Home > Premier Bank > Assets and Liabilities
Premier Bank, Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 150 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $989,382,000 | 679 |
| Cash and due from depository institutions | $54,133,000 | 1,013 |
| Interest-bearing balances | $47,917,000 | 761 |
| Securities | $109,161,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $629,953,000 | 682 |
| Loan loss allowance | $58,180,000 | 192 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $25,927,000 | 420 |
| Other real estate owned | $148,003,000 | 1,013 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $22,205,000 | 1,031 |
| Life insurance assets | $5,589,000 | 1,175 |
| Total liabilities and capital | $989,382,000 | 679 |
| Total liabilities | $978,783,000 | 622 |
| Total deposits | $869,367,000 | 620 |
| Interest-bearing deposits | $840,477,000 | 543 |
| Deposits held in domestic offices | $869,367,000 | 616 |
| % insured | 99.69% | 143 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $103,000,000 | 398 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $6,416,000 | 876 |
| Total equity capital | $10,599,000 | 5,074 |
| Total bank equity capital | $10,599,000 | 5,073 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,751,000 | 1,960 |
| Surplus | $128,006,000 | 341 |
| Undivided profits | $-119,158,000 | 7,714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $209,950,000 | 128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $496,000 | 527 |
| Income earned, not collected on loans | $2,915,000 | 1,037 |
| Earning assets | $787,031,000 | 784 |
| Long-term assets (5+ years) | $28,317,000 | 3,556 |
| Average Assets, year-to-date | $1,169,020,000 | 572 |
| Average Assets, quarterly | $1,086,060,000 | 614 |
| Volatile liabilities | $392,666,000 | 368 |
| Insider loans | $17,393,000 | 323 |
| FHLB advances | $103,000,000 | 344 |
| Loans and leases held for sale | $62,000 | 1,936 |
| Unused loan commitments | $8,651,000 | 4,275 |
| Tier 1 (core) risk-based capital | $9,714,000 | 5,156 |
| Tier 2 risk-based capital | $9,714,000 | 592 |
| Total risk weighted assets | $819,380,000 | 550 |
| Total unused commitments | $8,651,000 | 4,277 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 193 | 782 |
| Assets and Liabilities | ||
| Total Assets: | $1,182,738,000 | 566 |
| Cash and due from depository institutions | $57,800,000 | 782 |
| Interest-bearing balances | $49,759,000 | 705 |
| Securities | $159,802,000 | 844 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $769,583,000 | 548 |
| Loan loss allowance | $52,847,000 | 207 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $36,084,000 | 282 |
| Other real estate owned | $136,825,000 | 782 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $22,644,000 | 1,024 |
| Life insurance assets | $5,539,000 | 1,185 |
| Total liabilities and capital | $1,182,738,000 | 566 |
| Total liabilities | $1,163,662,000 | 514 |
| Total deposits | $1,028,265,000 | 516 |
| Interest-bearing deposits | $991,076,000 | 468 |
| Deposits held in domestic offices | $1,028,265,000 | 515 |
| % insured | 98.57% | 432 |
| Federal funds purchased & repurchase agreements | $585,000 | 2,279 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $128,000,000 | 339 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $6,812,000 | 797 |
| Total equity capital | $19,076,000 | 3,338 |
| Total bank equity capital | $19,076,000 | 3,338 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,751,000 | 1,982 |
| Surplus | $128,006,000 | 336 |
| Undivided profits | $-110,681,000 | 7,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $166,382,000 | 144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $498,000 | 518 |
| Income earned, not collected on loans | $4,084,000 | 702 |
| Earning assets | $979,144,000 | 612 |
| Long-term assets (5+ years) | $44,637,000 | 2,617 |
| Average Assets, year-to-date | $1,228,899,330 | 543 |
| Average Assets, quarterly | $1,215,288,500 | 553 |
| Volatile liabilities | $423,907,000 | 337 |
| Insider loans | $18,683,000 | 303 |
| FHLB advances | $128,000,000 | 283 |
| Loans and leases held for sale | $628,000 | 1,229 |
| Unused loan commitments | $27,362,000 | 2,090 |
| Tier 1 (core) risk-based capital | $18,057,000 | 3,336 |
| Tier 2 risk-based capital | $12,402,000 | 484 |
| Total risk weighted assets | $951,728,000 | 490 |
| Total unused commitments | $27,362,000 | 2,092 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 218 | 679 |
| Assets and Liabilities | ||
| Total Assets: | $1,247,839,000 | 553 |
| Cash and due from depository institutions | $77,318,000 | 679 |
| Interest-bearing balances | $68,035,000 | 512 |
| Securities | $140,551,000 | 949 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $851,608,000 | 529 |
| Loan loss allowance | $60,378,000 | 200 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $36,542,000 | 289 |
| Other real estate owned | $117,434,000 | 679 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $24,386,000 | 980 |
| Life insurance assets | $5,490,000 | 1,187 |
| Total liabilities and capital | $1,247,839,000 | 553 |
| Total liabilities | $1,213,041,000 | 509 |
| Total deposits | $1,071,464,000 | 507 |
| Interest-bearing deposits | $1,030,590,000 | 455 |
| Deposits held in domestic offices | $1,071,464,000 | 504 |
| % insured | 98.27% | 542 |
| Federal funds purchased & repurchase agreements | $5,693,000 | 1,289 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $128,000,000 | 364 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $7,884,000 | 718 |
| Total equity capital | $34,798,000 | 1,957 |
| Total bank equity capital | $34,798,000 | 1,956 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,751,000 | 2,026 |
| Surplus | $128,006,000 | 341 |
| Undivided profits | $-94,959,000 | 7,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $192,551,000 | 139 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $516,000 | 513 |
| Income earned, not collected on loans | $3,908,000 | 751 |
| Earning assets | $1,060,194,000 | 586 |
| Long-term assets (5+ years) | $59,996,000 | 2,089 |
| Average Assets, year-to-date | $1,251,980,000 | 551 |
| Average Assets, quarterly | $1,251,980,000 | 551 |
| Volatile liabilities | $361,282,000 | 428 |
| Insider loans | $22,334,000 | 247 |
| FHLB advances | $128,000,000 | 299 |
| Loans and leases held for sale | $3,464,000 | 467 |
| Unused loan commitments | $31,992,000 | 1,916 |
| Tier 1 (core) risk-based capital | $33,875,000 | 1,896 |
| Tier 2 risk-based capital | $13,242,000 | 470 |
| Total risk weighted assets | $1,012,196,000 | 483 |
| Total unused commitments | $31,992,000 | 1,919 |
| Derivatives | $1,185,000 | 895 |
| 2009-12-31 | Rank | |
| # of Employees: | 233 | 636 |
| Assets and Liabilities | ||
| Total Assets: | $1,256,121,000 | 547 |
| Cash and due from depository institutions | $41,255,000 | 636 |
| Interest-bearing balances | $31,455,000 | 924 |
| Securities | $144,011,000 | 892 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $898,090,000 | 516 |
| Loan loss allowance | $74,016,000 | 168 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $36,922,000 | 288 |
| Other real estate owned | $109,644,000 | 636 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $26,199,000 | 941 |
| Life insurance assets | $5,442,000 | 1,197 |
| Total liabilities and capital | $1,256,121,000 | 547 |
| Total liabilities | $1,212,317,000 | 512 |
| Total deposits | $1,071,209,000 | 504 |
| Interest-bearing deposits | $1,025,697,000 | 467 |
| Deposits held in domestic offices | $1,071,209,000 | 501 |
| % insured | 98.56% | 456 |
| Federal funds purchased & repurchase agreements | $4,935,000 | 1,446 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $128,000,000 | 393 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,173,000 | 705 |
| Total equity capital | $43,804,000 | 1,523 |
| Total bank equity capital | $43,804,000 | 1,523 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,751,000 | 2,056 |
| Surplus | $128,006,000 | 333 |
| Undivided profits | $-85,953,000 | 7,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $114,070,000 | 204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $5,170,000 | 559 |
| Earning assets | $1,073,556,000 | 575 |
| Long-term assets (5+ years) | $54,895,000 | 2,211 |
| Average Assets, year-to-date | $1,426,452,400 | 477 |
| Average Assets, quarterly | $1,317,082,000 | 523 |
| Volatile liabilities | $263,570,000 | 565 |
| Insider loans | $23,338,000 | 234 |
| FHLB advances | $128,000,000 | 337 |
| Loans and leases held for sale | $7,222,000 | 335 |
| Unused loan commitments | $40,887,000 | 1,575 |
| Tier 1 (core) risk-based capital | $43,198,000 | 1,461 |
| Tier 2 risk-based capital | $13,828,000 | 475 |
| Total risk weighted assets | $1,046,040,000 | 477 |
| Total unused commitments | $40,887,000 | 1,576 |
| Derivatives | $2,015,000 | 796 |
| 2009-09-30 | Rank | |
| # of Employees: | 238 | 625 |
| Assets and Liabilities | ||
| Total Assets: | $1,378,043,000 | 515 |
| Cash and due from depository institutions | $75,401,000 | 625 |
| Interest-bearing balances | $66,194,000 | 422 |
| Securities | $152,643,000 | 849 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $985,979,000 | 489 |
| Loan loss allowance | $48,470,000 | 239 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $37,340,000 | 287 |
| Other real estate owned | $104,078,000 | 625 |
| Goodwill and other intangibles | $725,000 | 1,838 |
| All other assets | $21,877,000 | 978 |
| Life insurance assets | $5,394,000 | 1,199 |
| Total liabilities and capital | $1,378,043,000 | 515 |
| Total liabilities | $1,306,116,000 | 487 |
| Total deposits | $1,136,739,000 | 481 |
| Interest-bearing deposits | $1,090,707,000 | 439 |
| Deposits held in domestic offices | $1,136,739,000 | 479 |
| % insured | 97.92% | 758 |
| Federal funds purchased & repurchase agreements | $5,806,000 | 1,401 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $153,800,000 | 349 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $9,771,000 | 662 |
| Total equity capital | $71,927,000 | 935 |
| Total bank equity capital | $71,927,000 | 935 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,751,000 | 2,084 |
| Surplus | $128,006,000 | 338 |
| Undivided profits | $-57,830,000 | 8,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $117,442,000 | 215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $25,000 | 1,105 |
| Income earned, not collected on loans | $5,008,000 | 636 |
| Earning assets | $1,204,816,000 | 527 |
| Long-term assets (5+ years) | $62,864,000 | 1,975 |
| Average Assets, year-to-date | $1,469,035,250 | 482 |
| Average Assets, quarterly | $1,423,794,000 | 497 |
| Volatile liabilities | $285,328,000 | 562 |
| Insider loans | $24,610,000 | 225 |
| FHLB advances | $153,800,000 | 285 |
| Loans and leases held for sale | $4,609,000 | 412 |
| Unused loan commitments | $61,071,000 | 1,204 |
| Tier 1 (core) risk-based capital | $70,673,000 | 874 |
| Tier 2 risk-based capital | $14,665,000 | 472 |
| Total risk weighted assets | $1,139,414,000 | 470 |
| Total unused commitments | $61,071,000 | 1,206 |
| Derivatives | $2,566,000 | 789 |
| 2009-06-30 | Rank | |
| # of Employees: | 244 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $1,469,545,000 | 491 |
| Cash and due from depository institutions | $94,282,000 | 626 |
| Interest-bearing balances | $84,443,000 | 282 |
| Securities | $154,823,000 | 821 |
| Federal funds sold & reverse repurchase agreements | $245,000 | 4,757 |
| Net loans & leases | $1,055,494,000 | 479 |
| Loan loss allowance | $44,481,000 | 242 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $37,803,000 | 282 |
| Other real estate owned | $103,692,000 | 626 |
| Goodwill and other intangibles | $725,000 | 1,855 |
| All other assets | $22,481,000 | 974 |
| Life insurance assets | $5,345,000 | 1,212 |
| Total liabilities and capital | $1,469,545,000 | 491 |
| Total liabilities | $1,378,842,000 | 475 |
| Total deposits | $1,206,022,000 | 465 |
| Interest-bearing deposits | $1,158,090,000 | 425 |
| Deposits held in domestic offices | $1,206,022,000 | 463 |
| % insured | 89.24% | 1,073 |
| Federal funds purchased & repurchase agreements | $6,662,000 | 1,332 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $153,800,000 | 380 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $12,358,000 | 572 |
| Total equity capital | $90,703,000 | 740 |
| Total bank equity capital | $90,703,000 | 738 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,751,000 | 2,116 |
| Surplus | $128,006,000 | 342 |
| Undivided profits | $-39,054,000 | 8,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $102,628,000 | 229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 625 |
| Income earned, not collected on loans | $5,202,000 | 598 |
| Earning assets | $1,295,005,000 | 502 |
| Long-term assets (5+ years) | $79,942,000 | 1,637 |
| Average Assets, year-to-date | $1,499,366,000 | 479 |
| Average Assets, quarterly | $1,487,262,000 | 483 |
| Volatile liabilities | $256,641,000 | 618 |
| Insider loans | $23,281,000 | 255 |
| FHLB advances | $153,800,000 | 317 |
| Loans and leases held for sale | $8,413,000 | 407 |
| Unused loan commitments | $68,471,000 | 1,134 |
| Tier 1 (core) risk-based capital | $88,887,000 | 699 |
| Tier 2 risk-based capital | $15,471,000 | 458 |
| Total risk weighted assets | $1,208,692,000 | 463 |
| Total unused commitments | $68,471,000 | 1,137 |
| Derivatives | $1,656,000 | 939 |
| 2009-03-31 | Rank | |
| # of Employees: | 248 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $1,504,979,000 | 482 |
| Cash and due from depository institutions | $81,042,000 | 617 |
| Interest-bearing balances | $71,580,000 | 304 |
| Securities | $136,823,000 | 918 |
| Federal funds sold & reverse repurchase agreements | $970,000 | 4,533 |
| Net loans & leases | $1,126,582,000 | 460 |
| Loan loss allowance | $39,277,000 | 250 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $38,288,000 | 271 |
| Other real estate owned | $89,795,000 | 617 |
| Goodwill and other intangibles | $725,000 | 1,865 |
| All other assets | $30,754,000 | 732 |
| Life insurance assets | $5,297,000 | 1,218 |
| Total liabilities and capital | $1,504,979,000 | 482 |
| Total liabilities | $1,402,852,000 | 470 |
| Total deposits | $1,229,521,000 | 446 |
| Interest-bearing deposits | $1,185,152,000 | 412 |
| Deposits held in domestic offices | $1,229,521,000 | 444 |
| % insured | 88.38% | 1,369 |
| Federal funds purchased & repurchase agreements | $6,516,000 | 1,357 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $153,800,000 | 409 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $13,015,000 | 547 |
| Total equity capital | $102,127,000 | 668 |
| Total bank equity capital | $102,127,000 | 666 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,751,000 | 2,130 |
| Surplus | $128,006,000 | 332 |
| Undivided profits | $-27,630,000 | 8,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $120,326,000 | 176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,005 |
| Income earned, not collected on loans | $5,545,000 | 570 |
| Earning assets | $1,335,955,000 | 492 |
| Long-term assets (5+ years) | $36,108,000 | 2,906 |
| Average Assets, year-to-date | $1,514,276,500 | 480 |
| Average Assets, quarterly | $1,514,276,500 | 480 |
| Volatile liabilities | $238,213,000 | 675 |
| Insider loans | $24,825,000 | 240 |
| FHLB advances | $153,800,000 | 334 |
| Loans and leases held for sale | $10,320,000 | 302 |
| Unused loan commitments | $81,291,000 | 1,043 |
| Tier 1 (core) risk-based capital | $100,747,000 | 612 |
| Tier 2 risk-based capital | $16,032,000 | 431 |
| Total risk weighted assets | $1,259,338,000 | 448 |
| Total unused commitments | $81,291,000 | 1,043 |
| Derivatives | $3,534,000 | 809 |
| 2008-12-31 | Rank | |
| # of Employees: | 265 | 574 |
| Assets and Liabilities | ||
| Total Assets: | $1,523,574,000 | 475 |
| Cash and due from depository institutions | $40,552,000 | 574 |
| Interest-bearing balances | $31,395,000 | 377 |
| Securities | $146,775,000 | 830 |
| Federal funds sold & reverse repurchase agreements | $795,000 | 4,189 |
| Net loans & leases | $1,190,522,000 | 446 |
| Loan loss allowance | $30,318,000 | 289 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $38,788,000 | 268 |
| Other real estate owned | $74,944,000 | 574 |
| Goodwill and other intangibles | $725,000 | 1,863 |
| All other assets | $30,473,000 | 742 |
| Life insurance assets | $5,249,000 | 1,223 |
| Total liabilities and capital | $1,523,574,000 | 475 |
| Total liabilities | $1,400,210,000 | 473 |
| Total deposits | $1,232,925,000 | 436 |
| Interest-bearing deposits | $1,188,450,000 | 398 |
| Deposits held in domestic offices | $1,232,925,000 | 434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,064,000 | 2,307 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $153,800,000 | 442 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $11,421,000 | 618 |
| Total equity capital | $123,364,000 | 555 |
| Total bank equity capital | $123,364,000 | 555 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,751,000 | 2,139 |
| Surplus | $128,006,000 | 324 |
| Undivided profits | $-6,393,000 | 7,996 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $57,015,000 | 280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $97,000 | 804 |
| Income earned, not collected on loans | $5,644,000 | 586 |
| Earning assets | $1,369,487,000 | 482 |
| Long-term assets (5+ years) | $44,438,000 | 2,512 |
| Average Assets, year-to-date | $1,535,235,600 | 458 |
| Average Assets, quarterly | $1,511,664,000 | 472 |
| Volatile liabilities | $234,658,000 | 667 |
| Insider loans | $28,452,000 | 200 |
| FHLB advances | $153,800,000 | 372 |
| Loans and leases held for sale | $6,924,000 | 299 |
| Unused loan commitments | $124,072,000 | 763 |
| Tier 1 (core) risk-based capital | $122,138,000 | 510 |
| Tier 2 risk-based capital | $16,791,000 | 419 |
| Total risk weighted assets | $1,329,737,000 | 424 |
| Total unused commitments | $124,072,000 | 763 |
| Derivatives | $1,580,000 | 862 |
| 2008-09-30 | Rank | |
| # of Employees: | 273 | 559 |
| Assets and Liabilities | ||
| Total Assets: | $1,499,754,000 | 478 |
| Cash and due from depository institutions | $14,971,000 | 559 |
| Interest-bearing balances | $486,000 | 3,717 |
| Securities | $67,928,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $50,312,000 | 232 |
| Net loans & leases | $1,232,406,000 | 429 |
| Loan loss allowance | $32,327,000 | 252 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $39,191,000 | 266 |
| Other real estate owned | $65,233,000 | 559 |
| Goodwill and other intangibles | $725,000 | 1,922 |
| All other assets | $28,988,000 | 753 |
| Life insurance assets | $5,201,000 | 1,216 |
| Total liabilities and capital | $1,499,754,000 | 478 |
| Total liabilities | $1,369,907,000 | 465 |
| Total deposits | $1,252,425,000 | 422 |
| Interest-bearing deposits | $1,204,590,000 | 382 |
| Deposits held in domestic offices | $1,252,425,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,719,000 | 2,000 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $103,800,000 | 627 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $9,963,000 | 658 |
| Total equity capital | $129,847,000 | 540 |
| Total bank equity capital | $129,847,000 | 540 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,751,000 | 2,156 |
| Surplus | $128,006,000 | 314 |
| Undivided profits | $90,000 | 7,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,617,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $78,000 | 852 |
| Income earned, not collected on loans | $5,701,000 | 599 |
| Earning assets | $1,351,132,000 | 481 |
| Long-term assets (5+ years) | $39,357,000 | 2,676 |
| Average Assets, year-to-date | $1,538,151,000 | 459 |
| Average Assets, quarterly | $1,502,099,000 | 473 |
| Volatile liabilities | $229,746,000 | 677 |
| Insider loans | $25,828,000 | 231 |
| FHLB advances | $103,800,000 | 568 |
| Loans and leases held for sale | $6,204,000 | 268 |
| Unused loan commitments | $163,403,000 | 656 |
| Tier 1 (core) risk-based capital | $129,034,000 | 496 |
| Tier 2 risk-based capital | $17,310,000 | 390 |
| Total risk weighted assets | $1,369,743,000 | 410 |
| Total unused commitments | $163,403,000 | 656 |
| Derivatives | $931,000 | 860 |
| 2008-06-30 | Rank | |
| # of Employees: | 282 | 545 |
| Assets and Liabilities | ||
| Total Assets: | $1,504,444,000 | 476 |
| Cash and due from depository institutions | $13,760,000 | 545 |
| Interest-bearing balances | $328,000 | 3,928 |
| Securities | $75,010,000 | 1,602 |
| Federal funds sold & reverse repurchase agreements | $6,650,000 | 1,770 |
| Net loans & leases | $1,290,971,000 | 414 |
| Loan loss allowance | $41,563,000 | 200 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $39,728,000 | 258 |
| Other real estate owned | $42,434,000 | 545 |
| Goodwill and other intangibles | $725,000 | 1,938 |
| All other assets | $35,166,000 | 595 |
| Life insurance assets | $5,153,000 | 1,219 |
| Total liabilities and capital | $1,504,444,000 | 476 |
| Total liabilities | $1,360,737,000 | 471 |
| Total deposits | $1,252,790,000 | 419 |
| Interest-bearing deposits | $1,200,294,000 | 380 |
| Deposits held in domestic offices | $1,252,790,000 | 417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,446,000 | 2,723 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $98,800,000 | 646 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $7,701,000 | 805 |
| Total equity capital | $143,707,000 | 501 |
| Total bank equity capital | $143,707,000 | 501 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,751,000 | 2,170 |
| Surplus | $128,006,000 | 319 |
| Undivided profits | $13,950,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,527,000 | 196 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 767 |
| Income earned, not collected on loans | $6,550,000 | 516 |
| Earning assets | $1,372,959,000 | 477 |
| Long-term assets (5+ years) | $42,418,000 | 2,526 |
| Average Assets, year-to-date | $1,550,950,000 | 451 |
| Average Assets, quarterly | $1,537,132,000 | 466 |
| Volatile liabilities | $284,083,000 | 560 |
| Insider loans | $25,676,000 | 230 |
| FHLB advances | $98,800,000 | 586 |
| Loans and leases held for sale | $5,192,000 | 357 |
| Unused loan commitments | $180,732,000 | 617 |
| Tier 1 (core) risk-based capital | $142,975,000 | 453 |
| Tier 2 risk-based capital | $18,067,000 | 372 |
| Total risk weighted assets | $1,421,868,000 | 398 |
| Total unused commitments | $180,732,000 | 617 |
| Derivatives | $818,000 | 861 |
| 2008-03-31 | Rank | |
| # of Employees: | 280 | 544 |
| Assets and Liabilities | ||
| Total Assets: | $1,569,820,000 | 454 |
| Cash and due from depository institutions | $13,698,000 | 544 |
| Interest-bearing balances | $358,000 | 3,932 |
| Securities | $124,542,000 | 989 |
| Federal funds sold & reverse repurchase agreements | $3,705,000 | 3,851 |
| Net loans & leases | $1,345,592,000 | 385 |
| Loan loss allowance | $41,173,000 | 186 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $40,077,000 | 259 |
| Other real estate owned | $7,296,000 | 544 |
| Goodwill and other intangibles | $725,000 | 1,929 |
| All other assets | $34,185,000 | 602 |
| Life insurance assets | $5,106,000 | 1,223 |
| Total liabilities and capital | $1,569,820,000 | 454 |
| Total liabilities | $1,425,306,000 | 446 |
| Total deposits | $1,332,875,000 | 399 |
| Interest-bearing deposits | $1,285,410,000 | 355 |
| Deposits held in domestic offices | $1,332,875,000 | 396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,708,000 | 1,035 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $68,800,000 | 828 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,923,000 | 772 |
| Total equity capital | $144,514,000 | 512 |
| Total bank equity capital | $144,514,000 | 512 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,751,000 | 2,170 |
| Surplus | $128,006,000 | 309 |
| Undivided profits | $14,757,000 | 2,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,791,000 | 159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 752 |
| Income earned, not collected on loans | $7,663,000 | 473 |
| Earning assets | $1,474,197,000 | 439 |
| Long-term assets (5+ years) | $67,676,000 | 1,703 |
| Average Assets, year-to-date | $1,574,203,000 | 448 |
| Average Assets, quarterly | $1,574,203,000 | 448 |
| Volatile liabilities | $469,812,000 | 353 |
| Insider loans | $31,004,000 | 177 |
| FHLB advances | $68,800,000 | 761 |
| Loans and leases held for sale | $8,386,000 | 292 |
| Unused loan commitments | $237,587,000 | 532 |
| Tier 1 (core) risk-based capital | $142,803,000 | 450 |
| Tier 2 risk-based capital | $18,742,000 | 356 |
| Total risk weighted assets | $1,476,913,000 | 384 |
| Total unused commitments | $237,587,000 | 532 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 280 | 548 |
| Assets and Liabilities | ||
| Total Assets: | $1,578,586,000 | 450 |
| Cash and due from depository institutions | $16,190,000 | 548 |
| Interest-bearing balances | $366,000 | 3,465 |
| Securities | $145,438,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $19,647,000 | 645 |
| Net loans & leases | $1,324,473,000 | 389 |
| Loan loss allowance | $23,062,000 | 287 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $40,191,000 | 253 |
| Other real estate owned | $1,961,000 | 548 |
| Goodwill and other intangibles | $725,000 | 1,929 |
| All other assets | $29,961,000 | 666 |
| Life insurance assets | $5,060,000 | 1,214 |
| Total liabilities and capital | $1,578,586,000 | 450 |
| Total liabilities | $1,422,842,000 | 443 |
| Total deposits | $1,315,930,000 | 404 |
| Interest-bearing deposits | $1,259,449,000 | 366 |
| Deposits held in domestic offices | $1,315,930,000 | 400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,998,000 | 1,384 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $89,800,000 | 630 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $8,114,000 | 815 |
| Total equity capital | $155,744,000 | 467 |
| Total bank equity capital | $155,744,000 | 467 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,751,000 | 2,166 |
| Surplus | $128,006,000 | 309 |
| Undivided profits | $25,987,000 | 1,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $40,635,000 | 181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $210,000 | 548 |
| Income earned, not collected on loans | $9,490,000 | 406 |
| Earning assets | $1,489,924,000 | 431 |
| Long-term assets (5+ years) | $61,163,000 | 1,718 |
| Average Assets, year-to-date | $1,414,292,200 | 476 |
| Average Assets, quarterly | $1,562,687,000 | 448 |
| Volatile liabilities | $508,210,000 | 333 |
| Insider loans | $38,103,000 | 130 |
| FHLB advances | $89,800,000 | 572 |
| Loans and leases held for sale | $5,484,000 | 349 |
| Unused loan commitments | $281,198,000 | 476 |
| Tier 1 (core) risk-based capital | $154,324,000 | 423 |
| Tier 2 risk-based capital | $18,594,000 | 353 |
| Total risk weighted assets | $1,483,031,000 | 383 |
| Total unused commitments | $281,198,000 | 476 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 261 | 588 |
| Assets and Liabilities | ||
| Total Assets: | $1,546,788,000 | 448 |
| Cash and due from depository institutions | $13,958,000 | 588 |
| Interest-bearing balances | $529,000 | 2,948 |
| Securities | $140,843,000 | 847 |
| Federal funds sold & reverse repurchase agreements | $9,633,000 | 1,529 |
| Net loans & leases | $1,315,266,000 | 386 |
| Loan loss allowance | $21,074,000 | 288 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $37,369,000 | 262 |
| Other real estate owned | $1,442,000 | 588 |
| Goodwill and other intangibles | $725,000 | 1,913 |
| All other assets | $27,552,000 | 724 |
| Life insurance assets | $5,013,000 | 1,183 |
| Total liabilities and capital | $1,546,788,000 | 448 |
| Total liabilities | $1,392,267,000 | 438 |
| Total deposits | $1,317,476,000 | 390 |
| Interest-bearing deposits | $1,263,291,000 | 355 |
| Deposits held in domestic offices | $1,317,476,000 | 389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,686,000 | 1,633 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $59,800,000 | 803 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,305,000 | 717 |
| Total equity capital | $154,521,000 | 469 |
| Total bank equity capital | $154,521,000 | 469 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,751,000 | 2,144 |
| Surplus | $128,006,000 | 302 |
| Undivided profits | $24,764,000 | 1,520 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,255,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $107,000 | 744 |
| Income earned, not collected on loans | $9,606,000 | 422 |
| Earning assets | $1,466,271,000 | 430 |
| Long-term assets (5+ years) | $54,766,000 | 1,817 |
| Average Assets, year-to-date | $1,373,218,750 | 485 |
| Average Assets, quarterly | $1,494,532,000 | 458 |
| Volatile liabilities | $440,368,000 | 364 |
| Insider loans | $32,965,000 | 157 |
| FHLB advances | $59,800,000 | 735 |
| Loans and leases held for sale | $4,258,000 | 387 |
| Unused loan commitments | $304,127,000 | 464 |
| Tier 1 (core) risk-based capital | $153,715,000 | 423 |
| Tier 2 risk-based capital | $18,616,000 | 340 |
| Total risk weighted assets | $1,486,815,000 | 378 |
| Total unused commitments | $304,127,000 | 464 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 254 | 638 |
| Assets and Liabilities | ||
| Total Assets: | $1,442,276,000 | 484 |
| Cash and due from depository institutions | $13,238,000 | 638 |
| Interest-bearing balances | $567,000 | 2,998 |
| Securities | $131,047,000 | 908 |
| Federal funds sold & reverse repurchase agreements | $16,909,000 | 907 |
| Net loans & leases | $1,223,106,000 | 418 |
| Loan loss allowance | $12,640,000 | 435 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $32,233,000 | 324 |
| Other real estate owned | $878,000 | 638 |
| Goodwill and other intangibles | $725,000 | 1,932 |
| All other assets | $24,140,000 | 816 |
| Life insurance assets | $4,967,000 | 1,189 |
| Total liabilities and capital | $1,442,276,000 | 484 |
| Total liabilities | $1,305,998,000 | 477 |
| Total deposits | $1,226,391,000 | 433 |
| Interest-bearing deposits | $1,181,138,000 | 392 |
| Deposits held in domestic offices | $1,226,391,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,211,000 | 1,418 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $63,800,000 | 721 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,596,000 | 754 |
| Total equity capital | $136,278,000 | 525 |
| Total bank equity capital | $136,278,000 | 525 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,751,000 | 2,140 |
| Surplus | $108,006,000 | 350 |
| Undivided profits | $26,521,000 | 1,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,503,000 | 451 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $612,000 | 285 |
| Income earned, not collected on loans | $8,946,000 | 433 |
| Earning assets | $1,371,629,000 | 461 |
| Long-term assets (5+ years) | $49,085,000 | 1,928 |
| Average Assets, year-to-date | $1,315,362,330 | 515 |
| Average Assets, quarterly | $1,389,067,000 | 498 |
| Volatile liabilities | $423,361,000 | 376 |
| Insider loans | $33,343,000 | 148 |
| FHLB advances | $63,800,000 | 649 |
| Loans and leases held for sale | $6,950,000 | 333 |
| Unused loan commitments | $287,142,000 | 483 |
| Tier 1 (core) risk-based capital | $136,043,000 | 480 |
| Tier 2 risk-based capital | $12,640,000 | 475 |
| Total risk weighted assets | $1,375,920,000 | 406 |
| Total unused commitments | $287,142,000 | 483 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 234 | 683 |
| Assets and Liabilities | ||
| Total Assets: | $1,335,858,000 | 510 |
| Cash and due from depository institutions | $10,720,000 | 683 |
| Interest-bearing balances | $574,000 | 3,046 |
| Securities | $121,505,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $30,154,000 | 604 |
| Net loans & leases | $1,123,970,000 | 440 |
| Loan loss allowance | $9,620,000 | 557 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $28,611,000 | 359 |
| Other real estate owned | $374,000 | 683 |
| Goodwill and other intangibles | $375,000 | 2,284 |
| All other assets | $20,149,000 | 911 |
| Life insurance assets | $4,922,000 | 1,177 |
| Total liabilities and capital | $1,335,858,000 | 510 |
| Total liabilities | $1,213,443,000 | 502 |
| Total deposits | $1,140,292,000 | 462 |
| Interest-bearing deposits | $1,099,101,000 | 416 |
| Deposits held in domestic offices | $1,140,292,000 | 460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,491,000 | 1,177 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $55,800,000 | 781 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,860,000 | 824 |
| Total equity capital | $122,415,000 | 575 |
| Total bank equity capital | $122,415,000 | 575 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,751,000 | 2,130 |
| Surplus | $96,006,000 | 367 |
| Undivided profits | $24,658,000 | 1,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,147,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $633,000 | 269 |
| Income earned, not collected on loans | $8,145,000 | 468 |
| Earning assets | $1,276,203,000 | 492 |
| Long-term assets (5+ years) | $35,553,000 | 2,402 |
| Average Assets, year-to-date | $1,251,905,500 | 543 |
| Average Assets, quarterly | $1,251,905,500 | 543 |
| Volatile liabilities | $416,117,000 | 372 |
| Insider loans | $17,921,000 | 332 |
| FHLB advances | $55,800,000 | 717 |
| Loans and leases held for sale | $7,803,000 | 304 |
| Unused loan commitments | $264,805,000 | 519 |
| Tier 1 (core) risk-based capital | $122,021,000 | 518 |
| Tier 2 risk-based capital | $9,620,000 | 582 |
| Total risk weighted assets | $1,257,271,000 | 422 |
| Total unused commitments | $264,805,000 | 519 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 218 | 737 |
| Assets and Liabilities | ||
| Total Assets: | $1,167,953,000 | 572 |
| Cash and due from depository institutions | $10,988,000 | 737 |
| Interest-bearing balances | $545,000 | 3,066 |
| Securities | $110,593,000 | 1,121 |
| Federal funds sold & reverse repurchase agreements | $700,000 | 5,569 |
| Net loans & leases | $999,017,000 | 481 |
| Loan loss allowance | $8,518,000 | 610 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $27,458,000 | 367 |
| Other real estate owned | $263,000 | 737 |
| Goodwill and other intangibles | $375,000 | 2,284 |
| All other assets | $18,559,000 | 995 |
| Life insurance assets | $4,877,000 | 1,166 |
| Total liabilities and capital | $1,167,953,000 | 572 |
| Total liabilities | $1,063,660,000 | 563 |
| Total deposits | $1,009,877,000 | 507 |
| Interest-bearing deposits | $955,470,000 | 464 |
| Deposits held in domestic offices | $1,009,877,000 | 505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,035,000 | 1,612 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,800,000 | 1,008 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,948,000 | 888 |
| Total equity capital | $104,293,000 | 632 |
| Total bank equity capital | $104,293,000 | 632 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,751,000 | 2,121 |
| Surplus | $80,506,000 | 412 |
| Undivided profits | $22,036,000 | 1,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,451,000 | 1,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $117,000 | 676 |
| Income earned, not collected on loans | $7,437,000 | 532 |
| Earning assets | $1,110,855,000 | 557 |
| Long-term assets (5+ years) | $23,203,000 | 3,100 |
| Average Assets, year-to-date | $940,956,800 | 659 |
| Average Assets, quarterly | $1,107,221,000 | 587 |
| Volatile liabilities | $356,418,000 | 506 |
| Insider loans | $18,327,000 | 326 |
| FHLB advances | $41,800,000 | 940 |
| Loans and leases held for sale | $5,040,000 | 375 |
| Unused loan commitments | $239,674,000 | 537 |
| Tier 1 (core) risk-based capital | $104,071,000 | 575 |
| Tier 2 risk-based capital | $8,518,000 | 643 |
| Total risk weighted assets | $1,120,062,000 | 463 |
| Total unused commitments | $239,674,000 | 537 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 201 | 824 |
| Assets and Liabilities | ||
| Total Assets: | $1,046,489,000 | 625 |
| Cash and due from depository institutions | $11,511,000 | 824 |
| Interest-bearing balances | $402,000 | 3,314 |
| Securities | $107,820,000 | 1,165 |
| Federal funds sold & reverse repurchase agreements | $20,450,000 | 666 |
| Net loans & leases | $863,335,000 | 539 |
| Loan loss allowance | $7,593,000 | 685 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $24,752,000 | 397 |
| Other real estate owned | $263,000 | 824 |
| Goodwill and other intangibles | $375,000 | 2,290 |
| All other assets | $17,983,000 | 1,036 |
| Life insurance assets | $4,832,000 | 1,144 |
| Total liabilities and capital | $1,046,489,000 | 625 |
| Total liabilities | $957,555,000 | 610 |
| Total deposits | $897,082,000 | 556 |
| Interest-bearing deposits | $865,935,000 | 500 |
| Deposits held in domestic offices | $897,082,000 | 555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,018,000 | 1,551 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,800,000 | 962 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,655,000 | 892 |
| Total equity capital | $88,934,000 | 761 |
| Total bank equity capital | $88,934,000 | 761 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,751,000 | 2,127 |
| Surplus | $67,256,000 | 484 |
| Undivided profits | $19,927,000 | 1,761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 700 |
| Income earned, not collected on loans | $6,656,000 | 569 |
| Earning assets | $992,007,000 | 606 |
| Long-term assets (5+ years) | $30,507,000 | 2,601 |
| Average Assets, year-to-date | $884,207,750 | 713 |
| Average Assets, quarterly | $985,690,000 | 648 |
| Volatile liabilities | $374,902,000 | 487 |
| Insider loans | $31,173,000 | 171 |
| FHLB advances | $47,800,000 | 882 |
| Loans and leases held for sale | $5,247,000 | 370 |
| Unused loan commitments | $194,791,000 | 641 |
| Tier 1 (core) risk-based capital | $88,835,000 | 692 |
| Tier 2 risk-based capital | $7,593,000 | 715 |
| Total risk weighted assets | $961,274,000 | 535 |
| Total unused commitments | $194,791,000 | 641 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 182 | 936 |
| Assets and Liabilities | ||
| Total Assets: | $924,891,000 | 693 |
| Cash and due from depository institutions | $9,214,000 | 936 |
| Interest-bearing balances | $371,000 | 3,426 |
| Securities | $87,019,000 | 1,390 |
| Federal funds sold & reverse repurchase agreements | $7,555,000 | 1,632 |
| Net loans & leases | $780,522,000 | 592 |
| Loan loss allowance | $6,955,000 | 732 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,228,000 | 416 |
| Other real estate owned | $0 | 936 |
| Goodwill and other intangibles | $375,000 | 2,281 |
| All other assets | $16,978,000 | 1,085 |
| Life insurance assets | $4,788,000 | 1,127 |
| Total liabilities and capital | $924,891,000 | 693 |
| Total liabilities | $844,653,000 | 681 |
| Total deposits | $773,228,000 | 631 |
| Interest-bearing deposits | $736,546,000 | 582 |
| Deposits held in domestic offices | $773,228,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,368,000 | 1,435 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $58,800,000 | 821 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,257,000 | 999 |
| Total equity capital | $80,238,000 | 809 |
| Total bank equity capital | $80,238,000 | 809 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,751,000 | 2,118 |
| Surplus | $61,256,000 | 515 |
| Undivided profits | $17,231,000 | 1,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,075,000 | 2,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 697 |
| Income earned, not collected on loans | $5,595,000 | 607 |
| Earning assets | $875,467,000 | 672 |
| Long-term assets (5+ years) | $21,562,000 | 3,178 |
| Average Assets, year-to-date | $830,114,000 | 756 |
| Average Assets, quarterly | $877,195,500 | 720 |
| Volatile liabilities | $327,863,000 | 552 |
| Insider loans | $17,922,000 | 320 |
| FHLB advances | $58,800,000 | 747 |
| Loans and leases held for sale | $6,346,000 | 345 |
| Unused loan commitments | $161,308,000 | 727 |
| Tier 1 (core) risk-based capital | $80,629,000 | 748 |
| Tier 2 risk-based capital | $6,955,000 | 755 |
| Total risk weighted assets | $843,233,000 | 587 |
| Total unused commitments | $161,308,000 | 727 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 152 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $829,500,000 | 756 |
| Cash and due from depository institutions | $10,787,000 | 1,109 |
| Interest-bearing balances | $415,000 | 3,418 |
| Securities | $78,331,000 | 1,570 |
| Federal funds sold & reverse repurchase agreements | $8,059,000 | 1,851 |
| Net loans & leases | $694,644,000 | 632 |
| Loan loss allowance | $6,376,000 | 790 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $22,282,000 | 431 |
| Other real estate owned | $25,000 | 1,109 |
| Goodwill and other intangibles | $375,000 | 2,262 |
| All other assets | $14,997,000 | 1,177 |
| Life insurance assets | $4,741,000 | 1,110 |
| Total liabilities and capital | $829,500,000 | 756 |
| Total liabilities | $758,870,000 | 742 |
| Total deposits | $695,429,000 | 687 |
| Interest-bearing deposits | $665,519,000 | 621 |
| Deposits held in domestic offices | $695,429,000 | 686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,782,000 | 1,393 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $50,395,000 | 884 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,264,000 | 890 |
| Total equity capital | $70,630,000 | 883 |
| Total bank equity capital | $70,630,000 | 883 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,751,000 | 2,108 |
| Surplus | $53,256,000 | 557 |
| Undivided profits | $15,623,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 2,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 676 |
| Income earned, not collected on loans | $4,878,000 | 666 |
| Earning assets | $781,449,000 | 737 |
| Long-term assets (5+ years) | $11,345,000 | 4,372 |
| Average Assets, year-to-date | $782,725,500 | 796 |
| Average Assets, quarterly | $782,725,500 | 796 |
| Volatile liabilities | $317,337,000 | 531 |
| Insider loans | $1,340,000 | 3,613 |
| FHLB advances | $48,800,000 | 848 |
| Loans and leases held for sale | $1,574,000 | 681 |
| Unused loan commitments | $124,717,000 | 863 |
| Tier 1 (core) risk-based capital | $72,095,000 | 808 |
| Tier 2 risk-based capital | $6,376,000 | 800 |
| Total risk weighted assets | $750,326,000 | 622 |
| Total unused commitments | $124,717,000 | 863 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 136 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $735,951,000 | 853 |
| Cash and due from depository institutions | $12,382,000 | 1,262 |
| Interest-bearing balances | $281,000 | 3,921 |
| Securities | $64,812,000 | 1,865 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 2,828 |
| Net loans & leases | $618,360,000 | 689 |
| Loan loss allowance | $5,793,000 | 847 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $22,155,000 | 411 |
| Other real estate owned | $25,000 | 1,262 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $14,147,000 | 1,219 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $735,951,000 | 853 |
| Total liabilities | $666,946,000 | 838 |
| Total deposits | $605,085,000 | 779 |
| Interest-bearing deposits | $574,607,000 | 704 |
| Deposits held in domestic offices | $605,085,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,907,000 | 1,671 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $51,395,000 | 898 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,559,000 | 930 |
| Total equity capital | $69,005,000 | 892 |
| Total bank equity capital | $69,005,000 | 892 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,751,000 | 2,103 |
| Surplus | $53,256,000 | 544 |
| Undivided profits | $13,998,000 | 2,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,748,000 | 867 |
| Earning assets | $687,523,000 | 823 |
| Long-term assets (5+ years) | $7,398,000 | 5,143 |
| Average Assets, year-to-date | $604,450,000 | 981 |
| Average Assets, quarterly | $713,288,000 | 870 |
| Volatile liabilities | $281,765,000 | 566 |
| Insider loans | $1,340,000 | 3,627 |
| FHLB advances | $49,800,000 | 851 |
| Loans and leases held for sale | $635,000 | 1,067 |
| Unused loan commitments | $104,465,000 | 977 |
| Tier 1 (core) risk-based capital | $70,783,000 | 801 |
| Tier 2 risk-based capital | $5,793,000 | 851 |
| Total risk weighted assets | $656,844,000 | 696 |
| Total unused commitments | $104,465,000 | 977 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $690,625,000 | 880 |
| Cash and due from depository institutions | $13,626,000 | 1,391 |
| Interest-bearing balances | $182,000 | 4,463 |
| Securities | $61,054,000 | 1,966 |
| Federal funds sold & reverse repurchase agreements | $12,319,000 | 1,055 |
| Net loans & leases | $569,145,000 | 732 |
| Loan loss allowance | $5,590,000 | 868 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $20,213,000 | 451 |
| Other real estate owned | $0 | 1,391 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $14,268,000 | 1,195 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $690,625,000 | 880 |
| Total liabilities | $630,778,000 | 863 |
| Total deposits | $562,246,000 | 828 |
| Interest-bearing deposits | $532,142,000 | 738 |
| Deposits held in domestic offices | $562,246,000 | 827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,524,000 | 1,542 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $57,595,000 | 809 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,413,000 | 928 |
| Total equity capital | $59,847,000 | 1,022 |
| Total bank equity capital | $59,847,000 | 1,022 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,751,000 | 2,073 |
| Surplus | $45,256,000 | 615 |
| Undivided profits | $12,840,000 | 2,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $976,000 | 2,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,240,000 | 950 |
| Earning assets | $642,700,000 | 881 |
| Long-term assets (5+ years) | $10,681,000 | 4,507 |
| Average Assets, year-to-date | $571,574,750 | 1,024 |
| Average Assets, quarterly | $653,801,000 | 929 |
| Volatile liabilities | $295,150,000 | 535 |
| Insider loans | $1,139,000 | 3,913 |
| FHLB advances | $56,000,000 | 760 |
| Loans and leases held for sale | $1,460,000 | 807 |
| Unused loan commitments | $126,913,000 | 828 |
| Tier 1 (core) risk-based capital | $61,426,000 | 910 |
| Tier 2 risk-based capital | $5,590,000 | 856 |
| Total risk weighted assets | $620,393,000 | 717 |
| Total unused commitments | $126,913,000 | 829 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 113 | 1,529 |
| Assets and Liabilities | ||
| Total Assets: | $616,977,000 | 970 |
| Cash and due from depository institutions | $6,554,000 | 1,529 |
| Interest-bearing balances | $174,000 | 4,451 |
| Securities | $51,536,000 | 2,305 |
| Federal funds sold & reverse repurchase agreements | $8,715,000 | 1,347 |
| Net loans & leases | $520,754,000 | 774 |
| Loan loss allowance | $4,604,000 | 1,037 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,444,000 | 658 |
| Other real estate owned | $669,000 | 1,529 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $14,305,000 | 1,154 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $616,977,000 | 970 |
| Total liabilities | $563,785,000 | 953 |
| Total deposits | $483,286,000 | 940 |
| Interest-bearing deposits | $456,527,000 | 837 |
| Deposits held in domestic offices | $483,286,000 | 937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,982,000 | 1,395 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,595,000 | 709 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,922,000 | 1,125 |
| Total equity capital | $53,192,000 | 1,123 |
| Total bank equity capital | $53,192,000 | 1,123 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,751,000 | 2,054 |
| Surplus | $40,256,000 | 658 |
| Undivided profits | $11,185,000 | 2,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,950,000 | 962 |
| Earning assets | $581,179,000 | 948 |
| Long-term assets (5+ years) | $6,850,000 | 5,427 |
| Average Assets, year-to-date | $531,891,330 | 1,082 |
| Average Assets, quarterly | $562,942,000 | 1,036 |
| Volatile liabilities | $274,654,000 | 549 |
| Insider loans | $1,125,000 | 3,895 |
| FHLB advances | $68,000,000 | 656 |
| Loans and leases held for sale | $508,000 | 1,247 |
| Unused loan commitments | $108,091,000 | 912 |
| Tier 1 (core) risk-based capital | $54,757,000 | 1,001 |
| Tier 2 risk-based capital | $4,604,000 | 1,010 |
| Total risk weighted assets | $555,189,000 | 772 |
| Total unused commitments | $108,091,000 | 912 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 96 | 1,778 |
| Assets and Liabilities | ||
| Total Assets: | $508,907,000 | 1,152 |
| Cash and due from depository institutions | $8,677,000 | 1,778 |
| Interest-bearing balances | $153,000 | 4,609 |
| Securities | $40,493,000 | 2,855 |
| Federal funds sold & reverse repurchase agreements | $9,737,000 | 1,286 |
| Net loans & leases | $425,917,000 | 922 |
| Loan loss allowance | $3,970,000 | 1,198 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,436,000 | 868 |
| Other real estate owned | $29,000 | 1,778 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $12,618,000 | 1,272 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $508,907,000 | 1,152 |
| Total liabilities | $463,514,000 | 1,142 |
| Total deposits | $393,315,000 | 1,157 |
| Interest-bearing deposits | $370,478,000 | 1,029 |
| Deposits held in domestic offices | $393,315,000 | 1,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,199,000 | 1,223 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $55,000,000 | 814 |
| Subordinated debt | $2,000,000 | 216 |
| All other liabilities | $5,000,000 | 937 |
| Total equity capital | $45,393,000 | 1,277 |
| Total bank equity capital | $45,393,000 | 1,277 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,751,000 | 2,060 |
| Surplus | $33,756,000 | 743 |
| Undivided profits | $9,886,000 | 3,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 6,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $2,520,000 | 1,107 |
| Earning assets | $476,300,000 | 1,126 |
| Long-term assets (5+ years) | $11,658,000 | 4,449 |
| Average Assets, year-to-date | $489,348,500 | 1,182 |
| Average Assets, quarterly | $489,348,500 | 1,182 |
| Volatile liabilities | $186,602,000 | 727 |
| Insider loans | $1,125,000 | 3,898 |
| FHLB advances | $55,000,000 | 741 |
| Loans and leases held for sale | $80,000 | 1,669 |
| Unused loan commitments | $95,005,000 | 980 |
| Tier 1 (core) risk-based capital | $45,774,000 | 1,198 |
| Tier 2 risk-based capital | $5,970,000 | 795 |
| Total risk weighted assets | $457,342,000 | 899 |
| Total unused commitments | $95,005,000 | 980 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $469,790,000 | 1,245 |
| Cash and due from depository institutions | $11,183,000 | 1,896 |
| Interest-bearing balances | $147,000 | 4,664 |
| Securities | $38,806,000 | 2,982 |
| Federal funds sold & reverse repurchase agreements | $9,660,000 | 1,203 |
| Net loans & leases | $387,327,000 | 1,003 |
| Loan loss allowance | $3,544,000 | 1,340 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $10,780,000 | 907 |
| Other real estate owned | $829,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $11,205,000 | 1,389 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $469,790,000 | 1,245 |
| Total liabilities | $425,346,000 | 1,238 |
| Total deposits | $371,927,000 | 1,217 |
| Interest-bearing deposits | $351,284,000 | 1,080 |
| Deposits held in domestic offices | $371,927,000 | 1,214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $49,500,000 | 916 |
| Subordinated debt | $2,000,000 | 220 |
| All other liabilities | $1,919,000 | 1,981 |
| Total equity capital | $44,444,000 | 1,302 |
| Total bank equity capital | $44,444,000 | 1,302 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,751,000 | 2,041 |
| Surplus | $33,756,000 | 737 |
| Undivided profits | $8,937,000 | 3,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 3,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,088,000 | 1,348 |
| Earning assets | $435,940,000 | 1,226 |
| Long-term assets (5+ years) | $16,487,000 | 3,857 |
| Average Assets, year-to-date | $379,262,200 | 1,488 |
| Average Assets, quarterly | $453,872,000 | 1,271 |
| Volatile liabilities | $163,239,000 | 800 |
| Insider loans | $1,125,000 | 3,870 |
| FHLB advances | $49,500,000 | 831 |
| Loans and leases held for sale | $110,000 | 1,623 |
| Unused loan commitments | $78,435,000 | 1,103 |
| Tier 1 (core) risk-based capital | $44,682,000 | 1,207 |
| Tier 2 risk-based capital | $5,544,000 | 852 |
| Total risk weighted assets | $417,235,000 | 969 |
| Total unused commitments | $78,435,000 | 1,103 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 83 | 2,053 |
| Assets and Liabilities | ||
| Total Assets: | $437,954,000 | 1,309 |
| Cash and due from depository institutions | $7,245,000 | 2,053 |
| Interest-bearing balances | $79,000 | 5,500 |
| Securities | $40,906,000 | 2,838 |
| Federal funds sold & reverse repurchase agreements | $8,088,000 | 1,396 |
| Net loans & leases | $359,371,000 | 1,060 |
| Loan loss allowance | $3,208,000 | 1,470 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $10,689,000 | 903 |
| Other real estate owned | $866,000 | 2,053 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $10,789,000 | 1,415 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $437,954,000 | 1,309 |
| Total liabilities | $402,897,000 | 1,279 |
| Total deposits | $347,720,000 | 1,296 |
| Interest-bearing deposits | $329,700,000 | 1,156 |
| Deposits held in domestic offices | $347,720,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $52,010,000 | 868 |
| Subordinated debt | $2,000,000 | 224 |
| All other liabilities | $1,167,000 | 2,862 |
| Total equity capital | $35,057,000 | 1,620 |
| Total bank equity capital | $35,057,000 | 1,620 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,751,000 | 2,040 |
| Surplus | $25,256,000 | 921 |
| Undivided profits | $8,050,000 | 3,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $69,000 | 6,882 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,905,000 | 1,567 |
| Earning assets | $408,444,000 | 1,291 |
| Long-term assets (5+ years) | $12,902,000 | 4,426 |
| Average Assets, year-to-date | $356,630,250 | 1,591 |
| Average Assets, quarterly | $409,983,000 | 1,398 |
| Volatile liabilities | $162,083,000 | 774 |
| Insider loans | $1,037,000 | 4,020 |
| FHLB advances | $52,010,000 | 785 |
| Loans and leases held for sale | $195,000 | 1,516 |
| Unused loan commitments | $67,678,000 | 1,242 |
| Tier 1 (core) risk-based capital | $35,222,000 | 1,496 |
| Tier 2 risk-based capital | $5,208,000 | 878 |
| Total risk weighted assets | $385,948,000 | 1,028 |
| Total unused commitments | $67,678,000 | 1,242 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 80 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $382,012,000 | 1,510 |
| Cash and due from depository institutions | $3,659,000 | 2,138 |
| Interest-bearing balances | $287,000 | 4,170 |
| Securities | $39,760,000 | 2,958 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 5,809 |
| Net loans & leases | $319,054,000 | 1,158 |
| Loan loss allowance | $2,885,000 | 1,589 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $9,968,000 | 968 |
| Other real estate owned | $800,000 | 2,138 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $8,746,000 | 1,687 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $382,012,000 | 1,510 |
| Total liabilities | $351,630,000 | 1,472 |
| Total deposits | $308,700,000 | 1,467 |
| Interest-bearing deposits | $291,174,000 | 1,306 |
| Deposits held in domestic offices | $308,700,000 | 1,462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,060,000 | 2,797 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,000,000 | 1,087 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $870,000 | 3,254 |
| Total equity capital | $30,382,000 | 1,802 |
| Total bank equity capital | $30,382,000 | 1,802 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,751,000 | 2,043 |
| Surplus | $21,756,000 | 1,026 |
| Undivided profits | $6,875,000 | 3,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 5,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,554,000 | 1,812 |
| Earning assets | $359,126,000 | 1,464 |
| Long-term assets (5+ years) | $13,909,000 | 4,397 |
| Average Assets, year-to-date | $329,522,330 | 1,707 |
| Average Assets, quarterly | $357,443,500 | 1,609 |
| Volatile liabilities | $116,710,000 | 986 |
| Insider loans | $1,120,000 | 3,835 |
| FHLB advances | $39,000,000 | 993 |
| Loans and leases held for sale | $1,792,000 | 668 |
| Unused loan commitments | $64,619,000 | 1,264 |
| Tier 1 (core) risk-based capital | $30,782,000 | 1,689 |
| Tier 2 risk-based capital | $4,885,000 | 910 |
| Total risk weighted assets | $341,431,000 | 1,149 |
| Total unused commitments | $64,619,000 | 1,265 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 68 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $332,875,000 | 1,715 |
| Cash and due from depository institutions | $4,607,000 | 2,533 |
| Interest-bearing balances | $265,000 | 4,382 |
| Securities | $39,679,000 | 2,948 |
| Federal funds sold & reverse repurchase agreements | $29,000 | 6,715 |
| Net loans & leases | $271,759,000 | 1,345 |
| Loan loss allowance | $2,587,000 | 1,767 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $8,631,000 | 1,109 |
| Other real estate owned | $0 | 2,533 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $8,170,000 | 1,679 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $332,875,000 | 1,715 |
| Total liabilities | $306,526,000 | 1,678 |
| Total deposits | $254,669,000 | 1,786 |
| Interest-bearing deposits | $239,115,000 | 1,625 |
| Deposits held in domestic offices | $254,669,000 | 1,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,980,000 | 1,138 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,989,000 | 1,003 |
| Subordinated debt | $2,000,000 | 234 |
| All other liabilities | $888,000 | 3,492 |
| Total equity capital | $26,349,000 | 2,151 |
| Total bank equity capital | $26,349,000 | 2,151 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,751,000 | 2,040 |
| Surplus | $18,256,000 | 1,170 |
| Undivided profits | $6,342,000 | 4,104 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,515,000 | 1,852 |
| Earning assets | $311,732,000 | 1,679 |
| Long-term assets (5+ years) | $14,293,000 | 4,292 |
| Average Assets, year-to-date | $303,277,500 | 1,852 |
| Average Assets, quarterly | $303,277,500 | 1,852 |
| Volatile liabilities | $90,822,000 | 1,174 |
| Insider loans | $1,330,000 | 3,465 |
| FHLB advances | $39,989,000 | 915 |
| Loans and leases held for sale | $1,493,000 | 832 |
| Unused loan commitments | $55,090,000 | 1,397 |
| Tier 1 (core) risk-based capital | $26,346,000 | 1,998 |
| Tier 2 risk-based capital | $4,587,000 | 956 |
| Total risk weighted assets | $293,415,000 | 1,325 |
| Total unused commitments | $55,090,000 | 1,402 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 64 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $273,680,000 | 2,049 |
| Cash and due from depository institutions | $8,396,000 | 2,692 |
| Interest-bearing balances | $1,235,000 | 2,701 |
| Securities | $30,045,000 | 3,712 |
| Federal funds sold & reverse repurchase agreements | $425,000 | 5,690 |
| Net loans & leases | $220,477,000 | 1,640 |
| Loan loss allowance | $2,344,000 | 1,942 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,568,000 | 1,259 |
| Other real estate owned | $0 | 2,692 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,769,000 | 1,986 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $273,680,000 | 2,049 |
| Total liabilities | $248,054,000 | 2,033 |
| Total deposits | $225,328,000 | 2,012 |
| Interest-bearing deposits | $210,970,000 | 1,831 |
| Deposits held in domestic offices | $225,328,000 | 2,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $19,998,000 | 1,636 |
| Subordinated debt | $2,000,000 | 238 |
| All other liabilities | $728,000 | 3,812 |
| Total equity capital | $25,626,000 | 2,165 |
| Total bank equity capital | $25,626,000 | 2,165 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,751,000 | 2,055 |
| Surplus | $18,256,000 | 1,146 |
| Undivided profits | $5,619,000 | 4,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,165,000 | 2,583 |
| Earning assets | $252,182,000 | 2,039 |
| Long-term assets (5+ years) | $10,797,000 | 4,873 |
| Average Assets, year-to-date | $232,221,200 | 2,332 |
| Average Assets, quarterly | $262,901,500 | 2,114 |
| Volatile liabilities | $54,332,000 | 1,828 |
| Insider loans | $1,060,000 | 3,892 |
| FHLB advances | $19,998,000 | 1,527 |
| Loans and leases held for sale | $173,000 | 1,543 |
| Unused loan commitments | $41,982,000 | 1,691 |
| Tier 1 (core) risk-based capital | $25,627,000 | 2,044 |
| Tier 2 risk-based capital | $4,344,000 | 1,012 |
| Total risk weighted assets | $235,254,000 | 1,635 |
| Total unused commitments | $41,982,000 | 1,694 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 57 | 3,026 |
| Assets and Liabilities | ||
| Total Assets: | $252,123,000 | 2,219 |
| Cash and due from depository institutions | $3,673,000 | 3,026 |
| Interest-bearing balances | $451,000 | 3,927 |
| Securities | $32,665,000 | 3,405 |
| Federal funds sold & reverse repurchase agreements | $6,622,000 | 2,073 |
| Net loans & leases | $196,473,000 | 1,822 |
| Loan loss allowance | $2,096,000 | 2,171 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,017,000 | 1,616 |
| Other real estate owned | $0 | 3,026 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,673,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,123,000 | 2,219 |
| Total liabilities | $230,022,000 | 2,184 |
| Total deposits | $206,722,000 | 2,191 |
| Interest-bearing deposits | $193,977,000 | 2,007 |
| Deposits held in domestic offices | $206,722,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,286,000 | 1,558 |
| Subordinated debt | $2,000,000 | 236 |
| All other liabilities | $1,014,000 | 3,180 |
| Total equity capital | $22,101,000 | 2,491 |
| Total bank equity capital | $22,101,000 | 2,491 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,751,000 | 2,060 |
| Surplus | $15,256,000 | 1,321 |
| Undivided profits | $5,094,000 | 4,612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 7,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,182,000 | 2,665 |
| Earning assets | $236,211,000 | 2,175 |
| Long-term assets (5+ years) | $10,199,000 | 5,003 |
| Average Assets, year-to-date | $221,856,500 | 2,457 |
| Average Assets, quarterly | $242,476,000 | 2,289 |
| Volatile liabilities | $50,374,000 | 1,890 |
| Insider loans | $1,035,000 | 3,959 |
| FHLB advances | $20,286,000 | 1,438 |
| Loans and leases held for sale | $1,018,000 | 1,130 |
| Unused loan commitments | $29,500,000 | 2,190 |
| Tier 1 (core) risk-based capital | $22,118,000 | 2,362 |
| Tier 2 risk-based capital | $4,096,000 | 1,068 |
| Total risk weighted assets | $212,891,000 | 1,767 |
| Total unused commitments | $29,500,000 | 2,194 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 54 | 3,162 |
| Assets and Liabilities | ||
| Total Assets: | $232,829,000 | 2,382 |
| Cash and due from depository institutions | $1,782,000 | 3,162 |
| Interest-bearing balances | $793,000 | 3,453 |
| Securities | $31,030,000 | 3,462 |
| Federal funds sold & reverse repurchase agreements | $2,000 | 6,878 |
| Net loans & leases | $188,264,000 | 1,843 |
| Loan loss allowance | $1,866,000 | 2,365 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $5,654,000 | 1,695 |
| Other real estate owned | $0 | 3,162 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $6,097,000 | 2,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,829,000 | 2,382 |
| Total liabilities | $213,360,000 | 2,346 |
| Total deposits | $183,817,000 | 2,446 |
| Interest-bearing deposits | $172,259,000 | 2,217 |
| Deposits held in domestic offices | $183,817,000 | 2,441 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,240,000 | 1,446 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,521,000 | 1,490 |
| Subordinated debt | $2,000,000 | 212 |
| All other liabilities | $782,000 | 3,896 |
| Total equity capital | $19,469,000 | 2,770 |
| Total bank equity capital | $19,469,000 | 2,770 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,751,000 | 2,060 |
| Surplus | $13,256,000 | 1,464 |
| Undivided profits | $4,462,000 | 4,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,146,000 | 2,645 |
| Earning assets | $220,089,000 | 2,305 |
| Long-term assets (5+ years) | $8,904,000 | 5,110 |
| Average Assets, year-to-date | $211,767,670 | 2,557 |
| Average Assets, quarterly | $222,433,500 | 2,463 |
| Volatile liabilities | $59,436,000 | 1,635 |
| Insider loans | $1,075,000 | 3,855 |
| FHLB advances | $21,057,000 | 1,402 |
| Loans and leases held for sale | $3,879,000 | 802 |
| Unused loan commitments | $27,176,000 | 2,286 |
| Tier 1 (core) risk-based capital | $19,356,000 | 2,611 |
| Tier 2 risk-based capital | $3,866,000 | 1,096 |
| Total risk weighted assets | $199,829,000 | 1,844 |
| Total unused commitments | $27,176,000 | 2,295 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 49 | 3,420 |
| Assets and Liabilities | ||
| Total Assets: | $212,038,000 | 2,573 |
| Cash and due from depository institutions | $4,383,000 | 3,420 |
| Interest-bearing balances | $561,000 | 3,737 |
| Securities | $24,601,000 | 4,063 |
| Federal funds sold & reverse repurchase agreements | $167,000 | 7,096 |
| Net loans & leases | $171,693,000 | 1,996 |
| Loan loss allowance | $1,632,000 | 2,613 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $5,551,000 | 1,700 |
| Other real estate owned | $0 | 3,420 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $5,643,000 | 2,134 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,038,000 | 2,573 |
| Total liabilities | $193,246,000 | 2,545 |
| Total deposits | $170,720,000 | 2,592 |
| Interest-bearing deposits | $159,063,000 | 2,395 |
| Deposits held in domestic offices | $170,720,000 | 2,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,115,000 | 1,931 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $17,427,000 | 1,650 |
| Subordinated debt | $2,000,000 | 199 |
| All other liabilities | $984,000 | 3,380 |
| Total equity capital | $18,792,000 | 2,804 |
| Total bank equity capital | $18,792,000 | 2,804 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,751,000 | 2,069 |
| Surplus | $13,256,000 | 1,434 |
| Undivided profits | $3,785,000 | 5,297 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,055,000 | 2,898 |
| Earning assets | $197,022,000 | 2,537 |
| Long-term assets (5+ years) | $4,786,000 | 6,187 |
| Average Assets, year-to-date | $201,237,000 | 2,677 |
| Average Assets, quarterly | $201,237,000 | 2,677 |
| Volatile liabilities | $57,087,000 | 1,644 |
| Insider loans | $1,049,000 | 3,837 |
| FHLB advances | $17,427,000 | 1,541 |
| Loans and leases held for sale | $4,507,000 | 665 |
| Unused loan commitments | $24,720,000 | 2,345 |
| Tier 1 (core) risk-based capital | $18,679,000 | 2,648 |
| Tier 2 risk-based capital | $3,632,000 | 1,146 |
| Total risk weighted assets | $179,500,000 | 2,000 |
| Total unused commitments | $24,720,000 | 2,354 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 47 | 3,530 |
| Assets and Liabilities | ||
| Total Assets: | $190,436,000 | 2,782 |
| Cash and due from depository institutions | $3,288,000 | 3,530 |
| Interest-bearing balances | $606,000 | 3,558 |
| Securities | $20,622,000 | 4,553 |
| Federal funds sold & reverse repurchase agreements | $3,657,000 | 3,506 |
| Net loans & leases | $152,663,000 | 2,222 |
| Loan loss allowance | $1,470,000 | 2,801 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,689,000 | 1,974 |
| Other real estate owned | $0 | 3,530 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,517,000 | 2,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,436,000 | 2,782 |
| Total liabilities | $175,659,000 | 2,711 |
| Total deposits | $156,115,000 | 2,749 |
| Interest-bearing deposits | $142,868,000 | 2,613 |
| Deposits held in domestic offices | $156,115,000 | 2,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $16,960,000 | 1,705 |
| Subordinated debt | $2,000,000 | 194 |
| All other liabilities | $584,000 | 4,776 |
| Total equity capital | $14,777,000 | 3,470 |
| Total bank equity capital | $14,777,000 | 3,470 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,751,000 | 2,063 |
| Surplus | $9,756,000 | 1,835 |
| Undivided profits | $3,270,000 | 5,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $970,000 | 3,304 |
| Earning assets | $177,548,000 | 2,725 |
| Long-term assets (5+ years) | $6,978,000 | 5,520 |
| Average Assets, year-to-date | $157,956,000 | 3,125 |
| Average Assets, quarterly | $187,380,500 | 2,789 |
| Volatile liabilities | $53,018,000 | 1,745 |
| Insider loans | $1,072,000 | 3,781 |
| FHLB advances | $16,960,000 | 1,577 |
| Loans and leases held for sale | $1,397,000 | 1,207 |
| Unused loan commitments | $23,756,000 | 2,331 |
| Tier 1 (core) risk-based capital | $14,646,000 | 3,293 |
| Tier 2 risk-based capital | $3,470,000 | 1,183 |
| Total risk weighted assets | $159,816,000 | 2,187 |
| Total unused commitments | $23,756,000 | 2,338 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $120,938,000 | 3,941 |
| Cash and due from depository institutions | $3,197,000 | 4,380 |
| Interest-bearing balances | $1,100,000 | 2,863 |
| Securities | $12,071,000 | 5,997 |
| Federal funds sold & reverse repurchase agreements | $6,547,000 | 2,206 |
| Net loans & leases | $94,437,000 | 3,278 |
| Loan loss allowance | $915,000 | 3,846 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,543,000 | 3,411 |
| Other real estate owned | $261,000 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,882,000 | 4,707 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,938,000 | 3,941 |
| Total liabilities | $111,512,000 | 3,859 |
| Total deposits | $100,475,000 | 3,924 |
| Interest-bearing deposits | $89,582,000 | 3,783 |
| Deposits held in domestic offices | $100,475,000 | 3,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,386,000 | 2,111 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $651,000 | 4,643 |
| Total equity capital | $9,426,000 | 4,720 |
| Total bank equity capital | $9,426,000 | 4,720 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,751,000 | 2,100 |
| Surplus | $5,811,000 | 2,749 |
| Undivided profits | $1,864,000 | 6,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $84,000 | 7,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $628,000 | 5,104 |
| Earning assets | $114,155,000 | 3,813 |
| Long-term assets (5+ years) | $6,593,000 | 5,653 |
| Average Assets, year-to-date | $114,792,800 | 3,950 |
| Average Assets, quarterly | $118,335,000 | 3,969 |
| Volatile liabilities | $34,942,000 | 2,384 |
| Insider loans | $623,000 | 4,966 |
| FHLB advances | $10,386,000 | 1,969 |
| Loans and leases held for sale | $2,117,000 | 895 |
| Unused loan commitments | $18,595,000 | 2,619 |
| Tier 1 (core) risk-based capital | $9,312,000 | 4,607 |
| Tier 2 risk-based capital | $915,000 | 3,611 |
| Total risk weighted assets | $91,758,000 | 3,459 |
| Total unused commitments | $18,595,000 | 2,627 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $105,753,000 | 4,254 |
| Cash and due from depository institutions | $5,629,000 | 4,969 |
| Interest-bearing balances | $2,992,000 | 1,286 |
| Securities | $13,548,000 | 5,873 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $81,995,000 | 3,617 |
| Loan loss allowance | $825,000 | 4,058 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,647,000 | 3,250 |
| Other real estate owned | $296,000 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $1,638,000 | 4,543 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,753,000 | 4,254 |
| Total liabilities | $97,189,000 | 4,162 |
| Total deposits | $91,068,000 | 4,103 |
| Interest-bearing deposits | $82,804,000 | 3,895 |
| Deposits held in domestic offices | $91,068,000 | 4,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,000 | 3,736 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,386,000 | 2,787 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $715,000 | 4,611 |
| Total equity capital | $8,564,000 | 4,970 |
| Total bank equity capital | $8,564,000 | 4,970 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,751,000 | 2,135 |
| Surplus | $5,811,000 | 2,676 |
| Undivided profits | $1,002,000 | 7,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $414,000 | 4,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $641,000 | 4,220 |
| Earning assets | $98,535,000 | 4,219 |
| Long-term assets (5+ years) | $6,881,000 | 5,400 |
| Average Assets, year-to-date | $92,851,200 | 4,544 |
| Average Assets, quarterly | $102,697,000 | 4,316 |
| Volatile liabilities | $24,875,000 | 3,098 |
| Insider loans | $289,000 | 6,577 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,271,000 | 2,991 |
| Tier 1 (core) risk-based capital | $8,562,000 | 4,868 |
| Tier 2 risk-based capital | $825,000 | 3,816 |
| Total risk weighted assets | $83,624,100 | 3,623 |
| Total unused commitments | $14,271,000 | 2,992 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 24 | 6,066 |
| Assets and Liabilities | ||
| Total Assets: | $74,918,000 | 5,445 |
| Cash and due from depository institutions | $1,558,000 | 6,066 |
| Interest-bearing balances | $605,000 | 2,929 |
| Securities | $9,294,000 | 7,291 |
| Federal funds sold & reverse repurchase agreements | $1,350,000 | 4,442 |
| Net loans & leases | $58,636,000 | 4,595 |
| Loan loss allowance | $565,000 | 5,236 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,547,000 | 3,322 |
| Other real estate owned | $291,000 | 6,066 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,242,000 | 5,497 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,918,000 | 5,445 |
| Total liabilities | $68,703,000 | 5,370 |
| Total deposits | $62,837,000 | 5,417 |
| Interest-bearing deposits | $58,554,000 | 5,114 |
| Deposits held in domestic offices | $62,837,000 | 5,414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 3,014 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,319,000 | 3,064 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $547,000 | 5,058 |
| Total equity capital | $6,215,000 | 6,119 |
| Total bank equity capital | $6,215,000 | 6,119 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,751,000 | 2,154 |
| Surplus | $4,251,000 | 3,403 |
| Undivided profits | $213,000 | 8,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $139,000 | 6,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $381,000 | 5,580 |
| Earning assets | $69,885,000 | 5,365 |
| Long-term assets (5+ years) | $7,833,000 | 5,407 |
| Average Assets, year-to-date | $66,230,400 | 5,747 |
| Average Assets, quarterly | $72,109,000 | 5,525 |
| Volatile liabilities | $18,744,000 | 3,636 |
| Insider loans | $699,000 | 4,575 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,819,000 | 4,357 |
| Tier 1 (core) risk-based capital | $6,434,000 | 6,002 |
| Tier 2 risk-based capital | $565,000 | 4,902 |
| Total risk weighted assets | $59,225,300 | 4,677 |
| Total unused commitments | $7,819,000 | 4,361 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 17 | 7,418 |
| Assets and Liabilities | ||
| Total Assets: | $57,708,000 | 6,424 |
| Cash and due from depository institutions | $1,567,000 | 7,418 |
| Interest-bearing balances | $431,000 | 3,649 |
| Securities | $6,478,000 | 8,211 |
| Federal funds sold & reverse repurchase agreements | $5,111,000 | 3,334 |
| Net loans & leases | $41,171,000 | 5,589 |
| Loan loss allowance | $439,000 | 6,093 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,543,000 | 3,179 |
| Other real estate owned | $0 | 7,418 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $838,000 | 6,539 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,708,000 | 6,424 |
| Total liabilities | $52,572,000 | 6,339 |
| Total deposits | $48,856,000 | 6,405 |
| Interest-bearing deposits | $45,980,000 | 6,037 |
| Deposits held in domestic offices | $48,856,000 | 6,402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,445,000 | 2,733 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $271,000 | 7,783 |
| Total equity capital | $5,136,000 | 6,986 |
| Total bank equity capital | $5,136,000 | 6,986 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,751,000 | 2,115 |
| Surplus | $3,251,000 | 3,978 |
| Undivided profits | $134,000 | 9,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $356,000 | 4,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $254,000 | 7,168 |
| Earning assets | $53,191,000 | 6,409 |
| Long-term assets (5+ years) | $6,956,000 | 5,540 |
| Average Assets, year-to-date | $45,638,200 | 7,099 |
| Average Assets, quarterly | $54,898,500 | 6,531 |
| Volatile liabilities | $14,542,000 | 3,858 |
| Insider loans | $683,000 | 4,494 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,599,000 | 4,653 |
| Tier 1 (core) risk-based capital | $5,102,000 | 6,858 |
| Tier 2 risk-based capital | $439,000 | 5,672 |
| Total risk weighted assets | $41,794,700 | 5,736 |
| Total unused commitments | $6,599,000 | 4,660 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $33,700,000 | 8,504 |
| Cash and due from depository institutions | $1,012,000 | 9,356 |
| Interest-bearing balances | $498,000 | 3,144 |
| Securities | $5,418,000 | 9,048 |
| Federal funds sold & reverse repurchase agreements | $1,802,000 | 5,210 |
| Net loans & leases | $23,342,000 | 7,755 |
| Loan loss allowance | $210,000 | 8,667 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,389,000 | 4,972 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $737,000 | 7,198 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,700,000 | 8,504 |
| Total liabilities | $29,475,000 | 8,543 |
| Total deposits | $28,393,000 | 8,512 |
| Interest-bearing deposits | $26,877,000 | 8,161 |
| Deposits held in domestic offices | $28,393,000 | 8,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $940,000 | 3,628 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $142,000 | 9,720 |
| Total equity capital | $4,225,000 | 7,862 |
| Total bank equity capital | $4,225,000 | 7,862 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,751,000 | 2,124 |
| Surplus | $2,501,000 | 4,679 |
| Undivided profits | $-27,000 | 10,334 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $476,000 | 4,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $163,000 | 8,815 |
| Earning assets | $31,060,000 | 8,475 |
| Long-term assets (5+ years) | $1,842,000 | 7,795 |
| Average Assets, year-to-date | $29,062,400 | 8,817 |
| Average Assets, quarterly | $32,535,000 | 8,565 |
| Volatile liabilities | $6,552,000 | 6,323 |
| Insider loans | $406,000 | 5,958 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,823,000 | 5,886 |
| Tier 1 (core) risk-based capital | $4,213,000 | 7,734 |
| Tier 2 risk-based capital | $210,000 | 8,251 |
| Total risk weighted assets | $23,867,200 | 7,824 |
| Total unused commitments | $3,823,000 | 5,894 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 8 | 10,360 |
| Assets and Liabilities | ||
| Total Assets: | $25,647,000 | 9,656 |
| Cash and due from depository institutions | $865,000 | 10,360 |
| Interest-bearing balances | $348,000 | 3,414 |
| Securities | $6,256,000 | 9,280 |
| Federal funds sold & reverse repurchase agreements | $1,733,000 | 5,266 |
| Net loans & leases | $15,206,000 | 9,276 |
| Loan loss allowance | $120,000 | 10,282 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,396,000 | 4,932 |
| Other real estate owned | $0 | 10,360 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $191,000 | 10,917 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,647,000 | 9,656 |
| Total liabilities | $22,351,000 | 9,706 |
| Total deposits | $22,273,000 | 9,604 |
| Interest-bearing deposits | $19,692,000 | 9,474 |
| Deposits held in domestic offices | $22,273,000 | 9,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $78,000 | 10,906 |
| Total equity capital | $3,296,000 | 8,903 |
| Total bank equity capital | $3,296,000 | 8,903 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,751,000 | 2,259 |
| Surplus | $1,751,000 | 5,977 |
| Undivided profits | $-206,000 | 10,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $86,000 | 10,426 |
| Earning assets | $23,543,000 | 9,637 |
| Long-term assets (5+ years) | $1,527,000 | 8,247 |
| Average Assets, year-to-date | $19,733,000 | 10,227 |
| Average Assets, quarterly | $23,455,500 | 9,878 |
| Volatile liabilities | $5,910,000 | 6,557 |
| Insider loans | $553,000 | 5,259 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,418,000 | 7,000 |
| Tier 1 (core) risk-based capital | $3,317,000 | 8,818 |
| Tier 2 risk-based capital | $120,000 | 9,976 |
| Total risk weighted assets | $16,900,800 | 9,177 |
| Total unused commitments | $2,418,000 | 7,013 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 5 | 11,610 |
| Assets and Liabilities | ||
| Total Assets: | $15,069,000 | 11,235 |
| Cash and due from depository institutions | $367,000 | 11,610 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,395,000 | 10,037 |
| Federal funds sold & reverse repurchase agreements | $2,146,000 | 5,347 |
| Net loans & leases | $6,250,000 | 11,365 |
| Loan loss allowance | $63,000 | 11,457 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $720,000 | 7,183 |
| Other real estate owned | $0 | 11,610 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $191,000 | 11,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $15,069,000 | 11,235 |
| Total liabilities | $11,624,000 | 11,437 |
| Total deposits | $11,560,000 | 11,380 |
| Interest-bearing deposits | $11,166,000 | 11,152 |
| Deposits held in domestic offices | $11,560,000 | 11,380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $64,000 | 11,575 |
| Total equity capital | $3,445,000 | 8,951 |
| Total bank equity capital | $3,445,000 | 8,951 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,751,000 | 2,318 |
| Surplus | $1,751,000 | 6,048 |
| Undivided profits | $-57,000 | 11,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $65,000 | 11,240 |
| Earning assets | $13,791,000 | 11,201 |
| Long-term assets (5+ years) | $1,138,000 | 8,817 |
| Average Assets, year-to-date | $12,677,670 | 11,436 |
| Average Assets, quarterly | $14,300,500 | 11,297 |
| Volatile liabilities | $3,801,000 | 7,835 |
| Insider loans | $731,000 | 4,564 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $118,000 | 1,393 |
| Unused loan commitments | $1,249,000 | 8,540 |
| Tier 1 (core) risk-based capital | $3,373,000 | 8,930 |
| Tier 2 risk-based capital | $63,000 | 11,320 |
| Total risk weighted assets | $8,369,900 | 11,128 |
| Total unused commitments | $1,249,000 | 8,551 |
| Derivatives | $0 | 628 |