Home > Premier Bank > Income and Expense
Premier Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,661 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $1,058,000 | 4,362 |
| Provision for loan and lease losses | $-210,000 | 7,231 |
| Total noninterest income | $241,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,025 |
| Total noninterest expense | $1,254,000 | 3,520 |
| Salaries and employee benefits | $473,000 | 4,349 |
| Premises and equipment expense | $58,000 | 5,568 |
| Additional noninterest expense | $723,000 | 2,225 |
| Pre-tax net operating income | $255,000 | 4,137 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $255,000 | 3,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 3,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 3,936 |
| Net charge-offs | $-202,000 | 7,231 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $255,000 | 3,782 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 4,458 |
| Total interest expense | $548,000 | 5,688 |
| Net interest income | $4,664,000 | 4,101 |
| Provision for loan and lease losses | $136,000 | 5,041 |
| Total noninterest income | $692,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $378,000 | 3,138 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $314,000 | 3,789 |
| Total noninterest expense | $8,178,000 | 2,325 |
| Salaries and employee benefits | $1,864,000 | 4,343 |
| Premises and equipment expense | $1,471,000 | 1,683 |
| Additional noninterest expense | $4,843,000 | 1,423 |
| Pre-tax net operating income | $-2,958,000 | 6,911 |
| Securities gains (losses) | $353,000 | 1,020 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,605,000 | 6,908 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,605,000 | 6,907 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,605,000 | 6,908 |
| Net charge-offs | $857,000 | 2,545 |
| Cash dividends | $1,000,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-2,958,000 | 6,932 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,100,000 | 4,375 |
| Total interest expense | $443,000 | 5,663 |
| Net interest income | $3,657,000 | 3,992 |
| Provision for loan and lease losses | $120,000 | 4,772 |
| Total noninterest income | $477,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $289,000 | 3,111 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $188,000 | 4,185 |
| Total noninterest expense | $4,246,000 | 3,212 |
| Salaries and employee benefits | $1,379,000 | 4,386 |
| Premises and equipment expense | $708,000 | 2,543 |
| Additional noninterest expense | $2,159,000 | 2,293 |
| Pre-tax net operating income | $-232,000 | 6,416 |
| Securities gains (losses) | $47,000 | 2,372 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-185,000 | 6,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-185,000 | 6,492 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-185,000 | 6,492 |
| Net charge-offs | $847,000 | 2,079 |
| Cash dividends | $1,000,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-232,000 | 6,469 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,877,000 | 4,274 |
| Total interest expense | $314,000 | 5,657 |
| Net interest income | $2,563,000 | 3,877 |
| Provision for loan and lease losses | $449,000 | 2,472 |
| Total noninterest income | $199,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $189,000 | 3,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $10,000 | 6,590 |
| Total noninterest expense | $2,858,000 | 3,220 |
| Salaries and employee benefits | $928,000 | 4,397 |
| Premises and equipment expense | $470,000 | 2,575 |
| Additional noninterest expense | $1,460,000 | 2,297 |
| Pre-tax net operating income | $-545,000 | 6,808 |
| Securities gains (losses) | $45,000 | 1,655 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-500,000 | 6,847 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-500,000 | 6,846 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-500,000 | 6,847 |
| Net charge-offs | $948,000 | 1,515 |
| Cash dividends | $1,000,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-545,000 | 6,851 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,518,000 | 4,123 |
| Total interest expense | $170,000 | 5,590 |
| Net interest income | $1,348,000 | 3,756 |
| Provision for loan and lease losses | $446,000 | 1,570 |
| Total noninterest income | $265,000 | 3,049 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $92,000 | 3,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $1,425,000 | 3,235 |
| Salaries and employee benefits | $503,000 | 4,213 |
| Premises and equipment expense | $241,000 | 2,560 |
| Additional noninterest expense | $681,000 | 2,435 |
| Pre-tax net operating income | $-258,000 | 6,889 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $15,000 | 3,590 |
| Income before extraordinary items | $-273,000 | 6,964 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-273,000 | 6,964 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-273,000 | 6,964 |
| Net charge-offs | $416,000 | 1,490 |
| Cash dividends | $1,000,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-273,000 | 6,945 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 3,551 |
| Total interest expense | $1,432,000 | 4,369 |
| Net interest income | $6,587,000 | 3,233 |
| Provision for loan and lease losses | $-1,164,000 | 7,643 |
| Total noninterest income | $1,117,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $441,000 | 2,891 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $676,000 | 2,739 |
| Total noninterest expense | $5,702,000 | 3,239 |
| Salaries and employee benefits | $1,970,000 | 4,278 |
| Premises and equipment expense | $939,000 | 2,611 |
| Additional noninterest expense | $2,793,000 | 2,428 |
| Pre-tax net operating income | $3,166,000 | 1,551 |
| Securities gains (losses) | $780,000 | 606 |
| Applicable income taxes | $90,000 | 3,304 |
| Income before extraordinary items | $3,856,000 | 1,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,856,000 | 1,130 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,856,000 | 1,131 |
| Net charge-offs | $756,000 | 3,070 |
| Cash dividends | $3,000,000 | 544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,091,600 | 1,318 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,354,000 | 3,466 |
| Total interest expense | $1,221,000 | 4,209 |
| Net interest income | $5,133,000 | 3,170 |
| Provision for loan and lease losses | $-656,000 | 7,745 |
| Total noninterest income | $802,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $344,000 | 2,872 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $458,000 | 2,896 |
| Total noninterest expense | $4,278,000 | 3,241 |
| Salaries and employee benefits | $1,518,000 | 4,235 |
| Premises and equipment expense | $707,000 | 2,634 |
| Additional noninterest expense | $2,053,000 | 2,433 |
| Pre-tax net operating income | $2,313,000 | 1,698 |
| Securities gains (losses) | $754,000 | 527 |
| Applicable income taxes | $54,000 | 3,528 |
| Income before extraordinary items | $3,013,000 | 1,120 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,013,000 | 1,123 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $3,013,000 | 1,123 |
| Net charge-offs | $792,000 | 2,479 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,274,080 | 1,408 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 3,317 |
| Total interest expense | $907,000 | 4,055 |
| Net interest income | $3,598,000 | 3,047 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $536,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $235,000 | 2,836 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $301,000 | 2,831 |
| Total noninterest expense | $2,915,000 | 3,191 |
| Salaries and employee benefits | $1,028,000 | 4,214 |
| Premises and equipment expense | $467,000 | 2,662 |
| Additional noninterest expense | $1,420,000 | 2,362 |
| Pre-tax net operating income | $1,207,000 | 2,053 |
| Securities gains (losses) | $720,000 | 342 |
| Applicable income taxes | $36,000 | 3,489 |
| Income before extraordinary items | $1,891,000 | 1,177 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,891,000 | 1,178 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,891,000 | 1,178 |
| Net charge-offs | $469,000 | 2,529 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,185,400 | 1,749 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 3,334 |
| Total interest expense | $479,000 | 4,050 |
| Net interest income | $1,806,000 | 3,066 |
| Provision for loan and lease losses | $-17,000 | 7,856 |
| Total noninterest income | $187,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $117,000 | 2,833 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 4,123 |
| Total noninterest expense | $1,528,000 | 3,103 |
| Salaries and employee benefits | $550,000 | 4,075 |
| Premises and equipment expense | $237,000 | 2,694 |
| Additional noninterest expense | $741,000 | 2,279 |
| Pre-tax net operating income | $482,000 | 2,473 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $18,000 | 3,501 |
| Income before extraordinary items | $464,000 | 2,271 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 2,270 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $464,000 | 2,271 |
| Net charge-offs | $509,000 | 1,566 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $464,000 | 2,187 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,517,000 | 3,108 |
| Total interest expense | $2,406,000 | 3,997 |
| Net interest income | $8,111,000 | 2,694 |
| Provision for loan and lease losses | $2,589,000 | 2,137 |
| Total noninterest income | $2,013,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $691,000 | 2,280 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,322,000 | 1,797 |
| Total noninterest expense | $7,164,000 | 2,736 |
| Salaries and employee benefits | $2,681,000 | 3,505 |
| Premises and equipment expense | $1,076,000 | 2,433 |
| Additional noninterest expense | $3,407,000 | 2,101 |
| Pre-tax net operating income | $371,000 | 4,320 |
| Securities gains (losses) | $868,000 | 558 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,239,000 | 2,421 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,239,000 | 2,419 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,239,000 | 2,420 |
| Net charge-offs | $454,000 | 3,921 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $371,000 | 4,194 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,078,000 | 3,082 |
| Total interest expense | $1,869,000 | 4,031 |
| Net interest income | $6,209,000 | 2,647 |
| Provision for loan and lease losses | $1,907,000 | 1,968 |
| Total noninterest income | $1,549,000 | 2,110 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $547,000 | 2,190 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,002,000 | 1,825 |
| Total noninterest expense | $5,452,000 | 2,710 |
| Salaries and employee benefits | $2,090,000 | 3,415 |
| Premises and equipment expense | $774,000 | 2,539 |
| Additional noninterest expense | $2,588,000 | 2,044 |
| Pre-tax net operating income | $399,000 | 4,192 |
| Securities gains (losses) | $120,000 | 1,678 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $510,000 | 3,658 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $510,000 | 3,656 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $510,000 | 3,658 |
| Net charge-offs | $330,000 | 3,576 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $392,400 | 3,987 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,446,000 | 3,082 |
| Total interest expense | $1,267,000 | 4,104 |
| Net interest income | $4,179,000 | 2,598 |
| Provision for loan and lease losses | $1,954,000 | 1,412 |
| Total noninterest income | $1,067,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $380,000 | 2,104 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $687,000 | 1,832 |
| Total noninterest expense | $3,542,000 | 2,797 |
| Salaries and employee benefits | $1,403,000 | 3,434 |
| Premises and equipment expense | $503,000 | 2,627 |
| Additional noninterest expense | $1,636,000 | 2,168 |
| Pre-tax net operating income | $-250,000 | 6,360 |
| Securities gains (losses) | $131,000 | 1,290 |
| Applicable income taxes | $-24,000 | 6,890 |
| Income before extraordinary items | $-95,000 | 6,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-95,000 | 6,177 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-95,000 | 6,177 |
| Net charge-offs | $305,000 | 2,904 |
| Cash dividends | $1,000,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-199,800 | 6,365 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,740,000 | 3,101 |
| Total interest expense | $622,000 | 4,269 |
| Net interest income | $2,118,000 | 2,558 |
| Provision for loan and lease losses | $559,000 | 1,679 |
| Total noninterest income | $495,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $177,000 | 2,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $318,000 | 1,874 |
| Total noninterest expense | $1,629,000 | 2,916 |
| Salaries and employee benefits | $720,000 | 3,386 |
| Premises and equipment expense | $220,000 | 3,005 |
| Additional noninterest expense | $689,000 | 2,265 |
| Pre-tax net operating income | $425,000 | 2,687 |
| Securities gains (losses) | $133,000 | 862 |
| Applicable income taxes | $34,000 | 3,194 |
| Income before extraordinary items | $524,000 | 2,046 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 2,047 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $524,000 | 2,047 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $1,000,000 | 426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $398,980 | 2,431 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,330,000 | 2,963 |
| Total interest expense | $3,467,000 | 3,870 |
| Net interest income | $8,863,000 | 2,458 |
| Provision for loan and lease losses | $1,334,000 | 2,292 |
| Total noninterest income | $1,528,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $671,000 | 2,426 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $857,000 | 2,358 |
| Total noninterest expense | $6,705,000 | 2,784 |
| Salaries and employee benefits | $2,861,000 | 3,386 |
| Premises and equipment expense | $850,000 | 3,026 |
| Additional noninterest expense | $2,994,000 | 2,014 |
| Pre-tax net operating income | $2,352,000 | 2,194 |
| Securities gains (losses) | $304,000 | 540 |
| Applicable income taxes | $127,000 | 3,199 |
| Income before extraordinary items | $2,529,000 | 1,598 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,529,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $912,000 | 2,061 |
| Cash dividends | $1,750,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,240,200 | 1,899 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,362,000 | 2,997 |
| Total interest expense | $2,669,000 | 3,912 |
| Net interest income | $6,693,000 | 2,467 |
| Provision for loan and lease losses | $991,000 | 1,835 |
| Total noninterest income | $1,030,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $502,000 | 2,451 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $528,000 | 2,729 |
| Total noninterest expense | $4,973,000 | 2,789 |
| Salaries and employee benefits | $2,295,000 | 3,223 |
| Premises and equipment expense | $605,000 | 3,176 |
| Additional noninterest expense | $2,073,000 | 2,090 |
| Pre-tax net operating income | $1,759,000 | 2,521 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $93,000 | 3,650 |
| Income before extraordinary items | $1,666,000 | 2,119 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,666,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,648 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,666,000 | 2,220 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,311,000 | 3,003 |
| Total interest expense | $1,748,000 | 4,094 |
| Net interest income | $4,563,000 | 2,394 |
| Provision for loan and lease losses | $630,000 | 1,645 |
| Total noninterest income | $688,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $337,000 | 2,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $351,000 | 2,778 |
| Total noninterest expense | $3,246,000 | 2,839 |
| Salaries and employee benefits | $1,616,000 | 3,105 |
| Premises and equipment expense | $348,000 | 3,566 |
| Additional noninterest expense | $1,282,000 | 2,215 |
| Pre-tax net operating income | $1,375,000 | 2,358 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $60,000 | 3,909 |
| Income before extraordinary items | $1,315,000 | 2,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,315,000 | 2,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $654,000 | 1,116 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,315,000 | 1,980 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,313,000 | 2,946 |
| Total interest expense | $913,000 | 4,151 |
| Net interest income | $2,400,000 | 2,288 |
| Provision for loan and lease losses | $191,000 | 1,873 |
| Total noninterest income | $320,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $1,927,000 | 2,449 |
| Salaries and employee benefits | $1,065,000 | 2,445 |
| Premises and equipment expense | $174,000 | 3,583 |
| Additional noninterest expense | $688,000 | 2,040 |
| Pre-tax net operating income | $602,000 | 2,694 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $56,000 | 3,451 |
| Income before extraordinary items | $546,000 | 2,499 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $546,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $546,000 | 2,428 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,444,000 | 2,601 |
| Total interest expense | $5,769,000 | 3,104 |
| Net interest income | $9,675,000 | 2,307 |
| Provision for loan and lease losses | $-254,000 | 8,453 |
| Total noninterest income | $5,970,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $607,000 | 2,655 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $5,363,000 | 636 |
| Total noninterest expense | $11,837,000 | 1,554 |
| Salaries and employee benefits | $6,101,000 | 1,643 |
| Premises and equipment expense | $880,000 | 2,855 |
| Additional noninterest expense | $4,856,000 | 1,170 |
| Pre-tax net operating income | $4,062,000 | 1,955 |
| Securities gains (losses) | $-19,000 | 7,745 |
| Applicable income taxes | $159,000 | 4,078 |
| Income before extraordinary items | $3,884,000 | 1,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,884,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,896 |
| Cash dividends | $7,739,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,902,240 | 1,623 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,751,000 | 2,580 |
| Total interest expense | $4,418,000 | 3,048 |
| Net interest income | $7,333,000 | 2,297 |
| Provision for loan and lease losses | $-78,000 | 8,404 |
| Total noninterest income | $5,099,000 | 858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $437,000 | 2,726 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,662,000 | 577 |
| Total noninterest expense | $9,918,000 | 1,383 |
| Salaries and employee benefits | $5,368,000 | 1,418 |
| Premises and equipment expense | $665,000 | 2,820 |
| Additional noninterest expense | $3,885,000 | 1,060 |
| Pre-tax net operating income | $2,592,000 | 2,370 |
| Securities gains (losses) | $-28,000 | 8,044 |
| Applicable income taxes | $239,000 | 3,476 |
| Income before extraordinary items | $2,325,000 | 2,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,325,000 | 2,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $5,739,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,350,480 | 2,072 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,860,000 | 2,591 |
| Total interest expense | $2,925,000 | 3,067 |
| Net interest income | $4,935,000 | 2,308 |
| Provision for loan and lease losses | $112,000 | 3,133 |
| Total noninterest income | $3,908,000 | 790 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $275,000 | 2,838 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,633,000 | 540 |
| Total noninterest expense | $7,146,000 | 1,303 |
| Salaries and employee benefits | $3,814,000 | 1,339 |
| Premises and equipment expense | $426,000 | 2,939 |
| Additional noninterest expense | $2,906,000 | 954 |
| Pre-tax net operating income | $1,585,000 | 2,584 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $159,000 | 3,562 |
| Income before extraordinary items | $1,426,000 | 2,295 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,426,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $5,539,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,426,000 | 2,277 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 2,584 |
| Total interest expense | $1,448,000 | 3,077 |
| Net interest income | $2,505,000 | 2,291 |
| Provision for loan and lease losses | $393,000 | 636 |
| Total noninterest income | $2,076,000 | 733 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $1,956,000 | 507 |
| Total noninterest expense | $3,567,000 | 1,302 |
| Salaries and employee benefits | $1,953,000 | 1,317 |
| Premises and equipment expense | $208,000 | 3,009 |
| Additional noninterest expense | $1,406,000 | 967 |
| Pre-tax net operating income | $621,000 | 3,046 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $80,000 | 3,578 |
| Income before extraordinary items | $541,000 | 2,848 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $541,000 | 2,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,903 |
| Cash dividends | $2,911,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $541,000 | 2,840 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,347,000 | 2,506 |
| Total interest expense | $5,786,000 | 2,671 |
| Net interest income | $9,561,000 | 2,380 |
| Provision for loan and lease losses | $-133,000 | 8,500 |
| Total noninterest income | $7,781,000 | 753 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $547,000 | 2,872 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $7,234,000 | 520 |
| Total noninterest expense | $11,813,000 | 1,512 |
| Salaries and employee benefits | $6,440,000 | 1,534 |
| Premises and equipment expense | $704,000 | 3,324 |
| Additional noninterest expense | $4,669,000 | 1,149 |
| Pre-tax net operating income | $5,662,000 | 1,702 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $240,000 | 4,091 |
| Income before extraordinary items | $5,422,000 | 1,348 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,422,000 | 1,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 8,519 |
| Cash dividends | $3,168,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $5,422,000 | 1,336 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,248,000 | 2,546 |
| Total interest expense | $4,315,000 | 2,610 |
| Net interest income | $6,933,000 | 2,474 |
| Provision for loan and lease losses | $-15,000 | 8,480 |
| Total noninterest income | $5,627,000 | 794 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $414,000 | 2,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,213,000 | 549 |
| Total noninterest expense | $8,626,000 | 1,555 |
| Salaries and employee benefits | $4,705,000 | 1,583 |
| Premises and equipment expense | $491,000 | 3,520 |
| Additional noninterest expense | $3,430,000 | 1,178 |
| Pre-tax net operating income | $3,949,000 | 1,867 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $225,000 | 3,980 |
| Income before extraordinary items | $3,724,000 | 1,505 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,724,000 | 1,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $3,168,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,724,000 | 1,488 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 2,573 |
| Total interest expense | $2,761,000 | 2,613 |
| Net interest income | $4,520,000 | 2,530 |
| Provision for loan and lease losses | $-65,000 | 8,601 |
| Total noninterest income | $3,499,000 | 837 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $272,000 | 2,896 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,227,000 | 571 |
| Total noninterest expense | $5,529,000 | 1,620 |
| Salaries and employee benefits | $3,061,000 | 1,616 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $2,166,000 | 1,248 |
| Pre-tax net operating income | $2,555,000 | 1,914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $150,000 | 4,003 |
| Income before extraordinary items | $2,405,000 | 1,536 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,405,000 | 1,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $2,700,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,405,000 | 1,518 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 2,608 |
| Total interest expense | $1,306,000 | 2,631 |
| Net interest income | $2,205,000 | 2,569 |
| Provision for loan and lease losses | $82,000 | 2,309 |
| Total noninterest income | $1,760,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $141,000 | 2,720 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,619,000 | 566 |
| Total noninterest expense | $2,684,000 | 1,671 |
| Salaries and employee benefits | $1,578,000 | 1,578 |
| Premises and equipment expense | $152,000 | 3,747 |
| Additional noninterest expense | $954,000 | 1,382 |
| Pre-tax net operating income | $1,199,000 | 1,970 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $75,000 | 3,953 |
| Income before extraordinary items | $1,124,000 | 1,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,124,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $500,000 | 1,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,124,000 | 1,585 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,456,000 | 2,808 |
| Total interest expense | $3,389,000 | 3,019 |
| Net interest income | $8,067,000 | 2,680 |
| Provision for loan and lease losses | $113,000 | 4,668 |
| Total noninterest income | $6,186,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $624,000 | 2,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,562,000 | 631 |
| Total noninterest expense | $9,374,000 | 1,813 |
| Salaries and employee benefits | $5,391,000 | 1,736 |
| Premises and equipment expense | $606,000 | 3,626 |
| Additional noninterest expense | $3,377,000 | 1,499 |
| Pre-tax net operating income | $4,766,000 | 1,937 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $230,000 | 4,479 |
| Income before extraordinary items | $4,536,000 | 1,545 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,536,000 | 1,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,746 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,536,000 | 1,523 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,996,000 | 2,937 |
| Total interest expense | $2,201,000 | 3,245 |
| Net interest income | $5,795,000 | 2,770 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $4,402,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $467,000 | 2,579 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,935,000 | 660 |
| Total noninterest expense | $6,952,000 | 1,810 |
| Salaries and employee benefits | $4,035,000 | 1,716 |
| Premises and equipment expense | $445,000 | 3,685 |
| Additional noninterest expense | $2,472,000 | 1,520 |
| Pre-tax net operating income | $3,233,000 | 2,104 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $135,000 | 4,932 |
| Income before extraordinary items | $3,098,000 | 1,700 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,098,000 | 1,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,098,000 | 1,666 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,996,000 | 3,035 |
| Total interest expense | $1,237,000 | 3,541 |
| Net interest income | $3,759,000 | 2,800 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $2,764,000 | 998 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $310,000 | 2,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,454,000 | 692 |
| Total noninterest expense | $4,423,000 | 1,874 |
| Salaries and employee benefits | $2,642,000 | 1,743 |
| Premises and equipment expense | $282,000 | 3,796 |
| Additional noninterest expense | $1,499,000 | 1,648 |
| Pre-tax net operating income | $2,094,000 | 2,102 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $90,000 | 4,947 |
| Income before extraordinary items | $2,004,000 | 1,709 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,004,000 | 1,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,004,000 | 1,680 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 3,095 |
| Total interest expense | $567,000 | 3,668 |
| Net interest income | $1,837,000 | 2,867 |
| Provision for loan and lease losses | $-12,000 | 8,733 |
| Total noninterest income | $1,287,000 | 1,022 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $144,000 | 2,653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,143,000 | 718 |
| Total noninterest expense | $2,164,000 | 1,916 |
| Salaries and employee benefits | $1,317,000 | 1,752 |
| Premises and equipment expense | $133,000 | 4,011 |
| Additional noninterest expense | $714,000 | 1,725 |
| Pre-tax net operating income | $972,000 | 2,214 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $45,000 | 4,902 |
| Income before extraordinary items | $927,000 | 1,824 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $927,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $927,000 | 1,785 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 3,358 |
| Total interest expense | $1,468,000 | 4,578 |
| Net interest income | $6,702,000 | 3,014 |
| Provision for loan and lease losses | $-7,000 | 8,662 |
| Total noninterest income | $2,552,000 | 1,835 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $704,000 | 2,359 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,848,000 | 1,405 |
| Total noninterest expense | $6,255,000 | 2,543 |
| Salaries and employee benefits | $3,360,000 | 2,574 |
| Premises and equipment expense | $508,000 | 4,038 |
| Additional noninterest expense | $2,387,000 | 2,049 |
| Pre-tax net operating income | $3,006,000 | 2,591 |
| Securities gains (losses) | $54,000 | 1,682 |
| Applicable income taxes | $180,000 | 4,880 |
| Income before extraordinary items | $2,880,000 | 2,157 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,880,000 | 2,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,907 |
| Cash dividends | $925,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,829,240 | 2,140 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 3,426 |
| Total interest expense | $986,000 | 4,817 |
| Net interest income | $4,927,000 | 3,042 |
| Provision for loan and lease losses | $-7,000 | 8,771 |
| Total noninterest income | $1,612,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $539,000 | 2,345 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,073,000 | 1,691 |
| Total noninterest expense | $4,526,000 | 2,587 |
| Salaries and employee benefits | $2,349,000 | 2,721 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $1,795,000 | 2,007 |
| Pre-tax net operating income | $2,020,000 | 2,856 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $135,000 | 4,983 |
| Income before extraordinary items | $1,887,000 | 2,441 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,887,000 | 2,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $350,000 | 3,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,885,140 | 2,387 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 3,516 |
| Total interest expense | $610,000 | 5,059 |
| Net interest income | $3,190,000 | 3,108 |
| Provision for loan and lease losses | $-7,000 | 8,858 |
| Total noninterest income | $987,000 | 2,219 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $356,000 | 2,359 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $631,000 | 1,853 |
| Total noninterest expense | $2,973,000 | 2,636 |
| Salaries and employee benefits | $1,510,000 | 2,814 |
| Premises and equipment expense | $249,000 | 4,088 |
| Additional noninterest expense | $1,214,000 | 1,969 |
| Pre-tax net operating income | $1,211,000 | 3,090 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $1,123,000 | 2,666 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,123,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,680 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,121,140 | 2,601 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,865,000 | 3,581 |
| Total interest expense | $299,000 | 5,173 |
| Net interest income | $1,566,000 | 3,160 |
| Provision for loan and lease losses | $-19,000 | 8,949 |
| Total noninterest income | $371,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 2,302 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $193,000 | 2,525 |
| Total noninterest expense | $1,448,000 | 2,722 |
| Salaries and employee benefits | $733,000 | 2,892 |
| Premises and equipment expense | $132,000 | 3,942 |
| Additional noninterest expense | $583,000 | 2,027 |
| Pre-tax net operating income | $508,000 | 3,482 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $45,000 | 4,981 |
| Income before extraordinary items | $464,000 | 3,119 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $464,000 | 3,119 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $463,090 | 3,010 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 3,598 |
| Total interest expense | $1,542,000 | 4,790 |
| Net interest income | $5,976,000 | 3,203 |
| Provision for loan and lease losses | $15,000 | 7,196 |
| Total noninterest income | $2,502,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $841,000 | 2,036 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,661,000 | 1,685 |
| Total noninterest expense | $5,612,000 | 2,768 |
| Salaries and employee benefits | $2,972,000 | 2,790 |
| Premises and equipment expense | $523,000 | 3,931 |
| Additional noninterest expense | $2,117,000 | 2,287 |
| Pre-tax net operating income | $2,851,000 | 2,616 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $150,000 | 5,276 |
| Income before extraordinary items | $2,720,000 | 2,221 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,720,000 | 2,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $4,950,000 | 661 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,701,950 | 2,138 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,666,000 | 3,637 |
| Total interest expense | $1,206,000 | 4,807 |
| Net interest income | $4,460,000 | 3,222 |
| Provision for loan and lease losses | $15,000 | 6,935 |
| Total noninterest income | $1,985,000 | 1,913 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $637,000 | 2,023 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,348,000 | 1,660 |
| Total noninterest expense | $4,291,000 | 2,718 |
| Salaries and employee benefits | $2,371,000 | 2,668 |
| Premises and equipment expense | $383,000 | 3,986 |
| Additional noninterest expense | $1,537,000 | 2,339 |
| Pre-tax net operating income | $2,139,000 | 2,707 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $112,000 | 5,453 |
| Income before extraordinary items | $2,029,000 | 2,299 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,029,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,752 |
| Cash dividends | $4,450,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,027,100 | 2,190 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 3,626 |
| Total interest expense | $849,000 | 4,747 |
| Net interest income | $2,987,000 | 3,204 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $1,337,000 | 1,875 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $401,000 | 2,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $936,000 | 1,591 |
| Total noninterest expense | $2,804,000 | 2,762 |
| Salaries and employee benefits | $1,566,000 | 2,680 |
| Premises and equipment expense | $240,000 | 4,180 |
| Additional noninterest expense | $998,000 | 2,373 |
| Pre-tax net operating income | $1,505,000 | 2,585 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $75,000 | 5,484 |
| Income before extraordinary items | $1,432,000 | 2,196 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,432,000 | 2,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,848 |
| Cash dividends | $1,950,000 | 777 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,430,100 | 2,080 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 3,602 |
| Total interest expense | $458,000 | 4,615 |
| Net interest income | $1,489,000 | 3,182 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $673,000 | 1,838 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $202,000 | 2,001 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $471,000 | 1,550 |
| Total noninterest expense | $1,434,000 | 2,695 |
| Salaries and employee benefits | $810,000 | 2,585 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $506,000 | 2,311 |
| Pre-tax net operating income | $713,000 | 2,707 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $675,000 | 2,265 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 2,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $675,000 | 2,146 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,936,000 | 3,322 |
| Total interest expense | $2,536,000 | 4,058 |
| Net interest income | $6,400,000 | 2,971 |
| Provision for loan and lease losses | $336,000 | 3,213 |
| Total noninterest income | $2,301,000 | 1,903 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $860,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,441,000 | 1,695 |
| Total noninterest expense | $5,192,000 | 2,835 |
| Salaries and employee benefits | $2,862,000 | 2,754 |
| Premises and equipment expense | $401,000 | 4,644 |
| Additional noninterest expense | $1,929,000 | 2,385 |
| Pre-tax net operating income | $3,173,000 | 2,370 |
| Securities gains (losses) | $277,000 | 949 |
| Applicable income taxes | $386,000 | 3,955 |
| Income before extraordinary items | $3,064,000 | 1,952 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,064,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,046 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,817,470 | 2,050 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,192,000 | 3,251 |
| Total interest expense | $4,175,000 | 3,667 |
| Net interest income | $6,017,000 | 2,942 |
| Provision for loan and lease losses | $551,000 | 2,032 |
| Total noninterest income | $2,173,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $735,000 | 2,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,438,000 | 1,579 |
| Total noninterest expense | $5,186,000 | 2,738 |
| Salaries and employee benefits | $2,951,000 | 2,548 |
| Premises and equipment expense | $400,000 | 4,603 |
| Additional noninterest expense | $1,835,000 | 2,428 |
| Pre-tax net operating income | $2,453,000 | 2,706 |
| Securities gains (losses) | $62,000 | 2,166 |
| Applicable income taxes | $987,000 | 2,087 |
| Income before extraordinary items | $1,528,000 | 3,183 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,528,000 | 3,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,370 |
| Cash dividends | $600,000 | 3,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,488,320 | 3,136 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,197,000 | 3,341 |
| Total interest expense | $4,522,000 | 3,606 |
| Net interest income | $5,675,000 | 3,101 |
| Provision for loan and lease losses | $411,000 | 2,234 |
| Total noninterest income | $1,653,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $664,000 | 2,083 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $989,000 | 1,873 |
| Total noninterest expense | $4,708,000 | 2,879 |
| Salaries and employee benefits | $2,716,000 | 2,626 |
| Premises and equipment expense | $420,000 | 4,348 |
| Additional noninterest expense | $1,572,000 | 2,694 |
| Pre-tax net operating income | $2,209,000 | 3,070 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $799,000 | 2,523 |
| Income before extraordinary items | $1,401,000 | 3,431 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,401,000 | 3,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,406,760 | 3,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 3,965 |
| Total interest expense | $3,389,000 | 4,148 |
| Net interest income | $4,484,000 | 3,795 |
| Provision for loan and lease losses | $-580,000 | 10,186 |
| Total noninterest income | $1,734,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $593,000 | 2,258 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,141,000 | 1,704 |
| Total noninterest expense | $4,858,000 | 2,781 |
| Salaries and employee benefits | $2,761,000 | 2,548 |
| Premises and equipment expense | $469,000 | 3,993 |
| Additional noninterest expense | $1,628,000 | 2,647 |
| Pre-tax net operating income | $1,940,000 | 3,412 |
| Securities gains (losses) | $-12,000 | 9,370 |
| Applicable income taxes | $677,000 | 2,970 |
| Income before extraordinary items | $1,251,000 | 3,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,251,000 | 3,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 10,049 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,258,800 | 3,690 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,631,000 | 4,104 |
| Total interest expense | $3,699,000 | 3,942 |
| Net interest income | $3,932,000 | 4,178 |
| Provision for loan and lease losses | $57,000 | 6,384 |
| Total noninterest income | $2,389,000 | 1,596 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $625,000 | 2,053 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,764,000 | 1,260 |
| Total noninterest expense | $5,957,000 | 2,185 |
| Salaries and employee benefits | $3,058,000 | 2,211 |
| Premises and equipment expense | $516,000 | 3,601 |
| Additional noninterest expense | $2,383,000 | 1,780 |
| Pre-tax net operating income | $307,000 | 8,352 |
| Securities gains (losses) | $110,000 | 1,215 |
| Applicable income taxes | $144,000 | 6,930 |
| Income before extraordinary items | $273,000 | 8,090 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $273,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 464 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $201,500 | 8,540 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,119,000 | 4,434 |
| Total interest expense | $3,533,000 | 4,110 |
| Net interest income | $3,586,000 | 4,645 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $1,709,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $590,000 | 2,223 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,119,000 | 1,632 |
| Total noninterest expense | $4,705,000 | 2,723 |
| Salaries and employee benefits | $2,353,000 | 2,808 |
| Premises and equipment expense | $525,000 | 3,551 |
| Additional noninterest expense | $1,827,000 | 2,279 |
| Pre-tax net operating income | $458,000 | 8,148 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $76,000 | 8,804 |
| Income before extraordinary items | $393,000 | 7,692 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $393,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $881,000 | 869 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $383,760 | 7,700 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 4,105 |
| Total interest expense | $3,823,000 | 3,874 |
| Net interest income | $4,043,000 | 4,277 |
| Provision for loan and lease losses | $-52,000 | 11,209 |
| Total noninterest income | $1,002,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $425,000 | 3,165 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $577,000 | 2,633 |
| Total noninterest expense | $3,394,000 | 3,894 |
| Salaries and employee benefits | $1,633,000 | 3,996 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $1,388,000 | 3,333 |
| Pre-tax net operating income | $1,703,000 | 3,918 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $486,000 | 4,235 |
| Income before extraordinary items | $1,217,000 | 3,829 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,217,000 | 3,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,369 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,217,000 | 3,776 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,182,000 | 3,930 |
| Total interest expense | $4,235,000 | 3,508 |
| Net interest income | $3,947,000 | 4,363 |
| Provision for loan and lease losses | $-109,000 | 11,737 |
| Total noninterest income | $1,511,000 | 2,272 |
| Gross Fiduciary activities income | $24,000 | 1,388 |
| Service charges on deposit accounts | $343,000 | 3,838 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,144,000 | 1,644 |
| Total noninterest expense | $3,509,000 | 3,741 |
| Salaries and employee benefits | $1,502,000 | 4,274 |
| Premises and equipment expense | $259,000 | 6,210 |
| Additional noninterest expense | $1,748,000 | 2,688 |
| Pre-tax net operating income | $2,058,000 | 3,397 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $582,000 | 3,736 |
| Income before extraordinary items | $1,476,000 | 3,292 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,476,000 | 3,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $782,000 | 1,044 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,476,000 | 3,268 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,386,000 | 4,595 |
| Total interest expense | $3,286,000 | 3,649 |
| Net interest income | $3,100,000 | 5,478 |
| Provision for loan and lease losses | $1,800,000 | 621 |
| Total noninterest income | $791,000 | 3,754 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $218,000 | 5,548 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $555,000 | 2,748 |
| Total noninterest expense | $4,857,000 | 2,851 |
| Salaries and employee benefits | $1,878,000 | 3,476 |
| Premises and equipment expense | $303,000 | 5,674 |
| Additional noninterest expense | $2,676,000 | 2,024 |
| Pre-tax net operating income | $-2,766,000 | 12,547 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-851,000 | 12,517 |
| Income before extraordinary items | $-1,915,000 | 12,490 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,915,000 | 12,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 786 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 422 |
| Net operating income | $-1,915,000 | 12,490 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,200,000 | 3,358 |
| Total interest expense | $6,018,000 | 2,163 |
| Net interest income | $3,182,000 | 5,390 |
| Provision for loan and lease losses | $8,995,000 | 294 |
| Total noninterest income | $489,000 | 5,694 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $342,000 | 3,970 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $140,000 | 6,785 |
| Total noninterest expense | $4,857,000 | 2,928 |
| Salaries and employee benefits | $1,448,000 | 4,409 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $3,128,000 | 1,852 |
| Pre-tax net operating income | $-10,181,000 | 13,229 |
| Securities gains (losses) | $121,000 | 2,242 |
| Applicable income taxes | $-2,815,000 | 13,234 |
| Income before extraordinary items | $-7,245,000 | 13,184 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-7,245,000 | 13,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,187,000 | 292 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 174 |
| Net operating income | $-7,332,120 | 13,178 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,085,000 | 2,897 |
| Total interest expense | $5,975,000 | 2,788 |
| Net interest income | $6,110,000 | 2,992 |
| Provision for loan and lease losses | $2,200,000 | 1,074 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | $12,000 | 1,528 |
| Service charges on deposit accounts | $467,000 | 2,992 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $195,000 | 5,753 |
| Total noninterest expense | $2,851,000 | 4,739 |
| Salaries and employee benefits | $1,369,000 | 4,601 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $1,217,000 | 4,290 |
| Pre-tax net operating income | $1,733,000 | 3,547 |
| Securities gains (losses) | $426,000 | 1,222 |
| Applicable income taxes | $395,000 | 4,844 |
| Income before extraordinary items | $1,764,000 | 2,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,764,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 2,063 |
| Cash dividends | $1,525,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,414,680 | 3,014 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.