Home > Preferred Community Bank > Income and Expense
Preferred Community Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,274,000 | 3,938 |
| Total interest expense | $213,000 | 4,044 |
| Net interest income | $2,061,000 | 3,882 |
| Provision for loan and lease losses | $-20,000 | 5,317 |
| Total noninterest income | $491,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $94,000 | 3,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 2,525 |
| Total noninterest expense | $1,815,000 | 3,702 |
| Salaries and employee benefits | $921,000 | 3,876 |
| Premises and equipment expense | $124,000 | 4,356 |
| Additional noninterest expense | $770,000 | 3,128 |
| Pre-tax net operating income | $757,000 | 3,568 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $196,000 | 2,237 |
| Income before extraordinary items | $561,000 | 3,815 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $561,000 | 3,813 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $561,000 | 3,814 |
| Net charge-offs | $2,000 | 3,018 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 505 |
| Net operating income | $561,000 | 3,819 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,127,000 | 3,975 |
| Total interest expense | $113,000 | 3,950 |
| Net interest income | $1,014,000 | 3,928 |
| Provision for loan and lease losses | $-35,000 | 5,445 |
| Total noninterest income | $188,000 | 3,257 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $46,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 2,905 |
| Total noninterest expense | $953,000 | 3,645 |
| Salaries and employee benefits | $458,000 | 3,923 |
| Premises and equipment expense | $61,000 | 4,418 |
| Additional noninterest expense | $434,000 | 2,915 |
| Pre-tax net operating income | $284,000 | 3,930 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $74,000 | 2,409 |
| Income before extraordinary items | $210,000 | 4,130 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $210,000 | 4,130 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $210,000 | 4,130 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 428 |
| Net operating income | $210,000 | 4,134 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,099 |
| Total interest expense | $419,000 | 3,924 |
| Net interest income | $3,696,000 | 4,079 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $797,000 | 3,291 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $179,000 | 3,605 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $618,000 | 2,890 |
| Total noninterest expense | $3,427,000 | 3,863 |
| Salaries and employee benefits | $1,898,000 | 3,856 |
| Premises and equipment expense | $285,000 | 4,245 |
| Additional noninterest expense | $1,244,000 | 3,599 |
| Pre-tax net operating income | $1,066,000 | 3,984 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $641,000 | 2,234 |
| Income before extraordinary items | $425,000 | 4,622 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $425,000 | 4,622 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $425,000 | 4,622 |
| Net charge-offs | $-9,000 | 4,770 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 503 |
| Net operating income | $425,000 | 4,606 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 4,183 |
| Total interest expense | $302,000 | 4,001 |
| Net interest income | $2,702,000 | 4,168 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $604,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $131,000 | 3,663 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 2,880 |
| Total noninterest expense | $2,543,000 | 3,907 |
| Salaries and employee benefits | $1,417,000 | 3,882 |
| Premises and equipment expense | $204,000 | 4,336 |
| Additional noninterest expense | $922,000 | 3,639 |
| Pre-tax net operating income | $763,000 | 4,121 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $300,000 | 2,482 |
| Income before extraordinary items | $463,000 | 4,496 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $463,000 | 4,495 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $463,000 | 4,496 |
| Net charge-offs | $-8,000 | 4,678 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $59,000 | 485 |
| Net operating income | $463,000 | 4,483 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 4,227 |
| Total interest expense | $198,000 | 4,013 |
| Net interest income | $1,771,000 | 4,207 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $425,000 | 3,233 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $81,000 | 3,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $344,000 | 2,773 |
| Total noninterest expense | $1,678,000 | 3,943 |
| Salaries and employee benefits | $936,000 | 3,917 |
| Premises and equipment expense | $136,000 | 4,370 |
| Additional noninterest expense | $606,000 | 3,669 |
| Pre-tax net operating income | $518,000 | 4,085 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $205,000 | 2,449 |
| Income before extraordinary items | $313,000 | 4,457 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $313,000 | 4,456 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $313,000 | 4,457 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 458 |
| Net operating income | $313,000 | 4,446 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,281 |
| Total interest expense | $98,000 | 4,037 |
| Net interest income | $862,000 | 4,267 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $179,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 3,011 |
| Total noninterest expense | $835,000 | 3,998 |
| Salaries and employee benefits | $475,000 | 3,942 |
| Premises and equipment expense | $63,000 | 4,532 |
| Additional noninterest expense | $297,000 | 3,730 |
| Pre-tax net operating income | $206,000 | 4,314 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $84,000 | 2,566 |
| Income before extraordinary items | $122,000 | 4,698 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $122,000 | 4,699 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $122,000 | 4,699 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 437 |
| Net operating income | $122,000 | 4,683 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,236 |
| Total interest expense | $376,000 | 4,126 |
| Net interest income | $3,554,000 | 4,214 |
| Provision for loan and lease losses | $39,000 | 3,801 |
| Total noninterest income | $1,807,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $167,000 | 3,820 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,640,000 | 1,778 |
| Total noninterest expense | $3,324,000 | 4,022 |
| Salaries and employee benefits | $1,773,000 | 4,051 |
| Premises and equipment expense | $295,000 | 4,336 |
| Additional noninterest expense | $1,256,000 | 3,714 |
| Pre-tax net operating income | $1,998,000 | 3,062 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $765,000 | 1,880 |
| Income before extraordinary items | $1,233,000 | 3,590 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,233,000 | 3,588 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,233,000 | 3,589 |
| Net charge-offs | $-3,000 | 4,789 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 528 |
| Net operating income | $1,233,000 | 3,525 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,923,000 | 4,288 |
| Total interest expense | $284,000 | 4,144 |
| Net interest income | $2,639,000 | 4,258 |
| Provision for loan and lease losses | $39,000 | 3,550 |
| Total noninterest income | $1,641,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $122,000 | 3,879 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,519,000 | 1,580 |
| Total noninterest expense | $2,489,000 | 4,034 |
| Salaries and employee benefits | $1,322,000 | 4,077 |
| Premises and equipment expense | $210,000 | 4,441 |
| Additional noninterest expense | $957,000 | 3,699 |
| Pre-tax net operating income | $1,752,000 | 2,836 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $666,000 | 1,807 |
| Income before extraordinary items | $1,086,000 | 3,367 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,086,000 | 3,365 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,086,000 | 3,367 |
| Net charge-offs | $-4,000 | 4,681 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 498 |
| Net operating income | $1,086,000 | 3,300 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 4,325 |
| Total interest expense | $196,000 | 4,113 |
| Net interest income | $1,737,000 | 4,313 |
| Provision for loan and lease losses | $39,000 | 3,143 |
| Total noninterest income | $1,448,000 | 1,662 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $74,000 | 4,037 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,374,000 | 1,257 |
| Total noninterest expense | $1,667,000 | 4,059 |
| Salaries and employee benefits | $899,000 | 4,069 |
| Premises and equipment expense | $150,000 | 4,354 |
| Additional noninterest expense | $618,000 | 3,798 |
| Pre-tax net operating income | $1,479,000 | 2,424 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $560,000 | 1,557 |
| Income before extraordinary items | $919,000 | 2,941 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $919,000 | 2,939 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $919,000 | 2,940 |
| Net charge-offs | $-5,000 | 4,738 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 475 |
| Net operating income | $919,000 | 2,874 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 4,286 |
| Total interest expense | $101,000 | 4,079 |
| Net interest income | $902,000 | 4,267 |
| Provision for loan and lease losses | $31,000 | 2,500 |
| Total noninterest income | $1,183,000 | 1,153 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,147,000 | 851 |
| Total noninterest expense | $804,000 | 4,169 |
| Salaries and employee benefits | $440,000 | 4,160 |
| Premises and equipment expense | $69,000 | 4,526 |
| Additional noninterest expense | $295,000 | 3,926 |
| Pre-tax net operating income | $1,250,000 | 1,616 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $470,000 | 1,101 |
| Income before extraordinary items | $780,000 | 2,032 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $780,000 | 2,032 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $780,000 | 2,032 |
| Net charge-offs | $-3,000 | 4,617 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 447 |
| Net operating income | $780,000 | 1,983 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,882,000 | 4,364 |
| Total interest expense | $419,000 | 4,054 |
| Net interest income | $3,463,000 | 4,368 |
| Provision for loan and lease losses | $55,000 | 3,554 |
| Total noninterest income | $688,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $127,000 | 4,389 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $561,000 | 3,125 |
| Total noninterest expense | $3,031,000 | 4,306 |
| Salaries and employee benefits | $1,694,000 | 4,231 |
| Premises and equipment expense | $250,000 | 4,777 |
| Additional noninterest expense | $1,087,000 | 4,126 |
| Pre-tax net operating income | $1,065,000 | 4,016 |
| Securities gains (losses) | $27,000 | 2,055 |
| Applicable income taxes | $418,000 | 2,382 |
| Income before extraordinary items | $674,000 | 4,462 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $674,000 | 4,462 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $674,000 | 4,462 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 563 |
| Net operating income | $656,720 | 4,439 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,382 |
| Total interest expense | $322,000 | 4,073 |
| Net interest income | $2,638,000 | 4,372 |
| Provision for loan and lease losses | $21,000 | 3,781 |
| Total noninterest income | $542,000 | 3,602 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $94,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $448,000 | 3,055 |
| Total noninterest expense | $2,390,000 | 4,221 |
| Salaries and employee benefits | $1,395,000 | 4,081 |
| Premises and equipment expense | $171,000 | 4,948 |
| Additional noninterest expense | $824,000 | 4,123 |
| Pre-tax net operating income | $769,000 | 4,153 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $307,000 | 2,461 |
| Income before extraordinary items | $489,000 | 4,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 4,603 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $489,000 | 4,604 |
| Net charge-offs | $-21,000 | 5,358 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 533 |
| Net operating income | $471,720 | 4,581 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 4,449 |
| Total interest expense | $219,000 | 4,065 |
| Net interest income | $1,716,000 | 4,446 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $438,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $57,000 | 4,577 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $381,000 | 2,738 |
| Total noninterest expense | $1,585,000 | 4,285 |
| Salaries and employee benefits | $926,000 | 4,119 |
| Premises and equipment expense | $115,000 | 4,977 |
| Additional noninterest expense | $544,000 | 4,172 |
| Pre-tax net operating income | $569,000 | 3,988 |
| Securities gains (losses) | $27,000 | 1,561 |
| Applicable income taxes | $232,000 | 2,334 |
| Income before extraordinary items | $364,000 | 4,440 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $364,000 | 4,442 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $364,000 | 4,442 |
| Net charge-offs | $-4,000 | 4,963 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 518 |
| Net operating income | $346,720 | 4,452 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $924,000 | 4,576 |
| Total interest expense | $111,000 | 4,080 |
| Net interest income | $813,000 | 4,578 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $309,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $24,000 | 4,828 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $285,000 | 2,191 |
| Total noninterest expense | $766,000 | 4,382 |
| Salaries and employee benefits | $456,000 | 4,182 |
| Premises and equipment expense | $58,000 | 5,018 |
| Additional noninterest expense | $252,000 | 4,343 |
| Pre-tax net operating income | $356,000 | 3,596 |
| Securities gains (losses) | $7,000 | 1,576 |
| Applicable income taxes | $143,000 | 2,137 |
| Income before extraordinary items | $220,000 | 4,136 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $220,000 | 4,138 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $220,000 | 4,139 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 516 |
| Net operating income | $215,520 | 4,104 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,550,000 | 4,725 |
| Total interest expense | $482,000 | 4,088 |
| Net interest income | $3,068,000 | 4,763 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $358,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $84,000 | 5,206 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $274,000 | 4,135 |
| Total noninterest expense | $2,940,000 | 4,532 |
| Salaries and employee benefits | $1,676,000 | 4,382 |
| Premises and equipment expense | $183,000 | 5,462 |
| Additional noninterest expense | $1,081,000 | 4,276 |
| Pre-tax net operating income | $486,000 | 5,067 |
| Securities gains (losses) | $98,000 | 1,271 |
| Applicable income taxes | $229,000 | 2,847 |
| Income before extraordinary items | $355,000 | 5,272 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $355,000 | 5,271 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $355,000 | 5,272 |
| Net charge-offs | $-10,000 | 5,658 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 625 |
| Net operating income | $292,280 | 5,371 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 4,802 |
| Total interest expense | $362,000 | 4,149 |
| Net interest income | $2,270,000 | 4,840 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $275,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $67,000 | 5,216 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $208,000 | 4,151 |
| Total noninterest expense | $2,157,000 | 4,597 |
| Salaries and employee benefits | $1,253,000 | 4,396 |
| Premises and equipment expense | $130,000 | 5,582 |
| Additional noninterest expense | $774,000 | 4,409 |
| Pre-tax net operating income | $388,000 | 5,088 |
| Securities gains (losses) | $94,000 | 1,036 |
| Applicable income taxes | $188,000 | 2,856 |
| Income before extraordinary items | $294,000 | 5,252 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $294,000 | 5,252 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $294,000 | 5,254 |
| Net charge-offs | $-8,000 | 5,577 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 578 |
| Net operating income | $233,840 | 5,415 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 4,852 |
| Total interest expense | $242,000 | 4,182 |
| Net interest income | $1,488,000 | 4,893 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $191,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $46,000 | 5,187 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $145,000 | 4,079 |
| Total noninterest expense | $1,431,000 | 4,643 |
| Salaries and employee benefits | $837,000 | 4,438 |
| Premises and equipment expense | $84,000 | 5,654 |
| Additional noninterest expense | $510,000 | 4,449 |
| Pre-tax net operating income | $248,000 | 5,121 |
| Securities gains (losses) | $93,000 | 828 |
| Applicable income taxes | $132,000 | 2,782 |
| Income before extraordinary items | $209,000 | 5,181 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $209,000 | 5,183 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $209,000 | 5,184 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 570 |
| Net operating income | $149,480 | 5,440 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 4,889 |
| Total interest expense | $123,000 | 4,203 |
| Net interest income | $742,000 | 4,927 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $98,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $80,000 | 3,893 |
| Total noninterest expense | $688,000 | 4,778 |
| Salaries and employee benefits | $418,000 | 4,473 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $231,000 | 4,662 |
| Pre-tax net operating income | $152,000 | 4,841 |
| Securities gains (losses) | $28,000 | 845 |
| Applicable income taxes | $67,000 | 2,717 |
| Income before extraordinary items | $113,000 | 5,010 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $113,000 | 5,013 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $113,000 | 5,012 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 559 |
| Net operating income | $95,080 | 5,159 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 5,075 |
| Total interest expense | $563,000 | 4,212 |
| Net interest income | $2,690,000 | 5,169 |
| Provision for loan and lease losses | $47,000 | 4,341 |
| Total noninterest income | $321,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $73,000 | 5,616 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $248,000 | 4,330 |
| Total noninterest expense | $2,468,000 | 5,068 |
| Salaries and employee benefits | $1,361,000 | 4,999 |
| Premises and equipment expense | $133,000 | 6,054 |
| Additional noninterest expense | $974,000 | 4,630 |
| Pre-tax net operating income | $496,000 | 5,014 |
| Securities gains (losses) | $83,000 | 1,459 |
| Applicable income taxes | $235,000 | 2,831 |
| Income before extraordinary items | $344,000 | 5,307 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $344,000 | 5,311 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $344,000 | 5,311 |
| Net charge-offs | $236,000 | 2,829 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,379,000 | 186 |
| Net operating income | $290,880 | 5,395 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 5,221 |
| Total interest expense | $433,000 | 4,243 |
| Net interest income | $1,889,000 | 5,324 |
| Provision for loan and lease losses | $48,000 | 3,984 |
| Total noninterest income | $252,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $61,000 | 5,563 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $191,000 | 4,364 |
| Total noninterest expense | $1,819,000 | 5,127 |
| Salaries and employee benefits | $979,000 | 5,117 |
| Premises and equipment expense | $95,000 | 6,144 |
| Additional noninterest expense | $745,000 | 4,624 |
| Pre-tax net operating income | $274,000 | 5,434 |
| Securities gains (losses) | $83,000 | 1,344 |
| Applicable income taxes | $134,000 | 3,107 |
| Income before extraordinary items | $223,000 | 5,554 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $223,000 | 5,555 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $223,000 | 5,555 |
| Net charge-offs | $239,000 | 2,365 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,366,000 | 140 |
| Net operating income | $169,880 | 5,687 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 5,298 |
| Total interest expense | $299,000 | 4,236 |
| Net interest income | $1,212,000 | 5,405 |
| Provision for loan and lease losses | $41,000 | 3,772 |
| Total noninterest income | $188,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $41,000 | 5,564 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,234 |
| Total noninterest expense | $1,188,000 | 5,189 |
| Salaries and employee benefits | $618,000 | 5,242 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $507,000 | 4,602 |
| Pre-tax net operating income | $171,000 | 5,473 |
| Securities gains (losses) | $79,000 | 1,264 |
| Applicable income taxes | $94,000 | 3,047 |
| Income before extraordinary items | $156,000 | 5,521 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $156,000 | 5,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $156,000 | 5,524 |
| Net charge-offs | $364,000 | 1,515 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $1,355,000 | 100 |
| Net operating income | $105,440 | 5,733 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 5,370 |
| Total interest expense | $154,000 | 4,261 |
| Net interest income | $588,000 | 5,477 |
| Provision for loan and lease losses | $23,000 | 3,509 |
| Total noninterest income | $90,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $20,000 | 5,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $572,000 | 5,310 |
| Salaries and employee benefits | $336,000 | 5,122 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $206,000 | 5,090 |
| Pre-tax net operating income | $83,000 | 5,480 |
| Securities gains (losses) | $40,000 | 1,018 |
| Applicable income taxes | $46,000 | 3,046 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $365,000 | 931 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 708 |
| Net operating income | $51,400 | 5,752 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 5,542 |
| Total interest expense | $760,000 | 4,228 |
| Net interest income | $2,125,000 | 5,772 |
| Provision for loan and lease losses | $392,000 | 3,051 |
| Total noninterest income | $293,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $89,000 | 5,598 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $204,000 | 4,570 |
| Total noninterest expense | $3,447,000 | 4,422 |
| Salaries and employee benefits | $1,260,000 | 5,279 |
| Premises and equipment expense | $348,000 | 4,618 |
| Additional noninterest expense | $1,839,000 | 3,291 |
| Pre-tax net operating income | $-1,421,000 | 6,732 |
| Securities gains (losses) | $407,000 | 1,101 |
| Applicable income taxes | $-381,000 | 6,867 |
| Income before extraordinary items | $-633,000 | 6,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-633,000 | 6,622 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-633,000 | 6,624 |
| Net charge-offs | $387,000 | 2,980 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,175,000 | 204 |
| Net operating income | $-893,480 | 6,658 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 5,644 |
| Total interest expense | $583,000 | 4,302 |
| Net interest income | $1,572,000 | 5,880 |
| Provision for loan and lease losses | $392,000 | 2,623 |
| Total noninterest income | $176,000 | 5,570 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $69,000 | 5,630 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 5,043 |
| Total noninterest expense | $2,815,000 | 4,224 |
| Salaries and employee benefits | $952,000 | 5,289 |
| Premises and equipment expense | $267,000 | 4,622 |
| Additional noninterest expense | $1,596,000 | 2,952 |
| Pre-tax net operating income | $-1,459,000 | 6,915 |
| Securities gains (losses) | $320,000 | 1,063 |
| Applicable income taxes | $-428,000 | 7,033 |
| Income before extraordinary items | $-711,000 | 6,821 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-711,000 | 6,818 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-711,000 | 6,819 |
| Net charge-offs | $388,000 | 2,494 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 866 |
| Net operating income | $-915,800 | 6,822 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 5,586 |
| Total interest expense | $395,000 | 4,358 |
| Net interest income | $1,121,000 | 5,789 |
| Provision for loan and lease losses | $392,000 | 2,106 |
| Total noninterest income | $146,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $52,000 | 5,459 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 4,733 |
| Total noninterest expense | $2,274,000 | 3,756 |
| Salaries and employee benefits | $644,000 | 5,285 |
| Premises and equipment expense | $181,000 | 4,608 |
| Additional noninterest expense | $1,449,000 | 2,239 |
| Pre-tax net operating income | $-1,399,000 | 7,031 |
| Securities gains (losses) | $123,000 | 1,448 |
| Applicable income taxes | $-479,000 | 7,130 |
| Income before extraordinary items | $-797,000 | 6,957 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-797,000 | 6,956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-797,000 | 6,957 |
| Net charge-offs | $220,000 | 2,633 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 848 |
| Net operating income | $-875,720 | 6,952 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 5,688 |
| Total interest expense | $206,000 | 4,384 |
| Net interest income | $530,000 | 5,940 |
| Provision for loan and lease losses | $289,000 | 1,639 |
| Total noninterest income | $74,000 | 5,359 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $27,000 | 5,391 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $1,125,000 | 3,806 |
| Salaries and employee benefits | $332,000 | 5,252 |
| Premises and equipment expense | $96,000 | 4,486 |
| Additional noninterest expense | $697,000 | 2,298 |
| Pre-tax net operating income | $-810,000 | 7,136 |
| Securities gains (losses) | $88,000 | 976 |
| Applicable income taxes | $-271,000 | 7,228 |
| Income before extraordinary items | $-451,000 | 7,054 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-451,000 | 7,053 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-451,000 | 7,054 |
| Net charge-offs | $175,000 | 1,961 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $-507,320 | 7,052 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 5,679 |
| Total interest expense | $948,000 | 4,531 |
| Net interest income | $2,168,000 | 5,932 |
| Provision for loan and lease losses | $180,000 | 4,726 |
| Total noninterest income | $268,000 | 5,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $88,000 | 5,691 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $180,000 | 4,598 |
| Total noninterest expense | $2,953,000 | 4,923 |
| Salaries and employee benefits | $1,287,000 | 5,359 |
| Premises and equipment expense | $391,000 | 4,620 |
| Additional noninterest expense | $1,275,000 | 4,282 |
| Pre-tax net operating income | $-697,000 | 6,486 |
| Securities gains (losses) | $138,000 | 1,773 |
| Applicable income taxes | $-212,000 | 6,929 |
| Income before extraordinary items | $-347,000 | 6,405 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-347,000 | 6,407 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-347,000 | 6,406 |
| Net charge-offs | $582,000 | 2,992 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 966 |
| Net operating income | $-435,320 | 6,410 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 5,754 |
| Total interest expense | $732,000 | 4,577 |
| Net interest income | $1,592,000 | 6,010 |
| Provision for loan and lease losses | $128,000 | 4,709 |
| Total noninterest income | $180,000 | 5,613 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $108,000 | 4,996 |
| Total noninterest expense | $2,106,000 | 5,064 |
| Salaries and employee benefits | $962,000 | 5,376 |
| Premises and equipment expense | $294,000 | 4,662 |
| Additional noninterest expense | $850,000 | 4,607 |
| Pre-tax net operating income | $-462,000 | 6,584 |
| Securities gains (losses) | $98,000 | 1,807 |
| Applicable income taxes | $-84,000 | 6,984 |
| Income before extraordinary items | $-280,000 | 6,559 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-280,000 | 6,560 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-280,000 | 6,560 |
| Net charge-offs | $314,000 | 3,196 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 912 |
| Net operating income | $-355,460 | 6,562 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 5,821 |
| Total interest expense | $494,000 | 4,662 |
| Net interest income | $1,042,000 | 6,086 |
| Provision for loan and lease losses | $128,000 | 4,102 |
| Total noninterest income | $93,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $50,000 | 5,535 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $1,304,000 | 5,299 |
| Salaries and employee benefits | $643,000 | 5,419 |
| Premises and equipment expense | $196,000 | 4,700 |
| Additional noninterest expense | $465,000 | 5,184 |
| Pre-tax net operating income | $-297,000 | 6,652 |
| Securities gains (losses) | $16,000 | 2,184 |
| Applicable income taxes | $-107,000 | 7,121 |
| Income before extraordinary items | $-174,000 | 6,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-174,000 | 6,597 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-174,000 | 6,597 |
| Net charge-offs | $210,000 | 3,064 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 867 |
| Net operating income | $-184,240 | 6,577 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 6,026 |
| Total interest expense | $248,000 | 4,767 |
| Net interest income | $455,000 | 6,358 |
| Provision for loan and lease losses | $210,000 | 2,372 |
| Total noninterest income | $84,000 | 5,202 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $32,000 | 5,113 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $620,000 | 5,471 |
| Salaries and employee benefits | $320,000 | 5,463 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $202,000 | 5,513 |
| Pre-tax net operating income | $-291,000 | 6,926 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $-107,000 | 7,294 |
| Income before extraordinary items | $-177,000 | 6,848 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-177,000 | 6,848 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-177,000 | 6,848 |
| Net charge-offs | $210,000 | 2,087 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $-181,480 | 6,850 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 6,278 |
| Total interest expense | $971,000 | 5,294 |
| Net interest income | $1,673,000 | 6,558 |
| Provision for loan and lease losses | $1,260,000 | 2,697 |
| Total noninterest income | $263,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 5,907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $192,000 | 4,652 |
| Total noninterest expense | $2,651,000 | 5,364 |
| Salaries and employee benefits | $1,285,000 | 5,481 |
| Premises and equipment expense | $420,000 | 4,633 |
| Additional noninterest expense | $946,000 | 5,235 |
| Pre-tax net operating income | $-1,975,000 | 6,766 |
| Securities gains (losses) | $97,000 | 2,198 |
| Applicable income taxes | $-681,000 | 7,237 |
| Income before extraordinary items | $-1,197,000 | 6,659 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,197,000 | 6,660 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,197,000 | 6,660 |
| Net charge-offs | $573,000 | 3,470 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 1,035 |
| Net operating income | $-1,259,080 | 6,649 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 6,406 |
| Total interest expense | $721,000 | 5,461 |
| Net interest income | $1,248,000 | 6,662 |
| Provision for loan and lease losses | $1,129,000 | 2,345 |
| Total noninterest income | $191,000 | 5,756 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $161,000 | 4,543 |
| Total noninterest expense | $1,795,000 | 5,647 |
| Salaries and employee benefits | $969,000 | 5,503 |
| Premises and equipment expense | $316,000 | 4,710 |
| Additional noninterest expense | $510,000 | 6,001 |
| Pre-tax net operating income | $-1,485,000 | 6,954 |
| Securities gains (losses) | $80,000 | 2,112 |
| Applicable income taxes | $-529,000 | 7,380 |
| Income before extraordinary items | $-876,000 | 6,854 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-876,000 | 6,854 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-876,000 | 6,854 |
| Net charge-offs | $144,000 | 4,534 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 959 |
| Net operating income | $-927,200 | 6,821 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,288,000 | 6,478 |
| Total interest expense | $490,000 | 5,532 |
| Net interest income | $798,000 | 6,757 |
| Provision for loan and lease losses | $591,000 | 2,623 |
| Total noninterest income | $125,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $21,000 | 6,463 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $104,000 | 4,587 |
| Total noninterest expense | $1,185,000 | 5,700 |
| Salaries and employee benefits | $654,000 | 5,516 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $325,000 | 6,119 |
| Pre-tax net operating income | $-853,000 | 6,931 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $-321,000 | 7,408 |
| Income before extraordinary items | $-531,000 | 6,886 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-531,000 | 6,886 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-531,000 | 6,886 |
| Net charge-offs | $93,000 | 4,320 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 892 |
| Net operating income | $-531,640 | 6,841 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $639,000 | 6,575 |
| Total interest expense | $252,000 | 5,584 |
| Net interest income | $387,000 | 6,867 |
| Provision for loan and lease losses | $239,000 | 2,761 |
| Total noninterest income | $62,000 | 5,824 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $575,000 | 5,841 |
| Salaries and employee benefits | $332,000 | 5,518 |
| Premises and equipment expense | $101,000 | 4,926 |
| Additional noninterest expense | $142,000 | 6,448 |
| Pre-tax net operating income | $-365,000 | 7,057 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $-138,000 | 7,502 |
| Income before extraordinary items | $-226,000 | 6,967 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-226,000 | 6,968 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-226,000 | 6,967 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-226,640 | 6,933 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,276,000 | 6,857 |
| Total interest expense | $1,043,000 | 5,943 |
| Net interest income | $1,233,000 | 7,201 |
| Provision for loan and lease losses | $572,000 | 4,338 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $51,000 | 6,458 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $77,000 | 5,962 |
| Total noninterest expense | $2,271,000 | 5,923 |
| Salaries and employee benefits | $1,354,000 | 5,494 |
| Premises and equipment expense | $286,000 | 5,759 |
| Additional noninterest expense | $631,000 | 6,350 |
| Pre-tax net operating income | $-1,482,000 | 6,431 |
| Securities gains (losses) | $139,000 | 1,848 |
| Applicable income taxes | $-506,000 | 7,038 |
| Income before extraordinary items | $-837,000 | 6,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-837,000 | 6,280 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-837,000 | 6,280 |
| Net charge-offs | $93,000 | 5,764 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 1,012 |
| Net operating income | $-925,960 | 6,331 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 7,004 |
| Total interest expense | $776,000 | 6,092 |
| Net interest income | $865,000 | 7,338 |
| Provision for loan and lease losses | $315,000 | 4,517 |
| Total noninterest income | $63,000 | 7,247 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $36,000 | 6,545 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $27,000 | 6,790 |
| Total noninterest expense | $1,618,000 | 6,060 |
| Salaries and employee benefits | $1,022,000 | 5,521 |
| Premises and equipment expense | $164,000 | 6,381 |
| Additional noninterest expense | $432,000 | 6,550 |
| Pre-tax net operating income | $-1,005,000 | 6,652 |
| Securities gains (losses) | $54,000 | 2,250 |
| Applicable income taxes | $-359,000 | 7,253 |
| Income before extraordinary items | $-592,000 | 6,498 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-592,000 | 6,499 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-592,000 | 6,498 |
| Net charge-offs | $93,000 | 5,119 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 916 |
| Net operating income | $-626,560 | 6,510 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,177 |
| Total interest expense | $489,000 | 6,319 |
| Net interest income | $535,000 | 7,474 |
| Provision for loan and lease losses | $182,000 | 4,457 |
| Total noninterest income | $32,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $27,000 | 6,492 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $5,000 | 7,481 |
| Total noninterest expense | $1,053,000 | 6,177 |
| Salaries and employee benefits | $685,000 | 5,558 |
| Premises and equipment expense | $103,000 | 6,529 |
| Additional noninterest expense | $265,000 | 6,747 |
| Pre-tax net operating income | $-668,000 | 6,779 |
| Securities gains (losses) | $54,000 | 1,861 |
| Applicable income taxes | $-233,000 | 7,343 |
| Income before extraordinary items | $-381,000 | 6,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-381,000 | 6,633 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-381,000 | 6,633 |
| Net charge-offs | $80,000 | 4,475 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 901 |
| Net operating income | $-415,560 | 6,649 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $492,000 | 7,284 |
| Total interest expense | $231,000 | 6,550 |
| Net interest income | $261,000 | 7,539 |
| Provision for loan and lease losses | $68,000 | 4,513 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $13,000 | 6,516 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $0 | 7,833 |
| Total noninterest expense | $516,000 | 6,186 |
| Salaries and employee benefits | $345,000 | 5,580 |
| Premises and equipment expense | $50,000 | 6,614 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $-310,000 | 7,080 |
| Securities gains (losses) | $54,000 | 1,270 |
| Applicable income taxes | $-99,000 | 7,553 |
| Income before extraordinary items | $-157,000 | 6,955 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-157,000 | 6,956 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-157,000 | 6,956 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 783 |
| Net operating income | $-191,560 | 6,940 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 7,647 |
| Total interest expense | $521,000 | 7,630 |
| Net interest income | $1,031,000 | 7,545 |
| Provision for loan and lease losses | $226,000 | 5,058 |
| Total noninterest income | $61,000 | 7,661 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $50,000 | 6,627 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $1,962,000 | 6,279 |
| Salaries and employee benefits | $1,300,000 | 5,759 |
| Premises and equipment expense | $198,000 | 6,697 |
| Additional noninterest expense | $464,000 | 6,778 |
| Pre-tax net operating income | $-1,096,000 | 7,056 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-382,000 | 7,397 |
| Income before extraordinary items | $-714,000 | 6,839 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-714,000 | 6,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $127,000 | 903 |
| Net operating income | $-714,000 | 6,963 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,069,000 | 7,819 |
| Total interest expense | $319,000 | 7,897 |
| Net interest income | $750,000 | 7,654 |
| Provision for loan and lease losses | $194,000 | 4,273 |
| Total noninterest income | $44,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $36,000 | 6,725 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $1,352,000 | 6,488 |
| Salaries and employee benefits | $901,000 | 5,984 |
| Premises and equipment expense | $150,000 | 6,708 |
| Additional noninterest expense | $301,000 | 7,037 |
| Pre-tax net operating income | $-752,000 | 7,404 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-282,000 | 7,728 |
| Income before extraordinary items | $-470,000 | 7,166 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-470,000 | 7,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-470,000 | 7,301 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $637,000 | 7,965 |
| Total interest expense | $172,000 | 8,103 |
| Net interest income | $465,000 | 7,776 |
| Provision for loan and lease losses | $146,000 | 3,706 |
| Total noninterest income | $23,000 | 7,974 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $19,000 | 6,886 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $889,000 | 6,569 |
| Salaries and employee benefits | $594,000 | 6,084 |
| Premises and equipment expense | $100,000 | 6,746 |
| Additional noninterest expense | $195,000 | 7,105 |
| Pre-tax net operating income | $-547,000 | 7,643 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-205,000 | 7,985 |
| Income before extraordinary items | $-342,000 | 7,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-342,000 | 7,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-342,000 | 7,546 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,107 |
| Total interest expense | $74,000 | 8,226 |
| Net interest income | $217,000 | 7,900 |
| Provision for loan and lease losses | $65,000 | 3,393 |
| Total noninterest income | $15,000 | 7,899 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $441,000 | 6,612 |
| Salaries and employee benefits | $290,000 | 6,187 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $-274,000 | 7,874 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-103,000 | 8,145 |
| Income before extraordinary items | $-171,000 | 7,788 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-171,000 | 7,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-171,000 | 7,752 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 8,372 |
| Total interest expense | $47,000 | 8,427 |
| Net interest income | $518,000 | 8,267 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $6,000 | 8,345 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $4,000 | 7,400 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,000 | 8,265 |
| Total noninterest expense | $1,288,000 | 7,229 |
| Salaries and employee benefits | $901,000 | 6,698 |
| Premises and equipment expense | $100,000 | 7,747 |
| Additional noninterest expense | $287,000 | 7,601 |
| Pre-tax net operating income | $-854,000 | 7,985 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-266,000 | 8,185 |
| Income before extraordinary items | $-588,000 | 7,940 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-588,000 | 7,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $11,585,000 | 163 |
| Net operating income | $-588,000 | 7,931 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $342,000 | 8,455 |
| Total interest expense | $23,000 | 8,487 |
| Net interest income | $319,000 | 8,378 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $2,000 | 8,421 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,000 | 7,448 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $0 | 8,377 |
| Total noninterest expense | $666,000 | 7,795 |
| Salaries and employee benefits | $479,000 | 7,409 |
| Premises and equipment expense | $58,000 | 7,963 |
| Additional noninterest expense | $129,000 | 8,129 |
| Pre-tax net operating income | $-405,000 | 8,015 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-405,000 | 8,077 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-405,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $11,445,000 | 119 |
| Net operating income | $-405,000 | 8,059 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $132,000 | 8,565 |
| Total interest expense | $8,000 | 8,573 |
| Net interest income | $124,000 | 8,543 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $321,000 | 8,203 |
| Salaries and employee benefits | $236,000 | 7,909 |
| Premises and equipment expense | $24,000 | 8,313 |
| Additional noninterest expense | $61,000 | 8,413 |
| Pre-tax net operating income | $-199,000 | 8,082 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-199,000 | 8,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-199,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $11,300,000 | 86 |
| Net operating income | $-199,000 | 8,105 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.