Home > Premier Community Bank > Income and Expense
Premier Community Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,739,000 | 3,806 |
| Total interest expense | $413,000 | 4,224 |
| Net interest income | $1,326,000 | 3,594 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $193,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $45,000 | 5,435 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $148,000 | 2,972 |
| Total noninterest expense | $1,054,000 | 3,609 |
| Salaries and employee benefits | $473,000 | 4,184 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $473,000 | 2,496 |
| Pre-tax net operating income | $405,000 | 4,051 |
| Securities gains (losses) | $22,000 | 1,655 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $263,000 | 4,617 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $263,000 | 4,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $277,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $248,920 | 4,658 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,535,000 | 4,031 |
| Total interest expense | $1,826,000 | 4,301 |
| Net interest income | $4,709,000 | 3,862 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $627,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $208,000 | 5,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $419,000 | 3,890 |
| Total noninterest expense | $4,033,000 | 3,694 |
| Salaries and employee benefits | $1,945,000 | 4,016 |
| Premises and equipment expense | $402,000 | 4,716 |
| Additional noninterest expense | $1,686,000 | 2,774 |
| Pre-tax net operating income | $1,033,000 | 5,091 |
| Securities gains (losses) | $348,000 | 957 |
| Applicable income taxes | $512,000 | 3,336 |
| Income before extraordinary items | $869,000 | 5,026 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $869,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,789 |
| Cash dividends | $766,000 | 2,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $646,280 | 5,611 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 4,098 |
| Total interest expense | $1,410,000 | 4,326 |
| Net interest income | $3,458,000 | 3,945 |
| Provision for loan and lease losses | $210,000 | 3,249 |
| Total noninterest income | $405,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $146,000 | 5,371 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $259,000 | 4,318 |
| Total noninterest expense | $3,017,000 | 3,695 |
| Salaries and employee benefits | $1,455,000 | 4,021 |
| Premises and equipment expense | $302,000 | 4,698 |
| Additional noninterest expense | $1,260,000 | 2,758 |
| Pre-tax net operating income | $636,000 | 5,744 |
| Securities gains (losses) | $328,000 | 911 |
| Applicable income taxes | $371,000 | 3,537 |
| Income before extraordinary items | $593,000 | 5,431 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $593,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,321 |
| Cash dividends | $638,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $383,080 | 6,283 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 4,135 |
| Total interest expense | $970,000 | 4,343 |
| Net interest income | $2,288,000 | 3,972 |
| Provision for loan and lease losses | $115,000 | 3,633 |
| Total noninterest income | $289,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $92,000 | 5,460 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $197,000 | 4,070 |
| Total noninterest expense | $2,037,000 | 3,635 |
| Salaries and employee benefits | $992,000 | 3,941 |
| Premises and equipment expense | $198,000 | 4,733 |
| Additional noninterest expense | $847,000 | 2,740 |
| Pre-tax net operating income | $425,000 | 5,713 |
| Securities gains (losses) | $329,000 | 756 |
| Applicable income taxes | $290,000 | 3,301 |
| Income before extraordinary items | $464,000 | 4,992 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $464,000 | 4,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $426,000 | 2,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $253,440 | 6,293 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 4,075 |
| Total interest expense | $511,000 | 4,274 |
| Net interest income | $1,167,000 | 3,906 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $101,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $997,000 | 3,681 |
| Salaries and employee benefits | $490,000 | 3,963 |
| Premises and equipment expense | $101,000 | 4,667 |
| Additional noninterest expense | $406,000 | 2,819 |
| Pre-tax net operating income | $216,000 | 5,658 |
| Securities gains (losses) | $194,000 | 668 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $252,000 | 4,696 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $252,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $174,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $127,840 | 6,240 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,512,000 | 3,829 |
| Total interest expense | $2,733,000 | 3,824 |
| Net interest income | $4,779,000 | 3,797 |
| Provision for loan and lease losses | $255,000 | 3,810 |
| Total noninterest income | $403,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $138,000 | 5,996 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 4,515 |
| Total noninterest expense | $3,620,000 | 3,851 |
| Salaries and employee benefits | $1,990,000 | 3,752 |
| Premises and equipment expense | $389,000 | 4,747 |
| Additional noninterest expense | $1,241,000 | 3,520 |
| Pre-tax net operating income | $1,307,000 | 4,474 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $516,000 | 3,383 |
| Income before extraordinary items | $825,000 | 5,113 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $825,000 | 5,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $230,000 | 4,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $803,240 | 5,051 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 4,878 |
| Total interest expense | $2,696,000 | 5,130 |
| Net interest income | $3,447,000 | 4,608 |
| Provision for loan and lease losses | $353,000 | 2,896 |
| Total noninterest income | $383,000 | 5,802 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $299,000 | 4,132 |
| Total noninterest expense | $2,696,000 | 4,704 |
| Salaries and employee benefits | $1,629,000 | 4,256 |
| Premises and equipment expense | $301,000 | 5,503 |
| Additional noninterest expense | $766,000 | 4,937 |
| Pre-tax net operating income | $781,000 | 5,555 |
| Securities gains (losses) | $194,000 | 1,216 |
| Applicable income taxes | $373,000 | 3,864 |
| Income before extraordinary items | $602,000 | 5,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $602,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $602,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $477,840 | 6,056 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,234,000 | 6,301 |
| Total interest expense | $1,811,000 | 6,579 |
| Net interest income | $2,423,000 | 5,928 |
| Provision for loan and lease losses | $252,000 | 3,211 |
| Total noninterest income | $517,000 | 4,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,090 |
| Total noninterest expense | $2,206,000 | 5,321 |
| Salaries and employee benefits | $1,429,000 | 4,534 |
| Premises and equipment expense | $246,000 | 6,112 |
| Additional noninterest expense | $531,000 | 6,194 |
| Pre-tax net operating income | $482,000 | 7,082 |
| Securities gains (losses) | $2,000 | 1,609 |
| Applicable income taxes | $144,000 | 5,996 |
| Income before extraordinary items | $340,000 | 7,223 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $340,000 | 7,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,067 |
| Cash dividends | $305,000 | 4,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $338,600 | 7,224 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 7,534 |
| Total interest expense | $1,083,000 | 7,952 |
| Net interest income | $1,772,000 | 7,063 |
| Provision for loan and lease losses | $202,000 | 3,533 |
| Total noninterest income | $453,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,402 |
| Total noninterest expense | $1,618,000 | 6,493 |
| Salaries and employee benefits | $1,036,000 | 5,741 |
| Premises and equipment expense | $177,000 | 7,184 |
| Additional noninterest expense | $405,000 | 7,228 |
| Pre-tax net operating income | $405,000 | 7,578 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $160,000 | 6,155 |
| Income before extraordinary items | $245,000 | 7,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $245,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,444 |
| Cash dividends | $159,000 | 5,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $245,000 | 7,939 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 8,543 |
| Total interest expense | $854,000 | 8,803 |
| Net interest income | $1,255,000 | 8,212 |
| Provision for loan and lease losses | $135,000 | 4,381 |
| Total noninterest income | $377,000 | 5,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,242 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $335,000 | 3,782 |
| Total noninterest expense | $1,205,000 | 7,530 |
| Salaries and employee benefits | $722,000 | 7,062 |
| Premises and equipment expense | $149,000 | 7,670 |
| Additional noninterest expense | $334,000 | 7,793 |
| Pre-tax net operating income | $292,000 | 8,440 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $182,000 | 8,739 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $182,000 | 8,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $182,000 | 8,673 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 10,222 |
| Total interest expense | $411,000 | 10,317 |
| Net interest income | $671,000 | 10,016 |
| Provision for loan and lease losses | $169,000 | 3,884 |
| Total noninterest income | $176,000 | 8,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 5,788 |
| Total noninterest expense | $880,000 | 8,748 |
| Salaries and employee benefits | $476,000 | 8,776 |
| Premises and equipment expense | $135,000 | 8,126 |
| Additional noninterest expense | $269,000 | 8,638 |
| Pre-tax net operating income | $-202,000 | 10,567 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-80,000 | 10,683 |
| Income before extraordinary items | $-122,000 | 10,549 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-122,000 | 10,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-122,000 | 10,523 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $54,000 | 11,432 |
| Total interest expense | $12,000 | 11,410 |
| Net interest income | $42,000 | 11,432 |
| Provision for loan and lease losses | $43,000 | 6,890 |
| Total noninterest income | $0 | 11,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,390 |
| Total noninterest expense | $155,000 | 11,401 |
| Salaries and employee benefits | $80,000 | 11,392 |
| Premises and equipment expense | $20,000 | 11,299 |
| Additional noninterest expense | $55,000 | 11,369 |
| Pre-tax net operating income | $-156,000 | 11,022 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-62,000 | 11,105 |
| Income before extraordinary items | $-94,000 | 10,988 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-94,000 | 10,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-94,000 | 10,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.