninterest expense | $9,060,000 | 1,612 |
| Salaries and employee benefits | $5,308,000 | 1,429 |
| Premises and equipment expense | $1,291,000 | 1,672 |
| Additional noninterest expense | $2,461,000 | 1,858 |
| Pre-tax net operating income | $6,684,000 | 1,111 |
| Securities gains (losses) | $285,000 | 919 |
| Applicable income taxes | $2,574,000 | 953 |
| Income before extraordinary items | $4,395,000 | 1,235 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,395,000 | 1,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $3,481,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,212,600 | 1,244 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $21,277,000 | 1,622 |
| Total interest expense | $8,512,000 | 2,026 |
| Net interest income | $12,765,000 | 1,375 |
| Provision for loan and lease losses | $240,000 | 3,322 |
| Total noninterest income | $1,627,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $531,000 | 2,551 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,096,000 | 1,754 |
| Total noninterest expense | $8,323,000 | 1,675 |
| Salaries and employee benefits | $4,813,000 | 1,474 |
| Premises and equipment expense | $1,226,000 | 1,700 |
| Additional noninterest expense | $2,284,000 | 1,912 |
| Pre-tax net operating income | $5,829,000 | 1,270 |
| Securities gains (losses) | $95,000 | 576 |
| Applicable income taxes | $1,946,000 | 1,186 |
| Income before extraordinary items | $3,978,000 | 1,326 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,978,000 | 1,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $4,319,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,914,350 | 1,338 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $19,930,000 | 1,626 |
| Total interest expense | $7,707,000 | 1,941 |
| Net interest income | $12,223,000 | 1,431 |
| Provision for loan and lease losses | $210,000 | 3,440 |
| Total noninterest income | $1,898,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $490,000 | 2,678 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,408,000 | 1,452 |
| Total noninterest expense | $8,117,000 | 1,695 |
| Salaries and employee benefits | $4,519,000 | 1,541 |
| Premises and equipment expense | $1,175,000 | 1,746 |
| Additional noninterest expense | $2,423,000 | 1,821 |
| Pre-tax net operating income | $5,794,000 | 1,320 |
| Securities gains (losses) | $95,000 | 747 |
| Applicable income taxes | $2,376,000 | 1,063 |
| Income before extraordinary items | $3,513,000 | 1,525 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,513,000 | 1,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,444 |
| Cash dividends | $3,777,000 | 812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,452,200 | 1,520 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,623,000 | 1,573 |
| Total interest expense | $9,098,000 | 1,688 |
| Net interest income | $11,525,000 | 1,458 |
| Provision for loan and lease losses | $1,004,000 | 968 |
| Total noninterest income | $1,694,000 | 2,067 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $478,000 | 2,658 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,216,000 | 1,612 |
| Total noninterest expense | $7,456,000 | 1,753 |
| Salaries and employee benefits | $3,717,000 | 1,792 |
| Premises and equipment expense | $862,000 | 2,264 |
| Additional noninterest expense | $2,877,000 | 1,500 |
| Pre-tax net operating income | $4,759,000 | 1,554 |
| Securities gains (losses) | $93,000 | 1,322 |
| Applicable income taxes | $2,011,000 | 1,262 |
| Income before extraordinary items | $2,841,000 | 1,850 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,841,000 | 1,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $771,000 | 910 |
| Cash dividends | $4,403,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,781,480 | 1,811 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,347,000 | 4,335 |
| Total interest expense | $2,150,000 | 5,988 |
| Net interest income | $5,197,000 | 3,359 |
| Provision for loan and lease losses | $304,000 | 2,552 |
| Total noninterest income | $551,000 | 4,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $343,000 | 3,627 |
| Total noninterest expense | $2,799,000 | 4,337 |
| Salaries and employee benefits | $1,676,000 | 3,878 |
| Premises and equipment expense | $423,000 | 4,258 |
| Additional noninterest expense | $700,000 | 5,222 |
| Pre-tax net operating income | $2,645,000 | 2,775 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $848,000 | 2,802 |
| Income before extraordinary items | $1,821,000 | 2,800 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,821,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,337 |
| Cash dividends | $1,546,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,804,680 | 2,774 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 5,082 |
| Total interest expense | $1,865,000 | 6,697 |
| Net interest income | $4,292,000 | 4,039 |
| Provision for loan and lease losses | $222,000 | 3,185 |
| Total noninterest income | $477,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 4,286 |
| Total noninterest expense | $2,597,000 | 4,850 |
| Salaries and employee benefits | $1,366,000 | 4,674 |
| Premises and equipment expense | $405,000 | 4,499 |
| Additional noninterest expense | $826,000 | 5,088 |
| Pre-tax net operating income | $1,950,000 | 3,475 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $741,000 | 3,049 |
| Income before extraordinary items | $1,216,000 | 3,832 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,216,000 | 3,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $798,000 | 2,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,211,520 | 3,791 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 5,788 |
| Total interest expense | $1,727,000 | 7,071 |
| Net interest income | $3,521,000 | 4,845 |
| Provision for loan and lease losses | $178,000 | 3,312 |
| Total noninterest income | $420,000 | 5,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,847 |
| Total noninterest expense | $2,307,000 | 5,341 |
| Salaries and employee benefits | $1,202,000 | 5,208 |
| Premises and equipment expense | $358,000 | 4,945 |
| Additional noninterest expense | $747,000 | 5,548 |
| Pre-tax net operating income | $1,456,000 | 4,563 |
| Securities gains (losses) | $7,000 | 2,620 |
| Applicable income taxes | $517,000 | 4,099 |
| Income before extraordinary items | $946,000 | 4,801 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $946,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,622 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $941,450 | 4,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 6,569 |
| Total interest expense | $1,230,000 | 7,787 |
| Net interest income | $2,876,000 | 5,786 |
| Provision for loan and lease losses | $370,000 | 1,931 |
| Total noninterest income | $358,000 | 6,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,742 |
| Total noninterest expense | $2,076,000 | 6,015 |
| Salaries and employee benefits | $1,058,000 | 5,814 |
| Premises and equipment expense | $286,000 | 5,920 |
| Additional noninterest expense | $732,000 | 6,114 |
| Pre-tax net operating income | $788,000 | 6,931 |
| Securities gains (losses) | $27,000 | 1,545 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $505,000 | 7,268 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $505,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,928 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $487,720 | 7,442 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,702,000 | 7,257 |
| Total interest expense | $1,175,000 | 8,372 |
| Net interest income | $2,527,000 | 6,488 |
| Provision for loan and lease losses | $201,000 | 3,891 |
| Total noninterest income | $318,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,185 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 7,048 |
| Total noninterest expense | $1,776,000 | 6,959 |
| Salaries and employee benefits | $893,000 | 6,757 |
| Premises and equipment expense | $277,000 | 6,224 |
| Additional noninterest expense | $606,000 | 7,276 |
| Pre-tax net operating income | $868,000 | 6,482 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $280,000 | 6,335 |
| Income before extraordinary items | $592,000 | 6,845 |
| Extraordinary gains, net | $176,000 | 1,097 |
| Net income | $768,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $589,280 | 6,618 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 8,183 |
| Total interest expense | $1,275,000 | 9,340 |
| Net interest income | $2,224,000 | 7,191 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $277,000 | 8,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,850,000 | 6,794 |
| Salaries and employee benefits | $945,000 | 6,366 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $592,000 | 7,583 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $96,000 | 3,079 |
| Applicable income taxes | $206,000 | 7,438 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $206,000 | 419 |
| Net income | $507,000 | 7,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $239,560 | 9,695 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.