Home > Premier Commercial Bank > Income and Expense
Premier Commercial Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,714,000 | 3,635 |
| Total interest expense | $1,288,000 | 2,137 |
| Net interest income | $4,426,000 | 3,949 |
| Provision for loan and lease losses | $3,000 | 4,544 |
| Total noninterest income | $3,240,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $37,000 | 5,905 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,203,000 | 1,052 |
| Total noninterest expense | $7,312,000 | 2,514 |
| Salaries and employee benefits | $4,765,000 | 2,138 |
| Premises and equipment expense | $701,000 | 2,912 |
| Additional noninterest expense | $1,846,000 | 3,066 |
| Pre-tax net operating income | $351,000 | 5,371 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $300,000 | 2,636 |
| Income before extraordinary items | $82,000 | 5,939 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $82,000 | 5,939 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $82,000 | 5,940 |
| Net charge-offs | $92,000 | 3,254 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $174,000 | 452 |
| Net operating income | $62,160 | 5,943 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,269,000 | 3,678 |
| Total interest expense | $956,000 | 2,182 |
| Net interest income | $3,313,000 | 3,986 |
| Provision for loan and lease losses | $3,000 | 4,338 |
| Total noninterest income | $2,335,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $28,000 | 5,970 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,307,000 | 1,086 |
| Total noninterest expense | $5,361,000 | 2,571 |
| Salaries and employee benefits | $3,561,000 | 2,156 |
| Premises and equipment expense | $522,000 | 2,956 |
| Additional noninterest expense | $1,278,000 | 3,249 |
| Pre-tax net operating income | $284,000 | 5,395 |
| Securities gains (losses) | $31,000 | 1,754 |
| Applicable income taxes | $166,000 | 2,956 |
| Income before extraordinary items | $149,000 | 5,737 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 5,736 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $149,000 | 5,737 |
| Net charge-offs | $92,000 | 2,764 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 394 |
| Net operating income | $129,160 | 5,773 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 3,670 |
| Total interest expense | $628,000 | 2,240 |
| Net interest income | $2,230,000 | 3,980 |
| Provision for loan and lease losses | $3,000 | 4,116 |
| Total noninterest income | $1,270,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $22,000 | 5,905 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,248,000 | 1,248 |
| Total noninterest expense | $3,470,000 | 2,631 |
| Salaries and employee benefits | $2,317,000 | 2,199 |
| Premises and equipment expense | $343,000 | 3,015 |
| Additional noninterest expense | $810,000 | 3,374 |
| Pre-tax net operating income | $27,000 | 6,078 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $20,000 | 3,857 |
| Income before extraordinary items | $17,000 | 6,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $17,000 | 6,151 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $17,000 | 6,152 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 379 |
| Net operating income | $10,600 | 6,150 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 3,677 |
| Total interest expense | $314,000 | 2,276 |
| Net interest income | $1,121,000 | 3,969 |
| Provision for loan and lease losses | $3,000 | 3,691 |
| Total noninterest income | $577,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $10,000 | 5,989 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $567,000 | 1,289 |
| Total noninterest expense | $1,650,000 | 2,760 |
| Salaries and employee benefits | $1,100,000 | 2,304 |
| Premises and equipment expense | $161,000 | 3,185 |
| Additional noninterest expense | $389,000 | 3,478 |
| Pre-tax net operating income | $45,000 | 5,799 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $25,000 | 5,990 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 5,991 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $25,000 | 5,992 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 345 |
| Net operating income | $25,000 | 5,956 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,751,000 | 3,722 |
| Total interest expense | $1,424,000 | 2,252 |
| Net interest income | $4,327,000 | 4,077 |
| Provision for loan and lease losses | $70,000 | 3,999 |
| Total noninterest income | $2,904,000 | 1,644 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $48,000 | 6,009 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,856,000 | 1,176 |
| Total noninterest expense | $6,491,000 | 2,813 |
| Salaries and employee benefits | $4,445,000 | 2,271 |
| Premises and equipment expense | $545,000 | 3,535 |
| Additional noninterest expense | $1,501,000 | 3,657 |
| Pre-tax net operating income | $670,000 | 4,655 |
| Securities gains (losses) | $55,000 | 1,731 |
| Applicable income taxes | $-1,800,000 | 6,721 |
| Income before extraordinary items | $2,525,000 | 2,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,525,000 | 2,182 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,525,000 | 2,181 |
| Net charge-offs | $-40,000 | 6,383 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 431 |
| Net operating income | $2,470,000 | 2,159 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,310,000 | 3,771 |
| Total interest expense | $1,093,000 | 2,275 |
| Net interest income | $3,217,000 | 4,131 |
| Provision for loan and lease losses | $70,000 | 3,713 |
| Total noninterest income | $2,356,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $37,000 | 6,057 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,319,000 | 1,147 |
| Total noninterest expense | $4,913,000 | 2,791 |
| Salaries and employee benefits | $3,391,000 | 2,247 |
| Premises and equipment expense | $390,000 | 3,674 |
| Additional noninterest expense | $1,132,000 | 3,639 |
| Pre-tax net operating income | $590,000 | 4,531 |
| Securities gains (losses) | $55,000 | 1,594 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $645,000 | 4,192 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $645,000 | 4,194 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $645,000 | 4,196 |
| Net charge-offs | $-40,000 | 6,416 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 398 |
| Net operating income | $590,000 | 4,257 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 3,816 |
| Total interest expense | $734,000 | 2,310 |
| Net interest income | $2,086,000 | 4,196 |
| Provision for loan and lease losses | $40,000 | 3,782 |
| Total noninterest income | $1,617,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,591,000 | 1,157 |
| Total noninterest expense | $3,298,000 | 2,770 |
| Salaries and employee benefits | $2,260,000 | 2,257 |
| Premises and equipment expense | $266,000 | 3,633 |
| Additional noninterest expense | $772,000 | 3,590 |
| Pre-tax net operating income | $365,000 | 4,613 |
| Securities gains (losses) | $55,000 | 1,462 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $420,000 | 4,240 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $420,000 | 4,242 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $420,000 | 4,243 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $101,000 | 367 |
| Net operating income | $365,000 | 4,371 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,404,000 | 3,859 |
| Total interest expense | $363,000 | 2,393 |
| Net interest income | $1,041,000 | 4,220 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $696,000 | 1,738 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $684,000 | 1,271 |
| Total noninterest expense | $1,610,000 | 2,860 |
| Salaries and employee benefits | $1,064,000 | 2,387 |
| Premises and equipment expense | $144,000 | 3,483 |
| Additional noninterest expense | $402,000 | 3,492 |
| Pre-tax net operating income | $117,000 | 5,139 |
| Securities gains (losses) | $20,000 | 1,261 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $137,000 | 4,860 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $137,000 | 4,861 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $137,000 | 4,862 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 331 |
| Net operating income | $117,000 | 4,947 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 4,154 |
| Total interest expense | $1,400,000 | 2,865 |
| Net interest income | $3,932,000 | 4,453 |
| Provision for loan and lease losses | $178,000 | 4,108 |
| Total noninterest income | $2,005,000 | 2,176 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $50,000 | 6,225 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,955,000 | 1,542 |
| Total noninterest expense | $5,532,000 | 3,219 |
| Salaries and employee benefits | $3,729,000 | 2,618 |
| Premises and equipment expense | $502,000 | 3,816 |
| Additional noninterest expense | $1,301,000 | 4,152 |
| Pre-tax net operating income | $227,000 | 5,607 |
| Securities gains (losses) | $75,000 | 2,479 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $302,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,457 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $302,000 | 5,458 |
| Net charge-offs | $40,000 | 5,059 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 441 |
| Net operating income | $227,000 | 5,521 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,923,000 | 4,271 |
| Total interest expense | $1,037,000 | 2,986 |
| Net interest income | $2,886,000 | 4,579 |
| Provision for loan and lease losses | $163,000 | 3,777 |
| Total noninterest income | $1,344,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $38,000 | 6,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,306,000 | 1,679 |
| Total noninterest expense | $4,047,000 | 3,307 |
| Salaries and employee benefits | $2,673,000 | 2,755 |
| Premises and equipment expense | $418,000 | 3,609 |
| Additional noninterest expense | $956,000 | 4,225 |
| Pre-tax net operating income | $20,000 | 6,218 |
| Securities gains (losses) | $60,000 | 2,327 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $80,000 | 6,166 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $80,000 | 6,164 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $80,000 | 6,165 |
| Net charge-offs | $40,000 | 4,670 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 392 |
| Net operating income | $20,000 | 6,221 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 4,399 |
| Total interest expense | $683,000 | 3,106 |
| Net interest income | $1,825,000 | 4,737 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $704,000 | 2,676 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $24,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 1,951 |
| Total noninterest expense | $2,599,000 | 3,412 |
| Salaries and employee benefits | $1,697,000 | 2,874 |
| Premises and equipment expense | $267,000 | 3,705 |
| Additional noninterest expense | $635,000 | 4,252 |
| Pre-tax net operating income | $-120,000 | 6,554 |
| Securities gains (losses) | $60,000 | 1,926 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-60,000 | 6,586 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-60,000 | 6,585 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-60,000 | 6,585 |
| Net charge-offs | $40,000 | 4,215 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $98,000 | 375 |
| Net operating income | $-120,000 | 6,565 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,441 |
| Total interest expense | $358,000 | 3,095 |
| Net interest income | $900,000 | 4,806 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $261,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $249,000 | 2,346 |
| Total noninterest expense | $1,311,000 | 3,406 |
| Salaries and employee benefits | $855,000 | 2,870 |
| Premises and equipment expense | $134,000 | 3,731 |
| Additional noninterest expense | $322,000 | 4,194 |
| Pre-tax net operating income | $-150,000 | 6,806 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-150,000 | 6,863 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-150,000 | 6,864 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-150,000 | 6,864 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 329 |
| Net operating income | $-150,000 | 6,816 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,684 |
| Total interest expense | $1,333,000 | 3,714 |
| Net interest income | $3,433,000 | 4,945 |
| Provision for loan and lease losses | $292,000 | 4,175 |
| Total noninterest income | $342,000 | 5,005 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $48,000 | 6,359 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $294,000 | 3,899 |
| Total noninterest expense | $4,347,000 | 3,897 |
| Salaries and employee benefits | $2,781,000 | 3,289 |
| Premises and equipment expense | $507,000 | 4,002 |
| Additional noninterest expense | $1,059,000 | 4,771 |
| Pre-tax net operating income | $-864,000 | 6,542 |
| Securities gains (losses) | $110,000 | 1,985 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-754,000 | 6,574 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-754,000 | 6,575 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-754,000 | 6,574 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 536 |
| Net operating income | $-864,000 | 6,581 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,516,000 | 4,780 |
| Total interest expense | $987,000 | 3,863 |
| Net interest income | $2,529,000 | 5,027 |
| Provision for loan and lease losses | $203,000 | 4,132 |
| Total noninterest income | $232,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $37,000 | 6,370 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $195,000 | 4,117 |
| Total noninterest expense | $3,306,000 | 3,868 |
| Salaries and employee benefits | $2,081,000 | 3,297 |
| Premises and equipment expense | $381,000 | 4,040 |
| Additional noninterest expense | $844,000 | 4,629 |
| Pre-tax net operating income | $-748,000 | 6,710 |
| Securities gains (losses) | $110,000 | 1,701 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-638,000 | 6,741 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-638,000 | 6,742 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-638,000 | 6,742 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 498 |
| Net operating income | $-748,000 | 6,747 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,280,000 | 4,911 |
| Total interest expense | $643,000 | 4,018 |
| Net interest income | $1,637,000 | 5,120 |
| Provision for loan and lease losses | $134,000 | 4,061 |
| Total noninterest income | $114,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $24,000 | 6,404 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,703 |
| Total noninterest expense | $2,211,000 | 3,901 |
| Salaries and employee benefits | $1,413,000 | 3,294 |
| Premises and equipment expense | $251,000 | 4,099 |
| Additional noninterest expense | $547,000 | 4,764 |
| Pre-tax net operating income | $-594,000 | 6,829 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-594,000 | 6,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-594,000 | 6,879 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-594,000 | 6,880 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 414 |
| Net operating income | $-594,000 | 6,869 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 5,022 |
| Total interest expense | $317,000 | 4,165 |
| Net interest income | $780,000 | 5,237 |
| Provision for loan and lease losses | $89,000 | 3,551 |
| Total noninterest income | $61,000 | 5,688 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $-4,000 | 7,531 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $1,102,000 | 3,935 |
| Salaries and employee benefits | $705,000 | 3,312 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $271,000 | 4,779 |
| Pre-tax net operating income | $-350,000 | 6,988 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-350,000 | 7,037 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-350,000 | 7,037 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-350,000 | 7,037 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 368 |
| Net operating income | $-350,000 | 7,023 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 5,616 |
| Total interest expense | $1,115,000 | 4,984 |
| Net interest income | $2,545,000 | 5,733 |
| Provision for loan and lease losses | $501,000 | 4,119 |
| Total noninterest income | $100,000 | 6,671 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 6,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 5,882 |
| Total noninterest expense | $3,296,000 | 4,746 |
| Salaries and employee benefits | $2,037,000 | 4,164 |
| Premises and equipment expense | $407,000 | 4,717 |
| Additional noninterest expense | $852,000 | 5,479 |
| Pre-tax net operating income | $-1,152,000 | 6,547 |
| Securities gains (losses) | $2,000 | 3,620 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,150,000 | 6,644 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,150,000 | 6,645 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,150,000 | 6,645 |
| Net charge-offs | $285,000 | 4,360 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $184,000 | 640 |
| Net operating income | $-1,152,000 | 6,612 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 5,779 |
| Total interest expense | $832,000 | 5,146 |
| Net interest income | $1,840,000 | 5,889 |
| Provision for loan and lease losses | $437,000 | 3,775 |
| Total noninterest income | $33,000 | 7,225 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $24,000 | 6,584 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $9,000 | 6,937 |
| Total noninterest expense | $2,402,000 | 4,844 |
| Salaries and employee benefits | $1,507,000 | 4,256 |
| Premises and equipment expense | $290,000 | 4,905 |
| Additional noninterest expense | $605,000 | 5,625 |
| Pre-tax net operating income | $-966,000 | 6,778 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-966,000 | 6,887 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-966,000 | 6,887 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-966,000 | 6,887 |
| Net charge-offs | $285,000 | 3,796 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 572 |
| Net operating income | $-966,000 | 6,841 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 5,909 |
| Total interest expense | $559,000 | 5,227 |
| Net interest income | $1,155,000 | 6,050 |
| Provision for loan and lease losses | $127,000 | 4,828 |
| Total noninterest income | $16,000 | 7,367 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $16,000 | 6,614 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $1,575,000 | 4,910 |
| Salaries and employee benefits | $984,000 | 4,334 |
| Premises and equipment expense | $208,000 | 4,760 |
| Additional noninterest expense | $383,000 | 5,755 |
| Pre-tax net operating income | $-531,000 | 6,767 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-531,000 | 6,886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-531,000 | 6,886 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-531,000 | 6,886 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 502 |
| Net operating income | $-531,000 | 6,840 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,067 |
| Total interest expense | $283,000 | 5,332 |
| Net interest income | $544,000 | 6,239 |
| Provision for loan and lease losses | $24,000 | 5,644 |
| Total noninterest income | $7,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $7,000 | 6,721 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 7,418 |
| Total noninterest expense | $797,000 | 4,935 |
| Salaries and employee benefits | $502,000 | 4,348 |
| Premises and equipment expense | $107,000 | 4,771 |
| Additional noninterest expense | $188,000 | 5,833 |
| Pre-tax net operating income | $-270,000 | 6,934 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-270,000 | 7,037 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-270,000 | 7,038 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-270,000 | 7,037 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 442 |
| Net operating income | $-270,000 | 6,998 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 6,951 |
| Total interest expense | $711,000 | 6,660 |
| Net interest income | $1,440,000 | 6,975 |
| Provision for loan and lease losses | $1,005,000 | 3,494 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $13,000 | 6,982 |
| Trading account gains and fees | $113,000 | 146 |
| Additional Noninterest Income | $2,000 | 7,361 |
| Total noninterest expense | $2,913,000 | 5,274 |
| Salaries and employee benefits | $1,812,000 | 4,654 |
| Premises and equipment expense | $357,000 | 5,275 |
| Additional noninterest expense | $744,000 | 5,987 |
| Pre-tax net operating income | $-2,350,000 | 6,729 |
| Securities gains (losses) | $14,000 | 3,162 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,336,000 | 6,846 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,336,000 | 6,843 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,336,000 | 6,844 |
| Net charge-offs | $516,000 | 3,742 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,232 |
| Net operating income | $-2,350,000 | 6,848 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 7,304 |
| Total interest expense | $398,000 | 7,176 |
| Net interest income | $932,000 | 7,249 |
| Provision for loan and lease losses | $930,000 | 2,881 |
| Total noninterest income | $124,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $10,000 | 7,028 |
| Trading account gains and fees | $113,000 | 146 |
| Additional Noninterest Income | $1,000 | 7,551 |
| Total noninterest expense | $2,153,000 | 5,323 |
| Salaries and employee benefits | $1,367,000 | 4,668 |
| Premises and equipment expense | $250,000 | 5,471 |
| Additional noninterest expense | $536,000 | 6,092 |
| Pre-tax net operating income | $-2,027,000 | 7,052 |
| Securities gains (losses) | $14,000 | 2,872 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,013,000 | 7,176 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,013,000 | 7,176 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,013,000 | 7,175 |
| Net charge-offs | $516,000 | 3,000 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,027,000 | 7,172 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 7,655 |
| Total interest expense | $196,000 | 7,588 |
| Net interest income | $490,000 | 7,582 |
| Provision for loan and lease losses | $247,000 | 4,036 |
| Total noninterest income | $7,000 | 7,855 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $6,000 | 7,103 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,000 | 7,675 |
| Total noninterest expense | $1,444,000 | 5,353 |
| Salaries and employee benefits | $912,000 | 4,714 |
| Premises and equipment expense | $169,000 | 5,493 |
| Additional noninterest expense | $363,000 | 6,069 |
| Pre-tax net operating income | $-1,194,000 | 7,112 |
| Securities gains (losses) | $14,000 | 2,468 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,180,000 | 7,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,180,000 | 7,216 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,180,000 | 7,216 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,194,000 | 7,225 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $294,000 | 7,830 |
| Total interest expense | $76,000 | 7,860 |
| Net interest income | $218,000 | 7,714 |
| Provision for loan and lease losses | $58,000 | 4,777 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $701,000 | 5,390 |
| Salaries and employee benefits | $447,000 | 4,818 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $171,000 | 5,990 |
| Pre-tax net operating income | $-538,000 | 7,361 |
| Securities gains (losses) | $14,000 | 1,820 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-524,000 | 7,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-524,000 | 7,465 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-524,000 | 7,466 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-538,000 | 7,457 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $536,000 | 8,173 |
| Total interest expense | $135,000 | 8,162 |
| Net interest income | $401,000 | 8,146 |
| Provision for loan and lease losses | $168,000 | 5,437 |
| Total noninterest income | $22,000 | 7,932 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $0 | 7,335 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $22,000 | 7,377 |
| Total noninterest expense | $2,553,000 | 5,597 |
| Salaries and employee benefits | $1,567,000 | 5,206 |
| Premises and equipment expense | $343,000 | 5,476 |
| Additional noninterest expense | $643,000 | 6,056 |
| Pre-tax net operating income | $-2,298,000 | 7,452 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-2,298,000 | 7,465 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,298,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,517,000 | 76 |
| Net operating income | $-2,298,000 | 7,556 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,309 |
| Total interest expense | $55,000 | 8,301 |
| Net interest income | $219,000 | 8,291 |
| Provision for loan and lease losses | $109,000 | 5,066 |
| Total noninterest income | $22,000 | 8,004 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $0 | 7,386 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 7,355 |
| Total noninterest expense | $1,863,000 | 5,662 |
| Salaries and employee benefits | $1,094,000 | 5,431 |
| Premises and equipment expense | $263,000 | 5,450 |
| Additional noninterest expense | $506,000 | 5,876 |
| Pre-tax net operating income | $-1,731,000 | 7,797 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,731,000 | 7,790 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,731,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,517,000 | 48 |
| Net operating income | $-1,731,000 | 7,872 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $114,000 | 8,408 |
| Total interest expense | $39,000 | 8,365 |
| Net interest income | $75,000 | 8,404 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $22,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $1,234,000 | 5,716 |
| Salaries and employee benefits | $712,000 | 5,549 |
| Premises and equipment expense | $186,000 | 5,334 |
| Additional noninterest expense | $336,000 | 5,876 |
| Pre-tax net operating income | $-1,140,000 | 7,976 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-1,140,000 | 8,049 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,140,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,517,000 | 33 |
| Net operating income | $-1,140,000 | 8,035 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.