Home > Premier Bank, Inc. > Income and Expense

Premier Bank, Inc., Income and Expense

2007-06-30 (YTD Data)Rank
Total interest income$1,606,0006,777
Total interest expense$875,0006,174
Net interest income$731,0007,266
Provision for loan and lease losses$17,0005,470
Total noninterest income$39,0007,878
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$18,0007,024
Trading account gains and fees$0168
Additional Noninterest Income$21,0007,329
Total noninterest expense$1,246,0005,609
Salaries and employee benefits$601,0006,011
Premises and equipment expense$260,0004,264
Additional noninterest expense$385,0005,417
Pre-tax net operating income$-493,0008,301
Securities gains (losses)$01,444
Applicable income taxes$-167,0008,449
Income before extraordinary items$-326,0008,225
Extraordinary gains, net$029
Net income$-326,0008,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-326,0008,214
2007-03-31 (YTD Data)Rank
Total interest income$809,0006,792
Total interest expense$432,0006,219
Net interest income$377,0007,238
Provision for loan and lease losses$4,0005,479
Total noninterest income$15,0008,067
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,0007,042
Trading account gains and fees$0195
Additional Noninterest Income$6,0007,790
Total noninterest expense$623,0005,632
Salaries and employee benefits$303,0006,016
Premises and equipment expense$129,0004,299
Additional noninterest expense$191,0005,421
Pre-tax net operating income$-235,0008,344
Securities gains (losses)$01,187
Applicable income taxes$-80,0008,484
Income before extraordinary items$-155,0008,271
Extraordinary gains, net$022
Net income$-155,0008,270
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-155,0008,261
2006-12-31 (YTD Data)Rank
Total interest income$2,733,0006,978
Total interest expense$1,467,0006,170
Net interest income$1,266,0007,495
Provision for loan and lease losses$53,0005,531
Total noninterest income$40,0008,289
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$26,0007,206
Trading account gains and fees$0130
Additional Noninterest Income$14,0008,156
Total noninterest expense$2,691,0005,248
Salaries and employee benefits$1,483,0005,227
Premises and equipment expense$392,0004,985
Additional noninterest expense$816,0005,175
Pre-tax net operating income$-1,438,0008,519
Securities gains (losses)$01,687
Applicable income taxes$-487,0008,567
Income before extraordinary items$-951,0008,446
Extraordinary gains, net$051
Net income$-951,0008,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-951,0008,435
2006-09-30 (YTD Data)Rank
Total interest income$1,948,0007,109
Total interest expense$1,044,0006,230
Net interest income$904,0007,641
Provision for loan and lease losses$53,0005,008
Total noninterest income$27,0008,400
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$16,0007,330
Trading account gains and fees$0126
Additional Noninterest Income$11,0008,185
Total noninterest expense$1,983,0005,293
Salaries and employee benefits$1,081,0005,305
Premises and equipment expense$300,0004,946
Additional noninterest expense$602,0005,204
Pre-tax net operating income$-1,105,0008,608
Securities gains (losses)$01,388
Applicable income taxes$-372,0008,675
Income before extraordinary items$-733,0008,544
Extraordinary gains, net$045
Net income$-733,0008,543
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-733,0008,539
2006-06-30 (YTD Data)Rank
Total interest income$1,199,0007,272
Total interest expense$648,0006,298
Net interest income$551,0007,829
Provision for loan and lease losses$47,0004,552
Total noninterest income$15,0008,481
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$9,0007,424
Trading account gains and fees$0126
Additional Noninterest Income$6,0008,317
Total noninterest expense$1,288,0005,378
Salaries and employee benefits$709,0005,381
Premises and equipment expense$210,0004,785
Additional noninterest expense$369,0005,472
Pre-tax net operating income$-769,0008,644
Securities gains (losses)$01,185
Applicable income taxes$-258,0008,707
Income before extraordinary items$-511,0008,587
Extraordinary gains, net$039
Net income$-511,0008,587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-511,0008,585
2006-03-31 (YTD Data)Rank
Total interest income$540,0007,463
Total interest expense$295,0006,409
Net interest income$245,0008,004
Provision for loan and lease losses$3,0005,795
Total noninterest income$7,0008,517
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,0007,423
Trading account gains and fees$0115
Additional Noninterest Income$2,0008,382
Total noninterest expense$642,0005,399
Salaries and employee benefits$368,0005,278
Premises and equipment expense$106,0004,775
Additional noninterest expense$168,0005,721
Pre-tax net operating income$-393,0008,663
Securities gains (losses)$0955
Applicable income taxes$-133,0008,713
Income before extraordinary items$-260,0008,615
Extraordinary gains, net$021
Net income$-260,0008,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-260,0008,609
2005-12-31 (YTD Data)Rank
Total interest income$635,0008,565
Total interest expense$323,0008,130
Net interest income$312,0008,668
Provision for loan and lease losses$294,0002,910
Total noninterest income$7,0008,687
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$5,0007,664
Trading account gains and fees$0138
Additional Noninterest Income$2,0008,635
Total noninterest expense$1,306,0007,211
Salaries and employee benefits$712,0007,225
Premises and equipment expense$215,0006,575
Additional noninterest expense$379,0007,197
Pre-tax net operating income$-1,281,0008,687
Securities gains (losses)$02,296
Applicable income taxes$-434,0008,757
Income before extraordinary items$-847,0008,638
Extraordinary gains, net$046
Net income$-847,0008,638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-847,0008,620
2005-09-30 (YTD Data)Rank
Total interest income$190,0008,771
Total interest expense$88,0008,644
Net interest income$102,0008,798
Provision for loan and lease losses$170,0003,297
Total noninterest income$1,0008,787
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,0007,763
Trading account gains and fees$0126
Additional Noninterest Income$08,723
Total noninterest expense$660,0007,939
Salaries and employee benefits$381,0007,854
Premises and equipment expense$121,0007,144
Additional noninterest expense$158,0008,164
Pre-tax net operating income$-727,0008,668
Securities gains (losses)$02,317
Applicable income taxes$-246,0008,771
Income before extraordinary items$-481,0008,633
Extraordinary gains, net$035
Net income$-481,0008,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-481,0008,606

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.