Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,682,000 | 2,289 |
| Total interest expense | $6,375,000 | 2,419 |
| Net interest income | $8,307,000 | 2,168 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $848,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $543,000 | 2,502 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $305,000 | 4,034 |
| Total noninterest expense | $5,031,000 | 2,727 |
| Salaries and employee benefits | $2,377,000 | 2,825 |
| Premises and equipment expense | $509,000 | 3,729 |
| Additional noninterest expense | $2,145,000 | 2,301 |
| Pre-tax net operating income | $3,979,000 | 1,808 |
| Securities gains (losses) | $-448,000 | 11,365 |
| Applicable income taxes | $515,000 | 4,057 |
| Income before extraordinary items | $3,016,000 | 1,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,016,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 3,474 |
| Cash dividends | $1,311,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,396,800 | 1,414 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,299,000 | 2,205 |
| Total interest expense | $6,662,000 | 2,331 |
| Net interest income | $8,637,000 | 2,084 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $698,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $476,000 | 2,851 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $222,000 | 4,822 |
| Total noninterest expense | $5,440,000 | 2,503 |
| Salaries and employee benefits | $2,442,000 | 2,738 |
| Premises and equipment expense | $503,000 | 3,744 |
| Additional noninterest expense | $2,495,000 | 1,999 |
| Pre-tax net operating income | $3,845,000 | 1,928 |
| Securities gains (losses) | $-381,000 | 11,776 |
| Applicable income taxes | $444,000 | 4,565 |
| Income before extraordinary items | $3,020,000 | 1,685 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,020,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,489 |
| Cash dividends | $8,579,000 | 428 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,351,470 | 1,502 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 3,356 |
| Total interest expense | $3,547,000 | 3,412 |
| Net interest income | $5,381,000 | 3,334 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $588,000 | 4,729 |
| Gross Fiduciary activities income | $259,000 | 955 |
| Service charges on deposit accounts | $199,000 | 5,899 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $3,428,000 | 3,923 |
| Salaries and employee benefits | $1,686,000 | 3,853 |
| Premises and equipment expense | $305,000 | 5,645 |
| Additional noninterest expense | $1,437,000 | 3,447 |
| Pre-tax net operating income | $2,501,000 | 2,826 |
| Securities gains (losses) | $61,000 | 1,035 |
| Applicable income taxes | $266,000 | 6,308 |
| Income before extraordinary items | $2,296,000 | 2,120 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,296,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $716,000 | 2,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,241,100 | 2,202 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 3,880 |
| Total interest expense | $3,377,000 | 3,711 |
| Net interest income | $4,463,000 | 3,977 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $517,000 | 5,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 4,163 |
| Total noninterest expense | $2,955,000 | 4,579 |
| Salaries and employee benefits | $1,478,000 | 4,332 |
| Premises and equipment expense | $255,000 | 6,603 |
| Additional noninterest expense | $1,222,000 | 4,128 |
| Pre-tax net operating income | $2,025,000 | 3,275 |
| Securities gains (losses) | $505,000 | 890 |
| Applicable income taxes | $303,000 | 6,046 |
| Income before extraordinary items | $2,227,000 | 2,246 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,227,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $649,000 | 2,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,782,600 | 2,641 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,983,000 | 4,297 |
| Total interest expense | $3,627,000 | 4,425 |
| Net interest income | $4,356,000 | 4,124 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $448,000 | 6,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $279,000 | 4,635 |
| Total noninterest expense | $2,528,000 | 5,265 |
| Salaries and employee benefits | $1,304,000 | 4,810 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $1,031,000 | 4,930 |
| Pre-tax net operating income | $2,268,000 | 2,754 |
| Securities gains (losses) | $398,000 | 1,286 |
| Applicable income taxes | $377,000 | 5,017 |
| Income before extraordinary items | $2,289,000 | 2,005 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,289,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 6,366 |
| Cash dividends | $742,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,946,720 | 2,184 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.