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Premier Community Bank, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$9,713,0001,455
Total interest expense$832,0002,031
Net interest income$8,881,0001,359
Provision for loan and lease losses$03,782
Total noninterest income$615,0002,612
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$52,0004,178
Trading account gains and feesNANA
Additional Noninterest Income$563,0002,137
Total noninterest expense$6,136,0001,586
Salaries and employee benefits$4,211,0001,363
Premises and equipment expense$510,0002,043
Additional noninterest expense$1,415,0002,028
Pre-tax net operating income$3,360,0001,387
Securities gains (losses)$-713,0005,501
Applicable income taxes$575,0001,281
Income before extraordinary items$2,072,0001,830
Extraordinary gains, net$06
Net income$2,072,0001,828
Minority interest net income$065
Net income of bank and minority interests.$2,072,0001,829
Net charge-offs$47,0001,808
Cash dividends$9,750,000242
Sale, conversion, retirement of capital stock, net$132,000329
Net operating income$2,635,2701,491
2018-03-31 (YTD Data)Rank
Total interest income$4,892,0001,422
Total interest expense$414,0001,972
Net interest income$4,478,0001,350
Provision for loan and lease losses$03,508
Total noninterest income$236,0002,946
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$27,0004,140
Trading account gains and feesNANA
Additional Noninterest Income$209,0002,422
Total noninterest expense$2,853,0001,710
Salaries and employee benefits$2,009,0001,426
Premises and equipment expense$253,0002,100
Additional noninterest expense$591,0002,306
Pre-tax net operating income$1,861,0001,259
Securities gains (losses)$0735
Applicable income taxes$472,000906
Income before extraordinary items$1,389,0001,410
Extraordinary gains, net$07
Net income$1,389,0001,410
Minority interest net income$052
Net income of bank and minority interests.$1,389,0001,410
Net charge-offs$65,0001,052
Cash dividends$50,0002,554
Sale, conversion, retirement of capital stock, net$17,000448
Net operating income$1,389,0001,400
2017-12-31 (YTD Data)Rank
Total interest income$18,311,0001,469
Total interest expense$1,779,0001,679
Net interest income$16,532,0001,412
Provision for loan and lease losses$-1,300,0005,616
Total noninterest income$51,0005,467
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$97,0004,371
Trading account gains and feesNANA
Additional Noninterest Income$-46,0005,606
Total noninterest expense$10,422,0001,848
Salaries and employee benefits$7,210,0001,536
Premises and equipment expense$884,0002,284
Additional noninterest expense$2,328,0002,373
Pre-tax net operating income$7,461,0001,248
Securities gains (losses)$-164,0005,485
Applicable income taxes$3,709,000820
Income before extraordinary items$3,588,0001,758
Extraordinary gains, net$09
Net income$3,588,0001,759
Minority interest net income$076
Net income of bank and minority interests.$3,588,0001,759
Net charge-offs$-1,150,0005,629
Cash dividends$200,0003,626
Sale, conversion, retirement of capital stock, net$94,000499
Net operating income$3,692,9601,694
2017-09-30 (YTD Data)Rank
Total interest income$13,521,0001,481
Total interest expense$1,340,0001,657
Net interest income$12,181,0001,439
Provision for loan and lease losses$-1,300,0005,688
Total noninterest income$-218,0005,722
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$71,0004,432
Trading account gains and feesNANA
Additional Noninterest Income$-289,0005,724
Total noninterest expense$7,655,0001,869
Salaries and employee benefits$5,330,0001,565
Premises and equipment expense$663,0002,301
Additional noninterest expense$1,662,0002,482
Pre-tax net operating income$5,608,0001,266
Securities gains (losses)$02,274
Applicable income taxes$2,053,000896
Income before extraordinary items$3,555,0001,505
Extraordinary gains, net$09
Net income$3,555,0001,504
Minority interest net income$071
Net income of bank and minority interests.$3,555,0001,505
Net charge-offs$-1,140,0005,699
Cash dividends$150,0003,246
Sale, conversion, retirement of capital stock, net$55,000493
Net operating income$3,555,0001,485
2017-06-30 (YTD Data)Rank
Total interest income$8,881,0001,484
Total interest expense$889,0001,623
Net interest income$7,992,0001,448
Provision for loan and lease losses$-1,300,0005,750
Total noninterest income$-328,0005,774
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$47,0004,465
Trading account gains and feesNANA
Additional Noninterest Income$-375,0005,782
Total noninterest expense$5,133,0001,866
Salaries and employee benefits$3,555,0001,570
Premises and equipment expense$453,0002,272
Additional noninterest expense$1,125,0002,460
Pre-tax net operating income$3,831,0001,233
Securities gains (losses)$01,906
Applicable income taxes$1,403,000878
Income before extraordinary items$2,428,0001,460
Extraordinary gains, net$011
Net income$2,428,0001,459
Minority interest net income$071
Net income of bank and minority interests.$2,428,0001,460
Net charge-offs$-1,121,0005,761
Cash dividends$100,0003,181
Sale, conversion, retirement of capital stock, net$36,000472
Net operating income$2,428,0001,442
2017-03-31 (YTD Data)Rank
Total interest income$4,300,0001,513
Total interest expense$441,0001,616
Net interest income$3,859,0001,501
Provision for loan and lease losses$03,537
Total noninterest income$221,0003,152
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$23,0004,496
Trading account gains and feesNANA
Additional Noninterest Income$198,0002,585
Total noninterest expense$2,527,0001,911
Salaries and employee benefits$1,767,0001,588
Premises and equipment expense$221,0002,346
Additional noninterest expense$539,0002,523
Pre-tax net operating income$1,553,0001,402
Securities gains (losses)$01,153
Applicable income taxes$563,000992
Income before extraordinary items$990,0001,686
Extraordinary gains, net$08
Net income$990,0001,686
Minority interest net income$055
Net income of bank and minority interests.$990,0001,686
Net charge-offs$-14,0005,129
Cash dividends$50,0002,608
Sale, conversion, retirement of capital stock, net$18,000441
Net operating income$990,0001,671
2016-12-31 (YTD Data)Rank
Total interest income$16,670,0001,525
Total interest expense$1,754,0001,570
Net interest income$14,916,0001,502
Provision for loan and lease losses$04,332
Total noninterest income$908,0003,193
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$101,0004,494
Trading account gains and fees$0170
Additional Noninterest Income$807,0002,650
Total noninterest expense$9,848,0001,929
Salaries and employee benefits$6,776,0001,595
Premises and equipment expense$866,0002,370
Additional noninterest expense$2,206,0002,569
Pre-tax net operating income$5,976,0001,401
Securities gains (losses)$03,212
Applicable income taxes$2,170,000990
Income before extraordinary items$3,806,0001,709
Extraordinary gains, net$05
Net income$3,806,0001,708
Minority interest net income$082
Net income of bank and minority interests.$3,806,0001,708
Net charge-offs$-45,0005,338
Cash dividends$200,0003,672
Sale, conversion, retirement of capital stock, net$72,000537
Net operating income$3,806,0001,675
2016-09-30 (YTD Data)Rank
Total interest income$12,387,0001,535
Total interest expense$1,300,0001,593
Net interest income$11,087,0001,512
Provision for loan and lease losses$04,186
Total noninterest income$679,0003,201
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$75,0004,544
Trading account gains and fees$0169
Additional Noninterest Income$604,0002,647
Total noninterest expense$7,426,0001,922
Salaries and employee benefits$5,086,0001,595
Premises and equipment expense$645,0002,381
Additional noninterest expense$1,695,0002,528
Pre-tax net operating income$4,340,0001,463
Securities gains (losses)$03,160
Applicable income taxes$1,579,0001,038
Income before extraordinary items$2,761,0001,799
Extraordinary gains, net$05
Net income$2,761,0001,799
Minority interest net income$071
Net income of bank and minority interests.$2,761,0001,799
Net charge-offs$-20,0005,100
Cash dividends$150,0003,297
Sale, conversion, retirement of capital stock, net$38,000541
Net operating income$2,761,0001,746
2016-06-30 (YTD Data)Rank
Total interest income$8,027,0001,579
Total interest expense$854,0001,609
Net interest income$7,173,0001,566
Provision for loan and lease losses$04,017
Total noninterest income$472,0003,132
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$52,0004,511
Trading account gains and fees$0157
Additional Noninterest Income$420,0002,596
Total noninterest expense$4,979,0001,920
Salaries and employee benefits$3,396,0001,601
Premises and equipment expense$434,0002,368
Additional noninterest expense$1,149,0002,485
Pre-tax net operating income$2,666,0001,551
Securities gains (losses)$02,835
Applicable income taxes$966,0001,108
Income before extraordinary items$1,700,0001,898
Extraordinary gains, net$016
Net income$1,700,0001,897
Minority interest net income$071
Net income of bank and minority interests.$1,700,0001,897
Net charge-offs$31,0002,491
Cash dividends$100,0003,236
Sale, conversion, retirement of capital stock, net$25,000536
Net operating income$1,700,0001,844
2016-03-31 (YTD Data)Rank
Total interest income$4,016,0001,581
Total interest expense$428,0001,605
Net interest income$3,588,0001,569
Provision for loan and lease losses$03,656
Total noninterest income$289,0002,777
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$27,0004,472
Trading account gains and fees$0142
Additional Noninterest Income$262,0002,269
Total noninterest expense$2,500,0001,909
Salaries and employee benefits$1,721,0001,585
Premises and equipment expense$218,0002,388
Additional noninterest expense$561,0002,530
Pre-tax net operating income$1,377,0001,478
Securities gains (losses)$02,077
Applicable income taxes$501,0001,053
Income before extraordinary items$876,0001,829
Extraordinary gains, net$012
Net income$876,0001,830
Minority interest net income$062
Net income of bank and minority interests.$876,0001,830
Net charge-offs$38,0001,611
Cash dividends$50,0002,630
Sale, conversion, retirement of capital stock, net$12,000502
Net operating income$876,0001,782
2015-12-31 (YTD Data)Rank
Total interest income$14,809,0001,675
Total interest expense$1,723,0001,581
Net interest income$13,086,0001,671
Provision for loan and lease losses$04,380
Total noninterest income$1,036,0003,009
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$106,0004,634
Trading account gains and fees$0159
Additional Noninterest Income$930,0002,479
Total noninterest expense$9,512,0001,983
Salaries and employee benefits$6,241,0001,693
Premises and equipment expense$846,0002,446
Additional noninterest expense$2,425,0002,403
Pre-tax net operating income$4,610,0001,687
Securities gains (losses)$3,0002,963
Applicable income taxes$1,633,0001,168
Income before extraordinary items$2,980,0002,070
Extraordinary gains, net$023
Net income$2,980,0002,071
Minority interest net income$081
Net income of bank and minority interests.$2,980,0002,072
Net charge-offs$-7,0005,127
Cash dividends$1,500,0001,638
Sale, conversion, retirement of capital stock, net$51,000599
Net operating income$2,978,0502,032
2015-09-30 (YTD Data)Rank
Total interest income$10,860,0001,723
Total interest expense$1,286,0001,603
Net interest income$9,574,0001,724
Provision for loan and lease losses$04,232
Total noninterest income$722,0003,149
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$80,0004,673
Trading account gains and fees$0153
Additional Noninterest Income$642,0002,586
Total noninterest expense$7,150,0001,986
Salaries and employee benefits$4,673,0001,701
Premises and equipment expense$635,0002,478
Additional noninterest expense$1,842,0002,377
Pre-tax net operating income$3,146,0001,833
Securities gains (losses)$3,0002,757
Applicable income taxes$1,107,0001,275
Income before extraordinary items$2,042,0002,226
Extraordinary gains, net$021
Net income$2,042,0002,227
Minority interest net income$078
Net income of bank and minority interests.$2,042,0002,227
Net charge-offs$28,0003,161
Cash dividends$1,450,0001,249
Sale, conversion, retirement of capital stock, net$20,000637
Net operating income$2,040,0502,192
2015-06-30 (YTD Data)Rank
Total interest income$7,131,0001,758
Total interest expense$842,0001,640
Net interest income$6,289,0001,758
Provision for loan and lease losses$04,069
Total noninterest income$481,0003,153
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$53,0004,688
Trading account gains and fees$0157
Additional Noninterest Income$428,0002,594
Total noninterest expense$4,831,0001,969
Salaries and employee benefits$3,138,0001,692
Premises and equipment expense$423,0002,490
Additional noninterest expense$1,270,0002,321
Pre-tax net operating income$1,939,0001,931
Securities gains (losses)$3,0002,361
Applicable income taxes$678,0001,353
Income before extraordinary items$1,264,0002,342
Extraordinary gains, net$022
Net income$1,264,0002,344
Minority interest net income$075
Net income of bank and minority interests.$1,264,0002,344
Net charge-offs$39,0002,519
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$13,000618
Net operating income$1,262,0502,298
2015-03-31 (YTD Data)Rank
Total interest income$3,521,0001,774
Total interest expense$403,0001,718
Net interest income$3,118,0001,765
Provision for loan and lease losses$03,703
Total noninterest income$218,0003,279
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$27,0004,656
Trading account gains and fees$0152
Additional Noninterest Income$191,0002,692
Total noninterest expense$2,440,0001,945
Salaries and employee benefits$1,587,0001,683
Premises and equipment expense$210,0002,554
Additional noninterest expense$643,0002,271
Pre-tax net operating income$896,0002,029
Securities gains (losses)$02,027
Applicable income taxes$311,0001,406
Income before extraordinary items$585,0002,435
Extraordinary gains, net$013
Net income$585,0002,438
Minority interest net income$064
Net income of bank and minority interests.$585,0002,437
Net charge-offs$67,0001,361
Cash dividends$100,0002,294
Sale, conversion, retirement of capital stock, net$6,000596
Net operating income$585,0002,370
2014-12-31 (YTD Data)Rank
Total interest income$14,186,0001,776
Total interest expense$2,696,0001,103
Net interest income$11,490,0001,894
Provision for loan and lease losses$04,603
Total noninterest income$337,0004,860
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$111,0004,839
Trading account gains and fees$0180
Additional Noninterest Income$226,0004,376
Total noninterest expense$11,589,0001,653
Salaries and employee benefits$6,126,0001,690
Premises and equipment expense$734,0002,819
Additional noninterest expense$4,729,0001,360
Pre-tax net operating income$238,0005,597
Securities gains (losses)$1,024,000209
Applicable income taxes$369,0002,471
Income before extraordinary items$893,0004,150
Extraordinary gains, net$017
Net income$893,0004,150
Minority interest net income$084
Net income of bank and minority interests.$893,0004,151
Net charge-offs$1,060,000850
Cash dividends$300,0003,365
Sale, conversion, retirement of capital stock, net$0862
Net operating income$165,9605,710
2014-09-30 (YTD Data)Rank
Total interest income$10,609,0001,789
Total interest expense$2,097,0001,078
Net interest income$8,512,0001,926
Provision for loan and lease losses$04,401
Total noninterest income$412,0004,172
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$85,0004,877
Trading account gains and fees$0174
Additional Noninterest Income$327,0003,514
Total noninterest expense$7,184,0001,973
Salaries and employee benefits$4,534,0001,710
Premises and equipment expense$542,0002,882
Additional noninterest expense$2,108,0002,145
Pre-tax net operating income$1,740,0002,765
Securities gains (losses)$02,980
Applicable income taxes$583,0001,828
Income before extraordinary items$1,157,0003,220
Extraordinary gains, net$015
Net income$1,157,0003,219
Minority interest net income$081
Net income of bank and minority interests.$1,157,0003,221
Net charge-offs$-30,0005,896
Cash dividends$200,0003,059
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,157,0003,180
2014-06-30 (YTD Data)Rank
Total interest income$6,974,0001,805
Total interest expense$1,405,0001,073
Net interest income$5,569,0001,937
Provision for loan and lease losses$04,196
Total noninterest income$303,0004,017
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$56,0004,893
Trading account gains and fees$0172
Additional Noninterest Income$247,0003,312
Total noninterest expense$4,881,0001,941
Salaries and employee benefits$3,050,0001,686
Premises and equipment expense$358,0002,909
Additional noninterest expense$1,473,0002,050
Pre-tax net operating income$991,0002,991
Securities gains (losses)$02,580
Applicable income taxes$324,0001,977
Income before extraordinary items$667,0003,426
Extraordinary gains, net$020
Net income$667,0003,432
Minority interest net income$080
Net income of bank and minority interests.$667,0003,432
Net charge-offs$-30,0006,017
Cash dividends$100,0003,133
Sale, conversion, retirement of capital stock, net$0794
Net operating income$667,0003,386
2014-03-31 (YTD Data)Rank
Total interest income$3,537,0001,765
Total interest expense$701,0001,081
Net interest income$2,836,0001,906
Provision for loan and lease losses$03,817
Total noninterest income$95,0004,712
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$26,0005,010
Trading account gains and fees$0147
Additional Noninterest Income$69,0004,116
Total noninterest expense$2,433,0001,953
Salaries and employee benefits$1,536,0001,689
Premises and equipment expense$179,0002,978
Additional noninterest expense$718,0002,101
Pre-tax net operating income$498,0002,904
Securities gains (losses)$01,715
Applicable income taxes$162,0001,923
Income before extraordinary items$336,0003,335
Extraordinary gains, net$016
Net income$336,0003,338
Minority interest net income$066
Net income of bank and minority interests.$336,0003,338
Net charge-offs$-97,0006,463
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$336,0003,298
2013-12-31 (YTD Data)Rank
Total interest income$13,932,0001,795
Total interest expense$3,142,0001,070
Net interest income$10,790,0001,964
Provision for loan and lease losses$-750,0006,633
Total noninterest income$-79,0006,702
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$106,0005,166
Trading account gains and fees$0184
Additional Noninterest Income$-185,0006,670
Total noninterest expense$9,394,0002,011
Salaries and employee benefits$5,578,0001,832
Premises and equipment expense$718,0002,918
Additional noninterest expense$3,098,0002,024
Pre-tax net operating income$2,067,0002,791
Securities gains (losses)$03,182
Applicable income taxes$660,0001,870
Income before extraordinary items$1,407,0003,277
Extraordinary gains, net$029
Net income$1,407,0003,279
Minority interest net income$090
Net income of bank and minority interests.$1,407,0003,280
Net charge-offs$-19,0006,277
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$54,000646
Net operating income$1,407,0003,219
2013-09-30 (YTD Data)Rank
Total interest income$10,527,0001,784
Total interest expense$2,410,0001,082
Net interest income$8,117,0001,958
Provision for loan and lease losses$04,941
Total noninterest income$701,0003,372
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$79,0005,234
Trading account gains and fees$0180
Additional Noninterest Income$622,0002,679
Total noninterest expense$6,746,0002,104
Salaries and employee benefits$4,145,0001,853
Premises and equipment expense$533,0002,964
Additional noninterest expense$2,068,0002,240
Pre-tax net operating income$2,072,0002,355
Securities gains (losses)$03,040
Applicable income taxes$692,0001,586
Income before extraordinary items$1,380,0002,813
Extraordinary gains, net$025
Net income$1,380,0002,817
Minority interest net income$084
Net income of bank and minority interests.$1,380,0002,817
Net charge-offs$61,0003,704
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,380,0002,740
2013-06-30 (YTD Data)Rank
Total interest income$6,961,0001,798
Total interest expense$1,646,0001,079
Net interest income$5,315,0001,979
Provision for loan and lease losses$04,788
Total noninterest income$398,0003,720
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$50,0005,300
Trading account gains and fees$0157
Additional Noninterest Income$348,0002,996
Total noninterest expense$4,454,0002,116
Salaries and employee benefits$2,770,0001,860
Premises and equipment expense$351,0002,991
Additional noninterest expense$1,333,0002,298
Pre-tax net operating income$1,259,0002,512
Securities gains (losses)$02,791
Applicable income taxes$421,0001,690
Income before extraordinary items$838,0002,969
Extraordinary gains, net$022
Net income$838,0002,971
Minority interest net income$082
Net income of bank and minority interests.$838,0002,972
Net charge-offs$-30,0006,424
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$838,0002,883
2013-03-31 (YTD Data)Rank
Total interest income$3,477,0001,815
Total interest expense$852,0001,081
Net interest income$2,625,0002,014
Provision for loan and lease losses$04,409
Total noninterest income$286,0003,075
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$24,0005,346
Trading account gains and fees$0148
Additional Noninterest Income$262,0002,400
Total noninterest expense$2,240,0002,122
Salaries and employee benefits$1,380,0001,879
Premises and equipment expense$175,0003,018
Additional noninterest expense$685,0002,274
Pre-tax net operating income$671,0002,350
Securities gains (losses)$01,966
Applicable income taxes$226,0001,596
Income before extraordinary items$445,0002,816
Extraordinary gains, net$010
Net income$445,0002,818
Minority interest net income$076
Net income of bank and minority interests.$445,0002,818
Net charge-offs$-43,0006,678
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$445,0002,722
2012-12-31 (YTD Data)Rank
Total interest income$14,743,0001,787
Total interest expense$4,463,0001,019
Net interest income$10,280,0002,090
Provision for loan and lease losses$-750,0007,005
Total noninterest income$671,0003,973
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$102,0005,406
Trading account gains and fees$0166
Additional Noninterest Income$569,0003,178
Total noninterest expense$8,606,0002,203
Salaries and employee benefits$5,148,0001,959
Premises and equipment expense$681,0003,088
Additional noninterest expense$2,777,0002,337
Pre-tax net operating income$3,095,0002,034
Securities gains (losses)$51,0002,719
Applicable income taxes$1,372,0001,168
Income before extraordinary items$1,774,0002,822
Extraordinary gains, net$029
Net income$1,774,0002,825
Minority interest net income$093
Net income of bank and minority interests.$1,774,0002,824
Net charge-offs$180,0003,865
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$64,000657
Net operating income$1,741,3602,734
2012-09-30 (YTD Data)Rank
Total interest income$11,090,0001,813
Total interest expense$3,362,0001,061
Net interest income$7,728,0002,124
Provision for loan and lease losses$05,790
Total noninterest income$542,0003,865
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$79,0005,430
Trading account gains and fees$0157
Additional Noninterest Income$463,0003,063
Total noninterest expense$6,440,0002,224
Salaries and employee benefits$3,811,0001,985
Premises and equipment expense$514,0003,107
Additional noninterest expense$2,115,0002,299
Pre-tax net operating income$1,830,0002,511
Securities gains (losses)$18,0002,910
Applicable income taxes$818,0001,427
Income before extraordinary items$1,030,0003,373
Extraordinary gains, net$020
Net income$1,030,0003,374
Minority interest net income$086
Net income of bank and minority interests.$1,030,0003,375
Net charge-offs$120,0003,789
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$49,000606
Net operating income$1,018,4803,247
2012-06-30 (YTD Data)Rank
Total interest income$7,364,0001,826
Total interest expense$2,295,0001,067
Net interest income$5,069,0002,154
Provision for loan and lease losses$05,619
Total noninterest income$303,0004,190
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$53,0005,430
Trading account gains and fees$0153
Additional Noninterest Income$250,0003,341
Total noninterest expense$4,296,0002,226
Salaries and employee benefits$2,540,0001,980
Premises and equipment expense$343,0003,107
Additional noninterest expense$1,413,0002,290
Pre-tax net operating income$1,076,0002,707
Securities gains (losses)$03,178
Applicable income taxes$467,0001,550
Income before extraordinary items$609,0003,615
Extraordinary gains, net$019
Net income$609,0003,616
Minority interest net income$084
Net income of bank and minority interests.$609,0003,617
Net charge-offs$-591,0007,224
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$26,000623
Net operating income$609,0003,438
2012-03-31 (YTD Data)Rank
Total interest income$3,694,0001,839
Total interest expense$1,212,0001,050
Net interest income$2,482,0002,206
Provision for loan and lease losses$05,254
Total noninterest income$181,0003,860
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$25,0005,510
Trading account gains and fees$0148
Additional Noninterest Income$156,0003,014
Total noninterest expense$2,115,0002,254
Salaries and employee benefits$1,269,0001,976
Premises and equipment expense$175,0003,083
Additional noninterest expense$671,0002,388
Pre-tax net operating income$548,0002,697
Securities gains (losses)$02,210
Applicable income taxes$210,0001,671
Income before extraordinary items$338,0003,415
Extraordinary gains, net$019
Net income$338,0003,418
Minority interest net income$078
Net income of bank and minority interests.$338,0003,418
Net charge-offs$27,0003,487
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$4,000737
Net operating income$338,0003,246
2011-12-31 (YTD Data)Rank
Total interest income$15,885,0001,773
Total interest expense$5,813,0001,037
Net interest income$10,072,0002,169
Provision for loan and lease losses$1,350,0002,017
Total noninterest income$450,0004,560
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$111,0005,368
Trading account gains and fees$0146
Additional Noninterest Income$339,0003,676
Total noninterest expense$8,809,0002,169
Salaries and employee benefits$4,801,0002,021
Premises and equipment expense$701,0003,208
Additional noninterest expense$3,307,0002,020
Pre-tax net operating income$363,0005,075
Securities gains (losses)$579,000705
Applicable income taxes$250,0002,692
Income before extraordinary items$692,0004,176
Extraordinary gains, net$029
Net income$692,0004,179
Minority interest net income$096
Net income of bank and minority interests.$692,0004,179
Net charge-offs$1,792,0001,662
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$16,000972
Net operating income$269,3305,232
2011-09-30 (YTD Data)Rank
Total interest income$12,046,0001,776
Total interest expense$4,514,0001,049
Net interest income$7,532,0002,187
Provision for loan and lease losses$1,350,0001,611
Total noninterest income$304,0004,796
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$85,0005,375
Trading account gains and fees$0145
Additional Noninterest Income$219,0003,968
Total noninterest expense$6,618,0002,173
Salaries and employee benefits$3,528,0002,052
Premises and equipment expense$524,0003,244
Additional noninterest expense$2,566,0001,972
Pre-tax net operating income$-132,0006,326
Securities gains (losses)$603,000562
Applicable income taxes$98,0003,216
Income before extraordinary items$373,0004,771
Extraordinary gains, net$021
Net income$373,0004,772
Minority interest net income$087
Net income of bank and minority interests.$373,0004,772
Net charge-offs$1,404,0001,564
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$11,000924
Net operating income$-103,3706,337
2011-06-30 (YTD Data)Rank
Total interest income$8,075,0001,780
Total interest expense$3,072,0001,068
Net interest income$5,003,0002,191
Provision for loan and lease losses$1,350,0001,227
Total noninterest income$245,0004,504
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$58,0005,319
Trading account gains and fees$0153
Additional Noninterest Income$187,0003,605
Total noninterest expense$4,359,0002,211
Salaries and employee benefits$2,353,0002,074
Premises and equipment expense$355,0003,222
Additional noninterest expense$1,651,0002,061
Pre-tax net operating income$-461,0006,771
Securities gains (losses)$603,000304
Applicable income taxes$04,697
Income before extraordinary items$142,0005,403
Extraordinary gains, net$015
Net income$142,0005,402
Minority interest net income$089
Net income of bank and minority interests.$142,0005,403
Net charge-offs$1,378,0001,199
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$8,000867
Net operating income$-461,0006,811
2011-03-31 (YTD Data)Rank
Total interest income$4,046,0001,778
Total interest expense$1,591,0001,071
Net interest income$2,455,0002,229
Provision for loan and lease losses$250,0002,162
Total noninterest income$64,0005,613
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$29,0005,277
Trading account gains and fees$0158
Additional Noninterest Income$35,0005,181
Total noninterest expense$2,187,0002,202
Salaries and employee benefits$1,197,0002,043
Premises and equipment expense$184,0003,193
Additional noninterest expense$806,0002,092
Pre-tax net operating income$82,0005,351
Securities gains (losses)$603,000137
Applicable income taxes$237,0001,331
Income before extraordinary items$448,0002,447
Extraordinary gains, net$09
Net income$448,0002,446
Minority interest net income$086
Net income of bank and minority interests.$448,0002,447
Net charge-offs$1,041,000836
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$4,000815
Net operating income$56,0505,569
2010-12-31 (YTD Data)Rank
Total interest income$17,236,0001,755
Total interest expense$7,770,0001,066
Net interest income$9,466,0002,303
Provision for loan and lease losses$2,500,0001,805
Total noninterest income$98,0006,688
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$107,0005,391
Trading account gains and fees$0175
Additional Noninterest Income$-9,0007,031
Total noninterest expense$8,665,0002,234
Salaries and employee benefits$4,590,0002,109
Premises and equipment expense$755,0003,106
Additional noninterest expense$3,320,0002,099
Pre-tax net operating income$-1,601,0006,674
Securities gains (losses)$268,0001,357
Applicable income taxes$-641,0007,222
Income before extraordinary items$-692,0006,457
Extraordinary gains, net$029
Net income$-692,0006,458
Minority interest net income$0111
Net income of bank and minority interests.$-692,0006,458
Net charge-offs$3,878,0001,239
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$48,000953
Net operating income$-863,5206,491
2010-09-30 (YTD Data)Rank
Total interest income$12,957,0001,785
Total interest expense$6,028,0001,067
Net interest income$6,929,0002,400
Provision for loan and lease losses$1,750,0001,810
Total noninterest income$4,0007,413
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$80,0005,485
Trading account gains and fees$0165
Additional Noninterest Income$-76,0007,364
Total noninterest expense$6,457,0002,245
Salaries and employee benefits$3,433,0002,107
Premises and equipment expense$576,0003,125
Additional noninterest expense$2,448,0002,106
Pre-tax net operating income$-1,274,0006,878
Securities gains (losses)$493,000748
Applicable income taxes$-393,0007,318
Income before extraordinary items$-388,0006,606
Extraordinary gains, net$023
Net income$-388,0006,606
Minority interest net income$0110
Net income of bank and minority interests.$-388,0006,606
Net charge-offs$2,799,0001,208
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$42,000861
Net operating income$-703,5206,726
2010-06-30 (YTD Data)Rank
Total interest income$8,606,0001,815
Total interest expense$4,143,0001,080
Net interest income$4,463,0002,482
Provision for loan and lease losses$1,750,0001,380
Total noninterest income$66,0006,589
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$54,0005,483
Trading account gains and fees$0152
Additional Noninterest Income$12,0006,755
Total noninterest expense$4,291,0002,255
Salaries and employee benefits$2,265,0002,147
Premises and equipment expense$387,0003,136
Additional noninterest expense$1,639,0002,093
Pre-tax net operating income$-1,512,0007,167
Securities gains (losses)$173,0001,031
Applicable income taxes$-552,0007,498
Income before extraordinary items$-787,0007,006
Extraordinary gains, net$019
Net income$-787,0007,006
Minority interest net income$0105
Net income of bank and minority interests.$-787,0007,006
Net charge-offs$2,520,000945
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$32,000772
Net operating income$-897,7207,018
2010-03-31 (YTD Data)Rank
Total interest income$4,273,0001,876
Total interest expense$2,157,0001,089
Net interest income$2,116,0002,644
Provision for loan and lease losses$750,0001,389
Total noninterest income$86,0005,295
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$28,0005,463
Trading account gains and fees$0175
Additional Noninterest Income$58,0004,439
Total noninterest expense$2,065,0002,368
Salaries and employee benefits$1,131,0002,184
Premises and equipment expense$194,0003,200
Additional noninterest expense$740,0002,280
Pre-tax net operating income$-613,0007,244
Securities gains (losses)$173,000568
Applicable income taxes$-202,0007,562
Income before extraordinary items$-238,0006,994
Extraordinary gains, net$016
Net income$-238,0006,995
Minority interest net income$091
Net income of bank and minority interests.$-238,0006,994
Net charge-offs$1,354,000847
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$27,000582
Net operating income$-348,7207,100
2009-12-31 (YTD Data)Rank
Total interest income$19,138,0001,787
Total interest expense$10,054,0001,186
Net interest income$9,084,0002,400
Provision for loan and lease losses$7,740,0001,051
Total noninterest income$-1,378,0007,951
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$112,0005,598
Trading account gains and fees$0211
Additional Noninterest Income$-1,490,0007,921
Total noninterest expense$8,722,0002,269
Salaries and employee benefits$4,416,0002,227
Premises and equipment expense$813,0003,091
Additional noninterest expense$3,493,0002,063
Pre-tax net operating income$-8,756,0007,435
Securities gains (losses)$-117,0007,312
Applicable income taxes$-3,632,0007,673
Income before extraordinary items$-5,241,0007,282
Extraordinary gains, net$034
Net income$-5,241,0007,282
Minority interest net income$0115
Net income of bank and minority interests.$-5,241,0007,282
Net charge-offs$4,676,0001,207
Cash dividends$90,0004,200
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-5,166,1207,295
2009-09-30 (YTD Data)Rank
Total interest income$14,665,0001,773
Total interest expense$7,737,0001,208
Net interest income$6,928,0002,349
Provision for loan and lease losses$5,925,000932
Total noninterest income$-353,0007,989
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$86,0005,606
Trading account gains and fees$0212
Additional Noninterest Income$-439,0007,948
Total noninterest expense$6,567,0002,264
Salaries and employee benefits$3,313,0002,245
Premises and equipment expense$614,0003,102
Additional noninterest expense$2,640,0002,008
Pre-tax net operating income$-5,917,0007,560
Securities gains (losses)$76,0002,013
Applicable income taxes$-2,333,0007,758
Income before extraordinary items$-3,508,0007,434
Extraordinary gains, net$027
Net income$-3,508,0007,433
Minority interest net income$0118
Net income of bank and minority interests.$-3,508,0007,434
Net charge-offs$3,824,0001,010
Cash dividends$90,0003,656
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-3,556,6407,447
2009-06-30 (YTD Data)Rank
Total interest income$9,947,0001,769
Total interest expense$5,227,0001,261
Net interest income$4,720,0002,318
Provision for loan and lease losses$4,925,000742
Total noninterest income$-459,0008,105
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$58,0005,576
Trading account gains and fees$0193
Additional Noninterest Income$-517,0008,083
Total noninterest expense$4,402,0002,281
Salaries and employee benefits$2,219,0002,278
Premises and equipment expense$419,0003,063
Additional noninterest expense$1,764,0002,019
Pre-tax net operating income$-5,066,0007,745
Securities gains (losses)$76,0001,654
Applicable income taxes$-1,975,0007,897
Income before extraordinary items$-3,015,0007,634
Extraordinary gains, net$021
Net income$-3,015,0007,633
Minority interest net income$0112
Net income of bank and minority interests.$-3,015,0007,633
Net charge-offs$3,758,000714
Cash dividends$90,0003,361
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,063,6407,651
2009-03-31 (YTD Data)Rank
Total interest income$5,154,0001,740
Total interest expense$2,648,0001,301
Net interest income$2,506,0002,191
Provision for loan and lease losses$600,0001,587
Total noninterest income$114,0004,969
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$30,0005,504
Trading account gains and fees$0171
Additional Noninterest Income$84,0003,931
Total noninterest expense$2,051,0002,369
Salaries and employee benefits$1,126,0002,267
Premises and equipment expense$204,0003,171
Additional noninterest expense$721,0002,171
Pre-tax net operating income$-31,0006,422
Securities gains (losses)$873,000208
Applicable income taxes$294,0001,073
Income before extraordinary items$548,0001,958
Extraordinary gains, net$015
Net income$548,0001,960
Minority interest net income$0102
Net income of bank and minority interests.$548,0001,960
Net charge-offs$620,0001,233
Cash dividends$90,0002,341
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-19,4506,388
2008-12-31 (YTD Data)Rank
Total interest income$25,281,0001,534
Total interest expense$11,684,0001,397
Net interest income$13,597,0001,633
Provision for loan and lease losses$4,230,0001,127
Total noninterest income$463,0005,013
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$88,0006,074
Trading account gains and fees$0154
Additional Noninterest Income$375,0003,695
Total noninterest expense$7,278,0002,594
Salaries and employee benefits$4,702,0002,159
Premises and equipment expense$817,0003,129
Additional noninterest expense$1,759,0003,194
Pre-tax net operating income$2,552,0002,052
Securities gains (losses)$51,0001,583
Applicable income taxes$880,0001,316
Income before extraordinary items$1,723,0002,271
Extraordinary gains, net$039
Net income$1,723,0002,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,491,0001,570
Cash dividends$800,0002,638
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,689,3402,447
2008-09-30 (YTD Data)Rank
Total interest income$19,472,0001,534
Total interest expense$8,842,0001,441
Net interest income$10,630,0001,587
Provision for loan and lease losses$2,680,000976
Total noninterest income$325,0005,213
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$63,0006,163
Trading account gains and fees$0148
Additional Noninterest Income$262,0003,937
Total noninterest expense$5,509,0002,567
Salaries and employee benefits$3,652,0002,105
Premises and equipment expense$613,0003,138
Additional noninterest expense$1,244,0003,281
Pre-tax net operating income$2,766,0001,765
Securities gains (losses)$50,0001,422
Applicable income taxes$991,0001,161
Income before extraordinary items$1,825,0001,935
Extraordinary gains, net$031
Net income$1,825,0001,935
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,0001,956
Cash dividends$640,0002,395
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,792,5002,063
2008-06-30 (YTD Data)Rank
Total interest income$13,218,0001,530
Total interest expense$6,028,0001,465
Net interest income$7,190,0001,561
Provision for loan and lease losses$1,730,000863
Total noninterest income$209,0005,341
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$40,0006,240
Trading account gains and fees$0149
Additional Noninterest Income$169,0004,096
Total noninterest expense$3,618,0002,606
Salaries and employee benefits$2,481,0002,097
Premises and equipment expense$411,0003,146
Additional noninterest expense$726,0003,615
Pre-tax net operating income$2,051,0001,658
Securities gains (losses)$40,0001,598
Applicable income taxes$744,0001,174
Income before extraordinary items$1,347,0001,969
Extraordinary gains, net$021
Net income$1,347,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0002,554
Cash dividends$480,0002,344
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,321,4001,969
2008-03-31 (YTD Data)Rank
Total interest income$6,789,0001,525
Total interest expense$3,170,0001,483
Net interest income$3,619,0001,536
Provision for loan and lease losses$380,0001,185
Total noninterest income$110,0005,238
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$21,0006,186
Trading account gains and fees$0158
Additional Noninterest Income$89,0003,992
Total noninterest expense$1,757,0002,663
Salaries and employee benefits$1,232,0002,126
Premises and equipment expense$212,0003,063
Additional noninterest expense$313,0003,997
Pre-tax net operating income$1,592,0001,188
Securities gains (losses)$30,0001,366
Applicable income taxes$596,000872
Income before extraordinary items$1,026,0001,465
Extraordinary gains, net$015
Net income$1,026,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$150,0001,484
Cash dividends$240,0002,136
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,006,8001,430
2007-12-31 (YTD Data)Rank
Total interest income$26,363,0001,639
Total interest expense$11,836,0001,696
Net interest income$14,527,0001,563
Provision for loan and lease losses$740,0001,774
Total noninterest income$314,0005,950
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$68,0006,473
Trading account gains and fees$0178
Additional Noninterest Income$246,0004,628
Total noninterest expense$6,417,0002,784
Salaries and employee benefits$4,148,0002,416
Premises and equipment expense$820,0003,017
Additional noninterest expense$1,449,0003,523
Pre-tax net operating income$7,684,0001,097
Securities gains (losses)$-122,0008,184
Applicable income taxes$2,858,000850
Income before extraordinary items$4,704,0001,370
Extraordinary gains, net$039
Net income$4,704,0001,371
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,239
Cash dividends$876,0002,847
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,782,0801,329
2007-09-30 (YTD Data)Rank
Total interest income$19,381,0001,671
Total interest expense$8,577,0001,749
Net interest income$10,804,0001,582
Provision for loan and lease losses$560,0001,427
Total noninterest income$247,0005,925
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$55,0006,436
Trading account gains and fees$0184
Additional Noninterest Income$192,0004,557
Total noninterest expense$4,728,0002,805
Salaries and employee benefits$3,060,0002,449
Premises and equipment expense$611,0003,025
Additional noninterest expense$1,057,0003,543
Pre-tax net operating income$5,763,0001,188
Securities gains (losses)$-123,0008,328
Applicable income taxes$2,133,000919
Income before extraordinary items$3,507,0001,451
Extraordinary gains, net$033
Net income$3,507,0001,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,206
Cash dividends$657,0002,559
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,585,7201,412
2007-06-30 (YTD Data)Rank
Total interest income$12,506,0001,736
Total interest expense$5,485,0001,817
Net interest income$7,021,0001,639
Provision for loan and lease losses$350,0001,363
Total noninterest income$164,0005,971
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$37,0006,450
Trading account gains and fees$0168
Additional Noninterest Income$127,0004,637
Total noninterest expense$3,114,0002,874
Salaries and employee benefits$2,019,0002,512
Premises and equipment expense$399,0003,096
Additional noninterest expense$696,0003,581
Pre-tax net operating income$3,721,0001,277
Securities gains (losses)$-123,0008,428
Applicable income taxes$1,359,000995
Income before extraordinary items$2,239,0001,564
Extraordinary gains, net$029
Net income$2,239,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,223
Cash dividends$438,0002,638
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,317,7201,489
2007-03-31 (YTD Data)Rank
Total interest income$6,005,0001,798
Total interest expense$2,604,0001,879
Net interest income$3,401,0001,693
Provision for loan and lease losses$150,0001,427
Total noninterest income$82,0005,936
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$19,0006,411
Trading account gains and fees$0195
Additional Noninterest Income$63,0004,645
Total noninterest expense$1,572,0002,864
Salaries and employee benefits$1,033,0002,480
Premises and equipment expense$203,0003,072
Additional noninterest expense$336,0003,639
Pre-tax net operating income$1,761,0001,328
Securities gains (losses)$01,187
Applicable income taxes$665,0001,020
Income before extraordinary items$1,096,0001,576
Extraordinary gains, net$022
Net income$1,096,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,325
Cash dividends$219,0002,328
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,096,0001,561
2006-12-31 (YTD Data)Rank
Total interest income$19,108,0002,067
Total interest expense$7,455,0002,174
Net interest income$11,653,0001,994
Provision for loan and lease losses$520,0001,835
Total noninterest income$319,0006,052
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$90,0006,285
Trading account gains and fees$0130
Additional Noninterest Income$229,0004,862
Total noninterest expense$5,514,0003,078
Salaries and employee benefits$3,433,0002,775
Premises and equipment expense$749,0003,160
Additional noninterest expense$1,332,0003,628
Pre-tax net operating income$5,938,0001,624
Securities gains (losses)$01,687
Applicable income taxes$2,180,0001,241
Income before extraordinary items$3,758,0001,891
Extraordinary gains, net$051
Net income$3,758,0001,892
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,716
Cash dividends$710,0003,174
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,758,0001,873
2006-09-30 (YTD Data)Rank
Total interest income$13,596,0002,158
Total interest expense$5,174,0002,253
Net interest income$8,422,0002,080
Provision for loan and lease losses$350,0001,901
Total noninterest income$243,0006,072
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$73,0006,264
Trading account gains and fees$0126
Additional Noninterest Income$170,0004,884
Total noninterest expense$4,011,0003,163
Salaries and employee benefits$2,498,0002,850
Premises and equipment expense$561,0003,168
Additional noninterest expense$952,0003,758
Pre-tax net operating income$4,304,0001,732
Securities gains (losses)$01,388
Applicable income taxes$1,614,0001,321
Income before extraordinary items$2,690,0002,016
Extraordinary gains, net$045
Net income$2,690,0002,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,201
Cash dividends$491,0002,980
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,690,0002,012
2006-06-30 (YTD Data)Rank
Total interest income$8,520,0002,239
Total interest expense$3,133,0002,341
Net interest income$5,387,0002,169
Provision for loan and lease losses$230,0001,895
Total noninterest income$152,0006,210
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$49,0006,273
Trading account gains and fees$0126
Additional Noninterest Income$103,0005,064
Total noninterest expense$2,587,0003,261
Salaries and employee benefits$1,601,0002,949
Premises and equipment expense$379,0003,131
Additional noninterest expense$607,0003,879
Pre-tax net operating income$2,722,0001,822
Securities gains (losses)$01,185
Applicable income taxes$1,029,0001,376
Income before extraordinary items$1,693,0002,121
Extraordinary gains, net$039
Net income$1,693,0002,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,0008,231
Cash dividends$300,0003,088
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,693,0002,105
2006-03-31 (YTD Data)Rank
Total interest income$3,965,0002,344
Total interest expense$1,359,0002,531
Net interest income$2,606,0002,233
Provision for loan and lease losses$105,0001,911
Total noninterest income$82,0006,027
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$26,0006,158
Trading account gains and fees$0115
Additional Noninterest Income$56,0004,890
Total noninterest expense$1,213,0003,435
Salaries and employee benefits$763,0003,094
Premises and equipment expense$183,0003,224
Additional noninterest expense$267,0004,263
Pre-tax net operating income$1,370,0001,767
Securities gains (losses)$0955
Applicable income taxes$528,0001,334
Income before extraordinary items$842,0002,097
Extraordinary gains, net$021
Net income$842,0002,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,443
Cash dividends$150,0002,701
Sale, conversion, retirement of capital stock, net$0648
Net operating income$842,0002,080
2005-12-31 (YTD Data)Rank
Total interest income$11,972,0002,714
Total interest expense$3,708,0002,815
Net interest income$8,264,0002,626
Provision for loan and lease losses$518,0001,843
Total noninterest income$185,0007,183
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$103,0006,251
Trading account gains and fees$0138
Additional Noninterest Income$82,0006,710
Total noninterest expense$4,278,0003,670
Salaries and employee benefits$2,515,0003,463
Premises and equipment expense$691,0003,272
Additional noninterest expense$1,072,0004,190
Pre-tax net operating income$3,653,0002,373
Securities gains (losses)$02,296
Applicable income taxes$1,335,0001,852
Income before extraordinary items$2,318,0002,752
Extraordinary gains, net$046
Net income$2,318,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,650
Cash dividends$423,0003,912
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,318,0002,707
2005-09-30 (YTD Data)Rank
Total interest income$8,339,0002,833
Total interest expense$2,538,0002,900
Net interest income$5,801,0002,767
Provision for loan and lease losses$362,0001,862
Total noninterest income$143,0007,156
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$78,0006,278
Trading account gains and fees$0126
Additional Noninterest Income$65,0006,628
Total noninterest expense$3,107,0003,740
Salaries and employee benefits$1,825,0003,529
Premises and equipment expense$509,0003,316
Additional noninterest expense$773,0004,291
Pre-tax net operating income$2,475,0002,589
Securities gains (losses)$02,317
Applicable income taxes$903,0002,028
Income before extraordinary items$1,572,0003,019
Extraordinary gains, net$035
Net income$1,572,0003,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,120
Cash dividends$288,0003,620
Sale, conversion, retirement of capital stock, net$177,000508
Net operating income$1,572,0002,981
2005-06-30 (YTD Data)Rank
Total interest income$5,140,0002,959
Total interest expense$1,564,0002,953
Net interest income$3,576,0002,940
Provision for loan and lease losses$208,0002,103
Total noninterest income$111,0006,907
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$48,0006,369
Trading account gains and fees$0116
Additional Noninterest Income$63,0006,050
Total noninterest expense$2,051,0003,741
Salaries and employee benefits$1,199,0003,559
Premises and equipment expense$337,0003,292
Additional noninterest expense$515,0004,275
Pre-tax net operating income$1,428,0002,867
Securities gains (losses)$02,146
Applicable income taxes$517,0002,229
Income before extraordinary items$911,0003,324
Extraordinary gains, net$030
Net income$911,0003,326
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,351
Cash dividends$153,0003,795
Sale, conversion, retirement of capital stock, net$212,000359
Net operating income$911,0003,276
2005-03-31 (YTD Data)Rank
Total interest income$2,400,0003,099
Total interest expense$722,0003,041
Net interest income$1,678,0003,089
Provision for loan and lease losses$130,0001,632
Total noninterest income$58,0006,821
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$23,0006,401
Trading account gains and fees$0115
Additional Noninterest Income$35,0005,892
Total noninterest expense$1,018,0003,795
Salaries and employee benefits$582,0003,657
Premises and equipment expense$166,0003,360
Additional noninterest expense$270,0004,122
Pre-tax net operating income$588,0003,274
Securities gains (losses)$01,685
Applicable income taxes$203,0002,563
Income before extraordinary items$385,0003,708
Extraordinary gains, net$024
Net income$385,0003,710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$53,0003,387
Sale, conversion, retirement of capital stock, net$1,696,000100
Net operating income$385,0003,672
2004-12-31 (YTD Data)Rank
Total interest income$7,651,0003,532
Total interest expense$2,065,0003,552
Net interest income$5,586,0003,501
Provision for loan and lease losses$545,0001,833
Total noninterest income$186,0007,275
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$88,0006,649
Trading account gains and fees$0138
Additional Noninterest Income$98,0006,463
Total noninterest expense$3,377,0004,294
Salaries and employee benefits$1,971,0004,040
Premises and equipment expense$517,0003,982
Additional noninterest expense$889,0004,745
Pre-tax net operating income$1,850,0003,720
Securities gains (losses)$-7,0008,135
Applicable income taxes$648,0002,898
Income before extraordinary items$1,195,0004,218
Extraordinary gains, net$034
Net income$1,195,0004,219
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,531
Cash dividends$225,0004,726
Sale, conversion, retirement of capital stock, net$24,000777
Net operating income$1,199,5504,140
2004-09-30 (YTD Data)Rank
Total interest income$5,531,0003,624
Total interest expense$1,479,0003,659
Net interest income$4,052,0003,561
Provision for loan and lease losses$370,0001,896
Total noninterest income$141,0007,295
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$70,0006,623
Trading account gains and fees$0134
Additional Noninterest Income$71,0006,524
Total noninterest expense$2,506,0004,290
Salaries and employee benefits$1,457,0004,051
Premises and equipment expense$378,0004,042
Additional noninterest expense$671,0004,681
Pre-tax net operating income$1,317,0003,914
Securities gains (losses)$11,0002,659
Applicable income taxes$469,0003,020
Income before extraordinary items$859,0004,407
Extraordinary gains, net$026
Net income$859,0004,408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,010
Cash dividends$97,0004,665
Sale, conversion, retirement of capital stock, net$24,000644
Net operating income$851,8504,360
2004-06-30 (YTD Data)Rank
Total interest income$3,642,0003,662
Total interest expense$947,0003,772
Net interest income$2,695,0003,556
Provision for loan and lease losses$300,0001,523
Total noninterest income$98,0007,281
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$48,0006,596
Trading account gains and fees$0130
Additional Noninterest Income$50,0006,428
Total noninterest expense$1,586,0004,479
Salaries and employee benefits$930,0004,210
Premises and equipment expense$248,0004,102
Additional noninterest expense$408,0004,997
Pre-tax net operating income$907,0003,781
Securities gains (losses)$-1,0008,365
Applicable income taxes$351,0002,795
Income before extraordinary items$555,0004,453
Extraordinary gains, net$021
Net income$555,0004,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,345
Cash dividends$44,0004,749
Sale, conversion, retirement of capital stock, net$0638
Net operating income$555,6404,366
2004-03-31 (YTD Data)Rank
Total interest income$1,731,0003,822
Total interest expense$454,0003,947
Net interest income$1,277,0003,697
Provision for loan and lease losses$105,0002,016
Total noninterest income$32,0007,893
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$22,0006,668
Trading account gains and fees$0121
Additional Noninterest Income$10,0007,740
Total noninterest expense$796,0004,498
Salaries and employee benefits$468,0004,219
Premises and equipment expense$117,0004,321
Additional noninterest expense$211,0004,880
Pre-tax net operating income$408,0004,026
Securities gains (losses)$-1,0008,686
Applicable income taxes$158,0002,998
Income before extraordinary items$249,0004,769
Extraordinary gains, net$016
Net income$249,0004,768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,675
Cash dividends$44,0003,457
Sale, conversion, retirement of capital stock, net$0464
Net operating income$249,6404,641
2003-12-31 (YTD Data)Rank
Total interest income$5,681,0004,458
Total interest expense$1,594,0004,696
Net interest income$4,087,0004,297
Provision for loan and lease losses$574,0001,957
Total noninterest income$128,0008,018
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$90,0006,720
Trading account gains and fees$0160
Additional Noninterest Income$38,0007,880
Total noninterest expense$2,515,0005,193
Salaries and employee benefits$1,462,0004,925
Premises and equipment expense$410,0004,655
Additional noninterest expense$643,0005,761
Pre-tax net operating income$1,126,0004,844
Securities gains (losses)$73,0002,180
Applicable income taxes$463,0003,515
Income before extraordinary items$736,0005,450
Extraordinary gains, net$054
Net income$736,0005,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0002,202
Cash dividends$225,0004,780
Sale, conversion, retirement of capital stock, net$0868
Net operating income$689,2805,460
2003-09-30 (YTD Data)Rank
Total interest income$3,993,0004,740
Total interest expense$1,151,0004,930
Net interest income$2,842,0004,559
Provision for loan and lease losses$340,0002,302
Total noninterest income$96,0008,074
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$26,0007,720
Trading account gains and fees$0153
Additional Noninterest Income$70,0006,710
Total noninterest expense$1,833,0005,275
Salaries and employee benefits$1,075,0004,992
Premises and equipment expense$295,0004,767
Additional noninterest expense$463,0005,880
Pre-tax net operating income$765,0005,269
Securities gains (losses)$73,0002,010
Applicable income taxes$304,0003,886
Income before extraordinary items$534,0005,676
Extraordinary gains, net$040
Net income$534,0005,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$181,0004,166
Sale, conversion, retirement of capital stock, net$0722
Net operating income$487,2805,757
2003-06-30 (YTD Data)Rank
Total interest income$2,529,0004,952
Total interest expense$733,0005,196
Net interest income$1,796,0004,717
Provision for loan and lease losses$140,0003,226
Total noninterest income$61,0008,133
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$43,0006,840
Trading account gains and fees$0150
Additional Noninterest Income$18,0007,952
Total noninterest expense$1,179,0005,384
Salaries and employee benefits$702,0005,074
Premises and equipment expense$191,0004,851
Additional noninterest expense$286,0006,123
Pre-tax net operating income$538,0005,130
Securities gains (losses)$57,0001,923
Applicable income taxes$209,0003,872
Income before extraordinary items$386,0005,502
Extraordinary gains, net$030
Net income$386,0005,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$137,0003,965
Sale, conversion, retirement of capital stock, net$0589
Net operating income$348,9505,537
2003-03-31 (YTD Data)Rank
Total interest income$1,199,0005,159
Total interest expense$370,0005,271
Net interest income$829,0004,964
Provision for loan and lease losses$74,0003,005
Total noninterest income$30,0008,154
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$21,0006,829
Trading account gains and fees$0134
Additional Noninterest Income$9,0007,987
Total noninterest expense$591,0005,394
Salaries and employee benefits$350,0005,087
Premises and equipment expense$102,0004,629
Additional noninterest expense$139,0006,198
Pre-tax net operating income$194,0005,912
Securities gains (losses)$57,0001,316
Applicable income taxes$73,0004,528
Income before extraordinary items$178,0005,620
Extraordinary gains, net$021
Net income$178,0005,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,386
Cash dividends$93,0003,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$137,5306,056
2002-12-31 (YTD Data)Rank
Total interest income$4,405,0005,602
Total interest expense$1,504,0005,713
Net interest income$2,901,0005,383
Provision for loan and lease losses$288,0003,564
Total noninterest income$95,0008,459
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$58,0007,387
Trading account gains and fees$0153
Additional Noninterest Income$37,0007,965
Total noninterest expense$1,921,0006,019
Salaries and employee benefits$1,159,0005,608
Premises and equipment expense$263,0005,966
Additional noninterest expense$499,0006,501
Pre-tax net operating income$787,0005,815
Securities gains (losses)$61,0002,221
Applicable income taxes$326,0004,296
Income before extraordinary items$522,0006,299
Extraordinary gains, net$070
Net income$522,0006,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,176
Cash dividends$20,0006,210
Sale, conversion, retirement of capital stock, net$30,000752
Net operating income$482,9606,333
2001-12-31 (YTD Data)Rank
Total interest income$3,091,0007,167
Total interest expense$1,235,0007,539
Net interest income$1,856,0006,690
Provision for loan and lease losses$150,0004,756
Total noninterest income$54,0009,120
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$38,0007,831
Trading account gains and fees$0177
Additional Noninterest Income$16,0008,892
Total noninterest expense$1,280,0007,265
Salaries and employee benefits$815,0006,714
Premises and equipment expense$148,0007,555
Additional noninterest expense$317,0007,729
Pre-tax net operating income$480,0006,638
Securities gains (losses)$17,0003,266
Applicable income taxes$192,0005,105
Income before extraordinary items$305,0007,104
Extraordinary gains, net$0105
Net income$305,0007,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$843,000437
Net operating income$294,1207,056
2000-12-31 (YTD Data)Rank
Total interest income$2,000,0008,412
Total interest expense$829,0008,571
Net interest income$1,170,0008,135
Provision for loan and lease losses$235,0003,415
Total noninterest income$40,0009,456
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$32,0008,033
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,518
Total noninterest expense$855,0008,417
Salaries and employee benefits$508,0008,202
Premises and equipment expense$146,0007,655
Additional noninterest expense$201,0008,773
Pre-tax net operating income$121,0008,723
Securities gains (losses)$-2,0007,578
Applicable income taxes$-206,0009,697
Income before extraordinary items$325,0007,315
Extraordinary gains, net$038
Net income$325,0007,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$327,0007,307
1999-12-31 (YTD Data)Rank
Total interest income$570,0009,926
Total interest expense$170,0009,974
Net interest income$400,0009,821
Provision for loan and lease losses$75,0005,766
Total noninterest income$17,0009,989
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$9,0008,692
Trading account gains and feesNANA
Additional Noninterest Income$8,0009,823
Total noninterest expense$636,0009,210
Salaries and employee benefits$407,0008,848
Premises and equipment expense$111,0008,406
Additional noninterest expense$118,0009,794
Pre-tax net operating income$-294,0009,709
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-294,0009,762
Extraordinary gains, net$035
Net income$-294,0009,761
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$3,648,000321
Net operating income$-294,0009,741

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.