Home > Premier Bank of East Tennessee > Income and Expense
Premier Bank of East Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 7,329 |
| Total interest expense | $1,457,000 | 7,448 |
| Net interest income | $1,911,000 | 7,103 |
| Provision for loan and lease losses | $702,000 | 1,327 |
| Total noninterest income | $248,000 | 7,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 6,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $1,357,000 | 7,155 |
| Salaries and employee benefits | $809,000 | 6,738 |
| Premises and equipment expense | $183,000 | 7,152 |
| Additional noninterest expense | $365,000 | 7,669 |
| Pre-tax net operating income | $100,000 | 10,065 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $57,000 | 9,142 |
| Income before extraordinary items | $45,000 | 10,262 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $45,000 | 10,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,211 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $43,720 | 10,235 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,473,000 | 8,725 |
| Total interest expense | $981,000 | 9,074 |
| Net interest income | $1,492,000 | 8,286 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $262,000 | 7,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $151,000 | 6,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,836 |
| Total noninterest expense | $1,121,000 | 8,255 |
| Salaries and employee benefits | $720,000 | 7,394 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $221,000 | 9,694 |
| Pre-tax net operating income | $507,000 | 7,894 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $240,000 | 6,578 |
| Income before extraordinary items | $264,000 | 8,709 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $264,000 | 8,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $265,920 | 8,644 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,938,000 | 9,823 |
| Total interest expense | $775,000 | 10,039 |
| Net interest income | $1,163,000 | 9,442 |
| Provision for loan and lease losses | $88,000 | 4,902 |
| Total noninterest income | $190,000 | 8,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,917 |
| Total noninterest expense | $1,142,000 | 8,420 |
| Salaries and employee benefits | $651,000 | 8,057 |
| Premises and equipment expense | $142,000 | 8,472 |
| Additional noninterest expense | $349,000 | 8,699 |
| Pre-tax net operating income | $123,000 | 10,955 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $30,000 | 10,584 |
| Income before extraordinary items | $80,000 | 11,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $80,000 | 11,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $89,490 | 11,000 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 10,245 |
| Total interest expense | $562,000 | 10,792 |
| Net interest income | $1,198,000 | 9,771 |
| Provision for loan and lease losses | $92,000 | 4,738 |
| Total noninterest income | $177,000 | 9,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $863,000 | 9,935 |
| Salaries and employee benefits | $538,000 | 9,055 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $237,000 | 10,688 |
| Pre-tax net operating income | $420,000 | 9,201 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $343,000 | 8,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $343,000 | 8,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $314,500 | 9,049 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 10,773 |
| Total interest expense | $572,000 | 11,308 |
| Net interest income | $1,143,000 | 10,250 |
| Provision for loan and lease losses | $96,000 | 5,869 |
| Total noninterest income | $176,000 | 9,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $832,000 | 10,512 |
| Salaries and employee benefits | $515,000 | 9,523 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $391,000 | 9,477 |
| Securities gains (losses) | $-4,000 | 12,523 |
| Applicable income taxes | $117,000 | 9,370 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $270,000 | 9,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $272,800 | 9,527 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 11,497 |
| Total interest expense | $640,000 | 12,114 |
| Net interest income | $1,072,000 | 10,809 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,539 |
| Total noninterest expense | $756,000 | 11,225 |
| Salaries and employee benefits | $426,000 | 10,562 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $244,000 | 11,615 |
| Pre-tax net operating income | $355,000 | 9,641 |
| Securities gains (losses) | $21,000 | 5,524 |
| Applicable income taxes | $134,000 | 9,024 |
| Income before extraordinary items | $242,000 | 10,022 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $242,000 | 10,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $20,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $228,560 | 9,848 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.