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Prairie National Bank, Income and Expense

2000-12-31 (YTD Data)		Rank
Total interest income	$3,186,000	7,221
Total interest expense	$1,825,000	6,548
Net interest income	$1,361,000	7,729
Provision for loan and lease losses	$3,472,000	417
Total noninterest income	$155,000	7,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	8,541
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	5,433
Total noninterest expense	$1,021,000	7,962
Salaries and employee benefits	$455,000	8,470
Premises and equipment expense	$58,000	9,224
Additional noninterest expense	$508,000	6,373
Pre-tax net operating income	$-2,977,000	9,849
Securities gains (losses)	$-99,000	9,409
Applicable income taxes	$0	8,362
Income before extraordinary items	$-3,076,000	9,841
Extraordinary gains, net	$0	38
Net income	$-3,076,000	9,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,825,000	391
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-2,977,000	9,840
1999-12-31 (YTD Data)		Rank
Total interest income	$2,229,000	8,216
Total interest expense	$1,234,000	7,554
Net interest income	$995,000	8,644
Provision for loan and lease losses	$29,000	7,328
Total noninterest income	$169,000	7,853
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	8,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	5,360
Total noninterest expense	$847,000	8,604
Salaries and employee benefits	$389,000	8,946
Premises and equipment expense	$54,000	9,557
Additional noninterest expense	$404,000	7,233
Pre-tax net operating income	$288,000	8,163
Securities gains (losses)	$-21,000	9,563
Applicable income taxes	$95,000	6,999
Income before extraordinary items	$172,000	8,491
Extraordinary gains, net	$0	35
Net income	$172,000	8,489
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	4,834
Cash dividends	$170,000	5,476
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$185,440	8,368
1998-12-31 (YTD Data)		Rank
Total interest income	$1,862,000	8,845
Total interest expense	$1,052,000	8,277
Net interest income	$810,000	9,220
Provision for loan and lease losses	$28,000	7,415
Total noninterest income	$99,000	9,043
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$2,000	9,010
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	6,704
Total noninterest expense	$714,000	9,065
Salaries and employee benefits	$305,000	9,598
Premises and equipment expense	$53,000	9,747
Additional noninterest expense	$356,000	7,613
Pre-tax net operating income	$167,000	9,083
Securities gains (losses)	$4,000	3,561
Applicable income taxes	$69,000	8,007
Income before extraordinary items	$102,000	9,331
Extraordinary gains, net	$0	32
Net income	$102,000	9,331
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	7,720
Cash dividends	$105,000	6,200
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$99,440	9,284
1997-12-31 (YTD Data)		Rank
Total interest income	$1,308,000	9,921
Total interest expense	$736,000	9,451
Net interest income	$572,000	10,240
Provision for loan and lease losses	$31,000	7,344
Total noninterest income	$54,000	10,218
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$1,000	9,453
Trading account gains and fees	NA	NA
Additional Noninterest Income	$53,000	8,302
Total noninterest expense	$515,000	10,078
Salaries and employee benefits	$239,000	10,337
Premises and equipment expense	$44,000	10,343
Additional noninterest expense	$232,000	9,050
Pre-tax net operating income	$80,000	10,139
Securities gains (losses)	$5,000	2,787
Applicable income taxes	$37,000	9,450
Income before extraordinary items	$48,000	10,249
Extraordinary gains, net	$0	44
Net income	$48,000	10,250
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,093
Cash dividends	$52,000	7,148
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$44,800	10,229
1996-12-31 (YTD Data)		Rank
Total interest income	$574,000	11,209
Total interest expense	$278,000	11,116
Net interest income	$296,000	11,232
Provision for loan and lease losses	$6,000	8,753
Total noninterest income	$14,000	11,285
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$0	9,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,000	10,772
Total noninterest expense	$295,000	11,235
Salaries and employee benefits	$122,000	11,311
Premises and equipment expense	$56,000	10,464
Additional noninterest expense	$117,000	10,924
Pre-tax net operating income	$9,000	10,739
Securities gains (losses)	$0	4,148
Applicable income taxes	$3,000	10,490
Income before extraordinary items	$6,000	10,785
Extraordinary gains, net	$0	53
Net income	$6,000	10,780
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$3,000,000	228
Net operating income	$6,000	10,736

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.