Home > Premier Bank-North > Income and Expense
Premier Bank-North, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,793,000 | 4,341 |
| Total interest expense | $2,876,000 | 4,111 |
| Net interest income | $3,917,000 | 4,472 |
| Provision for loan and lease losses | $145,000 | 3,683 |
| Total noninterest income | $324,000 | 6,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $2,429,000 | 5,289 |
| Salaries and employee benefits | $1,241,000 | 5,090 |
| Premises and equipment expense | $305,000 | 5,645 |
| Additional noninterest expense | $883,000 | 5,259 |
| Pre-tax net operating income | $1,667,000 | 4,026 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $444,000 | 4,438 |
| Income before extraordinary items | $1,223,000 | 3,792 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,223,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,999 |
| Cash dividends | $94,000 | 7,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,223,000 | 3,825 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,825 |
| Total interest expense | $2,504,000 | 4,800 |
| Net interest income | $3,674,000 | 4,751 |
| Provision for loan and lease losses | $265,000 | 3,262 |
| Total noninterest income | $286,000 | 7,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $2,137,000 | 6,009 |
| Salaries and employee benefits | $1,089,000 | 5,697 |
| Premises and equipment expense | $247,000 | 6,746 |
| Additional noninterest expense | $801,000 | 5,921 |
| Pre-tax net operating income | $1,558,000 | 4,170 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $436,000 | 4,702 |
| Income before extraordinary items | $1,176,000 | 4,091 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,176,000 | 4,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $168,000 | 5,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,136,580 | 3,996 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 5,911 |
| Total interest expense | $2,553,000 | 5,890 |
| Net interest income | $2,933,000 | 5,822 |
| Provision for loan and lease losses | $415,000 | 3,379 |
| Total noninterest income | $241,000 | 8,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $1,765,000 | 7,059 |
| Salaries and employee benefits | $919,000 | 6,511 |
| Premises and equipment expense | $237,000 | 7,033 |
| Additional noninterest expense | $609,000 | 7,430 |
| Pre-tax net operating income | $994,000 | 5,647 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $752,000 | 5,619 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $752,000 | 5,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 3,200 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $749,750 | 5,295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.