Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $21,757,000 | 1,370 |
| Total interest expense | $9,704,000 | 1,270 |
| Net interest income | $12,053,000 | 1,434 |
| Provision for loan and lease losses | $2,000 | 6,640 |
| Total noninterest income | $882,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $275,000 | 3,740 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $607,000 | 2,547 |
| Total noninterest expense | $9,429,000 | 1,433 |
| Salaries and employee benefits | $4,085,000 | 1,802 |
| Premises and equipment expense | $1,158,000 | 1,663 |
| Additional noninterest expense | $4,186,000 | 953 |
| Pre-tax net operating income | $3,504,000 | 2,066 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,096,000 | 1,766 |
| Income before extraordinary items | $2,408,000 | 2,214 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,408,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 8,369 |
| Cash dividends | $2,000,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 8,694 |
| Net operating income | $2,408,000 | 2,205 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 1,338 |
| Total interest expense | $6,166,000 | 1,268 |
| Net interest income | $8,202,000 | 1,408 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $562,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $379,000 | 2,640 |
| Total noninterest expense | $6,174,000 | 1,457 |
| Salaries and employee benefits | $2,734,000 | 1,792 |
| Premises and equipment expense | $746,000 | 1,716 |
| Additional noninterest expense | $2,694,000 | 1,002 |
| Pre-tax net operating income | $2,590,000 | 1,896 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $819,000 | 1,636 |
| Income before extraordinary items | $1,771,000 | 2,035 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,771,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-55,000 | 8,440 |
| Cash dividends | $1,900,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 8,735 |
| Net operating income | $1,771,000 | 2,027 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,097,000 | 1,331 |
| Total interest expense | $2,922,000 | 1,279 |
| Net interest income | $4,175,000 | 1,373 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $286,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $200,000 | 2,496 |
| Total noninterest expense | $2,932,000 | 1,536 |
| Salaries and employee benefits | $1,309,000 | 1,881 |
| Premises and equipment expense | $338,000 | 1,870 |
| Additional noninterest expense | $1,285,000 | 1,038 |
| Pre-tax net operating income | $1,529,000 | 1,602 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $490,000 | 1,423 |
| Income before extraordinary items | $1,039,000 | 1,724 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-61,000 | 8,544 |
| Cash dividends | $900,000 | 822 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 8,754 |
| Net operating income | $1,039,000 | 1,710 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,173,000 | 1,231 |
| Total interest expense | $8,833,000 | 1,283 |
| Net interest income | $18,340,000 | 1,169 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,026,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $314,000 | 4,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $712,000 | 2,732 |
| Total noninterest expense | $12,134,000 | 1,413 |
| Salaries and employee benefits | $5,073,000 | 1,832 |
| Premises and equipment expense | $1,448,000 | 1,690 |
| Additional noninterest expense | $5,613,000 | 921 |
| Pre-tax net operating income | $7,232,000 | 1,331 |
| Securities gains (losses) | $159,000 | 568 |
| Applicable income taxes | $2,430,000 | 1,161 |
| Income before extraordinary items | $4,961,000 | 1,427 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,961,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-179,000 | 8,718 |
| Cash dividends | $13,500,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,854,470 | 1,438 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $20,236,000 | 1,198 |
| Total interest expense | $6,295,000 | 1,272 |
| Net interest income | $13,941,000 | 1,148 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $790,000 | 3,438 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $235,000 | 4,095 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $555,000 | 2,682 |
| Total noninterest expense | $9,043,000 | 1,410 |
| Salaries and employee benefits | $3,783,000 | 1,834 |
| Premises and equipment expense | $1,113,000 | 1,627 |
| Additional noninterest expense | $4,147,000 | 923 |
| Pre-tax net operating income | $5,688,000 | 1,255 |
| Securities gains (losses) | $159,000 | 531 |
| Applicable income taxes | $1,935,000 | 1,103 |
| Income before extraordinary items | $3,912,000 | 1,373 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,912,000 | 1,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 8,751 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,805,470 | 1,385 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $13,568,000 | 1,157 |
| Total interest expense | $4,009,000 | 1,247 |
| Net interest income | $9,559,000 | 1,101 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $519,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $156,000 | 4,066 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $363,000 | 2,707 |
| Total noninterest expense | $5,934,000 | 1,427 |
| Salaries and employee benefits | $2,470,000 | 1,850 |
| Premises and equipment expense | $784,000 | 1,537 |
| Additional noninterest expense | $2,680,000 | 940 |
| Pre-tax net operating income | $4,144,000 | 1,126 |
| Securities gains (losses) | $159,000 | 454 |
| Applicable income taxes | $1,433,000 | 997 |
| Income before extraordinary items | $2,870,000 | 1,228 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,870,000 | 1,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-202,000 | 8,761 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,763,470 | 1,251 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 1,071 |
| Total interest expense | $1,941,000 | 1,218 |
| Net interest income | $5,157,000 | 1,003 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $291,000 | 3,124 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $72,000 | 4,184 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $219,000 | 2,348 |
| Total noninterest expense | $2,975,000 | 1,423 |
| Salaries and employee benefits | $1,217,000 | 1,882 |
| Premises and equipment expense | $405,000 | 1,494 |
| Additional noninterest expense | $1,353,000 | 925 |
| Pre-tax net operating income | $2,473,000 | 948 |
| Securities gains (losses) | $159,000 | 292 |
| Applicable income taxes | $880,000 | 841 |
| Income before extraordinary items | $1,752,000 | 990 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,752,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-220,000 | 8,878 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,645,470 | 1,029 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $24,300,000 | 1,169 |
| Total interest expense | $6,512,000 | 1,260 |
| Net interest income | $17,788,000 | 1,133 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $1,146,000 | 3,227 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $272,000 | 4,546 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $874,000 | 2,340 |
| Total noninterest expense | $11,374,000 | 1,430 |
| Salaries and employee benefits | $5,152,000 | 1,718 |
| Premises and equipment expense | $1,266,000 | 1,815 |
| Additional noninterest expense | $4,956,000 | 1,011 |
| Pre-tax net operating income | $7,560,000 | 1,155 |
| Securities gains (losses) | $44,000 | 1,837 |
| Applicable income taxes | $2,505,000 | 1,049 |
| Income before extraordinary items | $5,099,000 | 1,278 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,099,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,480 |
| Cash dividends | $823,000 | 2,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $5,069,520 | 1,253 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,187,000 | 1,147 |
| Total interest expense | $4,599,000 | 1,308 |
| Net interest income | $13,588,000 | 1,086 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $872,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $198,000 | 4,668 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $674,000 | 2,324 |
| Total noninterest expense | $8,551,000 | 1,423 |
| Salaries and employee benefits | $3,714,000 | 1,763 |
| Premises and equipment expense | $965,000 | 1,797 |
| Additional noninterest expense | $3,872,000 | 966 |
| Pre-tax net operating income | $5,909,000 | 1,116 |
| Securities gains (losses) | $44,000 | 1,759 |
| Applicable income taxes | $1,968,000 | 1,025 |
| Income before extraordinary items | $3,985,000 | 1,238 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,985,000 | 1,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $617,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,955,520 | 1,212 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,135,000 | 1,139 |
| Total interest expense | $3,020,000 | 1,310 |
| Net interest income | $9,115,000 | 1,073 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $532,000 | 3,426 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $130,000 | 4,686 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $402,000 | 2,500 |
| Total noninterest expense | $5,684,000 | 1,422 |
| Salaries and employee benefits | $2,456,000 | 1,787 |
| Premises and equipment expense | $669,000 | 1,727 |
| Additional noninterest expense | $2,559,000 | 969 |
| Pre-tax net operating income | $3,963,000 | 1,092 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $1,327,000 | 1,022 |
| Income before extraordinary items | $2,680,000 | 1,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,680,000 | 1,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $457,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,650,520 | 1,187 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 1,128 |
| Total interest expense | $1,541,000 | 1,293 |
| Net interest income | $4,630,000 | 1,067 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $220,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $60,000 | 4,803 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $160,000 | 2,829 |
| Total noninterest expense | $2,912,000 | 1,409 |
| Salaries and employee benefits | $1,234,000 | 1,793 |
| Premises and equipment expense | $359,000 | 1,634 |
| Additional noninterest expense | $1,319,000 | 940 |
| Pre-tax net operating income | $1,938,000 | 1,100 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $648,000 | 1,050 |
| Income before extraordinary items | $1,290,000 | 1,257 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,290,000 | 1,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-82,000 | 8,938 |
| Cash dividends | $207,000 | 2,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,290,000 | 1,189 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,532,000 | 2,967 |
| Total interest expense | $3,308,000 | 2,618 |
| Net interest income | $6,224,000 | 3,088 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $329,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $87,000 | 6,773 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $242,000 | 4,909 |
| Total noninterest expense | $4,823,000 | 3,141 |
| Salaries and employee benefits | $2,121,000 | 3,740 |
| Premises and equipment expense | $516,000 | 3,972 |
| Additional noninterest expense | $2,186,000 | 2,209 |
| Pre-tax net operating income | $1,730,000 | 3,743 |
| Securities gains (losses) | $202,000 | 1,341 |
| Applicable income taxes | $958,000 | 2,244 |
| Income before extraordinary items | $974,000 | 4,716 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $974,000 | 4,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,118,000 | 840 |
| Cash dividends | $7,000,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $844,720 | 4,944 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,961,000 | 4,766 |
| Total interest expense | $1,491,000 | 4,161 |
| Net interest income | $2,470,000 | 5,013 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $196,000 | 6,912 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $34,000 | 7,571 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $162,000 | 5,189 |
| Total noninterest expense | $1,900,000 | 5,154 |
| Salaries and employee benefits | $879,000 | 5,684 |
| Premises and equipment expense | $206,000 | 5,924 |
| Additional noninterest expense | $815,000 | 4,012 |
| Pre-tax net operating income | $766,000 | 5,264 |
| Securities gains (losses) | $203,000 | 1,223 |
| Applicable income taxes | $670,000 | 2,459 |
| Income before extraordinary items | $299,000 | 6,955 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $299,000 | 6,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,136,000 | 632 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $169,080 | 7,648 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,373,000 | 897 |
| Total interest expense | $6,567,000 | 725 |
| Net interest income | $9,806,000 | 987 |
| Provision for loan and lease losses | $820,000 | 748 |
| Total noninterest income | $985,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $101,000 | 5,264 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $884,000 | 1,653 |
| Total noninterest expense | $5,730,000 | 1,405 |
| Salaries and employee benefits | $2,892,000 | 1,487 |
| Premises and equipment expense | $578,000 | 1,973 |
| Additional noninterest expense | $2,260,000 | 1,119 |
| Pre-tax net operating income | $4,241,000 | 1,021 |
| Securities gains (losses) | $-37,000 | 9,143 |
| Applicable income taxes | $1,032,000 | 1,335 |
| Income before extraordinary items | $3,172,000 | 1,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,172,000 | 1,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,043,000 | 511 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,199,750 | 969 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,328,000 | 889 |
| Total interest expense | $3,348,000 | 728 |
| Net interest income | $4,980,000 | 975 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $488,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $437,000 | 1,627 |
| Total noninterest expense | $2,776,000 | 1,434 |
| Salaries and employee benefits | $1,453,000 | 1,473 |
| Premises and equipment expense | $283,000 | 2,016 |
| Additional noninterest expense | $1,040,000 | 1,174 |
| Pre-tax net operating income | $2,622,000 | 858 |
| Securities gains (losses) | $15,000 | 2,029 |
| Applicable income taxes | $685,000 | 1,083 |
| Income before extraordinary items | $1,952,000 | 863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,952,000 | 862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,542 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,940,900 | 792 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $32,768,000 | 930 |
| Total interest expense | $15,265,000 | 735 |
| Net interest income | $17,503,000 | 1,099 |
| Provision for loan and lease losses | $870,000 | 1,522 |
| Total noninterest income | $3,379,000 | 1,425 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $209,000 | 5,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,170,000 | 962 |
| Total noninterest expense | $12,082,000 | 1,273 |
| Salaries and employee benefits | $5,282,000 | 1,530 |
| Premises and equipment expense | $1,004,000 | 2,176 |
| Additional noninterest expense | $5,796,000 | 860 |
| Pre-tax net operating income | $7,930,000 | 1,068 |
| Securities gains (losses) | $103,000 | 1,722 |
| Applicable income taxes | $1,929,000 | 1,325 |
| Income before extraordinary items | $6,104,000 | 1,028 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,104,000 | 1,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,769 |
| Cash dividends | $442,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,025,720 | 999 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $29,563,000 | 1,148 |
| Total interest expense | $16,625,000 | 965 |
| Net interest income | $12,938,000 | 1,375 |
| Provision for loan and lease losses | $818,000 | 1,474 |
| Total noninterest income | $989,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $166,000 | 5,565 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $823,000 | 2,341 |
| Total noninterest expense | $8,705,000 | 1,669 |
| Salaries and employee benefits | $4,337,000 | 1,731 |
| Premises and equipment expense | $954,000 | 2,240 |
| Additional noninterest expense | $3,414,000 | 1,373 |
| Pre-tax net operating income | $4,404,000 | 1,622 |
| Securities gains (losses) | $13,000 | 3,437 |
| Applicable income taxes | $863,000 | 2,304 |
| Income before extraordinary items | $3,554,000 | 1,509 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,554,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,713 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,543,600 | 1,450 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,547,000 | 1,329 |
| Total interest expense | $15,294,000 | 1,137 |
| Net interest income | $11,253,000 | 1,562 |
| Provision for loan and lease losses | $528,000 | 1,798 |
| Total noninterest income | $316,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $151,000 | 5,749 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $165,000 | 5,249 |
| Total noninterest expense | $7,297,000 | 1,908 |
| Salaries and employee benefits | $3,873,000 | 1,861 |
| Premises and equipment expense | $818,000 | 2,519 |
| Additional noninterest expense | $2,606,000 | 1,700 |
| Pre-tax net operating income | $3,744,000 | 1,956 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $675,000 | 2,876 |
| Income before extraordinary items | $3,072,000 | 1,708 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,072,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,069,540 | 1,701 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $21,662,000 | 1,509 |
| Total interest expense | $11,420,000 | 1,319 |
| Net interest income | $10,242,000 | 1,700 |
| Provision for loan and lease losses | $719,000 | 1,290 |
| Total noninterest income | $275,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $141,000 | 5,751 |
| Total noninterest expense | $5,691,000 | 2,382 |
| Salaries and employee benefits | $3,160,000 | 2,222 |
| Premises and equipment expense | $588,000 | 3,320 |
| Additional noninterest expense | $1,943,000 | 2,252 |
| Pre-tax net operating income | $4,107,000 | 1,802 |
| Securities gains (losses) | $-82,000 | 9,914 |
| Applicable income taxes | $765,000 | 2,733 |
| Income before extraordinary items | $3,260,000 | 1,639 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,260,000 | 1,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,326,420 | 1,572 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,394,000 | 1,979 |
| Total interest expense | $8,923,000 | 1,720 |
| Net interest income | $7,471,000 | 2,287 |
| Provision for loan and lease losses | $505,000 | 1,703 |
| Total noninterest income | $223,000 | 7,296 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $134,000 | 6,208 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $89,000 | 6,894 |
| Total noninterest expense | $4,495,000 | 2,893 |
| Salaries and employee benefits | $2,242,000 | 3,000 |
| Premises and equipment expense | $515,000 | 3,605 |
| Additional noninterest expense | $1,738,000 | 2,392 |
| Pre-tax net operating income | $2,694,000 | 2,615 |
| Securities gains (losses) | $133,000 | 1,113 |
| Applicable income taxes | $788,000 | 2,777 |
| Income before extraordinary items | $2,039,000 | 2,503 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,039,000 | 2,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,589 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,943,240 | 2,545 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,448,000 | 2,435 |
| Total interest expense | $7,531,000 | 2,039 |
| Net interest income | $5,917,000 | 2,945 |
| Provision for loan and lease losses | $400,000 | 2,088 |
| Total noninterest income | $169,000 | 8,297 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $117,000 | 6,834 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $3,770,000 | 3,356 |
| Salaries and employee benefits | $1,785,000 | 3,670 |
| Premises and equipment expense | $484,000 | 3,821 |
| Additional noninterest expense | $1,501,000 | 2,736 |
| Pre-tax net operating income | $1,916,000 | 3,684 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $590,000 | 3,729 |
| Income before extraordinary items | $1,341,000 | 3,697 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,341,000 | 3,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,330,650 | 3,650 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,221,000 | 3,214 |
| Total interest expense | $5,543,000 | 2,742 |
| Net interest income | $4,678,000 | 3,766 |
| Provision for loan and lease losses | $350,000 | 2,313 |
| Total noninterest income | $213,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $3,004,000 | 4,308 |
| Salaries and employee benefits | $1,464,000 | 4,407 |
| Premises and equipment expense | $333,000 | 5,193 |
| Additional noninterest expense | $1,207,000 | 3,764 |
| Pre-tax net operating income | $1,537,000 | 4,249 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $443,000 | 4,553 |
| Income before extraordinary items | $1,088,000 | 4,190 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,088,000 | 4,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,092,260 | 4,118 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,091,000 | 4,505 |
| Total interest expense | $3,685,000 | 3,969 |
| Net interest income | $3,406,000 | 4,973 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 8,550 |
| Total noninterest expense | $2,525,000 | 4,951 |
| Salaries and employee benefits | $1,224,000 | 5,122 |
| Premises and equipment expense | $321,000 | 5,340 |
| Additional noninterest expense | $980,000 | 4,426 |
| Pre-tax net operating income | $867,000 | 6,565 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $89,000 | 9,408 |
| Income before extraordinary items | $778,000 | 5,552 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $778,000 | 5,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $872,000 | 315 |
| Net operating income | $778,000 | 5,537 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 6,667 |
| Total interest expense | $1,632,000 | 6,522 |
| Net interest income | $2,396,000 | 6,670 |
| Provision for loan and lease losses | $315,000 | 2,173 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 9,972 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $1,729,000 | 6,906 |
| Salaries and employee benefits | $806,000 | 7,173 |
| Premises and equipment expense | $207,000 | 7,274 |
| Additional noninterest expense | $716,000 | 6,204 |
| Pre-tax net operating income | $430,000 | 9,127 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $-140,000 | 12,345 |
| Income before extraordinary items | $542,000 | 6,985 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $542,000 | 6,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,400,000 | 365 |
| Net operating income | $570,000 | 6,812 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,038,000 | 10,100 |
| Total interest expense | $937,000 | 9,395 |
| Net interest income | $1,101,000 | 10,405 |
| Provision for loan and lease losses | $190,000 | 4,040 |
| Total noninterest income | $53,000 | 12,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 12,543 |
| Total noninterest expense | $1,359,000 | 8,303 |
| Salaries and employee benefits | $663,000 | 8,276 |
| Premises and equipment expense | $160,000 | 8,641 |
| Additional noninterest expense | $536,000 | 7,902 |
| Pre-tax net operating income | $-395,000 | 12,809 |
| Securities gains (losses) | $35,000 | 3,910 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-360,000 | 12,852 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-360,000 | 12,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $613,000 | 558 |
| Net operating income | $-395,000 | 12,799 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 13,753 |
| Total interest expense | $210,000 | 13,693 |
| Net interest income | $223,000 | 13,744 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $12,000 | 13,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 11,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $1,212,000 | 8,989 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $171,000 | 8,542 |
| Additional noninterest expense | $414,000 | 9,404 |
| Pre-tax net operating income | $-1,077,000 | 13,490 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-1,005,000 | 13,556 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-1,005,000 | 13,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,007,000 | 169 |
| Net operating income | $-1,077,000 | 13,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.