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Premier Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$21,093,000	1,818
Total interest expense	$6,015,000	1,818
Net interest income	$15,078,000	1,803
Provision for loan and lease losses	$300,000	1,648
Total noninterest income	$2,774,000	1,703
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$282,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,492,000	1,421
Total noninterest expense	$13,782,000	1,639
Salaries and employee benefits	$7,990,000	1,610
Premises and equipment expense	$1,230,000	1,774
Additional noninterest expense	$2,492,000	1,421
Pre-tax net operating income	$3,770,000	2,239
Securities gains (losses)	$240,000	146
Applicable income taxes	$1,018,000	1,425
Income before extraordinary items	$2,992,000	2,346
Extraordinary gains, net	$0	54
Net income	$2,992,000	2,370
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,992,000	2,349
Net charge-offs	$125,000	1,373
Cash dividends	$1,352,000	1,872
Sale, conversion, retirement of capital stock, net	$42,000	458
Net operating income	$2,802,400	2,433
2023-09-30 (YTD Data)		Rank
Total interest income	$15,450,000	1,816
Total interest expense	$3,980,000	1,829
Net interest income	$11,470,000	1,788
Provision for loan and lease losses	$150,000	1,867
Total noninterest income	$2,170,000	1,660
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$206,000	2,313
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,964,000	1,374
Total noninterest expense	$10,157,000	1,650
Salaries and employee benefits	$5,908,000	1,624
Premises and equipment expense	$912,000	1,806
Additional noninterest expense	$1,964,000	1,374
Pre-tax net operating income	$3,333,000	2,109
Securities gains (losses)	$9,000	632
Applicable income taxes	$806,000	1,434
Income before extraordinary items	$2,536,000	2,246
Extraordinary gains, net	$0	52
Net income	$2,536,000	2,268
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,536,000	2,248
Net charge-offs	$123,000	1,092
Cash dividends	$1,028,000	1,658
Sale, conversion, retirement of capital stock, net	$42,000	431
Net operating income	$2,528,890	2,272
2023-06-30 (YTD Data)		Rank
Total interest income	$9,915,000	1,840
Total interest expense	$2,100,000	1,959
Net interest income	$7,815,000	1,783
Provision for loan and lease losses	$75,000	1,977
Total noninterest income	$1,465,000	1,576
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$132,000	2,352
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,333,000	1,271
Total noninterest expense	$6,600,000	1,680
Salaries and employee benefits	$3,882,000	1,637
Premises and equipment expense	$605,000	1,793
Additional noninterest expense	$1,333,000	1,270
Pre-tax net operating income	$2,605,000	1,908
Securities gains (losses)	$7,000	705
Applicable income taxes	$652,000	1,300
Income before extraordinary items	$1,960,000	2,083
Extraordinary gains, net	$0	51
Net income	$1,960,000	2,108
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,960,000	2,083
Net charge-offs	$2,000	2,220
Cash dividends	$704,000	1,670
Sale, conversion, retirement of capital stock, net	$42,000	400
Net operating income	$1,954,470	2,104
2023-03-31 (YTD Data)		Rank
Total interest income	$4,488,000	1,962
Total interest expense	$730,000	2,190
Net interest income	$3,758,000	1,833
Provision for loan and lease losses	$0	2,612
Total noninterest income	$764,000	1,530
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$65,000	2,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$699,000	1,216
Total noninterest expense	$3,268,000	1,708
Salaries and employee benefits	$1,946,000	1,664
Premises and equipment expense	$294,000	1,848
Additional noninterest expense	$699,000	1,216
Pre-tax net operating income	$1,254,000	2,009
Securities gains (losses)	$2,000	837
Applicable income taxes	$304,000	1,380
Income before extraordinary items	$952,000	2,161
Extraordinary gains, net	$0	4
Net income	$952,000	2,161
Minority interest net income	$0	48
Net income of bank and minority interests.	$952,000	2,161
Net charge-offs	$3,000	1,707
Cash dividends	$380,000	1,443
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$950,420	2,183
2022-12-31 (YTD Data)		Rank
Total interest income	$14,194,000	2,041
Total interest expense	$958,000	2,466
Net interest income	$13,236,000	1,965
Provision for loan and lease losses	$0	3,012
Total noninterest income	$3,322,000	1,538
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$300,000	2,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,022,000	1,253
Total noninterest expense	$12,688,000	1,704
Salaries and employee benefits	$7,454,000	1,663
Premises and equipment expense	$1,159,000	1,856
Additional noninterest expense	$3,022,000	1,253
Pre-tax net operating income	$3,870,000	2,342
Securities gains (losses)	$118,000	153
Applicable income taxes	$871,000	1,668
Income before extraordinary items	$3,117,000	2,403
Extraordinary gains, net	$0	5
Net income	$3,117,000	2,401
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,117,000	2,402
Net charge-offs	$478,000	605
Cash dividends	$920,000	2,223
Sale, conversion, retirement of capital stock, net	$36,000	514
Net operating income	$3,023,780	2,481
2022-09-30 (YTD Data)		Rank
Total interest income	$10,030,000	2,066
Total interest expense	$586,000	2,450
Net interest income	$9,444,000	2,016
Provision for loan and lease losses	$0	2,835
Total noninterest income	$2,559,000	1,535
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$223,000	2,267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,336,000	1,253
Total noninterest expense	$9,164,000	1,751
Salaries and employee benefits	$5,467,000	1,679
Premises and equipment expense	$754,000	2,014
Additional noninterest expense	$2,336,000	1,253
Pre-tax net operating income	$2,839,000	2,351
Securities gains (losses)	$39,000	267
Applicable income taxes	$605,000	1,702
Income before extraordinary items	$2,273,000	2,419
Extraordinary gains, net	$0	4
Net income	$2,273,000	2,418
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,273,000	2,418
Net charge-offs	$-25,000	3,871
Cash dividends	$700,000	1,948
Sale, conversion, retirement of capital stock, net	$36,000	459
Net operating income	$2,242,190	2,481
2022-06-30 (YTD Data)		Rank
Total interest income	$6,292,000	2,108
Total interest expense	$332,000	2,520
Net interest income	$5,960,000	2,053
Provision for loan and lease losses	$0	2,599
Total noninterest income	$1,637,000	1,557
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$143,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,494,000	1,319
Total noninterest expense	$6,037,000	1,748
Salaries and employee benefits	$3,621,000	1,679
Premises and equipment expense	$497,000	2,024
Additional noninterest expense	$1,919,000	1,654
Pre-tax net operating income	$1,560,000	2,511
Securities gains (losses)	$34,000	255
Applicable income taxes	$360,000	1,732
Income before extraordinary items	$1,234,000	2,592
Extraordinary gains, net	$0	4
Net income	$1,234,000	2,592
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,234,000	2,592
Net charge-offs	$-23,000	3,933
Cash dividends	$388,000	2,086
Sale, conversion, retirement of capital stock, net	$36,000	426
Net operating income	$1,207,140	2,654
2022-03-31 (YTD Data)		Rank
Total interest income	$3,017,000	2,125
Total interest expense	$158,000	2,558
Net interest income	$2,859,000	2,059
Provision for loan and lease losses	$0	2,285
Total noninterest income	$902,000	1,468
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$72,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$830,000	1,216
Total noninterest expense	$2,998,000	1,753
Salaries and employee benefits	$1,830,000	1,673
Premises and equipment expense	$247,000	2,046
Additional noninterest expense	$921,000	1,688
Pre-tax net operating income	$763,000	2,451
Securities gains (losses)	$-1,000	3,977
Applicable income taxes	$174,000	1,701
Income before extraordinary items	$588,000	2,559
Extraordinary gains, net	$0	4
Net income	$588,000	2,557
Minority interest net income	$0	50
Net income of bank and minority interests.	$588,000	2,559
Net charge-offs	$-17,000	4,092
Cash dividends	$168,000	1,821
Sale, conversion, retirement of capital stock, net	$36,000	352
Net operating income	$588,790	2,583
2021-12-31 (YTD Data)		Rank
Total interest income	$12,623,000	2,115
Total interest expense	$796,000	2,524
Net interest income	$11,827,000	2,044
Provision for loan and lease losses	$400,000	1,195
Total noninterest income	$3,375,000	1,671
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$288,000	2,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,087,000	1,458
Total noninterest expense	$11,239,000	1,819
Salaries and employee benefits	$6,475,000	1,822
Premises and equipment expense	$994,000	2,037
Additional noninterest expense	$3,770,000	1,656
Pre-tax net operating income	$3,563,000	2,476
Securities gains (losses)	$45,000	1,172
Applicable income taxes	$848,000	1,721
Income before extraordinary items	$2,760,000	2,646
Extraordinary gains, net	$0	10
Net income	$2,760,000	2,647
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,760,000	2,647
Net charge-offs	$6,000	2,402
Cash dividends	$636,000	2,629
Sale, conversion, retirement of capital stock, net	$38,000	518
Net operating income	$2,724,450	2,643
2021-09-30 (YTD Data)		Rank
Total interest income	$9,597,000	2,133
Total interest expense	$623,000	2,552
Net interest income	$8,974,000	2,055
Provision for loan and lease losses	$370,000	1,026
Total noninterest income	$2,452,000	1,755
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$212,000	2,261
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,240,000	1,549
Total noninterest expense	$8,271,000	1,853
Salaries and employee benefits	$4,798,000	1,846
Premises and equipment expense	$729,000	2,095
Additional noninterest expense	$2,744,000	1,693
Pre-tax net operating income	$2,785,000	2,526
Securities gains (losses)	$-4,000	4,496
Applicable income taxes	$651,000	1,786
Income before extraordinary items	$2,130,000	2,717
Extraordinary gains, net	$0	8
Net income	$2,130,000	2,717
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,130,000	2,717
Net charge-offs	$7,000	2,078
Cash dividends	$422,000	2,445
Sale, conversion, retirement of capital stock, net	$38,000	474
Net operating income	$2,133,160	2,691
2021-06-30 (YTD Data)		Rank
Total interest income	$6,218,000	2,177
Total interest expense	$437,000	2,550
Net interest income	$5,781,000	2,099
Provision for loan and lease losses	$300,000	865
Total noninterest income	$1,716,000	1,669
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$134,000	2,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,582,000	1,468
Total noninterest expense	$5,343,000	1,890
Salaries and employee benefits	$3,169,000	1,848
Premises and equipment expense	$456,000	2,168
Additional noninterest expense	$1,718,000	1,761
Pre-tax net operating income	$1,854,000	2,496
Securities gains (losses)	$-5,000	4,583
Applicable income taxes	$433,000	1,783
Income before extraordinary items	$1,416,000	2,712
Extraordinary gains, net	$0	6
Net income	$1,416,000	2,711
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,416,000	2,712
Net charge-offs	$8,000	1,799
Cash dividends	$232,000	2,543
Sale, conversion, retirement of capital stock, net	$38,000	439
Net operating income	$1,419,950	2,681
2021-03-31 (YTD Data)		Rank
Total interest income	$3,015,000	2,212
Total interest expense	$234,000	2,534
Net interest income	$2,781,000	2,136
Provision for loan and lease losses	$150,000	937
Total noninterest income	$947,000	1,564
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$67,000	2,273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$880,000	1,382
Total noninterest expense	$2,631,000	1,889
Salaries and employee benefits	$1,570,000	1,844
Premises and equipment expense	$230,000	2,173
Additional noninterest expense	$831,000	1,777
Pre-tax net operating income	$947,000	2,443
Securities gains (losses)	$-4,000	4,602
Applicable income taxes	$221,000	1,744
Income before extraordinary items	$722,000	2,661
Extraordinary gains, net	$0	3
Net income	$722,000	2,659
Minority interest net income	$0	55
Net income of bank and minority interests.	$722,000	2,661
Net charge-offs	$1,000	1,805
Cash dividends	$200,000	1,798
Sale, conversion, retirement of capital stock, net	$38,000	350
Net operating income	$725,160	2,617
2020-12-31 (YTD Data)		Rank
Total interest income	$12,708,000	2,141
Total interest expense	$1,302,000	2,580
Net interest income	$11,406,000	2,034
Provision for loan and lease losses	$610,000	2,039
Total noninterest income	$3,271,000	1,646
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$307,000	2,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,964,000	1,445
Total noninterest expense	$10,827,000	1,842
Salaries and employee benefits	$6,181,000	1,863
Premises and equipment expense	$988,000	2,051
Additional noninterest expense	$3,658,000	1,645
Pre-tax net operating income	$3,240,000	2,338
Securities gains (losses)	$3,000	2,512
Applicable income taxes	$725,000	1,687
Income before extraordinary items	$2,518,000	2,547
Extraordinary gains, net	$0	4
Net income	$2,518,000	2,547
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,518,000	2,547
Net charge-offs	$64,000	2,260
Cash dividends	$952,000	2,271
Sale, conversion, retirement of capital stock, net	$32,000	508
Net operating income	$2,515,630	2,494
2020-09-30 (YTD Data)		Rank
Total interest income	$9,567,000	2,151
Total interest expense	$1,053,000	2,561
Net interest income	$8,514,000	2,041
Provision for loan and lease losses	$460,000	2,034
Total noninterest income	$2,496,000	1,584
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$223,000	2,249
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,273,000	1,380
Total noninterest expense	$8,185,000	1,809
Salaries and employee benefits	$4,708,000	1,803
Premises and equipment expense	$732,000	2,063
Additional noninterest expense	$2,745,000	1,621
Pre-tax net operating income	$2,365,000	2,357
Securities gains (losses)	$-1,000	4,639
Applicable income taxes	$529,000	1,696
Income before extraordinary items	$1,835,000	2,565
Extraordinary gains, net	$0	4
Net income	$1,835,000	2,565
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,835,000	2,565
Net charge-offs	$12,000	2,686
Cash dividends	$752,000	1,960
Sale, conversion, retirement of capital stock, net	$32,000	465
Net operating income	$1,835,790	2,516
2020-06-30 (YTD Data)		Rank
Total interest income	$6,496,000	2,139
Total interest expense	$788,000	2,518
Net interest income	$5,708,000	2,046
Provision for loan and lease losses	$310,000	2,020
Total noninterest income	$1,666,000	1,514
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$148,000	2,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,518,000	1,309
Total noninterest expense	$5,505,000	1,793
Salaries and employee benefits	$3,171,000	1,798
Premises and equipment expense	$498,000	2,037
Additional noninterest expense	$1,836,000	1,604
Pre-tax net operating income	$1,559,000	2,341
Securities gains (losses)	$0	2,249
Applicable income taxes	$347,000	1,639
Income before extraordinary items	$1,212,000	2,537
Extraordinary gains, net	$0	4
Net income	$1,212,000	2,536
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,212,000	2,537
Net charge-offs	$2,000	2,854
Cash dividends	$581,000	1,821
Sale, conversion, retirement of capital stock, net	$32,000	431
Net operating income	$1,212,000	2,501
2020-03-31 (YTD Data)		Rank
Total interest income	$3,288,000	2,113
Total interest expense	$451,000	2,461
Net interest income	$2,837,000	2,007
Provision for loan and lease losses	$45,000	2,611
Total noninterest income	$712,000	1,579
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$86,000	2,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$626,000	1,318
Total noninterest expense	$2,722,000	1,828
Salaries and employee benefits	$1,557,000	1,839
Premises and equipment expense	$263,000	1,982
Additional noninterest expense	$902,000	1,651
Pre-tax net operating income	$782,000	2,188
Securities gains (losses)	$0	1,705
Applicable income taxes	$176,000	1,491
Income before extraordinary items	$606,000	2,390
Extraordinary gains, net	$0	4
Net income	$606,000	2,389
Minority interest net income	$0	56
Net income of bank and minority interests.	$606,000	2,390
Net charge-offs	$10,000	1,869
Cash dividends	$180,000	2,006
Sale, conversion, retirement of capital stock, net	$32,000	361
Net operating income	$606,000	2,362
2019-12-31 (YTD Data)		Rank
Total interest income	$13,193,000	2,125
Total interest expense	$1,997,000	2,337
Net interest income	$11,196,000	2,035
Provision for loan and lease losses	$160,000	2,548
Total noninterest income	$3,579,000	1,419
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$393,000	2,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,186,000	1,157
Total noninterest expense	$11,008,000	1,769
Salaries and employee benefits	$6,252,000	1,786
Premises and equipment expense	$991,000	2,051
Additional noninterest expense	$3,765,000	1,586
Pre-tax net operating income	$3,607,000	2,189
Securities gains (losses)	$0	2,379
Applicable income taxes	$851,000	1,555
Income before extraordinary items	$2,756,000	2,420
Extraordinary gains, net	$0	11
Net income	$2,756,000	2,421
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,756,000	2,422
Net charge-offs	$69,000	2,440
Cash dividends	$822,000	2,552
Sale, conversion, retirement of capital stock, net	$28,000	566
Net operating income	$2,756,000	2,381
2019-09-30 (YTD Data)		Rank
Total interest income	$9,806,000	2,163
Total interest expense	$1,513,000	2,340
Net interest income	$8,293,000	2,089
Provision for loan and lease losses	$130,000	2,405
Total noninterest income	$2,150,000	1,605
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$290,000	2,268
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,860,000	1,338
Total noninterest expense	$8,133,000	1,799
Salaries and employee benefits	$4,641,000	1,807
Premises and equipment expense	$743,000	2,071
Additional noninterest expense	$2,749,000	1,613
Pre-tax net operating income	$2,180,000	2,578
Securities gains (losses)	$0	2,167
Applicable income taxes	$495,000	1,803
Income before extraordinary items	$1,685,000	2,787
Extraordinary gains, net	$0	11
Net income	$1,685,000	2,787
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,685,000	2,788
Net charge-offs	$29,000	2,529
Cash dividends	$662,000	2,228
Sale, conversion, retirement of capital stock, net	$28,000	517
Net operating income	$1,685,000	2,755
2019-06-30 (YTD Data)		Rank
Total interest income	$6,352,000	2,205
Total interest expense	$994,000	2,347
Net interest income	$5,358,000	2,149
Provision for loan and lease losses	$60,000	2,560
Total noninterest income	$1,413,000	1,587
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$188,000	2,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,225,000	1,318
Total noninterest expense	$5,464,000	1,791
Salaries and employee benefits	$3,111,000	1,799
Premises and equipment expense	$510,000	2,034
Additional noninterest expense	$1,843,000	1,617
Pre-tax net operating income	$1,247,000	2,799
Securities gains (losses)	$0	1,702
Applicable income taxes	$275,000	1,928
Income before extraordinary items	$972,000	2,981
Extraordinary gains, net	$0	11
Net income	$972,000	2,981
Minority interest net income	$0	69
Net income of bank and minority interests.	$972,000	2,980
Net charge-offs	$0	3,172
Cash dividends	$506,000	2,084
Sale, conversion, retirement of capital stock, net	$28,000	487
Net operating income	$972,000	2,957
2019-03-31 (YTD Data)		Rank
Total interest income	$3,108,000	2,247
Total interest expense	$481,000	2,359
Net interest income	$2,627,000	2,182
Provision for loan and lease losses	$30,000	2,400
Total noninterest income	$711,000	1,551
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$91,000	2,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$620,000	1,262
Total noninterest expense	$2,714,000	1,798
Salaries and employee benefits	$1,532,000	1,838
Premises and equipment expense	$271,000	1,977
Additional noninterest expense	$911,000	1,639
Pre-tax net operating income	$594,000	2,832
Securities gains (losses)	$0	1,087
Applicable income taxes	$129,000	1,960
Income before extraordinary items	$465,000	2,994
Extraordinary gains, net	$0	5
Net income	$465,000	2,992
Minority interest net income	$0	52
Net income of bank and minority interests.	$465,000	2,993
Net charge-offs	$1,000	2,582
Cash dividends	$350,000	1,603
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$465,000	2,980
2018-12-31 (YTD Data)		Rank
Total interest income	$11,763,000	2,245
Total interest expense	$1,235,000	2,632
Net interest income	$10,528,000	2,145
Provision for loan and lease losses	$115,000	2,947
Total noninterest income	$2,621,000	1,691
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$381,000	2,354
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,240,000	1,389
Total noninterest expense	$10,527,000	1,822
Salaries and employee benefits	$5,892,000	1,851
Premises and equipment expense	$972,000	2,095
Additional noninterest expense	$3,663,000	1,621
Pre-tax net operating income	$2,507,000	2,777
Securities gains (losses)	$21,000	564
Applicable income taxes	$549,000	1,902
Income before extraordinary items	$1,979,000	2,952
Extraordinary gains, net	$0	6
Net income	$1,979,000	2,950
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,979,000	2,951
Net charge-offs	$-155,000	5,128
Cash dividends	$616,000	2,761
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,962,410	2,962
2018-09-30 (YTD Data)		Rank
Total interest income	$8,630,000	2,274
Total interest expense	$879,000	2,633
Net interest income	$7,751,000	2,178
Provision for loan and lease losses	$85,000	2,829
Total noninterest income	$1,945,000	1,718
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$282,000	2,392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,663,000	1,423
Total noninterest expense	$7,854,000	1,826
Salaries and employee benefits	$4,422,000	1,838
Premises and equipment expense	$739,000	2,073
Additional noninterest expense	$2,693,000	1,647
Pre-tax net operating income	$1,757,000	2,952
Securities gains (losses)	$10,000	710
Applicable income taxes	$374,000	2,040
Income before extraordinary items	$1,393,000	3,093
Extraordinary gains, net	$0	5
Net income	$1,393,000	3,091
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,393,000	3,092
Net charge-offs	$-22,000	4,688
Cash dividends	$461,000	2,450
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,385,100	3,090
2018-06-30 (YTD Data)		Rank
Total interest income	$5,676,000	2,276
Total interest expense	$540,000	2,681
Net interest income	$5,136,000	2,183
Provision for loan and lease losses	$55,000	2,756
Total noninterest income	$1,282,000	1,734
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$189,000	2,381
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,093,000	1,440
Total noninterest expense	$5,255,000	1,833
Salaries and employee benefits	$2,980,000	1,833
Premises and equipment expense	$496,000	2,088
Additional noninterest expense	$1,779,000	1,671
Pre-tax net operating income	$1,108,000	3,005
Securities gains (losses)	$0	961
Applicable income taxes	$229,000	2,095
Income before extraordinary items	$879,000	3,159
Extraordinary gains, net	$0	6
Net income	$879,000	3,157
Minority interest net income	$0	65
Net income of bank and minority interests.	$879,000	3,158
Net charge-offs	$1,000	3,095
Cash dividends	$308,000	2,453
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$879,000	3,148
2018-03-31 (YTD Data)		Rank
Total interest income	$2,766,000	2,322
Total interest expense	$255,000	2,713
Net interest income	$2,511,000	2,237
Provision for loan and lease losses	$25,000	2,657
Total noninterest income	$708,000	1,610
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$94,000	2,399
Trading account gains and fees	NA	NA
Additional Noninterest Income	$614,000	1,317
Total noninterest expense	$2,609,000	1,867
Salaries and employee benefits	$1,487,000	1,861
Premises and equipment expense	$261,000	2,049
Additional noninterest expense	$861,000	1,704
Pre-tax net operating income	$585,000	2,854
Securities gains (losses)	$0	735
Applicable income taxes	$110,000	2,091
Income before extraordinary items	$475,000	2,978
Extraordinary gains, net	$0	7
Net income	$475,000	2,980
Minority interest net income	$0	52
Net income of bank and minority interests.	$475,000	2,979
Net charge-offs	$-3,000	4,242
Cash dividends	$154,000	2,076
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$475,000	2,969
2017-12-31 (YTD Data)		Rank
Total interest income	$10,755,000	2,301
Total interest expense	$903,000	2,730
Net interest income	$9,852,000	2,255
Provision for loan and lease losses	$0	4,227
Total noninterest income	$2,925,000	1,615
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$407,000	2,364
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,518,000	1,322
Total noninterest expense	$10,436,000	1,844
Salaries and employee benefits	$5,596,000	1,915
Premises and equipment expense	$1,160,000	1,894
Additional noninterest expense	$3,680,000	1,632
Pre-tax net operating income	$2,341,000	2,855
Securities gains (losses)	$125,000	546
Applicable income taxes	$1,128,000	1,766
Income before extraordinary items	$1,338,000	3,322
Extraordinary gains, net	$0	9
Net income	$1,338,000	3,321
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,338,000	3,322
Net charge-offs	$23,000	3,366
Cash dividends	$616,000	2,741
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,258,000	3,389
2017-09-30 (YTD Data)		Rank
Total interest income	$7,962,000	2,321
Total interest expense	$655,000	2,769
Net interest income	$7,307,000	2,280
Provision for loan and lease losses	$0	4,088
Total noninterest income	$2,204,000	1,632
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$299,000	2,410
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,905,000	1,324
Total noninterest expense	$7,595,000	1,887
Salaries and employee benefits	$4,135,000	1,942
Premises and equipment expense	$791,000	2,032
Additional noninterest expense	$2,669,000	1,677
Pre-tax net operating income	$1,916,000	2,777
Securities gains (losses)	$0	2,274
Applicable income taxes	$498,000	2,074
Income before extraordinary items	$1,418,000	2,944
Extraordinary gains, net	$0	9
Net income	$1,418,000	2,943
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,418,000	2,944
Net charge-offs	$25,000	2,878
Cash dividends	$462,000	2,497
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,418,000	2,922
2017-06-30 (YTD Data)		Rank
Total interest income	$5,095,000	2,394
Total interest expense	$406,000	2,850
Net interest income	$4,689,000	2,333
Provision for loan and lease losses	$0	3,871
Total noninterest income	$1,520,000	1,589
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$197,000	2,419
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,323,000	1,290
Total noninterest expense	$5,084,000	1,881
Salaries and employee benefits	$2,724,000	1,969
Premises and equipment expense	$527,000	2,034
Additional noninterest expense	$1,833,000	1,623
Pre-tax net operating income	$1,125,000	2,939
Securities gains (losses)	$0	1,906
Applicable income taxes	$272,000	2,231
Income before extraordinary items	$853,000	3,071
Extraordinary gains, net	$0	11
Net income	$853,000	3,070
Minority interest net income	$0	71
Net income of bank and minority interests.	$853,000	3,071
Net charge-offs	$28,000	2,401
Cash dividends	$308,000	2,470
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$853,000	3,053
2017-03-31 (YTD Data)		Rank
Total interest income	$2,497,000	2,426
Total interest expense	$178,000	3,072
Net interest income	$2,319,000	2,355
Provision for loan and lease losses	$0	3,537
Total noninterest income	$722,000	1,631
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$97,000	2,433
Trading account gains and fees	$0	142
Additional Noninterest Income	$625,000	1,323
Total noninterest expense	$2,526,000	1,912
Salaries and employee benefits	$1,390,000	1,967
Premises and equipment expense	$273,000	2,010
Additional noninterest expense	$863,000	1,719
Pre-tax net operating income	$515,000	3,042
Securities gains (losses)	$0	1,153
Applicable income taxes	$120,000	2,300
Income before extraordinary items	$395,000	3,156
Extraordinary gains, net	$0	8
Net income	$395,000	3,154
Minority interest net income	$0	55
Net income of bank and minority interests.	$395,000	3,156
Net charge-offs	$-1,000	3,990
Cash dividends	$154,000	2,114
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$395,000	3,138
2016-12-31 (YTD Data)		Rank
Total interest income	$9,943,000	2,406
Total interest expense	$675,000	3,113
Net interest income	$9,268,000	2,329
Provision for loan and lease losses	$60,000	3,507
Total noninterest income	$2,914,000	1,678
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$408,000	2,437
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,506,000	1,372
Total noninterest expense	$10,164,000	1,878
Salaries and employee benefits	$5,517,000	1,939
Premises and equipment expense	$1,268,000	1,772
Additional noninterest expense	$3,379,000	1,775
Pre-tax net operating income	$1,958,000	3,097
Securities gains (losses)	$45,000	1,907
Applicable income taxes	$401,000	2,446
Income before extraordinary items	$1,602,000	3,161
Extraordinary gains, net	$0	5
Net income	$1,602,000	3,160
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,602,000	3,160
Net charge-offs	$-73,000	5,451
Cash dividends	$1,231,000	1,930
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,566,000	3,156
2016-09-30 (YTD Data)		Rank
Total interest income	$7,389,000	2,432
Total interest expense	$512,000	3,095
Net interest income	$6,877,000	2,347
Provision for loan and lease losses	$60,000	3,183
Total noninterest income	$2,164,000	1,685
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$300,000	2,470
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,864,000	1,377
Total noninterest expense	$7,649,000	1,876
Salaries and employee benefits	$4,118,000	1,932
Premises and equipment expense	$998,000	1,700
Additional noninterest expense	$2,533,000	1,775
Pre-tax net operating income	$1,332,000	3,301
Securities gains (losses)	$98,000	1,272
Applicable income taxes	$270,000	2,573
Income before extraordinary items	$1,160,000	3,256
Extraordinary gains, net	$0	5
Net income	$1,160,000	3,255
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,160,000	3,256
Net charge-offs	$-64,000	5,445
Cash dividends	$923,000	1,735
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,080,620	3,312
2016-06-30 (YTD Data)		Rank
Total interest income	$4,911,000	2,440
Total interest expense	$345,000	3,077
Net interest income	$4,566,000	2,367
Provision for loan and lease losses	$60,000	2,701
Total noninterest income	$1,406,000	1,697
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$192,000	2,501
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,214,000	1,370
Total noninterest expense	$5,024,000	1,907
Salaries and employee benefits	$2,724,000	1,948
Premises and equipment expense	$680,000	1,668
Additional noninterest expense	$1,620,000	1,850
Pre-tax net operating income	$888,000	3,286
Securities gains (losses)	$32,000	1,714
Applicable income taxes	$166,000	2,637
Income before extraordinary items	$754,000	3,294
Extraordinary gains, net	$0	16
Net income	$754,000	3,292
Minority interest net income	$0	71
Net income of bank and minority interests.	$754,000	3,292
Net charge-offs	$-63,000	5,571
Cash dividends	$617,000	1,740
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$727,760	3,300
2016-03-31 (YTD Data)		Rank
Total interest income	$2,448,000	2,443
Total interest expense	$174,000	3,073
Net interest income	$2,274,000	2,374
Provision for loan and lease losses	$30,000	2,510
Total noninterest income	$664,000	1,726
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$95,000	2,502
Trading account gains and fees	$0	142
Additional Noninterest Income	$569,000	1,395
Total noninterest expense	$2,502,000	1,908
Salaries and employee benefits	$1,373,000	1,945
Premises and equipment expense	$350,000	1,636
Additional noninterest expense	$779,000	1,903
Pre-tax net operating income	$406,000	3,378
Securities gains (losses)	$29,000	1,065
Applicable income taxes	$74,000	2,699
Income before extraordinary items	$361,000	3,315
Extraordinary gains, net	$0	12
Net income	$361,000	3,312
Minority interest net income	$0	62
Net income of bank and minority interests.	$361,000	3,313
Net charge-offs	$-3,000	4,617
Cash dividends	$308,000	1,578
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$336,930	3,374
2015-12-31 (YTD Data)		Rank
Total interest income	$9,370,000	2,504
Total interest expense	$731,000	2,982
Net interest income	$8,639,000	2,418
Provision for loan and lease losses	$0	4,380
Total noninterest income	$2,874,000	1,650
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$418,000	2,440
Trading account gains and fees	$0	159
Additional Noninterest Income	$2,456,000	1,319
Total noninterest expense	$9,412,000	2,001
Salaries and employee benefits	$4,853,000	2,103
Premises and equipment expense	$1,353,000	1,680
Additional noninterest expense	$3,206,000	1,885
Pre-tax net operating income	$2,101,000	2,914
Securities gains (losses)	$-92,000	6,072
Applicable income taxes	$288,000	2,697
Income before extraordinary items	$1,721,000	2,990
Extraordinary gains, net	$0	23
Net income	$1,721,000	2,992
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,721,000	2,992
Net charge-offs	$54,000	3,190
Cash dividends	$1,642,000	1,545
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,800,120	2,868
2015-09-30 (YTD Data)		Rank
Total interest income	$6,922,000	2,555
Total interest expense	$553,000	3,001
Net interest income	$6,369,000	2,464
Provision for loan and lease losses	$0	4,232
Total noninterest income	$2,166,000	1,657
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$309,000	2,468
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,857,000	1,332
Total noninterest expense	$6,924,000	2,045
Salaries and employee benefits	$3,568,000	2,153
Premises and equipment expense	$1,006,000	1,715
Additional noninterest expense	$2,350,000	1,908
Pre-tax net operating income	$1,611,000	2,946
Securities gains (losses)	$-92,000	6,185
Applicable income taxes	$225,000	2,729
Income before extraordinary items	$1,294,000	3,052
Extraordinary gains, net	$0	21
Net income	$1,294,000	3,052
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,294,000	3,053
Net charge-offs	$39,000	2,950
Cash dividends	$1,231,000	1,392
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,372,200	2,891
2015-06-30 (YTD Data)		Rank
Total interest income	$4,575,000	2,569
Total interest expense	$377,000	2,985
Net interest income	$4,198,000	2,490
Provision for loan and lease losses	$0	4,069
Total noninterest income	$1,350,000	1,740
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$196,000	2,532
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,154,000	1,402
Total noninterest expense	$4,543,000	2,081
Salaries and employee benefits	$2,365,000	2,176
Premises and equipment expense	$654,000	1,766
Additional noninterest expense	$1,524,000	1,971
Pre-tax net operating income	$1,005,000	3,060
Securities gains (losses)	$-6,000	6,065
Applicable income taxes	$180,000	2,568
Income before extraordinary items	$819,000	3,117
Extraordinary gains, net	$0	22
Net income	$819,000	3,117
Minority interest net income	$0	75
Net income of bank and minority interests.	$819,000	3,118
Net charge-offs	$41,000	2,481
Cash dividends	$821,000	1,429
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$823,920	3,055
2015-03-31 (YTD Data)		Rank
Total interest income	$2,278,000	2,578
Total interest expense	$191,000	2,990
Net interest income	$2,087,000	2,498
Provision for loan and lease losses	$0	3,703
Total noninterest income	$641,000	1,797
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$94,000	2,583
Trading account gains and fees	$0	152
Additional Noninterest Income	$547,000	1,416
Total noninterest expense	$2,271,000	2,079
Salaries and employee benefits	$1,193,000	2,166
Premises and equipment expense	$331,000	1,775
Additional noninterest expense	$747,000	1,988
Pre-tax net operating income	$457,000	3,164
Securities gains (losses)	$0	2,027
Applicable income taxes	$74,000	2,702
Income before extraordinary items	$383,000	3,205
Extraordinary gains, net	$0	13
Net income	$383,000	3,208
Minority interest net income	$0	64
Net income of bank and minority interests.	$383,000	3,208
Net charge-offs	$3,000	2,911
Cash dividends	$410,000	1,277
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$383,000	3,131
2014-12-31 (YTD Data)		Rank
Total interest income	$9,496,000	2,524
Total interest expense	$832,000	2,951
Net interest income	$8,664,000	2,449
Provision for loan and lease losses	$10,000	4,406
Total noninterest income	$2,500,000	1,798
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$468,000	2,382
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,032,000	1,437
Total noninterest expense	$9,187,000	2,051
Salaries and employee benefits	$4,550,000	2,226
Premises and equipment expense	$1,398,000	1,678
Additional noninterest expense	$3,239,000	1,905
Pre-tax net operating income	$1,967,000	3,003
Securities gains (losses)	$-19,000	6,124
Applicable income taxes	$398,000	2,419
Income before extraordinary items	$1,550,000	3,186
Extraordinary gains, net	$0	17
Net income	$1,550,000	3,186
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,550,000	3,187
Net charge-offs	$73,000	3,459
Cash dividends	$954,000	2,102
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,565,200	3,118
2014-09-30 (YTD Data)		Rank
Total interest income	$7,135,000	2,532
Total interest expense	$637,000	2,962
Net interest income	$6,498,000	2,458
Provision for loan and lease losses	$10,000	4,128
Total noninterest income	$1,869,000	1,815
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$354,000	2,389
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,515,000	1,445
Total noninterest expense	$6,849,000	2,065
Salaries and employee benefits	$3,408,000	2,240
Premises and equipment expense	$1,045,000	1,699
Additional noninterest expense	$2,396,000	1,922
Pre-tax net operating income	$1,508,000	3,025
Securities gains (losses)	$2,000	2,770
Applicable income taxes	$356,000	2,307
Income before extraordinary items	$1,154,000	3,226
Extraordinary gains, net	$0	15
Net income	$1,154,000	3,225
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,154,000	3,227
Net charge-offs	$-10,000	5,623
Cash dividends	$543,000	2,130
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,152,480	3,188
2014-06-30 (YTD Data)		Rank
Total interest income	$4,749,000	2,529
Total interest expense	$433,000	2,955
Net interest income	$4,316,000	2,466
Provision for loan and lease losses	$10,000	3,896
Total noninterest income	$1,188,000	1,857
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$230,000	2,411
Trading account gains and fees	$0	172
Additional Noninterest Income	$958,000	1,491
Total noninterest expense	$4,546,000	2,079
Salaries and employee benefits	$2,263,000	2,247
Premises and equipment expense	$677,000	1,755
Additional noninterest expense	$1,606,000	1,903
Pre-tax net operating income	$948,000	3,050
Securities gains (losses)	$2,000	2,363
Applicable income taxes	$211,000	2,362
Income before extraordinary items	$739,000	3,249
Extraordinary gains, net	$0	20
Net income	$739,000	3,255
Minority interest net income	$0	80
Net income of bank and minority interests.	$739,000	3,255
Net charge-offs	$-6,000	5,507
Cash dividends	$337,000	2,219
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$737,440	3,207
2014-03-31 (YTD Data)		Rank
Total interest income	$2,308,000	2,592
Total interest expense	$222,000	2,932
Net interest income	$2,086,000	2,532
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$608,000	1,784
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$114,000	2,408
Trading account gains and fees	$0	147
Additional Noninterest Income	$494,000	1,423
Total noninterest expense	$2,277,000	2,087
Salaries and employee benefits	$1,140,000	2,247
Premises and equipment expense	$352,000	1,712
Additional noninterest expense	$785,000	1,915
Pre-tax net operating income	$407,000	3,259
Securities gains (losses)	$2,000	1,528
Applicable income taxes	$76,000	2,599
Income before extraordinary items	$333,000	3,357
Extraordinary gains, net	$0	16
Net income	$333,000	3,360
Minority interest net income	$0	66
Net income of bank and minority interests.	$333,000	3,360
Net charge-offs	$-7,000	5,595
Cash dividends	$160,000	1,919
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$331,380	3,325
2013-12-31 (YTD Data)		Rank
Total interest income	$9,491,000	2,540
Total interest expense	$1,082,000	2,788
Net interest income	$8,409,000	2,485
Provision for loan and lease losses	$100,000	3,676
Total noninterest income	$2,499,000	1,843
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$504,000	2,368
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,995,000	1,509
Total noninterest expense	$9,276,000	2,033
Salaries and employee benefits	$4,716,000	2,172
Premises and equipment expense	$1,376,000	1,698
Additional noninterest expense	$3,184,000	1,977
Pre-tax net operating income	$1,532,000	3,358
Securities gains (losses)	$34,000	2,048
Applicable income taxes	$308,000	2,600
Income before extraordinary items	$1,258,000	3,458
Extraordinary gains, net	$0	29
Net income	$1,258,000	3,459
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,258,000	3,461
Net charge-offs	$184,000	3,107
Cash dividends	$610,000	2,521
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,230,800	3,462
2013-09-30 (YTD Data)		Rank
Total interest income	$7,093,000	2,573
Total interest expense	$836,000	2,801
Net interest income	$6,257,000	2,512
Provision for loan and lease losses	$100,000	3,343
Total noninterest income	$1,940,000	1,831
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$382,000	2,354
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,558,000	1,509
Total noninterest expense	$7,064,000	2,008
Salaries and employee benefits	$3,593,000	2,131
Premises and equipment expense	$1,025,000	1,730
Additional noninterest expense	$2,446,000	1,915
Pre-tax net operating income	$1,033,000	3,639
Securities gains (losses)	$34,000	1,913
Applicable income taxes	$199,000	2,795
Income before extraordinary items	$868,000	3,676
Extraordinary gains, net	$0	25
Net income	$868,000	3,679
Minority interest net income	$0	84
Net income of bank and minority interests.	$868,000	3,680
Net charge-offs	$67,000	3,636
Cash dividends	$450,000	2,192
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$840,460	3,664
2013-06-30 (YTD Data)		Rank
Total interest income	$4,725,000	2,577
Total interest expense	$579,000	2,778
Net interest income	$4,146,000	2,524
Provision for loan and lease losses	$100,000	2,924
Total noninterest income	$1,280,000	1,880
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$252,000	2,347
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,028,000	1,551
Total noninterest expense	$4,794,000	1,977
Salaries and employee benefits	$2,443,000	2,100
Premises and equipment expense	$684,000	1,725
Additional noninterest expense	$1,667,000	1,885
Pre-tax net operating income	$532,000	4,043
Securities gains (losses)	$34,000	1,755
Applicable income taxes	$85,000	3,122
Income before extraordinary items	$481,000	4,009
Extraordinary gains, net	$0	22
Net income	$481,000	4,011
Minority interest net income	$0	82
Net income of bank and minority interests.	$481,000	4,012
Net charge-offs	$43,000	3,482
Cash dividends	$300,000	2,170
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$452,100	4,005
2013-03-31 (YTD Data)		Rank
Total interest income	$2,369,000	2,580
Total interest expense	$312,000	2,704
Net interest income	$2,057,000	2,552
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$605,000	1,941
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$122,000	2,399
Trading account gains and fees	$0	148
Additional Noninterest Income	$483,000	1,616
Total noninterest expense	$2,449,000	1,951
Salaries and employee benefits	$1,299,000	1,994
Premises and equipment expense	$352,000	1,711
Additional noninterest expense	$798,000	1,960
Pre-tax net operating income	$138,000	4,955
Securities gains (losses)	$0	1,966
Applicable income taxes	$-12,000	6,760
Income before extraordinary items	$150,000	4,730
Extraordinary gains, net	$0	10
Net income	$150,000	4,731
Minority interest net income	$0	76
Net income of bank and minority interests.	$150,000	4,732
Net charge-offs	$5,000	3,681
Cash dividends	$150,000	1,792
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$150,000	4,629
2012-12-31 (YTD Data)		Rank
Total interest income	$9,274,000	2,756
Total interest expense	$1,399,000	2,870
Net interest income	$7,875,000	2,700
Provision for loan and lease losses	$600,000	2,443
Total noninterest income	$2,228,000	2,031
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$385,000	3,006
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,843,000	1,610
Total noninterest expense	$7,953,000	2,383
Salaries and employee benefits	$3,881,000	2,525
Premises and equipment expense	$1,130,000	2,050
Additional noninterest expense	$2,942,000	2,210
Pre-tax net operating income	$1,549,000	3,284
Securities gains (losses)	$-211,000	6,965
Applicable income taxes	$325,000	2,588
Income before extraordinary items	$1,013,000	3,885
Extraordinary gains, net	$0	29
Net income	$1,013,000	3,885
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,013,000	3,887
Net charge-offs	$65,000	4,749
Cash dividends	$610,000	2,534
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,173,360	3,443
2012-09-30 (YTD Data)		Rank
Total interest income	$6,716,000	2,892
Total interest expense	$1,043,000	2,975
Net interest income	$5,673,000	2,830
Provision for loan and lease losses	$450,000	2,400
Total noninterest income	$1,576,000	2,116
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$269,000	3,186
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,307,000	1,676
Total noninterest expense	$5,568,000	2,536
Salaries and employee benefits	$2,706,000	2,723
Premises and equipment expense	$765,000	2,269
Additional noninterest expense	$2,097,000	2,313
Pre-tax net operating income	$1,231,000	3,263
Securities gains (losses)	$0	3,575
Applicable income taxes	$351,000	2,310
Income before extraordinary items	$880,000	3,686
Extraordinary gains, net	$0	20
Net income	$880,000	3,686
Minority interest net income	$0	86
Net income of bank and minority interests.	$880,000	3,688
Net charge-offs	$-12,000	6,647
Cash dividends	$450,000	2,135
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$880,000	3,528
2012-06-30 (YTD Data)		Rank
Total interest income	$4,416,000	2,951
Total interest expense	$723,000	2,980
Net interest income	$3,693,000	2,901
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$991,000	2,169
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$172,000	3,254
Trading account gains and fees	$0	153
Additional Noninterest Income	$819,000	1,731
Total noninterest expense	$3,327,000	2,796
Salaries and employee benefits	$1,719,000	2,841
Premises and equipment expense	$483,000	2,356
Additional noninterest expense	$1,125,000	2,841
Pre-tax net operating income	$1,057,000	2,740
Securities gains (losses)	$0	3,178
Applicable income taxes	$263,000	2,186
Income before extraordinary items	$794,000	3,056
Extraordinary gains, net	$0	19
Net income	$794,000	3,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$794,000	3,056
Net charge-offs	$-37,000	6,927
Cash dividends	$300,000	2,133
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$794,000	2,902
2012-03-31 (YTD Data)		Rank
Total interest income	$2,267,000	2,928
Total interest expense	$388,000	2,921
Net interest income	$1,879,000	2,866
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$438,000	2,352
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$79,000	3,405
Trading account gains and fees	$0	148
Additional Noninterest Income	$359,000	1,887
Total noninterest expense	$1,632,000	2,844
Salaries and employee benefits	$881,000	2,795
Premises and equipment expense	$237,000	2,413
Additional noninterest expense	$514,000	3,028
Pre-tax net operating income	$535,000	2,742
Securities gains (losses)	$0	2,210
Applicable income taxes	$138,000	2,122
Income before extraordinary items	$397,000	3,086
Extraordinary gains, net	$0	19
Net income	$397,000	3,089
Minority interest net income	$0	78
Net income of bank and minority interests.	$397,000	3,090
Net charge-offs	$-3,000	6,199
Cash dividends	$150,000	1,779
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$397,000	2,936
2011-12-31 (YTD Data)		Rank
Total interest income	$9,441,000	2,906
Total interest expense	$2,133,000	2,637
Net interest income	$7,308,000	2,956
Provision for loan and lease losses	$625,000	3,098
Total noninterest income	$1,700,000	2,253
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$350,000	3,300
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,350,000	1,758
Total noninterest expense	$6,595,000	2,809
Salaries and employee benefits	$3,388,000	2,821
Premises and equipment expense	$912,000	2,611
Additional noninterest expense	$2,295,000	2,772
Pre-tax net operating income	$1,788,000	2,720
Securities gains (losses)	$30,000	2,902
Applicable income taxes	$407,000	2,237
Income before extraordinary items	$1,411,000	2,898
Extraordinary gains, net	$0	29
Net income	$1,411,000	2,900
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,411,000	2,900
Net charge-offs	$403,000	3,438
Cash dividends	$606,000	2,187
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,387,600	2,840
2011-09-30 (YTD Data)		Rank
Total interest income	$7,081,000	2,944
Total interest expense	$1,686,000	2,616
Net interest income	$5,395,000	3,012
Provision for loan and lease losses	$450,000	3,020
Total noninterest income	$1,290,000	2,231
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$266,000	3,270
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,024,000	1,744
Total noninterest expense	$5,011,000	2,768
Salaries and employee benefits	$2,595,000	2,766
Premises and equipment expense	$683,000	2,620
Additional noninterest expense	$1,733,000	2,769
Pre-tax net operating income	$1,224,000	2,966
Securities gains (losses)	$0	3,555
Applicable income taxes	$246,000	2,467
Income before extraordinary items	$978,000	3,111
Extraordinary gains, net	$0	21
Net income	$978,000	3,112
Minority interest net income	$0	87
Net income of bank and minority interests.	$978,000	3,112
Net charge-offs	$13,000	5,706
Cash dividends	$456,000	1,901
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$978,000	3,007
2011-06-30 (YTD Data)		Rank
Total interest income	$4,744,000	2,942
Total interest expense	$1,158,000	2,632
Net interest income	$3,586,000	3,017
Provision for loan and lease losses	$300,000	2,953
Total noninterest income	$887,000	2,169
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$177,000	3,255
Trading account gains and fees	$0	153
Additional Noninterest Income	$710,000	1,706
Total noninterest expense	$3,400,000	2,754
Salaries and employee benefits	$1,747,000	2,763
Premises and equipment expense	$461,000	2,609
Additional noninterest expense	$1,192,000	2,757
Pre-tax net operating income	$773,000	3,005
Securities gains (losses)	$0	2,914
Applicable income taxes	$154,000	2,481
Income before extraordinary items	$619,000	3,135
Extraordinary gains, net	$0	15
Net income	$619,000	3,137
Minority interest net income	$0	89
Net income of bank and minority interests.	$619,000	3,137
Net charge-offs	$16,000	5,169
Cash dividends	$296,000	1,966
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$619,000	3,047
2011-03-31 (YTD Data)		Rank
Total interest income	$2,394,000	2,938
Total interest expense	$606,000	2,616
Net interest income	$1,788,000	3,012
Provision for loan and lease losses	$150,000	2,750
Total noninterest income	$469,000	2,097
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$90,000	3,191
Trading account gains and fees	$0	158
Additional Noninterest Income	$379,000	1,628
Total noninterest expense	$1,707,000	2,764
Salaries and employee benefits	$886,000	2,742
Premises and equipment expense	$230,000	2,664
Additional noninterest expense	$591,000	2,748
Pre-tax net operating income	$400,000	2,968
Securities gains (losses)	$0	1,772
Applicable income taxes	$81,000	2,406
Income before extraordinary items	$319,000	3,089
Extraordinary gains, net	$0	9
Net income	$319,000	3,087
Minority interest net income	$0	86
Net income of bank and minority interests.	$319,000	3,089
Net charge-offs	$-3,000	6,584
Cash dividends	$146,000	1,669
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$319,000	3,039
2010-12-31 (YTD Data)		Rank
Total interest income	$10,598,000	2,816
Total interest expense	$3,079,000	2,551
Net interest income	$7,519,000	2,890
Provision for loan and lease losses	$900,000	3,213
Total noninterest income	$1,806,000	2,219
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$380,000	3,159
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,426,000	1,754
Total noninterest expense	$6,712,000	2,822
Salaries and employee benefits	$3,377,000	2,817
Premises and equipment expense	$902,000	2,694
Additional noninterest expense	$2,433,000	2,745
Pre-tax net operating income	$1,713,000	2,511
Securities gains (losses)	$0	3,793
Applicable income taxes	$355,000	2,213
Income before extraordinary items	$1,358,000	2,664
Extraordinary gains, net	$0	29
Net income	$1,358,000	2,660
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,358,000	2,665
Net charge-offs	$449,000	3,792
Cash dividends	$480,000	2,406
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,358,000	2,568
2010-09-30 (YTD Data)		Rank
Total interest income	$8,233,000	2,781
Total interest expense	$2,405,000	2,554
Net interest income	$5,828,000	2,834
Provision for loan and lease losses	$750,000	2,938
Total noninterest income	$1,130,000	2,518
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$284,000	3,248
Trading account gains and fees	$0	165
Additional Noninterest Income	$846,000	2,005
Total noninterest expense	$5,018,000	2,827
Salaries and employee benefits	$2,584,000	2,772
Premises and equipment expense	$655,000	2,826
Additional noninterest expense	$1,779,000	2,748
Pre-tax net operating income	$1,190,000	2,790
Securities gains (losses)	$0	3,651
Applicable income taxes	$202,000	2,548
Income before extraordinary items	$988,000	2,913
Extraordinary gains, net	$0	23
Net income	$988,000	2,908
Minority interest net income	$0	110
Net income of bank and minority interests.	$988,000	2,912
Net charge-offs	$92,000	4,992
Cash dividends	$360,000	2,150
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$988,000	2,776
2010-06-30 (YTD Data)		Rank
Total interest income	$5,482,000	2,811
Total interest expense	$1,676,000	2,550
Net interest income	$3,806,000	2,885
Provision for loan and lease losses	$575,000	2,656
Total noninterest income	$706,000	2,573
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$184,000	3,318
Trading account gains and fees	$0	152
Additional Noninterest Income	$522,000	2,033
Total noninterest expense	$3,315,000	2,860
Salaries and employee benefits	$1,694,000	2,816
Premises and equipment expense	$435,000	2,850
Additional noninterest expense	$1,186,000	2,749
Pre-tax net operating income	$622,000	3,233
Securities gains (losses)	$5,000	2,788
Applicable income taxes	$75,000	3,019
Income before extraordinary items	$552,000	3,226
Extraordinary gains, net	$0	19
Net income	$552,000	3,221
Minority interest net income	$0	105
Net income of bank and minority interests.	$552,000	3,224
Net charge-offs	$16,000	5,608
Cash dividends	$240,000	2,166
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$547,600	3,133
2010-03-31 (YTD Data)		Rank
Total interest income	$2,764,000	2,850
Total interest expense	$881,000	2,544
Net interest income	$1,883,000	2,949
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$320,000	2,744
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$92,000	3,301
Trading account gains and fees	$0	175
Additional Noninterest Income	$228,000	2,204
Total noninterest expense	$1,604,000	2,971
Salaries and employee benefits	$826,000	2,934
Premises and equipment expense	$211,000	3,000
Additional noninterest expense	$567,000	2,849
Pre-tax net operating income	$299,000	3,356
Securities gains (losses)	$0	2,284
Applicable income taxes	$35,000	3,059
Income before extraordinary items	$264,000	3,380
Extraordinary gains, net	$0	16
Net income	$264,000	3,378
Minority interest net income	$0	91
Net income of bank and minority interests.	$264,000	3,380
Net charge-offs	$-70,000	7,822
Cash dividends	$120,000	1,762
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$264,000	3,262
2009-12-31 (YTD Data)		Rank
Total interest income	$12,042,000	2,739
Total interest expense	$4,635,000	2,423
Net interest income	$7,407,000	2,918
Provision for loan and lease losses	$860,000	3,740
Total noninterest income	$1,289,000	2,839
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$439,000	3,147
Trading account gains and fees	$0	211
Additional Noninterest Income	$850,000	2,371
Total noninterest expense	$6,362,000	3,034
Salaries and employee benefits	$3,267,000	2,967
Premises and equipment expense	$879,000	2,877
Additional noninterest expense	$2,216,000	3,056
Pre-tax net operating income	$1,474,000	2,369
Securities gains (losses)	$0	3,754
Applicable income taxes	$269,000	2,132
Income before extraordinary items	$1,205,000	2,474
Extraordinary gains, net	$0	34
Net income	$1,205,000	2,472
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,205,000	2,473
Net charge-offs	$1,323,000	2,523
Cash dividends	$890,000	1,787
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,205,000	2,423
2009-09-30 (YTD Data)		Rank
Total interest income	$9,100,000	2,754
Total interest expense	$3,629,000	2,428
Net interest income	$5,471,000	2,947
Provision for loan and lease losses	$560,000	3,630
Total noninterest income	$1,006,000	2,804
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$330,000	3,147
Trading account gains and fees	$0	212
Additional Noninterest Income	$676,000	2,340
Total noninterest expense	$4,727,000	3,070
Salaries and employee benefits	$2,427,000	3,010
Premises and equipment expense	$657,000	2,918
Additional noninterest expense	$1,643,000	3,058
Pre-tax net operating income	$1,190,000	2,454
Securities gains (losses)	$0	3,497
Applicable income taxes	$225,000	2,206
Income before extraordinary items	$965,000	2,539
Extraordinary gains, net	$0	27
Net income	$965,000	2,537
Minority interest net income	$0	118
Net income of bank and minority interests.	$965,000	2,540
Net charge-offs	$754,000	2,556
Cash dividends	$770,000	1,537
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$965,000	2,491
2009-06-30 (YTD Data)		Rank
Total interest income	$6,126,000	2,764
Total interest expense	$2,481,000	2,473
Net interest income	$3,645,000	2,947
Provision for loan and lease losses	$335,000	3,547
Total noninterest income	$673,000	2,808
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$207,000	3,255
Trading account gains and fees	$0	193
Additional Noninterest Income	$466,000	2,312
Total noninterest expense	$3,125,000	3,116
Salaries and employee benefits	$1,601,000	3,072
Premises and equipment expense	$437,000	2,964
Additional noninterest expense	$1,087,000	3,078
Pre-tax net operating income	$858,000	2,385
Securities gains (losses)	$0	3,136
Applicable income taxes	$175,000	2,110
Income before extraordinary items	$683,000	2,546
Extraordinary gains, net	$0	21
Net income	$683,000	2,543
Minority interest net income	$0	112
Net income of bank and minority interests.	$683,000	2,545
Net charge-offs	$97,000	4,280
Cash dividends	$580,000	1,465
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$683,000	2,463
2009-03-31 (YTD Data)		Rank
Total interest income	$3,084,000	2,777
Total interest expense	$1,251,000	2,530
Net interest income	$1,833,000	2,931
Provision for loan and lease losses	$135,000	3,447
Total noninterest income	$351,000	2,726
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$99,000	3,285
Trading account gains and fees	$0	171
Additional Noninterest Income	$252,000	2,193
Total noninterest expense	$1,522,000	3,102
Salaries and employee benefits	$789,000	3,136
Premises and equipment expense	$225,000	2,942
Additional noninterest expense	$508,000	2,968
Pre-tax net operating income	$527,000	2,278
Securities gains (losses)	$0	2,434
Applicable income taxes	$111,000	2,071
Income before extraordinary items	$416,000	2,479
Extraordinary gains, net	$0	15
Net income	$416,000	2,479
Minority interest net income	$0	102
Net income of bank and minority interests.	$416,000	2,481
Net charge-offs	$19,000	4,361
Cash dividends	$190,000	1,776
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$416,000	2,333
2008-12-31 (YTD Data)		Rank
Total interest income	$12,595,000	2,900
Total interest expense	$5,319,000	2,816
Net interest income	$7,276,000	2,942
Provision for loan and lease losses	$640,000	3,383
Total noninterest income	$1,325,000	2,859
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$468,000	3,160
Trading account gains and fees	$0	154
Additional Noninterest Income	$857,000	2,358
Total noninterest expense	$5,666,000	3,241
Salaries and employee benefits	$2,966,000	3,284
Premises and equipment expense	$871,000	2,958
Additional noninterest expense	$1,829,000	3,102
Pre-tax net operating income	$2,295,000	2,237
Securities gains (losses)	$2,000	2,962
Applicable income taxes	$527,000	1,801
Income before extraordinary items	$1,770,000	2,226
Extraordinary gains, net	$0	39
Net income	$1,770,000	2,227
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	5,577
Cash dividends	$740,000	2,775
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,768,460	2,355
2008-09-30 (YTD Data)		Rank
Total interest income	$9,442,000	2,973
Total interest expense	$4,108,000	2,845
Net interest income	$5,334,000	3,025
Provision for loan and lease losses	$115,000	4,993
Total noninterest income	$1,011,000	2,887
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$350,000	3,185
Trading account gains and fees	$0	148
Additional Noninterest Income	$661,000	2,399
Total noninterest expense	$4,112,000	3,315
Salaries and employee benefits	$2,209,000	3,348
Premises and equipment expense	$700,000	2,796
Additional noninterest expense	$1,203,000	3,384
Pre-tax net operating income	$2,118,000	2,211
Securities gains (losses)	$0	3,106
Applicable income taxes	$555,000	1,769
Income before extraordinary items	$1,563,000	2,251
Extraordinary gains, net	$0	31
Net income	$1,563,000	2,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	5,222
Cash dividends	$560,000	2,596
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,563,000	2,362
2008-06-30 (YTD Data)		Rank
Total interest income	$6,260,000	3,029
Total interest expense	$2,803,000	2,887
Net interest income	$3,457,000	3,095
Provision for loan and lease losses	$70,000	4,755
Total noninterest income	$660,000	2,952
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$219,000	3,299
Trading account gains and fees	$0	149
Additional Noninterest Income	$441,000	2,434
Total noninterest expense	$2,731,000	3,333
Salaries and employee benefits	$1,476,000	3,371
Premises and equipment expense	$469,000	2,796
Additional noninterest expense	$786,000	3,412
Pre-tax net operating income	$1,316,000	2,449
Securities gains (losses)	$0	3,233
Applicable income taxes	$333,000	2,078
Income before extraordinary items	$983,000	2,611
Extraordinary gains, net	$0	21
Net income	$983,000	2,611
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,731
Cash dividends	$380,000	2,647
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$983,000	2,561
2008-03-31 (YTD Data)		Rank
Total interest income	$3,154,000	3,081
Total interest expense	$1,465,000	2,948
Net interest income	$1,689,000	3,172
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$326,000	2,966
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$110,000	3,261
Trading account gains and fees	$0	158
Additional Noninterest Income	$216,000	2,463
Total noninterest expense	$1,378,000	3,304
Salaries and employee benefits	$741,000	3,393
Premises and equipment expense	$240,000	2,743
Additional noninterest expense	$397,000	3,336
Pre-tax net operating income	$607,000	2,679
Securities gains (losses)	$0	2,688
Applicable income taxes	$154,000	2,289
Income before extraordinary items	$453,000	2,915
Extraordinary gains, net	$0	15
Net income	$453,000	2,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,623
Cash dividends	$190,000	2,396
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$453,000	2,833
2007-12-31 (YTD Data)		Rank
Total interest income	$12,395,000	3,193
Total interest expense	$6,188,000	2,935
Net interest income	$6,207,000	3,417
Provision for loan and lease losses	$120,000	4,617
Total noninterest income	$1,214,000	3,122
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$438,000	3,352
Trading account gains and fees	$0	178
Additional Noninterest Income	$776,000	2,602
Total noninterest expense	$5,170,000	3,357
Salaries and employee benefits	$2,851,000	3,356
Premises and equipment expense	$1,080,000	2,404
Additional noninterest expense	$1,239,000	3,986
Pre-tax net operating income	$2,131,000	3,181
Securities gains (losses)	$0	2,146
Applicable income taxes	$537,000	2,644
Income before extraordinary items	$1,594,000	3,315
Extraordinary gains, net	$0	39
Net income	$1,594,000	3,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$85,000	3,986
Cash dividends	$770,000	3,040
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,594,000	3,298
2007-09-30 (YTD Data)		Rank
Total interest income	$9,186,000	3,235
Total interest expense	$4,614,000	2,946
Net interest income	$4,572,000	3,473
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$988,000	2,938
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$334,000	3,311
Trading account gains and fees	$0	184
Additional Noninterest Income	$654,000	2,431
Total noninterest expense	$3,912,000	3,301
Salaries and employee benefits	$2,176,000	3,303
Premises and equipment expense	$851,000	2,272
Additional noninterest expense	$885,000	4,063
Pre-tax net operating income	$1,558,000	3,390
Securities gains (losses)	$0	1,655
Applicable income taxes	$377,000	2,882
Income before extraordinary items	$1,181,000	3,507
Extraordinary gains, net	$0	33
Net income	$1,181,000	3,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,079
Cash dividends	$580,000	2,745
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,181,000	3,490
2007-06-30 (YTD Data)		Rank
Total interest income	$6,044,000	3,271
Total interest expense	$3,066,000	2,959
Net interest income	$2,978,000	3,554
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$651,000	2,977
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$208,000	3,432
Trading account gains and fees	$0	168
Additional Noninterest Income	$443,000	2,433
Total noninterest expense	$2,590,000	3,361
Salaries and employee benefits	$1,469,000	3,306
Premises and equipment expense	$549,000	2,355
Additional noninterest expense	$572,000	4,157
Pre-tax net operating income	$979,000	3,580
Securities gains (losses)	$0	1,444
Applicable income taxes	$226,000	3,104
Income before extraordinary items	$753,000	3,657
Extraordinary gains, net	$0	29
Net income	$753,000	3,657
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,237
Cash dividends	$390,000	2,820
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$753,000	3,634
2007-03-31 (YTD Data)		Rank
Total interest income	$2,981,000	3,301
Total interest expense	$1,563,000	2,876
Net interest income	$1,418,000	3,702
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$332,000	2,914
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$100,000	3,456
Trading account gains and fees	$0	195
Additional Noninterest Income	$232,000	2,329
Total noninterest expense	$1,269,000	3,419
Salaries and employee benefits	$717,000	3,389
Premises and equipment expense	$276,000	2,364
Additional noninterest expense	$276,000	4,217
Pre-tax net operating income	$451,000	3,745
Securities gains (losses)	$0	1,187
Applicable income taxes	$99,000	3,281
Income before extraordinary items	$352,000	3,801
Extraordinary gains, net	$0	22
Net income	$352,000	3,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,195
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$352,000	3,777
2006-12-31 (YTD Data)		Rank
Total interest income	$10,944,000	3,333
Total interest expense	$5,289,000	2,883
Net interest income	$5,655,000	3,676
Provision for loan and lease losses	$155,000	3,995
Total noninterest income	$1,373,000	2,869
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$412,000	3,476
Trading account gains and fees	$0	130
Additional Noninterest Income	$961,000	2,296
Total noninterest expense	$5,146,000	3,270
Salaries and employee benefits	$2,803,000	3,320
Premises and equipment expense	$985,000	2,512
Additional noninterest expense	$1,358,000	3,570
Pre-tax net operating income	$1,727,000	3,974
Securities gains (losses)	$0	1,687
Applicable income taxes	$307,000	3,775
Income before extraordinary items	$1,420,000	3,902
Extraordinary gains, net	$0	51
Net income	$1,420,000	3,902
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,325
Cash dividends	$750,000	3,072
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,420,000	3,882
2006-09-30 (YTD Data)		Rank
Total interest income	$8,050,000	3,361
Total interest expense	$3,808,000	2,907
Net interest income	$4,242,000	3,697
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$961,000	3,012
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$304,000	3,538
Trading account gains and fees	$0	126
Additional Noninterest Income	$657,000	2,420
Total noninterest expense	$3,708,000	3,380
Salaries and employee benefits	$2,105,000	3,307
Premises and equipment expense	$724,000	2,560
Additional noninterest expense	$879,000	3,987
Pre-tax net operating income	$1,405,000	3,938
Securities gains (losses)	$0	1,388
Applicable income taxes	$293,000	3,615
Income before extraordinary items	$1,112,000	3,905
Extraordinary gains, net	$0	45
Net income	$1,112,000	3,909
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,412
Cash dividends	$540,000	2,820
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,112,000	3,894
2006-06-30 (YTD Data)		Rank
Total interest income	$5,260,000	3,366
Total interest expense	$2,409,000	2,910
Net interest income	$2,851,000	3,681
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$644,000	2,990
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$202,000	3,521
Trading account gains and fees	$0	126
Additional Noninterest Income	$442,000	2,392
Total noninterest expense	$2,463,000	3,386
Salaries and employee benefits	$1,391,000	3,340
Premises and equipment expense	$478,000	2,576
Additional noninterest expense	$594,000	3,947
Pre-tax net operating income	$972,000	3,862
Securities gains (losses)	$0	1,185
Applicable income taxes	$212,000	3,538
Income before extraordinary items	$760,000	3,858
Extraordinary gains, net	$0	39
Net income	$760,000	3,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$340,000	2,934
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$760,000	3,845
2006-03-31 (YTD Data)		Rank
Total interest income	$2,580,000	3,360
Total interest expense	$1,161,000	2,878
Net interest income	$1,419,000	3,700
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$333,000	2,877
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$103,000	3,410
Trading account gains and fees	$0	115
Additional Noninterest Income	$230,000	2,296
Total noninterest expense	$1,239,000	3,376
Salaries and employee benefits	$702,000	3,327
Premises and equipment expense	$236,000	2,603
Additional noninterest expense	$301,000	3,880
Pre-tax net operating income	$483,000	3,820
Securities gains (losses)	$0	955
Applicable income taxes	$97,000	3,641
Income before extraordinary items	$386,000	3,786
Extraordinary gains, net	$0	21
Net income	$386,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$170,000	2,594
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$386,000	3,769
2005-12-31 (YTD Data)		Rank
Total interest income	$9,170,000	3,373
Total interest expense	$3,236,000	3,125
Net interest income	$5,934,000	3,455
Provision for loan and lease losses	$115,000	4,632
Total noninterest income	$1,101,000	3,330
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$403,000	3,539
Trading account gains and fees	$0	138
Additional Noninterest Income	$698,000	2,777
Total noninterest expense	$4,679,000	3,418
Salaries and employee benefits	$2,585,000	3,383
Premises and equipment expense	$955,000	2,467
Additional noninterest expense	$1,139,000	4,023
Pre-tax net operating income	$2,241,000	3,414
Securities gains (losses)	$0	2,296
Applicable income taxes	$570,000	3,159
Income before extraordinary items	$1,671,000	3,527
Extraordinary gains, net	$0	46
Net income	$1,671,000	3,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,815
Cash dividends	$970,000	2,544
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,671,000	3,499
2005-09-30 (YTD Data)		Rank
Total interest income	$6,656,000	3,409
Total interest expense	$2,239,000	3,198
Net interest income	$4,417,000	3,467
Provision for loan and lease losses	$85,000	4,532
Total noninterest income	$805,000	3,389
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$297,000	3,574
Trading account gains and fees	$0	126
Additional Noninterest Income	$508,000	2,855
Total noninterest expense	$3,480,000	3,413
Salaries and employee benefits	$1,961,000	3,331
Premises and equipment expense	$358,000	4,302
Additional noninterest expense	$1,161,000	3,120
Pre-tax net operating income	$1,657,000	3,501
Securities gains (losses)	$0	2,317
Applicable income taxes	$421,000	3,248
Income before extraordinary items	$1,236,000	3,589
Extraordinary gains, net	$0	35
Net income	$1,236,000	3,590
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	8,171
Cash dividends	$770,000	2,171
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,236,000	3,560
2005-06-30 (YTD Data)		Rank
Total interest income	$4,315,000	3,415
Total interest expense	$1,362,000	3,295
Net interest income	$2,953,000	3,440
Provision for loan and lease losses	$55,000	4,424
Total noninterest income	$511,000	3,460
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$189,000	3,629
Trading account gains and fees	$0	116
Additional Noninterest Income	$322,000	2,941
Total noninterest expense	$2,315,000	3,396
Salaries and employee benefits	$1,316,000	3,295
Premises and equipment expense	$458,000	2,533
Additional noninterest expense	$541,000	4,108
Pre-tax net operating income	$1,094,000	3,485
Securities gains (losses)	$0	2,146
Applicable income taxes	$277,000	3,236
Income before extraordinary items	$817,000	3,595
Extraordinary gains, net	$0	30
Net income	$817,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	5,290
Cash dividends	$350,000	2,694
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$817,000	3,547
2005-03-31 (YTD Data)		Rank
Total interest income	$2,102,000	3,454
Total interest expense	$620,000	3,423
Net interest income	$1,482,000	3,438
Provision for loan and lease losses	$25,000	4,374
Total noninterest income	$249,000	3,472
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$92,000	3,634
Trading account gains and fees	$0	115
Additional Noninterest Income	$157,000	2,889
Total noninterest expense	$1,138,000	3,459
Salaries and employee benefits	$648,000	3,327
Premises and equipment expense	$231,000	2,529
Additional noninterest expense	$259,000	4,244
Pre-tax net operating income	$568,000	3,355
Securities gains (losses)	$0	1,685
Applicable income taxes	$149,000	3,105
Income before extraordinary items	$419,000	3,506
Extraordinary gains, net	$0	24
Net income	$419,000	3,507
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$170,000	2,408
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$419,000	3,466
2004-12-31 (YTD Data)		Rank
Total interest income	$8,288,000	3,319
Total interest expense	$2,225,000	3,342
Net interest income	$6,063,000	3,269
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$1,099,000	3,322
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$419,000	3,530
Trading account gains and fees	$0	138
Additional Noninterest Income	$680,000	2,748
Total noninterest expense	$4,442,000	3,451
Salaries and employee benefits	$2,513,000	3,332
Premises and equipment expense	$895,000	2,534
Additional noninterest expense	$1,034,000	4,219
Pre-tax net operating income	$2,600,000	2,901
Securities gains (losses)	$0	3,819
Applicable income taxes	$904,000	2,329
Income before extraordinary items	$1,696,000	3,329
Extraordinary gains, net	$0	34
Net income	$1,696,000	3,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$136,000	3,186
Cash dividends	$654,000	3,076
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,696,000	3,260
2004-09-30 (YTD Data)		Rank
Total interest income	$6,114,000	3,339
Total interest expense	$1,633,000	3,355
Net interest income	$4,481,000	3,288
Provision for loan and lease losses	$120,000	3,974
Total noninterest income	$866,000	3,228
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$319,000	3,511
Trading account gains and fees	$0	134
Additional Noninterest Income	$547,000	2,661
Total noninterest expense	$3,277,000	3,475
Salaries and employee benefits	$1,895,000	3,295
Premises and equipment expense	$637,000	2,638
Additional noninterest expense	$745,000	4,319
Pre-tax net operating income	$1,950,000	2,951
Securities gains (losses)	$0	3,710
Applicable income taxes	$595,000	2,583
Income before extraordinary items	$1,355,000	3,232
Extraordinary gains, net	$0	26
Net income	$1,355,000	3,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$26,000	4,599
Cash dividends	$484,000	2,764
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,355,000	3,149
2004-06-30 (YTD Data)		Rank
Total interest income	$4,034,000	3,362
Total interest expense	$1,077,000	3,372
Net interest income	$2,957,000	3,308
Provision for loan and lease losses	$120,000	3,090
Total noninterest income	$572,000	3,281
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$208,000	3,541
Trading account gains and fees	$0	130
Additional Noninterest Income	$364,000	2,668
Total noninterest expense	$2,145,000	3,535
Salaries and employee benefits	$1,234,000	3,356
Premises and equipment expense	$426,000	2,638
Additional noninterest expense	$485,000	4,406
Pre-tax net operating income	$1,264,000	2,986
Securities gains (losses)	$0	3,413
Applicable income taxes	$370,000	2,701
Income before extraordinary items	$894,000	3,238
Extraordinary gains, net	$0	21
Net income	$894,000	3,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,514
Cash dividends	$324,000	2,764
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$894,000	3,149
2004-03-31 (YTD Data)		Rank
Total interest income	$2,011,000	3,387
Total interest expense	$553,000	3,331
Net interest income	$1,458,000	3,336
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$274,000	3,303
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$104,000	3,485
Trading account gains and fees	$0	121
Additional Noninterest Income	$170,000	2,726
Total noninterest expense	$1,078,000	3,550
Salaries and employee benefits	$617,000	3,379
Premises and equipment expense	$214,000	2,641
Additional noninterest expense	$247,000	4,367
Pre-tax net operating income	$594,000	3,101
Securities gains (losses)	$0	2,934
Applicable income taxes	$170,000	2,851
Income before extraordinary items	$424,000	3,350
Extraordinary gains, net	$0	16
Net income	$424,000	3,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	2,731
Cash dividends	$164,000	2,385
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$424,000	3,235
2003-12-31 (YTD Data)		Rank
Total interest income	$8,129,000	3,393
Total interest expense	$2,492,000	3,344
Net interest income	$5,637,000	3,355
Provision for loan and lease losses	$240,000	3,615
Total noninterest income	$1,078,000	3,552
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$441,000	3,431
Trading account gains and fees	$0	160
Additional Noninterest Income	$637,000	3,136
Total noninterest expense	$4,056,000	3,674
Salaries and employee benefits	$2,274,000	3,535
Premises and equipment expense	$776,000	2,833
Additional noninterest expense	$1,006,000	4,260
Pre-tax net operating income	$2,419,000	2,964
Securities gains (losses)	$-1,000	8,546
Applicable income taxes	$680,000	2,849
Income before extraordinary items	$1,738,000	3,189
Extraordinary gains, net	$0	54
Net income	$1,738,000	3,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	4,908
Cash dividends	$638,000	3,105
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,738,720	3,043
2003-09-30 (YTD Data)		Rank
Total interest income	$6,087,000	3,449
Total interest expense	$1,921,000	3,379
Net interest income	$4,166,000	3,406
Provision for loan and lease losses	$180,000	3,498
Total noninterest income	$819,000	3,598
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$326,000	3,464
Trading account gains and fees	$0	153
Additional Noninterest Income	$493,000	3,165
Total noninterest expense	$3,029,000	3,685
Salaries and employee benefits	$1,758,000	3,438
Premises and equipment expense	$549,000	2,977
Additional noninterest expense	$722,000	4,377
Pre-tax net operating income	$1,776,000	3,102
Securities gains (losses)	$1,000	4,000
Applicable income taxes	$496,000	3,045
Income before extraordinary items	$1,281,000	3,322
Extraordinary gains, net	$0	40
Net income	$1,281,000	3,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,184
Cash dividends	$468,000	2,792
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,280,280	3,166
2003-06-30 (YTD Data)		Rank
Total interest income	$4,086,000	3,448
Total interest expense	$1,326,000	3,386
Net interest income	$2,760,000	3,417
Provision for loan and lease losses	$120,000	3,448
Total noninterest income	$540,000	3,584
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$210,000	3,503
Trading account gains and fees	$0	150
Additional Noninterest Income	$330,000	3,121
Total noninterest expense	$2,001,000	3,694
Salaries and employee benefits	$1,158,000	3,467
Premises and equipment expense	$353,000	3,056
Additional noninterest expense	$490,000	4,311
Pre-tax net operating income	$1,179,000	3,124
Securities gains (losses)	$1,000	3,586
Applicable income taxes	$329,000	3,067
Income before extraordinary items	$851,000	3,346
Extraordinary gains, net	$0	30
Net income	$851,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,006
Cash dividends	$328,000	2,750
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$850,280	3,172
2003-03-31 (YTD Data)		Rank
Total interest income	$2,044,000	3,463
Total interest expense	$663,000	3,465
Net interest income	$1,381,000	3,402
Provision for loan and lease losses	$66,000	3,125
Total noninterest income	$256,000	3,580
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$103,000	3,472
Trading account gains and fees	$0	134
Additional Noninterest Income	$153,000	3,174
Total noninterest expense	$976,000	3,738
Salaries and employee benefits	$566,000	3,525
Premises and equipment expense	$174,000	3,100
Additional noninterest expense	$236,000	4,401
Pre-tax net operating income	$595,000	3,101
Securities gains (losses)	$0	2,891
Applicable income taxes	$164,000	3,062
Income before extraordinary items	$431,000	3,291
Extraordinary gains, net	$0	21
Net income	$431,000	3,288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$164,000	2,438
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$431,000	3,120
2002-12-31 (YTD Data)		Rank
Total interest income	$8,401,000	3,497
Total interest expense	$3,113,000	3,440
Net interest income	$5,288,000	3,493
Provision for loan and lease losses	$273,000	3,668
Total noninterest income	$920,000	3,660
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$377,000	3,676
Trading account gains and fees	$0	153
Additional Noninterest Income	$543,000	3,136
Total noninterest expense	$3,692,000	3,782
Salaries and employee benefits	$2,108,000	3,579
Premises and equipment expense	$647,000	3,198
Additional noninterest expense	$937,000	4,401
Pre-tax net operating income	$2,243,000	3,140
Securities gains (losses)	$0	4,537
Applicable income taxes	$556,000	3,252
Income before extraordinary items	$1,687,000	3,209
Extraordinary gains, net	$0	70
Net income	$1,687,000	3,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,379
Cash dividends	$560,000	3,277
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,687,000	3,101
2001-12-31 (YTD Data)		Rank
Total interest income	$7,933,000	4,050
Total interest expense	$3,759,000	3,987
Net interest income	$4,174,000	3,996
Provision for loan and lease losses	$49,000	6,732
Total noninterest income	$930,000	3,514
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$321,000	3,996
Trading account gains and fees	$0	177
Additional Noninterest Income	$609,000	2,802
Total noninterest expense	$3,302,000	4,015
Salaries and employee benefits	$1,885,000	3,760
Premises and equipment expense	$596,000	3,374
Additional noninterest expense	$821,000	4,704
Pre-tax net operating income	$1,753,000	3,493
Securities gains (losses)	$0	4,612
Applicable income taxes	$392,000	3,774
Income before extraordinary items	$1,361,000	3,477
Extraordinary gains, net	$0	105
Net income	$1,361,000	3,480
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,729
Cash dividends	$595,000	3,183
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,361,000	3,375
2000-12-31 (YTD Data)		Rank
Total interest income	$7,022,000	4,579
Total interest expense	$3,529,000	4,358
Net interest income	$3,493,000	4,614
Provision for loan and lease losses	$0	8,337
Total noninterest income	$769,000	3,752
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$324,000	3,829
Trading account gains and fees	NA	NA
Additional Noninterest Income	$445,000	3,133
Total noninterest expense	$2,848,000	4,414
Salaries and employee benefits	$1,625,000	4,099
Premises and equipment expense	$477,000	3,938
Additional noninterest expense	$746,000	4,962
Pre-tax net operating income	$1,414,000	4,237
Securities gains (losses)	$0	1,956
Applicable income taxes	$300,000	4,598
Income before extraordinary items	$1,114,000	4,061
Extraordinary gains, net	$0	38
Net income	$1,114,000	4,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,747
Cash dividends	$464,000	3,687
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,114,000	4,057
1999-12-31 (YTD Data)		Rank
Total interest income	$6,485,000	4,684
Total interest expense	$3,172,000	4,389
Net interest income	$3,313,000	4,817
Provision for loan and lease losses	$0	8,503
Total noninterest income	$523,000	4,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$241,000	4,621
Trading account gains and fees	NA	NA
Additional Noninterest Income	$282,000	4,159
Total noninterest expense	$2,767,000	4,511
Salaries and employee benefits	$1,445,000	4,465
Premises and equipment expense	$436,000	4,228
Additional noninterest expense	$886,000	4,436
Pre-tax net operating income	$1,069,000	5,105
Securities gains (losses)	$0	3,155
Applicable income taxes	$149,000	6,291
Income before extraordinary items	$920,000	4,683
Extraordinary gains, net	$0	35
Net income	$920,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,178
Cash dividends	$430,000	3,789
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$920,000	4,643
1998-12-31 (YTD Data)		Rank
Total interest income	$6,183,000	4,887
Total interest expense	$3,080,000	4,624
Net interest income	$3,103,000	5,013
Provision for loan and lease losses	$75,000	5,712
Total noninterest income	$453,000	5,227
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$186,000	5,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	4,263
Total noninterest expense	$2,152,000	5,305
Salaries and employee benefits	$1,177,000	5,143
Premises and equipment expense	$386,000	4,555
Additional noninterest expense	$589,000	5,825
Pre-tax net operating income	$1,329,000	4,550
Securities gains (losses)	$39,000	1,926
Applicable income taxes	$259,000	5,557
Income before extraordinary items	$1,109,000	4,158
Extraordinary gains, net	$0	32
Net income	$1,109,000	4,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$400,000	3,951
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,077,410	4,151
1997-12-31 (YTD Data)		Rank
Total interest income	$5,985,000	5,090
Total interest expense	$2,930,000	4,822
Net interest income	$3,055,000	5,233
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$432,000	5,462
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$177,000	5,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$255,000	4,312
Total noninterest expense	$1,950,000	5,750
Salaries and employee benefits	$1,108,000	5,440
Premises and equipment expense	$347,000	4,929
Additional noninterest expense	$495,000	6,539
Pre-tax net operating income	$1,507,000	4,488
Securities gains (losses)	$13,000	2,177
Applicable income taxes	$367,000	5,155
Income before extraordinary items	$1,153,000	4,190
Extraordinary gains, net	$0	44
Net income	$1,153,000	4,190
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,223
Cash dividends	$370,000	4,130
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,143,120	4,165
1996-12-31 (YTD Data)		Rank
Total interest income	$5,649,000	5,412
Total interest expense	$2,714,000	5,200
Net interest income	$2,935,000	5,526
Provision for loan and lease losses	$69,000	5,880
Total noninterest income	$407,000	5,885
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$195,000	5,651
Trading account gains and fees	NA	NA
Additional Noninterest Income	$212,000	5,014
Total noninterest expense	$1,882,000	6,209
Salaries and employee benefits	$1,057,000	5,755
Premises and equipment expense	$330,000	5,225
Additional noninterest expense	$495,000	7,095
Pre-tax net operating income	$1,391,000	4,598
Securities gains (losses)	$0	4,148
Applicable income taxes	$377,000	5,081
Income before extraordinary items	$1,014,000	4,438
Extraordinary gains, net	$0	53
Net income	$1,014,000	4,439
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,019
Cash dividends	$340,000	4,253
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,014,000	4,387
1995-12-31 (YTD Data)		Rank
Total interest income	$5,288,000	5,747
Total interest expense	$2,439,000	5,676
Net interest income	$2,849,000	5,737
Provision for loan and lease losses	$88,000	4,902
Total noninterest income	$341,000	6,586
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,689
Trading account gains and fees	NA	NA
Additional Noninterest Income	$192,000	5,250
Total noninterest expense	$1,796,000	6,469
Salaries and employee benefits	$1,008,000	6,021
Premises and equipment expense	$290,000	5,781
Additional noninterest expense	$498,000	7,264
Pre-tax net operating income	$1,306,000	4,952
Securities gains (losses)	$-56,000	11,232
Applicable income taxes	$355,000	5,383
Income before extraordinary items	$895,000	5,015
Extraordinary gains, net	$0	65
Net income	$895,000	5,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	10,004
Cash dividends	$310,000	4,429
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$935,320	4,835
1994-12-31 (YTD Data)		Rank
Total interest income	$4,701,000	5,957
Total interest expense	$1,949,000	5,726
Net interest income	$2,752,000	5,999
Provision for loan and lease losses	$85,000	4,903
Total noninterest income	$380,000	6,330
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$147,000	6,969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$233,000	4,786
Total noninterest expense	$1,744,000	6,853
Salaries and employee benefits	$941,000	6,405
Premises and equipment expense	$310,000	5,563
Additional noninterest expense	$493,000	7,914
Pre-tax net operating income	$1,303,000	4,936
Securities gains (losses)	$-43,000	10,916
Applicable income taxes	$326,000	5,558
Income before extraordinary items	$934,000	4,756
Extraordinary gains, net	$0	249
Net income	$934,000	4,762
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	5,618
Cash dividends	$288,000	4,616
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$965,820	4,699
1993-12-31 (YTD Data)		Rank
Total interest income	$4,661,000	6,130
Total interest expense	$2,093,000	5,625
Net interest income	$2,568,000	6,421
Provision for loan and lease losses	$120,000	5,200
Total noninterest income	$363,000	6,869
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$153,000	7,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$210,000	5,508
Total noninterest expense	$1,719,000	7,139
Salaries and employee benefits	$901,000	6,705
Premises and equipment expense	$343,000	5,314
Additional noninterest expense	$475,000	8,475
Pre-tax net operating income	$1,092,000	5,534
Securities gains (losses)	$32,000	4,013
Applicable income taxes	$261,000	6,630
Income before extraordinary items	$863,000	5,243
Extraordinary gains, net	$79,000	1,804
Net income	$942,000	5,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	9,031
Cash dividends	$210,000	5,277
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$838,360	5,139
1992-12-31 (YTD Data)		Rank
Total interest income	$4,994,000	6,397
Total interest expense	$2,500,000	5,994
Net interest income	$2,494,000	6,619
Provision for loan and lease losses	$70,000	8,246
Total noninterest income	$351,000	7,103
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$143,000	7,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$208,000	5,533
Total noninterest expense	$1,629,000	7,473
Salaries and employee benefits	$834,000	7,034
Premises and equipment expense	$337,000	5,508
Additional noninterest expense	$458,000	8,891
Pre-tax net operating income	$1,146,000	5,109
Securities gains (losses)	$-6,000	13,123
Applicable income taxes	$312,000	5,769
Income before extraordinary items	$828,000	5,225
Extraordinary gains, net	$0	1,422
Net income	$828,000	5,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	10,608
Cash dividends	$250,000	4,445
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$832,380	4,903

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.