Home > Preferred Bank, A FSB > Income and Expense
Preferred Bank, A FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,681,000 | 5,453 |
| Total interest expense | $3,217,000 | 4,458 |
| Net interest income | $2,464,000 | 6,372 |
| Provision for loan and lease losses | $-33,000 | 11,536 |
| Total noninterest income | $379,000 | 6,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $379,000 | 3,427 |
| Total noninterest expense | $2,067,000 | 5,835 |
| Salaries and employee benefits | $996,000 | 6,092 |
| Premises and equipment expense | $400,000 | 4,538 |
| Additional noninterest expense | $671,000 | 6,056 |
| Pre-tax net operating income | $809,000 | 6,797 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $317,000 | 5,810 |
| Income before extraordinary items | $500,000 | 7,260 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $500,000 | 7,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $494,880 | 7,266 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,408,000 | 6,244 |
| Total interest expense | $2,256,000 | 5,066 |
| Net interest income | $2,152,000 | 7,191 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $333,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $333,000 | 3,835 |
| Total noninterest expense | $1,792,000 | 6,706 |
| Salaries and employee benefits | $908,000 | 6,579 |
| Premises and equipment expense | $361,000 | 4,981 |
| Additional noninterest expense | $523,000 | 7,649 |
| Pre-tax net operating income | $684,000 | 7,494 |
| Securities gains (losses) | $11,000 | 2,158 |
| Applicable income taxes | $124,000 | 8,842 |
| Income before extraordinary items | $571,000 | 6,752 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $571,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $561,980 | 6,873 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,875 |
| Total interest expense | $2,050,000 | 5,710 |
| Net interest income | $1,952,000 | 7,822 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $348,000 | 7,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $348,000 | 4,118 |
| Total noninterest expense | $1,760,000 | 7,008 |
| Salaries and employee benefits | $751,000 | 7,635 |
| Premises and equipment expense | $431,000 | 4,415 |
| Additional noninterest expense | $578,000 | 7,532 |
| Pre-tax net operating income | $465,000 | 8,906 |
| Securities gains (losses) | $107,000 | 2,403 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $565,000 | 7,040 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $565,000 | 7,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $459,070 | 7,637 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 7,282 |
| Total interest expense | $2,484,000 | 6,025 |
| Net interest income | $1,688,000 | 8,689 |
| Provision for loan and lease losses | $272,000 | 4,381 |
| Total noninterest income | $325,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $325,000 | 4,215 |
| Total noninterest expense | $1,410,000 | 8,244 |
| Salaries and employee benefits | $680,000 | 8,140 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $465,000 | 8,809 |
| Pre-tax net operating income | $331,000 | 9,862 |
| Securities gains (losses) | $106,000 | 2,913 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $437,000 | 7,867 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $437,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $331,000 | 8,559 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.