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Premier Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 70 | 2,699 |
| Assets and Liabilities | ||
| Total Assets: | $199,920,000 | 2,355 |
| Cash and due from depository institutions | $7,508,000 | 2,699 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $72,428,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $4,495,000 | 2,863 |
| Net loans & leases | $106,705,000 | 2,615 |
| Loan loss allowance | $1,185,000 | 3,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,840,000 | 2,065 |
| Other real estate owned | $296,000 | 2,699 |
| Goodwill and other intangibles | $566,000 | 1,611 |
| All other assets | $4,082,000 | 1,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,920,000 | 2,355 |
| Total liabilities | $176,720,000 | 2,386 |
| Total deposits | $174,304,000 | 2,226 |
| Interest-bearing deposits | $150,118,000 | 2,219 |
| Deposits held in domestic offices | $174,304,000 | 2,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,416,000 | 1,740 |
| Total equity capital | $23,200,000 | 1,924 |
| Total bank equity capital | $23,200,000 | 1,924 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,939,000 | 2,100 |
| Surplus | $7,314,000 | 2,110 |
| Undivided profits | $13,947,000 | 1,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $365,000 | 5,106 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $690,000 | 3,346 |
| Earning assets | $183,628,000 | 2,342 |
| Long-term assets (5+ years) | $48,795,000 | 1,307 |
| Average Assets, year-to-date | $200,884,000 | 2,252 |
| Average Assets, quarterly | $199,549,000 | 2,335 |
| Volatile liabilities | $16,590,000 | 3,369 |
| Insider loans | $4,503,000 | 958 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $21,876,000 | 1,930 |
| Tier 1 (core) risk-based capital | $22,889,000 | 1,881 |
| Tier 2 risk-based capital | $1,185,000 | 2,546 |
| Total risk weighted assets | $122,630,300 | 2,298 |
| Total unused commitments | $21,876,000 | 1,942 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 70 | 2,789 |
| Assets and Liabilities | ||
| Total Assets: | $202,897,000 | 2,324 |
| Cash and due from depository institutions | $8,834,000 | 2,789 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $85,483,000 | 1,468 |
| Federal funds sold & reverse repurchase agreements | $1,775,000 | 5,914 |
| Net loans & leases | $98,136,000 | 2,756 |
| Loan loss allowance | $1,168,000 | 3,082 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,020,000 | 1,926 |
| Other real estate owned | $623,000 | 2,789 |
| Goodwill and other intangibles | $682,000 | 1,392 |
| All other assets | $3,344,000 | 2,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,897,000 | 2,324 |
| Total liabilities | $180,842,000 | 2,347 |
| Total deposits | $178,598,000 | 2,212 |
| Interest-bearing deposits | $154,427,000 | 2,208 |
| Deposits held in domestic offices | $178,598,000 | 2,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,244,000 | 1,918 |
| Total equity capital | $22,055,000 | 2,038 |
| Total bank equity capital | $22,055,000 | 2,038 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,939,000 | 2,157 |
| Surplus | $7,314,000 | 2,109 |
| Undivided profits | $12,802,000 | 2,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,031,000 | 2,569 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $649,000 | 3,685 |
| Earning assets | $185,394,000 | 2,331 |
| Long-term assets (5+ years) | $57,224,000 | 1,061 |
| Average Assets, year-to-date | $209,723,400 | 2,161 |
| Average Assets, quarterly | $205,810,500 | 2,258 |
| Volatile liabilities | $15,287,000 | 3,272 |
| Insider loans | $3,536,000 | 1,247 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $14,476,000 | 2,499 |
| Tier 1 (core) risk-based capital | $21,068,000 | 2,028 |
| Tier 2 risk-based capital | $1,168,000 | 2,552 |
| Total risk weighted assets | $117,504,300 | 2,313 |
| Total unused commitments | $14,476,000 | 2,512 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $134,286,000 | 3,317 |
| Cash and due from depository institutions | $3,419,000 | 4,385 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $61,305,000 | 2,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $63,295,000 | 4,014 |
| Loan loss allowance | $448,000 | 6,663 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,509,000 | 2,945 |
| Other real estate owned | $0 | 4,385 |
| Goodwill and other intangibles | $385,000 | 1,589 |
| All other assets | $3,373,000 | 2,383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,286,000 | 3,317 |
| Total liabilities | $118,351,000 | 3,423 |
| Total deposits | $115,337,000 | 3,302 |
| Interest-bearing deposits | $99,467,000 | 3,273 |
| Deposits held in domestic offices | $115,337,000 | 3,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,935 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,514,000 | 2,227 |
| Total equity capital | $15,935,000 | 2,572 |
| Total bank equity capital | $15,935,000 | 2,572 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,584,000 | 2,579 |
| Surplus | $2,500,000 | 4,708 |
| Undivided profits | $11,851,000 | 1,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 11,336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $402,000 | 5,160 |
| Earning assets | $124,600,000 | 3,268 |
| Long-term assets (5+ years) | $37,528,000 | 1,513 |
| Average Assets, year-to-date | $128,394,000 | 3,387 |
| Average Assets, quarterly | $134,409,500 | 3,293 |
| Volatile liabilities | $7,321,000 | 5,409 |
| Insider loans | $2,746,000 | 1,539 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,715,000 | 3,464 |
| Tier 1 (core) risk-based capital | $16,901,000 | 2,434 |
| Tier 2 risk-based capital | $448,000 | 5,754 |
| Total risk weighted assets | $80,466,600 | 3,254 |
| Total unused commitments | $8,715,000 | 3,471 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 41 | 4,957 |
| Assets and Liabilities | ||
| Total Assets: | $117,768,000 | 3,846 |
| Cash and due from depository institutions | $1,448,000 | 4,957 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $56,280,000 | 2,456 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $54,242,000 | 4,463 |
| Loan loss allowance | $448,000 | 6,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,382,000 | 3,071 |
| Other real estate owned | $0 | 4,957 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,416,000 | 2,944 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $117,768,000 | 3,846 |
| Total liabilities | $102,062,000 | 3,991 |
| Total deposits | $99,698,000 | 3,906 |
| Interest-bearing deposits | $88,258,000 | 3,826 |
| Deposits held in domestic offices | $99,698,000 | 3,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,041,000 | 2,654 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,323,000 | 2,531 |
| Total equity capital | $15,706,000 | 2,569 |
| Total bank equity capital | $15,706,000 | 2,569 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,584,000 | 2,634 |
| Surplus | $2,500,000 | 4,679 |
| Undivided profits | $11,622,000 | 2,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $405,000 | 5,537 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $291,000 | 6,236 |
| Earning assets | $111,522,000 | 3,723 |
| Long-term assets (5+ years) | $42,829,000 | 1,390 |
| Average Assets, year-to-date | $110,230,000 | 3,959 |
| Average Assets, quarterly | $116,479,500 | 3,854 |
| Volatile liabilities | $5,617,000 | 6,113 |
| Insider loans | $2,482,000 | 1,667 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,515,000 | 5,181 |
| Tier 1 (core) risk-based capital | $15,706,000 | 2,514 |
| Tier 2 risk-based capital | $448,000 | 5,760 |
| Total risk weighted assets | $66,624,500 | 3,810 |
| Total unused commitments | $4,515,000 | 5,203 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $103,574,000 | 4,387 |
| Cash and due from depository institutions | $2,063,000 | 5,527 |
| Interest-bearing balances | $199,000 | 6,148 |
| Securities | $47,553,000 | 2,866 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $46,855,000 | 5,062 |
| Loan loss allowance | $450,000 | 6,950 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,161,000 | 3,351 |
| Other real estate owned | $0 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,142,000 | 3,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,574,000 | 4,387 |
| Total liabilities | $89,452,000 | 4,612 |
| Total deposits | $86,166,000 | 4,616 |
| Interest-bearing deposits | $73,761,000 | 4,672 |
| Deposits held in domestic offices | $86,166,000 | 4,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,286,000 | 2,673 |
| Total equity capital | $14,122,000 | 2,736 |
| Total bank equity capital | $14,122,000 | 2,736 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,584,000 | 2,734 |
| Surplus | $2,500,000 | 4,610 |
| Undivided profits | $10,038,000 | 2,201 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 6,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $97,407,000 | 4,261 |
| Long-term assets (5+ years) | $32,482,000 | 1,732 |
| Average Assets, year-to-date | $100,223,600 | 4,425 |
| Average Assets, quarterly | $101,975,500 | 4,424 |
| Volatile liabilities | $9,655,000 | 4,236 |
| Insider loans | $116,000 | 5,320 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,990,000 | 5,270 |
| Tier 1 (core) risk-based capital | $14,122,000 | 2,682 |
| Tier 2 risk-based capital | $450,000 | 5,695 |
| Total risk weighted assets | $54,779,900 | 4,563 |
| Total unused commitments | $3,990,000 | 5,301 |
| Derivatives | $0 | 651 |