Home > Prairie Bank and Trust Company > Income and Expense
Prairie Bank and Trust Company, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,790,000 | 985 |
| Total interest expense | $5,346,000 | 913 |
| Net interest income | $5,444,000 | 1,025 |
| Provision for loan and lease losses | $165,000 | 1,333 |
| Total noninterest income | $744,000 | 1,655 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $303,000 | 1,413 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $441,000 | 1,500 |
| Total noninterest expense | $3,930,000 | 1,193 |
| Salaries and employee benefits | $1,581,000 | 1,644 |
| Premises and equipment expense | $479,000 | 1,404 |
| Additional noninterest expense | $1,870,000 | 745 |
| Pre-tax net operating income | $2,093,000 | 1,117 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $37,000 | 4,433 |
| Income before extraordinary items | $2,056,000 | 865 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,056,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 1,351 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,056,000 | 856 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $43,917,000 | 885 |
| Total interest expense | $20,286,000 | 831 |
| Net interest income | $23,631,000 | 938 |
| Provision for loan and lease losses | $1,475,000 | 722 |
| Total noninterest income | $2,086,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,284,000 | 1,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $802,000 | 2,576 |
| Total noninterest expense | $12,010,000 | 1,485 |
| Salaries and employee benefits | $6,576,000 | 1,507 |
| Premises and equipment expense | $1,667,000 | 1,544 |
| Additional noninterest expense | $3,767,000 | 1,407 |
| Pre-tax net operating income | $12,232,000 | 815 |
| Securities gains (losses) | $153,000 | 441 |
| Applicable income taxes | $187,000 | 4,360 |
| Income before extraordinary items | $12,198,000 | 619 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $12,198,000 | 618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,296 |
| Cash dividends | $4,153,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $12,048,060 | 620 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $32,736,000 | 898 |
| Total interest expense | $14,856,000 | 832 |
| Net interest income | $17,880,000 | 957 |
| Provision for loan and lease losses | $1,180,000 | 655 |
| Total noninterest income | $1,596,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $971,000 | 1,385 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $625,000 | 2,511 |
| Total noninterest expense | $8,982,000 | 1,494 |
| Salaries and employee benefits | $4,844,000 | 1,541 |
| Premises and equipment expense | $1,264,000 | 1,540 |
| Additional noninterest expense | $2,874,000 | 1,383 |
| Pre-tax net operating income | $9,314,000 | 833 |
| Securities gains (losses) | $36,000 | 628 |
| Applicable income taxes | $143,000 | 4,516 |
| Income before extraordinary items | $9,207,000 | 642 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $9,207,000 | 641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,165 |
| Cash dividends | $3,264,000 | 771 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $9,171,720 | 635 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $21,484,000 | 886 |
| Total interest expense | $9,594,000 | 805 |
| Net interest income | $11,890,000 | 957 |
| Provision for loan and lease losses | $835,000 | 626 |
| Total noninterest income | $1,062,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $648,000 | 1,363 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $414,000 | 2,507 |
| Total noninterest expense | $5,984,000 | 1,500 |
| Salaries and employee benefits | $3,257,000 | 1,532 |
| Premises and equipment expense | $841,000 | 1,543 |
| Additional noninterest expense | $1,886,000 | 1,413 |
| Pre-tax net operating income | $6,133,000 | 843 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $93,000 | 4,603 |
| Income before extraordinary items | $6,050,000 | 663 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,050,000 | 661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 855 |
| Cash dividends | $2,199,000 | 753 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,040,200 | 650 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,174,000 | 910 |
| Total interest expense | $4,399,000 | 837 |
| Net interest income | $5,775,000 | 982 |
| Provision for loan and lease losses | $490,000 | 497 |
| Total noninterest income | $521,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $316,000 | 1,365 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $205,000 | 2,452 |
| Total noninterest expense | $2,906,000 | 1,546 |
| Salaries and employee benefits | $1,587,000 | 1,567 |
| Premises and equipment expense | $408,000 | 1,598 |
| Additional noninterest expense | $911,000 | 1,448 |
| Pre-tax net operating income | $2,900,000 | 875 |
| Securities gains (losses) | $6,000 | 667 |
| Applicable income taxes | $44,000 | 4,649 |
| Income before extraordinary items | $2,862,000 | 681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,862,000 | 680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 520 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,856,120 | 668 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,205,000 | 993 |
| Total interest expense | $13,232,000 | 852 |
| Net interest income | $19,973,000 | 1,082 |
| Provision for loan and lease losses | $1,679,000 | 642 |
| Total noninterest income | $2,095,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,259,000 | 1,391 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $836,000 | 2,470 |
| Total noninterest expense | $10,741,000 | 1,594 |
| Salaries and employee benefits | $5,778,000 | 1,616 |
| Premises and equipment expense | $1,642,000 | 1,484 |
| Additional noninterest expense | $3,321,000 | 1,534 |
| Pre-tax net operating income | $9,648,000 | 1,014 |
| Securities gains (losses) | $94,000 | 726 |
| Applicable income taxes | $147,000 | 5,021 |
| Income before extraordinary items | $9,595,000 | 756 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $9,595,000 | 758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,653 |
| Cash dividends | $3,807,000 | 848 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $9,502,880 | 750 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,531,000 | 1,017 |
| Total interest expense | $9,034,000 | 878 |
| Net interest income | $14,497,000 | 1,107 |
| Provision for loan and lease losses | $1,054,000 | 725 |
| Total noninterest income | $1,512,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $898,000 | 1,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $614,000 | 2,525 |
| Total noninterest expense | $7,959,000 | 1,593 |
| Salaries and employee benefits | $4,186,000 | 1,651 |
| Premises and equipment expense | $1,253,000 | 1,450 |
| Additional noninterest expense | $2,520,000 | 1,493 |
| Pre-tax net operating income | $6,996,000 | 1,040 |
| Securities gains (losses) | $94,000 | 683 |
| Applicable income taxes | $108,000 | 5,164 |
| Income before extraordinary items | $6,982,000 | 772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,982,000 | 773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 1,400 |
| Cash dividends | $2,721,000 | 814 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $6,889,880 | 768 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $14,940,000 | 1,032 |
| Total interest expense | $5,538,000 | 890 |
| Net interest income | $9,402,000 | 1,124 |
| Provision for loan and lease losses | $643,000 | 776 |
| Total noninterest income | $924,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $526,000 | 1,598 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $398,000 | 2,553 |
| Total noninterest expense | $5,200,000 | 1,623 |
| Salaries and employee benefits | $2,730,000 | 1,678 |
| Premises and equipment expense | $820,000 | 1,468 |
| Additional noninterest expense | $1,650,000 | 1,510 |
| Pre-tax net operating income | $4,483,000 | 1,060 |
| Securities gains (losses) | $76,000 | 659 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $4,490,000 | 790 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,490,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $1,731,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,415,520 | 785 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,092,000 | 1,074 |
| Total interest expense | $2,616,000 | 902 |
| Net interest income | $4,476,000 | 1,172 |
| Provision for loan and lease losses | $285,000 | 826 |
| Total noninterest income | $451,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $252,000 | 1,621 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $199,000 | 2,488 |
| Total noninterest expense | $2,570,000 | 1,641 |
| Salaries and employee benefits | $1,347,000 | 1,713 |
| Premises and equipment expense | $409,000 | 1,475 |
| Additional noninterest expense | $814,000 | 1,527 |
| Pre-tax net operating income | $2,072,000 | 1,115 |
| Securities gains (losses) | $39,000 | 615 |
| Applicable income taxes | $32,000 | 5,242 |
| Income before extraordinary items | $2,079,000 | 842 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,079,000 | 843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,040,780 | 831 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $22,855,000 | 1,238 |
| Total interest expense | $7,710,000 | 1,046 |
| Net interest income | $15,145,000 | 1,339 |
| Provision for loan and lease losses | $955,000 | 1,085 |
| Total noninterest income | $1,867,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,106,000 | 1,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $761,000 | 2,579 |
| Total noninterest expense | $9,005,000 | 1,795 |
| Salaries and employee benefits | $4,788,000 | 1,831 |
| Premises and equipment expense | $1,312,000 | 1,758 |
| Additional noninterest expense | $2,905,000 | 1,678 |
| Pre-tax net operating income | $7,052,000 | 1,230 |
| Securities gains (losses) | $292,000 | 653 |
| Applicable income taxes | $122,000 | 5,315 |
| Income before extraordinary items | $7,222,000 | 911 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,222,000 | 912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,012 |
| Cash dividends | $1,592,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,935,840 | 912 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $16,296,000 | 1,282 |
| Total interest expense | $5,387,000 | 1,108 |
| Net interest income | $10,909,000 | 1,374 |
| Provision for loan and lease losses | $705,000 | 1,078 |
| Total noninterest income | $1,382,000 | 2,338 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $829,000 | 1,589 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $553,000 | 2,643 |
| Total noninterest expense | $6,584,000 | 1,831 |
| Salaries and employee benefits | $3,422,000 | 1,905 |
| Premises and equipment expense | $982,000 | 1,763 |
| Additional noninterest expense | $2,180,000 | 1,658 |
| Pre-tax net operating income | $5,002,000 | 1,312 |
| Securities gains (losses) | $216,000 | 734 |
| Applicable income taxes | $80,000 | 5,583 |
| Income before extraordinary items | $5,138,000 | 969 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,138,000 | 970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 2,684 |
| Cash dividends | $930,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,926,320 | 975 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 1,330 |
| Total interest expense | $3,406,000 | 1,159 |
| Net interest income | $7,011,000 | 1,409 |
| Provision for loan and lease losses | $510,000 | 965 |
| Total noninterest income | $899,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $542,000 | 1,613 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $357,000 | 2,696 |
| Total noninterest expense | $4,257,000 | 1,878 |
| Salaries and employee benefits | $2,270,000 | 1,913 |
| Premises and equipment expense | $649,000 | 1,774 |
| Additional noninterest expense | $1,338,000 | 1,788 |
| Pre-tax net operating income | $3,143,000 | 1,350 |
| Securities gains (losses) | $164,000 | 737 |
| Applicable income taxes | $53,000 | 5,582 |
| Income before extraordinary items | $3,254,000 | 1,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,254,000 | 1,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,905 |
| Cash dividends | $486,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,093,280 | 1,026 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,072,000 | 1,374 |
| Total interest expense | $1,687,000 | 1,181 |
| Net interest income | $3,385,000 | 1,472 |
| Provision for loan and lease losses | $255,000 | 932 |
| Total noninterest income | $426,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $271,000 | 1,580 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $155,000 | 2,890 |
| Total noninterest expense | $2,093,000 | 1,914 |
| Salaries and employee benefits | $1,118,000 | 1,961 |
| Premises and equipment expense | $318,000 | 1,830 |
| Additional noninterest expense | $657,000 | 1,808 |
| Pre-tax net operating income | $1,463,000 | 1,418 |
| Securities gains (losses) | $164,000 | 589 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $1,600,000 | 1,027 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,600,000 | 1,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,439,280 | 1,072 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $18,852,000 | 1,526 |
| Total interest expense | $6,775,000 | 1,306 |
| Net interest income | $12,077,000 | 1,610 |
| Provision for loan and lease losses | $1,205,000 | 978 |
| Total noninterest income | $1,690,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,006,000 | 1,712 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $684,000 | 3,008 |
| Total noninterest expense | $7,975,000 | 1,986 |
| Salaries and employee benefits | $4,126,000 | 2,057 |
| Premises and equipment expense | $1,184,000 | 1,936 |
| Additional noninterest expense | $2,665,000 | 1,811 |
| Pre-tax net operating income | $4,587,000 | 1,755 |
| Securities gains (losses) | $557,000 | 702 |
| Applicable income taxes | $50,000 | 6,270 |
| Income before extraordinary items | $5,094,000 | 1,260 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,094,000 | 1,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $605,000 | 1,382 |
| Cash dividends | $1,400,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,542,570 | 1,334 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,850,000 | 1,585 |
| Total interest expense | $5,202,000 | 1,332 |
| Net interest income | $8,648,000 | 1,697 |
| Provision for loan and lease losses | $835,000 | 1,047 |
| Total noninterest income | $1,138,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $723,000 | 1,791 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $415,000 | 3,460 |
| Total noninterest expense | $5,946,000 | 2,005 |
| Salaries and employee benefits | $3,074,000 | 2,080 |
| Premises and equipment expense | $910,000 | 1,880 |
| Additional noninterest expense | $1,962,000 | 1,842 |
| Pre-tax net operating income | $3,005,000 | 2,045 |
| Securities gains (losses) | $534,000 | 652 |
| Applicable income taxes | $19,000 | 6,822 |
| Income before extraordinary items | $3,520,000 | 1,415 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,520,000 | 1,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,817 |
| Cash dividends | $1,019,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,991,340 | 1,544 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 1,612 |
| Total interest expense | $3,590,000 | 1,339 |
| Net interest income | $5,540,000 | 1,760 |
| Provision for loan and lease losses | $605,000 | 967 |
| Total noninterest income | $781,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $473,000 | 1,790 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $308,000 | 3,244 |
| Total noninterest expense | $3,923,000 | 2,010 |
| Salaries and employee benefits | $2,031,000 | 2,089 |
| Premises and equipment expense | $631,000 | 1,798 |
| Additional noninterest expense | $1,261,000 | 1,904 |
| Pre-tax net operating income | $1,793,000 | 2,247 |
| Securities gains (losses) | $426,000 | 636 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $2,217,000 | 1,480 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,217,000 | 1,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 1,560 |
| Cash dividends | $652,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,791,000 | 1,678 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 1,661 |
| Total interest expense | $1,830,000 | 1,336 |
| Net interest income | $2,627,000 | 1,859 |
| Provision for loan and lease losses | $295,000 | 981 |
| Total noninterest income | $366,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 1,724 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $1,969,000 | 1,993 |
| Salaries and employee benefits | $1,021,000 | 2,067 |
| Premises and equipment expense | $317,000 | 1,805 |
| Additional noninterest expense | $631,000 | 1,866 |
| Pre-tax net operating income | $729,000 | 2,655 |
| Securities gains (losses) | $89,000 | 1,062 |
| Applicable income taxes | $-10,000 | 9,073 |
| Income before extraordinary items | $828,000 | 1,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $828,000 | 1,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $739,000 | 2,001 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,454,000 | 1,773 |
| Total interest expense | $7,748,000 | 1,459 |
| Net interest income | $9,706,000 | 1,992 |
| Provision for loan and lease losses | $1,197,000 | 1,144 |
| Total noninterest income | $1,496,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,026,000 | 1,575 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $470,000 | 3,398 |
| Total noninterest expense | $6,833,000 | 2,188 |
| Salaries and employee benefits | $3,507,000 | 2,284 |
| Premises and equipment expense | $1,089,000 | 2,016 |
| Additional noninterest expense | $2,237,000 | 2,063 |
| Pre-tax net operating income | $3,172,000 | 2,371 |
| Securities gains (losses) | $745,000 | 507 |
| Applicable income taxes | $70,000 | 6,284 |
| Income before extraordinary items | $3,847,000 | 1,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,847,000 | 1,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $656,000 | 1,348 |
| Cash dividends | $1,158,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,116,900 | 1,864 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $16,247,000 | 2,117 |
| Total interest expense | $8,563,000 | 1,896 |
| Net interest income | $7,684,000 | 2,333 |
| Provision for loan and lease losses | $690,000 | 1,695 |
| Total noninterest income | $1,146,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $827,000 | 1,847 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $319,000 | 3,979 |
| Total noninterest expense | $5,875,000 | 2,423 |
| Salaries and employee benefits | $3,116,000 | 2,410 |
| Premises and equipment expense | $793,000 | 2,658 |
| Additional noninterest expense | $1,966,000 | 2,279 |
| Pre-tax net operating income | $2,265,000 | 2,886 |
| Securities gains (losses) | $507,000 | 607 |
| Applicable income taxes | $48,000 | 6,752 |
| Income before extraordinary items | $2,724,000 | 1,925 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,724,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,050 |
| Cash dividends | $1,035,000 | 2,177 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,227,140 | 2,241 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,216,000 | 2,305 |
| Total interest expense | $7,912,000 | 2,163 |
| Net interest income | $7,304,000 | 2,429 |
| Provision for loan and lease losses | $900,000 | 1,159 |
| Total noninterest income | $775,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $563,000 | 2,427 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $212,000 | 4,668 |
| Total noninterest expense | $4,747,000 | 2,857 |
| Salaries and employee benefits | $2,398,000 | 2,948 |
| Premises and equipment expense | $726,000 | 2,790 |
| Additional noninterest expense | $1,623,000 | 2,626 |
| Pre-tax net operating income | $2,432,000 | 2,824 |
| Securities gains (losses) | $152,000 | 471 |
| Applicable income taxes | $38,000 | 7,440 |
| Income before extraordinary items | $2,546,000 | 2,048 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,546,000 | 2,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,295 |
| Cash dividends | $1,295,000 | 1,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,395,520 | 2,171 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,959,000 | 3,231 |
| Total interest expense | $4,969,000 | 2,936 |
| Net interest income | $4,990,000 | 3,460 |
| Provision for loan and lease losses | $283,000 | 2,806 |
| Total noninterest income | $604,000 | 4,409 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $507,000 | 2,607 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $97,000 | 6,712 |
| Total noninterest expense | $3,938,000 | 3,359 |
| Salaries and employee benefits | $2,006,000 | 3,434 |
| Premises and equipment expense | $541,000 | 3,534 |
| Additional noninterest expense | $1,391,000 | 3,052 |
| Pre-tax net operating income | $1,373,000 | 4,356 |
| Securities gains (losses) | $78,000 | 827 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $1,158,000 | 3,987 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,158,000 | 3,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,357 |
| Cash dividends | $230,000 | 5,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,095,600 | 4,117 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,284,000 | 3,825 |
| Total interest expense | $4,217,000 | 3,517 |
| Net interest income | $4,067,000 | 4,062 |
| Provision for loan and lease losses | $222,000 | 3,296 |
| Total noninterest income | $503,000 | 4,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 7,031 |
| Total noninterest expense | $3,034,000 | 4,073 |
| Salaries and employee benefits | $1,701,000 | 3,834 |
| Premises and equipment expense | $375,000 | 4,654 |
| Additional noninterest expense | $958,000 | 4,098 |
| Pre-tax net operating income | $1,314,000 | 4,578 |
| Securities gains (losses) | $236,000 | 839 |
| Applicable income taxes | $440,000 | 4,179 |
| Income before extraordinary items | $1,110,000 | 4,156 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,110,000 | 4,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,690 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $940,080 | 4,596 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,454,000 | 4,261 |
| Total interest expense | $3,546,000 | 4,102 |
| Net interest income | $3,908,000 | 4,321 |
| Provision for loan and lease losses | $265,000 | 2,849 |
| Total noninterest income | $430,000 | 5,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,650 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,257 |
| Total noninterest expense | $2,427,000 | 4,891 |
| Salaries and employee benefits | $1,412,000 | 4,471 |
| Premises and equipment expense | $324,000 | 5,177 |
| Additional noninterest expense | $691,000 | 5,270 |
| Pre-tax net operating income | $1,646,000 | 4,140 |
| Securities gains (losses) | $29,000 | 1,652 |
| Applicable income taxes | $553,000 | 3,923 |
| Income before extraordinary items | $1,122,000 | 4,290 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,122,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 3,135 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,102,570 | 4,289 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,749,000 | 5,338 |
| Total interest expense | $2,657,000 | 5,286 |
| Net interest income | $3,092,000 | 5,320 |
| Provision for loan and lease losses | $186,000 | 3,572 |
| Total noninterest income | $439,000 | 5,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $375,000 | 3,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,317 |
| Total noninterest expense | $2,028,000 | 5,890 |
| Salaries and employee benefits | $1,140,000 | 5,441 |
| Premises and equipment expense | $320,000 | 5,333 |
| Additional noninterest expense | $568,000 | 6,563 |
| Pre-tax net operating income | $1,317,000 | 4,795 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $415,000 | 4,786 |
| Income before extraordinary items | $901,000 | 4,869 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $901,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,398 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $901,680 | 4,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 6,475 |
| Total interest expense | $2,048,000 | 6,361 |
| Net interest income | $2,438,000 | 6,418 |
| Provision for loan and lease losses | $142,000 | 3,759 |
| Total noninterest income | $323,000 | 6,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,577,000 | 7,040 |
| Salaries and employee benefits | $914,000 | 6,490 |
| Premises and equipment expense | $253,000 | 6,297 |
| Additional noninterest expense | $410,000 | 8,093 |
| Pre-tax net operating income | $1,042,000 | 5,819 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $344,000 | 5,517 |
| Income before extraordinary items | $702,000 | 5,980 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $702,000 | 5,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $699,320 | 5,981 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,763,000 | 8,443 |
| Total interest expense | $1,113,000 | 8,242 |
| Net interest income | $1,650,000 | 8,451 |
| Provision for loan and lease losses | $156,000 | 3,523 |
| Total noninterest income | $251,000 | 7,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $1,367,000 | 8,013 |
| Salaries and employee benefits | $619,000 | 8,491 |
| Premises and equipment expense | $302,000 | 5,687 |
| Additional noninterest expense | $446,000 | 8,354 |
| Pre-tax net operating income | $378,000 | 9,527 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $-50,000 | 12,214 |
| Income before extraordinary items | $429,000 | 7,908 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $429,000 | 7,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $428,000 | 7,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 11,297 |
| Total interest expense | $568,000 | 11,325 |
| Net interest income | $907,000 | 11,140 |
| Provision for loan and lease losses | $133,000 | 4,955 |
| Total noninterest income | $131,000 | 10,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 8,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $958,000 | 9,931 |
| Salaries and employee benefits | $456,000 | 10,081 |
| Premises and equipment expense | $225,000 | 7,185 |
| Additional noninterest expense | $277,000 | 10,732 |
| Pre-tax net operating income | $-53,000 | 12,543 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-16,000 | 12,562 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-16,000 | 12,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-53,000 | 12,511 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 13,664 |
| Total interest expense | $212,000 | 13,692 |
| Net interest income | $335,000 | 13,546 |
| Provision for loan and lease losses | $100,000 | 7,236 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $913,000 | 10,403 |
| Salaries and employee benefits | $461,000 | 10,184 |
| Premises and equipment expense | $193,000 | 8,002 |
| Additional noninterest expense | $259,000 | 11,418 |
| Pre-tax net operating income | $-633,000 | 13,362 |
| Securities gains (losses) | $72,000 | 3,538 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-561,000 | 13,405 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-561,000 | 13,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,000,000 | 200 |
| Net operating income | $-633,000 | 13,340 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.