Home > Premier Bank > Net charge- offs to loans
Premier Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0599% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0334% | 498 |
| Percentage Net Loans Charged-off:Construction & development | -0.0129% | 4,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,507 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0541% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6017% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6017% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0377% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 413 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,357 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0073% | 4,548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0224% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0315% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5301% | 1,032 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5301% | 965 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0672% | 884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0062% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1737% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0109% | 4,591 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0912% | 73 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0748% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5673% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5673% | 880 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 113 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3561% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0259% | 72 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1628% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6954% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6954% | 708 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1028% | 722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 946 |
| Percentage Net Loans Charged-off:Construction & development | -0.0395% | 4,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0233% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5746% | 331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4346% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4346% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1216% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 729 |
| Percentage Net Loans Charged-off:Construction & development | -0.0548% | 4,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,667 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0092% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0266% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7338% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2045% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2045% | 1,470 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 639 |
| Percentage Net Loans Charged-off:Construction & development | -0.0837% | 4,218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0142% | 4,182 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 3,803 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0784% | 68 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1460% | 132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1227% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1227% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 521 |
| Percentage Net Loans Charged-off:Construction & development | -0.0211% | 4,144 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,193 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0212% | 3,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0200% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0311% | 3,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0366% | 3,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0366% | 3,861 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 602 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0684% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0341% | 4,128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2172% | 234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0248% | 4,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0399% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 3,992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5675% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1931% | 1,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1931% | 1,461 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0164% | 3,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0017% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | -0.0412% | 4,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0435% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 4,100 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0488% | 3,411 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1000% | 4,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1165% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1165% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0153% | 3,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 4,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0361% | 4,272 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1003% | 3,526 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1175% | 4,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1305% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,858 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,150 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 3,922 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0221% | 3,436 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 3,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 4,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0267% | 1,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0267% | 1,524 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 774 |
| Percentage Net Loans Charged-off:Construction & development | -0.0237% | 4,242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2151% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0343% | 4,028 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,920 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0527% | 3,525 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0022% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0305% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1447% | 2,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1447% | 2,167 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 477 |
| Percentage Net Loans Charged-off:Construction & development | -0.0062% | 4,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2965% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 3,996 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0554% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1780% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1256% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1256% | 2,143 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0707% | 4,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0590% | 4,755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0532% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2674% | 4,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1370% | 2,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1370% | 2,015 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0779% | 4,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0295% | 4,599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0885% | 4,839 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0055% | 4,060 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0230% | 3,521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3165% | 4,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 1,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2282% | 1,670 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0003% | 4,134 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0110% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0338% | 4,379 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0504% | 4,755 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 4,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0527% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0924% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0145% | 4,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4909% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4909% | 1,468 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0250% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0333% | 4,444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 4,809 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0144% | 4,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0675% | 3,713 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0361% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6536% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6536% | 1,072 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0084% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0322% | 4,748 |
| Percentage Net Loans Charged-off:Construction & development | -0.0154% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0657% | 4,965 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 4,207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0118% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 994 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0493% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6423% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6423% | 1,030 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 1,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 970 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,913 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 4,259 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1475% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0033% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 277 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1771% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1959% | 642 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1959% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0194% | 4,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0186% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0816% | 626 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0211% | 4,273 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0474% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0168% | 522 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0594% | 1,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4016% | 4,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6058% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5488% | 1,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0140% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0838% | 701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0252% | 269 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1524% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0204% | 4,310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0634% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 425 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 793 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5411% | 5,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5205% | 1,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4419% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1102% | 5,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 175 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0148% | 590 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 4,290 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7239% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6750% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5537% | 1,138 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2840% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0555% | 5,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0770% | 627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1508% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.4660% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4474% | 1,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4474% | 1,304 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 2,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 2,490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,884 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0148% | 4,423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0622% | 1,391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1245% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0354% | 1,678 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4484% | 1,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1001% | 3,172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0167% | 3,445 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1328% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0273% | 1,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 709 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0206% | 4,464 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1505% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0226% | 4,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5448% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0057% | 3,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0057% | 3,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1989% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0424% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0850% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0301% | 4,516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2035% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 5,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8085% | 498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0090% | 4,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0090% | 4,663 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0360% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1492% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0627% | 4,587 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 1,184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0214% | 4,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1257% | 4,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0397% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0397% | 2,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 4,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0371% | 5,224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0029% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1242% | 5,482 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0021% | 4,533 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 1,439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1213% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2111% | 2,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0613% | 3,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0078% | 4,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0218% | 5,016 |
| Percentage Net Loans Charged-off:Construction & development | -0.0039% | 4,536 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0740% | 5,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0552% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0730% | 530 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0469% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0484% | 1,769 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1454% | 5,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3454% | 5,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0162% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0558% | 5,404 |
| Percentage Net Loans Charged-off:Construction & development | -0.0058% | 4,633 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1173% | 5,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0038% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 4,849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1462% | 1,209 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4288% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4426% | 5,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 2,592 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0585% | 5,472 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 4,800 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0983% | 5,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0484% | 5,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 4,139 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0515% | 5,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3426% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9888% | 5,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9888% | 5,754 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0279% | 5,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 5,069 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0799% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0705% | 219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0716% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0599% | 4,900 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0072% | 5,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1300% | 5,437 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2238% | 5,461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 5,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1081% | 5,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0949% | 173 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0936% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0524% | 4,838 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1838% | 5,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1742% | 5,489 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3052% | 5,549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0590% | 5,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0376% | 5,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1788% | 5,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1432% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1047% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1384% | 502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 1,524 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0799% | 5,041 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1903% | 5,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1757% | 5,451 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4552% | 5,619 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0995% | 5,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 5,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2771% | 6,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0942% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 4,284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0939% | 5,162 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2619% | 5,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2328% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1013% | 6,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0113% | 1,113 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2612% | 6,153 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1124% | 5,057 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 2,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1804% | 750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1101% | 2,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7053% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1635% | 5,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1226% | 5,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2059% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1116% | 2,681 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1182% | 6,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0168% | 948 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2566% | 6,232 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1493% | 5,116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0998% | 2,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8899% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1079% | 5,631 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0540% | 5,360 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3044% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1101% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 6,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0258% | 798 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1777% | 6,230 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2270% | 5,161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1765% | 1,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4048% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7218% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1215% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0540% | 5,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0683% | 2,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 6,070 |
| Percentage Net Loans Charged-off:Construction & development | -0.0087% | 5,212 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2387% | 6,368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4490% | 5,202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4149% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7305% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5229% | 670 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1610% | 5,608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0537% | 5,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 2,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2332% | 2,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.3509% | 1,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2681% | 1,514 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0015% | 5,127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3140% | 1,650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4678% | 699 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2534% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2498% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1381% | 3,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1973% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1798% | 2,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.8875% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0970% | 1,832 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 5,181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3584% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4760% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3122% | 1,533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1319% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2279% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2892% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 2,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1622% | 2,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.7890% | 778 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0118% | 1,975 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 5,198 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3991% | 1,305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6105% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3163% | 1,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 1,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 2,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2382% | 2,375 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1767% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1868% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.9032% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0193% | 5,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4423% | 1,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7994% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3025% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1299% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9441% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0251% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1536% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2019% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 6.1276% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1082% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3463% | 614 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0163% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7978% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1067% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1255% | 1,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4263% | 2,592 |
| Percentage Net Loans Charged-off: Credit card loans | 23.6686% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3288% | 2,743 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0764% | 1,308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3502% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4062% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 8.7182% | 319 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3801% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4603% | 510 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7820% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5621% | 878 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8746% | 1,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3156% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2506% | 2,981 |
| Percentage Net Loans Charged-off: Credit card loans | 33.1361% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0812% | 3,645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1089% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9266% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0112% | 385 |
| Percentage Net Loans Charged-off:Construction & development | 10.5204% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1920% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8720% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9585% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6670% | 731 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0841% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8448% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3117% | 2,565 |
| Percentage Net Loans Charged-off: Credit card loans | 47.9276% | 6 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0121% | 5,623 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0883% | 1,018 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1237% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8358% | 462 |
| Percentage Net Loans Charged-off:Construction & development | 7.1706% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0454% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7291% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0230% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6078% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2077% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2936% | 454 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6848% | 1,504 |
| Percentage Net Loans Charged-off: Credit card loans | 78.1065% | 2 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0954% | 5,768 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8084% | 2,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8269% | 1,900 |
| Percentage Net Loans Charged-off:Construction & development | 1.8086% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7378% | 1,583 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5066% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9329% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5612% | 1,168 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1118% | 1,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7873% | 2,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1338% | 4,306 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0911% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 4,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1660% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2096% | 1,211 |
| Percentage Net Loans Charged-off:Construction & development | 2.3668% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4032% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2871% | 702 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0016% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6667% | 953 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1651% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0881% | 1,675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 4,177 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7144% | 1,407 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0930% | 3,962 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3870% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3647% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 2.4434% | 1,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5900% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4585% | 535 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1082% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6294% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3396% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5470% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0983% | 6,379 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5208% | 1,385 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0732% | 6,290 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6643% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2340% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 3.6360% | 756 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3309% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1655% | 394 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0264% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3798% | 798 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3428% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1514% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3260% | 6,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2468% | 6,658 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1879% | 1,875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2915% | 1,512 |
| Percentage Net Loans Charged-off:Construction & development | 3.3075% | 1,658 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5432% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2971% | 923 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7977% | 1,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5908% | 1,169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9074% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9345% | 2,635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0616% | 5,145 |
| Percentage Net Loans Charged-off: Credit card loans | -4.1160% | 1,559 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9319% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8948% | 1,901 |
| Percentage Net Loans Charged-off:Construction & development | 2.0266% | 1,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9991% | 1,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1329% | 815 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7379% | 1,590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5019% | 1,106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8643% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1326% | 2,083 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1135% | 7,014 |
| Percentage Net Loans Charged-off: Credit card loans | -4.3037% | 1,551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9832% | 1,880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8108% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 1.4324% | 1,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8767% | 1,090 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1458% | 646 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7817% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5368% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9140% | 1,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6449% | 1,523 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1349% | 6,918 |
| Percentage Net Loans Charged-off: Credit card loans | -4.9558% | 1,550 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1124% | 1,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7053% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.5336% | 1,670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8124% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2925% | 387 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6997% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7843% | 616 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6538% | 1,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5716% | 894 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0966% | 6,647 |
| Percentage Net Loans Charged-off: Credit card loans | -4.9883% | 1,547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7141% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6570% | 2,518 |
| Percentage Net Loans Charged-off:Construction & development | 1.6917% | 2,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4563% | 1,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2138% | 805 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8281% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4174% | 1,322 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0428% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9177% | 2,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6058% | 3,755 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0981% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4632% | 3,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5177% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.9556% | 2,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3524% | 1,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7849% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4291% | 1,100 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9690% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2647% | 3,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6368% | 3,304 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1175% | 132 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3228% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3788% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.5348% | 2,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2074% | 1,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6789% | 1,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4120% | 920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8175% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0717% | 3,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9715% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | 14.8064% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8114% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7755% | 1,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.4446% | 1,503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8336% | 500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3179% | 249 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8883% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0387% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3360% | 572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8897% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3250% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | 15.7480% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9201% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8646% | 1,055 |
| Percentage Net Loans Charged-off:Construction & development | 2.3510% | 987 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5645% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8423% | 213 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6321% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2625% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8259% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1350% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7789% | 2,829 |
| Percentage Net Loans Charged-off: Credit card loans | 16.7832% | 39 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9345% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8908% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 1.8774% | 753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5089% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5723% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7702% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3005% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0152% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1651% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2956% | 4,022 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7967% | 1,807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7369% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7200% | 676 |
| Percentage Net Loans Charged-off:Construction & development | 1.5075% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8136% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4981% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1419% | 714 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6817% | 549 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8680% | 1,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1481% | 4,269 |
| Percentage Net Loans Charged-off: Credit card loans | -0.8094% | 1,785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9939% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1662% | 295 |
| Percentage Net Loans Charged-off:Construction & development | 1.6883% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5147% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7692% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2176% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0516% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5129% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0110% | 3,972 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5166% | 1,781 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1488% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1884% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2964% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1507% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1991% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0215% | 3,780 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0027% | 7,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2357% | 769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3810% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0778% | 577 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2263% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 3,078 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0574% | 7,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 1,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2071% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4048% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 409 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 1,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0568% | 2,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0474% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0532% | 2,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0799% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 7,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0489% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2896% | 2,776 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 3,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0790% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1696% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2211% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0740% | 3,121 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4389% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9673% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 3,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0683% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0804% | 6,250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1851% | 731 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1539% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1994% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0616% | 2,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3717% | 3,099 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2987% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0827% | 2,750 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0853% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 7,917 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0406% | 6,221 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2288% | 578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0917% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 2,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3478% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5026% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 2,500 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0850% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 8,076 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0829% | 6,175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2439% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1112% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3036% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,620 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0939% | 7,006 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4570% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0647% | 4,418 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0261% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1040% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 2,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0241% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0513% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2343% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1499% | 5,383 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9354% | 1,209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0467% | 4,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 2,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 2,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 2,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2798% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0553% | 7,655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0434% | 4,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2500% | 1,858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0236% | 5,128 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2795% | 1,285 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1499% | 7,498 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0044% | 3,678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 2,701 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4089% | 2,368 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0862% | 8,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0700% | 4,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 2,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3880% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1037% | 5,572 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 4,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 1,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 1,920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0048% | 5,604 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1039% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 1,660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0660% | 1,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5502% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1257% | 4,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 5,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0035% | 3,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 3,206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4913% | 2,640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5746% | 8,870 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0227% | 6,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0048% | 3,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 2,628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3592% | 2,551 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7180% | 8,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0497% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 2,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 2,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5472% | 1,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8021% | 8,945 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0229% | 4,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6567% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1965% | 8,982 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 4,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1508% | 1,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2477% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2819% | 787 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2241% | 3,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2786% | 5,520 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3132% | 1,911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3507% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3272% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1074% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3852% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2985% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7800% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3901% | 1,717 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1107% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0334% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1292% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1360% | 185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0374% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6238% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6651% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5281% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 161 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1799% | 166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1872% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0997% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1328% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0656% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4869% | 1,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1535% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 6.2724% | 4 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1243% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7320% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9589% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2554% | 3,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6886% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2039% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6550% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1544% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0319% | 824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6385% | 775 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8295% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0795% | 6,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1122% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3170% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3388% | 717 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 5,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0083% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4318% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3167% | 937 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1072% | 6,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0245% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0280% | 835 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5924% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3373% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2924% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7230% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1287% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0404% | 903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1510% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.3835% | 51 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5412% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7589% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |