Home > Premier Commercial Bank > Assets and Liabilities
Premier Commercial Bank, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 58 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $413,920,000 | 1,612 |
| Cash and due from depository institutions | $64,345,000 | 2,616 |
| Interest-bearing balances | $54,795,000 | 743 |
| Securities | $44,542,000 | 2,932 |
| Federal funds sold & reverse repurchase agreements | $330,000 | 3,030 |
| Net loans & leases | $290,621,000 | 1,434 |
| Loan loss allowance | $7,750,000 | 962 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $326,000 | 6,245 |
| Other real estate owned | $0 | 2,616 |
| Goodwill and other intangibles | $1,084,000 | 1,483 |
| All other assets | $12,672,000 | 1,473 |
| Life insurance assets | $3,656,000 | 1,752 |
| Total liabilities and capital | $413,920,000 | 1,612 |
| Total liabilities | $367,885,000 | 1,618 |
| Total deposits | $358,004,000 | 1,550 |
| Interest-bearing deposits | $258,987,000 | 1,784 |
| Deposits held in domestic offices | $358,004,000 | 1,550 |
| % insured | 59.53% | 7,097 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $9,881,000 | 623 |
| Total equity capital | $46,035,000 | 1,551 |
| Total bank equity capital | $46,035,000 | 1,549 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $6,360,000 | 715 |
| Surplus | $23,864,000 | 1,324 |
| Undivided profits | $15,811,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $6,710,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,479,000 | 223 |
| Income earned, not collected on loans | $1,445,000 | 1,909 |
| Earning assets | $390,288,000 | 1,565 |
| Long-term assets (5+ years) | $69,716,000 | 2,460 |
| Average Assets, year-to-date | $472,671,670 | 1,420 |
| Average Assets, quarterly | $486,387,000 | 1,395 |
| Volatile liabilities | $30,798,000 | 1,450 |
| Insider loans | $2,220,000 | 2,441 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $42,922,000 | 1,469 |
| Tier 1 (core) risk-based capital | $45,261,000 | 1,453 |
| Tier 2 risk-based capital | $4,245,000 | 1,252 |
| Total risk weighted assets | $335,916,000 | 1,318 |
| Total unused commitments | $42,922,000 | 1,469 |
| Derivatives | $31,130,000 | 458 |
| 2012-03-31 | Rank | |
| # of Employees: | 58 | 2,607 |
| Assets and Liabilities | ||
| Total Assets: | $558,854,000 | 1,214 |
| Cash and due from depository institutions | $204,090,000 | 2,607 |
| Interest-bearing balances | $194,950,000 | 229 |
| Securities | $46,499,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $395,000 | 3,222 |
| Net loans & leases | $292,413,000 | 1,423 |
| Loan loss allowance | $7,874,000 | 966 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $380,000 | 6,162 |
| Other real estate owned | $1,396,000 | 2,607 |
| Goodwill and other intangibles | $1,054,000 | 1,506 |
| All other assets | $12,627,000 | 1,492 |
| Life insurance assets | $3,626,000 | 1,735 |
| Total liabilities and capital | $558,854,000 | 1,214 |
| Total liabilities | $513,852,000 | 1,192 |
| Total deposits | $504,679,000 | 1,106 |
| Interest-bearing deposits | $387,821,000 | 1,215 |
| Deposits held in domestic offices | $504,679,000 | 1,104 |
| % insured | 48.73% | 7,243 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $9,173,000 | 649 |
| Total equity capital | $45,002,000 | 1,558 |
| Total bank equity capital | $45,002,000 | 1,556 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $6,224,000 | 741 |
| Surplus | $23,864,000 | 1,329 |
| Undivided profits | $14,914,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,473,000 | 1,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,043,000 | 299 |
| Income earned, not collected on loans | $1,526,000 | 1,795 |
| Earning assets | $534,257,000 | 1,161 |
| Long-term assets (5+ years) | $79,766,000 | 2,212 |
| Average Assets, year-to-date | $502,047,500 | 1,349 |
| Average Assets, quarterly | $502,047,500 | 1,349 |
| Volatile liabilities | $34,469,000 | 1,332 |
| Insider loans | $2,312,000 | 2,397 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $46,603,000 | 1,373 |
| Tier 1 (core) risk-based capital | $44,281,000 | 1,479 |
| Tier 2 risk-based capital | $4,307,000 | 1,243 |
| Total risk weighted assets | $340,796,000 | 1,300 |
| Total unused commitments | $46,603,000 | 1,373 |
| Derivatives | $31,423,000 | 423 |
| 2011-12-31 | Rank | |
| # of Employees: | 58 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $445,241,000 | 1,492 |
| Cash and due from depository institutions | $75,590,000 | 2,616 |
| Interest-bearing balances | $68,371,000 | 551 |
| Securities | $49,406,000 | 2,610 |
| Federal funds sold & reverse repurchase agreements | $660,000 | 2,806 |
| Net loans & leases | $303,744,000 | 1,379 |
| Loan loss allowance | $7,587,000 | 1,006 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $435,000 | 6,075 |
| Other real estate owned | $1,396,000 | 2,616 |
| Goodwill and other intangibles | $1,078,000 | 1,494 |
| All other assets | $12,932,000 | 1,497 |
| Life insurance assets | $3,596,000 | 1,710 |
| Total liabilities and capital | $445,241,000 | 1,492 |
| Total liabilities | $400,930,000 | 1,483 |
| Total deposits | $391,653,000 | 1,399 |
| Interest-bearing deposits | $307,017,000 | 1,499 |
| Deposits held in domestic offices | $391,653,000 | 1,397 |
| % insured | 55.80% | 7,236 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $9,277,000 | 642 |
| Total equity capital | $44,311,000 | 1,567 |
| Total bank equity capital | $44,311,000 | 1,566 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $6,229,000 | 741 |
| Surplus | $23,864,000 | 1,335 |
| Undivided profits | $14,218,000 | 2,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $6,237,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,053,000 | 294 |
| Income earned, not collected on loans | $1,589,000 | 1,828 |
| Earning assets | $422,181,000 | 1,451 |
| Long-term assets (5+ years) | $90,307,000 | 1,701 |
| Average Assets, year-to-date | $458,170,200 | 1,434 |
| Average Assets, quarterly | $444,642,500 | 1,491 |
| Volatile liabilities | $43,971,000 | 1,151 |
| Insider loans | $2,606,000 | 2,237 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $38,847,000 | 1,528 |
| Tier 1 (core) risk-based capital | $43,772,000 | 1,482 |
| Tier 2 risk-based capital | $4,401,000 | 1,219 |
| Total risk weighted assets | $349,208,000 | 1,282 |
| Total unused commitments | $38,847,000 | 1,529 |
| Derivatives | $31,598,000 | 360 |
| 2011-09-30 | Rank | |
| # of Employees: | 57 | 2,663 |
| Assets and Liabilities | ||
| Total Assets: | $444,044,000 | 1,499 |
| Cash and due from depository institutions | $23,897,000 | 2,663 |
| Interest-bearing balances | $15,679,000 | 2,291 |
| Securities | $53,062,000 | 2,430 |
| Federal funds sold & reverse repurchase agreements | $48,040,000 | 102 |
| Net loans & leases | $304,245,000 | 1,401 |
| Loan loss allowance | $7,437,000 | 1,063 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $502,000 | 5,984 |
| Other real estate owned | $0 | 2,663 |
| Goodwill and other intangibles | $1,057,000 | 1,530 |
| All other assets | $13,241,000 | 1,480 |
| Life insurance assets | $3,567,000 | 1,694 |
| Total liabilities and capital | $444,044,000 | 1,499 |
| Total liabilities | $399,507,000 | 1,489 |
| Total deposits | $389,728,000 | 1,404 |
| Interest-bearing deposits | $307,508,000 | 1,510 |
| Deposits held in domestic offices | $389,728,000 | 1,402 |
| % insured | 55.88% | 7,323 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $9,779,000 | 618 |
| Total equity capital | $44,537,000 | 1,579 |
| Total bank equity capital | $44,537,000 | 1,578 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $6,719,000 | 711 |
| Surplus | $23,864,000 | 1,348 |
| Undivided profits | $13,954,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,130,000 | 2,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $531,000 | 461 |
| Income earned, not collected on loans | $1,605,000 | 1,879 |
| Earning assets | $421,026,000 | 1,447 |
| Long-term assets (5+ years) | $100,918,000 | 1,479 |
| Average Assets, year-to-date | $461,402,500 | 1,436 |
| Average Assets, quarterly | $447,383,500 | 1,478 |
| Volatile liabilities | $44,437,000 | 1,158 |
| Insider loans | $1,526,000 | 3,176 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $42,393,000 | 1,443 |
| Tier 1 (core) risk-based capital | $44,057,000 | 1,481 |
| Tier 2 risk-based capital | $4,617,000 | 1,161 |
| Total risk weighted assets | $366,422,000 | 1,227 |
| Total unused commitments | $42,393,000 | 1,446 |
| Derivatives | $31,704,000 | 402 |
| 2011-06-30 | Rank | |
| # of Employees: | 56 | 2,726 |
| Assets and Liabilities | ||
| Total Assets: | $450,723,000 | 1,482 |
| Cash and due from depository institutions | $23,689,000 | 2,726 |
| Interest-bearing balances | $15,661,000 | 2,131 |
| Securities | $51,676,000 | 2,485 |
| Federal funds sold & reverse repurchase agreements | $60,100,000 | 82 |
| Net loans & leases | $300,743,000 | 1,412 |
| Loan loss allowance | $8,147,000 | 992 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $564,000 | 5,934 |
| Other real estate owned | $0 | 2,726 |
| Goodwill and other intangibles | $998,000 | 1,576 |
| All other assets | $12,953,000 | 1,518 |
| Life insurance assets | $3,537,000 | 1,686 |
| Total liabilities and capital | $450,723,000 | 1,482 |
| Total liabilities | $406,758,000 | 1,470 |
| Total deposits | $398,271,000 | 1,386 |
| Interest-bearing deposits | $311,319,000 | 1,496 |
| Deposits held in domestic offices | $398,271,000 | 1,385 |
| % insured | 57.10% | 7,380 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $8,487,000 | 655 |
| Total equity capital | $43,965,000 | 1,559 |
| Total bank equity capital | $43,965,000 | 1,558 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,583,000 | 734 |
| Surplus | $23,864,000 | 1,333 |
| Undivided profits | $13,518,000 | 2,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,566,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $541,000 | 466 |
| Income earned, not collected on loans | $1,538,000 | 1,898 |
| Earning assets | $428,180,000 | 1,433 |
| Long-term assets (5+ years) | $93,049,000 | 1,564 |
| Average Assets, year-to-date | $467,188,670 | 1,434 |
| Average Assets, quarterly | $485,276,500 | 1,393 |
| Volatile liabilities | $45,457,000 | 1,168 |
| Insider loans | $1,587,000 | 3,135 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $41,793,000 | 1,457 |
| Tier 1 (core) risk-based capital | $43,665,000 | 1,478 |
| Tier 2 risk-based capital | $4,535,000 | 1,192 |
| Total risk weighted assets | $359,081,000 | 1,258 |
| Total unused commitments | $41,793,000 | 1,460 |
| Derivatives | $31,925,000 | 325 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $519,830,000 | 1,313 |
| Cash and due from depository institutions | $23,981,000 | 2,813 |
| Interest-bearing balances | $15,812,000 | 2,204 |
| Securities | $46,261,000 | 2,678 |
| Federal funds sold & reverse repurchase agreements | $140,725,000 | 43 |
| Net loans & leases | $294,466,000 | 1,440 |
| Loan loss allowance | $7,839,000 | 1,042 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $614,000 | 5,895 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $729,000 | 1,732 |
| All other assets | $13,054,000 | 1,541 |
| Life insurance assets | $3,507,000 | 1,687 |
| Total liabilities and capital | $519,830,000 | 1,313 |
| Total liabilities | $476,809,000 | 1,279 |
| Total deposits | $469,099,000 | 1,179 |
| Interest-bearing deposits | $346,312,000 | 1,370 |
| Deposits held in domestic offices | $469,099,000 | 1,177 |
| % insured | 54.98% | 7,449 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $745,000 | 4,293 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $6,965,000 | 756 |
| Total equity capital | $43,021,000 | 1,566 |
| Total bank equity capital | $43,021,000 | 1,564 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,582,000 | 745 |
| Surplus | $23,864,000 | 1,343 |
| Undivided profits | $12,575,000 | 2,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $6,013,000 | 1,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $550,000 | 449 |
| Income earned, not collected on loans | $1,555,000 | 1,877 |
| Earning assets | $497,264,000 | 1,235 |
| Long-term assets (5+ years) | $80,473,000 | 1,726 |
| Average Assets, year-to-date | $475,421,500 | 1,422 |
| Average Assets, quarterly | $475,421,500 | 1,422 |
| Volatile liabilities | $44,927,000 | 1,210 |
| Insider loans | $1,840,000 | 2,945 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $40,787,000 | 1,497 |
| Tier 1 (core) risk-based capital | $42,990,000 | 1,486 |
| Tier 2 risk-based capital | $4,604,000 | 1,188 |
| Total risk weighted assets | $364,961,000 | 1,243 |
| Total unused commitments | $40,787,000 | 1,499 |
| Derivatives | $29,934,000 | 323 |
| 2010-12-31 | Rank | |
| # of Employees: | 56 | 2,748 |
| Assets and Liabilities | ||
| Total Assets: | $431,013,000 | 1,547 |
| Cash and due from depository institutions | $16,501,000 | 2,748 |
| Interest-bearing balances | $10,567,000 | 2,685 |
| Securities | $41,202,000 | 2,835 |
| Federal funds sold & reverse repurchase agreements | $54,475,000 | 109 |
| Net loans & leases | $304,568,000 | 1,435 |
| Loan loss allowance | $7,806,000 | 1,060 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $584,000 | 6,014 |
| Other real estate owned | $0 | 2,748 |
| Goodwill and other intangibles | $360,000 | 2,120 |
| All other assets | $13,323,000 | 1,548 |
| Life insurance assets | $3,478,000 | 1,685 |
| Total liabilities and capital | $431,013,000 | 1,547 |
| Total liabilities | $388,442,000 | 1,539 |
| Total deposits | $372,353,000 | 1,479 |
| Interest-bearing deposits | $291,396,000 | 1,625 |
| Deposits held in domestic offices | $372,353,000 | 1,476 |
| % insured | 52.52% | 7,534 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,788,000 | 2,462 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $7,301,000 | 737 |
| Total equity capital | $42,571,000 | 1,572 |
| Total bank equity capital | $42,571,000 | 1,569 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $6,581,000 | 745 |
| Surplus | $23,864,000 | 1,340 |
| Undivided profits | $12,126,000 | 2,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $8,488,000 | 1,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $558,000 | 502 |
| Income earned, not collected on loans | $1,414,000 | 2,141 |
| Earning assets | $410,812,000 | 1,487 |
| Long-term assets (5+ years) | $80,191,000 | 1,688 |
| Average Assets, year-to-date | $402,597,800 | 1,641 |
| Average Assets, quarterly | $427,549,000 | 1,561 |
| Volatile liabilities | $75,671,000 | 1,758 |
| Insider loans | $1,860,000 | 2,969 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $40,173,000 | 1,497 |
| Tier 1 (core) risk-based capital | $42,519,000 | 1,496 |
| Tier 2 risk-based capital | $4,497,000 | 1,238 |
| Total risk weighted assets | $356,324,000 | 1,294 |
| Total unused commitments | $40,173,000 | 1,498 |
| Derivatives | $30,160,000 | 345 |
| 2010-09-30 | Rank | |
| # of Employees: | 56 | 2,757 |
| Assets and Liabilities | ||
| Total Assets: | $424,085,000 | 1,597 |
| Cash and due from depository institutions | $13,003,000 | 2,757 |
| Interest-bearing balances | $0 | 7,196 |
| Securities | $23,656,000 | 3,991 |
| Federal funds sold & reverse repurchase agreements | $56,710,000 | 108 |
| Net loans & leases | $316,226,000 | 1,396 |
| Loan loss allowance | $8,100,000 | 1,028 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $650,000 | 5,975 |
| Other real estate owned | $0 | 2,757 |
| Goodwill and other intangibles | $351,000 | 2,136 |
| All other assets | $13,489,000 | 1,542 |
| Life insurance assets | $3,448,000 | 1,685 |
| Total liabilities and capital | $424,085,000 | 1,597 |
| Total liabilities | $381,543,000 | 1,599 |
| Total deposits | $370,886,000 | 1,495 |
| Interest-bearing deposits | $290,397,000 | 1,669 |
| Deposits held in domestic offices | $370,886,000 | 1,493 |
| % insured | 42.57% | 7,674 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $1,903,000 | 4,215 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $8,754,000 | 691 |
| Total equity capital | $42,542,000 | 1,612 |
| Total bank equity capital | $42,542,000 | 1,612 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $6,563,000 | 752 |
| Surplus | $23,864,000 | 1,328 |
| Undivided profits | $12,115,000 | 2,622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $4,506,000 | 2,436 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,319,000 | 2,464 |
| Earning assets | $396,592,000 | 1,561 |
| Long-term assets (5+ years) | $80,705,000 | 1,658 |
| Average Assets, year-to-date | $395,494,000 | 1,693 |
| Average Assets, quarterly | $396,290,500 | 1,701 |
| Volatile liabilities | $61,309,000 | 2,189 |
| Insider loans | $1,878,000 | 2,992 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $40,220,000 | 1,529 |
| Tier 1 (core) risk-based capital | $42,221,000 | 1,505 |
| Tier 2 risk-based capital | $4,574,000 | 1,230 |
| Total risk weighted assets | $362,280,000 | 1,289 |
| Total unused commitments | $40,220,000 | 1,530 |
| Derivatives | $30,377,000 | 411 |
| 2010-06-30 | Rank | |
| # of Employees: | 57 | 2,753 |
| Assets and Liabilities | ||
| Total Assets: | $368,496,000 | 1,820 |
| Cash and due from depository institutions | $11,348,000 | 2,753 |
| Interest-bearing balances | $55,000 | 6,766 |
| Securities | $20,166,000 | 4,371 |
| Federal funds sold & reverse repurchase agreements | $2,415,000 | 2,428 |
| Net loans & leases | $319,335,000 | 1,399 |
| Loan loss allowance | $7,622,000 | 1,101 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $726,000 | 5,881 |
| Other real estate owned | $0 | 2,753 |
| Goodwill and other intangibles | $312,000 | 2,211 |
| All other assets | $14,194,000 | 1,513 |
| Life insurance assets | $3,418,000 | 1,692 |
| Total liabilities and capital | $368,496,000 | 1,820 |
| Total liabilities | $326,304,000 | 1,849 |
| Total deposits | $301,907,000 | 1,831 |
| Interest-bearing deposits | $225,942,000 | 2,100 |
| Deposits held in domestic offices | $301,907,000 | 1,828 |
| % insured | 40.44% | 7,753 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,598,000 | 1,861 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,799,000 | 721 |
| Total equity capital | $42,192,000 | 1,599 |
| Total bank equity capital | $42,192,000 | 1,597 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $6,559,000 | 761 |
| Surplus | $23,864,000 | 1,321 |
| Undivided profits | $11,769,000 | 2,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,821,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $199,000 | 791 |
| Income earned, not collected on loans | $1,311,000 | 2,404 |
| Earning assets | $341,971,000 | 1,792 |
| Long-term assets (5+ years) | $84,575,000 | 1,589 |
| Average Assets, year-to-date | $385,963,670 | 1,743 |
| Average Assets, quarterly | $395,983,500 | 1,709 |
| Volatile liabilities | $50,393,000 | 2,609 |
| Insider loans | $1,894,000 | 3,060 |
| FHLB advances | $14,000,000 | 1,965 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $41,175,000 | 1,495 |
| Tier 1 (core) risk-based capital | $41,968,000 | 1,507 |
| Tier 2 risk-based capital | $4,488,000 | 1,281 |
| Total risk weighted assets | $355,986,000 | 1,329 |
| Total unused commitments | $41,175,000 | 1,498 |
| Derivatives | $31,814,000 | 329 |
| 2010-03-31 | Rank | |
| # of Employees: | 56 | 2,832 |
| Assets and Liabilities | ||
| Total Assets: | $423,471,000 | 1,658 |
| Cash and due from depository institutions | $8,970,000 | 2,832 |
| Interest-bearing balances | $51,000 | 6,827 |
| Securities | $18,549,000 | 4,603 |
| Federal funds sold & reverse repurchase agreements | $59,975,000 | 126 |
| Net loans & leases | $320,677,000 | 1,429 |
| Loan loss allowance | $7,423,000 | 1,155 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $786,000 | 5,872 |
| Other real estate owned | $0 | 2,832 |
| Goodwill and other intangibles | $320,000 | 2,217 |
| All other assets | $14,194,000 | 1,555 |
| Life insurance assets | $3,388,000 | 1,697 |
| Total liabilities and capital | $423,471,000 | 1,658 |
| Total liabilities | $381,749,000 | 1,655 |
| Total deposits | $374,567,000 | 1,532 |
| Interest-bearing deposits | $229,918,000 | 2,115 |
| Deposits held in domestic offices | $374,567,000 | 1,531 |
| % insured | 32.16% | 7,880 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $919,000 | 4,764 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,263,000 | 874 |
| Total equity capital | $41,722,000 | 1,620 |
| Total bank equity capital | $41,722,000 | 1,617 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,505,000 | 778 |
| Surplus | $23,864,000 | 1,344 |
| Undivided profits | $11,353,000 | 2,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,755,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $171,000 | 808 |
| Income earned, not collected on loans | $1,383,000 | 2,358 |
| Earning assets | $399,252,000 | 1,603 |
| Long-term assets (5+ years) | $89,016,000 | 1,532 |
| Average Assets, year-to-date | $394,697,500 | 1,748 |
| Average Assets, quarterly | $394,697,500 | 1,748 |
| Volatile liabilities | $50,145,000 | 2,699 |
| Insider loans | $1,898,000 | 3,092 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $45,119,000 | 1,442 |
| Tier 1 (core) risk-based capital | $41,612,000 | 1,522 |
| Tier 2 risk-based capital | $4,621,000 | 1,287 |
| Total risk weighted assets | $366,750,000 | 1,335 |
| Total unused commitments | $45,119,000 | 1,445 |
| Derivatives | $30,789,000 | 328 |
| 2009-12-31 | Rank | |
| # of Employees: | 56 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $365,924,000 | 1,887 |
| Cash and due from depository institutions | $5,767,000 | 2,860 |
| Interest-bearing balances | $0 | 7,263 |
| Securities | $14,870,000 | 5,037 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 2,704 |
| Net loans & leases | $327,645,000 | 1,432 |
| Loan loss allowance | $7,151,000 | 1,196 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $857,000 | 5,808 |
| Other real estate owned | $0 | 2,860 |
| Goodwill and other intangibles | $318,000 | 2,229 |
| All other assets | $14,192,000 | 1,601 |
| Life insurance assets | $3,359,000 | 1,711 |
| Total liabilities and capital | $365,924,000 | 1,887 |
| Total liabilities | $327,670,000 | 1,909 |
| Total deposits | $298,817,000 | 1,890 |
| Interest-bearing deposits | $224,902,000 | 2,141 |
| Deposits held in domestic offices | $298,817,000 | 1,888 |
| % insured | 37.84% | 7,938 |
| Federal funds purchased & repurchase agreements | $10,000,000 | 1,052 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,000,000 | 2,398 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,853,000 | 903 |
| Total equity capital | $38,254,000 | 1,749 |
| Total bank equity capital | $38,254,000 | 1,746 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,285,000 | 798 |
| Surplus | $20,864,000 | 1,518 |
| Undivided profits | $11,105,000 | 2,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $6,642,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 766 |
| Income earned, not collected on loans | $1,458,000 | 2,329 |
| Earning assets | $344,790,000 | 1,822 |
| Long-term assets (5+ years) | $84,324,000 | 1,597 |
| Average Assets, year-to-date | $394,162,600 | 1,741 |
| Average Assets, quarterly | $383,853,000 | 1,804 |
| Volatile liabilities | $60,590,000 | 2,327 |
| Insider loans | $1,912,000 | 3,141 |
| FHLB advances | $13,000,000 | 2,288 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $46,442,000 | 1,425 |
| Tier 1 (core) risk-based capital | $38,144,000 | 1,655 |
| Tier 2 risk-based capital | $4,569,000 | 1,315 |
| Total risk weighted assets | $362,725,000 | 1,387 |
| Total unused commitments | $46,442,000 | 1,426 |
| Derivatives | $30,997,000 | 323 |
| 2009-09-30 | Rank | |
| # of Employees: | 61 | 2,669 |
| Assets and Liabilities | ||
| Total Assets: | $401,782,000 | 1,745 |
| Cash and due from depository institutions | $8,653,000 | 2,669 |
| Interest-bearing balances | $0 | 7,292 |
| Securities | $12,128,000 | 5,466 |
| Federal funds sold & reverse repurchase agreements | $24,655,000 | 347 |
| Net loans & leases | $342,866,000 | 1,408 |
| Loan loss allowance | $7,080,000 | 1,126 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $944,000 | 5,727 |
| Other real estate owned | $0 | 2,669 |
| Goodwill and other intangibles | $238,000 | 2,412 |
| All other assets | $12,298,000 | 1,591 |
| Life insurance assets | $3,327,000 | 1,717 |
| Total liabilities and capital | $401,782,000 | 1,745 |
| Total liabilities | $363,805,000 | 1,735 |
| Total deposits | $316,794,000 | 1,788 |
| Interest-bearing deposits | $241,348,000 | 2,013 |
| Deposits held in domestic offices | $316,794,000 | 1,786 |
| % insured | 36.75% | 8,016 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $40,000,000 | 1,157 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,011,000 | 856 |
| Total equity capital | $37,977,000 | 1,831 |
| Total bank equity capital | $37,977,000 | 1,830 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,269,000 | 808 |
| Surplus | $20,864,000 | 1,527 |
| Undivided profits | $10,844,000 | 2,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $6,847,000 | 1,918 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,592,000 | 2,283 |
| Earning assets | $379,649,000 | 1,702 |
| Long-term assets (5+ years) | $87,650,000 | 1,533 |
| Average Assets, year-to-date | $401,222,250 | 1,726 |
| Average Assets, quarterly | $399,750,500 | 1,745 |
| Volatile liabilities | $111,748,000 | 1,371 |
| Insider loans | $1,921,000 | 3,145 |
| FHLB advances | $40,000,000 | 1,080 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $48,487,000 | 1,438 |
| Tier 1 (core) risk-based capital | $37,906,000 | 1,699 |
| Tier 2 risk-based capital | $4,762,000 | 1,275 |
| Total risk weighted assets | $378,424,000 | 1,349 |
| Total unused commitments | $48,487,000 | 1,439 |
| Derivatives | $32,247,000 | 329 |
| 2009-06-30 | Rank | |
| # of Employees: | 59 | 2,797 |
| Assets and Liabilities | ||
| Total Assets: | $397,719,000 | 1,783 |
| Cash and due from depository institutions | $8,089,000 | 2,797 |
| Interest-bearing balances | $0 | 7,302 |
| Securities | $13,739,000 | 5,232 |
| Federal funds sold & reverse repurchase agreements | $13,840,000 | 711 |
| Net loans & leases | $348,494,000 | 1,415 |
| Loan loss allowance | $5,919,000 | 1,295 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,037,000 | 5,644 |
| Other real estate owned | $0 | 2,797 |
| Goodwill and other intangibles | $195,000 | 2,520 |
| All other assets | $12,325,000 | 1,609 |
| Life insurance assets | $3,301,000 | 1,733 |
| Total liabilities and capital | $397,719,000 | 1,783 |
| Total liabilities | $359,868,000 | 1,777 |
| Total deposits | $303,506,000 | 1,863 |
| Interest-bearing deposits | $230,554,000 | 2,096 |
| Deposits held in domestic offices | $303,506,000 | 1,860 |
| % insured | 23.42% | 8,103 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $50,000,000 | 1,000 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,362,000 | 958 |
| Total equity capital | $37,851,000 | 1,813 |
| Total bank equity capital | $37,851,000 | 1,813 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,265,000 | 816 |
| Surplus | $20,864,000 | 1,528 |
| Undivided profits | $10,722,000 | 2,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,919,000 | 2,273 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,486,000 | 2,350 |
| Earning assets | $376,073,000 | 1,723 |
| Long-term assets (5+ years) | $86,681,000 | 1,538 |
| Average Assets, year-to-date | $401,035,670 | 1,749 |
| Average Assets, quarterly | $399,640,000 | 1,768 |
| Volatile liabilities | $121,675,000 | 1,268 |
| Insider loans | $1,929,000 | 3,194 |
| FHLB advances | $50,000,000 | 917 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $47,629,000 | 1,535 |
| Tier 1 (core) risk-based capital | $37,723,000 | 1,724 |
| Tier 2 risk-based capital | $4,811,000 | 1,267 |
| Total risk weighted assets | $383,611,000 | 1,364 |
| Total unused commitments | $47,629,000 | 1,537 |
| Derivatives | $32,455,000 | 347 |
| 2009-03-31 | Rank | |
| # of Employees: | 61 | 2,714 |
| Assets and Liabilities | ||
| Total Assets: | $401,561,000 | 1,774 |
| Cash and due from depository institutions | $8,570,000 | 2,714 |
| Interest-bearing balances | $0 | 7,240 |
| Securities | $14,775,000 | 5,128 |
| Federal funds sold & reverse repurchase agreements | $13,830,000 | 853 |
| Net loans & leases | $352,043,000 | 1,402 |
| Loan loss allowance | $4,735,000 | 1,504 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,125,000 | 5,557 |
| Other real estate owned | $0 | 2,714 |
| Goodwill and other intangibles | $213,000 | 2,479 |
| All other assets | $11,005,000 | 1,739 |
| Life insurance assets | $3,271,000 | 1,740 |
| Total liabilities and capital | $401,561,000 | 1,774 |
| Total liabilities | $364,151,000 | 1,769 |
| Total deposits | $315,598,000 | 1,802 |
| Interest-bearing deposits | $241,990,000 | 1,986 |
| Deposits held in domestic offices | $315,598,000 | 1,799 |
| % insured | 21.73% | 8,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $40,000,000 | 1,265 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $8,553,000 | 752 |
| Total equity capital | $37,410,000 | 1,844 |
| Total bank equity capital | $37,410,000 | 1,843 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,829,000 | 897 |
| Surplus | $20,864,000 | 1,515 |
| Undivided profits | $10,717,000 | 2,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $322,000 | 6,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $304,000 | 544 |
| Income earned, not collected on loans | $1,608,000 | 2,228 |
| Earning assets | $380,648,000 | 1,724 |
| Long-term assets (5+ years) | $78,847,000 | 1,618 |
| Average Assets, year-to-date | $402,694,000 | 1,746 |
| Average Assets, quarterly | $402,694,000 | 1,746 |
| Volatile liabilities | $126,279,000 | 1,225 |
| Insider loans | $1,936,000 | 3,194 |
| FHLB advances | $40,000,000 | 1,175 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $54,863,000 | 1,427 |
| Tier 1 (core) risk-based capital | $37,257,000 | 1,755 |
| Tier 2 risk-based capital | $4,880,000 | 1,230 |
| Total risk weighted assets | $390,290,000 | 1,351 |
| Total unused commitments | $54,863,000 | 1,428 |
| Derivatives | $32,658,000 | 392 |
| 2008-12-31 | Rank | |
| # of Employees: | 62 | 2,707 |
| Assets and Liabilities | ||
| Total Assets: | $403,827,000 | 1,740 |
| Cash and due from depository institutions | $17,436,000 | 2,707 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $17,422,000 | 4,765 |
| Federal funds sold & reverse repurchase agreements | $4,985,000 | 1,886 |
| Net loans & leases | $352,059,000 | 1,419 |
| Loan loss allowance | $4,285,000 | 1,586 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,209,000 | 5,484 |
| Other real estate owned | $0 | 2,707 |
| Goodwill and other intangibles | $222,000 | 2,459 |
| All other assets | $10,494,000 | 1,821 |
| Life insurance assets | $3,242,000 | 1,753 |
| Total liabilities and capital | $403,827,000 | 1,740 |
| Total liabilities | $366,721,000 | 1,732 |
| Total deposits | $307,705,000 | 1,790 |
| Interest-bearing deposits | $239,267,000 | 1,955 |
| Deposits held in domestic offices | $307,705,000 | 1,787 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $50,000,000 | 1,158 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,016,000 | 735 |
| Total equity capital | $37,106,000 | 1,817 |
| Total bank equity capital | $37,106,000 | 1,817 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,825,000 | 892 |
| Surplus | $20,864,000 | 1,485 |
| Undivided profits | $10,417,000 | 2,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,627,000 | 2,338 |
| Earning assets | $374,466,000 | 1,722 |
| Long-term assets (5+ years) | $77,876,000 | 1,616 |
| Average Assets, year-to-date | $376,863,600 | 1,793 |
| Average Assets, quarterly | $395,303,500 | 1,756 |
| Volatile liabilities | $135,268,000 | 1,134 |
| Insider loans | $1,942,000 | 3,204 |
| FHLB advances | $50,000,000 | 1,065 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $61,781,000 | 1,326 |
| Tier 1 (core) risk-based capital | $36,904,000 | 1,724 |
| Tier 2 risk-based capital | $4,430,000 | 1,320 |
| Total risk weighted assets | $395,420,000 | 1,327 |
| Total unused commitments | $61,781,000 | 1,328 |
| Derivatives | $32,876,000 | 338 |
| 2008-09-30 | Rank | |
| # of Employees: | 64 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $386,780,000 | 1,798 |
| Cash and due from depository institutions | $11,815,000 | 2,648 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $17,769,000 | 4,659 |
| Federal funds sold & reverse repurchase agreements | $9,330,000 | 1,325 |
| Net loans & leases | $335,701,000 | 1,480 |
| Loan loss allowance | $3,988,000 | 1,554 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,292,000 | 5,394 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $240,000 | 2,477 |
| All other assets | $10,633,000 | 1,789 |
| Life insurance assets | $3,213,000 | 1,755 |
| Total liabilities and capital | $386,780,000 | 1,798 |
| Total liabilities | $350,624,000 | 1,786 |
| Total deposits | $343,897,000 | 1,587 |
| Interest-bearing deposits | $258,181,000 | 1,823 |
| Deposits held in domestic offices | $343,897,000 | 1,583 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,727,000 | 884 |
| Total equity capital | $36,156,000 | 1,881 |
| Total bank equity capital | $36,156,000 | 1,881 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,815,000 | 893 |
| Surplus | $20,864,000 | 1,454 |
| Undivided profits | $9,477,000 | 3,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,436,000 | 2,749 |
| Earning assets | $362,800,000 | 1,763 |
| Long-term assets (5+ years) | $68,117,000 | 1,765 |
| Average Assets, year-to-date | $370,122,750 | 1,831 |
| Average Assets, quarterly | $387,615,500 | 1,777 |
| Volatile liabilities | $88,084,000 | 1,647 |
| Insider loans | $1,948,000 | 3,202 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $65,925,000 | 1,334 |
| Tier 1 (core) risk-based capital | $36,080,000 | 1,802 |
| Tier 2 risk-based capital | $4,168,000 | 1,360 |
| Total risk weighted assets | $379,794,000 | 1,380 |
| Total unused commitments | $65,925,000 | 1,336 |
| Derivatives | $33,073,000 | 292 |
| 2008-06-30 | Rank | |
| # of Employees: | 64 | 2,674 |
| Assets and Liabilities | ||
| Total Assets: | $388,451,000 | 1,781 |
| Cash and due from depository institutions | $14,341,000 | 2,674 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $9,114,000 | 6,085 |
| Federal funds sold & reverse repurchase agreements | $39,850,000 | 293 |
| Net loans & leases | $313,000,000 | 1,569 |
| Loan loss allowance | $3,693,000 | 1,583 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,365,000 | 5,342 |
| Other real estate owned | $0 | 2,674 |
| Goodwill and other intangibles | $299,000 | 2,399 |
| All other assets | $10,482,000 | 1,779 |
| Life insurance assets | $3,183,000 | 1,761 |
| Total liabilities and capital | $388,451,000 | 1,781 |
| Total liabilities | $354,751,000 | 1,759 |
| Total deposits | $349,606,000 | 1,550 |
| Interest-bearing deposits | $257,754,000 | 1,797 |
| Deposits held in domestic offices | $349,606,000 | 1,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $5,145,000 | 1,097 |
| Total equity capital | $33,700,000 | 2,049 |
| Total bank equity capital | $33,700,000 | 2,049 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,815,000 | 884 |
| Surplus | $18,864,000 | 1,588 |
| Undivided profits | $9,021,000 | 3,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,307,000 | 2,914 |
| Earning assets | $361,964,000 | 1,751 |
| Long-term assets (5+ years) | $68,193,000 | 1,757 |
| Average Assets, year-to-date | $364,570,330 | 1,856 |
| Average Assets, quarterly | $368,841,500 | 1,850 |
| Volatile liabilities | $90,352,000 | 1,586 |
| Insider loans | $1,953,000 | 3,194 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $69,584,000 | 1,310 |
| Tier 1 (core) risk-based capital | $33,649,000 | 1,956 |
| Tier 2 risk-based capital | $3,838,000 | 1,436 |
| Total risk weighted assets | $366,015,000 | 1,436 |
| Total unused commitments | $69,584,000 | 1,311 |
| Derivatives | $33,266,000 | 298 |
| 2008-03-31 | Rank | |
| # of Employees: | 67 | 2,567 |
| Assets and Liabilities | ||
| Total Assets: | $349,232,000 | 1,934 |
| Cash and due from depository institutions | $11,713,000 | 2,567 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $12,705,000 | 5,480 |
| Federal funds sold & reverse repurchase agreements | $11,670,000 | 1,506 |
| Net loans & leases | $301,414,000 | 1,604 |
| Loan loss allowance | $3,595,000 | 1,580 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,389,000 | 5,318 |
| Other real estate owned | $0 | 2,567 |
| Goodwill and other intangibles | $275,000 | 2,431 |
| All other assets | $10,066,000 | 1,769 |
| Life insurance assets | $3,154,000 | 1,761 |
| Total liabilities and capital | $349,232,000 | 1,934 |
| Total liabilities | $316,004,000 | 1,921 |
| Total deposits | $309,598,000 | 1,743 |
| Interest-bearing deposits | $217,316,000 | 2,119 |
| Deposits held in domestic offices | $309,598,000 | 1,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,406,000 | 977 |
| Total equity capital | $33,228,000 | 2,123 |
| Total bank equity capital | $33,228,000 | 2,123 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,588,000 | 903 |
| Surplus | $18,864,000 | 1,574 |
| Undivided profits | $8,776,000 | 3,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,537,000 | 2,556 |
| Earning assets | $325,789,000 | 1,905 |
| Long-term assets (5+ years) | $65,691,000 | 1,738 |
| Average Assets, year-to-date | $352,630,000 | 1,907 |
| Average Assets, quarterly | $352,630,000 | 1,907 |
| Volatile liabilities | $65,320,000 | 2,098 |
| Insider loans | $1,954,000 | 3,145 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $60,497,000 | 1,516 |
| Tier 1 (core) risk-based capital | $33,162,000 | 1,988 |
| Tier 2 risk-based capital | $3,740,000 | 1,438 |
| Total risk weighted assets | $342,215,000 | 1,502 |
| Total unused commitments | $60,497,000 | 1,517 |
| Derivatives | $33,446,000 | 315 |
| 2007-12-31 | Rank | |
| # of Employees: | 66 | 2,614 |
| Assets and Liabilities | ||
| Total Assets: | $356,028,000 | 1,905 |
| Cash and due from depository institutions | $7,288,000 | 2,614 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $14,718,000 | 5,199 |
| Federal funds sold & reverse repurchase agreements | $29,490,000 | 434 |
| Net loans & leases | $292,591,000 | 1,638 |
| Loan loss allowance | $3,560,000 | 1,558 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,475,000 | 5,221 |
| Other real estate owned | $0 | 2,614 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,466,000 | 1,722 |
| Life insurance assets | $3,126,000 | 1,761 |
| Total liabilities and capital | $356,028,000 | 1,905 |
| Total liabilities | $323,508,000 | 1,879 |
| Total deposits | $303,583,000 | 1,761 |
| Interest-bearing deposits | $217,466,000 | 2,091 |
| Deposits held in domestic offices | $303,583,000 | 1,755 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $15,000,000 | 2,203 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,925,000 | 1,202 |
| Total equity capital | $32,520,000 | 2,146 |
| Total bank equity capital | $32,520,000 | 2,146 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,326,000 | 927 |
| Surplus | $18,864,000 | 1,550 |
| Undivided profits | $8,330,000 | 3,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,790,000 | 2,391 |
| Earning assets | $336,799,000 | 1,851 |
| Long-term assets (5+ years) | $57,110,000 | 1,814 |
| Average Assets, year-to-date | $338,514,000 | 1,900 |
| Average Assets, quarterly | $347,809,500 | 1,911 |
| Volatile liabilities | $82,081,000 | 1,706 |
| Insider loans | $1,964,000 | 3,087 |
| FHLB advances | $15,000,000 | 2,097 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $61,409,000 | 1,514 |
| Tier 1 (core) risk-based capital | $32,504,000 | 2,025 |
| Tier 2 risk-based capital | $3,705,000 | 1,443 |
| Total risk weighted assets | $339,101,000 | 1,501 |
| Total unused commitments | $61,409,000 | 1,515 |
| Derivatives | $31,933,000 | 294 |
| 2007-09-30 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $339,591,000 | 1,940 |
| Cash and due from depository institutions | $11,482,000 | 2,692 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $14,892,000 | 5,199 |
| Federal funds sold & reverse repurchase agreements | $13,990,000 | 998 |
| Net loans & leases | $287,713,000 | 1,631 |
| Loan loss allowance | $3,560,000 | 1,509 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,523,000 | 5,147 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,991,000 | 1,773 |
| Life insurance assets | $3,097,000 | 1,726 |
| Total liabilities and capital | $339,591,000 | 1,940 |
| Total liabilities | $307,921,000 | 1,922 |
| Total deposits | $303,647,000 | 1,745 |
| Interest-bearing deposits | $220,963,000 | 2,048 |
| Deposits held in domestic offices | $303,647,000 | 1,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $4,274,000 | 1,338 |
| Total equity capital | $31,670,000 | 2,174 |
| Total bank equity capital | $31,670,000 | 2,174 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,326,000 | 901 |
| Surplus | $18,864,000 | 1,518 |
| Undivided profits | $7,480,000 | 3,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,581,000 | 2,837 |
| Earning assets | $316,595,000 | 1,911 |
| Long-term assets (5+ years) | $54,230,000 | 1,828 |
| Average Assets, year-to-date | $334,135,500 | 1,917 |
| Average Assets, quarterly | $339,427,000 | 1,922 |
| Volatile liabilities | $71,778,000 | 1,904 |
| Insider loans | $1,969,000 | 3,044 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $67,216,000 | 1,430 |
| Tier 1 (core) risk-based capital | $31,685,000 | 2,070 |
| Tier 2 risk-based capital | $3,680,000 | 1,439 |
| Total risk weighted assets | $336,151,000 | 1,502 |
| Total unused commitments | $67,216,000 | 1,430 |
| Derivatives | $28,005,000 | 325 |
| 2007-06-30 | Rank | |
| # of Employees: | 64 | 2,741 |
| Assets and Liabilities | ||
| Total Assets: | $339,263,000 | 1,940 |
| Cash and due from depository institutions | $10,671,000 | 2,741 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,225,000 | 4,853 |
| Federal funds sold & reverse repurchase agreements | $21,270,000 | 722 |
| Net loans & leases | $278,411,000 | 1,684 |
| Loan loss allowance | $3,360,000 | 1,595 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,590,000 | 5,070 |
| Other real estate owned | $0 | 2,741 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $10,096,000 | 1,763 |
| Life insurance assets | $3,068,000 | 1,734 |
| Total liabilities and capital | $339,263,000 | 1,940 |
| Total liabilities | $308,409,000 | 1,920 |
| Total deposits | $297,409,000 | 1,803 |
| Interest-bearing deposits | $192,222,000 | 2,314 |
| Deposits held in domestic offices | $297,409,000 | 1,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,000,000 | 1,715 |
| Total equity capital | $30,854,000 | 2,198 |
| Total bank equity capital | $30,854,000 | 2,198 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,128,000 | 917 |
| Surplus | $18,864,000 | 1,518 |
| Undivided profits | $6,862,000 | 3,944 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,417,000 | 2,931 |
| Earning assets | $316,906,000 | 1,916 |
| Long-term assets (5+ years) | $54,331,000 | 1,788 |
| Average Assets, year-to-date | $332,317,000 | 1,950 |
| Average Assets, quarterly | $336,300,000 | 1,947 |
| Volatile liabilities | $77,659,000 | 1,753 |
| Insider loans | $1,953,000 | 3,031 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $66,881,000 | 1,457 |
| Tier 1 (core) risk-based capital | $30,917,000 | 2,120 |
| Tier 2 risk-based capital | $3,485,000 | 1,521 |
| Total risk weighted assets | $326,994,000 | 1,543 |
| Total unused commitments | $66,881,000 | 1,458 |
| Derivatives | $29,246,000 | 348 |
| 2007-03-31 | Rank | |
| # of Employees: | 65 | 2,678 |
| Assets and Liabilities | ||
| Total Assets: | $333,337,000 | 1,971 |
| Cash and due from depository institutions | $9,046,000 | 2,678 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $19,273,000 | 4,587 |
| Federal funds sold & reverse repurchase agreements | $30,300,000 | 600 |
| Net loans & leases | $263,811,000 | 1,749 |
| Loan loss allowance | $3,185,000 | 1,653 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,682,000 | 4,919 |
| Other real estate owned | $0 | 2,678 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $9,225,000 | 1,841 |
| Life insurance assets | $3,041,000 | 1,722 |
| Total liabilities and capital | $333,337,000 | 1,971 |
| Total liabilities | $303,422,000 | 1,954 |
| Total deposits | $300,415,000 | 1,788 |
| Interest-bearing deposits | $277,070,000 | 1,689 |
| Deposits held in domestic offices | $300,415,000 | 1,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,007,000 | 1,776 |
| Total equity capital | $29,915,000 | 2,273 |
| Total bank equity capital | $29,915,000 | 2,273 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,866,000 | 991 |
| Surplus | $18,864,000 | 1,489 |
| Undivided profits | $6,185,000 | 4,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,437,000 | 2,790 |
| Earning assets | $313,384,000 | 1,932 |
| Long-term assets (5+ years) | $44,641,000 | 2,013 |
| Average Assets, year-to-date | $328,844,000 | 1,980 |
| Average Assets, quarterly | $328,844,000 | 1,980 |
| Volatile liabilities | $73,278,000 | 1,825 |
| Insider loans | $1,956,000 | 3,029 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $58,800,000 | 1,618 |
| Tier 1 (core) risk-based capital | $29,985,000 | 2,157 |
| Tier 2 risk-based capital | $3,314,000 | 1,585 |
| Total risk weighted assets | $313,332,000 | 1,586 |
| Total unused commitments | $58,800,000 | 1,620 |
| Derivatives | $23,167,000 | 373 |
| 2006-12-31 | Rank | |
| # of Employees: | 59 | 2,924 |
| Assets and Liabilities | ||
| Total Assets: | $324,351,000 | 2,006 |
| Cash and due from depository institutions | $14,467,000 | 2,924 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $27,292,000 | 3,697 |
| Federal funds sold & reverse repurchase agreements | $7,695,000 | 2,100 |
| Net loans & leases | $264,206,000 | 1,742 |
| Loan loss allowance | $3,060,000 | 1,700 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,460,000 | 5,222 |
| Other real estate owned | $0 | 2,924 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $9,231,000 | 1,847 |
| Life insurance assets | $3,014,000 | 1,699 |
| Total liabilities and capital | $324,351,000 | 2,006 |
| Total liabilities | $295,126,000 | 1,988 |
| Total deposits | $287,254,000 | 1,837 |
| Interest-bearing deposits | $258,069,000 | 1,766 |
| Deposits held in domestic offices | $287,254,000 | 1,832 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,000,000 | 3,410 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,872,000 | 1,801 |
| Total equity capital | $29,225,000 | 2,295 |
| Total bank equity capital | $29,225,000 | 2,295 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,866,000 | 975 |
| Surplus | $18,864,000 | 1,458 |
| Undivided profits | $5,495,000 | 4,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 5,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 674 |
| Income earned, not collected on loans | $1,468,000 | 2,842 |
| Earning assets | $299,193,000 | 1,993 |
| Long-term assets (5+ years) | $49,686,000 | 1,864 |
| Average Assets, year-to-date | $291,960,400 | 2,129 |
| Average Assets, quarterly | $320,034,000 | 2,010 |
| Volatile liabilities | $76,860,000 | 1,893 |
| Insider loans | $1,962,000 | 3,010 |
| FHLB advances | $5,000,000 | 3,275 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $50,318,000 | 1,814 |
| Tier 1 (core) risk-based capital | $29,327,000 | 2,176 |
| Tier 2 risk-based capital | $3,170,000 | 1,624 |
| Total risk weighted assets | $308,738,000 | 1,580 |
| Total unused commitments | $50,318,000 | 1,814 |
| Derivatives | $22,541,000 | 366 |
| 2006-09-30 | Rank | |
| # of Employees: | 71 | 2,488 |
| Assets and Liabilities | ||
| Total Assets: | $315,717,000 | 2,043 |
| Cash and due from depository institutions | $10,685,000 | 2,488 |
| Interest-bearing balances | $100,000 | 4,745 |
| Securities | $27,436,000 | 3,728 |
| Federal funds sold & reverse repurchase agreements | $35,835,000 | 376 |
| Net loans & leases | $229,655,000 | 1,962 |
| Loan loss allowance | $2,839,000 | 1,840 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $466,000 | 7,106 |
| Other real estate owned | $0 | 2,488 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,640,000 | 1,519 |
| Life insurance assets | $2,987,000 | 1,673 |
| Total liabilities and capital | $315,717,000 | 2,043 |
| Total liabilities | $288,428,000 | 2,020 |
| Total deposits | $284,533,000 | 1,826 |
| Interest-bearing deposits | $265,442,000 | 1,701 |
| Deposits held in domestic offices | $284,533,000 | 1,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,895,000 | 1,386 |
| Total equity capital | $27,289,000 | 2,415 |
| Total bank equity capital | $27,289,000 | 2,415 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,866,000 | 961 |
| Surplus | $17,864,000 | 1,517 |
| Undivided profits | $4,559,000 | 4,920 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 5,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 704 |
| Income earned, not collected on loans | $1,218,000 | 3,355 |
| Earning assets | $293,026,000 | 2,030 |
| Long-term assets (5+ years) | $79,672,000 | 1,285 |
| Average Assets, year-to-date | $283,862,750 | 2,205 |
| Average Assets, quarterly | $299,895,500 | 2,127 |
| Volatile liabilities | $65,668,000 | 2,139 |
| Insider loans | $1,966,000 | 2,987 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $51,044,000 | 1,819 |
| Tier 1 (core) risk-based capital | $27,427,000 | 2,298 |
| Tier 2 risk-based capital | $2,979,000 | 1,712 |
| Total risk weighted assets | $280,451,000 | 1,720 |
| Total unused commitments | $51,044,000 | 1,819 |
| Derivatives | $9,261,000 | 515 |
| 2006-06-30 | Rank | |
| # of Employees: | 60 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $284,074,000 | 2,253 |
| Cash and due from depository institutions | $16,858,000 | 2,941 |
| Interest-bearing balances | $100,000 | 4,795 |
| Securities | $27,640,000 | 3,697 |
| Federal funds sold & reverse repurchase agreements | $15,480,000 | 806 |
| Net loans & leases | $213,086,000 | 2,077 |
| Loan loss allowance | $2,489,000 | 2,050 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $503,000 | 7,013 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $10,507,000 | 1,645 |
| Life insurance assets | $2,960,000 | 1,655 |
| Total liabilities and capital | $284,074,000 | 2,253 |
| Total liabilities | $259,617,000 | 2,216 |
| Total deposits | $256,276,000 | 2,012 |
| Interest-bearing deposits | $231,401,000 | 1,901 |
| Deposits held in domestic offices | $256,276,000 | 2,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,341,000 | 1,440 |
| Total equity capital | $24,457,000 | 2,566 |
| Total bank equity capital | $24,457,000 | 2,566 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,669,000 | 979 |
| Surplus | $15,864,000 | 1,632 |
| Undivided profits | $3,924,000 | 5,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $118,000 | 717 |
| Income earned, not collected on loans | $1,185,000 | 3,119 |
| Earning assets | $256,306,000 | 2,277 |
| Long-term assets (5+ years) | $80,523,000 | 1,267 |
| Average Assets, year-to-date | $273,244,670 | 2,285 |
| Average Assets, quarterly | $270,975,500 | 2,324 |
| Volatile liabilities | $53,926,000 | 2,436 |
| Insider loans | $1,717,000 | 3,199 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $53,116,000 | 1,770 |
| Tier 1 (core) risk-based capital | $24,687,000 | 2,484 |
| Tier 2 risk-based capital | $2,624,000 | 1,880 |
| Total risk weighted assets | $260,668,000 | 1,802 |
| Total unused commitments | $53,116,000 | 1,771 |
| Derivatives | $4,059,000 | 639 |
| 2006-03-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $257,877,000 | 2,430 |
| Cash and due from depository institutions | $8,627,000 | 3,071 |
| Interest-bearing balances | $100,000 | 4,906 |
| Securities | $27,154,000 | 3,813 |
| Federal funds sold & reverse repurchase agreements | $7,030,000 | 2,051 |
| Net loans & leases | $205,639,000 | 2,092 |
| Loan loss allowance | $2,139,000 | 2,283 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $554,000 | 6,855 |
| Other real estate owned | $0 | 3,071 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $8,873,000 | 1,849 |
| Life insurance assets | $2,932,000 | 1,628 |
| Total liabilities and capital | $257,877,000 | 2,430 |
| Total liabilities | $235,692,000 | 2,395 |
| Total deposits | $218,332,000 | 2,326 |
| Interest-bearing deposits | $147,532,000 | 2,821 |
| Deposits held in domestic offices | $218,332,000 | 2,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 2,020 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,360,000 | 1,927 |
| Total equity capital | $22,185,000 | 2,767 |
| Total bank equity capital | $22,185,000 | 2,767 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,669,000 | 963 |
| Surplus | $14,364,000 | 1,724 |
| Undivided profits | $3,152,000 | 5,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $989,000 | 3,449 |
| Earning assets | $239,923,000 | 2,396 |
| Long-term assets (5+ years) | $72,030,000 | 1,360 |
| Average Assets, year-to-date | $267,830,000 | 2,333 |
| Average Assets, quarterly | $267,830,000 | 2,333 |
| Volatile liabilities | $57,237,000 | 2,234 |
| Insider loans | $1,720,000 | 3,142 |
| FHLB advances | $15,000,000 | 1,922 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $48,030,000 | 1,882 |
| Tier 1 (core) risk-based capital | $22,415,000 | 2,658 |
| Tier 2 risk-based capital | $2,274,000 | 2,080 |
| Total risk weighted assets | $244,360,000 | 1,852 |
| Total unused commitments | $48,030,000 | 1,882 |
| Derivatives | $1,924,000 | 723 |
| 2005-12-31 | Rank | |
| # of Employees: | 47 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $277,783,000 | 2,235 |
| Cash and due from depository institutions | $10,653,000 | 3,539 |
| Interest-bearing balances | $100,000 | 4,941 |
| Securities | $30,203,000 | 3,547 |
| Federal funds sold & reverse repurchase agreements | $45,850,000 | 287 |
| Net loans & leases | $182,298,000 | 2,287 |
| Loan loss allowance | $1,889,000 | 2,497 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $581,000 | 6,790 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,198,000 | 1,980 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $277,783,000 | 2,235 |
| Total liabilities | $256,853,000 | 2,180 |
| Total deposits | $254,674,000 | 1,985 |
| Interest-bearing deposits | $144,141,000 | 2,839 |
| Deposits held in domestic offices | $254,674,000 | 1,979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,179,000 | 2,008 |
| Total equity capital | $20,930,000 | 2,874 |
| Total bank equity capital | $20,930,000 | 2,874 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,669,000 | 948 |
| Surplus | $13,614,000 | 1,776 |
| Undivided profits | $2,647,000 | 5,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,066,000 | 3,270 |
| Earning assets | $258,451,000 | 2,203 |
| Long-term assets (5+ years) | $59,894,000 | 1,556 |
| Average Assets, year-to-date | $218,625,600 | 2,682 |
| Average Assets, quarterly | $259,804,000 | 2,379 |
| Volatile liabilities | $41,051,000 | 2,836 |
| Insider loans | $1,723,000 | 3,117 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $48,195,000 | 1,839 |
| Tier 1 (core) risk-based capital | $21,155,000 | 2,749 |
| Tier 2 risk-based capital | $1,937,000 | 2,345 |
| Total risk weighted assets | $230,626,000 | 1,908 |
| Total unused commitments | $48,195,000 | 1,839 |
| Derivatives | $1,258,000 | 719 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $241,825,000 | 2,511 |
| Cash and due from depository institutions | $18,494,000 | 3,725 |
| Interest-bearing balances | $4,100,000 | 1,263 |
| Securities | $29,875,000 | 3,560 |
| Federal funds sold & reverse repurchase agreements | $15,770,000 | 833 |
| Net loans & leases | $168,914,000 | 2,401 |
| Loan loss allowance | $1,739,000 | 2,660 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $611,000 | 6,754 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $8,161,000 | 1,934 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $241,825,000 | 2,511 |
| Total liabilities | $224,419,000 | 2,446 |
| Total deposits | $222,259,000 | 2,222 |
| Interest-bearing deposits | $108,792,000 | 3,505 |
| Deposits held in domestic offices | $222,259,000 | 2,216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,160,000 | 1,955 |
| Total equity capital | $17,406,000 | 3,332 |
| Total bank equity capital | $17,406,000 | 3,332 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,669,000 | 919 |
| Surplus | $10,639,000 | 2,095 |
| Undivided profits | $2,098,000 | 6,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,002,000 | 3,414 |
| Earning assets | $218,659,000 | 2,546 |
| Long-term assets (5+ years) | $47,502,000 | 1,832 |
| Average Assets, year-to-date | $203,836,250 | 2,823 |
| Average Assets, quarterly | $232,003,500 | 2,576 |
| Volatile liabilities | $38,593,000 | 2,855 |
| Insider loans | $1,728,000 | 3,082 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $30,415,000 | 2,497 |
| Tier 1 (core) risk-based capital | $17,593,000 | 3,205 |
| Tier 2 risk-based capital | $1,779,000 | 2,481 |
| Total risk weighted assets | $203,604,000 | 2,113 |
| Total unused commitments | $30,415,000 | 2,500 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 44 | 3,737 |
| Assets and Liabilities | ||
| Total Assets: | $222,182,000 | 2,662 |
| Cash and due from depository institutions | $12,867,000 | 3,737 |
| Interest-bearing balances | $2,900,000 | 1,605 |
| Securities | $30,394,000 | 3,546 |
| Federal funds sold & reverse repurchase agreements | $38,135,000 | 322 |
| Net loans & leases | $132,728,000 | 2,854 |
| Loan loss allowance | $1,424,000 | 3,108 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $617,000 | 6,716 |
| Other real estate owned | $0 | 3,737 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $7,441,000 | 2,009 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $222,182,000 | 2,662 |
| Total liabilities | $205,830,000 | 2,579 |
| Total deposits | $204,602,000 | 2,343 |
| Interest-bearing deposits | $106,136,000 | 3,528 |
| Deposits held in domestic offices | $204,602,000 | 2,339 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,228,000 | 2,817 |
| Total equity capital | $16,352,000 | 3,473 |
| Total bank equity capital | $16,352,000 | 3,473 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,669,000 | 897 |
| Surplus | $10,139,000 | 2,110 |
| Undivided profits | $1,544,000 | 6,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $673,000 | 4,394 |
| Earning assets | $204,157,000 | 2,647 |
| Long-term assets (5+ years) | $33,911,000 | 2,373 |
| Average Assets, year-to-date | $191,173,330 | 2,942 |
| Average Assets, quarterly | $203,214,000 | 2,830 |
| Volatile liabilities | $26,465,000 | 3,589 |
| Insider loans | $1,583,000 | 3,221 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $22,693,000 | 2,944 |
| Tier 1 (core) risk-based capital | $16,453,000 | 3,341 |
| Tier 2 risk-based capital | $1,437,000 | 2,906 |
| Total risk weighted assets | $168,264,000 | 2,430 |
| Total unused commitments | $22,693,000 | 2,944 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 40 | 3,989 |
| Assets and Liabilities | ||
| Total Assets: | $184,246,000 | 3,056 |
| Cash and due from depository institutions | $10,954,000 | 3,989 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $36,654,000 | 3,101 |
| Federal funds sold & reverse repurchase agreements | $8,405,000 | 1,471 |
| Net loans & leases | $120,957,000 | 3,034 |
| Loan loss allowance | $1,200,000 | 3,544 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $466,000 | 7,155 |
| Other real estate owned | $0 | 3,989 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,810,000 | 2,128 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $184,246,000 | 3,056 |
| Total liabilities | $168,376,000 | 3,016 |
| Total deposits | $167,543,000 | 2,785 |
| Interest-bearing deposits | $100,206,000 | 3,718 |
| Deposits held in domestic offices | $167,543,000 | 2,780 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $833,000 | 3,595 |
| Total equity capital | $15,870,000 | 3,480 |
| Total bank equity capital | $15,870,000 | 3,480 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,669,000 | 884 |
| Surplus | $10,139,000 | 2,060 |
| Undivided profits | $1,062,000 | 7,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $972,000 | 3,140 |
| Earning assets | $166,016,000 | 3,088 |
| Long-term assets (5+ years) | $30,254,000 | 2,634 |
| Average Assets, year-to-date | $175,669,000 | 3,151 |
| Average Assets, quarterly | $175,669,000 | 3,151 |
| Volatile liabilities | $16,563,000 | 4,612 |
| Insider loans | $1,586,000 | 3,216 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $19,812,000 | 3,166 |
| Tier 1 (core) risk-based capital | $16,071,000 | 3,375 |
| Tier 2 risk-based capital | $1,203,000 | 3,328 |
| Total risk weighted assets | $147,385,000 | 2,664 |
| Total unused commitments | $19,812,000 | 3,167 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 40 | 4,006 |
| Assets and Liabilities | ||
| Total Assets: | $167,092,000 | 3,305 |
| Cash and due from depository institutions | $9,957,000 | 4,006 |
| Interest-bearing balances | $3,505,000 | 1,437 |
| Securities | $33,291,000 | 3,353 |
| Federal funds sold & reverse repurchase agreements | $20,835,000 | 544 |
| Net loans & leases | $96,966,000 | 3,602 |
| Loan loss allowance | $1,053,000 | 3,872 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $387,000 | 7,437 |
| Other real estate owned | $0 | 4,006 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,656,000 | 2,418 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $167,092,000 | 3,305 |
| Total liabilities | $151,388,000 | 3,283 |
| Total deposits | $150,081,000 | 3,051 |
| Interest-bearing deposits | $90,758,000 | 3,994 |
| Deposits held in domestic offices | $150,081,000 | 3,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,307,000 | 2,618 |
| Total equity capital | $15,704,000 | 3,507 |
| Total bank equity capital | $15,704,000 | 3,507 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,669,000 | 864 |
| Surplus | $10,139,000 | 2,024 |
| Undivided profits | $896,000 | 7,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $814,000 | 3,669 |
| Earning assets | $154,597,000 | 3,286 |
| Long-term assets (5+ years) | $22,073,000 | 3,281 |
| Average Assets, year-to-date | $131,847,400 | 3,864 |
| Average Assets, quarterly | $157,889,000 | 3,426 |
| Volatile liabilities | $16,826,000 | 4,560 |
| Insider loans | $1,591,000 | 3,212 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $13,845,000 | 3,777 |
| Tier 1 (core) risk-based capital | $15,813,000 | 3,372 |
| Tier 2 risk-based capital | $1,053,000 | 3,655 |
| Total risk weighted assets | $122,071,000 | 3,118 |
| Total unused commitments | $13,845,000 | 3,778 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 39 | 4,087 |
| Assets and Liabilities | ||
| Total Assets: | $148,686,000 | 3,604 |
| Cash and due from depository institutions | $15,910,000 | 4,087 |
| Interest-bearing balances | $4,000,000 | 1,356 |
| Securities | $26,527,000 | 3,939 |
| Federal funds sold & reverse repurchase agreements | $23,064,000 | 485 |
| Net loans & leases | $77,618,000 | 4,207 |
| Loan loss allowance | $953,000 | 4,179 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $417,000 | 7,339 |
| Other real estate owned | $0 | 4,087 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $5,150,000 | 2,557 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $148,686,000 | 3,604 |
| Total liabilities | $138,478,000 | 3,493 |
| Total deposits | $137,774,000 | 3,238 |
| Interest-bearing deposits | $79,931,000 | 4,355 |
| Deposits held in domestic offices | $137,774,000 | 3,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $704,000 | 4,023 |
| Total equity capital | $10,208,000 | 4,924 |
| Total bank equity capital | $10,208,000 | 4,924 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,669,000 | 847 |
| Surplus | $5,139,000 | 3,419 |
| Undivided profits | $400,000 | 7,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $732,000 | 4,161 |
| Earning assets | $131,209,000 | 3,712 |
| Long-term assets (5+ years) | $18,334,000 | 3,709 |
| Average Assets, year-to-date | $123,036,250 | 4,076 |
| Average Assets, quarterly | $138,345,000 | 3,790 |
| Volatile liabilities | $16,440,000 | 4,575 |
| Insider loans | $1,805,000 | 2,879 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $13,140,000 | 3,854 |
| Tier 1 (core) risk-based capital | $10,255,000 | 4,771 |
| Tier 2 risk-based capital | $953,000 | 3,904 |
| Total risk weighted assets | $102,052,000 | 3,573 |
| Total unused commitments | $13,140,000 | 3,855 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 34 | 4,581 |
| Assets and Liabilities | ||
| Total Assets: | $128,004,000 | 4,021 |
| Cash and due from depository institutions | $9,299,000 | 4,581 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $22,603,000 | 4,445 |
| Federal funds sold & reverse repurchase agreements | $16,060,000 | 655 |
| Net loans & leases | $74,883,000 | 4,262 |
| Loan loss allowance | $833,000 | 4,552 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $449,000 | 7,280 |
| Other real estate owned | $0 | 4,581 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,710,000 | 2,726 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $128,004,000 | 4,021 |
| Total liabilities | $118,061,000 | 3,945 |
| Total deposits | $117,521,000 | 3,682 |
| Interest-bearing deposits | $68,191,000 | 4,878 |
| Deposits held in domestic offices | $117,521,000 | 3,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $540,000 | 4,350 |
| Total equity capital | $9,943,000 | 4,887 |
| Total bank equity capital | $9,943,000 | 4,887 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,669,000 | 832 |
| Surplus | $5,139,000 | 3,373 |
| Undivided profits | $135,000 | 8,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $667,000 | 4,210 |
| Earning assets | $113,546,000 | 4,135 |
| Long-term assets (5+ years) | $17,685,000 | 3,906 |
| Average Assets, year-to-date | $114,486,330 | 4,335 |
| Average Assets, quarterly | $118,936,500 | 4,249 |
| Volatile liabilities | $11,899,000 | 5,345 |
| Insider loans | $818,000 | 4,502 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $14,558,000 | 3,642 |
| Tier 1 (core) risk-based capital | $10,039,000 | 4,789 |
| Tier 2 risk-based capital | $833,000 | 4,250 |
| Total risk weighted assets | $93,815,000 | 3,774 |
| Total unused commitments | $14,558,000 | 3,643 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 30 | 5,006 |
| Assets and Liabilities | ||
| Total Assets: | $109,869,000 | 4,511 |
| Cash and due from depository institutions | $9,930,000 | 5,006 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $20,630,000 | 4,694 |
| Federal funds sold & reverse repurchase agreements | $8,205,000 | 1,821 |
| Net loans & leases | $66,701,000 | 4,547 |
| Loan loss allowance | $663,000 | 5,217 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $417,000 | 7,373 |
| Other real estate owned | $0 | 5,006 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,986,000 | 2,940 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $109,869,000 | 4,511 |
| Total liabilities | $99,957,000 | 4,457 |
| Total deposits | $99,712,000 | 4,172 |
| Interest-bearing deposits | $55,729,000 | 5,561 |
| Deposits held in domestic offices | $99,712,000 | 4,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $245,000 | 6,638 |
| Total equity capital | $9,912,000 | 4,981 |
| Total bank equity capital | $9,912,000 | 4,981 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,669,000 | 824 |
| Surplus | $5,139,000 | 3,327 |
| Undivided profits | $104,000 | 8,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $481,000 | 5,329 |
| Earning assets | $95,536,000 | 4,693 |
| Long-term assets (5+ years) | $13,345,000 | 4,429 |
| Average Assets, year-to-date | $107,727,500 | 4,541 |
| Average Assets, quarterly | $107,727,500 | 4,541 |
| Volatile liabilities | $12,396,000 | 5,157 |
| Insider loans | $1,108,000 | 3,826 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,095,000 | 4,609 |
| Tier 1 (core) risk-based capital | $9,860,000 | 4,798 |
| Tier 2 risk-based capital | $663,000 | 4,880 |
| Total risk weighted assets | $84,048,000 | 4,024 |
| Total unused commitments | $9,095,000 | 4,615 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 29 | 5,136 |
| Assets and Liabilities | ||
| Total Assets: | $105,586,000 | 4,616 |
| Cash and due from depository institutions | $10,606,000 | 5,136 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $18,284,000 | 5,056 |
| Federal funds sold & reverse repurchase agreements | $11,520,000 | 1,020 |
| Net loans & leases | $60,974,000 | 4,803 |
| Loan loss allowance | $565,000 | 5,686 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $441,000 | 7,338 |
| Other real estate owned | $0 | 5,136 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,761,000 | 3,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,586,000 | 4,616 |
| Total liabilities | $95,974,000 | 4,556 |
| Total deposits | $95,593,000 | 4,283 |
| Interest-bearing deposits | $53,901,000 | 5,679 |
| Deposits held in domestic offices | $95,593,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $381,000 | 5,457 |
| Total equity capital | $9,612,000 | 5,014 |
| Total bank equity capital | $9,612,000 | 5,014 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,669,000 | 825 |
| Surplus | $5,139,000 | 3,299 |
| Undivided profits | $-196,000 | 8,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $527,000 | 5,175 |
| Earning assets | $90,778,000 | 4,817 |
| Long-term assets (5+ years) | $6,019,000 | 5,938 |
| Average Assets, year-to-date | $93,687,000 | 4,891 |
| Average Assets, quarterly | $100,087,500 | 4,754 |
| Volatile liabilities | $10,467,000 | 5,578 |
| Insider loans | $1,129,000 | 3,767 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $7,404,000 | 4,938 |
| Tier 1 (core) risk-based capital | $9,635,000 | 4,838 |
| Tier 2 risk-based capital | $565,000 | 5,354 |
| Total risk weighted assets | $77,525,000 | 4,232 |
| Total unused commitments | $7,404,000 | 4,941 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 23 | 5,967 |
| Assets and Liabilities | ||
| Total Assets: | $94,589,000 | 4,956 |
| Cash and due from depository institutions | $7,505,000 | 5,967 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $25,364,000 | 4,107 |
| Federal funds sold & reverse repurchase agreements | $9,645,000 | 1,479 |
| Net loans & leases | $50,502,000 | 5,376 |
| Loan loss allowance | $490,000 | 6,118 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $464,000 | 7,282 |
| Other real estate owned | $0 | 5,967 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,109,000 | 6,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,589,000 | 4,956 |
| Total liabilities | $85,389,000 | 4,928 |
| Total deposits | $85,144,000 | 4,675 |
| Interest-bearing deposits | $47,839,000 | 6,066 |
| Deposits held in domestic offices | $85,144,000 | 4,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $245,000 | 6,890 |
| Total equity capital | $9,200,000 | 5,138 |
| Total bank equity capital | $9,200,000 | 5,138 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,659,000 | 810 |
| Surplus | $5,129,000 | 3,244 |
| Undivided profits | $-588,000 | 8,771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $515,000 | 5,422 |
| Earning assets | $85,511,000 | 5,006 |
| Long-term assets (5+ years) | $5,194,000 | 6,185 |
| Average Assets, year-to-date | $90,712,250 | 5,015 |
| Average Assets, quarterly | $95,081,500 | 4,919 |
| Volatile liabilities | $9,557,000 | 5,825 |
| Insider loans | $1,160,000 | 3,718 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,802,000 | 4,557 |
| Tier 1 (core) risk-based capital | $9,250,000 | 4,956 |
| Tier 2 risk-based capital | $490,000 | 5,764 |
| Total risk weighted assets | $63,796,000 | 4,853 |
| Total unused commitments | $8,802,000 | 4,563 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 18 | 6,706 |
| Assets and Liabilities | ||
| Total Assets: | $95,574,000 | 4,906 |
| Cash and due from depository institutions | $8,360,000 | 6,706 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $26,655,000 | 3,877 |
| Federal funds sold & reverse repurchase agreements | $16,900,000 | 922 |
| Net loans & leases | $42,165,000 | 5,885 |
| Loan loss allowance | $415,000 | 6,609 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $279,000 | 7,963 |
| Other real estate owned | $0 | 6,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,215,000 | 5,903 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,574,000 | 4,906 |
| Total liabilities | $86,446,000 | 4,860 |
| Total deposits | $86,294,000 | 4,617 |
| Interest-bearing deposits | $46,869,000 | 6,152 |
| Deposits held in domestic offices | $86,294,000 | 4,614 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $152,000 | 7,870 |
| Total equity capital | $9,128,000 | 5,148 |
| Total bank equity capital | $9,128,000 | 5,148 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,659,000 | 804 |
| Surplus | $5,129,000 | 3,205 |
| Undivided profits | $-660,000 | 8,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $332,000 | 6,735 |
| Earning assets | $85,720,000 | 4,984 |
| Long-term assets (5+ years) | $2,342,000 | 7,136 |
| Average Assets, year-to-date | $89,420,000 | 5,065 |
| Average Assets, quarterly | $94,433,500 | 4,907 |
| Volatile liabilities | $9,779,000 | 5,774 |
| Insider loans | $1,160,000 | 3,704 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,954,000 | 4,727 |
| Tier 1 (core) risk-based capital | $9,089,000 | 4,964 |
| Tier 2 risk-based capital | $415,000 | 6,252 |
| Total risk weighted assets | $57,028,000 | 5,166 |
| Total unused commitments | $7,954,000 | 4,739 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 16 | 7,027 |
| Assets and Liabilities | ||
| Total Assets: | $93,293,000 | 4,950 |
| Cash and due from depository institutions | $6,586,000 | 7,027 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $33,417,000 | 3,249 |
| Federal funds sold & reverse repurchase agreements | $17,515,000 | 927 |
| Net loans & leases | $34,519,000 | 6,409 |
| Loan loss allowance | $340,000 | 7,123 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $298,000 | 7,915 |
| Other real estate owned | $0 | 7,027 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $958,000 | 6,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,293,000 | 4,950 |
| Total liabilities | $84,418,000 | 4,899 |
| Total deposits | $84,340,000 | 4,665 |
| Interest-bearing deposits | $41,029,000 | 6,538 |
| Deposits held in domestic offices | $84,340,000 | 4,662 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $78,000 | 8,757 |
| Total equity capital | $8,875,000 | 5,173 |
| Total bank equity capital | $8,875,000 | 5,173 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,659,000 | 795 |
| Surplus | $5,129,000 | 3,159 |
| Undivided profits | $-913,000 | 8,962 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $403,000 | 6,135 |
| Earning assets | $85,451,000 | 4,933 |
| Long-term assets (5+ years) | $1,832,000 | 7,347 |
| Average Assets, year-to-date | $86,343,000 | 5,188 |
| Average Assets, quarterly | $86,343,000 | 5,188 |
| Volatile liabilities | $9,303,000 | 5,872 |
| Insider loans | $907,000 | 4,174 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,815,000 | 4,442 |
| Tier 1 (core) risk-based capital | $8,855,000 | 4,995 |
| Tier 2 risk-based capital | $340,000 | 6,814 |
| Total risk weighted assets | $48,502,000 | 5,615 |
| Total unused commitments | $8,815,000 | 4,456 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 17 | 6,858 |
| Assets and Liabilities | ||
| Total Assets: | $79,393,000 | 5,476 |
| Cash and due from depository institutions | $8,785,000 | 6,858 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $24,212,000 | 4,091 |
| Federal funds sold & reverse repurchase agreements | $16,490,000 | 851 |
| Net loans & leases | $28,974,000 | 6,921 |
| Loan loss allowance | $265,000 | 7,675 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $320,000 | 7,857 |
| Other real estate owned | $0 | 6,858 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $612,000 | 7,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,393,000 | 5,476 |
| Total liabilities | $73,119,000 | 5,372 |
| Total deposits | $72,987,000 | 5,129 |
| Interest-bearing deposits | $42,965,000 | 6,359 |
| Deposits held in domestic offices | $72,987,000 | 5,125 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $132,000 | 8,242 |
| Total equity capital | $6,274,000 | 6,411 |
| Total bank equity capital | $6,274,000 | 6,411 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,659,000 | 1,048 |
| Surplus | $3,659,000 | 3,973 |
| Undivided profits | $-1,044,000 | 9,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $250,000 | 7,682 |
| Earning assets | $69,676,000 | 5,621 |
| Long-term assets (5+ years) | $1,231,000 | 7,639 |
| Average Assets, year-to-date | $49,754,400 | 6,846 |
| Average Assets, quarterly | $76,476,500 | 5,559 |
| Volatile liabilities | $7,712,000 | 6,363 |
| Insider loans | $810,000 | 4,435 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $7,149,000 | 4,805 |
| Tier 1 (core) risk-based capital | $6,247,000 | 6,202 |
| Tier 2 risk-based capital | $265,000 | 7,411 |
| Total risk weighted assets | $40,919,000 | 6,131 |
| Total unused commitments | $7,149,000 | 4,810 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $10,139,000 | 9,454 |
| Cash and due from depository institutions | $1,516,000 | 7,525 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 2,013 |
| Net loans & leases | $833,000 | 9,511 |
| Loan loss allowance | $15,000 | 9,476 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $247,000 | 8,312 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $293,000 | 9,045 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,139,000 | 9,454 |
| Total liabilities | $3,461,000 | 9,555 |
| Total deposits | $3,433,000 | 9,515 |
| Interest-bearing deposits | $2,284,000 | 9,482 |
| Deposits held in domestic offices | $3,433,000 | 9,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $28,000 | 9,537 |
| Total equity capital | $6,678,000 | 5,993 |
| Total bank equity capital | $6,678,000 | 5,993 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,659,000 | 1,044 |
| Surplus | $3,659,000 | 3,877 |
| Undivided profits | $-640,000 | 9,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,000 | 9,540 |
| Earning assets | $8,083,000 | 9,469 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $10,139,000 | 9,440 |
| Average Assets, quarterly | $10,139,000 | 9,450 |
| Volatile liabilities | $1,759,000 | 8,860 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $810,000 | 8,447 |
| Tier 1 (core) risk-based capital | $6,678,000 | 5,840 |
| Tier 2 risk-based capital | $15,000 | 9,474 |
| Total risk weighted assets | $3,132,000 | 9,537 |
| Total unused commitments | $810,000 | 8,458 |
| Derivatives | $0 | 450 |