Home > Premier Bank-South > Income and Expense
Premier Bank-South, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,907,000 | 1,785 |
| Total interest expense | $8,442,000 | 1,869 |
| Net interest income | $10,465,000 | 1,690 |
| Provision for loan and lease losses | $456,000 | 1,868 |
| Total noninterest income | $1,666,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,113,000 | 1,198 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $553,000 | 2,721 |
| Total noninterest expense | $6,416,000 | 2,142 |
| Salaries and employee benefits | $2,766,000 | 2,407 |
| Premises and equipment expense | $723,000 | 2,701 |
| Additional noninterest expense | $2,927,000 | 1,776 |
| Pre-tax net operating income | $5,259,000 | 1,366 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $1,566,000 | 1,543 |
| Income before extraordinary items | $3,725,000 | 1,336 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,725,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $320,000 | 1,980 |
| Cash dividends | $1,577,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,702,600 | 1,307 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,614,000 | 2,026 |
| Total interest expense | $7,840,000 | 1,997 |
| Net interest income | $8,774,000 | 2,049 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,586,000 | 2,201 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,070,000 | 1,253 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $516,000 | 2,816 |
| Total noninterest expense | $5,925,000 | 2,301 |
| Salaries and employee benefits | $2,586,000 | 2,586 |
| Premises and equipment expense | $621,000 | 3,121 |
| Additional noninterest expense | $2,718,000 | 1,835 |
| Pre-tax net operating income | $4,435,000 | 1,658 |
| Securities gains (losses) | $103,000 | 949 |
| Applicable income taxes | $1,234,000 | 1,977 |
| Income before extraordinary items | $3,304,000 | 1,545 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,304,000 | 1,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $1,068,000 | 1,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,228,810 | 1,556 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,696,000 | 2,098 |
| Total interest expense | $6,621,000 | 1,884 |
| Net interest income | $8,075,000 | 2,236 |
| Provision for loan and lease losses | $393,000 | 1,853 |
| Total noninterest income | $1,593,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $969,000 | 1,382 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $624,000 | 2,514 |
| Total noninterest expense | $5,222,000 | 2,662 |
| Salaries and employee benefits | $2,541,000 | 2,621 |
| Premises and equipment expense | $580,000 | 3,372 |
| Additional noninterest expense | $2,101,000 | 2,472 |
| Pre-tax net operating income | $4,053,000 | 1,749 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,222,000 | 1,853 |
| Income before extraordinary items | $2,831,000 | 1,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,831,000 | 1,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,490 |
| Cash dividends | $1,042,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,831,000 | 1,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,100,000 | 2,205 |
| Total interest expense | $6,373,000 | 2,036 |
| Net interest income | $7,727,000 | 2,321 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,275,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $844,000 | 1,627 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $431,000 | 3,585 |
| Total noninterest expense | $4,985,000 | 2,864 |
| Salaries and employee benefits | $2,429,000 | 2,726 |
| Premises and equipment expense | $551,000 | 3,562 |
| Additional noninterest expense | $2,005,000 | 2,732 |
| Pre-tax net operating income | $3,917,000 | 1,756 |
| Securities gains (losses) | $660,000 | 745 |
| Applicable income taxes | $1,485,000 | 1,572 |
| Income before extraordinary items | $3,092,000 | 1,641 |
| Extraordinary gains, net | $439,000 | 526 |
| Net income | $3,531,000 | 1,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,466 |
| Cash dividends | $863,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,643,200 | 1,779 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,641,000 | 2,585 |
| Total interest expense | $6,459,000 | 2,610 |
| Net interest income | $7,182,000 | 2,533 |
| Provision for loan and lease losses | $225,000 | 4,908 |
| Total noninterest income | $1,018,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $763,000 | 1,772 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $255,000 | 4,900 |
| Total noninterest expense | $4,648,000 | 3,075 |
| Salaries and employee benefits | $2,220,000 | 2,911 |
| Premises and equipment expense | $551,000 | 3,643 |
| Additional noninterest expense | $1,877,000 | 2,955 |
| Pre-tax net operating income | $3,327,000 | 1,861 |
| Securities gains (losses) | $51,000 | 4,091 |
| Applicable income taxes | $1,079,000 | 1,968 |
| Income before extraordinary items | $2,299,000 | 1,993 |
| Extraordinary gains, net | $57,000 | 951 |
| Net income | $2,356,000 | 1,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 2,810 |
| Cash dividends | $732,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,264,320 | 1,858 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.