Home > Premier Bank Rochester > Income and Expense
Premier Bank Rochester, Income and Expense
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,139,000 | 2,365 |
| Total interest expense | $496,000 | 2,664 |
| Net interest income | $7,643,000 | 2,323 |
| Provision for loan and lease losses | $566,000 | 905 |
| Total noninterest income | $675,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $168,000 | 2,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,793 |
| Total noninterest expense | $4,532,000 | 2,734 |
| Salaries and employee benefits | $2,223,000 | 2,950 |
| Premises and equipment expense | $460,000 | 2,682 |
| Additional noninterest expense | $507,000 | 2,793 |
| Pre-tax net operating income | $3,220,000 | 2,210 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $3,220,000 | 2,003 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,220,000 | 2,002 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,220,000 | 2,002 |
| Net charge-offs | $337,000 | 544 |
| Cash dividends | $1,243,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,220,000 | 2,034 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 2,379 |
| Total interest expense | $235,000 | 2,995 |
| Net interest income | $4,995,000 | 2,310 |
| Provision for loan and lease losses | $455,000 | 728 |
| Total noninterest income | $483,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $115,000 | 2,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 2,730 |
| Total noninterest expense | $3,065,000 | 2,706 |
| Salaries and employee benefits | $1,477,000 | 2,952 |
| Premises and equipment expense | $317,000 | 2,642 |
| Additional noninterest expense | $1,271,000 | 2,225 |
| Pre-tax net operating income | $1,958,000 | 2,221 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,958,000 | 2,020 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,958,000 | 2,020 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,958,000 | 2,020 |
| Net charge-offs | $337,000 | 409 |
| Cash dividends | $778,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,958,000 | 2,058 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 2,362 |
| Total interest expense | $123,000 | 2,899 |
| Net interest income | $2,450,000 | 2,303 |
| Provision for loan and lease losses | $361,000 | 431 |
| Total noninterest income | $243,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $63,000 | 2,454 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 2,691 |
| Total noninterest expense | $1,495,000 | 2,738 |
| Salaries and employee benefits | $739,000 | 2,949 |
| Premises and equipment expense | $161,000 | 2,626 |
| Additional noninterest expense | $595,000 | 2,301 |
| Pre-tax net operating income | $837,000 | 2,331 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $837,000 | 2,136 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $837,000 | 2,136 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $837,000 | 2,136 |
| Net charge-offs | $337,000 | 278 |
| Cash dividends | $198,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $837,000 | 2,153 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,517,000 | 2,398 |
| Total interest expense | $761,000 | 2,581 |
| Net interest income | $9,756,000 | 2,361 |
| Provision for loan and lease losses | $58,000 | 2,500 |
| Total noninterest income | $1,091,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $173,000 | 2,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 2,696 |
| Total noninterest expense | $5,729,000 | 2,796 |
| Salaries and employee benefits | $2,844,000 | 3,011 |
| Premises and equipment expense | $640,000 | 2,654 |
| Additional noninterest expense | $2,245,000 | 2,393 |
| Pre-tax net operating income | $5,060,000 | 2,041 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $481,000 | 2,128 |
| Income before extraordinary items | $4,579,000 | 1,995 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,579,000 | 1,995 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,579,000 | 1,996 |
| Net charge-offs | $-37,000 | 4,026 |
| Cash dividends | $1,577,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,579,000 | 1,966 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,891,000 | 2,442 |
| Total interest expense | $622,000 | 2,553 |
| Net interest income | $7,269,000 | 2,422 |
| Provision for loan and lease losses | $58,000 | 2,297 |
| Total noninterest income | $623,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $123,000 | 2,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 3,067 |
| Total noninterest expense | $4,147,000 | 2,866 |
| Salaries and employee benefits | $2,122,000 | 3,035 |
| Premises and equipment expense | $447,000 | 2,771 |
| Additional noninterest expense | $1,578,000 | 2,493 |
| Pre-tax net operating income | $3,687,000 | 2,155 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $349,000 | 2,222 |
| Income before extraordinary items | $3,338,000 | 2,109 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,338,000 | 2,110 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,338,000 | 2,110 |
| Net charge-offs | $-37,000 | 4,103 |
| Cash dividends | $1,008,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,338,000 | 2,084 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,406,000 | 2,399 |
| Total interest expense | $444,000 | 2,538 |
| Net interest income | $4,962,000 | 2,364 |
| Provision for loan and lease losses | $58,000 | 2,098 |
| Total noninterest income | $414,000 | 3,207 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $72,000 | 3,025 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,018 |
| Total noninterest expense | $2,767,000 | 2,864 |
| Salaries and employee benefits | $1,464,000 | 2,979 |
| Premises and equipment expense | $322,000 | 2,644 |
| Additional noninterest expense | $981,000 | 2,617 |
| Pre-tax net operating income | $2,551,000 | 2,093 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,551,000 | 1,912 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,551,000 | 1,911 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,551,000 | 1,912 |
| Net charge-offs | $-13,000 | 3,908 |
| Cash dividends | $978,000 | 1,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,551,000 | 1,878 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 2,269 |
| Total interest expense | $242,000 | 2,494 |
| Net interest income | $2,676,000 | 2,212 |
| Provision for loan and lease losses | $48,000 | 1,772 |
| Total noninterest income | $171,000 | 3,389 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 3,155 |
| Total noninterest expense | $1,310,000 | 2,947 |
| Salaries and employee benefits | $662,000 | 3,129 |
| Premises and equipment expense | $168,000 | 2,600 |
| Additional noninterest expense | $480,000 | 2,603 |
| Pre-tax net operating income | $1,489,000 | 1,876 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,489,000 | 1,731 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,489,000 | 1,731 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,489,000 | 1,731 |
| Net charge-offs | $-11,000 | 4,101 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,489,000 | 1,687 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,904,000 | 2,386 |
| Total interest expense | $1,696,000 | 2,192 |
| Net interest income | $9,208,000 | 2,390 |
| Provision for loan and lease losses | $1,165,000 | 1,463 |
| Total noninterest income | $671,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $132,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 3,077 |
| Total noninterest expense | $5,241,000 | 2,911 |
| Salaries and employee benefits | $2,509,000 | 3,209 |
| Premises and equipment expense | $689,000 | 2,555 |
| Additional noninterest expense | $2,043,000 | 2,499 |
| Pre-tax net operating income | $3,473,000 | 2,242 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,473,000 | 2,108 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,473,000 | 2,108 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,473,000 | 2,108 |
| Net charge-offs | $312,000 | 1,262 |
| Cash dividends | $3,173,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,473,000 | 2,054 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,294,000 | 2,376 |
| Total interest expense | $1,403,000 | 2,128 |
| Net interest income | $6,891,000 | 2,392 |
| Provision for loan and lease losses | $1,092,000 | 1,286 |
| Total noninterest income | $443,000 | 3,429 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $96,000 | 3,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $347,000 | 3,192 |
| Total noninterest expense | $3,865,000 | 2,939 |
| Salaries and employee benefits | $1,828,000 | 3,238 |
| Premises and equipment expense | $526,000 | 2,520 |
| Additional noninterest expense | $1,511,000 | 2,493 |
| Pre-tax net operating income | $2,377,000 | 2,350 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,377,000 | 2,213 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,377,000 | 2,213 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,377,000 | 2,213 |
| Net charge-offs | $370,000 | 915 |
| Cash dividends | $2,458,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,377,000 | 2,153 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,736,000 | 2,355 |
| Total interest expense | $1,010,000 | 2,127 |
| Net interest income | $4,726,000 | 2,359 |
| Provision for loan and lease losses | $579,000 | 1,511 |
| Total noninterest income | $261,000 | 3,552 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $63,000 | 3,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 3,310 |
| Total noninterest expense | $2,677,000 | 2,877 |
| Salaries and employee benefits | $1,252,000 | 3,209 |
| Premises and equipment expense | $380,000 | 2,396 |
| Additional noninterest expense | $1,045,000 | 2,437 |
| Pre-tax net operating income | $1,731,000 | 2,202 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,731,000 | 2,034 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,731,000 | 2,034 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,731,000 | 2,034 |
| Net charge-offs | $241,000 | 913 |
| Cash dividends | $873,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,731,000 | 1,995 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 2,470 |
| Total interest expense | $524,000 | 2,219 |
| Net interest income | $2,122,000 | 2,495 |
| Provision for loan and lease losses | $105,000 | 1,912 |
| Total noninterest income | $155,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $41,000 | 3,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 3,037 |
| Total noninterest expense | $1,346,000 | 2,889 |
| Salaries and employee benefits | $619,000 | 3,250 |
| Premises and equipment expense | $189,000 | 2,422 |
| Additional noninterest expense | $538,000 | 2,408 |
| Pre-tax net operating income | $826,000 | 2,116 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $826,000 | 1,929 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $826,000 | 1,929 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $826,000 | 1,929 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $826,000 | 1,894 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,574,000 | 2,495 |
| Total interest expense | $2,098,000 | 2,265 |
| Net interest income | $8,476,000 | 2,516 |
| Provision for loan and lease losses | $1,289,000 | 746 |
| Total noninterest income | $790,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $192,000 | 3,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $598,000 | 2,841 |
| Total noninterest expense | $5,302,000 | 2,902 |
| Salaries and employee benefits | $2,483,000 | 3,246 |
| Premises and equipment expense | $721,000 | 2,496 |
| Additional noninterest expense | $2,098,000 | 2,473 |
| Pre-tax net operating income | $2,675,000 | 2,636 |
| Securities gains (losses) | $77,000 | 1,062 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,752,000 | 2,421 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,752,000 | 2,422 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,752,000 | 2,423 |
| Net charge-offs | $1,043,000 | 642 |
| Cash dividends | $2,024,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,675,000 | 2,437 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,875,000 | 2,538 |
| Total interest expense | $1,537,000 | 2,313 |
| Net interest income | $6,338,000 | 2,557 |
| Provision for loan and lease losses | $591,000 | 1,027 |
| Total noninterest income | $566,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $145,000 | 3,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 2,908 |
| Total noninterest expense | $3,917,000 | 2,947 |
| Salaries and employee benefits | $1,848,000 | 3,273 |
| Premises and equipment expense | $566,000 | 2,445 |
| Additional noninterest expense | $1,503,000 | 2,565 |
| Pre-tax net operating income | $2,396,000 | 2,433 |
| Securities gains (losses) | $77,000 | 903 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,473,000 | 2,213 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,473,000 | 2,213 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,473,000 | 2,214 |
| Net charge-offs | $428,000 | 829 |
| Cash dividends | $1,922,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,396,000 | 2,223 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 2,588 |
| Total interest expense | $960,000 | 2,389 |
| Net interest income | $4,130,000 | 2,603 |
| Provision for loan and lease losses | $236,000 | 1,434 |
| Total noninterest income | $370,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $95,000 | 3,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $275,000 | 2,898 |
| Total noninterest expense | $2,626,000 | 2,954 |
| Salaries and employee benefits | $1,233,000 | 3,292 |
| Premises and equipment expense | $394,000 | 2,393 |
| Additional noninterest expense | $999,000 | 2,585 |
| Pre-tax net operating income | $1,638,000 | 2,364 |
| Securities gains (losses) | $77,000 | 616 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,715,000 | 2,146 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,715,000 | 2,144 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,715,000 | 2,146 |
| Net charge-offs | $93,000 | 1,450 |
| Cash dividends | $1,376,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,638,000 | 2,182 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 2,657 |
| Total interest expense | $440,000 | 2,486 |
| Net interest income | $2,019,000 | 2,659 |
| Provision for loan and lease losses | $131,000 | 1,288 |
| Total noninterest income | $137,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $42,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 3,288 |
| Total noninterest expense | $1,267,000 | 3,044 |
| Salaries and employee benefits | $592,000 | 3,397 |
| Premises and equipment expense | $190,000 | 2,456 |
| Additional noninterest expense | $485,000 | 2,648 |
| Pre-tax net operating income | $758,000 | 2,461 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $758,000 | 2,258 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $758,000 | 2,257 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $758,000 | 2,257 |
| Net charge-offs | $93,000 | 919 |
| Cash dividends | $461,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $758,000 | 2,237 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,593,000 | 2,806 |
| Total interest expense | $799,000 | 3,269 |
| Net interest income | $7,794,000 | 2,691 |
| Provision for loan and lease losses | $90,000 | 3,141 |
| Total noninterest income | $766,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $177,000 | 3,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $589,000 | 2,866 |
| Total noninterest expense | $4,896,000 | 3,095 |
| Salaries and employee benefits | $2,362,000 | 3,392 |
| Premises and equipment expense | $709,000 | 2,548 |
| Additional noninterest expense | $1,825,000 | 2,756 |
| Pre-tax net operating income | $3,574,000 | 2,252 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $3,574,000 | 2,050 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,574,000 | 2,048 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,574,000 | 2,049 |
| Net charge-offs | $-8,000 | 4,476 |
| Cash dividends | $969,000 | 2,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,574,000 | 2,046 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,211,000 | 2,871 |
| Total interest expense | $491,000 | 3,499 |
| Net interest income | $5,720,000 | 2,734 |
| Provision for loan and lease losses | $45,000 | 3,238 |
| Total noninterest income | $585,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $129,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $456,000 | 2,872 |
| Total noninterest expense | $3,656,000 | 3,110 |
| Salaries and employee benefits | $1,755,000 | 3,413 |
| Premises and equipment expense | $528,000 | 2,576 |
| Additional noninterest expense | $1,373,000 | 2,759 |
| Pre-tax net operating income | $2,604,000 | 2,329 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $2,604,000 | 2,111 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,604,000 | 2,109 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,604,000 | 2,110 |
| Net charge-offs | $-4,000 | 4,251 |
| Cash dividends | $969,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,604,000 | 2,108 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 2,921 |
| Total interest expense | $308,000 | 3,516 |
| Net interest income | $3,717,000 | 2,800 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $406,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $85,000 | 3,542 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 2,807 |
| Total noninterest expense | $2,436,000 | 3,137 |
| Salaries and employee benefits | $1,182,000 | 3,401 |
| Premises and equipment expense | $334,000 | 2,675 |
| Additional noninterest expense | $920,000 | 2,756 |
| Pre-tax net operating income | $1,687,000 | 2,344 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,687,000 | 2,132 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,687,000 | 2,129 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,687,000 | 2,131 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $638,000 | 1,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,687,000 | 2,126 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 2,996 |
| Total interest expense | $154,000 | 3,473 |
| Net interest income | $1,775,000 | 2,907 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $154,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $41,000 | 3,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 3,178 |
| Total noninterest expense | $1,196,000 | 3,189 |
| Salaries and employee benefits | $576,000 | 3,497 |
| Premises and equipment expense | $162,000 | 2,773 |
| Additional noninterest expense | $458,000 | 2,801 |
| Pre-tax net operating income | $733,000 | 2,525 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $733,000 | 2,314 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $733,000 | 2,312 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $733,000 | 2,314 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $733,000 | 2,300 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,483,000 | 3,001 |
| Total interest expense | $510,000 | 3,638 |
| Net interest income | $6,973,000 | 2,898 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $845,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $193,000 | 3,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $652,000 | 2,815 |
| Total noninterest expense | $4,632,000 | 3,249 |
| Salaries and employee benefits | $2,291,000 | 3,485 |
| Premises and equipment expense | $622,000 | 2,863 |
| Additional noninterest expense | $1,719,000 | 2,939 |
| Pre-tax net operating income | $3,186,000 | 2,393 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,187,000 | 1,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,187,000 | 1,938 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,187,000 | 1,939 |
| Net charge-offs | $-11,000 | 4,818 |
| Cash dividends | $1,400,000 | 1,790 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,186,000 | 1,917 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 3,049 |
| Total interest expense | $365,000 | 3,727 |
| Net interest income | $5,155,000 | 2,945 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $664,000 | 3,151 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $148,000 | 3,501 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,775 |
| Total noninterest expense | $3,473,000 | 3,275 |
| Salaries and employee benefits | $1,704,000 | 3,520 |
| Premises and equipment expense | $454,000 | 2,938 |
| Additional noninterest expense | $1,315,000 | 2,901 |
| Pre-tax net operating income | $2,346,000 | 2,465 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,347,000 | 2,133 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,347,000 | 2,134 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,347,000 | 2,134 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $1,045,000 | 1,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,346,000 | 2,107 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,607,000 | 3,076 |
| Total interest expense | $242,000 | 3,711 |
| Net interest income | $3,365,000 | 2,975 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $474,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $103,000 | 3,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $371,000 | 2,681 |
| Total noninterest expense | $2,345,000 | 3,259 |
| Salaries and employee benefits | $1,139,000 | 3,530 |
| Premises and equipment expense | $295,000 | 2,988 |
| Additional noninterest expense | $911,000 | 2,839 |
| Pre-tax net operating income | $1,494,000 | 2,495 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,495,000 | 2,159 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,495,000 | 2,159 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,495,000 | 2,160 |
| Net charge-offs | $-8,000 | 4,727 |
| Cash dividends | $585,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,494,000 | 2,128 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 3,144 |
| Total interest expense | $118,000 | 3,747 |
| Net interest income | $1,630,000 | 3,036 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $190,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $55,000 | 3,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 3,066 |
| Total noninterest expense | $1,200,000 | 3,232 |
| Salaries and employee benefits | $548,000 | 3,649 |
| Premises and equipment expense | $190,000 | 2,596 |
| Additional noninterest expense | $462,000 | 2,812 |
| Pre-tax net operating income | $620,000 | 2,749 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $621,000 | 2,381 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $621,000 | 2,380 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $621,000 | 2,381 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $620,000 | 2,363 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 3,221 |
| Total interest expense | $441,000 | 3,858 |
| Net interest income | $6,227,000 | 3,114 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $789,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $235,000 | 3,363 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $554,000 | 3,110 |
| Total noninterest expense | $4,675,000 | 3,323 |
| Salaries and employee benefits | $2,170,000 | 3,670 |
| Premises and equipment expense | $712,000 | 2,697 |
| Additional noninterest expense | $1,793,000 | 2,967 |
| Pre-tax net operating income | $2,341,000 | 2,785 |
| Securities gains (losses) | $30,000 | 2,159 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $2,371,000 | 2,499 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,371,000 | 2,498 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,371,000 | 2,499 |
| Net charge-offs | $-168,000 | 5,636 |
| Cash dividends | $1,195,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,341,000 | 2,470 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 3,245 |
| Total interest expense | $319,000 | 3,940 |
| Net interest income | $4,627,000 | 3,145 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $425,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $177,000 | 3,369 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $248,000 | 3,838 |
| Total noninterest expense | $3,522,000 | 3,317 |
| Salaries and employee benefits | $1,645,000 | 3,649 |
| Premises and equipment expense | $537,000 | 2,701 |
| Additional noninterest expense | $1,340,000 | 2,978 |
| Pre-tax net operating income | $1,530,000 | 3,074 |
| Securities gains (losses) | $30,000 | 2,103 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,560,000 | 2,761 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,560,000 | 2,761 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,560,000 | 2,761 |
| Net charge-offs | $-107,000 | 5,588 |
| Cash dividends | $831,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,530,000 | 2,728 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 3,303 |
| Total interest expense | $211,000 | 3,962 |
| Net interest income | $3,031,000 | 3,192 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $255,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $112,000 | 3,448 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $143,000 | 4,034 |
| Total noninterest expense | $2,326,000 | 3,359 |
| Salaries and employee benefits | $1,098,000 | 3,679 |
| Premises and equipment expense | $345,000 | 2,787 |
| Additional noninterest expense | $883,000 | 3,014 |
| Pre-tax net operating income | $960,000 | 3,149 |
| Securities gains (losses) | $30,000 | 1,748 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $990,000 | 2,819 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $990,000 | 2,817 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $990,000 | 2,818 |
| Net charge-offs | $-101,000 | 5,704 |
| Cash dividends | $505,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $960,000 | 2,799 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,598,000 | 3,339 |
| Total interest expense | $103,000 | 4,047 |
| Net interest income | $1,495,000 | 3,231 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $163,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $51,000 | 3,568 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $112,000 | 3,398 |
| Total noninterest expense | $1,134,000 | 3,427 |
| Salaries and employee benefits | $527,000 | 3,779 |
| Premises and equipment expense | $175,000 | 2,783 |
| Additional noninterest expense | $432,000 | 3,054 |
| Pre-tax net operating income | $524,000 | 2,959 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $524,000 | 2,673 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $524,000 | 2,673 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $524,000 | 2,673 |
| Net charge-offs | $-23,000 | 5,512 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $524,000 | 2,625 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,144,000 | 3,391 |
| Total interest expense | $395,000 | 4,169 |
| Net interest income | $5,749,000 | 3,283 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $836,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $198,000 | 3,722 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $638,000 | 2,959 |
| Total noninterest expense | $4,400,000 | 3,500 |
| Salaries and employee benefits | $2,012,000 | 3,887 |
| Premises and equipment expense | $728,000 | 2,742 |
| Additional noninterest expense | $1,660,000 | 3,189 |
| Pre-tax net operating income | $2,185,000 | 2,851 |
| Securities gains (losses) | $146,000 | 915 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,331,000 | 2,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,331,000 | 2,465 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,331,000 | 2,465 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $1,350,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,185,000 | 2,520 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,546,000 | 3,450 |
| Total interest expense | $297,000 | 4,217 |
| Net interest income | $4,249,000 | 3,345 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $599,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $141,000 | 3,827 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $458,000 | 3,032 |
| Total noninterest expense | $3,240,000 | 3,556 |
| Salaries and employee benefits | $1,478,000 | 3,950 |
| Premises and equipment expense | $540,000 | 2,814 |
| Additional noninterest expense | $1,222,000 | 3,242 |
| Pre-tax net operating income | $1,608,000 | 2,950 |
| Securities gains (losses) | $146,000 | 802 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,754,000 | 2,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,754,000 | 2,493 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,754,000 | 2,493 |
| Net charge-offs | $6,000 | 3,786 |
| Cash dividends | $1,100,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,608,000 | 2,598 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,997,000 | 3,487 |
| Total interest expense | $200,000 | 4,234 |
| Net interest income | $2,797,000 | 3,383 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $430,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $89,000 | 3,897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $341,000 | 2,883 |
| Total noninterest expense | $2,157,000 | 3,595 |
| Salaries and employee benefits | $986,000 | 3,987 |
| Premises and equipment expense | $364,000 | 2,794 |
| Additional noninterest expense | $807,000 | 3,292 |
| Pre-tax net operating income | $1,070,000 | 2,945 |
| Securities gains (losses) | $146,000 | 659 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,216,000 | 2,412 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,216,000 | 2,414 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,216,000 | 2,414 |
| Net charge-offs | $15,000 | 3,097 |
| Cash dividends | $875,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,070,000 | 2,574 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 3,529 |
| Total interest expense | $102,000 | 4,254 |
| Net interest income | $1,375,000 | 3,417 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $178,000 | 3,606 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $43,000 | 3,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $135,000 | 3,176 |
| Total noninterest expense | $1,011,000 | 3,771 |
| Salaries and employee benefits | $470,000 | 4,114 |
| Premises and equipment expense | $168,000 | 2,968 |
| Additional noninterest expense | $373,000 | 3,442 |
| Pre-tax net operating income | $542,000 | 2,876 |
| Securities gains (losses) | $146,000 | 450 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $688,000 | 2,171 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $688,000 | 2,172 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $688,000 | 2,172 |
| Net charge-offs | $-39,000 | 5,879 |
| Cash dividends | $330,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $542,000 | 2,495 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,830,000 | 3,596 |
| Total interest expense | $443,000 | 4,253 |
| Net interest income | $5,387,000 | 3,485 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,160,000 | 2,882 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $197,000 | 3,935 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $963,000 | 2,374 |
| Total noninterest expense | $4,263,000 | 3,682 |
| Salaries and employee benefits | $1,934,000 | 4,051 |
| Premises and equipment expense | $722,000 | 2,870 |
| Additional noninterest expense | $1,607,000 | 3,389 |
| Pre-tax net operating income | $2,284,000 | 2,755 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,284,000 | 2,453 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,284,000 | 2,453 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,284,000 | 2,453 |
| Net charge-offs | $77,000 | 3,424 |
| Cash dividends | $550,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,284,000 | 2,421 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 3,642 |
| Total interest expense | $342,000 | 4,240 |
| Net interest income | $3,991,000 | 3,538 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $985,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $150,000 | 3,961 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $835,000 | 2,193 |
| Total noninterest expense | $3,096,000 | 3,772 |
| Salaries and employee benefits | $1,415,000 | 4,126 |
| Premises and equipment expense | $508,000 | 3,005 |
| Additional noninterest expense | $1,173,000 | 3,464 |
| Pre-tax net operating income | $1,880,000 | 2,624 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,880,000 | 2,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,880,000 | 2,328 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,880,000 | 2,327 |
| Net charge-offs | $62,000 | 3,093 |
| Cash dividends | $550,000 | 2,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,880,000 | 2,271 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 3,699 |
| Total interest expense | $236,000 | 4,223 |
| Net interest income | $2,586,000 | 3,598 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $889,000 | 2,252 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $101,000 | 3,930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $788,000 | 1,716 |
| Total noninterest expense | $2,065,000 | 3,801 |
| Salaries and employee benefits | $931,000 | 4,186 |
| Premises and equipment expense | $327,000 | 3,100 |
| Additional noninterest expense | $807,000 | 3,385 |
| Pre-tax net operating income | $1,410,000 | 2,364 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,410,000 | 2,088 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,410,000 | 2,092 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,410,000 | 2,091 |
| Net charge-offs | $160,000 | 1,783 |
| Cash dividends | $350,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,410,000 | 2,026 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 3,772 |
| Total interest expense | $120,000 | 4,260 |
| Net interest income | $1,253,000 | 3,683 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $109,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $61,000 | 4,296 |
| Total noninterest expense | $946,000 | 4,031 |
| Salaries and employee benefits | $433,000 | 4,394 |
| Premises and equipment expense | $164,000 | 3,153 |
| Additional noninterest expense | $349,000 | 3,736 |
| Pre-tax net operating income | $416,000 | 3,234 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $416,000 | 2,918 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $416,000 | 2,921 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $416,000 | 2,921 |
| Net charge-offs | $161,000 | 1,076 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $416,000 | 2,883 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,704,000 | 3,747 |
| Total interest expense | $735,000 | 3,633 |
| Net interest income | $4,969,000 | 3,710 |
| Provision for loan and lease losses | $-325,000 | 6,537 |
| Total noninterest income | $924,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $242,000 | 3,767 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $682,000 | 2,907 |
| Total noninterest expense | $4,382,000 | 3,701 |
| Salaries and employee benefits | $1,747,000 | 4,387 |
| Premises and equipment expense | $616,000 | 3,250 |
| Additional noninterest expense | $2,019,000 | 2,947 |
| Pre-tax net operating income | $1,836,000 | 3,015 |
| Securities gains (losses) | $6,000 | 2,766 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,842,000 | 2,770 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,842,000 | 2,772 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,842,000 | 2,773 |
| Net charge-offs | $109,000 | 3,656 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,836,000 | 2,714 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,286,000 | 3,777 |
| Total interest expense | $557,000 | 3,699 |
| Net interest income | $3,729,000 | 3,731 |
| Provision for loan and lease losses | $-325,000 | 6,699 |
| Total noninterest income | $398,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $184,000 | 3,765 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $214,000 | 4,224 |
| Total noninterest expense | $3,207,000 | 3,781 |
| Salaries and employee benefits | $1,213,000 | 4,592 |
| Premises and equipment expense | $462,000 | 3,289 |
| Additional noninterest expense | $1,532,000 | 2,933 |
| Pre-tax net operating income | $1,245,000 | 3,293 |
| Securities gains (losses) | $6,000 | 2,632 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,251,000 | 2,992 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,251,000 | 2,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,251,000 | 2,996 |
| Net charge-offs | $111,000 | 3,153 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,245,000 | 2,937 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,855,000 | 3,784 |
| Total interest expense | $379,000 | 3,710 |
| Net interest income | $2,476,000 | 3,736 |
| Provision for loan and lease losses | $-325,000 | 6,786 |
| Total noninterest income | $205,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $122,000 | 3,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $83,000 | 4,965 |
| Total noninterest expense | $2,172,000 | 3,762 |
| Salaries and employee benefits | $812,000 | 4,613 |
| Premises and equipment expense | $304,000 | 3,324 |
| Additional noninterest expense | $1,056,000 | 2,849 |
| Pre-tax net operating income | $834,000 | 3,259 |
| Securities gains (losses) | $6,000 | 2,420 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $840,000 | 2,964 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $840,000 | 2,966 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $840,000 | 2,967 |
| Net charge-offs | $122,000 | 2,561 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $834,000 | 2,891 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 3,825 |
| Total interest expense | $196,000 | 3,719 |
| Net interest income | $1,227,000 | 3,782 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $-49,000 | 6,933 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-111,000 | 6,936 |
| Total noninterest expense | $1,067,000 | 3,837 |
| Salaries and employee benefits | $385,000 | 4,775 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $526,000 | 2,865 |
| Pre-tax net operating income | $111,000 | 5,205 |
| Securities gains (losses) | $-11,000 | 6,814 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $100,000 | 5,255 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $100,000 | 5,257 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $100,000 | 5,257 |
| Net charge-offs | $4,000 | 3,745 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $111,000 | 5,017 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 3,904 |
| Total interest expense | $955,000 | 3,724 |
| Net interest income | $4,877,000 | 3,878 |
| Provision for loan and lease losses | $170,000 | 4,144 |
| Total noninterest income | $234,000 | 5,524 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $224,000 | 4,046 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $10,000 | 6,410 |
| Total noninterest expense | $4,192,000 | 3,903 |
| Salaries and employee benefits | $1,536,000 | 4,782 |
| Premises and equipment expense | $622,000 | 3,298 |
| Additional noninterest expense | $2,034,000 | 3,063 |
| Pre-tax net operating income | $749,000 | 4,421 |
| Securities gains (losses) | $433,000 | 1,053 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,182,000 | 3,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,182,000 | 3,582 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,182,000 | 3,583 |
| Net charge-offs | $377,000 | 3,014 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $749,000 | 4,192 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 3,978 |
| Total interest expense | $739,000 | 3,765 |
| Net interest income | $3,632,000 | 3,950 |
| Provision for loan and lease losses | $170,000 | 3,730 |
| Total noninterest income | $117,000 | 6,012 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $164,000 | 4,149 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-47,000 | 6,837 |
| Total noninterest expense | $3,133,000 | 3,939 |
| Salaries and employee benefits | $1,066,000 | 5,005 |
| Premises and equipment expense | $472,000 | 3,309 |
| Additional noninterest expense | $1,595,000 | 2,954 |
| Pre-tax net operating income | $446,000 | 4,850 |
| Securities gains (losses) | $354,000 | 977 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $800,000 | 3,860 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $800,000 | 3,861 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $800,000 | 3,862 |
| Net charge-offs | $603,000 | 1,973 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $446,000 | 4,637 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,892,000 | 4,020 |
| Total interest expense | $513,000 | 3,763 |
| Net interest income | $2,379,000 | 4,013 |
| Provision for loan and lease losses | $170,000 | 3,201 |
| Total noninterest income | $-73,000 | 7,091 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $107,000 | 4,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-180,000 | 7,064 |
| Total noninterest expense | $2,028,000 | 4,050 |
| Salaries and employee benefits | $708,000 | 5,063 |
| Premises and equipment expense | $308,000 | 3,373 |
| Additional noninterest expense | $1,012,000 | 3,096 |
| Pre-tax net operating income | $108,000 | 5,830 |
| Securities gains (losses) | $129,000 | 1,420 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $237,000 | 5,124 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $237,000 | 5,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $237,000 | 5,124 |
| Net charge-offs | $25,000 | 4,496 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $108,000 | 5,733 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 4,075 |
| Total interest expense | $273,000 | 3,719 |
| Net interest income | $1,167,000 | 4,088 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $161,000 | 4,080 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $51,000 | 4,252 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $110,000 | 3,556 |
| Total noninterest expense | $983,000 | 4,143 |
| Salaries and employee benefits | $351,000 | 5,121 |
| Premises and equipment expense | $150,000 | 3,460 |
| Additional noninterest expense | $482,000 | 3,186 |
| Pre-tax net operating income | $270,000 | 4,019 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $270,000 | 3,824 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $270,000 | 3,827 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $270,000 | 3,827 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $270,000 | 3,663 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,931 |
| Total interest expense | $1,534,000 | 3,391 |
| Net interest income | $4,748,000 | 4,038 |
| Provision for loan and lease losses | $1,850,000 | 1,651 |
| Total noninterest income | $511,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $268,000 | 3,827 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $243,000 | 4,182 |
| Total noninterest expense | $4,095,000 | 4,052 |
| Salaries and employee benefits | $1,399,000 | 5,140 |
| Premises and equipment expense | $636,000 | 3,427 |
| Additional noninterest expense | $2,060,000 | 3,054 |
| Pre-tax net operating income | $-686,000 | 6,479 |
| Securities gains (losses) | $307,000 | 1,118 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-379,000 | 6,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-379,000 | 6,425 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-379,000 | 6,424 |
| Net charge-offs | $2,720,000 | 1,282 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-686,000 | 6,517 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,792,000 | 3,934 |
| Total interest expense | $1,215,000 | 3,379 |
| Net interest income | $3,577,000 | 4,044 |
| Provision for loan and lease losses | $1,255,000 | 1,700 |
| Total noninterest income | $632,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $199,000 | 3,858 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $433,000 | 2,912 |
| Total noninterest expense | $3,126,000 | 4,010 |
| Salaries and employee benefits | $1,068,000 | 5,088 |
| Premises and equipment expense | $486,000 | 3,422 |
| Additional noninterest expense | $1,572,000 | 3,019 |
| Pre-tax net operating income | $-172,000 | 6,364 |
| Securities gains (losses) | $301,000 | 924 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $129,000 | 5,784 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $129,000 | 5,785 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $129,000 | 5,785 |
| Net charge-offs | $1,007,000 | 1,880 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-172,000 | 6,408 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 3,922 |
| Total interest expense | $833,000 | 3,407 |
| Net interest income | $2,433,000 | 4,004 |
| Provision for loan and lease losses | $695,000 | 1,912 |
| Total noninterest income | $473,000 | 3,232 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $133,000 | 3,837 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $340,000 | 2,698 |
| Total noninterest expense | $2,136,000 | 3,999 |
| Salaries and employee benefits | $721,000 | 5,089 |
| Premises and equipment expense | $329,000 | 3,416 |
| Additional noninterest expense | $1,086,000 | 2,985 |
| Pre-tax net operating income | $75,000 | 5,818 |
| Securities gains (losses) | $94,000 | 1,192 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $169,000 | 5,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $169,000 | 5,233 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $169,000 | 5,234 |
| Net charge-offs | $812,000 | 1,657 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $75,000 | 5,779 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 4,212 |
| Total interest expense | $432,000 | 3,418 |
| Net interest income | $1,045,000 | 4,445 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $228,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $63,000 | 3,894 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $165,000 | 2,741 |
| Total noninterest expense | $1,103,000 | 3,932 |
| Salaries and employee benefits | $364,000 | 5,123 |
| Premises and equipment expense | $171,000 | 3,368 |
| Additional noninterest expense | $568,000 | 2,847 |
| Pre-tax net operating income | $20,000 | 6,101 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $32,000 | 5,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $32,000 | 5,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $32,000 | 5,968 |
| Net charge-offs | $113,000 | 2,612 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $20,000 | 6,090 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,488,000 | 4,100 |
| Total interest expense | $2,122,000 | 3,414 |
| Net interest income | $4,366,000 | 4,330 |
| Provision for loan and lease losses | $4,003,000 | 1,337 |
| Total noninterest income | $1,066,000 | 3,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $346,000 | 3,361 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $720,000 | 2,648 |
| Total noninterest expense | $4,668,000 | 3,800 |
| Salaries and employee benefits | $1,382,000 | 5,286 |
| Premises and equipment expense | $601,000 | 3,713 |
| Additional noninterest expense | $2,685,000 | 2,515 |
| Pre-tax net operating income | $-3,239,000 | 6,948 |
| Securities gains (losses) | $360,000 | 1,113 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,879,000 | 6,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,879,000 | 6,980 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,879,000 | 6,980 |
| Net charge-offs | $3,743,000 | 1,274 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 289 |
| Net operating income | $-3,239,000 | 7,007 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 4,115 |
| Total interest expense | $1,663,000 | 3,414 |
| Net interest income | $3,332,000 | 4,337 |
| Provision for loan and lease losses | $3,840,000 | 1,077 |
| Total noninterest income | $840,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $265,000 | 3,392 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $575,000 | 2,541 |
| Total noninterest expense | $3,571,000 | 3,766 |
| Salaries and employee benefits | $1,040,000 | 5,319 |
| Premises and equipment expense | $444,000 | 3,806 |
| Additional noninterest expense | $2,087,000 | 2,399 |
| Pre-tax net operating income | $-3,239,000 | 7,234 |
| Securities gains (losses) | $360,000 | 950 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,879,000 | 7,255 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,879,000 | 7,255 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,879,000 | 7,255 |
| Net charge-offs | $3,484,000 | 1,016 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 225 |
| Net operating income | $-3,239,000 | 7,280 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,326,000 | 4,159 |
| Total interest expense | $1,172,000 | 3,367 |
| Net interest income | $2,154,000 | 4,413 |
| Provision for loan and lease losses | $3,205,000 | 904 |
| Total noninterest income | $508,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $180,000 | 3,359 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $328,000 | 2,713 |
| Total noninterest expense | $2,429,000 | 3,708 |
| Salaries and employee benefits | $696,000 | 5,331 |
| Premises and equipment expense | $272,000 | 4,063 |
| Additional noninterest expense | $1,461,000 | 2,308 |
| Pre-tax net operating income | $-2,972,000 | 7,396 |
| Securities gains (losses) | $241,000 | 821 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-2,731,000 | 7,424 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,731,000 | 7,424 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,731,000 | 7,424 |
| Net charge-offs | $3,125,000 | 801 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,750,000 | 156 |
| Net operating income | $-2,972,000 | 7,435 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 4,049 |
| Total interest expense | $594,000 | 3,459 |
| Net interest income | $1,177,000 | 4,214 |
| Provision for loan and lease losses | $1,210,000 | 1,025 |
| Total noninterest income | $175,000 | 3,955 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $83,000 | 3,837 |
| Total noninterest expense | $1,379,000 | 3,375 |
| Salaries and employee benefits | $357,000 | 5,290 |
| Premises and equipment expense | $204,000 | 3,069 |
| Additional noninterest expense | $818,000 | 2,074 |
| Pre-tax net operating income | $-1,237,000 | 7,480 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,237,000 | 7,524 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,237,000 | 7,525 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,237,000 | 7,525 |
| Net charge-offs | $1,105,000 | 969 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,237,000 | 7,519 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 4,030 |
| Total interest expense | $3,120,000 | 3,318 |
| Net interest income | $4,268,000 | 4,382 |
| Provision for loan and lease losses | $330,000 | 5,137 |
| Total noninterest income | $682,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $448,000 | 3,101 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $234,000 | 4,385 |
| Total noninterest expense | $4,376,000 | 4,077 |
| Salaries and employee benefits | $1,546,000 | 5,093 |
| Premises and equipment expense | $805,000 | 3,115 |
| Additional noninterest expense | $2,025,000 | 3,282 |
| Pre-tax net operating income | $244,000 | 4,671 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $244,000 | 4,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $244,000 | 4,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $244,000 | 4,657 |
| Net charge-offs | $631,000 | 3,497 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $244,000 | 4,584 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 4,112 |
| Total interest expense | $2,479,000 | 3,313 |
| Net interest income | $3,020,000 | 4,560 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $477,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $329,000 | 3,155 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $148,000 | 4,798 |
| Total noninterest expense | $3,342,000 | 4,026 |
| Salaries and employee benefits | $1,169,000 | 5,121 |
| Premises and equipment expense | $610,000 | 3,117 |
| Additional noninterest expense | $1,563,000 | 3,180 |
| Pre-tax net operating income | $130,000 | 5,183 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $130,000 | 5,180 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $130,000 | 5,179 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $130,000 | 5,179 |
| Net charge-offs | $448,000 | 3,191 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $130,000 | 5,124 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,727,000 | 4,101 |
| Total interest expense | $1,735,000 | 3,320 |
| Net interest income | $1,992,000 | 4,592 |
| Provision for loan and lease losses | $25,000 | 6,581 |
| Total noninterest income | $362,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $214,000 | 3,180 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $148,000 | 4,151 |
| Total noninterest expense | $2,177,000 | 4,132 |
| Salaries and employee benefits | $788,000 | 5,144 |
| Premises and equipment expense | $413,000 | 3,095 |
| Additional noninterest expense | $976,000 | 3,350 |
| Pre-tax net operating income | $152,000 | 4,929 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $152,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 4,852 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $152,000 | 4,852 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $152,000 | 4,763 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 4,193 |
| Total interest expense | $869,000 | 3,402 |
| Net interest income | $959,000 | 4,691 |
| Provision for loan and lease losses | $25,000 | 5,698 |
| Total noninterest income | $163,000 | 4,223 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $109,000 | 3,102 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $54,000 | 4,691 |
| Total noninterest expense | $1,038,000 | 4,201 |
| Salaries and employee benefits | $389,000 | 5,237 |
| Premises and equipment expense | $204,000 | 3,171 |
| Additional noninterest expense | $445,000 | 3,297 |
| Pre-tax net operating income | $59,000 | 5,506 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $59,000 | 5,559 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $59,000 | 5,562 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $59,000 | 5,562 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $59,000 | 5,388 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,383,000 | 4,013 |
| Total interest expense | $3,861,000 | 3,605 |
| Net interest income | $4,522,000 | 4,215 |
| Provision for loan and lease losses | $1,112,000 | 2,552 |
| Total noninterest income | $640,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $417,000 | 3,377 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $223,000 | 4,667 |
| Total noninterest expense | $3,949,000 | 4,273 |
| Salaries and employee benefits | $1,599,000 | 5,128 |
| Premises and equipment expense | $789,000 | 3,214 |
| Additional noninterest expense | $1,561,000 | 3,517 |
| Pre-tax net operating income | $101,000 | 6,016 |
| Securities gains (losses) | $25,000 | 2,045 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $126,000 | 5,766 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $126,000 | 5,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 3,277 |
| Cash dividends | $403,000 | 3,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $101,000 | 6,004 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 4,022 |
| Total interest expense | $2,959,000 | 3,661 |
| Net interest income | $3,416,000 | 4,225 |
| Provision for loan and lease losses | $830,000 | 2,048 |
| Total noninterest income | $463,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $306,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $157,000 | 4,873 |
| Total noninterest expense | $3,063,000 | 4,155 |
| Salaries and employee benefits | $1,197,000 | 5,166 |
| Premises and equipment expense | $600,000 | 3,197 |
| Additional noninterest expense | $1,266,000 | 3,232 |
| Pre-tax net operating income | $-14,000 | 6,777 |
| Securities gains (losses) | $25,000 | 1,874 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $11,000 | 6,560 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $11,000 | 6,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 2,650 |
| Cash dividends | $299,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-14,000 | 6,805 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 4,047 |
| Total interest expense | $2,076,000 | 3,651 |
| Net interest income | $2,228,000 | 4,282 |
| Provision for loan and lease losses | $608,000 | 1,680 |
| Total noninterest income | $358,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $203,000 | 3,453 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $155,000 | 4,257 |
| Total noninterest expense | $2,170,000 | 3,990 |
| Salaries and employee benefits | $844,000 | 5,055 |
| Premises and equipment expense | $407,000 | 3,166 |
| Additional noninterest expense | $919,000 | 2,961 |
| Pre-tax net operating income | $-192,000 | 7,317 |
| Securities gains (losses) | $25,000 | 1,907 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-167,000 | 7,358 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-167,000 | 7,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,865 |
| Cash dividends | $299,000 | 3,006 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-192,000 | 7,372 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 3,998 |
| Total interest expense | $1,099,000 | 3,667 |
| Net interest income | $1,156,000 | 4,199 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $171,000 | 4,304 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $101,000 | 3,432 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $70,000 | 4,434 |
| Total noninterest expense | $1,097,000 | 3,964 |
| Salaries and employee benefits | $465,000 | 4,782 |
| Premises and equipment expense | $213,000 | 3,047 |
| Additional noninterest expense | $419,000 | 3,178 |
| Pre-tax net operating income | $165,000 | 5,304 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $190,000 | 4,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $299,000 | 1,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $165,000 | 4,948 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 3,702 |
| Total interest expense | $4,931,000 | 3,502 |
| Net interest income | $5,385,000 | 3,786 |
| Provision for loan and lease losses | $657,000 | 1,928 |
| Total noninterest income | $812,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $514,000 | 2,993 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $298,000 | 4,259 |
| Total noninterest expense | $4,475,000 | 3,773 |
| Salaries and employee benefits | $1,996,000 | 4,390 |
| Premises and equipment expense | $884,000 | 2,841 |
| Additional noninterest expense | $1,595,000 | 3,250 |
| Pre-tax net operating income | $1,065,000 | 4,607 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,065,000 | 4,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,065,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 2,082 |
| Cash dividends | $889,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,065,000 | 4,163 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,938,000 | 3,637 |
| Total interest expense | $3,723,000 | 3,483 |
| Net interest income | $4,215,000 | 3,680 |
| Provision for loan and lease losses | $300,000 | 2,302 |
| Total noninterest income | $627,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $390,000 | 2,958 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $237,000 | 4,180 |
| Total noninterest expense | $3,555,000 | 3,573 |
| Salaries and employee benefits | $1,642,000 | 4,087 |
| Premises and equipment expense | $678,000 | 2,785 |
| Additional noninterest expense | $1,235,000 | 3,105 |
| Pre-tax net operating income | $987,000 | 4,390 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $987,000 | 3,923 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $987,000 | 3,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $876,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $987,000 | 3,908 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 3,703 |
| Total interest expense | $2,484,000 | 3,472 |
| Net interest income | $2,689,000 | 3,832 |
| Provision for loan and lease losses | $369,000 | 1,315 |
| Total noninterest income | $390,000 | 4,087 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $252,000 | 3,019 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $138,000 | 4,484 |
| Total noninterest expense | $2,371,000 | 3,604 |
| Salaries and employee benefits | $1,100,000 | 4,102 |
| Premises and equipment expense | $459,000 | 2,760 |
| Additional noninterest expense | $812,000 | 3,148 |
| Pre-tax net operating income | $339,000 | 5,816 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $339,000 | 5,399 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $339,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $675,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $339,000 | 5,391 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,672,000 | 3,595 |
| Total interest expense | $1,226,000 | 3,487 |
| Net interest income | $1,446,000 | 3,647 |
| Provision for loan and lease losses | $232,000 | 1,035 |
| Total noninterest income | $203,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $123,000 | 3,011 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $80,000 | 4,208 |
| Total noninterest expense | $1,238,000 | 3,477 |
| Salaries and employee benefits | $560,000 | 4,073 |
| Premises and equipment expense | $238,000 | 2,705 |
| Additional noninterest expense | $440,000 | 2,918 |
| Pre-tax net operating income | $179,000 | 5,729 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $179,000 | 5,305 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $179,000 | 5,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $580,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $179,000 | 5,284 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,909,000 | 3,344 |
| Total interest expense | $5,116,000 | 2,975 |
| Net interest income | $5,793,000 | 3,620 |
| Provision for loan and lease losses | $-11,000 | 8,321 |
| Total noninterest income | $696,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $672,000 | 2,459 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,000 | 7,865 |
| Total noninterest expense | $4,592,000 | 3,579 |
| Salaries and employee benefits | $2,243,000 | 3,922 |
| Premises and equipment expense | $714,000 | 3,290 |
| Additional noninterest expense | $1,635,000 | 3,071 |
| Pre-tax net operating income | $1,908,000 | 3,745 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,908,000 | 3,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,908,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,643 |
| Cash dividends | $1,132,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,908,000 | 3,190 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,191,000 | 3,311 |
| Total interest expense | $3,736,000 | 2,955 |
| Net interest income | $4,455,000 | 3,569 |
| Provision for loan and lease losses | $-162,000 | 8,607 |
| Total noninterest income | $494,000 | 4,506 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $529,000 | 2,366 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-35,000 | 8,727 |
| Total noninterest expense | $3,369,000 | 3,638 |
| Salaries and employee benefits | $1,688,000 | 3,898 |
| Premises and equipment expense | $468,000 | 3,659 |
| Additional noninterest expense | $1,213,000 | 3,096 |
| Pre-tax net operating income | $1,742,000 | 3,437 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,742,000 | 2,862 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,742,000 | 2,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $1,061,000 | 1,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,742,000 | 2,854 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 3,346 |
| Total interest expense | $2,351,000 | 2,977 |
| Net interest income | $2,945,000 | 3,599 |
| Provision for loan and lease losses | $-192,000 | 8,668 |
| Total noninterest income | $484,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $359,000 | 2,302 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $2,278,000 | 3,611 |
| Salaries and employee benefits | $1,140,000 | 3,890 |
| Premises and equipment expense | $319,000 | 3,590 |
| Additional noninterest expense | $819,000 | 3,077 |
| Pre-tax net operating income | $1,343,000 | 3,105 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,343,000 | 2,548 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,343,000 | 2,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,530 |
| Cash dividends | $876,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,343,000 | 2,529 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 3,429 |
| Total interest expense | $1,084,000 | 3,052 |
| Net interest income | $1,428,000 | 3,679 |
| Provision for loan and lease losses | $-240,000 | 8,715 |
| Total noninterest income | $246,000 | 3,506 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $190,000 | 2,131 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $56,000 | 4,890 |
| Total noninterest expense | $1,135,000 | 3,632 |
| Salaries and employee benefits | $576,000 | 3,875 |
| Premises and equipment expense | $156,000 | 3,660 |
| Additional noninterest expense | $403,000 | 3,092 |
| Pre-tax net operating income | $779,000 | 2,762 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $779,000 | 2,256 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $779,000 | 2,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $636,000 | 1,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $779,000 | 2,233 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,607,000 | 3,533 |
| Total interest expense | $3,093,000 | 3,249 |
| Net interest income | $5,514,000 | 3,674 |
| Provision for loan and lease losses | $783,000 | 1,287 |
| Total noninterest income | $1,175,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $776,000 | 2,159 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $399,000 | 3,784 |
| Total noninterest expense | $4,067,000 | 3,822 |
| Salaries and employee benefits | $2,104,000 | 3,977 |
| Premises and equipment expense | $401,000 | 4,846 |
| Additional noninterest expense | $1,562,000 | 3,129 |
| Pre-tax net operating income | $1,839,000 | 3,894 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-276,000 | 8,709 |
| Income before extraordinary items | $2,115,000 | 2,949 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,115,000 | 2,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $1,690,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,115,000 | 2,920 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 3,613 |
| Total interest expense | $2,118,000 | 3,346 |
| Net interest income | $4,072,000 | 3,709 |
| Provision for loan and lease losses | $614,000 | 1,182 |
| Total noninterest income | $858,000 | 3,258 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $572,000 | 2,194 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $286,000 | 3,881 |
| Total noninterest expense | $3,006,000 | 3,828 |
| Salaries and employee benefits | $1,563,000 | 3,970 |
| Premises and equipment expense | $282,000 | 5,040 |
| Additional noninterest expense | $1,161,000 | 3,120 |
| Pre-tax net operating income | $1,310,000 | 4,093 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-278,000 | 8,780 |
| Income before extraordinary items | $1,588,000 | 3,002 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,588,000 | 3,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,285 |
| Cash dividends | $1,448,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,588,000 | 2,961 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,948,000 | 3,676 |
| Total interest expense | $1,305,000 | 3,408 |
| Net interest income | $2,643,000 | 3,753 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $576,000 | 3,195 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $357,000 | 2,267 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $1,970,000 | 3,853 |
| Salaries and employee benefits | $1,013,000 | 4,032 |
| Premises and equipment expense | $185,000 | 5,077 |
| Additional noninterest expense | $772,000 | 3,114 |
| Pre-tax net operating income | $1,219,000 | 3,207 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-279,000 | 8,814 |
| Income before extraordinary items | $1,498,000 | 2,234 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,498,000 | 2,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $247,000 | 1,046 |
| Cash dividends | $1,210,000 | 1,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,498,000 | 2,200 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,737 |
| Total interest expense | $615,000 | 3,447 |
| Net interest income | $1,295,000 | 3,806 |
| Provision for loan and lease losses | $-8,000 | 8,714 |
| Total noninterest income | $285,000 | 3,166 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $173,000 | 2,272 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $112,000 | 3,523 |
| Total noninterest expense | $937,000 | 4,043 |
| Salaries and employee benefits | $479,000 | 4,236 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $363,000 | 3,266 |
| Pre-tax net operating income | $651,000 | 3,036 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-282,000 | 8,895 |
| Income before extraordinary items | $933,000 | 1,816 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $933,000 | 1,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $981,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $933,000 | 1,773 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 3,489 |
| Total interest expense | $2,032,000 | 3,597 |
| Net interest income | $5,741,000 | 3,405 |
| Provision for loan and lease losses | $68,000 | 5,537 |
| Total noninterest income | $1,135,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $714,000 | 2,333 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $421,000 | 3,627 |
| Total noninterest expense | $3,666,000 | 4,010 |
| Salaries and employee benefits | $1,943,000 | 4,094 |
| Premises and equipment expense | $361,000 | 5,101 |
| Additional noninterest expense | $1,362,000 | 3,382 |
| Pre-tax net operating income | $3,142,000 | 2,488 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,265,000 | 1,836 |
| Income before extraordinary items | $1,877,000 | 3,086 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,877,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $730,000 | 2,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,877,000 | 3,018 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,766,000 | 3,495 |
| Total interest expense | $1,450,000 | 3,713 |
| Net interest income | $4,316,000 | 3,385 |
| Provision for loan and lease losses | $64,000 | 5,058 |
| Total noninterest income | $811,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $528,000 | 2,382 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $283,000 | 3,841 |
| Total noninterest expense | $2,710,000 | 4,042 |
| Salaries and employee benefits | $1,392,000 | 4,202 |
| Premises and equipment expense | $284,000 | 4,932 |
| Additional noninterest expense | $1,034,000 | 3,330 |
| Pre-tax net operating income | $2,353,000 | 2,518 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $961,000 | 1,843 |
| Income before extraordinary items | $1,392,000 | 3,158 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,392,000 | 3,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $730,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,392,000 | 3,080 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 3,457 |
| Total interest expense | $945,000 | 3,777 |
| Net interest income | $2,931,000 | 3,331 |
| Provision for loan and lease losses | $57,000 | 4,557 |
| Total noninterest income | $477,000 | 3,684 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $160,000 | 4,180 |
| Total noninterest expense | $1,808,000 | 4,065 |
| Salaries and employee benefits | $929,000 | 4,214 |
| Premises and equipment expense | $189,000 | 4,954 |
| Additional noninterest expense | $690,000 | 3,346 |
| Pre-tax net operating income | $1,543,000 | 2,529 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $635,000 | 1,847 |
| Income before extraordinary items | $908,000 | 3,190 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $908,000 | 3,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,658 |
| Cash dividends | $730,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $908,000 | 3,104 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 3,666 |
| Total interest expense | $468,000 | 3,851 |
| Net interest income | $1,357,000 | 3,534 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $227,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $155,000 | 2,607 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $897,000 | 4,101 |
| Salaries and employee benefits | $453,000 | 4,334 |
| Premises and equipment expense | $94,000 | 5,013 |
| Additional noninterest expense | $350,000 | 3,289 |
| Pre-tax net operating income | $630,000 | 2,958 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $276,000 | 2,049 |
| Income before extraordinary items | $354,000 | 3,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $354,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $730,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $354,000 | 3,700 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 3,653 |
| Total interest expense | $2,059,000 | 3,936 |
| Net interest income | $5,320,000 | 3,520 |
| Provision for loan and lease losses | $342,000 | 2,896 |
| Total noninterest income | $1,794,000 | 2,499 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $563,000 | 2,824 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,231,000 | 2,084 |
| Total noninterest expense | $3,367,000 | 4,250 |
| Salaries and employee benefits | $1,764,000 | 4,320 |
| Premises and equipment expense | $315,000 | 5,520 |
| Additional noninterest expense | $1,288,000 | 3,519 |
| Pre-tax net operating income | $3,405,000 | 2,260 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,513,000 | 1,612 |
| Income before extraordinary items | $1,892,000 | 2,993 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,892,000 | 2,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,892,000 | 2,867 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,479,000 | 3,725 |
| Total interest expense | $1,568,000 | 4,007 |
| Net interest income | $3,911,000 | 3,590 |
| Provision for loan and lease losses | $276,000 | 2,658 |
| Total noninterest income | $1,511,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $394,000 | 2,983 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,117,000 | 1,896 |
| Total noninterest expense | $2,508,000 | 4,260 |
| Salaries and employee benefits | $1,233,000 | 4,526 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $990,000 | 3,430 |
| Pre-tax net operating income | $2,638,000 | 2,269 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $920,000 | 1,986 |
| Income before extraordinary items | $1,718,000 | 2,664 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,718,000 | 2,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $500,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,718,000 | 2,524 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 3,749 |
| Total interest expense | $1,060,000 | 4,065 |
| Net interest income | $2,595,000 | 3,597 |
| Provision for loan and lease losses | $212,000 | 2,399 |
| Total noninterest income | $1,143,000 | 2,135 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $228,000 | 3,295 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $915,000 | 1,619 |
| Total noninterest expense | $1,626,000 | 4,343 |
| Salaries and employee benefits | $811,000 | 4,563 |
| Premises and equipment expense | $178,000 | 5,081 |
| Additional noninterest expense | $637,000 | 3,530 |
| Pre-tax net operating income | $1,900,000 | 2,135 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $594,000 | 2,061 |
| Income before extraordinary items | $1,306,000 | 2,379 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,306,000 | 2,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,782 |
| Cash dividends | $500,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,306,000 | 2,250 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,809 |
| Total interest expense | $537,000 | 4,120 |
| Net interest income | $1,270,000 | 3,648 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $106,000 | 3,394 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 4,025 |
| Total noninterest expense | $785,000 | 4,427 |
| Salaries and employee benefits | $396,000 | 4,643 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $305,000 | 3,611 |
| Pre-tax net operating income | $646,000 | 2,908 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $277,000 | 2,157 |
| Income before extraordinary items | $369,000 | 3,674 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $369,000 | 3,500 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,162,000 | 3,978 |
| Total interest expense | $2,589,000 | 3,990 |
| Net interest income | $4,573,000 | 3,936 |
| Provision for loan and lease losses | $266,000 | 3,720 |
| Total noninterest income | $863,000 | 3,810 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $506,000 | 2,949 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $357,000 | 3,903 |
| Total noninterest expense | $3,195,000 | 4,259 |
| Salaries and employee benefits | $1,686,000 | 4,295 |
| Premises and equipment expense | $307,000 | 5,494 |
| Additional noninterest expense | $1,202,000 | 3,600 |
| Pre-tax net operating income | $1,975,000 | 3,464 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $894,000 | 2,402 |
| Income before extraordinary items | $1,096,000 | 4,335 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,096,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,476 |
| Cash dividends | $460,000 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,086,400 | 4,252 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 4,275 |
| Total interest expense | $3,571,000 | 4,143 |
| Net interest income | $3,825,000 | 4,263 |
| Provision for loan and lease losses | $249,000 | 3,640 |
| Total noninterest income | $767,000 | 3,973 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $410,000 | 3,321 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $357,000 | 3,766 |
| Total noninterest expense | $2,974,000 | 4,354 |
| Salaries and employee benefits | $1,544,000 | 4,415 |
| Premises and equipment expense | $294,000 | 5,581 |
| Additional noninterest expense | $1,136,000 | 3,677 |
| Pre-tax net operating income | $1,369,000 | 4,097 |
| Securities gains (losses) | $-26,000 | 9,395 |
| Applicable income taxes | $625,000 | 2,894 |
| Income before extraordinary items | $718,000 | 5,164 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $718,000 | 5,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,483 |
| Cash dividends | $460,000 | 3,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $734,640 | 5,001 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,038,000 | 4,571 |
| Total interest expense | $3,478,000 | 4,405 |
| Net interest income | $3,560,000 | 4,554 |
| Provision for loan and lease losses | $207,000 | 3,670 |
| Total noninterest income | $502,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,078 |
| Total noninterest expense | $2,565,000 | 4,773 |
| Salaries and employee benefits | $1,269,000 | 4,979 |
| Premises and equipment expense | $271,000 | 5,760 |
| Additional noninterest expense | $1,025,000 | 3,917 |
| Pre-tax net operating income | $1,290,000 | 4,523 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $598,000 | 3,114 |
| Income before extraordinary items | $692,000 | 5,452 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $692,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,101 |
| Cash dividends | $460,000 | 3,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $692,000 | 5,453 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 5,206 |
| Total interest expense | $2,500,000 | 5,196 |
| Net interest income | $3,053,000 | 5,102 |
| Provision for loan and lease losses | $8,000 | 8,218 |
| Total noninterest income | $331,000 | 6,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,493 |
| Total noninterest expense | $2,111,000 | 5,481 |
| Salaries and employee benefits | $995,000 | 5,903 |
| Premises and equipment expense | $245,000 | 6,111 |
| Additional noninterest expense | $871,000 | 4,489 |
| Pre-tax net operating income | $1,265,000 | 4,605 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $514,000 | 3,580 |
| Income before extraordinary items | $751,000 | 5,270 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $751,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $751,000 | 5,240 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,362,000 | 5,404 |
| Total interest expense | $2,671,000 | 5,138 |
| Net interest income | $2,691,000 | 5,560 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $422,000 | 5,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,797 |
| Total noninterest expense | $1,879,000 | 5,824 |
| Salaries and employee benefits | $916,000 | 6,134 |
| Premises and equipment expense | $208,000 | 6,589 |
| Additional noninterest expense | $755,000 | 4,872 |
| Pre-tax net operating income | $1,232,000 | 4,805 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $503,000 | 3,816 |
| Income before extraordinary items | $729,000 | 5,483 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $729,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $729,000 | 5,377 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 5,741 |
| Total interest expense | $2,683,000 | 5,130 |
| Net interest income | $2,390,000 | 6,230 |
| Provision for loan and lease losses | $-6,000 | 10,599 |
| Total noninterest income | $307,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $1,864,000 | 5,936 |
| Salaries and employee benefits | $851,000 | 6,533 |
| Premises and equipment expense | $326,000 | 5,156 |
| Additional noninterest expense | $687,000 | 5,292 |
| Pre-tax net operating income | $839,000 | 6,367 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $339,000 | 5,399 |
| Income before extraordinary items | $500,000 | 6,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $500,000 | 6,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $500,000 | 6,906 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 6,243 |
| Total interest expense | $2,492,000 | 5,530 |
| Net interest income | $2,159,000 | 6,842 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $306,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,273 |
| Total noninterest expense | $2,078,000 | 5,772 |
| Salaries and employee benefits | $765,000 | 7,166 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $1,053,000 | 4,220 |
| Pre-tax net operating income | $387,000 | 8,587 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $159,000 | 7,745 |
| Income before extraordinary items | $228,000 | 9,022 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $228,000 | 9,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $170,000 | 5,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $228,000 | 8,962 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,701,000 | 6,238 |
| Total interest expense | $2,558,000 | 5,461 |
| Net interest income | $2,143,000 | 6,999 |
| Provision for loan and lease losses | $85,000 | 4,951 |
| Total noninterest income | $378,000 | 6,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,721 |
| Total noninterest expense | $1,803,000 | 6,449 |
| Salaries and employee benefits | $750,000 | 7,398 |
| Premises and equipment expense | $221,000 | 6,820 |
| Additional noninterest expense | $832,000 | 5,098 |
| Pre-tax net operating income | $633,000 | 7,690 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $342,000 | 8,553 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $342,000 | 8,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $125,000 | 6,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $342,000 | 8,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 6,819 |
| Total interest expense | $1,783,000 | 6,118 |
| Net interest income | $2,125,000 | 7,253 |
| Provision for loan and lease losses | $247,000 | 2,626 |
| Total noninterest income | $406,000 | 6,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,408 |
| Total noninterest expense | $1,886,000 | 6,484 |
| Salaries and employee benefits | $765,000 | 7,419 |
| Premises and equipment expense | $244,000 | 6,618 |
| Additional noninterest expense | $877,000 | 5,298 |
| Pre-tax net operating income | $398,000 | 9,390 |
| Securities gains (losses) | $-150,000 | 11,789 |
| Applicable income taxes | $177,000 | 7,765 |
| Income before extraordinary items | $71,000 | 11,649 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $71,000 | 11,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $110,000 | 6,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $167,000 | 10,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,924,000 | 6,952 |
| Total interest expense | $2,182,000 | 5,418 |
| Net interest income | $1,742,000 | 8,389 |
| Provision for loan and lease losses | $-44,000 | 12,712 |
| Total noninterest income | $235,000 | 8,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,826 |
| Total noninterest expense | $2,193,000 | 5,878 |
| Salaries and employee benefits | $810,000 | 7,258 |
| Premises and equipment expense | $349,000 | 5,250 |
| Additional noninterest expense | $1,034,000 | 4,774 |
| Pre-tax net operating income | $-172,000 | 12,674 |
| Securities gains (losses) | $599,000 | 794 |
| Applicable income taxes | $185,000 | 7,907 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $242,000 | 10,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $235,000 | 5,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-141,360 | 12,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 5,994 |
| Total interest expense | $3,274,000 | 4,814 |
| Net interest income | $2,115,000 | 7,457 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $259,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,940 |
| Total noninterest expense | $2,359,000 | 5,567 |
| Salaries and employee benefits | $783,000 | 7,377 |
| Premises and equipment expense | $452,000 | 4,332 |
| Additional noninterest expense | $1,124,000 | 4,604 |
| Pre-tax net operating income | $-135,000 | 13,002 |
| Securities gains (losses) | $1,069,000 | 617 |
| Applicable income taxes | $439,000 | 4,464 |
| Income before extraordinary items | $495,000 | 7,379 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $495,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 10,059 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-189,160 | 13,047 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.