Home > Premier Bank-Central > Income and Expense
Premier Bank-Central, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,654,000 | 1,389 |
| Total interest expense | $10,971,000 | 1,468 |
| Net interest income | $13,683,000 | 1,301 |
| Provision for loan and lease losses | $280,000 | 2,725 |
| Total noninterest income | $1,685,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,290,000 | 1,020 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $395,000 | 3,429 |
| Total noninterest expense | $9,307,000 | 1,529 |
| Salaries and employee benefits | $4,364,000 | 1,525 |
| Premises and equipment expense | $911,000 | 2,182 |
| Additional noninterest expense | $4,032,000 | 1,347 |
| Pre-tax net operating income | $5,781,000 | 1,246 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $1,577,000 | 1,532 |
| Income before extraordinary items | $4,247,000 | 1,192 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,247,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,077 |
| Cash dividends | $1,811,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,215,610 | 1,181 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,824,000 | 1,498 |
| Total interest expense | $10,532,000 | 1,531 |
| Net interest income | $12,292,000 | 1,461 |
| Provision for loan and lease losses | $265,000 | 2,457 |
| Total noninterest income | $1,369,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,052,000 | 1,283 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $317,000 | 3,876 |
| Total noninterest expense | $7,863,000 | 1,775 |
| Salaries and employee benefits | $3,673,000 | 1,804 |
| Premises and equipment expense | $696,000 | 2,822 |
| Additional noninterest expense | $3,494,000 | 1,485 |
| Pre-tax net operating income | $5,533,000 | 1,382 |
| Securities gains (losses) | $120,000 | 881 |
| Applicable income taxes | $1,636,000 | 1,525 |
| Income before extraordinary items | $4,017,000 | 1,316 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,017,000 | 1,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,504 |
| Cash dividends | $857,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,931,800 | 1,322 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,035,000 | 2,515 |
| Total interest expense | $4,698,000 | 2,611 |
| Net interest income | $7,337,000 | 2,465 |
| Provision for loan and lease losses | $470,000 | 1,620 |
| Total noninterest income | $831,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $588,000 | 2,314 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $243,000 | 4,679 |
| Total noninterest expense | $4,344,000 | 3,171 |
| Salaries and employee benefits | $2,494,000 | 2,669 |
| Premises and equipment expense | $404,000 | 4,554 |
| Additional noninterest expense | $1,446,000 | 3,429 |
| Pre-tax net operating income | $3,354,000 | 2,124 |
| Securities gains (losses) | $484,000 | 274 |
| Applicable income taxes | $1,145,000 | 1,971 |
| Income before extraordinary items | $2,693,000 | 1,809 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,693,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,088 |
| Cash dividends | $776,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,354,200 | 2,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,783,000 | 2,873 |
| Total interest expense | $4,161,000 | 3,055 |
| Net interest income | $6,622,000 | 2,726 |
| Provision for loan and lease losses | $300,000 | 2,975 |
| Total noninterest income | $974,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $574,000 | 2,397 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $400,000 | 3,753 |
| Total noninterest expense | $4,317,000 | 3,244 |
| Salaries and employee benefits | $2,261,000 | 2,914 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $1,655,000 | 3,220 |
| Pre-tax net operating income | $2,979,000 | 2,303 |
| Securities gains (losses) | $-30,000 | 13,003 |
| Applicable income taxes | $837,000 | 2,658 |
| Income before extraordinary items | $2,112,000 | 2,371 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,112,000 | 2,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,539 |
| Cash dividends | $731,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,133,600 | 2,209 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 3,535 |
| Total interest expense | $4,169,000 | 3,926 |
| Net interest income | $5,693,000 | 3,215 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $822,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,939 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $3,477,000 | 3,950 |
| Salaries and employee benefits | $1,847,000 | 3,457 |
| Premises and equipment expense | $284,000 | 6,214 |
| Additional noninterest expense | $1,346,000 | 3,928 |
| Pre-tax net operating income | $2,718,000 | 2,275 |
| Securities gains (losses) | $398,000 | 1,286 |
| Applicable income taxes | $956,000 | 2,193 |
| Income before extraordinary items | $2,160,000 | 2,129 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,160,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 4,745 |
| Cash dividends | $608,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,885,380 | 2,251 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.