Home > Powell County Bank > Income and Expense
Powell County Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,542,000 | 3,683 |
| Total interest expense | $4,065,000 | 3,539 |
| Net interest income | $4,477,000 | 3,800 |
| Provision for loan and lease losses | $157,000 | 4,154 |
| Total noninterest income | $620,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $434,000 | 2,986 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 5,107 |
| Total noninterest expense | $2,669,000 | 4,629 |
| Salaries and employee benefits | $1,216,000 | 5,117 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $1,149,000 | 3,580 |
| Pre-tax net operating income | $2,271,000 | 3,017 |
| Securities gains (losses) | $8,000 | 1,870 |
| Applicable income taxes | $728,000 | 2,830 |
| Income before extraordinary items | $1,551,000 | 3,159 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,551,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $875,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,545,560 | 3,129 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,110,000 | 3,887 |
| Total interest expense | $3,558,000 | 4,066 |
| Net interest income | $4,552,000 | 3,696 |
| Provision for loan and lease losses | $284,000 | 2,751 |
| Total noninterest income | $629,000 | 4,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 2,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,093 |
| Total noninterest expense | $2,497,000 | 4,785 |
| Salaries and employee benefits | $1,155,000 | 5,222 |
| Premises and equipment expense | $277,000 | 5,619 |
| Additional noninterest expense | $1,065,000 | 3,741 |
| Pre-tax net operating income | $2,400,000 | 2,883 |
| Securities gains (losses) | $9,000 | 3,034 |
| Applicable income taxes | $789,000 | 2,774 |
| Income before extraordinary items | $1,620,000 | 3,050 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,620,000 | 3,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,015 |
| Cash dividends | $900,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,613,970 | 2,976 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,298,000 | 4,353 |
| Total interest expense | $3,036,000 | 4,660 |
| Net interest income | $4,262,000 | 4,011 |
| Provision for loan and lease losses | $204,000 | 3,400 |
| Total noninterest income | $609,000 | 4,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $430,000 | 3,034 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,219 |
| Total noninterest expense | $2,265,000 | 5,172 |
| Salaries and employee benefits | $1,087,000 | 5,528 |
| Premises and equipment expense | $279,000 | 5,671 |
| Additional noninterest expense | $899,000 | 4,317 |
| Pre-tax net operating income | $2,402,000 | 3,015 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $796,000 | 2,941 |
| Income before extraordinary items | $1,613,000 | 3,137 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,613,000 | 3,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,572 |
| Cash dividends | $1,150,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,608,310 | 3,088 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 4,746 |
| Total interest expense | $2,793,000 | 5,087 |
| Net interest income | $3,910,000 | 4,414 |
| Provision for loan and lease losses | $194,000 | 3,495 |
| Total noninterest income | $644,000 | 4,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 4,917 |
| Total noninterest expense | $2,196,000 | 5,550 |
| Salaries and employee benefits | $1,002,000 | 5,980 |
| Premises and equipment expense | $292,000 | 5,694 |
| Additional noninterest expense | $902,000 | 4,742 |
| Pre-tax net operating income | $2,164,000 | 3,204 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $700,000 | 3,175 |
| Income before extraordinary items | $1,467,000 | 3,256 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,467,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,696 |
| Cash dividends | $1,150,000 | 1,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,464,960 | 3,229 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,244,000 | 5,028 |
| Total interest expense | $2,615,000 | 5,370 |
| Net interest income | $3,629,000 | 4,700 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $530,000 | 4,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,579 |
| Total noninterest expense | $2,164,000 | 5,635 |
| Salaries and employee benefits | $963,000 | 6,231 |
| Premises and equipment expense | $270,000 | 6,064 |
| Additional noninterest expense | $931,000 | 4,623 |
| Pre-tax net operating income | $1,995,000 | 3,505 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $617,000 | 3,596 |
| Income before extraordinary items | $1,376,000 | 3,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,376,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $1,150,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,377,380 | 3,493 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 5,313 |
| Total interest expense | $1,899,000 | 5,835 |
| Net interest income | $3,518,000 | 4,924 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $514,000 | 5,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,850 |
| Total noninterest expense | $2,039,000 | 6,104 |
| Salaries and employee benefits | $872,000 | 6,806 |
| Premises and equipment expense | $243,000 | 6,633 |
| Additional noninterest expense | $924,000 | 5,061 |
| Pre-tax net operating income | $1,813,000 | 3,717 |
| Securities gains (losses) | $-14,000 | 10,078 |
| Applicable income taxes | $545,000 | 3,794 |
| Income before extraordinary items | $1,254,000 | 3,700 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,254,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,867 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,263,800 | 3,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 5,515 |
| Total interest expense | $1,890,000 | 6,115 |
| Net interest income | $3,387,000 | 5,096 |
| Provision for loan and lease losses | $81,000 | 6,293 |
| Total noninterest income | $434,000 | 6,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $2,000,000 | 6,341 |
| Salaries and employee benefits | $900,000 | 6,712 |
| Premises and equipment expense | $340,000 | 5,343 |
| Additional noninterest expense | $760,000 | 6,174 |
| Pre-tax net operating income | $1,740,000 | 3,805 |
| Securities gains (losses) | $90,000 | 2,648 |
| Applicable income taxes | $549,000 | 3,855 |
| Income before extraordinary items | $1,281,000 | 3,769 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,281,000 | 3,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $1,050,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,218,000 | 3,753 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,614,000 | 5,804 |
| Total interest expense | $2,420,000 | 6,140 |
| Net interest income | $3,194,000 | 5,410 |
| Provision for loan and lease losses | $279,000 | 4,321 |
| Total noninterest income | $412,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,550 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,875 |
| Total noninterest expense | $1,954,000 | 6,497 |
| Salaries and employee benefits | $1,007,000 | 5,989 |
| Premises and equipment expense | $230,000 | 7,171 |
| Additional noninterest expense | $717,000 | 6,656 |
| Pre-tax net operating income | $1,373,000 | 4,398 |
| Securities gains (losses) | $164,000 | 2,298 |
| Applicable income taxes | $428,000 | 4,544 |
| Income before extraordinary items | $1,109,000 | 4,097 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,109,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $1,150,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $990,920 | 4,216 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.