Home > Premier American Bank > Income and Expense
Premier American Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,525,000 | 2,296 |
| Total interest expense | $9,138,000 | 1,303 |
| Net interest income | $5,387,000 | 3,760 |
| Provision for loan and lease losses | $13,678,000 | 656 |
| Total noninterest income | $985,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $635,000 | 2,438 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $350,000 | 3,737 |
| Total noninterest expense | $13,993,000 | 1,475 |
| Salaries and employee benefits | $5,439,000 | 1,820 |
| Premises and equipment expense | $2,114,000 | 1,291 |
| Additional noninterest expense | $6,440,000 | 1,193 |
| Pre-tax net operating income | $-21,299,000 | 7,728 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-21,299,000 | 7,753 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-21,299,000 | 7,752 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-21,299,000 | 7,752 |
| Net charge-offs | $10,723,000 | 651 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 967 |
| Net operating income | $-21,299,000 | 7,754 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,542,000 | 2,205 |
| Total interest expense | $7,620,000 | 1,232 |
| Net interest income | $3,922,000 | 3,828 |
| Provision for loan and lease losses | $9,638,000 | 638 |
| Total noninterest income | $775,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $492,000 | 2,389 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $283,000 | 3,708 |
| Total noninterest expense | $10,743,000 | 1,422 |
| Salaries and employee benefits | $4,175,000 | 1,802 |
| Premises and equipment expense | $1,550,000 | 1,321 |
| Additional noninterest expense | $5,018,000 | 1,119 |
| Pre-tax net operating income | $-15,684,000 | 7,834 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-15,684,000 | 7,861 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-15,684,000 | 7,859 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-15,684,000 | 7,860 |
| Net charge-offs | $5,014,000 | 815 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 888 |
| Net operating income | $-15,684,000 | 7,859 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,838,000 | 2,222 |
| Total interest expense | $5,214,000 | 1,265 |
| Net interest income | $2,624,000 | 3,806 |
| Provision for loan and lease losses | $4,410,000 | 823 |
| Total noninterest income | $532,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $330,000 | 2,338 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $202,000 | 3,637 |
| Total noninterest expense | $5,307,000 | 1,920 |
| Salaries and employee benefits | $2,867,000 | 1,770 |
| Premises and equipment expense | $1,013,000 | 1,373 |
| Additional noninterest expense | $1,427,000 | 2,447 |
| Pre-tax net operating income | $-6,561,000 | 7,821 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-6,561,000 | 7,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,561,000 | 7,862 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,561,000 | 7,862 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 860 |
| Net operating income | $-6,561,000 | 7,877 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 2,208 |
| Total interest expense | $2,518,000 | 1,368 |
| Net interest income | $1,489,000 | 3,465 |
| Provision for loan and lease losses | $2,017,000 | 749 |
| Total noninterest income | $291,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $177,000 | 2,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $114,000 | 3,441 |
| Total noninterest expense | $2,678,000 | 1,858 |
| Salaries and employee benefits | $1,532,000 | 1,682 |
| Premises and equipment expense | $514,000 | 1,379 |
| Additional noninterest expense | $632,000 | 2,448 |
| Pre-tax net operating income | $-2,915,000 | 7,934 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-2,915,000 | 7,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,915,000 | 7,971 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,915,000 | 7,971 |
| Net charge-offs | $59,000 | 3,391 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 726 |
| Net operating income | $-2,915,000 | 7,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $23,620,000 | 1,639 |
| Total interest expense | $12,164,000 | 1,345 |
| Net interest income | $11,456,000 | 1,939 |
| Provision for loan and lease losses | $9,679,000 | 614 |
| Total noninterest income | $1,525,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,115,000 | 1,598 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $410,000 | 3,539 |
| Total noninterest expense | $11,732,000 | 1,665 |
| Salaries and employee benefits | $6,470,000 | 1,597 |
| Premises and equipment expense | $1,996,000 | 1,382 |
| Additional noninterest expense | $3,266,000 | 1,873 |
| Pre-tax net operating income | $-8,430,000 | 7,952 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-1,142,000 | 7,753 |
| Income before extraordinary items | $-7,288,000 | 7,920 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-7,288,000 | 7,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,692,000 | 496 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 825 |
| Net operating income | $-7,288,000 | 7,957 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $19,066,000 | 1,564 |
| Total interest expense | $9,467,000 | 1,350 |
| Net interest income | $9,599,000 | 1,755 |
| Provision for loan and lease losses | $5,874,000 | 577 |
| Total noninterest income | $1,197,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $874,000 | 1,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $323,000 | 3,561 |
| Total noninterest expense | $8,999,000 | 1,618 |
| Salaries and employee benefits | $5,020,000 | 1,567 |
| Premises and equipment expense | $1,579,000 | 1,310 |
| Additional noninterest expense | $2,400,000 | 1,847 |
| Pre-tax net operating income | $-4,077,000 | 8,088 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,506,000 | 8,136 |
| Income before extraordinary items | $-2,571,000 | 7,959 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,571,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,046,000 | 1,265 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 689 |
| Net operating income | $-2,571,000 | 8,019 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,593,000 | 1,485 |
| Total interest expense | $6,567,000 | 1,344 |
| Net interest income | $7,026,000 | 1,599 |
| Provision for loan and lease losses | $4,540,000 | 466 |
| Total noninterest income | $817,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $572,000 | 1,546 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $245,000 | 3,385 |
| Total noninterest expense | $6,137,000 | 1,581 |
| Salaries and employee benefits | $3,505,000 | 1,507 |
| Premises and equipment expense | $1,050,000 | 1,312 |
| Additional noninterest expense | $1,582,000 | 1,827 |
| Pre-tax net operating income | $-2,834,000 | 8,226 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,042,000 | 8,272 |
| Income before extraordinary items | $-1,792,000 | 8,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,792,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,309 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $105,000 | 569 |
| Net operating income | $-1,792,000 | 8,178 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,417,000 | 1,386 |
| Total interest expense | $3,497,000 | 1,339 |
| Net interest income | $3,920,000 | 1,415 |
| Provision for loan and lease losses | $670,000 | 830 |
| Total noninterest income | $444,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $292,000 | 1,496 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $152,000 | 3,010 |
| Total noninterest expense | $3,113,000 | 1,545 |
| Salaries and employee benefits | $1,810,000 | 1,468 |
| Premises and equipment expense | $525,000 | 1,317 |
| Additional noninterest expense | $778,000 | 1,809 |
| Pre-tax net operating income | $581,000 | 2,780 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $265,000 | 1,618 |
| Income before extraordinary items | $316,000 | 3,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $316,000 | 3,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,888 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 594 |
| Net operating income | $316,000 | 3,595 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $33,633,000 | 1,255 |
| Total interest expense | $15,841,000 | 1,259 |
| Net interest income | $17,792,000 | 1,259 |
| Provision for loan and lease losses | $3,193,000 | 601 |
| Total noninterest income | $1,490,000 | 2,733 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $976,000 | 1,804 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $514,000 | 3,261 |
| Total noninterest expense | $11,847,000 | 1,549 |
| Salaries and employee benefits | $7,167,000 | 1,416 |
| Premises and equipment expense | $1,663,000 | 1,601 |
| Additional noninterest expense | $3,017,000 | 1,830 |
| Pre-tax net operating income | $4,242,000 | 1,882 |
| Securities gains (losses) | $-479,000 | 8,367 |
| Applicable income taxes | $1,609,000 | 1,342 |
| Income before extraordinary items | $2,154,000 | 2,669 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,154,000 | 2,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 1,915 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $415,000 | 568 |
| Net operating income | $2,460,560 | 2,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $25,304,000 | 1,251 |
| Total interest expense | $11,912,000 | 1,259 |
| Net interest income | $13,392,000 | 1,253 |
| Provision for loan and lease losses | $2,562,000 | 422 |
| Total noninterest income | $976,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $673,000 | 1,919 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $303,000 | 3,720 |
| Total noninterest expense | $8,867,000 | 1,540 |
| Salaries and employee benefits | $5,488,000 | 1,383 |
| Premises and equipment expense | $1,131,000 | 1,741 |
| Additional noninterest expense | $2,248,000 | 1,793 |
| Pre-tax net operating income | $2,939,000 | 2,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,114,000 | 1,522 |
| Income before extraordinary items | $1,825,000 | 2,570 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,825,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 2,231 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 455 |
| Net operating income | $1,825,000 | 2,548 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,344,000 | 1,306 |
| Total interest expense | $7,591,000 | 1,320 |
| Net interest income | $8,753,000 | 1,303 |
| Provision for loan and lease losses | $1,670,000 | 383 |
| Total noninterest income | $602,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $416,000 | 2,043 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $186,000 | 3,917 |
| Total noninterest expense | $5,856,000 | 1,575 |
| Salaries and employee benefits | $3,608,000 | 1,430 |
| Premises and equipment expense | $675,000 | 1,937 |
| Additional noninterest expense | $1,573,000 | 1,732 |
| Pre-tax net operating income | $1,829,000 | 2,314 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $694,000 | 1,669 |
| Income before extraordinary items | $1,135,000 | 2,765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,135,000 | 2,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 1,531 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $362,000 | 347 |
| Net operating income | $1,135,000 | 2,747 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,819,000 | 1,372 |
| Total interest expense | $3,700,000 | 1,340 |
| Net interest income | $4,119,000 | 1,379 |
| Provision for loan and lease losses | $315,000 | 762 |
| Total noninterest income | $265,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $176,000 | 2,290 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $89,000 | 3,989 |
| Total noninterest expense | $2,903,000 | 1,581 |
| Salaries and employee benefits | $1,671,000 | 1,557 |
| Premises and equipment expense | $321,000 | 2,037 |
| Additional noninterest expense | $911,000 | 1,474 |
| Pre-tax net operating income | $1,166,000 | 1,909 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $443,000 | 1,407 |
| Income before extraordinary items | $723,000 | 2,254 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $723,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,544 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $723,000 | 2,231 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $23,591,000 | 1,713 |
| Total interest expense | $10,386,000 | 1,621 |
| Net interest income | $13,205,000 | 1,743 |
| Provision for loan and lease losses | $2,501,000 | 460 |
| Total noninterest income | $884,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $564,000 | 2,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $320,000 | 4,177 |
| Total noninterest expense | $8,689,000 | 2,029 |
| Salaries and employee benefits | $5,380,000 | 1,818 |
| Premises and equipment expense | $1,055,000 | 2,338 |
| Additional noninterest expense | $2,254,000 | 2,301 |
| Pre-tax net operating income | $2,899,000 | 2,836 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,107,000 | 2,059 |
| Income before extraordinary items | $1,792,000 | 3,363 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,792,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $911,000 | 513 |
| Net operating income | $1,792,000 | 3,346 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,433,000 | 1,833 |
| Total interest expense | $7,141,000 | 1,713 |
| Net interest income | $9,292,000 | 1,876 |
| Provision for loan and lease losses | $1,211,000 | 644 |
| Total noninterest income | $669,000 | 3,807 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $417,000 | 2,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,081 |
| Total noninterest expense | $6,268,000 | 2,119 |
| Salaries and employee benefits | $3,902,000 | 1,865 |
| Premises and equipment expense | $758,000 | 2,450 |
| Additional noninterest expense | $1,608,000 | 2,403 |
| Pre-tax net operating income | $2,482,000 | 2,668 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $944,000 | 1,962 |
| Income before extraordinary items | $1,538,000 | 3,151 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,538,000 | 3,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,214 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $843,000 | 393 |
| Net operating income | $1,538,000 | 3,142 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,971,000 | 1,949 |
| Total interest expense | $4,169,000 | 1,841 |
| Net interest income | $5,802,000 | 2,019 |
| Provision for loan and lease losses | $966,000 | 532 |
| Total noninterest income | $419,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $261,000 | 2,975 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $4,143,000 | 2,131 |
| Salaries and employee benefits | $2,585,000 | 1,888 |
| Premises and equipment expense | $497,000 | 2,481 |
| Additional noninterest expense | $1,061,000 | 2,427 |
| Pre-tax net operating income | $1,112,000 | 3,538 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $427,000 | 2,522 |
| Income before extraordinary items | $685,000 | 4,124 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $685,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 515 |
| Net operating income | $685,000 | 4,112 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 2,154 |
| Total interest expense | $1,684,000 | 2,115 |
| Net interest income | $2,673,000 | 2,176 |
| Provision for loan and lease losses | $531,000 | 454 |
| Total noninterest income | $177,000 | 4,247 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $127,000 | 2,956 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,119 |
| Total noninterest expense | $1,985,000 | 2,235 |
| Salaries and employee benefits | $1,286,000 | 1,910 |
| Premises and equipment expense | $239,000 | 2,566 |
| Additional noninterest expense | $460,000 | 2,753 |
| Pre-tax net operating income | $334,000 | 4,701 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $131,000 | 3,228 |
| Income before extraordinary items | $203,000 | 5,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 399 |
| Net operating income | $203,000 | 5,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,242,000 | 3,352 |
| Total interest expense | $2,845,000 | 3,490 |
| Net interest income | $6,397,000 | 3,251 |
| Provision for loan and lease losses | $1,427,000 | 752 |
| Total noninterest income | $698,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $397,000 | 3,572 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $301,000 | 4,327 |
| Total noninterest expense | $5,094,000 | 3,188 |
| Salaries and employee benefits | $3,148,000 | 2,846 |
| Premises and equipment expense | $599,000 | 3,664 |
| Additional noninterest expense | $1,347,000 | 3,517 |
| Pre-tax net operating income | $574,000 | 6,508 |
| Securities gains (losses) | $-165,000 | 8,544 |
| Applicable income taxes | $-501,000 | 8,768 |
| Income before extraordinary items | $910,000 | 5,055 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $910,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $17,458,000 | 92 |
| Net operating income | $1,075,000 | 4,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,826,000 | 3,797 |
| Total interest expense | $1,602,000 | 4,114 |
| Net interest income | $4,224,000 | 3,602 |
| Provision for loan and lease losses | $867,000 | 872 |
| Total noninterest income | $541,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $283,000 | 3,698 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $258,000 | 4,071 |
| Total noninterest expense | $3,376,000 | 3,499 |
| Salaries and employee benefits | $2,065,000 | 3,188 |
| Premises and equipment expense | $391,000 | 4,034 |
| Additional noninterest expense | $920,000 | 3,733 |
| Pre-tax net operating income | $522,000 | 6,313 |
| Securities gains (losses) | $-165,000 | 8,704 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $357,000 | 6,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $357,000 | 6,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $17,448,000 | 70 |
| Net operating income | $522,000 | 5,769 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 4,134 |
| Total interest expense | $932,000 | 4,346 |
| Net interest income | $2,448,000 | 3,992 |
| Provision for loan and lease losses | $405,000 | 1,175 |
| Total noninterest income | $386,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $172,000 | 3,835 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $214,000 | 3,652 |
| Total noninterest expense | $2,018,000 | 3,786 |
| Salaries and employee benefits | $1,229,000 | 3,490 |
| Premises and equipment expense | $222,000 | 4,471 |
| Additional noninterest expense | $567,000 | 3,974 |
| Pre-tax net operating income | $411,000 | 5,908 |
| Securities gains (losses) | $-142,000 | 8,741 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $269,000 | 6,363 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $269,000 | 6,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $17,448,000 | 47 |
| Net operating income | $411,000 | 5,338 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,504,000 | 4,480 |
| Total interest expense | $472,000 | 4,194 |
| Net interest income | $1,032,000 | 4,520 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,945 |
| Total noninterest expense | $872,000 | 4,265 |
| Salaries and employee benefits | $517,000 | 3,992 |
| Premises and equipment expense | $99,000 | 4,901 |
| Additional noninterest expense | $256,000 | 4,292 |
| Pre-tax net operating income | $212,000 | 5,832 |
| Securities gains (losses) | $-63,000 | 8,806 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $149,000 | 6,118 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $149,000 | 6,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $12,410,000 | 31 |
| Net operating income | $212,000 | 5,239 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 5,146 |
| Total interest expense | $1,595,000 | 4,350 |
| Net interest income | $2,948,000 | 5,464 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $433,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $319,000 | 4,183 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $114,000 | 6,196 |
| Total noninterest expense | $2,775,000 | 4,928 |
| Salaries and employee benefits | $1,534,000 | 4,871 |
| Premises and equipment expense | $352,000 | 5,190 |
| Additional noninterest expense | $889,000 | 4,745 |
| Pre-tax net operating income | $486,000 | 6,750 |
| Securities gains (losses) | $-59,000 | 8,626 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $427,000 | 6,640 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $427,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,073 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 800 |
| Net operating income | $486,000 | 6,339 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 5,415 |
| Total interest expense | $1,096,000 | 4,551 |
| Net interest income | $2,025,000 | 5,757 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $331,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $249,000 | 4,114 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $2,033,000 | 4,968 |
| Salaries and employee benefits | $1,119,000 | 4,916 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $652,000 | 4,768 |
| Pre-tax net operating income | $278,000 | 7,332 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $278,000 | 7,043 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $278,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 671 |
| Net operating income | $278,000 | 6,977 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,598 |
| Total interest expense | $697,000 | 4,685 |
| Net interest income | $1,270,000 | 5,969 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $236,000 | 5,432 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $181,000 | 3,891 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $55,000 | 6,266 |
| Total noninterest expense | $1,308,000 | 5,119 |
| Salaries and employee benefits | $713,000 | 5,097 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $423,000 | 4,868 |
| Pre-tax net operating income | $153,000 | 7,522 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $153,000 | 7,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 567 |
| Net operating income | $153,000 | 7,241 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,703 |
| Total interest expense | $339,000 | 4,801 |
| Net interest income | $622,000 | 6,034 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $82,000 | 4,055 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $643,000 | 5,206 |
| Salaries and employee benefits | $365,000 | 5,033 |
| Premises and equipment expense | $86,000 | 5,308 |
| Additional noninterest expense | $192,000 | 5,222 |
| Pre-tax net operating income | $47,000 | 7,956 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $47,000 | 7,842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $47,000 | 7,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $47,000 | 7,783 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 6,209 |
| Total interest expense | $1,272,000 | 5,378 |
| Net interest income | $2,028,000 | 6,556 |
| Provision for loan and lease losses | $393,000 | 2,628 |
| Total noninterest income | $348,000 | 6,271 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $299,000 | 4,306 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $2,595,000 | 5,088 |
| Salaries and employee benefits | $1,565,000 | 4,712 |
| Premises and equipment expense | $351,000 | 5,156 |
| Additional noninterest expense | $679,000 | 5,596 |
| Pre-tax net operating income | $-612,000 | 8,865 |
| Securities gains (losses) | $-2,000 | 8,601 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-614,000 | 8,936 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-614,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-612,000 | 8,880 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,364,000 | 6,433 |
| Total interest expense | $902,000 | 5,701 |
| Net interest income | $1,462,000 | 6,708 |
| Provision for loan and lease losses | $374,000 | 2,132 |
| Total noninterest income | $235,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $201,000 | 4,599 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $1,888,000 | 5,176 |
| Salaries and employee benefits | $1,182,000 | 4,674 |
| Premises and equipment expense | $262,000 | 5,168 |
| Additional noninterest expense | $444,000 | 6,025 |
| Pre-tax net operating income | $-565,000 | 8,983 |
| Securities gains (losses) | $-2,000 | 8,785 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-567,000 | 9,044 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-567,000 | 9,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-565,000 | 8,991 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 6,677 |
| Total interest expense | $561,000 | 6,038 |
| Net interest income | $929,000 | 6,865 |
| Provision for loan and lease losses | $170,000 | 2,817 |
| Total noninterest income | $131,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $109,000 | 5,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $22,000 | 7,723 |
| Total noninterest expense | $1,125,000 | 5,565 |
| Salaries and employee benefits | $662,000 | 5,283 |
| Premises and equipment expense | $171,000 | 5,218 |
| Additional noninterest expense | $292,000 | 6,071 |
| Pre-tax net operating income | $-235,000 | 8,956 |
| Securities gains (losses) | $-2,000 | 8,918 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-237,000 | 9,034 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-237,000 | 9,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-235,000 | 8,964 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $700,000 | 6,910 |
| Total interest expense | $244,000 | 6,559 |
| Net interest income | $456,000 | 6,921 |
| Provision for loan and lease losses | $106,000 | 2,255 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $47,000 | 5,348 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $513,000 | 5,919 |
| Salaries and employee benefits | $302,000 | 5,605 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $129,000 | 6,436 |
| Pre-tax net operating income | $-107,000 | 8,976 |
| Securities gains (losses) | $-2,000 | 9,046 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-109,000 | 9,042 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-109,000 | 9,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-107,000 | 8,969 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 8,115 |
| Total interest expense | $620,000 | 8,031 |
| Net interest income | $1,141,000 | 8,044 |
| Provision for loan and lease losses | $321,000 | 3,290 |
| Total noninterest income | $102,000 | 8,383 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $1,811,000 | 6,236 |
| Salaries and employee benefits | $1,016,000 | 6,077 |
| Premises and equipment expense | $320,000 | 5,360 |
| Additional noninterest expense | $475,000 | 6,648 |
| Pre-tax net operating income | $-889,000 | 9,093 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-893,000 | 9,157 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-893,000 | 9,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-889,000 | 9,118 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $403,000 | 9,466 |
| Total interest expense | $70,000 | 9,488 |
| Net interest income | $333,000 | 9,382 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $4,000 | 9,518 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,000 | 8,339 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,000 | 9,443 |
| Total noninterest expense | $1,258,000 | 7,307 |
| Salaries and employee benefits | $647,000 | 7,444 |
| Premises and equipment expense | $108,000 | 8,182 |
| Additional noninterest expense | $503,000 | 6,417 |
| Pre-tax net operating income | $-969,000 | 9,348 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-969,000 | 9,409 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-969,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $11,200,000 | 63 |
| Net operating income | $-969,000 | 9,379 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.