Home > Premier Bank, Inc. > Income and Expense

Premier Bank, Inc., Income and Expense

2021-06-30 (YTD Data)		Rank
Total interest income	$24,909,000	694
Total interest expense	$843,000	1,647
Net interest income	$24,066,000	653
Provision for loan and lease losses	$1,106,000	280
Total noninterest income	$1,810,000	1,616
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$901,000	567
Trading account gains and fees	$0	133
Additional Noninterest Income	$909,000	2,015
Total noninterest expense	$13,486,000	925
Salaries and employee benefits	$5,634,000	1,184
Premises and equipment expense	$2,491,000	547
Additional noninterest expense	$5,361,000	720
Pre-tax net operating income	$11,284,000	693
Securities gains (losses)	$558,000	245
Applicable income taxes	$2,729,000	602
Income before extraordinary items	$9,113,000	712
Extraordinary gains, net	$0	6
Net income	$9,113,000	712
Minority interest net income	$0	67
Net income of bank and minority interests.	$9,113,000	712
Net charge-offs	$1,281,000	235
Cash dividends	$6,950,000	352
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,672,180	721
2021-03-31 (YTD Data)		Rank
Total interest income	$12,526,000	675
Total interest expense	$480,000	1,567
Net interest income	$12,046,000	645
Provision for loan and lease losses	$528,000	355
Total noninterest income	$1,177,000	1,385
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$460,000	556
Trading account gains and fees	$0	127
Additional Noninterest Income	$717,000	1,562
Total noninterest expense	$6,622,000	924
Salaries and employee benefits	$2,707,000	1,203
Premises and equipment expense	$1,221,000	556
Additional noninterest expense	$2,694,000	701
Pre-tax net operating income	$6,073,000	656
Securities gains (losses)	$558,000	172
Applicable income taxes	$1,466,000	580
Income before extraordinary items	$5,165,000	647
Extraordinary gains, net	$0	3
Net income	$5,165,000	647
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,165,000	647
Net charge-offs	$130,000	554
Cash dividends	$3,450,000	314
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,724,180	680
2020-12-31 (YTD Data)		Rank
Total interest income	$53,957,000	631
Total interest expense	$4,260,000	1,098
Net interest income	$49,697,000	590
Provision for loan and lease losses	$3,010,000	795
Total noninterest income	$4,858,000	1,287
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,294,000	469
Trading account gains and fees	$0	133
Additional Noninterest Income	$2,564,000	1,566
Total noninterest expense	$27,797,000	868
Salaries and employee benefits	$11,933,000	1,082
Premises and equipment expense	$4,995,000	526
Additional noninterest expense	$10,869,000	691
Pre-tax net operating income	$23,748,000	515
Securities gains (losses)	$1,000	2,609
Applicable income taxes	$5,353,000	464
Income before extraordinary items	$18,396,000	558
Extraordinary gains, net	$0	4
Net income	$18,396,000	558
Minority interest net income	$0	72
Net income of bank and minority interests.	$18,396,000	558
Net charge-offs	$3,328,000	295
Cash dividends	$16,000,000	327
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$18,395,210	541
2020-09-30 (YTD Data)		Rank
Total interest income	$40,253,000	633
Total interest expense	$3,525,000	1,065
Net interest income	$36,728,000	588
Provision for loan and lease losses	$2,020,000	888
Total noninterest income	$3,524,000	1,281
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,706,000	469
Trading account gains and fees	$0	125
Additional Noninterest Income	$1,818,000	1,578
Total noninterest expense	$20,858,000	854
Salaries and employee benefits	$9,079,000	1,053
Premises and equipment expense	$3,740,000	524
Additional noninterest expense	$8,039,000	682
Pre-tax net operating income	$17,374,000	497
Securities gains (losses)	$0	2,494
Applicable income taxes	$3,919,000	436
Income before extraordinary items	$13,455,000	540
Extraordinary gains, net	$0	4
Net income	$13,455,000	539
Minority interest net income	$0	65
Net income of bank and minority interests.	$13,455,000	540
Net charge-offs	$3,006,000	246
Cash dividends	$10,000,000	351
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$13,455,000	522
2020-06-30 (YTD Data)		Rank
Total interest income	$26,809,000	640
Total interest expense	$2,532,000	1,076
Net interest income	$24,277,000	591
Provision for loan and lease losses	$1,330,000	915
Total noninterest income	$2,214,000	1,275
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,157,000	464
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,057,000	1,617
Total noninterest expense	$13,648,000	862
Salaries and employee benefits	$5,991,000	1,049
Premises and equipment expense	$2,465,000	526
Additional noninterest expense	$5,192,000	686
Pre-tax net operating income	$11,513,000	445
Securities gains (losses)	$0	2,249
Applicable income taxes	$2,539,000	410
Income before extraordinary items	$8,974,000	493
Extraordinary gains, net	$0	4
Net income	$8,974,000	489
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,974,000	493
Net charge-offs	$657,000	506
Cash dividends	$6,500,000	359
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$8,974,000	473
2020-03-31 (YTD Data)		Rank
Total interest income	$13,403,000	639
Total interest expense	$1,399,000	1,078
Net interest income	$12,004,000	582
Provision for loan and lease losses	$940,000	643
Total noninterest income	$1,336,000	1,071
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$705,000	445
Trading account gains and fees	$0	106
Additional Noninterest Income	$631,000	1,314
Total noninterest expense	$6,967,000	851
Salaries and employee benefits	$3,183,000	1,021
Premises and equipment expense	$1,225,000	536
Additional noninterest expense	$2,559,000	704
Pre-tax net operating income	$5,433,000	434
Securities gains (losses)	$0	1,705
Applicable income taxes	$1,200,000	398
Income before extraordinary items	$4,233,000	478
Extraordinary gains, net	$0	4
Net income	$4,233,000	477
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,233,000	478
Net charge-offs	$613,000	329
Cash dividends	$3,000,000	403
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,233,000	459
2019-12-31 (YTD Data)		Rank
Total interest income	$57,046,000	613
Total interest expense	$6,238,000	1,025
Net interest income	$50,808,000	551
Provision for loan and lease losses	$1,435,000	691
Total noninterest income	$5,237,000	1,100
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,097,000	410
Trading account gains and fees	$0	135
Additional Noninterest Income	$2,140,000	1,476
Total noninterest expense	$27,978,000	818
Salaries and employee benefits	$12,521,000	1,003
Premises and equipment expense	$4,861,000	538
Additional noninterest expense	$10,596,000	663
Pre-tax net operating income	$26,632,000	489
Securities gains (losses)	$0	2,379
Applicable income taxes	$6,127,000	440
Income before extraordinary items	$20,505,000	533
Extraordinary gains, net	$0	11
Net income	$20,505,000	533
Minority interest net income	$0	76
Net income of bank and minority interests.	$20,505,000	534
Net charge-offs	$1,125,000	617
Cash dividends	$18,050,000	320
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$20,505,000	524
2019-09-30 (YTD Data)		Rank
Total interest income	$43,243,000	616
Total interest expense	$4,702,000	1,025
Net interest income	$38,541,000	545
Provision for loan and lease losses	$1,320,000	556
Total noninterest income	$4,100,000	1,049
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,323,000	409
Trading account gains and fees	$0	129
Additional Noninterest Income	$1,777,000	1,377
Total noninterest expense	$21,174,000	801
Salaries and employee benefits	$9,353,000	1,003
Premises and equipment expense	$3,635,000	543
Additional noninterest expense	$8,186,000	645
Pre-tax net operating income	$20,147,000	498
Securities gains (losses)	$0	2,167
Applicable income taxes	$4,597,000	447
Income before extraordinary items	$15,550,000	533
Extraordinary gains, net	$0	11
Net income	$15,550,000	532
Minority interest net income	$0	72
Net income of bank and minority interests.	$15,550,000	533
Net charge-offs	$978,000	505
Cash dividends	$11,600,000	335
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$15,550,000	524
2019-06-30 (YTD Data)		Rank
Total interest income	$28,685,000	612
Total interest expense	$3,045,000	1,034
Net interest income	$25,640,000	544
Provision for loan and lease losses	$855,000	554
Total noninterest income	$2,625,000	1,052
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,516,000	420
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,109,000	1,396
Total noninterest expense	$14,136,000	797
Salaries and employee benefits	$6,210,000	996
Premises and equipment expense	$2,410,000	548
Additional noninterest expense	$5,516,000	643
Pre-tax net operating income	$13,274,000	491
Securities gains (losses)	$0	1,702
Applicable income taxes	$3,025,000	440
Income before extraordinary items	$10,249,000	528
Extraordinary gains, net	$0	11
Net income	$10,249,000	528
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,249,000	528
Net charge-offs	$689,000	468
Cash dividends	$7,500,000	325
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$10,249,000	515
2019-03-31 (YTD Data)		Rank
Total interest income	$14,418,000	597
Total interest expense	$1,467,000	1,043
Net interest income	$12,951,000	538
Provision for loan and lease losses	$465,000	495
Total noninterest income	$1,418,000	978
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$752,000	411
Trading account gains and fees	$0	126
Additional Noninterest Income	$666,000	1,208
Total noninterest expense	$7,023,000	802
Salaries and employee benefits	$3,055,000	1,014
Premises and equipment expense	$1,212,000	544
Additional noninterest expense	$2,756,000	631
Pre-tax net operating income	$6,881,000	470
Securities gains (losses)	$0	1,087
Applicable income taxes	$1,507,000	443
Income before extraordinary items	$5,374,000	498
Extraordinary gains, net	$0	5
Net income	$5,374,000	497
Minority interest net income	$0	52
Net income of bank and minority interests.	$5,374,000	497
Net charge-offs	$679,000	274
Cash dividends	$3,900,000	323
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$5,374,000	486
2018-12-31 (YTD Data)		Rank
Total interest income	$48,599,000	663
Total interest expense	$3,959,000	1,145
Net interest income	$44,640,000	614
Provision for loan and lease losses	$1,790,000	560
Total noninterest income	$6,362,000	936
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,037,000	431
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,325,000	1,060
Total noninterest expense	$27,058,000	817
Salaries and employee benefits	$11,761,000	1,022
Premises and equipment expense	$4,575,000	551
Additional noninterest expense	$10,722,000	657
Pre-tax net operating income	$22,154,000	551
Securities gains (losses)	$0	1,125
Applicable income taxes	$5,128,000	467
Income before extraordinary items	$17,026,000	578
Extraordinary gains, net	$0	6
Net income	$17,026,000	577
Minority interest net income	$0	72
Net income of bank and minority interests.	$17,026,000	577
Net charge-offs	$422,000	1,070
Cash dividends	$13,925,000	328
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$17,026,000	577
2018-09-30 (YTD Data)		Rank
Total interest income	$34,921,000	677
Total interest expense	$2,517,000	1,245
Net interest income	$32,404,000	640
Provision for loan and lease losses	$1,515,000	477
Total noninterest income	$5,136,000	905
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,201,000	440
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,935,000	944
Total noninterest expense	$20,072,000	818
Salaries and employee benefits	$8,645,000	1,046
Premises and equipment expense	$3,364,000	564
Additional noninterest expense	$8,063,000	640
Pre-tax net operating income	$15,953,000	567
Securities gains (losses)	$0	1,118
Applicable income taxes	$3,713,000	485
Income before extraordinary items	$12,240,000	599
Extraordinary gains, net	$0	5
Net income	$12,240,000	597
Minority interest net income	$0	66
Net income of bank and minority interests.	$12,240,000	598
Net charge-offs	$349,000	904
Cash dividends	$8,925,000	347
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$12,240,000	599
2018-06-30 (YTD Data)		Rank
Total interest income	$23,294,000	672
Total interest expense	$1,578,000	1,248
Net interest income	$21,716,000	623
Provision for loan and lease losses	$1,315,000	386
Total noninterest income	$3,622,000	863
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,407,000	449
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,215,000	880
Total noninterest expense	$13,507,000	820
Salaries and employee benefits	$5,802,000	1,045
Premises and equipment expense	$2,266,000	562
Additional noninterest expense	$5,439,000	633
Pre-tax net operating income	$10,516,000	565
Securities gains (losses)	$0	961
Applicable income taxes	$2,438,000	497
Income before extraordinary items	$8,078,000	597
Extraordinary gains, net	$0	6
Net income	$8,078,000	596
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,078,000	596
Net charge-offs	$658,000	439
Cash dividends	$6,075,000	326
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$8,078,000	596
2018-03-31 (YTD Data)		Rank
Total interest income	$11,756,000	654
Total interest expense	$734,000	1,268
Net interest income	$11,022,000	603
Provision for loan and lease losses	$965,000	287
Total noninterest income	$2,399,000	691
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$711,000	449
Trading account gains and fees	$0	123
Additional Noninterest Income	$1,688,000	652
Total noninterest expense	$6,677,000	828
Salaries and employee benefits	$2,795,000	1,080
Premises and equipment expense	$1,199,000	537
Additional noninterest expense	$2,683,000	631
Pre-tax net operating income	$5,779,000	527
Securities gains (losses)	$0	735
Applicable income taxes	$1,293,000	467
Income before extraordinary items	$4,486,000	540
Extraordinary gains, net	$0	7
Net income	$4,486,000	540
Minority interest net income	$0	52
Net income of bank and minority interests.	$4,486,000	540
Net charge-offs	$355,000	380
Cash dividends	$2,975,000	319
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$4,486,000	542
2017-12-31 (YTD Data)		Rank
Total interest income	$46,022,000	624
Total interest expense	$2,779,000	1,164
Net interest income	$43,243,000	580
Provision for loan and lease losses	$2,239,000	474
Total noninterest income	$4,829,000	1,147
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$2,806,000	468
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,023,000	1,523
Total noninterest expense	$26,949,000	812
Salaries and employee benefits	$11,608,000	1,024
Premises and equipment expense	$4,663,000	534
Additional noninterest expense	$10,678,000	632
Pre-tax net operating income	$18,884,000	572
Securities gains (losses)	$0	2,243
Applicable income taxes	$6,747,000	551
Income before extraordinary items	$12,137,000	631
Extraordinary gains, net	$0	9
Net income	$12,137,000	631
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,137,000	631
Net charge-offs	$1,055,000	667
Cash dividends	$9,050,000	408
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$12,137,000	625
2017-09-30 (YTD Data)		Rank
Total interest income	$34,725,000	615
Total interest expense	$2,034,000	1,168
Net interest income	$32,691,000	576
Provision for loan and lease losses	$1,773,000	448
Total noninterest income	$3,558,000	1,184
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,050,000	480
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,508,000	1,549
Total noninterest expense	$20,396,000	806
Salaries and employee benefits	$8,817,000	1,019
Premises and equipment expense	$3,510,000	540
Additional noninterest expense	$8,069,000	630
Pre-tax net operating income	$14,080,000	584
Securities gains (losses)	$0	2,274
Applicable income taxes	$5,073,000	492
Income before extraordinary items	$9,007,000	691
Extraordinary gains, net	$0	9
Net income	$9,007,000	691
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,007,000	691
Net charge-offs	$590,000	707
Cash dividends	$6,700,000	395
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$9,007,000	674
2017-06-30 (YTD Data)		Rank
Total interest income	$23,599,000	585
Total interest expense	$1,370,000	1,124
Net interest income	$22,229,000	565
Provision for loan and lease losses	$1,032,000	491
Total noninterest income	$2,266,000	1,212
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,311,000	492
Trading account gains and fees	$0	139
Additional Noninterest Income	$955,000	1,593
Total noninterest expense	$13,647,000	806
Salaries and employee benefits	$5,922,000	1,015
Premises and equipment expense	$2,326,000	537
Additional noninterest expense	$5,399,000	632
Pre-tax net operating income	$9,816,000	560
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,543,000	465
Income before extraordinary items	$6,273,000	649
Extraordinary gains, net	$0	11
Net income	$6,273,000	649
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,273,000	649
Net charge-offs	$418,000	659
Cash dividends	$4,850,000	374
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$6,273,000	634
2017-03-31 (YTD Data)		Rank
Total interest income	$11,199,000	621
Total interest expense	$692,000	1,101
Net interest income	$10,507,000	586
Provision for loan and lease losses	$216,000	891
Total noninterest income	$1,242,000	1,131
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$602,000	525
Trading account gains and fees	$0	142
Additional Noninterest Income	$640,000	1,300
Total noninterest expense	$6,772,000	810
Salaries and employee benefits	$2,910,000	1,045
Premises and equipment expense	$1,210,000	535
Additional noninterest expense	$2,652,000	637
Pre-tax net operating income	$4,761,000	547
Securities gains (losses)	$0	1,153
Applicable income taxes	$1,676,000	473
Income before extraordinary items	$3,085,000	639
Extraordinary gains, net	$0	8
Net income	$3,085,000	639
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,085,000	639
Net charge-offs	$224,000	556
Cash dividends	$2,150,000	378
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,085,000	628
2016-12-31 (YTD Data)		Rank
Total interest income	$43,093,000	633
Total interest expense	$3,067,000	954
Net interest income	$40,026,000	600
Provision for loan and lease losses	$1,208,000	776
Total noninterest income	$4,668,000	1,214
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$2,356,000	557
Trading account gains and fees	$0	170
Additional Noninterest Income	$2,312,000	1,446
Total noninterest expense	$28,633,000	748
Salaries and employee benefits	$12,711,000	945
Premises and equipment expense	$4,967,000	500
Additional noninterest expense	$10,955,000	635
Pre-tax net operating income	$14,853,000	654
Securities gains (losses)	$4,000	2,928
Applicable income taxes	$5,322,000	537
Income before extraordinary items	$9,535,000	794
Extraordinary gains, net	$0	5
Net income	$9,535,000	794
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,535,000	793
Net charge-offs	$200,000	1,931
Cash dividends	$7,415,000	494
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$9,532,440	769
2016-09-30 (YTD Data)		Rank
Total interest income	$32,411,000	626
Total interest expense	$2,325,000	934
Net interest income	$30,086,000	594
Provision for loan and lease losses	$1,031,000	669
Total noninterest income	$3,519,000	1,196
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,731,000	570
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,788,000	1,417
Total noninterest expense	$21,863,000	729
Salaries and employee benefits	$9,639,000	925
Premises and equipment expense	$3,741,000	509
Additional noninterest expense	$8,483,000	609
Pre-tax net operating income	$10,711,000	675
Securities gains (losses)	$4,000	2,856
Applicable income taxes	$3,782,000	556
Income before extraordinary items	$6,933,000	813
Extraordinary gains, net	$0	5
Net income	$6,933,000	812
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,933,000	813
Net charge-offs	$98,000	2,082
Cash dividends	$5,375,000	475
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,930,400	794
2016-06-30 (YTD Data)		Rank
Total interest income	$21,452,000	627
Total interest expense	$1,575,000	917
Net interest income	$19,877,000	602
Provision for loan and lease losses	$854,000	575
Total noninterest income	$2,487,000	1,135
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,145,000	564
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,342,000	1,277
Total noninterest expense	$14,758,000	725
Salaries and employee benefits	$6,593,000	898
Premises and equipment expense	$2,440,000	523
Additional noninterest expense	$5,725,000	595
Pre-tax net operating income	$6,752,000	691
Securities gains (losses)	$4,000	2,523
Applicable income taxes	$2,389,000	571
Income before extraordinary items	$4,367,000	845
Extraordinary gains, net	$0	16
Net income	$4,367,000	843
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,367,000	844
Net charge-offs	$-55,000	5,535
Cash dividends	$3,550,000	502
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,364,400	821
2016-03-31 (YTD Data)		Rank
Total interest income	$10,547,000	638
Total interest expense	$779,000	930
Net interest income	$9,768,000	610
Provision for loan and lease losses	$177,000	1,059
Total noninterest income	$1,206,000	1,137
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$573,000	557
Trading account gains and fees	$0	142
Additional Noninterest Income	$633,000	1,304
Total noninterest expense	$7,127,000	746
Salaries and employee benefits	$3,245,000	912
Premises and equipment expense	$1,188,000	540
Additional noninterest expense	$2,694,000	631
Pre-tax net operating income	$3,670,000	640
Securities gains (losses)	$4,000	1,767
Applicable income taxes	$1,252,000	543
Income before extraordinary items	$2,422,000	757
Extraordinary gains, net	$0	12
Net income	$2,422,000	758
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,422,000	757
Net charge-offs	$28,000	1,781
Cash dividends	$1,800,000	471
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,419,360	734
2015-12-31 (YTD Data)		Rank
Total interest income	$38,075,000	678
Total interest expense	$2,563,000	1,094
Net interest income	$35,512,000	642
Provision for loan and lease losses	$236,000	2,176
Total noninterest income	$3,434,000	1,453
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,023,000	649
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,411,000	1,927
Total noninterest expense	$22,598,000	915
Salaries and employee benefits	$9,676,000	1,163
Premises and equipment expense	$3,851,000	640
Additional noninterest expense	$9,071,000	728
Pre-tax net operating income	$16,112,000	582
Securities gains (losses)	$0	3,216
Applicable income taxes	$5,738,000	473
Income before extraordinary items	$10,374,000	708
Extraordinary gains, net	$0	23
Net income	$10,374,000	707
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,374,000	708
Net charge-offs	$848,000	791
Cash dividends	$10,525,000	370
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$10,374,000	696
2015-09-30 (YTD Data)		Rank
Total interest income	$28,970,000	670
Total interest expense	$1,967,000	1,081
Net interest income	$27,003,000	641
Provision for loan and lease losses	$192,000	2,003
Total noninterest income	$2,546,000	1,481
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,520,000	648
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,026,000	1,995
Total noninterest expense	$16,985,000	918
Salaries and employee benefits	$7,478,000	1,139
Premises and equipment expense	$2,891,000	659
Additional noninterest expense	$6,616,000	750
Pre-tax net operating income	$12,372,000	582
Securities gains (losses)	$0	3,031
Applicable income taxes	$4,393,000	488
Income before extraordinary items	$7,979,000	690
Extraordinary gains, net	$0	21
Net income	$7,979,000	687
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,979,000	690
Net charge-offs	$664,000	708
Cash dividends	$7,825,000	337
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,979,000	669
2015-06-30 (YTD Data)		Rank
Total interest income	$18,817,000	685
Total interest expense	$1,340,000	1,066
Net interest income	$17,477,000	653
Provision for loan and lease losses	$-102,000	6,061
Total noninterest income	$1,879,000	1,377
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,007,000	632
Trading account gains and fees	$0	157
Additional Noninterest Income	$872,000	1,704
Total noninterest expense	$11,321,000	926
Salaries and employee benefits	$5,117,000	1,103
Premises and equipment expense	$1,917,000	668
Additional noninterest expense	$4,287,000	773
Pre-tax net operating income	$8,137,000	582
Securities gains (losses)	$0	2,636
Applicable income taxes	$2,862,000	496
Income before extraordinary items	$5,275,000	696
Extraordinary gains, net	$0	22
Net income	$5,275,000	693
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,275,000	696
Net charge-offs	$-488,000	6,214
Cash dividends	$5,800,000	314
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$5,275,000	676
2015-03-31 (YTD Data)		Rank
Total interest income	$9,454,000	677
Total interest expense	$686,000	1,048
Net interest income	$8,768,000	644
Provision for loan and lease losses	$179,000	978
Total noninterest income	$933,000	1,358
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$501,000	626
Trading account gains and fees	$0	152
Additional Noninterest Income	$432,000	1,676
Total noninterest expense	$5,565,000	935
Salaries and employee benefits	$2,550,000	1,115
Premises and equipment expense	$976,000	655
Additional noninterest expense	$2,039,000	802
Pre-tax net operating income	$3,957,000	579
Securities gains (losses)	$0	2,027
Applicable income taxes	$1,384,000	495
Income before extraordinary items	$2,573,000	696
Extraordinary gains, net	$0	13
Net income	$2,573,000	694
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,573,000	696
Net charge-offs	$189,000	763
Cash dividends	$1,800,000	396
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,573,000	676
2014-12-31 (YTD Data)		Rank
Total interest income	$38,382,000	651
Total interest expense	$2,769,000	1,072
Net interest income	$35,613,000	617
Provision for loan and lease losses	$576,000	1,328
Total noninterest income	$3,680,000	1,351
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,909,000	718
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,771,000	1,602
Total noninterest expense	$22,788,000	885
Salaries and employee benefits	$10,509,000	1,038
Premises and equipment expense	$3,669,000	674
Additional noninterest expense	$8,610,000	762
Pre-tax net operating income	$15,929,000	552
Securities gains (losses)	$1,000	3,149
Applicable income taxes	$5,674,000	452
Income before extraordinary items	$10,256,000	664
Extraordinary gains, net	$0	17
Net income	$10,256,000	662
Minority interest net income	$0	84
Net income of bank and minority interests.	$10,256,000	664
Net charge-offs	$920,000	969
Cash dividends	$9,575,000	349
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$10,255,360	654
2014-09-30 (YTD Data)		Rank
Total interest income	$28,617,000	654
Total interest expense	$2,070,000	1,090
Net interest income	$26,547,000	617
Provision for loan and lease losses	$309,000	1,607
Total noninterest income	$2,629,000	1,406
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,346,000	761
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,283,000	1,634
Total noninterest expense	$16,871,000	891
Salaries and employee benefits	$7,674,000	1,069
Premises and equipment expense	$2,762,000	667
Additional noninterest expense	$6,435,000	766
Pre-tax net operating income	$11,996,000	555
Securities gains (losses)	$0	2,980
Applicable income taxes	$4,331,000	444
Income before extraordinary items	$7,665,000	667
Extraordinary gains, net	$0	15
Net income	$7,665,000	664
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,665,000	665
Net charge-offs	$793,000	809
Cash dividends	$5,825,000	388
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,665,000	654
2014-06-30 (YTD Data)		Rank
Total interest income	$18,686,000	664
Total interest expense	$1,354,000	1,109
Net interest income	$17,332,000	626
Provision for loan and lease losses	$-207,000	6,418
Total noninterest income	$1,716,000	1,413
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$848,000	792
Trading account gains and fees	$0	172
Additional Noninterest Income	$868,000	1,601
Total noninterest expense	$11,325,000	887
Salaries and employee benefits	$5,125,000	1,065
Premises and equipment expense	$1,813,000	686
Additional noninterest expense	$4,387,000	746
Pre-tax net operating income	$7,930,000	547
Securities gains (losses)	$0	2,580
Applicable income taxes	$2,843,000	450
Income before extraordinary items	$5,087,000	642
Extraordinary gains, net	$0	20
Net income	$5,087,000	640
Minority interest net income	$0	80
Net income of bank and minority interests.	$5,087,000	642
Net charge-offs	$598,000	750
Cash dividends	$3,725,000	402
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$5,087,000	629
2014-03-31 (YTD Data)		Rank
Total interest income	$9,383,000	661
Total interest expense	$635,000	1,186
Net interest income	$8,748,000	623
Provision for loan and lease losses	$-145,000	6,545
Total noninterest income	$771,000	1,494
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$353,000	917
Trading account gains and fees	$0	147
Additional Noninterest Income	$418,000	1,599
Total noninterest expense	$5,149,000	990
Salaries and employee benefits	$2,277,000	1,210
Premises and equipment expense	$839,000	758
Additional noninterest expense	$2,033,000	794
Pre-tax net operating income	$4,515,000	482
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,621,000	401
Income before extraordinary items	$2,894,000	551
Extraordinary gains, net	$0	16
Net income	$2,894,000	551
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,894,000	552
Net charge-offs	$356,000	641
Cash dividends	$2,000,000	322
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,894,000	544
2013-12-31 (YTD Data)		Rank
Total interest income	$34,073,000	732
Total interest expense	$2,817,000	1,202
Net interest income	$31,256,000	680
Provision for loan and lease losses	$-100,000	6,384
Total noninterest income	$2,747,000	1,728
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,621,000	859
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,126,000	2,216
Total noninterest expense	$19,499,000	1,055
Salaries and employee benefits	$8,643,000	1,244
Premises and equipment expense	$3,204,000	756
Additional noninterest expense	$7,652,000	883
Pre-tax net operating income	$14,604,000	561
Securities gains (losses)	$1,070,000	221
Applicable income taxes	$5,744,000	425
Income before extraordinary items	$9,930,000	651
Extraordinary gains, net	$0	29
Net income	$9,930,000	653
Minority interest net income	$0	90
Net income of bank and minority interests.	$9,930,000	652
Net charge-offs	$169,000	3,206
Cash dividends	$5,750,000	504
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$9,245,200	667
2013-09-30 (YTD Data)		Rank
Total interest income	$26,118,000	716
Total interest expense	$2,144,000	1,225
Net interest income	$23,974,000	662
Provision for loan and lease losses	$575,000	1,372
Total noninterest income	$2,459,000	1,543
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,215,000	856
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,244,000	1,779
Total noninterest expense	$14,634,000	1,049
Salaries and employee benefits	$6,428,000	1,253
Premises and equipment expense	$2,362,000	775
Additional noninterest expense	$5,844,000	866
Pre-tax net operating income	$11,224,000	551
Securities gains (losses)	$220,000	776
Applicable income taxes	$4,223,000	432
Income before extraordinary items	$7,221,000	674
Extraordinary gains, net	$0	25
Net income	$7,221,000	675
Minority interest net income	$0	84
Net income of bank and minority interests.	$7,221,000	676
Net charge-offs	$77,000	3,508
Cash dividends	$4,000,000	502
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$7,080,200	667
2013-06-30 (YTD Data)		Rank
Total interest income	$16,553,000	748
Total interest expense	$1,456,000	1,230
Net interest income	$15,097,000	698
Provision for loan and lease losses	$525,000	1,115
Total noninterest income	$1,611,000	1,566
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$796,000	851
Trading account gains and fees	$0	157
Additional Noninterest Income	$815,000	1,834
Total noninterest expense	$9,767,000	1,045
Salaries and employee benefits	$4,278,000	1,254
Premises and equipment expense	$1,583,000	773
Additional noninterest expense	$3,906,000	869
Pre-tax net operating income	$6,416,000	612
Securities gains (losses)	$148,000	886
Applicable income taxes	$2,412,000	479
Income before extraordinary items	$4,152,000	752
Extraordinary gains, net	$0	22
Net income	$4,152,000	754
Minority interest net income	$0	82
Net income of bank and minority interests.	$4,152,000	754
Net charge-offs	$48,000	3,385
Cash dividends	$2,500,000	509
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,057,280	738
2013-03-31 (YTD Data)		Rank
Total interest income	$7,770,000	800
Total interest expense	$739,000	1,243
Net interest income	$7,031,000	750
Provision for loan and lease losses	$495,000	708
Total noninterest income	$832,000	1,528
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$388,000	860
Trading account gains and fees	$0	148
Additional Noninterest Income	$444,000	1,715
Total noninterest expense	$4,795,000	1,072
Salaries and employee benefits	$2,098,000	1,285
Premises and equipment expense	$795,000	780
Additional noninterest expense	$1,902,000	893
Pre-tax net operating income	$2,573,000	746
Securities gains (losses)	$148,000	565
Applicable income taxes	$956,000	560
Income before extraordinary items	$1,765,000	865
Extraordinary gains, net	$0	10
Net income	$1,765,000	866
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,765,000	867
Net charge-offs	$-20,000	6,443
Cash dividends	$750,000	684
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,668,800	865
2012-12-31 (YTD Data)		Rank
Total interest income	$34,093,000	763
Total interest expense	$3,831,000	1,170
Net interest income	$30,262,000	718
Provision for loan and lease losses	$3,610,000	662
Total noninterest income	$5,302,000	1,105
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,751,000	806
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,551,000	1,045
Total noninterest expense	$20,146,000	990
Salaries and employee benefits	$8,383,000	1,247
Premises and equipment expense	$3,440,000	700
Additional noninterest expense	$8,323,000	844
Pre-tax net operating income	$11,808,000	626
Securities gains (losses)	$545,000	871
Applicable income taxes	$4,485,000	466
Income before extraordinary items	$7,868,000	767
Extraordinary gains, net	$0	29
Net income	$7,868,000	765
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,868,000	768
Net charge-offs	$1,904,000	1,204
Cash dividends	$10,375,000	315
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$7,519,200	745
2012-09-30 (YTD Data)		Rank
Total interest income	$26,058,000	761
Total interest expense	$2,995,000	1,182
Net interest income	$23,063,000	708
Provision for loan and lease losses	$2,445,000	721
Total noninterest income	$2,798,000	1,393
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,295,000	811
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,503,000	1,528
Total noninterest expense	$15,559,000	968
Salaries and employee benefits	$6,404,000	1,227
Premises and equipment expense	$2,609,000	703
Additional noninterest expense	$6,546,000	795
Pre-tax net operating income	$7,857,000	715
Securities gains (losses)	$273,000	1,201
Applicable income taxes	$2,929,000	519
Income before extraordinary items	$5,201,000	884
Extraordinary gains, net	$0	20
Net income	$5,201,000	882
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,201,000	884
Net charge-offs	$1,837,000	975
Cash dividends	$9,100,000	226
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,026,280	852
2012-06-30 (YTD Data)		Rank
Total interest income	$17,425,000	772
Total interest expense	$2,073,000	1,180
Net interest income	$15,352,000	715
Provision for loan and lease losses	$1,230,000	926
Total noninterest income	$1,834,000	1,398
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$852,000	815
Trading account gains and fees	$0	153
Additional Noninterest Income	$982,000	1,537
Total noninterest expense	$10,484,000	955
Salaries and employee benefits	$4,365,000	1,200
Premises and equipment expense	$1,766,000	692
Additional noninterest expense	$4,353,000	804
Pre-tax net operating income	$5,472,000	677
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,926,000	522
Income before extraordinary items	$3,546,000	851
Extraordinary gains, net	$0	19
Net income	$3,546,000	849
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,546,000	851
Net charge-offs	$1,275,000	960
Cash dividends	$2,700,000	413
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,546,000	787
2012-03-31 (YTD Data)		Rank
Total interest income	$9,453,000	717
Total interest expense	$1,101,000	1,149
Net interest income	$8,352,000	643
Provision for loan and lease losses	$615,000	902
Total noninterest income	$861,000	1,456
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$418,000	824
Trading account gains and fees	$0	148
Additional Noninterest Income	$443,000	1,641
Total noninterest expense	$5,409,000	917
Salaries and employee benefits	$2,223,000	1,169
Premises and equipment expense	$909,000	665
Additional noninterest expense	$2,277,000	754
Pre-tax net operating income	$3,189,000	600
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,173,000	463
Income before extraordinary items	$2,016,000	750
Extraordinary gains, net	$0	19
Net income	$2,016,000	751
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,016,000	751
Net charge-offs	$165,000	2,003
Cash dividends	$1,700,000	304
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,016,000	706
2011-12-31 (YTD Data)		Rank
Total interest income	$35,931,000	785
Total interest expense	$5,083,000	1,184
Net interest income	$30,848,000	699
Provision for loan and lease losses	$2,520,000	1,331
Total noninterest income	$4,261,000	1,184
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,891,000	769
Trading account gains and fees	$0	146
Additional Noninterest Income	$2,370,000	1,215
Total noninterest expense	$24,065,000	825
Salaries and employee benefits	$9,636,000	1,013
Premises and equipment expense	$3,809,000	652
Additional noninterest expense	$10,620,000	675
Pre-tax net operating income	$8,524,000	725
Securities gains (losses)	$0	3,838
Applicable income taxes	$3,047,000	573
Income before extraordinary items	$5,477,000	919
Extraordinary gains, net	$0	29
Net income	$5,477,000	917
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,477,000	919
Net charge-offs	$2,040,000	1,527
Cash dividends	$3,900,000	535
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$5,477,000	878
2011-09-30 (YTD Data)		Rank
Total interest income	$27,256,000	795
Total interest expense	$3,919,000	1,200
Net interest income	$23,337,000	705
Provision for loan and lease losses	$2,175,000	1,174
Total noninterest income	$2,563,000	1,366
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,440,000	761
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,123,000	1,622
Total noninterest expense	$18,250,000	812
Salaries and employee benefits	$7,253,000	1,011
Premises and equipment expense	$2,897,000	651
Additional noninterest expense	$8,100,000	660
Pre-tax net operating income	$5,475,000	847
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,919,000	643
Income before extraordinary items	$3,556,000	1,077
Extraordinary gains, net	$0	21
Net income	$3,556,000	1,077
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,556,000	1,077
Net charge-offs	$367,000	3,011
Cash dividends	$2,500,000	533
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,556,000	1,027
2011-06-30 (YTD Data)		Rank
Total interest income	$18,199,000	805
Total interest expense	$2,686,000	1,207
Net interest income	$15,513,000	711
Provision for loan and lease losses	$1,330,000	1,246
Total noninterest income	$1,870,000	1,291
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$938,000	774
Trading account gains and fees	$0	153
Additional Noninterest Income	$932,000	1,413
Total noninterest expense	$12,281,000	818
Salaries and employee benefits	$4,805,000	1,032
Premises and equipment expense	$1,913,000	660
Additional noninterest expense	$5,563,000	654
Pre-tax net operating income	$3,772,000	810
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,332,000	600
Income before extraordinary items	$2,440,000	1,009
Extraordinary gains, net	$0	15
Net income	$2,440,000	1,007
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,440,000	1,009
Net charge-offs	$316,000	2,632
Cash dividends	$1,500,000	557
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,440,000	978
2011-03-31 (YTD Data)		Rank
Total interest income	$1,655,000	3,920
Total interest expense	$207,000	5,171
Net interest income	$1,448,000	3,565
Provision for loan and lease losses	$30,000	4,582
Total noninterest income	$200,000	3,586
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$82,000	3,383
Trading account gains and fees	$0	158
Additional Noninterest Income	$118,000	3,294
Total noninterest expense	$1,014,000	4,145
Salaries and employee benefits	$495,000	4,263
Premises and equipment expense	$96,000	4,808
Additional noninterest expense	$423,000	3,599
Pre-tax net operating income	$604,000	2,209
Securities gains (losses)	$0	1,772
Applicable income taxes	$212,000	1,445
Income before extraordinary items	$392,000	2,712
Extraordinary gains, net	$0	9
Net income	$392,000	2,711
Minority interest net income	$0	86
Net income of bank and minority interests.	$392,000	2,712
Net charge-offs	$47,000	3,400
Cash dividends	$270,000	1,198
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$392,000	2,649
2010-12-31 (YTD Data)		Rank
Total interest income	$7,007,000	3,897
Total interest expense	$1,130,000	4,955
Net interest income	$5,877,000	3,525
Provision for loan and lease losses	$165,000	5,547
Total noninterest income	$808,000	3,633
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$407,000	3,045
Trading account gains and fees	$0	175
Additional Noninterest Income	$401,000	3,507
Total noninterest expense	$3,715,000	4,421
Salaries and employee benefits	$1,950,000	4,309
Premises and equipment expense	$347,000	5,078
Additional noninterest expense	$1,418,000	4,153
Pre-tax net operating income	$2,805,000	1,716
Securities gains (losses)	$0	3,793
Applicable income taxes	$1,203,000	1,066
Income before extraordinary items	$1,602,000	2,398
Extraordinary gains, net	$0	29
Net income	$1,602,000	2,396
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,602,000	2,399
Net charge-offs	$181,000	4,862
Cash dividends	$1,205,000	1,283
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,602,000	2,296
2010-09-30 (YTD Data)		Rank
Total interest income	$5,274,000	3,970
Total interest expense	$898,000	4,990
Net interest income	$4,376,000	3,582
Provision for loan and lease losses	$150,000	5,242
Total noninterest income	$617,000	3,630
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$313,000	3,067
Trading account gains and fees	$0	165
Additional Noninterest Income	$304,000	3,541
Total noninterest expense	$2,753,000	4,473
Salaries and employee benefits	$1,479,000	4,311
Premises and equipment expense	$257,000	5,172
Additional noninterest expense	$1,017,000	4,259
Pre-tax net operating income	$2,090,000	1,830
Securities gains (losses)	$0	3,651
Applicable income taxes	$952,000	1,038
Income before extraordinary items	$1,138,000	2,652
Extraordinary gains, net	$0	23
Net income	$1,138,000	2,650
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,138,000	2,654
Net charge-offs	$186,000	4,302
Cash dividends	$855,000	1,210
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,138,000	2,521
2010-06-30 (YTD Data)		Rank
Total interest income	$3,481,000	4,034
Total interest expense	$621,000	4,986
Net interest income	$2,860,000	3,645
Provision for loan and lease losses	$60,000	5,595
Total noninterest income	$400,000	3,640
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$208,000	3,079
Trading account gains and fees	$0	152
Additional Noninterest Income	$192,000	3,565
Total noninterest expense	$1,846,000	4,474
Salaries and employee benefits	$989,000	4,317
Premises and equipment expense	$175,000	5,174
Additional noninterest expense	$682,000	4,238
Pre-tax net operating income	$1,354,000	1,857
Securities gains (losses)	$0	3,184
Applicable income taxes	$693,000	943
Income before extraordinary items	$661,000	2,874
Extraordinary gains, net	$0	19
Net income	$661,000	2,870
Minority interest net income	$0	105
Net income of bank and minority interests.	$661,000	2,872
Net charge-offs	$62,000	4,692
Cash dividends	$680,000	1,019
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$661,000	2,764
2010-03-31 (YTD Data)		Rank
Total interest income	$1,738,000	4,093
Total interest expense	$317,000	5,060
Net interest income	$1,421,000	3,703
Provision for loan and lease losses	$15,000	5,865
Total noninterest income	$198,000	3,667
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$103,000	3,095
Trading account gains and fees	$0	175
Additional Noninterest Income	$95,000	3,602
Total noninterest expense	$902,000	4,577
Salaries and employee benefits	$472,000	4,512
Premises and equipment expense	$91,000	5,158
Additional noninterest expense	$339,000	4,249
Pre-tax net operating income	$702,000	1,822
Securities gains (losses)	$0	2,284
Applicable income taxes	$246,000	1,222
Income before extraordinary items	$456,000	2,298
Extraordinary gains, net	$0	16
Net income	$456,000	2,297
Minority interest net income	$0	91
Net income of bank and minority interests.	$456,000	2,298
Net charge-offs	$11,000	4,779
Cash dividends	$325,000	1,005
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$456,000	2,217
2009-12-31 (YTD Data)		Rank
Total interest income	$7,423,000	4,021
Total interest expense	$1,607,000	5,000
Net interest income	$5,816,000	3,554
Provision for loan and lease losses	$130,000	6,183
Total noninterest income	$857,000	3,625
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$514,000	2,830
Trading account gains and fees	$0	211
Additional Noninterest Income	$343,000	3,772
Total noninterest expense	$3,742,000	4,525
Salaries and employee benefits	$1,882,000	4,557
Premises and equipment expense	$346,000	5,345
Additional noninterest expense	$1,514,000	4,052
Pre-tax net operating income	$2,801,000	1,430
Securities gains (losses)	$0	3,754
Applicable income taxes	$983,000	976
Income before extraordinary items	$1,818,000	1,827
Extraordinary gains, net	$0	34
Net income	$1,818,000	1,824
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,818,000	1,826
Net charge-offs	$506,000	3,769
Cash dividends	$1,355,000	1,298
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,818,000	1,787
2009-09-30 (YTD Data)		Rank
Total interest income	$5,601,000	4,060
Total interest expense	$1,244,000	5,054
Net interest income	$4,357,000	3,559
Provision for loan and lease losses	$115,000	5,805
Total noninterest income	$643,000	3,711
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$387,000	2,828
Trading account gains and fees	$0	212
Additional Noninterest Income	$256,000	3,865
Total noninterest expense	$2,824,000	4,520
Salaries and employee benefits	$1,405,000	4,592
Premises and equipment expense	$257,000	5,400
Additional noninterest expense	$1,162,000	3,955
Pre-tax net operating income	$2,061,000	1,579
Securities gains (losses)	$0	3,497
Applicable income taxes	$723,000	1,070
Income before extraordinary items	$1,338,000	1,991
Extraordinary gains, net	$0	27
Net income	$1,338,000	1,990
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,338,000	1,991
Net charge-offs	$558,000	2,892
Cash dividends	$1,015,000	1,226
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,338,000	1,948
2009-06-30 (YTD Data)		Rank
Total interest income	$3,736,000	4,097
Total interest expense	$848,000	5,124
Net interest income	$2,888,000	3,563
Provision for loan and lease losses	$30,000	6,428
Total noninterest income	$428,000	3,717
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$246,000	2,898
Trading account gains and fees	$0	193
Additional Noninterest Income	$182,000	3,792
Total noninterest expense	$1,880,000	4,554
Salaries and employee benefits	$933,000	4,649
Premises and equipment expense	$174,000	5,423
Additional noninterest expense	$773,000	3,972
Pre-tax net operating income	$1,406,000	1,608
Securities gains (losses)	$0	3,136
Applicable income taxes	$495,000	1,100
Income before extraordinary items	$911,000	2,007
Extraordinary gains, net	$0	21
Net income	$911,000	2,005
Minority interest net income	$0	112
Net income of bank and minority interests.	$911,000	2,006
Net charge-offs	$6,000	6,180
Cash dividends	$650,000	1,329
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$911,000	1,938
2009-03-31 (YTD Data)		Rank
Total interest income	$1,878,000	4,126
Total interest expense	$433,000	5,191
Net interest income	$1,445,000	3,560
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$208,000	3,726
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$111,000	3,071
Trading account gains and fees	$0	171
Additional Noninterest Income	$97,000	3,699
Total noninterest expense	$904,000	4,599
Salaries and employee benefits	$470,000	4,674
Premises and equipment expense	$91,000	5,354
Additional noninterest expense	$343,000	4,018
Pre-tax net operating income	$734,000	1,734
Securities gains (losses)	$0	2,434
Applicable income taxes	$261,000	1,187
Income before extraordinary items	$473,000	2,241
Extraordinary gains, net	$0	15
Net income	$473,000	2,241
Minority interest net income	$0	102
Net income of bank and minority interests.	$473,000	2,243
Net charge-offs	$6,000	5,032
Cash dividends	$350,000	1,223
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$473,000	2,107
2008-12-31 (YTD Data)		Rank
Total interest income	$8,245,000	4,057
Total interest expense	$2,153,000	5,128
Net interest income	$6,092,000	3,437
Provision for loan and lease losses	$155,000	5,521
Total noninterest income	$967,000	3,484
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$555,000	2,794
Trading account gains and fees	$0	154
Additional Noninterest Income	$412,000	3,532
Total noninterest expense	$3,491,000	4,648
Salaries and employee benefits	$1,759,000	4,865
Premises and equipment expense	$378,000	5,243
Additional noninterest expense	$1,354,000	3,902
Pre-tax net operating income	$3,413,000	1,593
Securities gains (losses)	$0	3,220
Applicable income taxes	$1,212,000	1,030
Income before extraordinary items	$2,201,000	1,820
Extraordinary gains, net	$0	39
Net income	$2,201,000	1,822
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$88,000	5,124
Cash dividends	$1,970,000	1,385
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,201,000	1,941
2008-09-30 (YTD Data)		Rank
Total interest income	$6,285,000	4,070
Total interest expense	$1,685,000	5,147
Net interest income	$4,600,000	3,442
Provision for loan and lease losses	$140,000	4,706
Total noninterest income	$721,000	3,582
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$407,000	2,855
Trading account gains and fees	$0	148
Additional Noninterest Income	$314,000	3,614
Total noninterest expense	$2,617,000	4,639
Salaries and employee benefits	$1,317,000	4,875
Premises and equipment expense	$289,000	5,213
Additional noninterest expense	$1,011,000	3,833
Pre-tax net operating income	$2,564,000	1,880
Securities gains (losses)	$0	3,106
Applicable income taxes	$910,000	1,245
Income before extraordinary items	$1,654,000	2,132
Extraordinary gains, net	$0	31
Net income	$1,654,000	2,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	4,802
Cash dividends	$1,265,000	1,530
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,654,000	2,236
2008-06-30 (YTD Data)		Rank
Total interest income	$4,229,000	4,093
Total interest expense	$1,193,000	5,145
Net interest income	$3,036,000	3,465
Provision for loan and lease losses	$30,000	5,577
Total noninterest income	$488,000	3,561
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$264,000	2,888
Trading account gains and fees	$0	149
Additional Noninterest Income	$224,000	3,546
Total noninterest expense	$1,754,000	4,648
Salaries and employee benefits	$879,000	4,907
Premises and equipment expense	$199,000	5,169
Additional noninterest expense	$676,000	3,814
Pre-tax net operating income	$1,740,000	1,916
Securities gains (losses)	$0	3,233
Applicable income taxes	$618,000	1,365
Income before extraordinary items	$1,122,000	2,338
Extraordinary gains, net	$0	21
Net income	$1,122,000	2,338
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,516
Cash dividends	$820,000	1,657
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,122,000	2,293
2008-03-31 (YTD Data)		Rank
Total interest income	$2,171,000	4,108
Total interest expense	$639,000	5,122
Net interest income	$1,532,000	3,433
Provision for loan and lease losses	$15,000	5,068
Total noninterest income	$221,000	3,785
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$128,000	2,918
Trading account gains and fees	$0	158
Additional Noninterest Income	$93,000	3,915
Total noninterest expense	$888,000	4,610
Salaries and employee benefits	$454,000	4,860
Premises and equipment expense	$99,000	5,177
Additional noninterest expense	$335,000	3,792
Pre-tax net operating income	$850,000	2,047
Securities gains (losses)	$0	2,688
Applicable income taxes	$302,000	1,472
Income before extraordinary items	$548,000	2,494
Extraordinary gains, net	$0	15
Net income	$548,000	2,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$400,000	1,571
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$548,000	2,421
2007-12-31 (YTD Data)		Rank
Total interest income	$9,158,000	3,991
Total interest expense	$2,494,000	5,273
Net interest income	$6,664,000	3,221
Provision for loan and lease losses	$220,000	3,720
Total noninterest income	$927,000	3,687
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$612,000	2,635
Trading account gains and fees	$0	178
Additional Noninterest Income	$315,000	4,146
Total noninterest expense	$3,482,000	4,538
Salaries and employee benefits	$1,744,000	4,853
Premises and equipment expense	$391,000	5,096
Additional noninterest expense	$1,347,000	3,736
Pre-tax net operating income	$3,889,000	2,029
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,394,000	1,487
Income before extraordinary items	$2,495,000	2,369
Extraordinary gains, net	$0	39
Net income	$2,495,000	2,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,378
Cash dividends	$2,485,000	1,392
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,495,000	2,360
2007-09-30 (YTD Data)		Rank
Total interest income	$6,868,000	4,007
Total interest expense	$1,854,000	5,303
Net interest income	$5,014,000	3,220
Provision for loan and lease losses	$165,000	3,339
Total noninterest income	$689,000	3,712
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$460,000	2,619
Trading account gains and fees	$0	184
Additional Noninterest Income	$229,000	4,232
Total noninterest expense	$2,620,000	4,504
Salaries and employee benefits	$1,310,000	4,822
Premises and equipment expense	$300,000	5,020
Additional noninterest expense	$1,010,000	3,670
Pre-tax net operating income	$2,918,000	2,155
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,046,000	1,588
Income before extraordinary items	$1,872,000	2,517
Extraordinary gains, net	$0	33
Net income	$1,872,000	2,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	4,034
Cash dividends	$1,385,000	1,606
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,872,000	2,489
2007-06-30 (YTD Data)		Rank
Total interest income	$4,555,000	4,044
Total interest expense	$1,220,000	5,344
Net interest income	$3,335,000	3,256
Provision for loan and lease losses	$130,000	2,852
Total noninterest income	$459,000	3,732
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$304,000	2,622
Trading account gains and fees	$0	168
Additional Noninterest Income	$155,000	4,256
Total noninterest expense	$1,762,000	4,501
Salaries and employee benefits	$891,000	4,792
Premises and equipment expense	$204,000	4,975
Additional noninterest expense	$667,000	3,694
Pre-tax net operating income	$1,902,000	2,254
Securities gains (losses)	$0	1,444
Applicable income taxes	$682,000	1,693
Income before extraordinary items	$1,220,000	2,603
Extraordinary gains, net	$0	29
Net income	$1,220,000	2,602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,576
Cash dividends	$920,000	1,640
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,220,000	2,582
2007-03-31 (YTD Data)		Rank
Total interest income	$2,257,000	4,064
Total interest expense	$592,000	5,419
Net interest income	$1,665,000	3,255
Provision for loan and lease losses	$65,000	2,671
Total noninterest income	$232,000	3,705
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$148,000	2,628
Trading account gains and fees	$0	195
Additional Noninterest Income	$84,000	4,109
Total noninterest expense	$887,000	4,477
Salaries and employee benefits	$472,000	4,626
Premises and equipment expense	$102,000	4,980
Additional noninterest expense	$313,000	3,850
Pre-tax net operating income	$945,000	2,265
Securities gains (losses)	$0	1,187
Applicable income taxes	$339,000	1,713
Income before extraordinary items	$606,000	2,606
Extraordinary gains, net	$0	22
Net income	$606,000	2,608
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,041
Cash dividends	$450,000	1,526
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$606,000	2,587
2006-12-31 (YTD Data)		Rank
Total interest income	$8,404,000	4,070
Total interest expense	$1,937,000	5,498
Net interest income	$6,467,000	3,323
Provision for loan and lease losses	$400,000	2,257
Total noninterest income	$925,000	3,722
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$619,000	2,627
Trading account gains and fees	$0	130
Additional Noninterest Income	$306,000	4,258
Total noninterest expense	$3,521,000	4,393
Salaries and employee benefits	$1,876,000	4,489
Premises and equipment expense	$394,000	4,960
Additional noninterest expense	$1,251,000	3,814
Pre-tax net operating income	$3,471,000	2,500
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,253,000	1,904
Income before extraordinary items	$2,218,000	2,875
Extraordinary gains, net	$0	51
Net income	$2,218,000	2,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	3,850
Cash dividends	$1,655,000	1,797
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,218,000	2,862
2006-09-30 (YTD Data)		Rank
Total interest income	$6,195,000	4,085
Total interest expense	$1,380,000	5,564
Net interest income	$4,815,000	3,370
Provision for loan and lease losses	$385,000	1,751
Total noninterest income	$676,000	3,790
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$444,000	2,722
Trading account gains and fees	$0	126
Additional Noninterest Income	$232,000	4,236
Total noninterest expense	$2,628,000	4,378
Salaries and employee benefits	$1,407,000	4,462
Premises and equipment expense	$297,000	4,980
Additional noninterest expense	$924,000	3,841
Pre-tax net operating income	$2,478,000	2,673
Securities gains (losses)	$0	1,388
Applicable income taxes	$894,000	2,035
Income before extraordinary items	$1,584,000	3,083
Extraordinary gains, net	$0	45
Net income	$1,584,000	3,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,128
Cash dividends	$1,215,000	1,692
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,584,000	3,073
2006-06-30 (YTD Data)		Rank
Total interest income	$4,006,000	4,121
Total interest expense	$865,000	5,609
Net interest income	$3,141,000	3,438
Provision for loan and lease losses	$275,000	1,625
Total noninterest income	$410,000	3,996
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$258,000	3,001
Trading account gains and fees	$0	126
Additional Noninterest Income	$152,000	4,291
Total noninterest expense	$1,721,000	4,456
Salaries and employee benefits	$933,000	4,489
Premises and equipment expense	$198,000	4,966
Additional noninterest expense	$590,000	3,970
Pre-tax net operating income	$1,555,000	2,811
Securities gains (losses)	$0	1,185
Applicable income taxes	$560,000	2,145
Income before extraordinary items	$995,000	3,222
Extraordinary gains, net	$0	39
Net income	$995,000	3,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	3,763
Cash dividends	$770,000	1,773
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$995,000	3,215
2006-03-31 (YTD Data)		Rank
Total interest income	$1,954,000	4,152
Total interest expense	$405,000	5,649
Net interest income	$1,549,000	3,454
Provision for loan and lease losses	$260,000	890
Total noninterest income	$201,000	3,973
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$120,000	3,078
Trading account gains and fees	$0	115
Additional Noninterest Income	$81,000	4,122
Total noninterest expense	$825,000	4,594
Salaries and employee benefits	$463,000	4,536
Premises and equipment expense	$98,000	5,028
Additional noninterest expense	$264,000	4,294
Pre-tax net operating income	$665,000	3,084
Securities gains (losses)	$0	955
Applicable income taxes	$239,000	2,343
Income before extraordinary items	$426,000	3,522
Extraordinary gains, net	$0	21
Net income	$426,000	3,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	3,205
Cash dividends	$285,000	2,024
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$426,000	3,504
2005-12-31 (YTD Data)		Rank
Total interest income	$7,702,000	3,861
Total interest expense	$1,423,000	5,368
Net interest income	$6,279,000	3,307
Provision for loan and lease losses	$125,000	4,393
Total noninterest income	$825,000	3,983
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$543,000	2,880
Trading account gains and fees	$0	138
Additional Noninterest Income	$282,000	4,471
Total noninterest expense	$3,244,000	4,530
Salaries and employee benefits	$1,767,000	4,534
Premises and equipment expense	$423,000	4,687
Additional noninterest expense	$1,054,000	4,233
Pre-tax net operating income	$3,735,000	2,334
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,347,000	1,840
Income before extraordinary items	$2,388,000	2,691
Extraordinary gains, net	$0	46
Net income	$2,388,000	2,691
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$282,000	1,817
Cash dividends	$1,760,000	1,627
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,388,000	2,657
2005-09-30 (YTD Data)		Rank
Total interest income	$5,734,000	3,835
Total interest expense	$1,026,000	5,364
Net interest income	$4,708,000	3,301
Provision for loan and lease losses	$40,000	5,540
Total noninterest income	$604,000	4,028
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$397,000	2,933
Trading account gains and fees	$0	126
Additional Noninterest Income	$207,000	4,538
Total noninterest expense	$2,432,000	4,511
Salaries and employee benefits	$1,338,000	4,475
Premises and equipment expense	$317,000	4,658
Additional noninterest expense	$777,000	4,275
Pre-tax net operating income	$2,840,000	2,330
Securities gains (losses)	$0	2,317
Applicable income taxes	$1,025,000	1,839
Income before extraordinary items	$1,815,000	2,680
Extraordinary gains, net	$0	35
Net income	$1,815,000	2,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,660
Cash dividends	$1,185,000	1,595
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,815,000	2,643
2005-06-30 (YTD Data)		Rank
Total interest income	$3,779,000	3,796
Total interest expense	$672,000	5,267
Net interest income	$3,107,000	3,311
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$390,000	4,114
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$255,000	2,976
Trading account gains and fees	$0	116
Additional Noninterest Income	$135,000	4,544
Total noninterest expense	$1,651,000	4,437
Salaries and employee benefits	$891,000	4,464
Premises and equipment expense	$226,000	4,426
Additional noninterest expense	$534,000	4,145
Pre-tax net operating income	$1,816,000	2,358
Securities gains (losses)	$0	2,146
Applicable income taxes	$656,000	1,877
Income before extraordinary items	$1,160,000	2,727
Extraordinary gains, net	$0	30
Net income	$1,160,000	2,727
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,897
Cash dividends	$785,000	1,613
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,160,000	2,688
2005-03-31 (YTD Data)		Rank
Total interest income	$1,860,000	3,803
Total interest expense	$342,000	5,115
Net interest income	$1,518,000	3,377
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$198,000	3,999
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$139,000	2,712
Trading account gains and fees	$0	115
Additional Noninterest Income	$59,000	4,816
Total noninterest expense	$840,000	4,400
Salaries and employee benefits	$438,000	4,522
Premises and equipment expense	$116,000	4,396
Additional noninterest expense	$286,000	3,955
Pre-tax net operating income	$861,000	2,423
Securities gains (losses)	$0	1,685
Applicable income taxes	$311,000	1,926
Income before extraordinary items	$550,000	2,806
Extraordinary gains, net	$0	24
Net income	$550,000	2,807
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$260,000	1,911
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$550,000	2,756
2004-12-31 (YTD Data)		Rank
Total interest income	$7,340,000	3,666
Total interest expense	$1,482,000	4,545
Net interest income	$5,858,000	3,350
Provision for loan and lease losses	$115,000	4,787
Total noninterest income	$801,000	4,047
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$655,000	2,525
Trading account gains and fees	$0	138
Additional Noninterest Income	$146,000	5,747
Total noninterest expense	$3,257,000	4,410
Salaries and employee benefits	$1,693,000	4,532
Premises and equipment expense	$400,000	4,762
Additional noninterest expense	$1,164,000	3,848
Pre-tax net operating income	$3,287,000	2,398
Securities gains (losses)	$0	3,819
Applicable income taxes	$1,173,000	1,933
Income before extraordinary items	$2,114,000	2,780
Extraordinary gains, net	$0	34
Net income	$2,114,000	2,782
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,745
Cash dividends	$1,495,000	1,747
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,114,000	2,722
2004-09-30 (YTD Data)		Rank
Total interest income	$5,465,000	3,663
Total interest expense	$1,114,000	4,502
Net interest income	$4,351,000	3,361
Provision for loan and lease losses	$0	7,100
Total noninterest income	$571,000	4,208
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$496,000	2,514
Trading account gains and fees	$0	134
Additional Noninterest Income	$75,000	6,422
Total noninterest expense	$2,429,000	4,406
Salaries and employee benefits	$1,267,000	4,505
Premises and equipment expense	$293,000	4,823
Additional noninterest expense	$869,000	3,837
Pre-tax net operating income	$2,493,000	2,396
Securities gains (losses)	$0	3,710
Applicable income taxes	$901,000	1,940
Income before extraordinary items	$1,592,000	2,816
Extraordinary gains, net	$0	26
Net income	$1,592,000	2,817
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	8,336
Cash dividends	$1,120,000	1,580
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,592,000	2,737
2004-06-30 (YTD Data)		Rank
Total interest income	$3,604,000	3,691
Total interest expense	$732,000	4,547
Net interest income	$2,872,000	3,386
Provision for loan and lease losses	$-15,000	8,879
Total noninterest income	$363,000	4,340
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$323,000	2,553
Trading account gains and fees	$0	130
Additional Noninterest Income	$40,000	6,793
Total noninterest expense	$1,582,000	4,489
Salaries and employee benefits	$847,000	4,524
Premises and equipment expense	$193,000	4,879
Additional noninterest expense	$542,000	4,061
Pre-tax net operating income	$1,668,000	2,368
Securities gains (losses)	$0	3,413
Applicable income taxes	$607,000	1,910
Income before extraordinary items	$1,061,000	2,795
Extraordinary gains, net	$0	21
Net income	$1,061,000	2,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-34,000	8,621
Cash dividends	$750,000	1,594
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,061,000	2,719
2004-03-31 (YTD Data)		Rank
Total interest income	$1,816,000	3,681
Total interest expense	$372,000	4,528
Net interest income	$1,444,000	3,361
Provision for loan and lease losses	$-30,000	8,973
Total noninterest income	$156,000	4,677
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$152,000	2,644
Trading account gains and fees	$0	121
Additional Noninterest Income	$4,000	8,419
Total noninterest expense	$829,000	4,371
Salaries and employee benefits	$463,000	4,253
Premises and equipment expense	$93,000	5,051
Additional noninterest expense	$273,000	4,037
Pre-tax net operating income	$801,000	2,427
Securities gains (losses)	$0	2,934
Applicable income taxes	$292,000	1,969
Income before extraordinary items	$509,000	2,901
Extraordinary gains, net	$0	16
Net income	$509,000	2,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,830
Cash dividends	$370,000	1,507
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$509,000	2,803
2003-12-31 (YTD Data)		Rank
Total interest income	$7,525,000	3,597
Total interest expense	$1,747,000	4,448
Net interest income	$5,778,000	3,274
Provision for loan and lease losses	$-100,000	9,026
Total noninterest income	$388,000	6,030
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$579,000	2,775
Trading account gains and fees	$0	160
Additional Noninterest Income	$-191,000	9,174
Total noninterest expense	$3,339,000	4,280
Salaries and employee benefits	$1,747,000	4,350
Premises and equipment expense	$439,000	4,436
Additional noninterest expense	$1,153,000	3,840
Pre-tax net operating income	$2,927,000	2,559
Securities gains (losses)	$93,000	1,959
Applicable income taxes	$1,146,000	1,994
Income before extraordinary items	$1,874,000	3,017
Extraordinary gains, net	$0	54
Net income	$1,874,000	3,016
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	4,364
Cash dividends	$2,750,000	1,076
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,814,480	2,944
2003-09-30 (YTD Data)		Rank
Total interest income	$5,656,000	3,641
Total interest expense	$1,354,000	4,466
Net interest income	$4,302,000	3,323
Provision for loan and lease losses	$-40,000	9,082
Total noninterest income	$432,000	5,109
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$413,000	2,887
Trading account gains and fees	$0	153
Additional Noninterest Income	$19,000	8,294
Total noninterest expense	$2,519,000	4,239
Salaries and employee benefits	$1,318,000	4,326
Premises and equipment expense	$334,000	4,401
Additional noninterest expense	$867,000	3,821
Pre-tax net operating income	$2,255,000	2,587
Securities gains (losses)	$93,000	1,820
Applicable income taxes	$888,000	2,040
Income before extraordinary items	$1,460,000	3,025
Extraordinary gains, net	$0	40
Net income	$1,460,000	3,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,265
Cash dividends	$2,400,000	878
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,400,480	2,968
2003-06-30 (YTD Data)		Rank
Total interest income	$3,843,000	3,622
Total interest expense	$944,000	4,436
Net interest income	$2,899,000	3,293
Provision for loan and lease losses	$0	7,324
Total noninterest income	$277,000	5,194
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$251,000	3,057
Trading account gains and fees	$0	150
Additional Noninterest Income	$26,000	7,515
Total noninterest expense	$1,690,000	4,214
Salaries and employee benefits	$897,000	4,270
Premises and equipment expense	$236,000	4,233
Additional noninterest expense	$557,000	3,914
Pre-tax net operating income	$1,486,000	2,618
Securities gains (losses)	$93,000	1,565
Applicable income taxes	$594,000	2,061
Income before extraordinary items	$985,000	3,010
Extraordinary gains, net	$0	30
Net income	$985,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,113
Cash dividends	$750,000	1,617
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$925,480	2,976
2003-03-31 (YTD Data)		Rank
Total interest income	$1,955,000	3,591
Total interest expense	$499,000	4,351
Net interest income	$1,456,000	3,257
Provision for loan and lease losses	$0	6,934
Total noninterest income	$119,000	5,479
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$102,000	3,492
Trading account gains and fees	$0	134
Additional Noninterest Income	$17,000	7,158
Total noninterest expense	$885,000	4,045
Salaries and employee benefits	$469,000	4,095
Premises and equipment expense	$122,000	4,095
Additional noninterest expense	$294,000	3,706
Pre-tax net operating income	$690,000	2,765
Securities gains (losses)	$93,000	1,041
Applicable income taxes	$295,000	2,083
Income before extraordinary items	$488,000	3,003
Extraordinary gains, net	$0	21
Net income	$488,000	3,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,384
Cash dividends	$350,000	1,587
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$428,480	3,135
2002-12-31 (YTD Data)		Rank
Total interest income	$8,648,000	3,417
Total interest expense	$2,754,000	3,797
Net interest income	$5,894,000	3,190
Provision for loan and lease losses	$149,000	4,975
Total noninterest income	$485,000	5,297
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$389,000	3,598
Trading account gains and fees	$0	153
Additional Noninterest Income	$96,000	6,527
Total noninterest expense	$3,301,000	4,146
Salaries and employee benefits	$1,800,000	4,087
Premises and equipment expense	$505,000	3,917
Additional noninterest expense	$996,000	4,194
Pre-tax net operating income	$2,929,000	2,552
Securities gains (losses)	$0	4,537
Applicable income taxes	$1,058,000	2,124
Income before extraordinary items	$1,871,000	2,947
Extraordinary gains, net	$0	70
Net income	$1,871,000	2,945
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,309
Cash dividends	$800,000	2,639
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,871,000	2,858
2001-12-31 (YTD Data)		Rank
Total interest income	$9,720,000	3,398
Total interest expense	$4,429,000	3,508
Net interest income	$5,291,000	3,285
Provision for loan and lease losses	$257,000	3,535
Total noninterest income	$433,000	5,477
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$349,000	3,763
Trading account gains and fees	$0	177
Additional Noninterest Income	$84,000	6,788
Total noninterest expense	$3,717,000	3,646
Salaries and employee benefits	$1,745,000	4,005
Premises and equipment expense	$426,000	4,404
Additional noninterest expense	$1,546,000	2,802
Pre-tax net operating income	$1,750,000	3,495
Securities gains (losses)	$0	4,612
Applicable income taxes	$650,000	2,817
Income before extraordinary items	$1,100,000	4,034
Extraordinary gains, net	$0	105
Net income	$1,100,000	4,036
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$207,000	2,806
Cash dividends	$1,200,000	1,967
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,100,000	3,908
2000-12-31 (YTD Data)		Rank
Total interest income	$10,075,000	3,367
Total interest expense	$5,330,000	3,132
Net interest income	$4,745,000	3,633
Provision for loan and lease losses	$244,000	3,295
Total noninterest income	$354,000	5,862
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$271,000	4,317
Trading account gains and fees	$0	180
Additional Noninterest Income	$83,000	6,842
Total noninterest expense	$3,329,000	3,874
Salaries and employee benefits	$1,578,000	4,185
Premises and equipment expense	$363,000	4,817
Additional noninterest expense	$1,388,000	3,011
Pre-tax net operating income	$1,526,000	4,031
Securities gains (losses)	$0	1,956
Applicable income taxes	$557,000	3,259
Income before extraordinary items	$969,000	4,475
Extraordinary gains, net	$0	38
Net income	$969,000	4,476
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,420
Cash dividends	$450,000	3,733
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$969,000	4,473
1999-12-31 (YTD Data)		Rank
Total interest income	$8,490,000	3,702
Total interest expense	$4,058,000	3,543
Net interest income	$4,432,000	3,839
Provision for loan and lease losses	$695,000	1,331
Total noninterest income	$342,000	6,081
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$230,000	4,737
Trading account gains and fees	$0	173
Additional Noninterest Income	$112,000	6,354
Total noninterest expense	$3,033,000	4,171
Salaries and employee benefits	$1,425,000	4,526
Premises and equipment expense	$330,000	5,167
Additional noninterest expense	$1,278,000	3,256
Pre-tax net operating income	$1,046,000	5,173
Securities gains (losses)	$-26,000	9,622
Applicable income taxes	$371,000	4,354
Income before extraordinary items	$649,000	5,675
Extraordinary gains, net	$0	35
Net income	$649,000	5,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,567
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$665,640	5,572
1998-12-31 (YTD Data)		Rank
Total interest income	$3,657,000	6,789
Total interest expense	$2,124,000	5,969
Net interest income	$1,533,000	7,613
Provision for loan and lease losses	$72,000	5,801
Total noninterest income	$172,000	7,926
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$130,000	6,272
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	8,456
Total noninterest expense	$1,416,000	6,917
Salaries and employee benefits	$634,000	7,567
Premises and equipment expense	$100,000	8,699
Additional noninterest expense	$682,000	5,265
Pre-tax net operating income	$217,000	8,832
Securities gains (losses)	$5,000	3,437
Applicable income taxes	$76,000	7,886
Income before extraordinary items	$146,000	9,003
Extraordinary gains, net	$0	32
Net income	$146,000	9,001
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$20,943,000	51
Net operating income	$142,700	8,972

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.