Home > Powell Valley National Bank > Income and Expense
Powell Valley National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $21,398,000 | 1,798 |
| Total interest expense | $7,638,000 | 1,553 |
| Net interest income | $13,760,000 | 1,942 |
| Provision for loan and lease losses | $608,000 | 1,134 |
| Total noninterest income | $1,781,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $348,000 | 2,032 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,433,000 | 1,928 |
| Total noninterest expense | $12,677,000 | 1,745 |
| Salaries and employee benefits | $6,935,000 | 1,786 |
| Premises and equipment expense | $1,054,000 | 1,965 |
| Additional noninterest expense | $1,433,000 | 1,928 |
| Pre-tax net operating income | $2,256,000 | 2,823 |
| Securities gains (losses) | $38,000 | 469 |
| Applicable income taxes | $498,000 | 1,903 |
| Income before extraordinary items | $1,796,000 | 2,897 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,796,000 | 2,926 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,796,000 | 2,899 |
| Net charge-offs | $129,000 | 1,361 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,765,980 | 2,950 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $15,509,000 | 1,807 |
| Total interest expense | $5,001,000 | 1,586 |
| Net interest income | $10,508,000 | 1,927 |
| Provision for loan and lease losses | $605,000 | 897 |
| Total noninterest income | $1,394,000 | 2,090 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $257,000 | 2,061 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,137,000 | 1,864 |
| Total noninterest expense | $9,237,000 | 1,778 |
| Salaries and employee benefits | $5,039,000 | 1,818 |
| Premises and equipment expense | $756,000 | 2,019 |
| Additional noninterest expense | $1,137,000 | 1,864 |
| Pre-tax net operating income | $2,060,000 | 2,665 |
| Securities gains (losses) | $38,000 | 305 |
| Applicable income taxes | $344,000 | 2,018 |
| Income before extraordinary items | $1,754,000 | 2,665 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,754,000 | 2,695 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,754,000 | 2,666 |
| Net charge-offs | $11,000 | 2,102 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,722,080 | 2,716 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,998,000 | 1,826 |
| Total interest expense | $2,704,000 | 1,679 |
| Net interest income | $7,294,000 | 1,874 |
| Provision for loan and lease losses | $406,000 | 876 |
| Total noninterest income | $950,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $171,000 | 2,051 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $779,000 | 1,770 |
| Total noninterest expense | $6,169,000 | 1,769 |
| Salaries and employee benefits | $3,443,000 | 1,783 |
| Premises and equipment expense | $508,000 | 1,999 |
| Additional noninterest expense | $779,000 | 1,768 |
| Pre-tax net operating income | $1,669,000 | 2,475 |
| Securities gains (losses) | $38,000 | 317 |
| Applicable income taxes | $314,000 | 1,814 |
| Income before extraordinary items | $1,393,000 | 2,480 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,393,000 | 2,509 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,393,000 | 2,480 |
| Net charge-offs | $24,000 | 1,463 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,361,840 | 2,524 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,737,000 | 1,878 |
| Total interest expense | $1,128,000 | 1,696 |
| Net interest income | $3,609,000 | 1,901 |
| Provision for loan and lease losses | $104,000 | 1,262 |
| Total noninterest income | $499,000 | 1,954 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $80,000 | 2,140 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $419,000 | 1,673 |
| Total noninterest expense | $2,769,000 | 1,915 |
| Salaries and employee benefits | $1,512,000 | 1,987 |
| Premises and equipment expense | $260,000 | 2,005 |
| Additional noninterest expense | $419,000 | 1,673 |
| Pre-tax net operating income | $1,235,000 | 2,030 |
| Securities gains (losses) | $38,000 | 318 |
| Applicable income taxes | $190,000 | 1,709 |
| Income before extraordinary items | $1,083,000 | 1,998 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,083,000 | 1,997 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,083,000 | 1,998 |
| Net charge-offs | $-9,000 | 4,009 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,050,700 | 2,057 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $14,980,000 | 1,966 |
| Total interest expense | $1,339,000 | 2,057 |
| Net interest income | $13,641,000 | 1,917 |
| Provision for loan and lease losses | $759,000 | 974 |
| Total noninterest income | $2,652,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $360,000 | 2,066 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,292,000 | 1,498 |
| Total noninterest expense | $11,222,000 | 1,857 |
| Salaries and employee benefits | $6,392,000 | 1,872 |
| Premises and equipment expense | $1,012,000 | 1,999 |
| Additional noninterest expense | $2,292,000 | 1,498 |
| Pre-tax net operating income | $4,312,000 | 2,205 |
| Securities gains (losses) | $2,000 | 598 |
| Applicable income taxes | $493,000 | 2,035 |
| Income before extraordinary items | $3,821,000 | 2,161 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,821,000 | 2,160 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,821,000 | 2,160 |
| Net charge-offs | $1,000 | 2,539 |
| Cash dividends | $2,109,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,819,220 | 2,190 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,474,000 | 2,013 |
| Total interest expense | $637,000 | 2,318 |
| Net interest income | $9,837,000 | 1,955 |
| Provision for loan and lease losses | $489,000 | 978 |
| Total noninterest income | $2,275,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $290,000 | 2,000 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,985,000 | 1,378 |
| Total noninterest expense | $8,249,000 | 1,881 |
| Salaries and employee benefits | $4,659,000 | 1,900 |
| Premises and equipment expense | $880,000 | 1,856 |
| Additional noninterest expense | $1,985,000 | 1,378 |
| Pre-tax net operating income | $3,374,000 | 2,146 |
| Securities gains (losses) | $2,000 | 628 |
| Applicable income taxes | $454,000 | 1,902 |
| Income before extraordinary items | $2,922,000 | 2,116 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,922,000 | 2,116 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,922,000 | 2,115 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $1,020,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,920,260 | 2,145 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 2,065 |
| Total interest expense | $360,000 | 2,422 |
| Net interest income | $6,156,000 | 2,011 |
| Provision for loan and lease losses | $259,000 | 1,011 |
| Total noninterest income | $1,812,000 | 1,461 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $215,000 | 1,863 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,597,000 | 1,266 |
| Total noninterest expense | $5,425,000 | 1,879 |
| Salaries and employee benefits | $3,161,000 | 1,870 |
| Premises and equipment expense | $468,000 | 2,094 |
| Additional noninterest expense | $1,796,000 | 1,740 |
| Pre-tax net operating income | $2,284,000 | 2,044 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $254,000 | 1,951 |
| Income before extraordinary items | $2,030,000 | 1,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,030,000 | 1,980 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,030,000 | 1,980 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $680,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,030,000 | 2,020 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,054,000 | 2,108 |
| Total interest expense | $173,000 | 2,429 |
| Net interest income | $2,881,000 | 2,052 |
| Provision for loan and lease losses | $25,000 | 1,702 |
| Total noninterest income | $643,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $122,000 | 1,700 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $521,000 | 1,627 |
| Total noninterest expense | $2,545,000 | 1,956 |
| Salaries and employee benefits | $1,423,000 | 2,009 |
| Premises and equipment expense | $241,000 | 2,078 |
| Additional noninterest expense | $881,000 | 1,750 |
| Pre-tax net operating income | $954,000 | 2,148 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $177,000 | 1,695 |
| Income before extraordinary items | $777,000 | 2,237 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $777,000 | 2,237 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $777,000 | 2,237 |
| Net charge-offs | $-4,000 | 3,570 |
| Cash dividends | $340,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $777,000 | 2,255 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,301,000 | 2,163 |
| Total interest expense | $974,000 | 2,248 |
| Net interest income | $11,327,000 | 2,122 |
| Provision for loan and lease losses | $130,000 | 2,000 |
| Total noninterest income | $2,951,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $399,000 | 1,861 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,552,000 | 1,650 |
| Total noninterest expense | $10,853,000 | 1,872 |
| Salaries and employee benefits | $5,945,000 | 1,946 |
| Premises and equipment expense | $1,068,000 | 1,954 |
| Additional noninterest expense | $3,840,000 | 1,622 |
| Pre-tax net operating income | $3,295,000 | 2,569 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $638,000 | 1,937 |
| Income before extraordinary items | $2,657,000 | 2,684 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,657,000 | 2,685 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,657,000 | 2,685 |
| Net charge-offs | $-7,000 | 3,578 |
| Cash dividends | $2,300,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,657,000 | 2,664 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,158,000 | 2,218 |
| Total interest expense | $787,000 | 2,234 |
| Net interest income | $8,371,000 | 2,187 |
| Provision for loan and lease losses | $70,000 | 2,189 |
| Total noninterest income | $2,312,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $279,000 | 1,946 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,033,000 | 1,651 |
| Total noninterest expense | $7,896,000 | 1,914 |
| Salaries and employee benefits | $4,345,000 | 1,981 |
| Premises and equipment expense | $801,000 | 1,984 |
| Additional noninterest expense | $2,750,000 | 1,688 |
| Pre-tax net operating income | $2,717,000 | 2,566 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $499,000 | 1,978 |
| Income before extraordinary items | $2,218,000 | 2,667 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,218,000 | 2,667 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,218,000 | 2,667 |
| Net charge-offs | $-3,000 | 3,300 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,218,000 | 2,648 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 2,218 |
| Total interest expense | $571,000 | 2,165 |
| Net interest income | $5,480,000 | 2,198 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $1,354,000 | 1,905 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $165,000 | 2,035 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,189,000 | 1,746 |
| Total noninterest expense | $5,267,000 | 1,902 |
| Salaries and employee benefits | $2,961,000 | 1,950 |
| Premises and equipment expense | $529,000 | 1,987 |
| Additional noninterest expense | $1,777,000 | 1,709 |
| Pre-tax net operating income | $1,527,000 | 2,749 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $275,000 | 2,089 |
| Income before extraordinary items | $1,252,000 | 2,878 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,252,000 | 2,877 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,252,000 | 2,878 |
| Net charge-offs | $7,000 | 1,839 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,252,000 | 2,855 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 2,232 |
| Total interest expense | $312,000 | 2,124 |
| Net interest income | $2,670,000 | 2,220 |
| Provision for loan and lease losses | $20,000 | 2,251 |
| Total noninterest income | $604,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $84,000 | 2,012 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $520,000 | 1,883 |
| Total noninterest expense | $2,421,000 | 2,006 |
| Salaries and employee benefits | $1,307,000 | 2,104 |
| Premises and equipment expense | $269,000 | 1,976 |
| Additional noninterest expense | $845,000 | 1,755 |
| Pre-tax net operating income | $833,000 | 2,611 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $155,000 | 1,992 |
| Income before extraordinary items | $678,000 | 2,738 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $678,000 | 2,736 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $678,000 | 2,738 |
| Net charge-offs | $3,000 | 1,645 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $678,000 | 2,701 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,807,000 | 2,124 |
| Total interest expense | $1,736,000 | 2,157 |
| Net interest income | $11,071,000 | 2,085 |
| Provision for loan and lease losses | $175,000 | 3,158 |
| Total noninterest income | $2,006,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $321,000 | 2,155 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $1,685,000 | 1,966 |
| Total noninterest expense | $10,170,000 | 1,941 |
| Salaries and employee benefits | $5,997,000 | 1,902 |
| Premises and equipment expense | $1,105,000 | 1,894 |
| Additional noninterest expense | $3,068,000 | 1,881 |
| Pre-tax net operating income | $2,732,000 | 2,544 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $426,000 | 2,056 |
| Income before extraordinary items | $2,313,000 | 2,640 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,313,000 | 2,639 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,313,000 | 2,640 |
| Net charge-offs | $31,000 | 2,630 |
| Cash dividends | $2,203,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $2,307,120 | 2,598 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,624,000 | 2,140 |
| Total interest expense | $1,357,000 | 2,193 |
| Net interest income | $8,267,000 | 2,085 |
| Provision for loan and lease losses | $125,000 | 3,137 |
| Total noninterest income | $1,284,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $232,000 | 2,196 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,052,000 | 2,092 |
| Total noninterest expense | $7,536,000 | 1,928 |
| Salaries and employee benefits | $4,497,000 | 1,877 |
| Premises and equipment expense | $807,000 | 1,929 |
| Additional noninterest expense | $2,232,000 | 1,908 |
| Pre-tax net operating income | $1,890,000 | 2,661 |
| Securities gains (losses) | $7,000 | 2,204 |
| Applicable income taxes | $312,000 | 2,067 |
| Income before extraordinary items | $1,585,000 | 2,766 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,585,000 | 2,765 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,585,000 | 2,766 |
| Net charge-offs | $54,000 | 2,020 |
| Cash dividends | $628,000 | 2,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,579,120 | 2,715 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,421,000 | 2,159 |
| Total interest expense | $914,000 | 2,279 |
| Net interest income | $5,507,000 | 2,094 |
| Provision for loan and lease losses | $75,000 | 3,188 |
| Total noninterest income | $783,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $164,000 | 2,142 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $619,000 | 2,159 |
| Total noninterest expense | $4,922,000 | 1,956 |
| Salaries and employee benefits | $2,966,000 | 1,892 |
| Premises and equipment expense | $532,000 | 1,945 |
| Additional noninterest expense | $1,424,000 | 1,966 |
| Pre-tax net operating income | $1,293,000 | 2,596 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $217,000 | 1,997 |
| Income before extraordinary items | $1,076,000 | 2,716 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,076,000 | 2,715 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,076,000 | 2,716 |
| Net charge-offs | $58,000 | 1,649 |
| Cash dividends | $314,000 | 2,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,076,000 | 2,664 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 2,137 |
| Total interest expense | $440,000 | 2,494 |
| Net interest income | $2,788,000 | 2,039 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $317,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $100,000 | 2,134 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $217,000 | 2,343 |
| Total noninterest expense | $2,449,000 | 1,974 |
| Salaries and employee benefits | $1,512,000 | 1,873 |
| Premises and equipment expense | $261,000 | 1,993 |
| Additional noninterest expense | $676,000 | 2,067 |
| Pre-tax net operating income | $656,000 | 2,436 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $111,000 | 1,848 |
| Income before extraordinary items | $545,000 | 2,533 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 2,533 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $545,000 | 2,534 |
| Net charge-offs | $-69,000 | 4,916 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $545,000 | 2,505 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,173 |
| Total interest expense | $2,154,000 | 2,228 |
| Net interest income | $10,635,000 | 2,120 |
| Provision for loan and lease losses | $50,000 | 3,376 |
| Total noninterest income | $1,290,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $423,000 | 2,151 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $867,000 | 2,416 |
| Total noninterest expense | $9,527,000 | 1,996 |
| Salaries and employee benefits | $5,521,000 | 1,966 |
| Premises and equipment expense | $1,055,000 | 1,971 |
| Additional noninterest expense | $2,951,000 | 1,950 |
| Pre-tax net operating income | $2,348,000 | 2,831 |
| Securities gains (losses) | $233,000 | 589 |
| Applicable income taxes | $154,000 | 2,786 |
| Income before extraordinary items | $2,427,000 | 2,610 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,427,000 | 2,610 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,427,000 | 2,612 |
| Net charge-offs | $174,000 | 1,798 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,207,980 | 2,727 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,520,000 | 2,210 |
| Total interest expense | $1,623,000 | 2,243 |
| Net interest income | $7,897,000 | 2,164 |
| Provision for loan and lease losses | $50,000 | 3,073 |
| Total noninterest income | $950,000 | 2,521 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $308,000 | 2,197 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $642,000 | 2,417 |
| Total noninterest expense | $7,309,000 | 1,966 |
| Salaries and employee benefits | $4,231,000 | 1,941 |
| Premises and equipment expense | $770,000 | 2,025 |
| Additional noninterest expense | $2,308,000 | 1,869 |
| Pre-tax net operating income | $1,488,000 | 3,114 |
| Securities gains (losses) | $26,000 | 1,329 |
| Applicable income taxes | $319,000 | 2,182 |
| Income before extraordinary items | $1,195,000 | 3,247 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,195,000 | 3,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,195,000 | 3,247 |
| Net charge-offs | $217,000 | 1,235 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,174,460 | 3,249 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,226,000 | 2,250 |
| Total interest expense | $1,068,000 | 2,244 |
| Net interest income | $5,158,000 | 2,216 |
| Provision for loan and lease losses | $50,000 | 2,768 |
| Total noninterest income | $590,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $194,000 | 2,254 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $396,000 | 2,487 |
| Total noninterest expense | $4,797,000 | 2,000 |
| Salaries and employee benefits | $2,725,000 | 1,994 |
| Premises and equipment expense | $502,000 | 2,064 |
| Additional noninterest expense | $1,570,000 | 1,863 |
| Pre-tax net operating income | $901,000 | 3,240 |
| Securities gains (losses) | $-10,000 | 4,944 |
| Applicable income taxes | $187,000 | 2,253 |
| Income before extraordinary items | $704,000 | 3,424 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $704,000 | 3,421 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $704,000 | 3,423 |
| Net charge-offs | $232,000 | 906 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $711,900 | 3,385 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,081,000 | 2,267 |
| Total interest expense | $530,000 | 2,221 |
| Net interest income | $2,551,000 | 2,237 |
| Provision for loan and lease losses | $25,000 | 2,614 |
| Total noninterest income | $297,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $97,000 | 2,262 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $200,000 | 2,402 |
| Total noninterest expense | $2,376,000 | 2,016 |
| Salaries and employee benefits | $1,393,000 | 1,975 |
| Premises and equipment expense | $262,000 | 2,015 |
| Additional noninterest expense | $721,000 | 1,980 |
| Pre-tax net operating income | $447,000 | 3,229 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $94,000 | 2,204 |
| Income before extraordinary items | $353,000 | 3,404 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $353,000 | 3,403 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $353,000 | 3,403 |
| Net charge-offs | $31,000 | 1,479 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $353,000 | 3,394 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 2,238 |
| Total interest expense | $1,306,000 | 2,546 |
| Net interest income | $10,491,000 | 2,156 |
| Provision for loan and lease losses | $50,000 | 3,480 |
| Total noninterest income | $1,086,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $415,000 | 2,250 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $671,000 | 2,696 |
| Total noninterest expense | $8,996,000 | 2,063 |
| Salaries and employee benefits | $4,990,000 | 2,092 |
| Premises and equipment expense | $1,060,000 | 1,973 |
| Additional noninterest expense | $2,946,000 | 1,949 |
| Pre-tax net operating income | $2,531,000 | 2,761 |
| Securities gains (losses) | $172,000 | 228 |
| Applicable income taxes | $345,000 | 2,282 |
| Income before extraordinary items | $2,358,000 | 2,679 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,358,000 | 2,677 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,358,000 | 2,678 |
| Net charge-offs | $201,000 | 1,644 |
| Cash dividends | $1,149,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,208,360 | 2,775 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,246 |
| Total interest expense | $871,000 | 2,650 |
| Net interest income | $7,876,000 | 2,156 |
| Provision for loan and lease losses | $50,000 | 3,168 |
| Total noninterest income | $750,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $299,000 | 2,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 2,886 |
| Total noninterest expense | $6,802,000 | 2,050 |
| Salaries and employee benefits | $3,796,000 | 2,067 |
| Premises and equipment expense | $772,000 | 2,016 |
| Additional noninterest expense | $2,234,000 | 1,929 |
| Pre-tax net operating income | $1,774,000 | 2,932 |
| Securities gains (losses) | $172,000 | 229 |
| Applicable income taxes | $408,000 | 1,966 |
| Income before extraordinary items | $1,538,000 | 2,946 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,538,000 | 2,945 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,538,000 | 2,945 |
| Net charge-offs | $81,000 | 1,885 |
| Cash dividends | $861,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,402,120 | 3,072 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,244 |
| Total interest expense | $537,000 | 2,691 |
| Net interest income | $5,251,000 | 2,154 |
| Provision for loan and lease losses | $50,000 | 2,796 |
| Total noninterest income | $522,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $182,000 | 2,440 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $340,000 | 2,747 |
| Total noninterest expense | $4,454,000 | 2,088 |
| Salaries and employee benefits | $2,459,000 | 2,127 |
| Premises and equipment expense | $511,000 | 2,040 |
| Additional noninterest expense | $1,484,000 | 1,944 |
| Pre-tax net operating income | $1,269,000 | 2,785 |
| Securities gains (losses) | $153,000 | 200 |
| Applicable income taxes | $297,000 | 1,871 |
| Income before extraordinary items | $1,125,000 | 2,769 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,125,000 | 2,768 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,125,000 | 2,768 |
| Net charge-offs | $18,000 | 2,302 |
| Cash dividends | $574,000 | 1,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,004,130 | 2,945 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 2,253 |
| Total interest expense | $228,000 | 2,876 |
| Net interest income | $2,632,000 | 2,167 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $264,000 | 2,788 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $172,000 | 2,664 |
| Total noninterest expense | $2,361,000 | 2,021 |
| Salaries and employee benefits | $1,319,000 | 2,036 |
| Premises and equipment expense | $272,000 | 1,996 |
| Additional noninterest expense | $770,000 | 1,879 |
| Pre-tax net operating income | $510,000 | 3,081 |
| Securities gains (losses) | $-2,000 | 5,038 |
| Applicable income taxes | $108,000 | 2,113 |
| Income before extraordinary items | $400,000 | 3,252 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $400,000 | 3,252 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $400,000 | 3,252 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $287,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $401,580 | 3,252 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,966,000 | 2,269 |
| Total interest expense | $632,000 | 3,301 |
| Net interest income | $10,334,000 | 2,169 |
| Provision for loan and lease losses | $50,000 | 3,556 |
| Total noninterest income | $1,188,000 | 2,705 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $402,000 | 2,384 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $786,000 | 2,586 |
| Total noninterest expense | $8,266,000 | 2,208 |
| Salaries and employee benefits | $4,565,000 | 2,246 |
| Premises and equipment expense | $806,000 | 2,442 |
| Additional noninterest expense | $2,895,000 | 1,998 |
| Pre-tax net operating income | $3,206,000 | 2,377 |
| Securities gains (losses) | $158,000 | 469 |
| Applicable income taxes | $1,047,000 | 1,831 |
| Income before extraordinary items | $2,317,000 | 2,444 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,317,000 | 2,444 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,317,000 | 2,444 |
| Net charge-offs | $-160,000 | 5,402 |
| Cash dividends | $1,546,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,207,980 | 2,502 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,156,000 | 2,287 |
| Total interest expense | $445,000 | 3,410 |
| Net interest income | $7,711,000 | 2,182 |
| Provision for loan and lease losses | $50,000 | 3,230 |
| Total noninterest income | $919,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $310,000 | 2,351 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $609,000 | 2,564 |
| Total noninterest expense | $6,175,000 | 2,232 |
| Salaries and employee benefits | $3,467,000 | 2,228 |
| Premises and equipment expense | $565,000 | 2,564 |
| Additional noninterest expense | $2,143,000 | 2,008 |
| Pre-tax net operating income | $2,405,000 | 2,419 |
| Securities gains (losses) | $181,000 | 393 |
| Applicable income taxes | $798,000 | 1,671 |
| Income before extraordinary items | $1,788,000 | 2,580 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,788,000 | 2,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,788,000 | 2,580 |
| Net charge-offs | $-219,000 | 5,507 |
| Cash dividends | $1,272,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,663,110 | 2,679 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 2,281 |
| Total interest expense | $289,000 | 3,421 |
| Net interest income | $5,139,000 | 2,172 |
| Provision for loan and lease losses | $50,000 | 2,834 |
| Total noninterest income | $613,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $213,000 | 2,289 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $400,000 | 2,579 |
| Total noninterest expense | $4,027,000 | 2,273 |
| Salaries and employee benefits | $2,246,000 | 2,299 |
| Premises and equipment expense | $383,000 | 2,547 |
| Additional noninterest expense | $1,398,000 | 2,042 |
| Pre-tax net operating income | $1,675,000 | 2,304 |
| Securities gains (losses) | $146,000 | 337 |
| Applicable income taxes | $562,000 | 1,591 |
| Income before extraordinary items | $1,259,000 | 2,438 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,259,000 | 2,438 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,259,000 | 2,438 |
| Net charge-offs | $-231,000 | 5,611 |
| Cash dividends | $848,000 | 1,487 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,158,260 | 2,570 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 2,294 |
| Total interest expense | $140,000 | 3,462 |
| Net interest income | $2,563,000 | 2,184 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $308,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $107,000 | 2,284 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $201,000 | 2,571 |
| Total noninterest expense | $2,045,000 | 2,269 |
| Salaries and employee benefits | $1,185,000 | 2,222 |
| Premises and equipment expense | $188,000 | 2,615 |
| Additional noninterest expense | $672,000 | 2,107 |
| Pre-tax net operating income | $776,000 | 2,350 |
| Securities gains (losses) | $132,000 | 198 |
| Applicable income taxes | $272,000 | 1,574 |
| Income before extraordinary items | $636,000 | 2,341 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $636,000 | 2,340 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $636,000 | 2,341 |
| Net charge-offs | $-229,000 | 5,738 |
| Cash dividends | $424,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $543,600 | 2,604 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,669,000 | 2,285 |
| Total interest expense | $571,000 | 3,406 |
| Net interest income | $10,098,000 | 2,170 |
| Provision for loan and lease losses | $225,000 | 2,297 |
| Total noninterest income | $1,150,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $438,000 | 2,308 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $712,000 | 2,811 |
| Total noninterest expense | $7,415,000 | 2,440 |
| Salaries and employee benefits | $4,068,000 | 2,468 |
| Premises and equipment expense | $774,000 | 2,556 |
| Additional noninterest expense | $2,573,000 | 2,247 |
| Pre-tax net operating income | $3,608,000 | 2,079 |
| Securities gains (losses) | $418,000 | 518 |
| Applicable income taxes | $1,105,000 | 1,548 |
| Income before extraordinary items | $2,921,000 | 2,161 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,921,000 | 2,159 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,921,000 | 2,160 |
| Net charge-offs | $205,000 | 1,897 |
| Cash dividends | $1,328,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,615,860 | 2,282 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,952,000 | 2,297 |
| Total interest expense | $437,000 | 3,387 |
| Net interest income | $7,515,000 | 2,179 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $843,000 | 2,866 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $325,000 | 2,320 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $518,000 | 2,858 |
| Total noninterest expense | $5,601,000 | 2,417 |
| Salaries and employee benefits | $3,101,000 | 2,425 |
| Premises and equipment expense | $589,000 | 2,534 |
| Additional noninterest expense | $1,911,000 | 2,267 |
| Pre-tax net operating income | $2,607,000 | 2,183 |
| Securities gains (losses) | $192,000 | 829 |
| Applicable income taxes | $850,000 | 1,577 |
| Income before extraordinary items | $1,949,000 | 2,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,949,000 | 2,383 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,949,000 | 2,384 |
| Net charge-offs | $192,000 | 1,492 |
| Cash dividends | $917,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,814,600 | 2,449 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 2,295 |
| Total interest expense | $301,000 | 3,349 |
| Net interest income | $4,996,000 | 2,186 |
| Provision for loan and lease losses | $75,000 | 2,531 |
| Total noninterest income | $542,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $204,000 | 2,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $338,000 | 2,872 |
| Total noninterest expense | $3,717,000 | 2,449 |
| Salaries and employee benefits | $2,026,000 | 2,477 |
| Premises and equipment expense | $396,000 | 2,525 |
| Additional noninterest expense | $1,295,000 | 2,249 |
| Pre-tax net operating income | $1,746,000 | 2,159 |
| Securities gains (losses) | $164,000 | 683 |
| Applicable income taxes | $575,000 | 1,532 |
| Income before extraordinary items | $1,335,000 | 2,314 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,335,000 | 2,313 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,335,000 | 2,313 |
| Net charge-offs | $114,000 | 1,510 |
| Cash dividends | $506,000 | 1,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,220,200 | 2,406 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 2,289 |
| Total interest expense | $154,000 | 3,323 |
| Net interest income | $2,505,000 | 2,173 |
| Provision for loan and lease losses | $37,000 | 2,417 |
| Total noninterest income | $243,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $95,000 | 2,502 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $148,000 | 2,995 |
| Total noninterest expense | $1,959,000 | 2,346 |
| Salaries and employee benefits | $1,101,000 | 2,326 |
| Premises and equipment expense | $212,000 | 2,446 |
| Additional noninterest expense | $646,000 | 2,240 |
| Pre-tax net operating income | $752,000 | 2,359 |
| Securities gains (losses) | $103,000 | 515 |
| Applicable income taxes | $255,000 | 1,636 |
| Income before extraordinary items | $600,000 | 2,448 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $600,000 | 2,448 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $600,000 | 2,448 |
| Net charge-offs | $100,000 | 1,011 |
| Cash dividends | $245,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $527,900 | 2,614 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,599,000 | 2,261 |
| Total interest expense | $672,000 | 3,144 |
| Net interest income | $9,927,000 | 2,152 |
| Provision for loan and lease losses | $100,000 | 3,023 |
| Total noninterest income | $1,096,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $422,000 | 2,417 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $674,000 | 2,891 |
| Total noninterest expense | $7,339,000 | 2,474 |
| Salaries and employee benefits | $4,054,000 | 2,469 |
| Premises and equipment expense | $824,000 | 2,499 |
| Additional noninterest expense | $2,461,000 | 2,372 |
| Pre-tax net operating income | $3,584,000 | 2,032 |
| Securities gains (losses) | $194,000 | 761 |
| Applicable income taxes | $1,056,000 | 1,548 |
| Income before extraordinary items | $2,722,000 | 2,197 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,722,000 | 2,197 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,722,000 | 2,198 |
| Net charge-offs | $67,000 | 3,023 |
| Cash dividends | $934,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,582,320 | 2,244 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,910,000 | 2,280 |
| Total interest expense | $509,000 | 3,170 |
| Net interest income | $7,401,000 | 2,172 |
| Provision for loan and lease losses | $100,000 | 2,641 |
| Total noninterest income | $832,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $512,000 | 2,890 |
| Total noninterest expense | $5,486,000 | 2,483 |
| Salaries and employee benefits | $3,096,000 | 2,427 |
| Premises and equipment expense | $584,000 | 2,642 |
| Additional noninterest expense | $1,806,000 | 2,405 |
| Pre-tax net operating income | $2,647,000 | 2,113 |
| Securities gains (losses) | $138,000 | 826 |
| Applicable income taxes | $855,000 | 1,518 |
| Income before extraordinary items | $1,930,000 | 2,327 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,930,000 | 2,328 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,930,000 | 2,328 |
| Net charge-offs | $-16,000 | 5,293 |
| Cash dividends | $689,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,834,780 | 2,368 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,189,000 | 2,316 |
| Total interest expense | $340,000 | 3,192 |
| Net interest income | $4,849,000 | 2,210 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $513,000 | 3,028 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $211,000 | 2,401 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,056 |
| Total noninterest expense | $3,639,000 | 2,507 |
| Salaries and employee benefits | $2,028,000 | 2,486 |
| Premises and equipment expense | $394,000 | 2,634 |
| Additional noninterest expense | $1,217,000 | 2,395 |
| Pre-tax net operating income | $1,623,000 | 2,204 |
| Securities gains (losses) | $104,000 | 828 |
| Applicable income taxes | $510,000 | 1,604 |
| Income before extraordinary items | $1,217,000 | 2,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,217,000 | 2,413 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,217,000 | 2,413 |
| Net charge-offs | $-104,000 | 5,935 |
| Cash dividends | $460,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,144,200 | 2,459 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,314 |
| Total interest expense | $170,000 | 3,217 |
| Net interest income | $2,415,000 | 2,211 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $248,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $97,000 | 2,535 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $151,000 | 3,014 |
| Total noninterest expense | $1,903,000 | 2,414 |
| Salaries and employee benefits | $1,096,000 | 2,329 |
| Premises and equipment expense | $198,000 | 2,668 |
| Additional noninterest expense | $609,000 | 2,390 |
| Pre-tax net operating income | $685,000 | 2,453 |
| Securities gains (losses) | $57,000 | 791 |
| Applicable income taxes | $210,000 | 1,779 |
| Income before extraordinary items | $532,000 | 2,600 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $532,000 | 2,603 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $532,000 | 2,603 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $230,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $490,960 | 2,678 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,448,000 | 2,307 |
| Total interest expense | $748,000 | 3,171 |
| Net interest income | $9,700,000 | 2,193 |
| Provision for loan and lease losses | $255,000 | 2,171 |
| Total noninterest income | $1,593,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $447,000 | 2,480 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,146,000 | 2,145 |
| Total noninterest expense | $6,921,000 | 2,643 |
| Salaries and employee benefits | $3,853,000 | 2,575 |
| Premises and equipment expense | $774,000 | 2,724 |
| Additional noninterest expense | $2,294,000 | 2,582 |
| Pre-tax net operating income | $4,117,000 | 1,797 |
| Securities gains (losses) | $61,000 | 1,598 |
| Applicable income taxes | $1,042,000 | 1,505 |
| Income before extraordinary items | $3,136,000 | 1,945 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,136,000 | 1,944 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,136,000 | 1,943 |
| Net charge-offs | $300,000 | 2,014 |
| Cash dividends | $829,000 | 2,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,090,250 | 1,926 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,832,000 | 2,324 |
| Total interest expense | $569,000 | 3,199 |
| Net interest income | $7,263,000 | 2,211 |
| Provision for loan and lease losses | $225,000 | 1,923 |
| Total noninterest income | $1,254,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $334,000 | 2,507 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $920,000 | 2,049 |
| Total noninterest expense | $5,176,000 | 2,643 |
| Salaries and employee benefits | $2,954,000 | 2,534 |
| Premises and equipment expense | $521,000 | 2,959 |
| Additional noninterest expense | $1,701,000 | 2,613 |
| Pre-tax net operating income | $3,116,000 | 1,786 |
| Securities gains (losses) | $49,000 | 1,463 |
| Applicable income taxes | $833,000 | 1,472 |
| Income before extraordinary items | $2,332,000 | 1,959 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,332,000 | 1,959 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,332,000 | 1,958 |
| Net charge-offs | $104,000 | 2,652 |
| Cash dividends | $598,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,295,740 | 1,938 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,178,000 | 2,333 |
| Total interest expense | $384,000 | 3,207 |
| Net interest income | $4,794,000 | 2,214 |
| Provision for loan and lease losses | $150,000 | 1,864 |
| Total noninterest income | $482,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $217,000 | 2,526 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $265,000 | 3,207 |
| Total noninterest expense | $3,496,000 | 2,620 |
| Salaries and employee benefits | $1,945,000 | 2,572 |
| Premises and equipment expense | $367,000 | 2,876 |
| Additional noninterest expense | $1,184,000 | 2,523 |
| Pre-tax net operating income | $1,630,000 | 2,141 |
| Securities gains (losses) | $45,000 | 1,223 |
| Applicable income taxes | $513,000 | 1,524 |
| Income before extraordinary items | $1,162,000 | 2,390 |
| Extraordinary gains, net | $500,000 | 10 |
| Net income | $1,662,000 | 1,814 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,662,000 | 1,813 |
| Net charge-offs | $58,000 | 2,662 |
| Cash dividends | $399,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,130,950 | 2,393 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 2,340 |
| Total interest expense | $197,000 | 3,210 |
| Net interest income | $2,381,000 | 2,222 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $247,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $142,000 | 3,049 |
| Total noninterest expense | $1,694,000 | 2,693 |
| Salaries and employee benefits | $923,000 | 2,696 |
| Premises and equipment expense | $186,000 | 2,896 |
| Additional noninterest expense | $585,000 | 2,544 |
| Pre-tax net operating income | $859,000 | 1,990 |
| Securities gains (losses) | $45,000 | 688 |
| Applicable income taxes | $293,000 | 1,367 |
| Income before extraordinary items | $611,000 | 2,241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $611,000 | 2,243 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $611,000 | 2,243 |
| Net charge-offs | $27,000 | 2,305 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $580,400 | 2,285 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,298,000 | 2,358 |
| Total interest expense | $952,000 | 3,062 |
| Net interest income | $9,346,000 | 2,238 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $1,010,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $497,000 | 2,386 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $513,000 | 3,320 |
| Total noninterest expense | $6,888,000 | 2,668 |
| Salaries and employee benefits | $3,858,000 | 2,559 |
| Premises and equipment expense | $765,000 | 2,785 |
| Additional noninterest expense | $2,265,000 | 2,706 |
| Pre-tax net operating income | $3,243,000 | 2,044 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $830,000 | 1,650 |
| Income before extraordinary items | $2,416,000 | 2,258 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,416,000 | 2,261 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,416,000 | 2,261 |
| Net charge-offs | $492,000 | 2,028 |
| Cash dividends | $720,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,413,780 | 2,209 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,634,000 | 2,398 |
| Total interest expense | $736,000 | 3,066 |
| Net interest income | $6,898,000 | 2,274 |
| Provision for loan and lease losses | $153,000 | 2,912 |
| Total noninterest income | $786,000 | 3,165 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $375,000 | 2,395 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $411,000 | 3,307 |
| Total noninterest expense | $5,081,000 | 2,706 |
| Salaries and employee benefits | $2,827,000 | 2,618 |
| Premises and equipment expense | $570,000 | 2,819 |
| Additional noninterest expense | $1,684,000 | 2,720 |
| Pre-tax net operating income | $2,450,000 | 2,095 |
| Securities gains (losses) | $3,000 | 2,773 |
| Applicable income taxes | $793,000 | 1,457 |
| Income before extraordinary items | $1,660,000 | 2,445 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,660,000 | 2,449 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,660,000 | 2,449 |
| Net charge-offs | $472,000 | 1,650 |
| Cash dividends | $540,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,657,960 | 2,378 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 2,431 |
| Total interest expense | $501,000 | 3,068 |
| Net interest income | $4,499,000 | 2,318 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $512,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $244,000 | 2,408 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $268,000 | 3,366 |
| Total noninterest expense | $3,452,000 | 2,665 |
| Salaries and employee benefits | $1,929,000 | 2,573 |
| Premises and equipment expense | $370,000 | 2,882 |
| Additional noninterest expense | $1,153,000 | 2,629 |
| Pre-tax net operating income | $1,484,000 | 2,209 |
| Securities gains (losses) | $4,000 | 2,503 |
| Applicable income taxes | $478,000 | 1,559 |
| Income before extraordinary items | $1,010,000 | 2,628 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,010,000 | 2,633 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,010,000 | 2,633 |
| Net charge-offs | $448,000 | 1,339 |
| Cash dividends | $360,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,007,280 | 2,534 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 2,495 |
| Total interest expense | $254,000 | 3,113 |
| Net interest income | $2,193,000 | 2,393 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $254,000 | 3,248 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $138,000 | 3,303 |
| Total noninterest expense | $1,658,000 | 2,786 |
| Salaries and employee benefits | $895,000 | 2,776 |
| Premises and equipment expense | $215,000 | 2,617 |
| Additional noninterest expense | $548,000 | 2,754 |
| Pre-tax net operating income | $714,000 | 2,237 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $243,000 | 1,534 |
| Income before extraordinary items | $473,000 | 2,694 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $473,000 | 2,697 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $473,000 | 2,696 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $180,000 | 1,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $471,680 | 2,624 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,058,000 | 2,343 |
| Total interest expense | $1,325,000 | 2,973 |
| Net interest income | $9,733,000 | 2,215 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $807,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $520,000 | 2,406 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $287,000 | 4,090 |
| Total noninterest expense | $7,369,000 | 2,547 |
| Salaries and employee benefits | $3,656,000 | 2,672 |
| Premises and equipment expense | $609,000 | 3,352 |
| Additional noninterest expense | $3,104,000 | 2,086 |
| Pre-tax net operating income | $2,996,000 | 2,097 |
| Securities gains (losses) | $339,000 | 1,252 |
| Applicable income taxes | $1,061,000 | 1,420 |
| Income before extraordinary items | $2,274,000 | 2,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,274,000 | 2,367 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,274,000 | 2,368 |
| Net charge-offs | $-24,000 | 6,737 |
| Cash dividends | $730,000 | 2,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,043,480 | 2,424 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,437,000 | 2,355 |
| Total interest expense | $1,041,000 | 2,979 |
| Net interest income | $7,396,000 | 2,217 |
| Provision for loan and lease losses | $100,000 | 4,329 |
| Total noninterest income | $547,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $380,000 | 2,485 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $167,000 | 4,490 |
| Total noninterest expense | $5,498,000 | 2,573 |
| Salaries and employee benefits | $2,679,000 | 2,746 |
| Premises and equipment expense | $471,000 | 3,319 |
| Additional noninterest expense | $2,348,000 | 2,080 |
| Pre-tax net operating income | $2,345,000 | 2,086 |
| Securities gains (losses) | $337,000 | 1,015 |
| Applicable income taxes | $925,000 | 1,306 |
| Income before extraordinary items | $1,757,000 | 2,351 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,757,000 | 2,352 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,757,000 | 2,352 |
| Net charge-offs | $-55,000 | 6,942 |
| Cash dividends | $550,000 | 1,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,534,580 | 2,473 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,689,000 | 2,341 |
| Total interest expense | $727,000 | 2,968 |
| Net interest income | $4,962,000 | 2,204 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $303,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $237,000 | 2,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $66,000 | 5,172 |
| Total noninterest expense | $3,581,000 | 2,631 |
| Salaries and employee benefits | $1,829,000 | 2,700 |
| Premises and equipment expense | $314,000 | 3,322 |
| Additional noninterest expense | $1,438,000 | 2,253 |
| Pre-tax net operating income | $1,584,000 | 2,049 |
| Securities gains (losses) | $65,000 | 1,875 |
| Applicable income taxes | $525,000 | 1,448 |
| Income before extraordinary items | $1,124,000 | 2,389 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,124,000 | 2,389 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,124,000 | 2,389 |
| Net charge-offs | $-48,000 | 6,975 |
| Cash dividends | $370,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,079,800 | 2,337 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 2,354 |
| Total interest expense | $379,000 | 2,983 |
| Net interest income | $2,492,000 | 2,196 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $145,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $109,000 | 2,739 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $36,000 | 5,151 |
| Total noninterest expense | $1,643,000 | 2,825 |
| Salaries and employee benefits | $817,000 | 2,987 |
| Premises and equipment expense | $159,000 | 3,310 |
| Additional noninterest expense | $667,000 | 2,401 |
| Pre-tax net operating income | $894,000 | 1,847 |
| Securities gains (losses) | $10,000 | 1,776 |
| Applicable income taxes | $290,000 | 1,337 |
| Income before extraordinary items | $614,000 | 2,210 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $614,000 | 2,212 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $614,000 | 2,213 |
| Net charge-offs | $7,000 | 4,174 |
| Cash dividends | $190,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $607,200 | 2,127 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 2,290 |
| Total interest expense | $2,039,000 | 2,741 |
| Net interest income | $10,138,000 | 2,157 |
| Provision for loan and lease losses | $1,480,000 | 1,906 |
| Total noninterest income | $708,000 | 3,765 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $462,000 | 2,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $246,000 | 4,160 |
| Total noninterest expense | $6,489,000 | 2,865 |
| Salaries and employee benefits | $3,377,000 | 2,829 |
| Premises and equipment expense | $699,000 | 3,215 |
| Additional noninterest expense | $2,413,000 | 2,658 |
| Pre-tax net operating income | $2,877,000 | 1,917 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $591,000 | 1,864 |
| Income before extraordinary items | $2,290,000 | 2,019 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,290,000 | 2,020 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,290,000 | 2,020 |
| Net charge-offs | $1,293,000 | 2,067 |
| Cash dividends | $720,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,286,840 | 1,929 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,250,000 | 2,288 |
| Total interest expense | $1,607,000 | 2,716 |
| Net interest income | $7,643,000 | 2,148 |
| Provision for loan and lease losses | $1,050,000 | 1,902 |
| Total noninterest income | $503,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $343,000 | 2,761 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $4,598,000 | 3,001 |
| Salaries and employee benefits | $2,506,000 | 2,850 |
| Premises and equipment expense | $532,000 | 3,209 |
| Additional noninterest expense | $1,560,000 | 3,036 |
| Pre-tax net operating income | $2,498,000 | 1,732 |
| Securities gains (losses) | $-36,000 | 7,121 |
| Applicable income taxes | $798,000 | 1,296 |
| Income before extraordinary items | $1,664,000 | 2,132 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,664,000 | 2,131 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,664,000 | 2,133 |
| Net charge-offs | $41,000 | 5,112 |
| Cash dividends | $540,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,688,480 | 2,011 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,174,000 | 2,306 |
| Total interest expense | $1,113,000 | 2,726 |
| Net interest income | $5,061,000 | 2,160 |
| Provision for loan and lease losses | $750,000 | 1,800 |
| Total noninterest income | $374,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $218,000 | 2,835 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 3,873 |
| Total noninterest expense | $3,054,000 | 3,054 |
| Salaries and employee benefits | $1,715,000 | 2,810 |
| Premises and equipment expense | $336,000 | 3,363 |
| Additional noninterest expense | $1,003,000 | 3,203 |
| Pre-tax net operating income | $1,631,000 | 1,745 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $536,000 | 1,256 |
| Income before extraordinary items | $1,095,000 | 2,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,095,000 | 2,105 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,095,000 | 2,105 |
| Net charge-offs | $42,000 | 4,587 |
| Cash dividends | $360,000 | 1,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,095,000 | 2,037 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 2,300 |
| Total interest expense | $577,000 | 2,717 |
| Net interest income | $2,524,000 | 2,157 |
| Provision for loan and lease losses | $400,000 | 1,629 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $79,000 | 3,929 |
| Total noninterest expense | $1,487,000 | 3,124 |
| Salaries and employee benefits | $805,000 | 2,984 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $510,000 | 3,129 |
| Pre-tax net operating income | $821,000 | 1,742 |
| Securities gains (losses) | $-31,000 | 7,291 |
| Applicable income taxes | $260,000 | 1,249 |
| Income before extraordinary items | $530,000 | 2,146 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $530,000 | 2,145 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $530,000 | 2,146 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $180,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $550,770 | 2,036 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,145,000 | 2,291 |
| Total interest expense | $3,015,000 | 2,596 |
| Net interest income | $10,130,000 | 2,163 |
| Provision for loan and lease losses | $2,000,000 | 2,068 |
| Total noninterest income | $961,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $572,000 | 2,390 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $389,000 | 3,560 |
| Total noninterest expense | $6,228,000 | 3,016 |
| Salaries and employee benefits | $3,424,000 | 2,789 |
| Premises and equipment expense | $652,000 | 3,492 |
| Additional noninterest expense | $2,152,000 | 3,053 |
| Pre-tax net operating income | $2,863,000 | 1,683 |
| Securities gains (losses) | $-489,000 | 7,425 |
| Applicable income taxes | $438,000 | 2,018 |
| Income before extraordinary items | $1,936,000 | 2,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,936,000 | 2,084 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,936,000 | 2,085 |
| Net charge-offs | $1,729,000 | 2,026 |
| Cash dividends | $1,831,000 | 887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,336,980 | 1,693 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,982,000 | 2,314 |
| Total interest expense | $2,376,000 | 2,576 |
| Net interest income | $7,606,000 | 2,175 |
| Provision for loan and lease losses | $1,700,000 | 1,833 |
| Total noninterest income | $780,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $455,000 | 2,333 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $325,000 | 3,432 |
| Total noninterest expense | $4,651,000 | 3,025 |
| Salaries and employee benefits | $2,528,000 | 2,826 |
| Premises and equipment expense | $479,000 | 3,596 |
| Additional noninterest expense | $1,644,000 | 2,960 |
| Pre-tax net operating income | $2,035,000 | 1,867 |
| Securities gains (losses) | $-367,000 | 7,561 |
| Applicable income taxes | $690,000 | 1,352 |
| Income before extraordinary items | $978,000 | 2,934 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $978,000 | 2,930 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $978,000 | 2,933 |
| Net charge-offs | $229,000 | 4,063 |
| Cash dividends | $1,651,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,212,880 | 2,394 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 2,334 |
| Total interest expense | $1,626,000 | 2,619 |
| Net interest income | $5,047,000 | 2,193 |
| Provision for loan and lease losses | $1,100,000 | 1,842 |
| Total noninterest income | $547,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $315,000 | 2,261 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $232,000 | 3,243 |
| Total noninterest expense | $3,191,000 | 2,965 |
| Salaries and employee benefits | $1,728,000 | 2,773 |
| Premises and equipment expense | $325,000 | 3,585 |
| Additional noninterest expense | $1,138,000 | 2,849 |
| Pre-tax net operating income | $1,303,000 | 1,921 |
| Securities gains (losses) | $-262,000 | 7,627 |
| Applicable income taxes | $445,000 | 1,336 |
| Income before extraordinary items | $596,000 | 3,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $596,000 | 3,074 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $596,000 | 3,077 |
| Net charge-offs | $113,000 | 4,119 |
| Cash dividends | $1,365,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $763,680 | 2,480 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 2,379 |
| Total interest expense | $838,000 | 2,667 |
| Net interest income | $2,506,000 | 2,228 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $324,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $158,000 | 2,252 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $166,000 | 2,669 |
| Total noninterest expense | $1,503,000 | 3,143 |
| Salaries and employee benefits | $808,000 | 2,986 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $529,000 | 3,017 |
| Pre-tax net operating income | $1,027,000 | 1,273 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $310,000 | 1,027 |
| Income before extraordinary items | $719,000 | 1,521 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $719,000 | 1,523 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $719,000 | 1,523 |
| Net charge-offs | $104,000 | 3,063 |
| Cash dividends | $185,000 | 1,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $717,600 | 1,465 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,580,000 | 2,460 |
| Total interest expense | $3,963,000 | 2,762 |
| Net interest income | $9,617,000 | 2,271 |
| Provision for loan and lease losses | $710,000 | 4,017 |
| Total noninterest income | $839,000 | 3,673 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $612,000 | 2,505 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $227,000 | 4,439 |
| Total noninterest expense | $6,402,000 | 3,017 |
| Salaries and employee benefits | $3,471,000 | 2,804 |
| Premises and equipment expense | $681,000 | 3,544 |
| Additional noninterest expense | $2,250,000 | 3,015 |
| Pre-tax net operating income | $3,344,000 | 1,209 |
| Securities gains (losses) | $-842,000 | 7,678 |
| Applicable income taxes | $643,000 | 1,316 |
| Income before extraordinary items | $1,859,000 | 1,793 |
| Extraordinary gains, net | $-1,453,000 | 8,002 |
| Net income | $406,000 | 4,152 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $406,000 | 4,152 |
| Net charge-offs | $1,591,000 | 2,306 |
| Cash dividends | $760,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,482,080 | 1,324 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,496 |
| Total interest expense | $3,073,000 | 2,803 |
| Net interest income | $7,131,000 | 2,297 |
| Provision for loan and lease losses | $475,000 | 3,876 |
| Total noninterest income | $725,000 | 3,462 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $453,000 | 2,546 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $272,000 | 3,765 |
| Total noninterest expense | $4,847,000 | 2,994 |
| Salaries and employee benefits | $2,635,000 | 2,795 |
| Premises and equipment expense | $512,000 | 3,559 |
| Additional noninterest expense | $1,700,000 | 2,968 |
| Pre-tax net operating income | $2,534,000 | 1,279 |
| Securities gains (losses) | $-284,000 | 7,650 |
| Applicable income taxes | $615,000 | 1,214 |
| Income before extraordinary items | $1,635,000 | 1,641 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,635,000 | 1,639 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,635,000 | 1,641 |
| Net charge-offs | $1,504,000 | 1,767 |
| Cash dividends | $570,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,842,320 | 1,419 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,815,000 | 2,519 |
| Total interest expense | $2,113,000 | 2,831 |
| Net interest income | $4,702,000 | 2,323 |
| Provision for loan and lease losses | $275,000 | 3,863 |
| Total noninterest income | $474,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $300,000 | 2,538 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $174,000 | 3,874 |
| Total noninterest expense | $3,205,000 | 3,047 |
| Salaries and employee benefits | $1,680,000 | 2,959 |
| Premises and equipment expense | $339,000 | 3,610 |
| Additional noninterest expense | $1,186,000 | 2,859 |
| Pre-tax net operating income | $1,696,000 | 1,355 |
| Securities gains (losses) | $-47,000 | 7,594 |
| Applicable income taxes | $460,000 | 1,156 |
| Income before extraordinary items | $1,189,000 | 1,564 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 1,561 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,189,000 | 1,563 |
| Net charge-offs | $1,408,000 | 1,387 |
| Cash dividends | $385,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,222,840 | 1,492 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,440,000 | 2,526 |
| Total interest expense | $1,099,000 | 2,833 |
| Net interest income | $2,341,000 | 2,327 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $253,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $156,000 | 2,384 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $97,000 | 3,699 |
| Total noninterest expense | $1,520,000 | 3,110 |
| Salaries and employee benefits | $851,000 | 2,948 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $498,000 | 3,016 |
| Pre-tax net operating income | $949,000 | 1,358 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $280,000 | 1,118 |
| Income before extraordinary items | $669,000 | 1,609 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $669,000 | 1,610 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $669,000 | 1,611 |
| Net charge-offs | $1,318,000 | 807 |
| Cash dividends | $190,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $669,000 | 1,530 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,509,000 | 2,555 |
| Total interest expense | $5,357,000 | 2,795 |
| Net interest income | $9,152,000 | 2,385 |
| Provision for loan and lease losses | $1,940,000 | 1,831 |
| Total noninterest income | $985,000 | 3,441 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $628,000 | 2,564 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $357,000 | 3,784 |
| Total noninterest expense | $6,262,000 | 2,953 |
| Salaries and employee benefits | $3,609,000 | 2,751 |
| Premises and equipment expense | $770,000 | 3,271 |
| Additional noninterest expense | $1,883,000 | 3,020 |
| Pre-tax net operating income | $1,935,000 | 2,517 |
| Securities gains (losses) | $-855,000 | 7,684 |
| Applicable income taxes | $-141,000 | 7,143 |
| Income before extraordinary items | $1,221,000 | 2,877 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,221,000 | 2,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 3,999 |
| Cash dividends | $770,000 | 2,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,076,000 | 2,039 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,970,000 | 2,580 |
| Total interest expense | $4,116,000 | 2,837 |
| Net interest income | $6,854,000 | 2,408 |
| Provision for loan and lease losses | $265,000 | 3,761 |
| Total noninterest income | $739,000 | 3,522 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $461,000 | 2,620 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $278,000 | 3,811 |
| Total noninterest expense | $4,798,000 | 2,878 |
| Salaries and employee benefits | $2,828,000 | 2,682 |
| Premises and equipment expense | $554,000 | 3,403 |
| Additional noninterest expense | $1,416,000 | 2,927 |
| Pre-tax net operating income | $2,530,000 | 1,909 |
| Securities gains (losses) | $-855,000 | 7,876 |
| Applicable income taxes | $705,000 | 1,523 |
| Income before extraordinary items | $970,000 | 3,169 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $970,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,617 |
| Cash dividends | $580,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,517,200 | 2,420 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 2,598 |
| Total interest expense | $2,863,000 | 2,826 |
| Net interest income | $4,489,000 | 2,428 |
| Provision for loan and lease losses | $140,000 | 3,766 |
| Total noninterest income | $464,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $285,000 | 2,745 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $179,000 | 3,983 |
| Total noninterest expense | $3,079,000 | 2,983 |
| Salaries and employee benefits | $1,834,000 | 2,764 |
| Premises and equipment expense | $351,000 | 3,541 |
| Additional noninterest expense | $894,000 | 3,030 |
| Pre-tax net operating income | $1,734,000 | 1,925 |
| Securities gains (losses) | $19,000 | 2,087 |
| Applicable income taxes | $490,000 | 1,632 |
| Income before extraordinary items | $1,263,000 | 2,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,263,000 | 2,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,505 |
| Cash dividends | $390,000 | 2,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,249,320 | 2,065 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 2,627 |
| Total interest expense | $1,540,000 | 2,813 |
| Net interest income | $2,193,000 | 2,490 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $221,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $135,000 | 2,829 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $86,000 | 4,060 |
| Total noninterest expense | $1,639,000 | 2,820 |
| Salaries and employee benefits | $978,000 | 2,638 |
| Premises and equipment expense | $188,000 | 3,395 |
| Additional noninterest expense | $473,000 | 2,847 |
| Pre-tax net operating income | $775,000 | 2,223 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $215,000 | 1,875 |
| Income before extraordinary items | $579,000 | 2,381 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $579,000 | 2,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,124 |
| Cash dividends | $185,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $565,130 | 2,356 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,674,000 | 2,578 |
| Total interest expense | $6,849,000 | 2,689 |
| Net interest income | $8,825,000 | 2,500 |
| Provision for loan and lease losses | $375,000 | 2,799 |
| Total noninterest income | $892,000 | 3,777 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $550,000 | 2,849 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $342,000 | 4,012 |
| Total noninterest expense | $6,281,000 | 2,846 |
| Salaries and employee benefits | $3,525,000 | 2,786 |
| Premises and equipment expense | $899,000 | 2,804 |
| Additional noninterest expense | $1,857,000 | 2,848 |
| Pre-tax net operating income | $3,061,000 | 2,427 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $706,000 | 2,290 |
| Income before extraordinary items | $2,351,000 | 2,502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,351,000 | 2,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,544 |
| Cash dividends | $745,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,354,080 | 2,495 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 2,585 |
| Total interest expense | $5,159,000 | 2,668 |
| Net interest income | $6,577,000 | 2,528 |
| Provision for loan and lease losses | $50,000 | 5,025 |
| Total noninterest income | $645,000 | 3,868 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $403,000 | 2,881 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $242,000 | 4,148 |
| Total noninterest expense | $4,575,000 | 2,906 |
| Salaries and employee benefits | $2,576,000 | 2,837 |
| Premises and equipment expense | $643,000 | 2,898 |
| Additional noninterest expense | $1,356,000 | 2,858 |
| Pre-tax net operating income | $2,597,000 | 2,368 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $720,000 | 2,047 |
| Income before extraordinary items | $1,876,000 | 2,512 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,876,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,745 |
| Cash dividends | $560,000 | 2,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,876,720 | 2,483 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,777,000 | 2,620 |
| Total interest expense | $3,425,000 | 2,670 |
| Net interest income | $4,352,000 | 2,565 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $428,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $265,000 | 2,905 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $163,000 | 4,172 |
| Total noninterest expense | $3,041,000 | 2,942 |
| Salaries and employee benefits | $1,693,000 | 2,915 |
| Premises and equipment expense | $424,000 | 2,953 |
| Additional noninterest expense | $924,000 | 2,807 |
| Pre-tax net operating income | $1,739,000 | 2,408 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $485,000 | 2,106 |
| Income before extraordinary items | $1,254,000 | 2,548 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,254,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,211 |
| Cash dividends | $375,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,254,000 | 2,530 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 2,642 |
| Total interest expense | $1,683,000 | 2,695 |
| Net interest income | $2,148,000 | 2,596 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $241,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $113,000 | 3,538 |
| Total noninterest expense | $1,529,000 | 2,934 |
| Salaries and employee benefits | $905,000 | 2,776 |
| Premises and equipment expense | $207,000 | 3,020 |
| Additional noninterest expense | $417,000 | 3,062 |
| Pre-tax net operating income | $860,000 | 2,431 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $240,000 | 2,145 |
| Income before extraordinary items | $620,000 | 2,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $620,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,121 |
| Cash dividends | $190,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $620,000 | 2,540 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,374,000 | 2,500 |
| Total interest expense | $6,165,000 | 2,538 |
| Net interest income | $9,209,000 | 2,466 |
| Provision for loan and lease losses | $94,000 | 4,842 |
| Total noninterest income | $1,161,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $561,000 | 2,829 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $600,000 | 3,017 |
| Total noninterest expense | $6,291,000 | 2,766 |
| Salaries and employee benefits | $3,502,000 | 2,733 |
| Premises and equipment expense | $878,000 | 2,767 |
| Additional noninterest expense | $1,911,000 | 2,676 |
| Pre-tax net operating income | $3,985,000 | 2,268 |
| Securities gains (losses) | $6,000 | 1,217 |
| Applicable income taxes | $1,012,000 | 2,178 |
| Income before extraordinary items | $2,979,000 | 2,294 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,979,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,824 |
| Cash dividends | $940,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,974,500 | 2,275 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,367,000 | 2,524 |
| Total interest expense | $4,430,000 | 2,557 |
| Net interest income | $6,937,000 | 2,472 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $553,000 | 4,258 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $431,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $122,000 | 5,499 |
| Total noninterest expense | $4,642,000 | 2,799 |
| Salaries and employee benefits | $2,606,000 | 2,746 |
| Premises and equipment expense | $645,000 | 2,833 |
| Additional noninterest expense | $1,391,000 | 2,728 |
| Pre-tax net operating income | $2,788,000 | 2,448 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $820,000 | 2,164 |
| Income before extraordinary items | $1,973,000 | 2,589 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,973,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,229 |
| Cash dividends | $755,000 | 2,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,969,450 | 2,585 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,489,000 | 2,508 |
| Total interest expense | $2,840,000 | 2,555 |
| Net interest income | $4,649,000 | 2,464 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $338,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $282,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,195 |
| Total noninterest expense | $3,071,000 | 2,828 |
| Salaries and employee benefits | $1,699,000 | 2,804 |
| Premises and equipment expense | $425,000 | 2,844 |
| Additional noninterest expense | $947,000 | 2,698 |
| Pre-tax net operating income | $1,856,000 | 2,459 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $545,000 | 2,187 |
| Income before extraordinary items | $1,311,000 | 2,600 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,311,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,125 |
| Cash dividends | $570,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,311,000 | 2,585 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 2,487 |
| Total interest expense | $1,389,000 | 2,485 |
| Net interest income | $2,323,000 | 2,458 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $216,000 | 3,811 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $133,000 | 2,855 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,074 |
| Total noninterest expense | $1,616,000 | 2,706 |
| Salaries and employee benefits | $906,000 | 2,665 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $500,000 | 2,533 |
| Pre-tax net operating income | $863,000 | 2,553 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $250,000 | 2,275 |
| Income before extraordinary items | $613,000 | 2,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 2,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $185,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $613,000 | 2,685 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,226,000 | 2,320 |
| Total interest expense | $4,336,000 | 2,485 |
| Net interest income | $9,890,000 | 2,237 |
| Provision for loan and lease losses | $180,000 | 3,751 |
| Total noninterest income | $700,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $505,000 | 3,034 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $195,000 | 5,217 |
| Total noninterest expense | $5,973,000 | 2,762 |
| Salaries and employee benefits | $3,251,000 | 2,762 |
| Premises and equipment expense | $808,000 | 2,873 |
| Additional noninterest expense | $1,914,000 | 2,594 |
| Pre-tax net operating income | $4,437,000 | 2,052 |
| Securities gains (losses) | $29,000 | 1,127 |
| Applicable income taxes | $1,181,000 | 2,030 |
| Income before extraordinary items | $3,285,000 | 2,084 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,285,000 | 2,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,078 |
| Cash dividends | $768,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,263,540 | 2,070 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,513,000 | 2,311 |
| Total interest expense | $3,011,000 | 2,528 |
| Net interest income | $7,502,000 | 2,193 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $530,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $176,000 | 4,883 |
| Total noninterest expense | $4,393,000 | 2,786 |
| Salaries and employee benefits | $2,466,000 | 2,707 |
| Premises and equipment expense | $579,000 | 2,975 |
| Additional noninterest expense | $1,348,000 | 2,732 |
| Pre-tax net operating income | $3,519,000 | 1,971 |
| Securities gains (losses) | $29,000 | 1,083 |
| Applicable income taxes | $1,015,000 | 1,860 |
| Income before extraordinary items | $2,533,000 | 2,038 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,533,000 | 2,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $533,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,512,410 | 2,019 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,910,000 | 2,287 |
| Total interest expense | $1,881,000 | 2,541 |
| Net interest income | $5,029,000 | 2,149 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $331,000 | 4,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $232,000 | 3,190 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $2,889,000 | 2,799 |
| Salaries and employee benefits | $1,616,000 | 2,737 |
| Premises and equipment expense | $381,000 | 2,981 |
| Additional noninterest expense | $892,000 | 2,730 |
| Pre-tax net operating income | $2,411,000 | 1,894 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $695,000 | 1,795 |
| Income before extraordinary items | $1,721,000 | 1,982 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,721,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $343,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,717,450 | 1,948 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,413,000 | 2,260 |
| Total interest expense | $892,000 | 2,554 |
| Net interest income | $2,521,000 | 2,143 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $166,000 | 4,438 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $111,000 | 3,214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,490,000 | 2,732 |
| Salaries and employee benefits | $867,000 | 2,580 |
| Premises and equipment expense | $193,000 | 2,966 |
| Additional noninterest expense | $430,000 | 2,826 |
| Pre-tax net operating income | $1,197,000 | 1,889 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $350,000 | 1,773 |
| Income before extraordinary items | $850,000 | 1,977 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $850,000 | 1,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,027 |
| Cash dividends | $171,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $847,870 | 1,951 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,167,000 | 2,189 |
| Total interest expense | $3,131,000 | 2,528 |
| Net interest income | $10,036,000 | 2,021 |
| Provision for loan and lease losses | $155,000 | 4,178 |
| Total noninterest income | $637,000 | 4,662 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $521,000 | 3,044 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $116,000 | 6,159 |
| Total noninterest expense | $5,783,000 | 2,744 |
| Salaries and employee benefits | $3,089,000 | 2,774 |
| Premises and equipment expense | $808,000 | 2,769 |
| Additional noninterest expense | $1,886,000 | 2,549 |
| Pre-tax net operating income | $4,735,000 | 1,775 |
| Securities gains (losses) | $18,000 | 2,469 |
| Applicable income taxes | $1,278,000 | 1,819 |
| Income before extraordinary items | $3,475,000 | 1,821 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,475,000 | 1,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 8,822 |
| Cash dividends | $686,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,461,860 | 1,787 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,732,000 | 2,189 |
| Total interest expense | $2,296,000 | 2,546 |
| Net interest income | $7,436,000 | 2,023 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $509,000 | 4,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $386,000 | 3,095 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $123,000 | 5,520 |
| Total noninterest expense | $4,216,000 | 2,785 |
| Salaries and employee benefits | $2,310,000 | 2,754 |
| Premises and equipment expense | $548,000 | 3,007 |
| Additional noninterest expense | $1,358,000 | 2,613 |
| Pre-tax net operating income | $3,574,000 | 1,774 |
| Securities gains (losses) | $18,000 | 2,374 |
| Applicable income taxes | $1,025,000 | 1,740 |
| Income before extraordinary items | $2,567,000 | 1,860 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,567,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,817 |
| Cash dividends | $514,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,554,220 | 1,820 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 2,177 |
| Total interest expense | $1,532,000 | 2,530 |
| Net interest income | $4,896,000 | 2,038 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $314,000 | 4,715 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $255,000 | 3,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $2,755,000 | 2,839 |
| Salaries and employee benefits | $1,506,000 | 2,820 |
| Premises and equipment expense | $348,000 | 3,141 |
| Additional noninterest expense | $901,000 | 2,614 |
| Pre-tax net operating income | $2,300,000 | 1,822 |
| Securities gains (losses) | $12,000 | 2,314 |
| Applicable income taxes | $630,000 | 1,854 |
| Income before extraordinary items | $1,682,000 | 1,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,682,000 | 1,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,910 |
| Cash dividends | $343,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,673,240 | 1,831 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 2,184 |
| Total interest expense | $778,000 | 2,511 |
| Net interest income | $2,426,000 | 2,064 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $147,000 | 4,822 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $119,000 | 3,168 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $1,413,000 | 2,787 |
| Salaries and employee benefits | $797,000 | 2,690 |
| Premises and equipment expense | $174,000 | 3,178 |
| Additional noninterest expense | $442,000 | 2,649 |
| Pre-tax net operating income | $1,080,000 | 1,886 |
| Securities gains (losses) | $12,000 | 1,956 |
| Applicable income taxes | $285,000 | 2,001 |
| Income before extraordinary items | $807,000 | 1,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $807,000 | 1,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $171,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $798,120 | 1,873 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,470,000 | 2,304 |
| Total interest expense | $3,461,000 | 2,514 |
| Net interest income | $9,009,000 | 2,155 |
| Provision for loan and lease losses | $808,000 | 1,437 |
| Total noninterest income | $680,000 | 4,634 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $542,000 | 2,915 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $138,000 | 5,969 |
| Total noninterest expense | $5,218,000 | 2,950 |
| Salaries and employee benefits | $2,865,000 | 2,887 |
| Premises and equipment expense | $659,000 | 3,243 |
| Additional noninterest expense | $1,694,000 | 2,761 |
| Pre-tax net operating income | $3,663,000 | 2,128 |
| Securities gains (losses) | $63,000 | 2,296 |
| Applicable income taxes | $904,000 | 2,321 |
| Income before extraordinary items | $2,822,000 | 2,152 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,822,000 | 2,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $558,000 | 1,476 |
| Cash dividends | $618,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,774,120 | 2,085 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,277,000 | 2,365 |
| Total interest expense | $2,650,000 | 2,565 |
| Net interest income | $6,627,000 | 2,201 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $544,000 | 4,495 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $415,000 | 2,873 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,631 |
| Total noninterest expense | $3,811,000 | 3,006 |
| Salaries and employee benefits | $2,094,000 | 2,968 |
| Premises and equipment expense | $492,000 | 3,263 |
| Additional noninterest expense | $1,225,000 | 2,829 |
| Pre-tax net operating income | $3,245,000 | 1,917 |
| Securities gains (losses) | $63,000 | 2,122 |
| Applicable income taxes | $860,000 | 2,095 |
| Income before extraordinary items | $2,448,000 | 1,966 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,448,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,937 |
| Cash dividends | $462,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,401,380 | 1,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,171,000 | 2,374 |
| Total interest expense | $1,798,000 | 2,594 |
| Net interest income | $4,373,000 | 2,226 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $355,000 | 4,545 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $277,000 | 2,831 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $78,000 | 5,763 |
| Total noninterest expense | $2,607,000 | 2,951 |
| Salaries and employee benefits | $1,435,000 | 2,902 |
| Premises and equipment expense | $333,000 | 3,215 |
| Additional noninterest expense | $839,000 | 2,770 |
| Pre-tax net operating income | $2,031,000 | 2,008 |
| Securities gains (losses) | $44,000 | 2,102 |
| Applicable income taxes | $535,000 | 2,231 |
| Income before extraordinary items | $1,540,000 | 2,059 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,540,000 | 2,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,902 |
| Cash dividends | $308,000 | 2,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,507,440 | 1,983 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,066,000 | 2,405 |
| Total interest expense | $900,000 | 2,647 |
| Net interest income | $2,166,000 | 2,246 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $171,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $131,000 | 2,877 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $1,209,000 | 3,121 |
| Salaries and employee benefits | $672,000 | 3,060 |
| Premises and equipment expense | $169,000 | 3,166 |
| Additional noninterest expense | $368,000 | 3,059 |
| Pre-tax net operating income | $1,083,000 | 1,901 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $295,000 | 2,083 |
| Income before extraordinary items | $794,000 | 1,987 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $794,000 | 1,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,875 |
| Cash dividends | $154,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $789,620 | 1,879 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,942,000 | 2,572 |
| Total interest expense | $4,056,000 | 2,710 |
| Net interest income | $7,886,000 | 2,432 |
| Provision for loan and lease losses | $250,000 | 3,856 |
| Total noninterest income | $511,000 | 5,153 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $474,000 | 3,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $4,615,000 | 3,155 |
| Salaries and employee benefits | $2,646,000 | 2,971 |
| Premises and equipment expense | $471,000 | 4,118 |
| Additional noninterest expense | $1,498,000 | 2,966 |
| Pre-tax net operating income | $3,532,000 | 2,194 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $877,000 | 2,429 |
| Income before extraordinary items | $2,686,000 | 2,221 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,686,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,400 |
| Cash dividends | $565,000 | 3,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,662,750 | 2,164 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,958,000 | 2,842 |
| Total interest expense | $5,636,000 | 2,827 |
| Net interest income | $6,322,000 | 2,808 |
| Provision for loan and lease losses | $175,000 | 4,458 |
| Total noninterest income | $445,000 | 5,395 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $429,000 | 3,213 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $16,000 | 8,892 |
| Total noninterest expense | $4,245,000 | 3,245 |
| Salaries and employee benefits | $2,416,000 | 3,040 |
| Premises and equipment expense | $437,000 | 4,326 |
| Additional noninterest expense | $1,392,000 | 3,070 |
| Pre-tax net operating income | $2,347,000 | 2,802 |
| Securities gains (losses) | $178,000 | 1,294 |
| Applicable income taxes | $494,000 | 3,343 |
| Income before extraordinary items | $2,031,000 | 2,493 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,031,000 | 2,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,231 |
| Cash dividends | $578,000 | 3,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,888,600 | 2,588 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,654,000 | 2,755 |
| Total interest expense | $5,868,000 | 2,844 |
| Net interest income | $6,786,000 | 2,622 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $566,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $459,000 | 2,913 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $107,000 | 6,272 |
| Total noninterest expense | $4,025,000 | 3,317 |
| Salaries and employee benefits | $2,256,000 | 3,111 |
| Premises and equipment expense | $425,000 | 4,312 |
| Additional noninterest expense | $1,344,000 | 3,087 |
| Pre-tax net operating income | $3,227,000 | 2,231 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $817,000 | 2,482 |
| Income before extraordinary items | $2,407,000 | 2,155 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,407,000 | 2,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,010 |
| Cash dividends | $548,000 | 3,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,409,250 | 2,154 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,938,000 | 2,710 |
| Total interest expense | $5,448,000 | 2,695 |
| Net interest income | $6,490,000 | 2,712 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $496,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $410,000 | 3,157 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $3,898,000 | 3,389 |
| Salaries and employee benefits | $2,132,000 | 3,232 |
| Premises and equipment expense | $434,000 | 4,241 |
| Additional noninterest expense | $1,332,000 | 3,154 |
| Pre-tax net operating income | $3,038,000 | 2,389 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $769,000 | 2,722 |
| Income before extraordinary items | $2,267,000 | 2,298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,267,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,858 |
| Cash dividends | $521,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,268,500 | 2,274 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,701,000 | 2,764 |
| Total interest expense | $5,529,000 | 2,734 |
| Net interest income | $6,172,000 | 2,778 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $391,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $282,000 | 4,120 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $109,000 | 6,429 |
| Total noninterest expense | $3,675,000 | 3,462 |
| Salaries and employee benefits | $1,947,000 | 3,430 |
| Premises and equipment expense | $414,000 | 4,303 |
| Additional noninterest expense | $1,314,000 | 3,106 |
| Pre-tax net operating income | $2,863,000 | 2,487 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $765,000 | 2,843 |
| Income before extraordinary items | $2,121,000 | 2,431 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,121,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 2,956 |
| Cash dividends | $3,394,000 | 893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,104,210 | 2,363 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,473,000 | 3,091 |
| Total interest expense | $4,819,000 | 3,090 |
| Net interest income | $5,654,000 | 3,087 |
| Provision for loan and lease losses | $75,000 | 5,767 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $261,000 | 4,510 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $3,018,000 | 4,077 |
| Salaries and employee benefits | $1,703,000 | 3,835 |
| Premises and equipment expense | $322,000 | 5,207 |
| Additional noninterest expense | $993,000 | 3,937 |
| Pre-tax net operating income | $2,848,000 | 2,603 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $790,000 | 2,958 |
| Income before extraordinary items | $2,064,000 | 2,512 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,064,000 | 2,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 10,762 |
| Cash dividends | $580,000 | 3,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,059,680 | 2,466 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,456,000 | 3,447 |
| Total interest expense | $4,375,000 | 3,407 |
| Net interest income | $5,081,000 | 3,485 |
| Provision for loan and lease losses | $584,000 | 1,553 |
| Total noninterest income | $314,000 | 6,785 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $2,985,000 | 4,327 |
| Salaries and employee benefits | $1,672,000 | 3,907 |
| Premises and equipment expense | $373,000 | 4,796 |
| Additional noninterest expense | $940,000 | 4,623 |
| Pre-tax net operating income | $1,826,000 | 3,663 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $255,000 | 6,386 |
| Income before extraordinary items | $1,566,000 | 3,063 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,566,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $689,000 | 1,129 |
| Cash dividends | $532,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,570,300 | 3,020 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,081,000 | 3,588 |
| Total interest expense | $4,138,000 | 3,580 |
| Net interest income | $4,943,000 | 3,581 |
| Provision for loan and lease losses | $228,000 | 2,771 |
| Total noninterest income | $270,000 | 7,436 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $208,000 | 5,544 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $2,781,000 | 4,555 |
| Salaries and employee benefits | $1,479,000 | 4,343 |
| Premises and equipment expense | $313,000 | 5,451 |
| Additional noninterest expense | $989,000 | 4,388 |
| Pre-tax net operating income | $2,204,000 | 3,211 |
| Securities gains (losses) | $-35,000 | 10,941 |
| Applicable income taxes | $575,000 | 3,772 |
| Income before extraordinary items | $1,594,000 | 3,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,594,000 | 3,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $667,000 | 1,152 |
| Cash dividends | $420,000 | 3,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,619,550 | 3,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 3,827 |
| Total interest expense | $3,084,000 | 3,870 |
| Net interest income | $4,743,000 | 3,737 |
| Provision for loan and lease losses | $150,000 | 3,586 |
| Total noninterest income | $288,000 | 7,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $2,830,000 | 4,639 |
| Salaries and employee benefits | $1,241,000 | 5,090 |
| Premises and equipment expense | $332,000 | 5,275 |
| Additional noninterest expense | $1,257,000 | 3,893 |
| Pre-tax net operating income | $2,051,000 | 3,355 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $560,000 | 3,712 |
| Income before extraordinary items | $1,465,000 | 3,237 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,465,000 | 3,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 12,303 |
| Cash dividends | $340,000 | 4,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,483,720 | 3,232 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,943,000 | 4,340 |
| Total interest expense | $2,764,000 | 4,428 |
| Net interest income | $4,179,000 | 4,233 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $467,000 | 5,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $304,000 | 4,430 |
| Total noninterest expense | $2,344,000 | 5,572 |
| Salaries and employee benefits | $1,133,000 | 5,496 |
| Premises and equipment expense | $285,000 | 6,106 |
| Additional noninterest expense | $926,000 | 5,250 |
| Pre-tax net operating income | $2,177,000 | 3,047 |
| Securities gains (losses) | $134,000 | 2,119 |
| Applicable income taxes | $606,000 | 3,567 |
| Income before extraordinary items | $1,705,000 | 2,886 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,705,000 | 2,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 3,310 |
| Cash dividends | $195,000 | 5,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,605,840 | 2,877 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 4,591 |
| Total interest expense | $3,451,000 | 4,588 |
| Net interest income | $3,962,000 | 4,487 |
| Provision for loan and lease losses | $450,000 | 3,212 |
| Total noninterest income | $379,000 | 6,746 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 5,073 |
| Total noninterest expense | $2,232,000 | 5,843 |
| Salaries and employee benefits | $955,000 | 6,294 |
| Premises and equipment expense | $258,000 | 6,636 |
| Additional noninterest expense | $1,019,000 | 4,984 |
| Pre-tax net operating income | $1,659,000 | 3,700 |
| Securities gains (losses) | $284,000 | 1,586 |
| Applicable income taxes | $637,000 | 3,270 |
| Income before extraordinary items | $1,306,000 | 3,508 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,306,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 3,008 |
| Cash dividends | $122,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,115,720 | 3,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.