Home > Premier Bank-Richlands > Income and Expense
Premier Bank-Richlands, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,299,000 | 4,653 |
| Total interest expense | $2,517,000 | 4,627 |
| Net interest income | $3,782,000 | 4,601 |
| Provision for loan and lease losses | $95,000 | 4,682 |
| Total noninterest income | $246,000 | 8,018 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 6,941 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $2,360,000 | 5,421 |
| Salaries and employee benefits | $1,027,000 | 5,960 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $1,149,000 | 4,212 |
| Pre-tax net operating income | $1,573,000 | 4,236 |
| Securities gains (losses) | $97,000 | 786 |
| Applicable income taxes | $447,000 | 4,415 |
| Income before extraordinary items | $1,223,000 | 3,792 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,223,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,566 |
| Cash dividends | $469,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,152,190 | 4,048 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,636,000 | 4,534 |
| Total interest expense | $2,720,000 | 4,483 |
| Net interest income | $3,916,000 | 4,502 |
| Provision for loan and lease losses | $192,000 | 4,009 |
| Total noninterest income | $231,000 | 8,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $2,219,000 | 5,824 |
| Salaries and employee benefits | $1,004,000 | 6,115 |
| Premises and equipment expense | $172,000 | 8,328 |
| Additional noninterest expense | $1,043,000 | 4,747 |
| Pre-tax net operating income | $1,736,000 | 3,817 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $492,000 | 4,249 |
| Income before extraordinary items | $1,289,000 | 3,743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,289,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 12,956 |
| Cash dividends | $417,000 | 3,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,256,600 | 3,633 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 5,113 |
| Total interest expense | $2,726,000 | 5,597 |
| Net interest income | $3,823,000 | 4,634 |
| Provision for loan and lease losses | $183,000 | 5,461 |
| Total noninterest income | $231,000 | 8,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $2,067,000 | 6,209 |
| Salaries and employee benefits | $942,000 | 6,382 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $971,000 | 5,175 |
| Pre-tax net operating income | $1,804,000 | 3,421 |
| Securities gains (losses) | $158,000 | 2,349 |
| Applicable income taxes | $572,000 | 3,563 |
| Income before extraordinary items | $1,390,000 | 3,303 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,390,000 | 3,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 6,172 |
| Cash dividends | $369,000 | 3,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,277,820 | 3,330 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.