Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $520,000 | 6,069 |
| Total interest expense | $72,000 | 5,615 |
| Net interest income | $448,000 | 6,079 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $146,000 | 4,889 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $44,000 | 4,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 4,499 |
| Total noninterest expense | $1,167,000 | 4,890 |
| Salaries and employee benefits | $526,000 | 5,162 |
| Premises and equipment expense | $113,000 | 5,002 |
| Additional noninterest expense | $528,000 | 4,234 |
| Pre-tax net operating income | $-573,000 | 6,260 |
| Securities gains (losses) | $-52,000 | 6,245 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-625,000 | 6,272 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-625,000 | 6,272 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-625,000 | 6,272 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-573,000 | 6,261 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 6,067 |
| Total interest expense | $40,000 | 5,576 |
| Net interest income | $249,000 | 6,087 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $65,000 | 5,034 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $21,000 | 4,993 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $609,000 | 4,864 |
| Salaries and employee benefits | $266,000 | 5,184 |
| Premises and equipment expense | $57,000 | 5,041 |
| Additional noninterest expense | $286,000 | 4,079 |
| Pre-tax net operating income | $-295,000 | 6,332 |
| Securities gains (losses) | $-44,000 | 6,348 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-339,000 | 6,351 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-339,000 | 6,352 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-339,000 | 6,352 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-295,000 | 6,335 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,410,000 | 6,020 |
| Total interest expense | $226,000 | 5,359 |
| Net interest income | $1,184,000 | 6,066 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $476,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $106,000 | 4,910 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $370,000 | 3,716 |
| Total noninterest expense | $2,557,000 | 4,842 |
| Salaries and employee benefits | $1,035,000 | 5,280 |
| Premises and equipment expense | $244,000 | 5,045 |
| Additional noninterest expense | $1,278,000 | 3,918 |
| Pre-tax net operating income | $-897,000 | 6,343 |
| Securities gains (losses) | $-20,000 | 6,131 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-917,000 | 6,359 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-917,000 | 6,359 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-917,000 | 6,359 |
| Net charge-offs | $96,000 | 3,220 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-897,000 | 6,352 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 6,057 |
| Total interest expense | $171,000 | 5,415 |
| Net interest income | $936,000 | 6,099 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $325,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $83,000 | 4,910 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $242,000 | 3,957 |
| Total noninterest expense | $1,954,000 | 4,844 |
| Salaries and employee benefits | $771,000 | 5,319 |
| Premises and equipment expense | $184,000 | 5,078 |
| Additional noninterest expense | $999,000 | 3,840 |
| Pre-tax net operating income | $-693,000 | 6,426 |
| Securities gains (losses) | $-11,000 | 6,172 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-704,000 | 6,434 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-704,000 | 6,433 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-704,000 | 6,433 |
| Net charge-offs | $94,000 | 2,746 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-693,000 | 6,430 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 6,065 |
| Total interest expense | $107,000 | 5,548 |
| Net interest income | $670,000 | 6,081 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $224,000 | 4,489 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $166,000 | 3,912 |
| Total noninterest expense | $1,323,000 | 4,843 |
| Salaries and employee benefits | $521,000 | 5,349 |
| Premises and equipment expense | $125,000 | 5,097 |
| Additional noninterest expense | $677,000 | 3,818 |
| Pre-tax net operating income | $-429,000 | 6,491 |
| Securities gains (losses) | $-18,000 | 6,366 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-447,000 | 6,503 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-447,000 | 6,504 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-447,000 | 6,504 |
| Net charge-offs | $94,000 | 2,236 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-429,000 | 6,497 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 6,092 |
| Total interest expense | $50,000 | 5,693 |
| Net interest income | $351,000 | 6,085 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $108,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $78,000 | 3,930 |
| Total noninterest expense | $678,000 | 4,819 |
| Salaries and employee benefits | $266,000 | 5,383 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $351,000 | 3,716 |
| Pre-tax net operating income | $-219,000 | 6,542 |
| Securities gains (losses) | $-9,000 | 6,428 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-228,000 | 6,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-228,000 | 6,551 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-228,000 | 6,551 |
| Net charge-offs | $8,000 | 2,944 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-219,000 | 6,543 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 6,016 |
| Total interest expense | $210,000 | 5,852 |
| Net interest income | $1,588,000 | 5,987 |
| Provision for loan and lease losses | $251,000 | 2,675 |
| Total noninterest income | $731,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $138,000 | 4,725 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $593,000 | 3,133 |
| Total noninterest expense | $2,481,000 | 5,055 |
| Salaries and employee benefits | $1,225,000 | 5,226 |
| Premises and equipment expense | $238,000 | 5,291 |
| Additional noninterest expense | $1,018,000 | 4,542 |
| Pre-tax net operating income | $-413,000 | 6,452 |
| Securities gains (losses) | $-116,000 | 6,567 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-529,000 | 6,491 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-529,000 | 6,492 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-529,000 | 6,492 |
| Net charge-offs | $272,000 | 2,684 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-413,000 | 6,462 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,402,000 | 6,020 |
| Total interest expense | $163,000 | 5,912 |
| Net interest income | $1,239,000 | 5,985 |
| Provision for loan and lease losses | $251,000 | 2,275 |
| Total noninterest income | $528,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $107,000 | 4,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $421,000 | 3,276 |
| Total noninterest expense | $1,864,000 | 5,073 |
| Salaries and employee benefits | $933,000 | 5,211 |
| Premises and equipment expense | $224,000 | 4,897 |
| Additional noninterest expense | $707,000 | 4,739 |
| Pre-tax net operating income | $-348,000 | 6,570 |
| Securities gains (losses) | $-109,000 | 6,730 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-457,000 | 6,618 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-457,000 | 6,619 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-457,000 | 6,619 |
| Net charge-offs | $272,000 | 2,216 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-348,000 | 6,580 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $970,000 | 6,013 |
| Total interest expense | $114,000 | 5,917 |
| Net interest income | $856,000 | 5,975 |
| Provision for loan and lease losses | $251,000 | 1,849 |
| Total noninterest income | $341,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $67,000 | 4,796 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $274,000 | 3,339 |
| Total noninterest expense | $1,231,000 | 5,119 |
| Salaries and employee benefits | $626,000 | 5,226 |
| Premises and equipment expense | $146,000 | 4,958 |
| Additional noninterest expense | $459,000 | 4,798 |
| Pre-tax net operating income | $-285,000 | 6,605 |
| Securities gains (losses) | $-16,000 | 6,702 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-301,000 | 6,648 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-301,000 | 6,648 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-301,000 | 6,648 |
| Net charge-offs | $272,000 | 1,785 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-285,000 | 6,616 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 6,009 |
| Total interest expense | $58,000 | 5,978 |
| Net interest income | $445,000 | 5,965 |
| Provision for loan and lease losses | $251,000 | 1,139 |
| Total noninterest income | $163,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $30,000 | 4,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $133,000 | 3,353 |
| Total noninterest expense | $602,000 | 5,201 |
| Salaries and employee benefits | $310,000 | 5,277 |
| Premises and equipment expense | $73,000 | 4,984 |
| Additional noninterest expense | $219,000 | 4,955 |
| Pre-tax net operating income | $-245,000 | 6,760 |
| Securities gains (losses) | $-13,000 | 6,834 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-258,000 | 6,791 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-258,000 | 6,791 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-258,000 | 6,791 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-245,000 | 6,770 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 5,992 |
| Total interest expense | $350,000 | 5,763 |
| Net interest income | $1,873,000 | 5,976 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $981,000 | 3,285 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $208,000 | 4,185 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $773,000 | 2,736 |
| Total noninterest expense | $2,628,000 | 5,056 |
| Salaries and employee benefits | $1,223,000 | 5,358 |
| Premises and equipment expense | $302,000 | 4,950 |
| Additional noninterest expense | $1,103,000 | 4,558 |
| Pre-tax net operating income | $226,000 | 5,610 |
| Securities gains (losses) | $-24,000 | 6,798 |
| Applicable income taxes | $-100,000 | 6,701 |
| Income before extraordinary items | $302,000 | 5,460 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $302,000 | 5,457 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $302,000 | 5,458 |
| Net charge-offs | $-33,000 | 6,788 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 567 |
| Net operating income | $326,000 | 5,209 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 6,055 |
| Total interest expense | $285,000 | 5,765 |
| Net interest income | $1,427,000 | 6,033 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $820,000 | 3,118 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $157,000 | 4,225 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $663,000 | 2,536 |
| Total noninterest expense | $2,030,000 | 5,024 |
| Salaries and employee benefits | $941,000 | 5,316 |
| Premises and equipment expense | $227,000 | 5,011 |
| Additional noninterest expense | $862,000 | 4,490 |
| Pre-tax net operating income | $217,000 | 5,621 |
| Securities gains (losses) | $-42,000 | 6,950 |
| Applicable income taxes | $-62,000 | 6,871 |
| Income before extraordinary items | $237,000 | 5,570 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $237,000 | 5,569 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $237,000 | 5,569 |
| Net charge-offs | $-33,000 | 6,850 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $279,000 | 5,210 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,183,000 | 6,046 |
| Total interest expense | $206,000 | 5,723 |
| Net interest income | $977,000 | 6,030 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $600,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $492,000 | 2,359 |
| Total noninterest expense | $1,500,000 | 4,807 |
| Salaries and employee benefits | $653,000 | 5,253 |
| Premises and equipment expense | $150,000 | 5,051 |
| Additional noninterest expense | $697,000 | 3,996 |
| Pre-tax net operating income | $77,000 | 5,980 |
| Securities gains (losses) | $-30,000 | 7,013 |
| Applicable income taxes | $-46,000 | 6,934 |
| Income before extraordinary items | $93,000 | 5,983 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,983 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $93,000 | 5,983 |
| Net charge-offs | $-27,000 | 6,867 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $123,000 | 5,626 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 5,994 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $513,000 | 5,994 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $403,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $50,000 | 4,284 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $353,000 | 1,912 |
| Total noninterest expense | $797,000 | 4,663 |
| Salaries and employee benefits | $362,000 | 5,023 |
| Premises and equipment expense | $81,000 | 4,903 |
| Additional noninterest expense | $354,000 | 3,953 |
| Pre-tax net operating income | $119,000 | 5,212 |
| Securities gains (losses) | $-20,000 | 7,103 |
| Applicable income taxes | $-7,000 | 6,956 |
| Income before extraordinary items | $106,000 | 5,288 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $106,000 | 5,290 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $106,000 | 5,290 |
| Net charge-offs | $-12,000 | 6,715 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $126,000 | 4,946 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 5,908 |
| Total interest expense | $623,000 | 5,439 |
| Net interest income | $2,139,000 | 5,952 |
| Provision for loan and lease losses | $1,678,000 | 1,761 |
| Total noninterest income | $749,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $157,000 | 4,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $592,000 | 2,874 |
| Total noninterest expense | $3,164,000 | 4,745 |
| Salaries and employee benefits | $1,649,000 | 4,688 |
| Premises and equipment expense | $337,000 | 4,966 |
| Additional noninterest expense | $1,178,000 | 4,507 |
| Pre-tax net operating income | $-1,954,000 | 6,784 |
| Securities gains (losses) | $-20,000 | 6,928 |
| Applicable income taxes | $-34,000 | 6,692 |
| Income before extraordinary items | $-1,940,000 | 6,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,940,000 | 6,824 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,940,000 | 6,824 |
| Net charge-offs | $1,809,000 | 1,654 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,920,400 | 6,799 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 5,946 |
| Total interest expense | $488,000 | 5,460 |
| Net interest income | $1,611,000 | 5,989 |
| Provision for loan and lease losses | $375,000 | 3,310 |
| Total noninterest income | $571,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $122,000 | 4,762 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $449,000 | 2,855 |
| Total noninterest expense | $2,439,000 | 4,668 |
| Salaries and employee benefits | $1,256,000 | 4,658 |
| Premises and equipment expense | $275,000 | 4,824 |
| Additional noninterest expense | $908,000 | 4,423 |
| Pre-tax net operating income | $-632,000 | 6,669 |
| Securities gains (losses) | $-10,000 | 7,008 |
| Applicable income taxes | $-101,000 | 7,001 |
| Income before extraordinary items | $-541,000 | 6,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-541,000 | 6,706 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-541,000 | 6,706 |
| Net charge-offs | $633,000 | 2,406 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-532,600 | 6,661 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,411,000 | 5,982 |
| Total interest expense | $347,000 | 5,450 |
| Net interest income | $1,064,000 | 6,043 |
| Provision for loan and lease losses | $375,000 | 2,669 |
| Total noninterest income | $389,000 | 3,607 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $86,000 | 4,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $303,000 | 2,865 |
| Total noninterest expense | $1,690,000 | 4,619 |
| Salaries and employee benefits | $856,000 | 4,639 |
| Premises and equipment expense | $192,000 | 4,762 |
| Additional noninterest expense | $642,000 | 4,343 |
| Pre-tax net operating income | $-612,000 | 6,839 |
| Securities gains (losses) | $-22,000 | 7,138 |
| Applicable income taxes | $-59,000 | 7,056 |
| Income before extraordinary items | $-575,000 | 6,875 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-575,000 | 6,874 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-575,000 | 6,875 |
| Net charge-offs | $-11,000 | 7,038 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-554,980 | 6,858 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,003 |
| Total interest expense | $198,000 | 5,263 |
| Net interest income | $515,000 | 6,126 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $191,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 2,960 |
| Total noninterest expense | $839,000 | 4,665 |
| Salaries and employee benefits | $443,000 | 4,554 |
| Premises and equipment expense | $101,000 | 4,674 |
| Additional noninterest expense | $295,000 | 4,584 |
| Pre-tax net operating income | $-133,000 | 6,739 |
| Securities gains (losses) | $-11,000 | 7,181 |
| Applicable income taxes | $-22,000 | 7,087 |
| Income before extraordinary items | $-122,000 | 6,760 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-122,000 | 6,759 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-122,000 | 6,760 |
| Net charge-offs | $-6,000 | 6,852 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-112,650 | 6,733 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,473,000 | 5,738 |
| Total interest expense | $1,114,000 | 4,986 |
| Net interest income | $2,359,000 | 5,894 |
| Provision for loan and lease losses | $15,000 | 6,867 |
| Total noninterest income | $599,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 4,308 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $387,000 | 3,572 |
| Total noninterest expense | $4,582,000 | 3,850 |
| Salaries and employee benefits | $1,955,000 | 4,303 |
| Premises and equipment expense | $1,039,000 | 2,400 |
| Additional noninterest expense | $1,588,000 | 3,852 |
| Pre-tax net operating income | $-1,639,000 | 6,683 |
| Securities gains (losses) | $98,000 | 2,181 |
| Applicable income taxes | $-26,000 | 6,648 |
| Income before extraordinary items | $-1,515,000 | 6,747 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,515,000 | 6,747 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,515,000 | 6,748 |
| Net charge-offs | $88,000 | 5,521 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,611,040 | 6,742 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 5,760 |
| Total interest expense | $875,000 | 5,042 |
| Net interest income | $1,817,000 | 5,916 |
| Provision for loan and lease losses | $15,000 | 6,753 |
| Total noninterest income | $389,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $157,000 | 4,404 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $232,000 | 3,948 |
| Total noninterest expense | $3,735,000 | 3,627 |
| Salaries and employee benefits | $1,554,000 | 4,157 |
| Premises and equipment expense | $941,000 | 2,048 |
| Additional noninterest expense | $1,240,000 | 3,724 |
| Pre-tax net operating income | $-1,544,000 | 6,972 |
| Securities gains (losses) | $97,000 | 1,968 |
| Applicable income taxes | $-28,000 | 6,920 |
| Income before extraordinary items | $-1,419,000 | 7,027 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,419,000 | 7,026 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-1,419,000 | 7,027 |
| Net charge-offs | $96,000 | 4,942 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-1,514,060 | 7,024 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 5,754 |
| Total interest expense | $599,000 | 5,074 |
| Net interest income | $1,238,000 | 5,884 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $161,000 | 5,366 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $103,000 | 4,427 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $58,000 | 5,422 |
| Total noninterest expense | $2,308,000 | 3,834 |
| Salaries and employee benefits | $1,050,000 | 4,153 |
| Premises and equipment expense | $409,000 | 3,009 |
| Additional noninterest expense | $849,000 | 3,643 |
| Pre-tax net operating income | $-924,000 | 6,978 |
| Securities gains (losses) | $-9,000 | 7,302 |
| Applicable income taxes | $-58,000 | 7,100 |
| Income before extraordinary items | $-875,000 | 7,038 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-875,000 | 7,038 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-875,000 | 7,038 |
| Net charge-offs | $29,000 | 5,288 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-866,540 | 7,002 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $920,000 | 5,814 |
| Total interest expense | $307,000 | 5,148 |
| Net interest income | $613,000 | 5,963 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $210,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $158,000 | 2,745 |
| Total noninterest expense | $1,164,000 | 3,842 |
| Salaries and employee benefits | $532,000 | 4,173 |
| Premises and equipment expense | $207,000 | 3,041 |
| Additional noninterest expense | $425,000 | 3,662 |
| Pre-tax net operating income | $-341,000 | 7,021 |
| Securities gains (losses) | $12,000 | 1,679 |
| Applicable income taxes | $-19,000 | 7,184 |
| Income before extraordinary items | $-310,000 | 7,091 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-310,000 | 7,092 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-310,000 | 7,091 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-321,280 | 7,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 5,596 |
| Total interest expense | $1,901,000 | 4,601 |
| Net interest income | $2,283,000 | 6,065 |
| Provision for loan and lease losses | $218,000 | 5,689 |
| Total noninterest income | $980,000 | 3,378 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $267,000 | 4,105 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $713,000 | 2,628 |
| Total noninterest expense | $5,049,000 | 3,662 |
| Salaries and employee benefits | $2,431,000 | 3,769 |
| Premises and equipment expense | $824,000 | 3,059 |
| Additional noninterest expense | $1,794,000 | 3,606 |
| Pre-tax net operating income | $-2,004,000 | 6,631 |
| Securities gains (losses) | $30,000 | 2,871 |
| Applicable income taxes | $37,000 | 3,412 |
| Income before extraordinary items | $-2,011,000 | 6,759 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,011,000 | 6,757 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,011,000 | 6,757 |
| Net charge-offs | $187,000 | 5,085 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,041,000 | 6,765 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 5,628 |
| Total interest expense | $1,537,000 | 4,531 |
| Net interest income | $1,648,000 | 6,170 |
| Provision for loan and lease losses | $208,000 | 5,108 |
| Total noninterest income | $645,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $200,000 | 4,125 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $445,000 | 3,015 |
| Total noninterest expense | $3,735,000 | 3,706 |
| Salaries and employee benefits | $1,905,000 | 3,681 |
| Premises and equipment expense | $612,000 | 3,108 |
| Additional noninterest expense | $1,218,000 | 3,836 |
| Pre-tax net operating income | $-1,650,000 | 6,929 |
| Securities gains (losses) | $-14,000 | 7,259 |
| Applicable income taxes | $44,000 | 3,399 |
| Income before extraordinary items | $-1,708,000 | 7,079 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,708,000 | 7,077 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,708,000 | 7,078 |
| Net charge-offs | $181,000 | 4,361 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,694,000 | 7,057 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 5,708 |
| Total interest expense | $1,076,000 | 4,517 |
| Net interest income | $1,022,000 | 6,346 |
| Provision for loan and lease losses | $208,000 | 4,271 |
| Total noninterest income | $346,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $131,000 | 4,139 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $215,000 | 3,540 |
| Total noninterest expense | $2,600,000 | 3,604 |
| Salaries and employee benefits | $1,343,000 | 3,569 |
| Premises and equipment expense | $410,000 | 3,114 |
| Additional noninterest expense | $847,000 | 3,720 |
| Pre-tax net operating income | $-1,440,000 | 7,212 |
| Securities gains (losses) | $-1,000 | 7,343 |
| Applicable income taxes | $151,000 | 2,262 |
| Income before extraordinary items | $-1,592,000 | 7,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,592,000 | 7,355 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,592,000 | 7,354 |
| Net charge-offs | $152,000 | 3,759 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,591,000 | 7,362 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,039,000 | 5,774 |
| Total interest expense | $566,000 | 4,492 |
| Net interest income | $473,000 | 6,525 |
| Provision for loan and lease losses | $109,000 | 3,757 |
| Total noninterest income | $221,000 | 3,619 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $58,000 | 4,312 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $163,000 | 2,831 |
| Total noninterest expense | $1,287,000 | 3,561 |
| Salaries and employee benefits | $701,000 | 3,462 |
| Premises and equipment expense | $207,000 | 3,135 |
| Additional noninterest expense | $379,000 | 3,742 |
| Pre-tax net operating income | $-702,000 | 7,483 |
| Securities gains (losses) | $30,000 | 1,510 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $-670,000 | 7,567 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-670,000 | 7,568 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-670,000 | 7,568 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-700,000 | 7,568 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 5,615 |
| Total interest expense | $2,476,000 | 4,775 |
| Net interest income | $2,243,000 | 6,156 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $1,431,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $218,000 | 4,632 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,213,000 | 1,864 |
| Total noninterest expense | $6,216,000 | 2,975 |
| Salaries and employee benefits | $3,404,000 | 2,905 |
| Premises and equipment expense | $907,000 | 2,854 |
| Additional noninterest expense | $1,905,000 | 2,981 |
| Pre-tax net operating income | $-2,602,000 | 7,513 |
| Securities gains (losses) | $90,000 | 1,208 |
| Applicable income taxes | $652,000 | 1,588 |
| Income before extraordinary items | $-3,164,000 | 7,636 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,164,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,913 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,254,000 | 7,715 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,611,000 | 5,636 |
| Total interest expense | $1,912,000 | 4,806 |
| Net interest income | $1,699,000 | 6,182 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $1,049,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $161,000 | 4,691 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $888,000 | 1,984 |
| Total noninterest expense | $4,735,000 | 2,914 |
| Salaries and employee benefits | $2,586,000 | 2,883 |
| Premises and equipment expense | $685,000 | 2,859 |
| Additional noninterest expense | $1,464,000 | 2,834 |
| Pre-tax net operating income | $-2,032,000 | 7,873 |
| Securities gains (losses) | $65,000 | 1,251 |
| Applicable income taxes | $-782,000 | 7,987 |
| Income before extraordinary items | $-1,185,000 | 7,596 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,185,000 | 7,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 2,040 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,226,600 | 7,718 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 5,660 |
| Total interest expense | $1,328,000 | 4,840 |
| Net interest income | $1,130,000 | 6,197 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $782,000 | 2,648 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $104,000 | 4,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $678,000 | 1,839 |
| Total noninterest expense | $3,219,000 | 2,870 |
| Salaries and employee benefits | $1,745,000 | 2,888 |
| Premises and equipment expense | $454,000 | 2,884 |
| Additional noninterest expense | $1,020,000 | 2,695 |
| Pre-tax net operating income | $-1,337,000 | 8,043 |
| Securities gains (losses) | $66,000 | 1,246 |
| Applicable income taxes | $-509,000 | 8,181 |
| Income before extraordinary items | $-762,000 | 7,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-762,000 | 7,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 1,722 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-804,240 | 7,887 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,354,000 | 5,466 |
| Total interest expense | $716,000 | 4,825 |
| Net interest income | $638,000 | 5,939 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $378,000 | 2,704 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $327,000 | 1,867 |
| Total noninterest expense | $1,650,000 | 2,803 |
| Salaries and employee benefits | $897,000 | 2,838 |
| Premises and equipment expense | $234,000 | 2,813 |
| Additional noninterest expense | $519,000 | 2,631 |
| Pre-tax net operating income | $-649,000 | 8,166 |
| Securities gains (losses) | $67,000 | 924 |
| Applicable income taxes | $-235,000 | 8,279 |
| Income before extraordinary items | $-347,000 | 8,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-347,000 | 8,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,484 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-389,880 | 8,054 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 4,783 |
| Total interest expense | $3,377,000 | 4,434 |
| Net interest income | $3,498,000 | 5,032 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $2,167,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $205,000 | 4,868 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,962,000 | 1,383 |
| Total noninterest expense | $7,054,000 | 2,572 |
| Salaries and employee benefits | $3,738,000 | 2,650 |
| Premises and equipment expense | $928,000 | 2,735 |
| Additional noninterest expense | $2,388,000 | 2,263 |
| Pre-tax net operating income | $-1,429,000 | 8,175 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $-605,000 | 8,348 |
| Income before extraordinary items | $-811,000 | 8,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-811,000 | 8,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,997 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-819,320 | 8,037 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,368,000 | 4,703 |
| Total interest expense | $2,549,000 | 4,426 |
| Net interest income | $2,819,000 | 4,829 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $1,710,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $157,000 | 4,827 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,553,000 | 1,343 |
| Total noninterest expense | $5,261,000 | 2,573 |
| Salaries and employee benefits | $2,821,000 | 2,620 |
| Premises and equipment expense | $679,000 | 2,782 |
| Additional noninterest expense | $1,761,000 | 2,252 |
| Pre-tax net operating income | $-757,000 | 8,208 |
| Securities gains (losses) | $13,000 | 934 |
| Applicable income taxes | $-338,000 | 8,387 |
| Income before extraordinary items | $-406,000 | 8,079 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-406,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 1,223 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-414,320 | 8,069 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 4,652 |
| Total interest expense | $1,704,000 | 4,413 |
| Net interest income | $1,939,000 | 4,760 |
| Provision for loan and lease losses | $10,000 | 5,732 |
| Total noninterest income | $1,265,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $111,000 | 4,730 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,154,000 | 1,262 |
| Total noninterest expense | $3,570,000 | 2,559 |
| Salaries and employee benefits | $1,933,000 | 2,596 |
| Premises and equipment expense | $455,000 | 2,786 |
| Additional noninterest expense | $1,182,000 | 2,244 |
| Pre-tax net operating income | $-376,000 | 8,209 |
| Securities gains (losses) | $13,000 | 798 |
| Applicable income taxes | $-179,000 | 8,454 |
| Income before extraordinary items | $-184,000 | 8,102 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-184,000 | 8,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 979 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-192,320 | 8,099 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,907,000 | 4,529 |
| Total interest expense | $858,000 | 4,395 |
| Net interest income | $1,049,000 | 4,544 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $752,000 | 1,640 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $50,000 | 4,884 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $702,000 | 1,076 |
| Total noninterest expense | $1,730,000 | 2,637 |
| Salaries and employee benefits | $951,000 | 2,666 |
| Premises and equipment expense | $236,000 | 2,723 |
| Additional noninterest expense | $543,000 | 2,424 |
| Pre-tax net operating income | $61,000 | 7,150 |
| Securities gains (losses) | $13,000 | 644 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $71,000 | 6,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $71,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $58,520 | 7,034 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,672,000 | 4,313 |
| Total interest expense | $3,351,000 | 4,034 |
| Net interest income | $4,321,000 | 4,448 |
| Provision for loan and lease losses | $890,000 | 1,163 |
| Total noninterest income | $2,240,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $248,000 | 4,525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,992,000 | 1,363 |
| Total noninterest expense | $7,254,000 | 2,436 |
| Salaries and employee benefits | $3,588,000 | 2,693 |
| Premises and equipment expense | $958,000 | 2,572 |
| Additional noninterest expense | $2,708,000 | 1,950 |
| Pre-tax net operating income | $-1,583,000 | 8,538 |
| Securities gains (losses) | $34,000 | 774 |
| Applicable income taxes | $-701,000 | 8,607 |
| Income before extraordinary items | $-848,000 | 8,425 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-848,000 | 8,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,268 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-869,760 | 8,417 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,871,000 | 4,233 |
| Total interest expense | $2,467,000 | 3,988 |
| Net interest income | $3,404,000 | 4,345 |
| Provision for loan and lease losses | $450,000 | 1,514 |
| Total noninterest income | $1,657,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $193,000 | 4,471 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,464,000 | 1,381 |
| Total noninterest expense | $5,326,000 | 2,476 |
| Salaries and employee benefits | $2,642,000 | 2,723 |
| Premises and equipment expense | $722,000 | 2,565 |
| Additional noninterest expense | $1,962,000 | 1,988 |
| Pre-tax net operating income | $-715,000 | 8,512 |
| Securities gains (losses) | $34,000 | 644 |
| Applicable income taxes | $-355,000 | 8,671 |
| Income before extraordinary items | $-326,000 | 8,396 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-326,000 | 8,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-347,760 | 8,396 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 4,175 |
| Total interest expense | $1,609,000 | 3,936 |
| Net interest income | $2,338,000 | 4,250 |
| Provision for loan and lease losses | $450,000 | 1,060 |
| Total noninterest income | $1,073,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $134,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $939,000 | 1,427 |
| Total noninterest expense | $3,501,000 | 2,523 |
| Salaries and employee benefits | $1,690,000 | 2,808 |
| Premises and equipment expense | $488,000 | 2,532 |
| Additional noninterest expense | $1,323,000 | 1,982 |
| Pre-tax net operating income | $-540,000 | 8,578 |
| Securities gains (losses) | $3,000 | 925 |
| Applicable income taxes | $-267,000 | 8,709 |
| Income before extraordinary items | $-270,000 | 8,478 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-270,000 | 8,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 883 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-271,920 | 8,476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 4,305 |
| Total interest expense | $783,000 | 3,874 |
| Net interest income | $1,064,000 | 4,526 |
| Provision for loan and lease losses | $370,000 | 656 |
| Total noninterest income | $618,000 | 1,888 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 4,194 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $547,000 | 1,252 |
| Total noninterest expense | $1,754,000 | 2,529 |
| Salaries and employee benefits | $874,000 | 2,755 |
| Premises and equipment expense | $248,000 | 2,481 |
| Additional noninterest expense | $632,000 | 2,063 |
| Pre-tax net operating income | $-442,000 | 8,680 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-197,000 | 8,733 |
| Income before extraordinary items | $-245,000 | 8,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-245,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,315 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-245,000 | 8,596 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,053,000 | 3,731 |
| Total interest expense | $2,943,000 | 3,383 |
| Net interest income | $5,110,000 | 3,891 |
| Provision for loan and lease losses | $431,000 | 2,143 |
| Total noninterest income | $4,080,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $41,000 | 7,214 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,039,000 | 793 |
| Total noninterest expense | $6,780,000 | 2,465 |
| Salaries and employee benefits | $3,331,000 | 2,713 |
| Premises and equipment expense | $936,000 | 2,511 |
| Additional noninterest expense | $2,513,000 | 2,010 |
| Pre-tax net operating income | $1,979,000 | 3,709 |
| Securities gains (losses) | $-131,000 | 8,496 |
| Applicable income taxes | $674,000 | 2,878 |
| Income before extraordinary items | $1,174,000 | 4,403 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,174,000 | 4,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,143 |
| Cash dividends | $800,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,257,840 | 4,210 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 3,731 |
| Total interest expense | $2,188,000 | 3,260 |
| Net interest income | $3,778,000 | 3,923 |
| Provision for loan and lease losses | $356,000 | 1,914 |
| Total noninterest income | $3,296,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $31,000 | 7,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,265,000 | 754 |
| Total noninterest expense | $5,194,000 | 2,390 |
| Salaries and employee benefits | $2,537,000 | 2,632 |
| Premises and equipment expense | $703,000 | 2,503 |
| Additional noninterest expense | $1,954,000 | 1,902 |
| Pre-tax net operating income | $1,524,000 | 3,703 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $574,000 | 2,717 |
| Income before extraordinary items | $944,000 | 4,331 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $944,000 | 4,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,122 |
| Cash dividends | $600,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $947,840 | 4,265 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 3,603 |
| Total interest expense | $1,469,000 | 3,095 |
| Net interest income | $2,566,000 | 3,843 |
| Provision for loan and lease losses | $266,000 | 1,698 |
| Total noninterest income | $2,323,000 | 1,136 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,301,000 | 728 |
| Total noninterest expense | $3,528,000 | 2,337 |
| Salaries and employee benefits | $1,729,000 | 2,573 |
| Premises and equipment expense | $470,000 | 2,463 |
| Additional noninterest expense | $1,329,000 | 1,859 |
| Pre-tax net operating income | $1,095,000 | 3,482 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $429,000 | 2,497 |
| Income before extraordinary items | $660,000 | 4,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $660,000 | 4,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,582 |
| Cash dividends | $325,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $663,840 | 4,089 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 3,525 |
| Total interest expense | $723,000 | 3,037 |
| Net interest income | $1,321,000 | 3,756 |
| Provision for loan and lease losses | $146,000 | 1,510 |
| Total noninterest income | $1,165,000 | 1,115 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $11,000 | 7,233 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,154,000 | 714 |
| Total noninterest expense | $1,741,000 | 2,367 |
| Salaries and employee benefits | $876,000 | 2,557 |
| Premises and equipment expense | $235,000 | 2,492 |
| Additional noninterest expense | $630,000 | 1,949 |
| Pre-tax net operating income | $599,000 | 3,224 |
| Securities gains (losses) | $-31,000 | 8,727 |
| Applicable income taxes | $259,000 | 2,214 |
| Income before extraordinary items | $309,000 | 4,285 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $309,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $328,840 | 4,083 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 3,770 |
| Total interest expense | $2,422,000 | 3,123 |
| Net interest income | $4,653,000 | 4,019 |
| Provision for loan and lease losses | $454,000 | 2,132 |
| Total noninterest income | $4,850,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $106,000 | 6,388 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,744,000 | 696 |
| Total noninterest expense | $6,949,000 | 2,297 |
| Salaries and employee benefits | $3,467,000 | 2,508 |
| Premises and equipment expense | $1,039,000 | 2,204 |
| Additional noninterest expense | $2,443,000 | 2,004 |
| Pre-tax net operating income | $2,100,000 | 3,392 |
| Securities gains (losses) | $-39,000 | 8,540 |
| Applicable income taxes | $647,000 | 2,903 |
| Income before extraordinary items | $1,414,000 | 3,775 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,414,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $431,000 | 1,506 |
| Cash dividends | $450,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,440,910 | 3,675 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 3,878 |
| Total interest expense | $1,729,000 | 3,199 |
| Net interest income | $3,366,000 | 4,121 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $3,741,000 | 1,092 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $93,000 | 6,165 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,648,000 | 699 |
| Total noninterest expense | $5,308,000 | 2,229 |
| Salaries and employee benefits | $2,729,000 | 2,372 |
| Premises and equipment expense | $775,000 | 2,216 |
| Additional noninterest expense | $1,804,000 | 1,991 |
| Pre-tax net operating income | $1,574,000 | 3,469 |
| Securities gains (losses) | $-39,000 | 8,769 |
| Applicable income taxes | $528,000 | 2,816 |
| Income before extraordinary items | $1,007,000 | 3,978 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,007,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 2,538 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,032,740 | 3,856 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 3,891 |
| Total interest expense | $1,102,000 | 3,304 |
| Net interest income | $2,268,000 | 4,100 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $2,357,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $64,000 | 6,133 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,293,000 | 722 |
| Total noninterest expense | $3,350,000 | 2,373 |
| Salaries and employee benefits | $1,819,000 | 2,369 |
| Premises and equipment expense | $513,000 | 2,230 |
| Additional noninterest expense | $1,018,000 | 2,354 |
| Pre-tax net operating income | $1,125,000 | 3,271 |
| Securities gains (losses) | $-39,000 | 8,886 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $688,000 | 3,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $688,000 | 3,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,030 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $712,960 | 3,721 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,736,000 | 3,809 |
| Total interest expense | $561,000 | 3,289 |
| Net interest income | $1,175,000 | 3,960 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $1,222,000 | 1,071 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $31,000 | 6,143 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,191,000 | 697 |
| Total noninterest expense | $1,704,000 | 2,336 |
| Salaries and employee benefits | $949,000 | 2,296 |
| Premises and equipment expense | $254,000 | 2,268 |
| Additional noninterest expense | $501,000 | 2,354 |
| Pre-tax net operating income | $618,000 | 3,007 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $231,000 | 2,321 |
| Income before extraordinary items | $399,000 | 3,519 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $399,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 1,458 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $391,320 | 3,450 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,096,000 | 3,774 |
| Total interest expense | $2,499,000 | 3,336 |
| Net interest income | $4,597,000 | 3,940 |
| Provision for loan and lease losses | $1,222,000 | 967 |
| Total noninterest income | $5,294,000 | 1,077 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $151,000 | 5,850 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,143,000 | 749 |
| Total noninterest expense | $6,836,000 | 2,301 |
| Salaries and employee benefits | $3,445,000 | 2,443 |
| Premises and equipment expense | $1,059,000 | 2,148 |
| Additional noninterest expense | $2,332,000 | 2,065 |
| Pre-tax net operating income | $1,833,000 | 3,591 |
| Securities gains (losses) | $-42,000 | 8,944 |
| Applicable income taxes | $667,000 | 2,874 |
| Income before extraordinary items | $1,124,000 | 4,298 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,124,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 930 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,150,880 | 4,086 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,299,000 | 3,846 |
| Total interest expense | $1,918,000 | 3,382 |
| Net interest income | $3,381,000 | 4,017 |
| Provision for loan and lease losses | $620,000 | 1,367 |
| Total noninterest income | $3,666,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $124,000 | 5,723 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,542,000 | 824 |
| Total noninterest expense | $4,883,000 | 2,415 |
| Salaries and employee benefits | $2,591,000 | 2,441 |
| Premises and equipment expense | $791,000 | 2,163 |
| Additional noninterest expense | $1,501,000 | 2,394 |
| Pre-tax net operating income | $1,544,000 | 3,459 |
| Securities gains (losses) | $144,000 | 1,448 |
| Applicable income taxes | $577,000 | 2,749 |
| Income before extraordinary items | $1,111,000 | 3,710 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,111,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,248 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,015,960 | 3,786 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,502,000 | 3,896 |
| Total interest expense | $1,344,000 | 3,351 |
| Net interest income | $2,158,000 | 4,160 |
| Provision for loan and lease losses | $253,000 | 2,104 |
| Total noninterest income | $2,188,000 | 1,282 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $85,000 | 5,628 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,103,000 | 885 |
| Total noninterest expense | $3,184,000 | 2,472 |
| Salaries and employee benefits | $1,698,000 | 2,469 |
| Premises and equipment expense | $534,000 | 2,127 |
| Additional noninterest expense | $952,000 | 2,479 |
| Pre-tax net operating income | $909,000 | 3,739 |
| Securities gains (losses) | $144,000 | 1,250 |
| Applicable income taxes | $357,000 | 2,924 |
| Income before extraordinary items | $696,000 | 3,883 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $696,000 | 3,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $600,960 | 4,089 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 4,011 |
| Total interest expense | $693,000 | 3,347 |
| Net interest income | $1,011,000 | 4,362 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $947,000 | 1,389 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $903,000 | 962 |
| Total noninterest expense | $1,541,000 | 2,510 |
| Salaries and employee benefits | $835,000 | 2,523 |
| Premises and equipment expense | $263,000 | 2,152 |
| Additional noninterest expense | $443,000 | 2,603 |
| Pre-tax net operating income | $362,000 | 4,308 |
| Securities gains (losses) | $123,000 | 884 |
| Applicable income taxes | $164,000 | 3,062 |
| Income before extraordinary items | $321,000 | 4,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $321,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $400,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $239,820 | 4,637 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 4,300 |
| Total interest expense | $2,884,000 | 3,639 |
| Net interest income | $3,622,000 | 4,660 |
| Provision for loan and lease losses | $1,313,000 | 1,045 |
| Total noninterest income | $5,088,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $375,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,713,000 | 720 |
| Total noninterest expense | $5,470,000 | 2,699 |
| Salaries and employee benefits | $2,916,000 | 2,697 |
| Premises and equipment expense | $1,013,000 | 2,157 |
| Additional noninterest expense | $1,541,000 | 2,898 |
| Pre-tax net operating income | $1,927,000 | 3,515 |
| Securities gains (losses) | $84,000 | 1,908 |
| Applicable income taxes | $686,000 | 2,892 |
| Income before extraordinary items | $1,325,000 | 3,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,325,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,037,000 | 944 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 531 |
| Net operating income | $1,269,560 | 3,838 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,863,000 | 4,492 |
| Total interest expense | $3,202,000 | 4,492 |
| Net interest income | $3,661,000 | 4,423 |
| Provision for loan and lease losses | $225,000 | 3,876 |
| Total noninterest income | $2,626,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $276,000 | 4,380 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,350,000 | 1,123 |
| Total noninterest expense | $4,403,000 | 3,133 |
| Salaries and employee benefits | $2,266,000 | 3,236 |
| Premises and equipment expense | $847,000 | 2,491 |
| Additional noninterest expense | $1,290,000 | 3,278 |
| Pre-tax net operating income | $1,659,000 | 3,617 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $556,000 | 3,121 |
| Income before extraordinary items | $1,103,000 | 4,023 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,103,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $150,000 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,103,000 | 3,899 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 4,849 |
| Total interest expense | $3,068,000 | 4,836 |
| Net interest income | $3,404,000 | 4,710 |
| Provision for loan and lease losses | $167,000 | 4,190 |
| Total noninterest income | $1,848,000 | 1,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,619,000 | 1,302 |
| Total noninterest expense | $3,716,000 | 3,527 |
| Salaries and employee benefits | $1,911,000 | 3,613 |
| Premises and equipment expense | $737,000 | 2,754 |
| Additional noninterest expense | $1,068,000 | 3,791 |
| Pre-tax net operating income | $1,369,000 | 4,347 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $471,000 | 3,615 |
| Income before extraordinary items | $898,000 | 4,688 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $898,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $250,000 | 4,756 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 517 |
| Net operating income | $898,000 | 4,690 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 5,883 |
| Total interest expense | $1,643,000 | 6,653 |
| Net interest income | $2,917,000 | 5,267 |
| Provision for loan and lease losses | $153,000 | 4,205 |
| Total noninterest income | $832,000 | 3,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $643,000 | 2,523 |
| Total noninterest expense | $2,712,000 | 4,577 |
| Salaries and employee benefits | $1,492,000 | 4,364 |
| Premises and equipment expense | $540,000 | 3,539 |
| Additional noninterest expense | $680,000 | 5,350 |
| Pre-tax net operating income | $884,000 | 5,652 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $44,000 | 7,746 |
| Income before extraordinary items | $840,000 | 4,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $840,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,540 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 1,014 |
| Net operating income | $840,000 | 4,902 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 8,278 |
| Total interest expense | $871,000 | 8,762 |
| Net interest income | $1,455,000 | 7,783 |
| Provision for loan and lease losses | $122,000 | 4,587 |
| Total noninterest income | $736,000 | 3,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,095 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $648,000 | 2,519 |
| Total noninterest expense | $1,745,000 | 6,136 |
| Salaries and employee benefits | $835,000 | 6,533 |
| Premises and equipment expense | $456,000 | 3,965 |
| Additional noninterest expense | $454,000 | 6,770 |
| Pre-tax net operating income | $324,000 | 8,258 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $334,000 | 7,624 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $334,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,746,000 | 407 |
| Net operating income | $324,000 | 7,606 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 10,246 |
| Total interest expense | $367,000 | 10,397 |
| Net interest income | $689,000 | 9,969 |
| Provision for loan and lease losses | $56,000 | 6,449 |
| Total noninterest income | $372,000 | 5,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 8,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $321,000 | 3,779 |
| Total noninterest expense | $1,161,000 | 7,812 |
| Salaries and employee benefits | $567,000 | 8,138 |
| Premises and equipment expense | $354,000 | 4,848 |
| Additional noninterest expense | $240,000 | 8,965 |
| Pre-tax net operating income | $-156,000 | 10,536 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-156,000 | 10,572 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-156,000 | 10,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $1,265,000 | 432 |
| Net operating income | $-156,000 | 10,542 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 11,311 |
| Total interest expense | $139,000 | 11,299 |
| Net interest income | $246,000 | 11,289 |
| Provision for loan and lease losses | $46,000 | 6,787 |
| Total noninterest income | $42,000 | 10,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $987,000 | 8,714 |
| Salaries and employee benefits | $407,000 | 9,556 |
| Premises and equipment expense | $232,000 | 6,504 |
| Additional noninterest expense | $351,000 | 8,347 |
| Pre-tax net operating income | $-745,000 | 11,301 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-745,000 | 11,324 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-745,000 | 11,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,424 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-745,000 | 11,299 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $54,000 | 11,952 |
| Total interest expense | $0 | 11,954 |
| Net interest income | $54,000 | 11,945 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $0 | 11,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 11,920 |
| Total noninterest expense | $256,000 | 11,804 |
| Salaries and employee benefits | $110,000 | 11,850 |
| Premises and equipment expense | $38,000 | 11,427 |
| Additional noninterest expense | $108,000 | 11,539 |
| Pre-tax net operating income | $-202,000 | 11,671 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-202,000 | 11,683 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-202,000 | 11,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $2,200,000 | 199 |
| Net operating income | $-202,000 | 11,671 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.