Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 2,633 |
| Total interest expense | $6,785,000 | 889 |
| Net interest income | $3,796,000 | 4,682 |
| Provision for loan and lease losses | $6,122,000 | 672 |
| Total noninterest income | $-285,000 | 7,141 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $248,000 | 3,977 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-533,000 | 7,100 |
| Total noninterest expense | $7,313,000 | 2,565 |
| Salaries and employee benefits | $2,114,000 | 4,028 |
| Premises and equipment expense | $676,000 | 3,283 |
| Additional noninterest expense | $4,523,000 | 1,515 |
| Pre-tax net operating income | $-9,924,000 | 7,211 |
| Securities gains (losses) | $763,000 | 566 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-9,161,000 | 7,199 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,161,000 | 7,199 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-9,161,000 | 7,199 |
| Net charge-offs | $104,000 | 4,935 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,924,000 | 7,206 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,226,000 | 2,565 |
| Total interest expense | $5,250,000 | 902 |
| Net interest income | $2,976,000 | 4,584 |
| Provision for loan and lease losses | $4,121,000 | 721 |
| Total noninterest income | $199,000 | 5,491 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $225,000 | 3,606 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-26,000 | 6,969 |
| Total noninterest expense | $4,615,000 | 2,992 |
| Salaries and employee benefits | $1,496,000 | 4,183 |
| Premises and equipment expense | $412,000 | 3,837 |
| Additional noninterest expense | $2,707,000 | 1,877 |
| Pre-tax net operating income | $-5,561,000 | 7,251 |
| Securities gains (losses) | $242,000 | 1,067 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,319,000 | 7,259 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,319,000 | 7,257 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,319,000 | 7,258 |
| Net charge-offs | $110,000 | 4,336 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,561,000 | 7,264 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 2,358 |
| Total interest expense | $3,557,000 | 917 |
| Net interest income | $2,467,000 | 3,965 |
| Provision for loan and lease losses | $22,000 | 5,678 |
| Total noninterest income | $177,000 | 5,048 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $185,000 | 3,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-8,000 | 7,013 |
| Total noninterest expense | $2,752,000 | 3,317 |
| Salaries and employee benefits | $1,003,000 | 4,199 |
| Premises and equipment expense | $262,000 | 3,991 |
| Additional noninterest expense | $1,487,000 | 2,254 |
| Pre-tax net operating income | $-130,000 | 6,471 |
| Securities gains (losses) | $153,000 | 870 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $23,000 | 6,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,173 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $23,000 | 6,174 |
| Net charge-offs | $-461,000 | 7,483 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-130,000 | 6,512 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,451 |
| Total interest expense | $1,800,000 | 942 |
| Net interest income | $1,111,000 | 4,274 |
| Provision for loan and lease losses | $22,000 | 4,949 |
| Total noninterest income | $92,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-19,000 | 7,222 |
| Total noninterest expense | $1,309,000 | 3,451 |
| Salaries and employee benefits | $493,000 | 4,273 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $703,000 | 2,365 |
| Pre-tax net operating income | $-128,000 | 6,728 |
| Securities gains (losses) | $142,000 | 433 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $14,000 | 6,199 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $14,000 | 6,198 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $14,000 | 6,199 |
| Net charge-offs | $-404,000 | 7,551 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-128,000 | 6,766 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,459,000 | 1,957 |
| Total interest expense | $9,552,000 | 865 |
| Net interest income | $5,907,000 | 3,505 |
| Provision for loan and lease losses | $14,313,000 | 497 |
| Total noninterest income | $1,340,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $817,000 | 1,787 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $523,000 | 3,125 |
| Total noninterest expense | $6,846,000 | 2,779 |
| Salaries and employee benefits | $2,344,000 | 3,779 |
| Premises and equipment expense | $856,000 | 2,816 |
| Additional noninterest expense | $3,646,000 | 1,942 |
| Pre-tax net operating income | $-13,912,000 | 7,436 |
| Securities gains (losses) | $1,190,000 | 421 |
| Applicable income taxes | $-35,000 | 6,679 |
| Income before extraordinary items | $-12,687,000 | 7,441 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-12,687,000 | 7,441 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-12,687,000 | 7,441 |
| Net charge-offs | $10,838,000 | 569 |
| Cash dividends | $87,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-13,877,000 | 7,443 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 1,901 |
| Total interest expense | $7,445,000 | 863 |
| Net interest income | $4,732,000 | 3,398 |
| Provision for loan and lease losses | $2,543,000 | 1,416 |
| Total noninterest income | $1,414,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $745,000 | 1,561 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $669,000 | 2,338 |
| Total noninterest expense | $5,228,000 | 2,736 |
| Salaries and employee benefits | $1,790,000 | 3,753 |
| Premises and equipment expense | $738,000 | 2,551 |
| Additional noninterest expense | $2,700,000 | 1,916 |
| Pre-tax net operating income | $-1,625,000 | 6,983 |
| Securities gains (losses) | $1,121,000 | 373 |
| Applicable income taxes | $5,000 | 4,390 |
| Income before extraordinary items | $-509,000 | 6,668 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-509,000 | 6,668 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-509,000 | 6,668 |
| Net charge-offs | $2,043,000 | 1,487 |
| Cash dividends | $87,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,630,000 | 7,039 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,437,000 | 1,859 |
| Total interest expense | $5,130,000 | 865 |
| Net interest income | $3,307,000 | 3,259 |
| Provision for loan and lease losses | $660,000 | 2,447 |
| Total noninterest income | $463,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $422,000 | 1,799 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $41,000 | 5,811 |
| Total noninterest expense | $3,305,000 | 2,867 |
| Salaries and employee benefits | $1,205,000 | 3,752 |
| Premises and equipment expense | $547,000 | 2,356 |
| Additional noninterest expense | $1,553,000 | 2,187 |
| Pre-tax net operating income | $-195,000 | 6,427 |
| Securities gains (losses) | $468,000 | 506 |
| Applicable income taxes | $3,000 | 4,407 |
| Income before extraordinary items | $270,000 | 4,478 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $270,000 | 4,478 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $270,000 | 4,478 |
| Net charge-offs | $160,000 | 3,763 |
| Cash dividends | $86,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-193,320 | 6,501 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,581,000 | 1,751 |
| Total interest expense | $2,627,000 | 891 |
| Net interest income | $1,954,000 | 2,838 |
| Provision for loan and lease losses | $514,000 | 1,793 |
| Total noninterest income | $202,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $177,000 | 2,075 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 5,673 |
| Total noninterest expense | $1,672,000 | 2,868 |
| Salaries and employee benefits | $600,000 | 3,817 |
| Premises and equipment expense | $287,000 | 2,296 |
| Additional noninterest expense | $785,000 | 2,155 |
| Pre-tax net operating income | $-30,000 | 6,421 |
| Securities gains (losses) | $275,000 | 415 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $245,000 | 3,533 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $245,000 | 3,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $245,000 | 3,532 |
| Net charge-offs | $54,000 | 3,654 |
| Cash dividends | $86,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-30,000 | 6,459 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,059,000 | 1,702 |
| Total interest expense | $12,017,000 | 988 |
| Net interest income | $8,042,000 | 2,718 |
| Provision for loan and lease losses | $6,506,000 | 1,181 |
| Total noninterest income | $1,322,000 | 2,779 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $495,000 | 2,913 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $827,000 | 2,410 |
| Total noninterest expense | $5,146,000 | 3,595 |
| Salaries and employee benefits | $2,411,000 | 3,793 |
| Premises and equipment expense | $797,000 | 3,133 |
| Additional noninterest expense | $1,938,000 | 3,394 |
| Pre-tax net operating income | $-2,288,000 | 6,710 |
| Securities gains (losses) | $580,000 | 787 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $-1,713,000 | 6,654 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,713,000 | 6,654 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,713,000 | 6,654 |
| Net charge-offs | $6,106,000 | 991 |
| Cash dividends | $733,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,293,000 | 6,829 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,060,000 | 1,725 |
| Total interest expense | $9,051,000 | 1,037 |
| Net interest income | $6,009,000 | 2,728 |
| Provision for loan and lease losses | $5,130,000 | 1,026 |
| Total noninterest income | $1,220,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $424,000 | 2,651 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $796,000 | 2,135 |
| Total noninterest expense | $4,134,000 | 3,416 |
| Salaries and employee benefits | $1,846,000 | 3,765 |
| Premises and equipment expense | $572,000 | 3,301 |
| Additional noninterest expense | $1,716,000 | 2,940 |
| Pre-tax net operating income | $-2,035,000 | 7,054 |
| Securities gains (losses) | $336,000 | 925 |
| Applicable income taxes | $5,000 | 4,212 |
| Income before extraordinary items | $-1,704,000 | 7,077 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,704,000 | 7,075 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,704,000 | 7,076 |
| Net charge-offs | $4,213,000 | 941 |
| Cash dividends | $478,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,040,000 | 7,176 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,911,000 | 1,775 |
| Total interest expense | $6,082,000 | 1,090 |
| Net interest income | $3,829,000 | 2,836 |
| Provision for loan and lease losses | $4,758,000 | 772 |
| Total noninterest income | $390,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $317,000 | 2,436 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $2,385,000 | 3,869 |
| Salaries and employee benefits | $1,203,000 | 3,894 |
| Premises and equipment expense | $223,000 | 4,767 |
| Additional noninterest expense | $959,000 | 3,392 |
| Pre-tax net operating income | $-2,924,000 | 7,556 |
| Securities gains (losses) | $286,000 | 794 |
| Applicable income taxes | $-10,000 | 6,801 |
| Income before extraordinary items | $-2,628,000 | 7,585 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,628,000 | 7,584 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,628,000 | 7,584 |
| Net charge-offs | $4,651,000 | 610 |
| Cash dividends | $257,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,914,000 | 7,637 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,972,000 | 1,800 |
| Total interest expense | $3,095,000 | 1,111 |
| Net interest income | $1,877,000 | 2,867 |
| Provision for loan and lease losses | $461,000 | 1,854 |
| Total noninterest income | $210,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $162,000 | 2,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $1,243,000 | 3,672 |
| Salaries and employee benefits | $624,000 | 3,803 |
| Premises and equipment expense | $228,000 | 2,903 |
| Additional noninterest expense | $391,000 | 3,639 |
| Pre-tax net operating income | $383,000 | 2,880 |
| Securities gains (losses) | $62,000 | 1,207 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $442,000 | 2,361 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $442,000 | 2,361 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $442,000 | 2,363 |
| Net charge-offs | $361,000 | 1,631 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $380,620 | 2,527 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $20,556,000 | 1,864 |
| Total interest expense | $12,382,000 | 1,320 |
| Net interest income | $8,174,000 | 2,654 |
| Provision for loan and lease losses | $2,264,000 | 1,670 |
| Total noninterest income | $1,340,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $580,000 | 2,708 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $760,000 | 2,509 |
| Total noninterest expense | $5,609,000 | 3,265 |
| Salaries and employee benefits | $2,190,000 | 4,154 |
| Premises and equipment expense | $1,061,000 | 2,493 |
| Additional noninterest expense | $2,358,000 | 2,465 |
| Pre-tax net operating income | $1,641,000 | 2,861 |
| Securities gains (losses) | $194,000 | 730 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $1,828,000 | 2,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,828,000 | 2,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,841,000 | 1,363 |
| Cash dividends | $1,352,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,634,000 | 2,500 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,207,000 | 1,928 |
| Total interest expense | $9,167,000 | 1,387 |
| Net interest income | $6,040,000 | 2,711 |
| Provision for loan and lease losses | $558,000 | 2,572 |
| Total noninterest income | $701,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $437,000 | 2,719 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $264,000 | 3,921 |
| Total noninterest expense | $4,306,000 | 3,180 |
| Salaries and employee benefits | $1,589,000 | 4,286 |
| Premises and equipment expense | $799,000 | 2,496 |
| Additional noninterest expense | $1,918,000 | 2,243 |
| Pre-tax net operating income | $1,877,000 | 2,408 |
| Securities gains (losses) | $197,000 | 632 |
| Applicable income taxes | $-8,000 | 7,294 |
| Income before extraordinary items | $2,082,000 | 1,708 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,082,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 2,611 |
| Cash dividends | $1,042,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,885,000 | 1,973 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $9,980,000 | 1,990 |
| Total interest expense | $6,072,000 | 1,456 |
| Net interest income | $3,908,000 | 2,770 |
| Provision for loan and lease losses | $473,000 | 1,979 |
| Total noninterest income | $535,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $308,000 | 2,590 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $227,000 | 3,516 |
| Total noninterest expense | $2,407,000 | 3,695 |
| Salaries and employee benefits | $1,009,000 | 4,489 |
| Premises and equipment expense | $463,000 | 2,830 |
| Additional noninterest expense | $935,000 | 2,912 |
| Pre-tax net operating income | $1,563,000 | 2,116 |
| Securities gains (losses) | $187,000 | 646 |
| Applicable income taxes | $-18,000 | 7,642 |
| Income before extraordinary items | $1,768,000 | 1,552 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,768,000 | 1,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 1,804 |
| Cash dividends | $966,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,581,000 | 1,681 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 2,063 |
| Total interest expense | $3,115,000 | 1,517 |
| Net interest income | $1,821,000 | 2,949 |
| Provision for loan and lease losses | $123,000 | 2,433 |
| Total noninterest income | $383,000 | 2,681 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $174,000 | 2,329 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $209,000 | 2,508 |
| Total noninterest expense | $1,365,000 | 3,336 |
| Salaries and employee benefits | $526,000 | 4,374 |
| Premises and equipment expense | $258,000 | 2,601 |
| Additional noninterest expense | $581,000 | 2,381 |
| Pre-tax net operating income | $716,000 | 2,366 |
| Securities gains (losses) | $163,000 | 511 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $877,000 | 1,693 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $877,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $590,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $714,000 | 1,940 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,507,000 | 2,472 |
| Total interest expense | $9,387,000 | 2,039 |
| Net interest income | $7,120,000 | 3,055 |
| Provision for loan and lease losses | $771,000 | 1,715 |
| Total noninterest income | $933,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $758,000 | 2,224 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $175,000 | 5,315 |
| Total noninterest expense | $4,622,000 | 3,686 |
| Salaries and employee benefits | $1,953,000 | 4,461 |
| Premises and equipment expense | $1,005,000 | 2,556 |
| Additional noninterest expense | $1,664,000 | 3,136 |
| Pre-tax net operating income | $2,660,000 | 2,692 |
| Securities gains (losses) | $-18,000 | 7,726 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,642,000 | 2,254 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,642,000 | 2,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $886,000 | 1,121 |
| Cash dividends | $1,558,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,660,000 | 2,231 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,297,000 | 2,498 |
| Total interest expense | $6,847,000 | 2,086 |
| Net interest income | $5,450,000 | 3,002 |
| Provision for loan and lease losses | $599,000 | 1,357 |
| Total noninterest income | $726,000 | 3,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $573,000 | 2,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $153,000 | 5,051 |
| Total noninterest expense | $3,394,000 | 3,722 |
| Salaries and employee benefits | $1,552,000 | 4,268 |
| Premises and equipment expense | $769,000 | 2,503 |
| Additional noninterest expense | $1,073,000 | 3,503 |
| Pre-tax net operating income | $2,183,000 | 2,679 |
| Securities gains (losses) | $-11,000 | 7,805 |
| Applicable income taxes | $19,000 | 5,497 |
| Income before extraordinary items | $2,153,000 | 2,237 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,153,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 850 |
| Cash dividends | $982,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,163,890 | 2,214 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 2,538 |
| Total interest expense | $4,504,000 | 2,114 |
| Net interest income | $3,615,000 | 3,043 |
| Provision for loan and lease losses | $340,000 | 1,399 |
| Total noninterest income | $500,000 | 3,562 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $371,000 | 2,249 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $2,334,000 | 3,651 |
| Salaries and employee benefits | $1,038,000 | 4,303 |
| Premises and equipment expense | $494,000 | 2,613 |
| Additional noninterest expense | $802,000 | 3,185 |
| Pre-tax net operating income | $1,441,000 | 2,751 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $1,425,000 | 2,297 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,425,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 791 |
| Cash dividends | $690,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,425,000 | 2,279 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 2,555 |
| Total interest expense | $2,178,000 | 2,160 |
| Net interest income | $1,834,000 | 2,993 |
| Provision for loan and lease losses | $154,000 | 1,405 |
| Total noninterest income | $252,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $186,000 | 2,187 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $66,000 | 4,572 |
| Total noninterest expense | $1,246,000 | 3,463 |
| Salaries and employee benefits | $529,000 | 4,254 |
| Premises and equipment expense | $300,000 | 2,181 |
| Additional noninterest expense | $417,000 | 3,062 |
| Pre-tax net operating income | $686,000 | 2,840 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $10,000 | 5,322 |
| Income before extraordinary items | $676,000 | 2,398 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $676,000 | 2,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,813 |
| Cash dividends | $186,000 | 2,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $676,000 | 2,383 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,007,000 | 2,684 |
| Total interest expense | $7,276,000 | 2,212 |
| Net interest income | $6,731,000 | 3,217 |
| Provision for loan and lease losses | $707,000 | 1,401 |
| Total noninterest income | $911,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $782,000 | 2,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $129,000 | 5,899 |
| Total noninterest expense | $3,623,000 | 4,287 |
| Salaries and employee benefits | $1,766,000 | 4,680 |
| Premises and equipment expense | $745,000 | 3,172 |
| Additional noninterest expense | $1,112,000 | 4,174 |
| Pre-tax net operating income | $3,312,000 | 2,597 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $39,000 | 5,601 |
| Income before extraordinary items | $3,273,000 | 2,120 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,273,000 | 2,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,414 |
| Cash dividends | $1,451,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,273,000 | 2,108 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,316,000 | 2,717 |
| Total interest expense | $5,249,000 | 2,233 |
| Net interest income | $5,067,000 | 3,228 |
| Provision for loan and lease losses | $648,000 | 1,127 |
| Total noninterest income | $708,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $598,000 | 2,129 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,662 |
| Total noninterest expense | $2,677,000 | 4,319 |
| Salaries and employee benefits | $1,339,000 | 4,617 |
| Premises and equipment expense | $512,000 | 3,407 |
| Additional noninterest expense | $826,000 | 4,177 |
| Pre-tax net operating income | $2,450,000 | 2,699 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $2,415,000 | 2,209 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,415,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $269,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,415,000 | 2,200 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 2,767 |
| Total interest expense | $3,432,000 | 2,169 |
| Net interest income | $3,230,000 | 3,360 |
| Provision for loan and lease losses | $208,000 | 2,061 |
| Total noninterest income | $429,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $339,000 | 2,416 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $90,000 | 5,350 |
| Total noninterest expense | $1,793,000 | 4,315 |
| Salaries and employee benefits | $909,000 | 4,586 |
| Premises and equipment expense | $320,000 | 3,581 |
| Additional noninterest expense | $564,000 | 4,103 |
| Pre-tax net operating income | $1,658,000 | 2,671 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,658,000 | 2,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,658,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $171,000 | 3,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,658,000 | 2,148 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,764 |
| Total interest expense | $1,685,000 | 2,112 |
| Net interest income | $1,563,000 | 3,431 |
| Provision for loan and lease losses | $115,000 | 1,817 |
| Total noninterest income | $222,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $847,000 | 4,511 |
| Salaries and employee benefits | $453,000 | 4,613 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $823,000 | 2,649 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $823,000 | 2,130 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $823,000 | 2,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $86,000 | 3,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $823,000 | 2,116 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,519,000 | 3,283 |
| Total interest expense | $4,605,000 | 2,377 |
| Net interest income | $4,914,000 | 3,996 |
| Provision for loan and lease losses | $178,000 | 3,830 |
| Total noninterest income | $672,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $476,000 | 3,156 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $196,000 | 5,204 |
| Total noninterest expense | $2,646,000 | 5,186 |
| Salaries and employee benefits | $1,244,000 | 5,675 |
| Premises and equipment expense | $561,000 | 3,855 |
| Additional noninterest expense | $841,000 | 4,989 |
| Pre-tax net operating income | $2,762,000 | 2,954 |
| Securities gains (losses) | $-19,000 | 7,795 |
| Applicable income taxes | $44,000 | 5,950 |
| Income before extraordinary items | $2,699,000 | 2,447 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,699,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,717,620 | 2,406 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 3,436 |
| Total interest expense | $3,136,000 | 2,451 |
| Net interest income | $3,449,000 | 4,193 |
| Provision for loan and lease losses | $89,000 | 4,490 |
| Total noninterest income | $530,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $337,000 | 3,287 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $193,000 | 4,673 |
| Total noninterest expense | $2,049,000 | 5,055 |
| Salaries and employee benefits | $971,000 | 5,511 |
| Premises and equipment expense | $359,000 | 4,295 |
| Additional noninterest expense | $719,000 | 4,538 |
| Pre-tax net operating income | $1,841,000 | 3,248 |
| Securities gains (losses) | $-19,000 | 8,149 |
| Applicable income taxes | $47,000 | 5,835 |
| Income before extraordinary items | $1,775,000 | 2,727 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,775,000 | 2,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,793,430 | 2,668 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 3,659 |
| Total interest expense | $1,845,000 | 2,582 |
| Net interest income | $2,118,000 | 4,434 |
| Provision for loan and lease losses | $31,000 | 5,120 |
| Total noninterest income | $345,000 | 4,407 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $207,000 | 3,431 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $138,000 | 4,501 |
| Total noninterest expense | $1,272,000 | 5,276 |
| Salaries and employee benefits | $617,000 | 5,667 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $468,000 | 4,602 |
| Pre-tax net operating income | $1,160,000 | 3,339 |
| Securities gains (losses) | $-18,000 | 8,332 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $1,110,000 | 2,852 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,110,000 | 2,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,127,460 | 2,767 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 3,844 |
| Total interest expense | $802,000 | 2,782 |
| Net interest income | $1,034,000 | 4,514 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $160,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $100,000 | 3,455 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $60,000 | 4,776 |
| Total noninterest expense | $586,000 | 5,588 |
| Salaries and employee benefits | $278,000 | 6,041 |
| Premises and equipment expense | $85,000 | 5,390 |
| Additional noninterest expense | $223,000 | 4,723 |
| Pre-tax net operating income | $598,000 | 3,229 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $600,000 | 2,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $600,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $598,000 | 2,592 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,544,000 | 4,518 |
| Total interest expense | $2,305,000 | 3,251 |
| Net interest income | $3,239,000 | 5,171 |
| Provision for loan and lease losses | $237,000 | 3,402 |
| Total noninterest income | $555,000 | 5,014 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $500,000 | 3,147 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $55,000 | 7,297 |
| Total noninterest expense | $1,885,000 | 6,208 |
| Salaries and employee benefits | $907,000 | 6,584 |
| Premises and equipment expense | $371,000 | 5,018 |
| Additional noninterest expense | $607,000 | 5,935 |
| Pre-tax net operating income | $1,672,000 | 3,975 |
| Securities gains (losses) | $-17,000 | 8,347 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,655,000 | 3,384 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,655,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,664 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,672,000 | 3,293 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,033,000 | 4,595 |
| Total interest expense | $1,602,000 | 3,414 |
| Net interest income | $2,431,000 | 5,150 |
| Provision for loan and lease losses | $237,000 | 2,670 |
| Total noninterest income | $394,000 | 5,169 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $371,000 | 3,188 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $1,400,000 | 6,199 |
| Salaries and employee benefits | $634,000 | 6,762 |
| Premises and equipment expense | $286,000 | 4,909 |
| Additional noninterest expense | $480,000 | 5,750 |
| Pre-tax net operating income | $1,188,000 | 4,176 |
| Securities gains (losses) | $-18,000 | 8,631 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,170,000 | 3,604 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,170,000 | 3,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 3,920 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,188,000 | 3,498 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 4,870 |
| Total interest expense | $1,012,000 | 3,563 |
| Net interest income | $1,467,000 | 5,474 |
| Provision for loan and lease losses | $140,000 | 2,884 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $268,000 | 2,964 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $1,008,000 | 5,977 |
| Salaries and employee benefits | $373,000 | 7,127 |
| Premises and equipment expense | $300,000 | 3,547 |
| Additional noninterest expense | $335,000 | 5,634 |
| Pre-tax net operating income | $602,000 | 4,824 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $602,000 | 4,242 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $602,000 | 4,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,778 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $602,000 | 4,150 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,010 |
| Total interest expense | $476,000 | 3,795 |
| Net interest income | $722,000 | 5,512 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $150,000 | 4,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $144,000 | 2,765 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $475,000 | 6,217 |
| Salaries and employee benefits | $184,000 | 7,202 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $159,000 | 5,819 |
| Pre-tax net operating income | $257,000 | 5,211 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 5,389 |
| Total interest expense | $1,717,000 | 4,495 |
| Net interest income | $2,586,000 | 5,796 |
| Provision for loan and lease losses | $628,000 | 1,778 |
| Total noninterest income | $240,000 | 7,016 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $208,000 | 5,184 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $32,000 | 8,051 |
| Total noninterest expense | $1,743,000 | 6,447 |
| Salaries and employee benefits | $655,000 | 7,482 |
| Premises and equipment expense | $385,000 | 4,860 |
| Additional noninterest expense | $703,000 | 5,487 |
| Pre-tax net operating income | $455,000 | 6,819 |
| Securities gains (losses) | $75,000 | 2,153 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $530,000 | 6,220 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $530,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,976 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $455,000 | 6,382 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 5,586 |
| Total interest expense | $1,295,000 | 4,586 |
| Net interest income | $1,807,000 | 6,041 |
| Provision for loan and lease losses | $313,000 | 2,446 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $102,000 | 6,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $21,000 | 8,224 |
| Total noninterest expense | $1,350,000 | 6,322 |
| Salaries and employee benefits | $478,000 | 7,503 |
| Premises and equipment expense | $298,000 | 4,734 |
| Additional noninterest expense | $574,000 | 5,175 |
| Pre-tax net operating income | $267,000 | 7,346 |
| Securities gains (losses) | $75,000 | 1,990 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $342,000 | 6,696 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $342,000 | 6,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $267,000 | 6,979 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 5,780 |
| Total interest expense | $848,000 | 4,752 |
| Net interest income | $1,133,000 | 6,262 |
| Provision for loan and lease losses | $217,000 | 2,365 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $49,000 | 6,621 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $848,000 | 6,532 |
| Salaries and employee benefits | $314,000 | 7,567 |
| Premises and equipment expense | $173,000 | 5,176 |
| Additional noninterest expense | $361,000 | 5,364 |
| Pre-tax net operating income | $131,000 | 7,761 |
| Securities gains (losses) | $75,000 | 1,736 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $131,000 | 7,466 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 5,880 |
| Total interest expense | $427,000 | 4,838 |
| Net interest income | $538,000 | 6,426 |
| Provision for loan and lease losses | $167,000 | 1,566 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 6,771 |
| Total noninterest expense | $381,000 | 6,862 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $80,000 | 5,448 |
| Additional noninterest expense | $155,000 | 5,809 |
| Pre-tax net operating income | $27,000 | 8,356 |
| Securities gains (losses) | $75,000 | 1,152 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $102,000 | 6,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 6,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,799 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $27,000 | 8,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 6,019 |
| Total interest expense | $2,006,000 | 4,784 |
| Net interest income | $1,855,000 | 6,855 |
| Provision for loan and lease losses | $662,000 | 1,907 |
| Total noninterest income | $69,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $38,000 | 7,719 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 8,166 |
| Total noninterest expense | $1,417,000 | 7,024 |
| Salaries and employee benefits | $547,000 | 7,943 |
| Premises and equipment expense | $206,000 | 6,710 |
| Additional noninterest expense | $664,000 | 5,583 |
| Pre-tax net operating income | $-155,000 | 8,802 |
| Securities gains (losses) | $183,000 | 1,229 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $28,000 | 8,636 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $28,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 1,229 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-155,000 | 8,821 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,140,000 | 6,243 |
| Total interest expense | $2,629,000 | 5,228 |
| Net interest income | $1,511,000 | 7,309 |
| Provision for loan and lease losses | $482,000 | 2,266 |
| Total noninterest income | $34,000 | 9,324 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $23,000 | 8,087 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $11,000 | 9,089 |
| Total noninterest expense | $1,442,000 | 6,917 |
| Salaries and employee benefits | $522,000 | 8,064 |
| Premises and equipment expense | $425,000 | 4,407 |
| Additional noninterest expense | $495,000 | 6,472 |
| Pre-tax net operating income | $-379,000 | 9,096 |
| Securities gains (losses) | $253,000 | 1,014 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-126,000 | 8,982 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-126,000 | 8,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-379,000 | 9,127 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,595,000 | 8,849 |
| Total interest expense | $1,091,000 | 8,031 |
| Net interest income | $504,000 | 9,453 |
| Provision for loan and lease losses | $223,000 | 3,509 |
| Total noninterest income | $16,000 | 9,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 8,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,315 |
| Total noninterest expense | $1,329,000 | 7,171 |
| Salaries and employee benefits | $589,000 | 7,753 |
| Premises and equipment expense | $344,000 | 4,991 |
| Additional noninterest expense | $396,000 | 7,181 |
| Pre-tax net operating income | $-1,032,000 | 9,726 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,032,000 | 9,732 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,032,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,500,000 | 185 |
| Net operating income | $-1,032,000 | 9,738 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.