Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,805,000 | 742 |
| Total interest expense | $18,686,000 | 319 |
| Net interest income | $12,119,000 | 1,403 |
| Provision for loan and lease losses | $19,950,000 | 280 |
| Total noninterest income | $-3,341,000 | 7,744 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $505,000 | 2,152 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-3,846,000 | 7,738 |
| Total noninterest expense | $23,510,000 | 641 |
| Salaries and employee benefits | $9,918,000 | 726 |
| Premises and equipment expense | $2,186,000 | 884 |
| Additional noninterest expense | $11,406,000 | 496 |
| Pre-tax net operating income | $-34,682,000 | 7,707 |
| Securities gains (losses) | $1,446,000 | 302 |
| Applicable income taxes | $248,000 | 2,339 |
| Income before extraordinary items | $-33,484,000 | 7,708 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-33,484,000 | 7,708 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-33,484,000 | 7,708 |
| Net charge-offs | $35,786,000 | 173 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-34,930,000 | 7,709 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $22,910,000 | 662 |
| Total interest expense | $13,607,000 | 308 |
| Net interest income | $9,303,000 | 1,221 |
| Provision for loan and lease losses | $12,250,000 | 301 |
| Total noninterest income | $-6,409,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $367,000 | 2,019 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-6,776,000 | 7,832 |
| Total noninterest expense | $16,244,000 | 622 |
| Salaries and employee benefits | $7,140,000 | 664 |
| Premises and equipment expense | $1,541,000 | 845 |
| Additional noninterest expense | $7,563,000 | 496 |
| Pre-tax net operating income | $-25,600,000 | 7,770 |
| Securities gains (losses) | $690,000 | 358 |
| Applicable income taxes | $231,000 | 1,990 |
| Income before extraordinary items | $-25,141,000 | 7,769 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-25,141,000 | 7,769 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-25,141,000 | 7,769 |
| Net charge-offs | $33,419,000 | 143 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-25,831,000 | 7,769 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $12,004,000 | 645 |
| Total interest expense | $7,216,000 | 313 |
| Net interest income | $4,788,000 | 1,192 |
| Provision for loan and lease losses | $3,250,000 | 509 |
| Total noninterest income | $-2,611,000 | 7,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $176,000 | 2,083 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,787,000 | 7,928 |
| Total noninterest expense | $8,024,000 | 630 |
| Salaries and employee benefits | $3,700,000 | 649 |
| Premises and equipment expense | $804,000 | 836 |
| Additional noninterest expense | $3,520,000 | 517 |
| Pre-tax net operating income | $-9,097,000 | 7,837 |
| Securities gains (losses) | $-6,000 | 7,459 |
| Applicable income taxes | $220,000 | 1,335 |
| Income before extraordinary items | $-9,323,000 | 7,844 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-9,323,000 | 7,845 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-9,323,000 | 7,845 |
| Net charge-offs | $16,888,000 | 150 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-9,317,000 | 7,845 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $60,753,000 | 543 |
| Total interest expense | $39,600,000 | 286 |
| Net interest income | $21,153,000 | 1,033 |
| Provision for loan and lease losses | $72,560,000 | 186 |
| Total noninterest income | $4,723,000 | 1,155 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $836,000 | 1,981 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,887,000 | 869 |
| Total noninterest expense | $40,358,000 | 538 |
| Salaries and employee benefits | $15,600,000 | 607 |
| Premises and equipment expense | $3,750,000 | 715 |
| Additional noninterest expense | $21,008,000 | 424 |
| Pre-tax net operating income | $-87,042,000 | 7,922 |
| Securities gains (losses) | $1,975,000 | 276 |
| Applicable income taxes | $-5,401,000 | 7,772 |
| Income before extraordinary items | $-79,666,000 | 7,919 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-79,666,000 | 7,918 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-79,666,000 | 7,918 |
| Net charge-offs | $28,862,000 | 307 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-81,522,500 | 7,917 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $47,061,000 | 544 |
| Total interest expense | $31,412,000 | 297 |
| Net interest income | $15,649,000 | 1,055 |
| Provision for loan and lease losses | $43,310,000 | 224 |
| Total noninterest income | $4,009,000 | 1,045 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $630,000 | 1,975 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,379,000 | 793 |
| Total noninterest expense | $29,584,000 | 547 |
| Salaries and employee benefits | $11,953,000 | 606 |
| Premises and equipment expense | $3,008,000 | 679 |
| Additional noninterest expense | $14,623,000 | 428 |
| Pre-tax net operating income | $-53,236,000 | 7,990 |
| Securities gains (losses) | $1,929,000 | 221 |
| Applicable income taxes | $158,000 | 2,526 |
| Income before extraordinary items | $-51,465,000 | 7,991 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-51,465,000 | 7,990 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-51,465,000 | 7,990 |
| Net charge-offs | $25,158,000 | 252 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-53,394,000 | 7,997 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $32,510,000 | 540 |
| Total interest expense | $21,791,000 | 304 |
| Net interest income | $10,719,000 | 1,017 |
| Provision for loan and lease losses | $28,310,000 | 231 |
| Total noninterest income | $2,933,000 | 982 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $410,000 | 1,980 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,523,000 | 733 |
| Total noninterest expense | $18,612,000 | 579 |
| Salaries and employee benefits | $8,148,000 | 606 |
| Premises and equipment expense | $2,170,000 | 641 |
| Additional noninterest expense | $8,294,000 | 487 |
| Pre-tax net operating income | $-33,270,000 | 8,067 |
| Securities gains (losses) | $20,000 | 2,324 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-33,251,000 | 8,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-33,251,000 | 8,083 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-33,251,000 | 8,084 |
| Net charge-offs | $14,147,000 | 298 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-33,271,000 | 8,083 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $16,453,000 | 539 |
| Total interest expense | $11,217,000 | 305 |
| Net interest income | $5,236,000 | 1,034 |
| Provision for loan and lease losses | $18,310,000 | 167 |
| Total noninterest income | $1,446,000 | 964 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $208,000 | 1,899 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,238,000 | 713 |
| Total noninterest expense | $9,783,000 | 529 |
| Salaries and employee benefits | $4,133,000 | 597 |
| Premises and equipment expense | $1,303,000 | 535 |
| Additional noninterest expense | $4,347,000 | 419 |
| Pre-tax net operating income | $-21,411,000 | 8,153 |
| Securities gains (losses) | $20,000 | 1,683 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-21,391,000 | 8,160 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-21,391,000 | 8,160 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-21,391,000 | 8,160 |
| Net charge-offs | $9,351,000 | 222 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-21,411,000 | 8,160 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $84,881,000 | 464 |
| Total interest expense | $47,908,000 | 335 |
| Net interest income | $36,973,000 | 590 |
| Provision for loan and lease losses | $40,150,000 | 225 |
| Total noninterest income | $3,176,000 | 1,496 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $860,000 | 1,996 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,316,000 | 1,172 |
| Total noninterest expense | $33,846,000 | 585 |
| Salaries and employee benefits | $17,267,000 | 558 |
| Premises and equipment expense | $4,658,000 | 593 |
| Additional noninterest expense | $11,921,000 | 586 |
| Pre-tax net operating income | $-33,847,000 | 8,164 |
| Securities gains (losses) | $502,000 | 374 |
| Applicable income taxes | $-1,353,000 | 7,807 |
| Income before extraordinary items | $-31,992,000 | 8,154 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-31,992,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,893,000 | 178 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-32,473,920 | 8,170 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $66,241,000 | 457 |
| Total interest expense | $35,998,000 | 349 |
| Net interest income | $30,243,000 | 559 |
| Provision for loan and lease losses | $34,750,000 | 173 |
| Total noninterest income | $2,584,000 | 1,469 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $641,000 | 2,016 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,943,000 | 1,133 |
| Total noninterest expense | $25,004,000 | 588 |
| Salaries and employee benefits | $13,284,000 | 560 |
| Premises and equipment expense | $3,593,000 | 580 |
| Additional noninterest expense | $8,127,000 | 602 |
| Pre-tax net operating income | $-26,927,000 | 8,302 |
| Securities gains (losses) | $502,000 | 320 |
| Applicable income taxes | $-1,431,000 | 8,125 |
| Income before extraordinary items | $-24,994,000 | 8,292 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-24,994,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,485,000 | 154 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-25,470,900 | 8,306 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $46,095,000 | 448 |
| Total interest expense | $25,339,000 | 352 |
| Net interest income | $20,756,000 | 538 |
| Provision for loan and lease losses | $24,750,000 | 152 |
| Total noninterest income | $1,924,000 | 1,373 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $397,000 | 2,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,527,000 | 1,046 |
| Total noninterest expense | $16,177,000 | 602 |
| Salaries and employee benefits | $8,850,000 | 563 |
| Premises and equipment expense | $2,503,000 | 548 |
| Additional noninterest expense | $4,824,000 | 644 |
| Pre-tax net operating income | $-18,247,000 | 8,387 |
| Securities gains (losses) | $504,000 | 310 |
| Applicable income taxes | $-6,587,000 | 8,389 |
| Income before extraordinary items | $-11,156,000 | 8,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,156,000 | 8,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,249,000 | 257 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-11,478,560 | 8,369 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $24,963,000 | 425 |
| Total interest expense | $14,006,000 | 343 |
| Net interest income | $10,957,000 | 504 |
| Provision for loan and lease losses | $21,750,000 | 110 |
| Total noninterest income | $986,000 | 1,342 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $185,000 | 2,224 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $801,000 | 1,004 |
| Total noninterest expense | $8,242,000 | 587 |
| Salaries and employee benefits | $4,616,000 | 550 |
| Premises and equipment expense | $1,307,000 | 531 |
| Additional noninterest expense | $2,319,000 | 635 |
| Pre-tax net operating income | $-18,049,000 | 8,465 |
| Securities gains (losses) | $43,000 | 1,162 |
| Applicable income taxes | $-6,679,000 | 8,462 |
| Income before extraordinary items | $-11,327,000 | 8,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-11,327,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,639,000 | 199 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-11,354,520 | 8,453 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $111,738,000 | 399 |
| Total interest expense | $63,034,000 | 335 |
| Net interest income | $48,704,000 | 473 |
| Provision for loan and lease losses | $17,595,000 | 173 |
| Total noninterest income | $4,127,000 | 1,270 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $741,000 | 2,264 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,386,000 | 925 |
| Total noninterest expense | $30,110,000 | 622 |
| Salaries and employee benefits | $16,851,000 | 575 |
| Premises and equipment expense | $4,385,000 | 605 |
| Additional noninterest expense | $8,874,000 | 645 |
| Pre-tax net operating income | $5,126,000 | 1,602 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,022,000 | 1,125 |
| Income before extraordinary items | $3,104,000 | 1,984 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,104,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,051,000 | 456 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,104,000 | 1,969 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $83,133,000 | 404 |
| Total interest expense | $46,635,000 | 341 |
| Net interest income | $36,498,000 | 475 |
| Provision for loan and lease losses | $14,095,000 | 126 |
| Total noninterest income | $3,315,000 | 1,198 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $538,000 | 2,305 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,777,000 | 875 |
| Total noninterest expense | $21,590,000 | 641 |
| Salaries and employee benefits | $12,131,000 | 596 |
| Premises and equipment expense | $3,269,000 | 609 |
| Additional noninterest expense | $6,190,000 | 668 |
| Pre-tax net operating income | $4,128,000 | 1,625 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,635,000 | 1,135 |
| Income before extraordinary items | $2,493,000 | 2,011 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,493,000 | 2,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,539,000 | 483 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,493,000 | 2,000 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $53,120,000 | 430 |
| Total interest expense | $29,673,000 | 363 |
| Net interest income | $23,447,000 | 505 |
| Provision for loan and lease losses | $4,320,000 | 191 |
| Total noninterest income | $2,478,000 | 1,131 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $336,000 | 2,428 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $2,142,000 | 813 |
| Total noninterest expense | $13,832,000 | 680 |
| Salaries and employee benefits | $7,894,000 | 624 |
| Premises and equipment expense | $2,036,000 | 669 |
| Additional noninterest expense | $3,902,000 | 729 |
| Pre-tax net operating income | $7,773,000 | 641 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,951,000 | 536 |
| Income before extraordinary items | $4,822,000 | 750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,822,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 1,354 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,822,000 | 745 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $25,049,000 | 447 |
| Total interest expense | $14,153,000 | 379 |
| Net interest income | $10,896,000 | 534 |
| Provision for loan and lease losses | $1,270,000 | 244 |
| Total noninterest income | $619,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $165,000 | 2,422 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $454,000 | 1,460 |
| Total noninterest expense | $6,322,000 | 741 |
| Salaries and employee benefits | $3,714,000 | 678 |
| Premises and equipment expense | $919,000 | 744 |
| Additional noninterest expense | $1,689,000 | 813 |
| Pre-tax net operating income | $3,923,000 | 626 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,473,000 | 546 |
| Income before extraordinary items | $2,450,000 | 739 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,450,000 | 738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 830 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,450,000 | 732 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $71,345,000 | 567 |
| Total interest expense | $38,362,000 | 468 |
| Net interest income | $32,983,000 | 671 |
| Provision for loan and lease losses | $2,750,000 | 405 |
| Total noninterest income | $2,237,000 | 2,054 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $580,000 | 2,756 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,657,000 | 1,545 |
| Total noninterest expense | $20,117,000 | 878 |
| Salaries and employee benefits | $11,320,000 | 857 |
| Premises and equipment expense | $2,868,000 | 885 |
| Additional noninterest expense | $5,929,000 | 896 |
| Pre-tax net operating income | $12,353,000 | 804 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $4,641,000 | 676 |
| Income before extraordinary items | $7,712,000 | 965 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,712,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,834 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,712,000 | 953 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $49,082,000 | 619 |
| Total interest expense | $25,810,000 | 504 |
| Net interest income | $23,272,000 | 725 |
| Provision for loan and lease losses | $1,822,000 | 437 |
| Total noninterest income | $1,607,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $427,000 | 2,815 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,180,000 | 1,612 |
| Total noninterest expense | $13,896,000 | 966 |
| Salaries and employee benefits | $7,913,000 | 921 |
| Premises and equipment expense | $1,978,000 | 959 |
| Additional noninterest expense | $4,005,000 | 1,007 |
| Pre-tax net operating income | $9,161,000 | 854 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $3,435,000 | 708 |
| Income before extraordinary items | $5,726,000 | 1,015 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,726,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,128 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,726,000 | 1,003 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $29,796,000 | 654 |
| Total interest expense | $15,431,000 | 526 |
| Net interest income | $14,365,000 | 789 |
| Provision for loan and lease losses | $1,170,000 | 441 |
| Total noninterest income | $1,055,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $278,000 | 2,829 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $777,000 | 1,627 |
| Total noninterest expense | $8,616,000 | 1,049 |
| Salaries and employee benefits | $4,845,000 | 1,011 |
| Premises and equipment expense | $1,237,000 | 1,024 |
| Additional noninterest expense | $2,534,000 | 1,075 |
| Pre-tax net operating income | $5,634,000 | 914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $2,114,000 | 764 |
| Income before extraordinary items | $3,520,000 | 1,091 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,520,000 | 1,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,252 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,520,000 | 1,079 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,685,000 | 681 |
| Total interest expense | $6,940,000 | 547 |
| Net interest income | $6,745,000 | 837 |
| Provision for loan and lease losses | $571,000 | 431 |
| Total noninterest income | $414,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $284,000 | 2,021 |
| Total noninterest expense | $3,860,000 | 1,181 |
| Salaries and employee benefits | $2,171,000 | 1,148 |
| Premises and equipment expense | $564,000 | 1,133 |
| Additional noninterest expense | $1,125,000 | 1,185 |
| Pre-tax net operating income | $2,728,000 | 930 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,022,000 | 774 |
| Income before extraordinary items | $1,706,000 | 1,099 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,706,000 | 1,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,940 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,706,000 | 1,085 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $36,744,000 | 893 |
| Total interest expense | $16,749,000 | 690 |
| Net interest income | $19,995,000 | 1,078 |
| Provision for loan and lease losses | $2,500,000 | 427 |
| Total noninterest income | $2,606,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $494,000 | 3,081 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,112,000 | 1,307 |
| Total noninterest expense | $11,472,000 | 1,497 |
| Salaries and employee benefits | $6,607,000 | 1,414 |
| Premises and equipment expense | $1,290,000 | 1,874 |
| Additional noninterest expense | $3,575,000 | 1,436 |
| Pre-tax net operating income | $8,629,000 | 1,121 |
| Securities gains (losses) | $-92,000 | 8,399 |
| Applicable income taxes | $3,235,000 | 914 |
| Income before extraordinary items | $5,302,000 | 1,349 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,302,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,975 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,360,880 | 1,315 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,269,000 | 949 |
| Total interest expense | $11,012,000 | 723 |
| Net interest income | $14,257,000 | 1,125 |
| Provision for loan and lease losses | $2,193,000 | 351 |
| Total noninterest income | $2,210,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $360,000 | 3,140 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,850,000 | 1,183 |
| Total noninterest expense | $7,805,000 | 1,623 |
| Salaries and employee benefits | $4,561,000 | 1,531 |
| Premises and equipment expense | $934,000 | 1,927 |
| Additional noninterest expense | $2,310,000 | 1,617 |
| Pre-tax net operating income | $6,469,000 | 1,107 |
| Securities gains (losses) | $-92,000 | 8,614 |
| Applicable income taxes | $2,428,000 | 927 |
| Income before extraordinary items | $3,949,000 | 1,365 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,949,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,045 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,007,880 | 1,324 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,921,000 | 1,037 |
| Total interest expense | $6,133,000 | 819 |
| Net interest income | $8,788,000 | 1,201 |
| Provision for loan and lease losses | $1,067,000 | 473 |
| Total noninterest income | $946,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $217,000 | 3,317 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $729,000 | 1,690 |
| Total noninterest expense | $4,887,000 | 1,707 |
| Salaries and employee benefits | $2,851,000 | 1,621 |
| Premises and equipment expense | $575,000 | 2,052 |
| Additional noninterest expense | $1,461,000 | 1,691 |
| Pre-tax net operating income | $3,780,000 | 1,234 |
| Securities gains (losses) | $-92,000 | 8,693 |
| Applicable income taxes | $1,406,000 | 1,013 |
| Income before extraordinary items | $2,282,000 | 1,514 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,282,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,340,880 | 1,455 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,668,000 | 1,148 |
| Total interest expense | $2,566,000 | 914 |
| Net interest income | $4,102,000 | 1,302 |
| Provision for loan and lease losses | $430,000 | 550 |
| Total noninterest income | $431,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $96,000 | 3,535 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $335,000 | 1,755 |
| Total noninterest expense | $2,344,000 | 1,784 |
| Salaries and employee benefits | $1,366,000 | 1,688 |
| Premises and equipment expense | $277,000 | 2,154 |
| Additional noninterest expense | $701,000 | 1,768 |
| Pre-tax net operating income | $1,759,000 | 1,309 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $668,000 | 1,050 |
| Income before extraordinary items | $1,091,000 | 1,541 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,091,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,091,000 | 1,517 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $20,081,000 | 1,431 |
| Total interest expense | $7,091,000 | 1,143 |
| Net interest income | $12,990,000 | 1,565 |
| Provision for loan and lease losses | $1,220,000 | 875 |
| Total noninterest income | $1,454,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $426,000 | 3,493 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,028,000 | 2,106 |
| Total noninterest expense | $7,577,000 | 2,104 |
| Salaries and employee benefits | $4,428,000 | 1,967 |
| Premises and equipment expense | $859,000 | 2,622 |
| Additional noninterest expense | $2,290,000 | 2,119 |
| Pre-tax net operating income | $5,647,000 | 1,510 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,092,000 | 1,218 |
| Income before extraordinary items | $3,555,000 | 1,787 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,555,000 | 1,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,680 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,555,000 | 1,740 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,991,000 | 1,533 |
| Total interest expense | $4,834,000 | 1,249 |
| Net interest income | $9,157,000 | 1,655 |
| Provision for loan and lease losses | $870,000 | 892 |
| Total noninterest income | $1,083,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $322,000 | 3,489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $761,000 | 2,144 |
| Total noninterest expense | $5,259,000 | 2,259 |
| Salaries and employee benefits | $3,052,000 | 2,133 |
| Premises and equipment expense | $631,000 | 2,657 |
| Additional noninterest expense | $1,576,000 | 2,286 |
| Pre-tax net operating income | $4,111,000 | 1,566 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,516,000 | 1,273 |
| Income before extraordinary items | $2,595,000 | 1,841 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,595,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,595,000 | 1,796 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,623,000 | 1,635 |
| Total interest expense | $2,928,000 | 1,353 |
| Net interest income | $5,695,000 | 1,754 |
| Provision for loan and lease losses | $545,000 | 915 |
| Total noninterest income | $734,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $203,000 | 3,605 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $531,000 | 2,099 |
| Total noninterest expense | $3,268,000 | 2,430 |
| Salaries and employee benefits | $1,940,000 | 2,232 |
| Premises and equipment expense | $384,000 | 2,888 |
| Additional noninterest expense | $944,000 | 2,514 |
| Pre-tax net operating income | $2,616,000 | 1,609 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $961,000 | 1,321 |
| Income before extraordinary items | $1,655,000 | 1,901 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,655,000 | 1,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,655,000 | 1,853 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 1,794 |
| Total interest expense | $1,336,000 | 1,495 |
| Net interest income | $2,598,000 | 1,919 |
| Provision for loan and lease losses | $245,000 | 983 |
| Total noninterest income | $338,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $247,000 | 2,149 |
| Total noninterest expense | $1,556,000 | 2,553 |
| Salaries and employee benefits | $927,000 | 2,339 |
| Premises and equipment expense | $179,000 | 3,096 |
| Additional noninterest expense | $450,000 | 2,610 |
| Pre-tax net operating income | $1,135,000 | 1,811 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $416,000 | 1,504 |
| Income before extraordinary items | $719,000 | 2,122 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $719,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $719,000 | 2,044 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,933,000 | 2,218 |
| Total interest expense | $4,851,000 | 1,847 |
| Net interest income | $8,082,000 | 2,409 |
| Provision for loan and lease losses | $865,000 | 1,369 |
| Total noninterest income | $1,619,000 | 2,675 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $330,000 | 4,088 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,289,000 | 2,018 |
| Total noninterest expense | $4,922,000 | 3,089 |
| Salaries and employee benefits | $2,940,000 | 2,815 |
| Premises and equipment expense | $497,000 | 4,078 |
| Additional noninterest expense | $1,485,000 | 3,110 |
| Pre-tax net operating income | $3,914,000 | 2,012 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $1,436,000 | 1,681 |
| Income before extraordinary items | $2,481,000 | 2,387 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,481,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,479,080 | 2,283 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,403,000 | 2,330 |
| Total interest expense | $3,603,000 | 1,939 |
| Net interest income | $5,800,000 | 2,514 |
| Provision for loan and lease losses | $615,000 | 1,376 |
| Total noninterest income | $1,330,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $244,000 | 4,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,086,000 | 1,927 |
| Total noninterest expense | $3,394,000 | 3,322 |
| Salaries and employee benefits | $2,052,000 | 3,018 |
| Premises and equipment expense | $353,000 | 4,239 |
| Additional noninterest expense | $989,000 | 3,435 |
| Pre-tax net operating income | $3,121,000 | 1,981 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $1,152,000 | 1,663 |
| Income before extraordinary items | $1,972,000 | 2,371 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,972,000 | 2,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,970,080 | 2,256 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,020,000 | 2,431 |
| Total interest expense | $2,367,000 | 2,025 |
| Net interest income | $3,653,000 | 2,663 |
| Provision for loan and lease losses | $385,000 | 1,449 |
| Total noninterest income | $810,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $158,000 | 4,168 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $652,000 | 2,078 |
| Total noninterest expense | $2,149,000 | 3,469 |
| Salaries and employee benefits | $1,289,000 | 3,181 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $632,000 | 3,558 |
| Pre-tax net operating income | $1,929,000 | 2,105 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $719,000 | 1,777 |
| Income before extraordinary items | $1,210,000 | 2,554 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,210,000 | 2,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,210,000 | 2,402 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 2,569 |
| Total interest expense | $1,165,000 | 2,103 |
| Net interest income | $1,684,000 | 2,862 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $346,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 4,164 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $269,000 | 2,259 |
| Total noninterest expense | $1,025,000 | 3,579 |
| Salaries and employee benefits | $599,000 | 3,376 |
| Premises and equipment expense | $111,000 | 4,414 |
| Additional noninterest expense | $315,000 | 3,511 |
| Pre-tax net operating income | $855,000 | 2,337 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $322,000 | 1,954 |
| Income before extraordinary items | $533,000 | 2,811 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,705 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $533,000 | 2,666 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,683,000 | 3,106 |
| Total interest expense | $4,539,000 | 2,454 |
| Net interest income | $5,144,000 | 3,582 |
| Provision for loan and lease losses | $575,000 | 2,140 |
| Total noninterest income | $1,091,000 | 3,287 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $266,000 | 4,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $825,000 | 2,457 |
| Total noninterest expense | $3,511,000 | 3,962 |
| Salaries and employee benefits | $1,978,000 | 3,767 |
| Premises and equipment expense | $395,000 | 4,699 |
| Additional noninterest expense | $1,138,000 | 3,764 |
| Pre-tax net operating income | $2,149,000 | 3,268 |
| Securities gains (losses) | $63,000 | 2,193 |
| Applicable income taxes | $823,000 | 2,544 |
| Income before extraordinary items | $1,389,000 | 3,706 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,389,000 | 3,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,321 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,348,680 | 3,678 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,622,000 | 3,772 |
| Total interest expense | $4,999,000 | 3,154 |
| Net interest income | $3,623,000 | 4,454 |
| Provision for loan and lease losses | $321,000 | 3,068 |
| Total noninterest income | $699,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $253,000 | 4,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $446,000 | 3,330 |
| Total noninterest expense | $2,827,000 | 4,544 |
| Salaries and employee benefits | $1,529,000 | 4,448 |
| Premises and equipment expense | $337,000 | 5,164 |
| Additional noninterest expense | $961,000 | 4,198 |
| Pre-tax net operating income | $1,174,000 | 4,467 |
| Securities gains (losses) | $64,000 | 2,136 |
| Applicable income taxes | $488,000 | 3,364 |
| Income before extraordinary items | $750,000 | 5,050 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $750,000 | 5,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,626 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $709,040 | 5,080 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 4,280 |
| Total interest expense | $4,476,000 | 3,635 |
| Net interest income | $3,156,000 | 4,975 |
| Provision for loan and lease losses | $329,000 | 2,678 |
| Total noninterest income | $330,000 | 6,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,427 |
| Total noninterest expense | $2,298,000 | 5,166 |
| Salaries and employee benefits | $1,202,000 | 5,221 |
| Premises and equipment expense | $294,000 | 5,492 |
| Additional noninterest expense | $802,000 | 4,742 |
| Pre-tax net operating income | $859,000 | 5,673 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $292,000 | 4,648 |
| Income before extraordinary items | $567,000 | 6,007 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $567,000 | 6,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $567,000 | 6,012 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,591 |
| Total interest expense | $2,826,000 | 4,817 |
| Net interest income | $2,158,000 | 6,359 |
| Provision for loan and lease losses | $165,000 | 4,039 |
| Total noninterest income | $188,000 | 7,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,624 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 5,980 |
| Total noninterest expense | $1,679,000 | 6,344 |
| Salaries and employee benefits | $875,000 | 6,423 |
| Premises and equipment expense | $261,000 | 5,901 |
| Additional noninterest expense | $543,000 | 6,198 |
| Pre-tax net operating income | $502,000 | 7,132 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $170,000 | 6,037 |
| Income before extraordinary items | $332,000 | 7,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $332,000 | 7,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,236 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $332,000 | 7,357 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 7,022 |
| Total interest expense | $2,018,000 | 6,166 |
| Net interest income | $1,421,000 | 7,862 |
| Provision for loan and lease losses | $292,000 | 2,702 |
| Total noninterest income | $170,000 | 7,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 7,784 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $1,160,000 | 7,655 |
| Salaries and employee benefits | $598,000 | 7,774 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $374,000 | 7,444 |
| Pre-tax net operating income | $139,000 | 9,232 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $139,000 | 9,056 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $139,000 | 9,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 501 |
| Net operating income | $139,000 | 8,992 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,174,000 | 8,816 |
| Total interest expense | $1,276,000 | 7,904 |
| Net interest income | $898,000 | 9,424 |
| Provision for loan and lease losses | $112,000 | 4,932 |
| Total noninterest income | $90,000 | 9,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $719,000 | 9,332 |
| Salaries and employee benefits | $354,000 | 9,565 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $249,000 | 8,860 |
| Pre-tax net operating income | $157,000 | 9,805 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $11,000 | 9,884 |
| Income before extraordinary items | $146,000 | 9,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $146,000 | 9,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,448 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 483 |
| Net operating income | $146,000 | 9,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 10,211 |
| Total interest expense | $855,000 | 9,470 |
| Net interest income | $576,000 | 10,716 |
| Provision for loan and lease losses | $81,000 | 5,578 |
| Total noninterest income | $48,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,892 |
| Total noninterest expense | $599,000 | 10,172 |
| Salaries and employee benefits | $298,000 | 10,362 |
| Premises and equipment expense | $94,000 | 9,448 |
| Additional noninterest expense | $207,000 | 9,861 |
| Pre-tax net operating income | $-56,000 | 10,904 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-56,000 | 10,935 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-56,000 | 10,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-56,000 | 10,894 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $514,000 | 11,774 |
| Total interest expense | $292,000 | 11,592 |
| Net interest income | $222,000 | 11,843 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $12,000 | 11,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 10,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $300,000 | 11,713 |
| Salaries and employee benefits | $154,000 | 11,723 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $104,000 | 11,579 |
| Pre-tax net operating income | $-129,000 | 11,618 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-129,000 | 11,624 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-129,000 | 11,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,502,000 | 147 |
| Net operating income | $-129,000 | 11,607 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.