Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $120,420,000 | 352 |
| Total interest expense | $53,339,000 | 364 |
| Net interest income | $67,081,000 | 334 |
| Provision for loan and lease losses | $10,039,000 | 202 |
| Total noninterest income | $31,535,000 | 302 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $4,471,000 | 323 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $27,064,000 | 252 |
| Total noninterest expense | $66,131,000 | 289 |
| Salaries and employee benefits | $37,640,000 | 221 |
| Premises and equipment expense | $7,953,000 | 310 |
| Additional noninterest expense | $20,538,000 | 359 |
| Pre-tax net operating income | $22,446,000 | 438 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $8,640,000 | 404 |
| Income before extraordinary items | $13,836,000 | 476 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $13,836,000 | 476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,439,000 | 255 |
| Cash dividends | $14,342,000 | 313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,816,800 | 472 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $78,825,000 | 489 |
| Total interest expense | $33,229,000 | 531 |
| Net interest income | $45,596,000 | 433 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $6,711,000 | 764 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,082,000 | 423 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,629,000 | 800 |
| Total noninterest expense | $26,209,000 | 592 |
| Salaries and employee benefits | $14,160,000 | 518 |
| Premises and equipment expense | $4,228,000 | 523 |
| Additional noninterest expense | $7,821,000 | 702 |
| Pre-tax net operating income | $25,618,000 | 363 |
| Securities gains (losses) | $1,105,000 | 359 |
| Applicable income taxes | $8,747,000 | 376 |
| Income before extraordinary items | $17,976,000 | 364 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $17,976,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,465 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $17,235,650 | 353 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,442,000 | 1,180 |
| Total interest expense | $13,752,000 | 1,178 |
| Net interest income | $14,690,000 | 1,199 |
| Provision for loan and lease losses | $350,000 | 2,319 |
| Total noninterest income | $2,019,000 | 1,748 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $992,000 | 1,294 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,027,000 | 1,704 |
| Total noninterest expense | $10,520,000 | 1,261 |
| Salaries and employee benefits | $5,609,000 | 1,172 |
| Premises and equipment expense | $1,768,000 | 1,130 |
| Additional noninterest expense | $3,143,000 | 1,383 |
| Pre-tax net operating income | $5,839,000 | 1,327 |
| Securities gains (losses) | $-25,000 | 10,445 |
| Applicable income taxes | $2,121,000 | 1,251 |
| Income before extraordinary items | $3,693,000 | 1,465 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,693,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 10,497 |
| Cash dividends | $1,300,000 | 1,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,709,000 | 1,424 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,480,000 | 2,315 |
| Total interest expense | $6,012,000 | 2,546 |
| Net interest income | $8,468,000 | 2,115 |
| Provision for loan and lease losses | $375,000 | 2,185 |
| Total noninterest income | $1,304,000 | 2,534 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $784,000 | 1,715 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $520,000 | 2,841 |
| Total noninterest expense | $5,662,000 | 2,429 |
| Salaries and employee benefits | $3,195,000 | 2,091 |
| Premises and equipment expense | $910,000 | 2,185 |
| Additional noninterest expense | $1,557,000 | 3,022 |
| Pre-tax net operating income | $3,735,000 | 1,941 |
| Securities gains (losses) | $135,000 | 838 |
| Applicable income taxes | $1,269,000 | 1,904 |
| Income before extraordinary items | $2,601,000 | 1,900 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,601,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,024 |
| Cash dividends | $1,830,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,510,550 | 1,928 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,128,000 | 2,754 |
| Total interest expense | $5,124,000 | 2,963 |
| Net interest income | $7,004,000 | 2,558 |
| Provision for loan and lease losses | $300,000 | 2,267 |
| Total noninterest income | $1,431,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $751,000 | 1,815 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $680,000 | 2,336 |
| Total noninterest expense | $5,454,000 | 2,496 |
| Salaries and employee benefits | $2,909,000 | 2,273 |
| Premises and equipment expense | $872,000 | 2,301 |
| Additional noninterest expense | $1,673,000 | 2,783 |
| Pre-tax net operating income | $2,681,000 | 2,677 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $863,000 | 2,696 |
| Income before extraordinary items | $1,830,000 | 2,699 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,830,000 | 2,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,304 |
| Cash dividends | $730,000 | 2,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,821,840 | 2,682 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,301,000 | 2,955 |
| Total interest expense | $3,778,000 | 3,235 |
| Net interest income | $6,523,000 | 2,782 |
| Provision for loan and lease losses | $285,000 | 2,374 |
| Total noninterest income | $1,747,000 | 2,035 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $910,000 | 1,490 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $837,000 | 2,078 |
| Total noninterest expense | $5,868,000 | 2,390 |
| Salaries and employee benefits | $3,152,000 | 2,097 |
| Premises and equipment expense | $925,000 | 2,183 |
| Additional noninterest expense | $1,791,000 | 2,845 |
| Pre-tax net operating income | $2,117,000 | 3,271 |
| Securities gains (losses) | $-28,000 | 10,602 |
| Applicable income taxes | $628,000 | 3,371 |
| Income before extraordinary items | $1,461,000 | 3,247 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,461,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,265 |
| Cash dividends | $410,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $-2,000,000 | 12,584 |
| Net operating income | $1,480,600 | 3,240 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,082,000 | 3,057 |
| Total interest expense | $3,724,000 | 3,381 |
| Net interest income | $6,358,000 | 2,854 |
| Provision for loan and lease losses | $1,007,000 | 1,292 |
| Total noninterest income | $2,116,000 | 1,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $985,000 | 1,367 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,131,000 | 1,875 |
| Total noninterest expense | $6,470,000 | 2,241 |
| Salaries and employee benefits | $3,056,000 | 2,172 |
| Premises and equipment expense | $924,000 | 2,218 |
| Additional noninterest expense | $2,490,000 | 2,240 |
| Pre-tax net operating income | $997,000 | 5,894 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $191,000 | 7,790 |
| Income before extraordinary items | $819,000 | 5,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $819,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $829,000 | 1,294 |
| Cash dividends | $111,000 | 6,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $808,470 | 5,286 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,558,000 | 4,512 |
| Total interest expense | $3,364,000 | 4,703 |
| Net interest income | $4,194,000 | 4,263 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $1,088,000 | 3,087 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $611,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,280 |
| Total noninterest expense | $5,085,000 | 2,817 |
| Salaries and employee benefits | $2,290,000 | 2,835 |
| Premises and equipment expense | $739,000 | 2,794 |
| Additional noninterest expense | $2,056,000 | 2,735 |
| Pre-tax net operating income | $197,000 | 11,096 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $41,000 | 11,507 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $41,000 | 1,051 |
| Net income | $213,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $615,000 | 2,142 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $159,040 | 10,802 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.