Home > Powell County Bank > Assets and Liabilities
Powell County Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 43 | 3,927 |
| Assets and Liabilities | ||
| Total Assets: | $107,817,000 | 4,139 |
| Cash and due from depository institutions | $4,306,000 | 3,927 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $16,495,000 | 5,488 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $84,049,000 | 3,430 |
| Loan loss allowance | $1,716,000 | 2,127 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,106,000 | 5,753 |
| Other real estate owned | $0 | 3,927 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,861,000 | 4,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $107,817,000 | 4,139 |
| Total liabilities | $101,211,000 | 3,980 |
| Total deposits | $85,152,000 | 4,309 |
| Interest-bearing deposits | $74,093,000 | 4,251 |
| Deposits held in domestic offices | $85,152,000 | 4,303 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,212,000 | 2,391 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $13,061,000 | 1,702 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $786,000 | 3,893 |
| Total equity capital | $6,606,000 | 5,894 |
| Total bank equity capital | $6,606,000 | 5,894 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,000,000 | 3,535 |
| Undivided profits | $2,106,000 | 6,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,059,000 | 2,110 |
| Earning assets | $100,544,000 | 4,065 |
| Long-term assets (5+ years) | $27,191,000 | 2,731 |
| Average Assets, year-to-date | $104,714,200 | 4,106 |
| Average Assets, quarterly | $107,371,500 | 4,108 |
| Volatile liabilities | $18,208,000 | 3,711 |
| Insider loans | $480,000 | 5,462 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $3,976,000 | 6,028 |
| Tier 1 (core) risk-based capital | $6,866,000 | 5,764 |
| Tier 2 risk-based capital | $925,650 | 3,362 |
| Total risk weighted assets | $73,261,250 | 3,908 |
| Total unused commitments | $3,976,000 | 6,035 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 36 | 4,625 |
| Assets and Liabilities | ||
| Total Assets: | $100,338,000 | 4,352 |
| Cash and due from depository institutions | $3,677,000 | 4,625 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,406,000 | 6,170 |
| Federal funds sold & reverse repurchase agreements | $2,920,000 | 4,909 |
| Net loans & leases | $77,794,000 | 3,477 |
| Loan loss allowance | $1,564,000 | 2,250 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,063,000 | 5,788 |
| Other real estate owned | $0 | 4,625 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,478,000 | 4,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,338,000 | 4,352 |
| Total liabilities | $94,030,000 | 4,185 |
| Total deposits | $81,258,000 | 4,478 |
| Interest-bearing deposits | $69,527,000 | 4,473 |
| Deposits held in domestic offices | $81,258,000 | 4,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $12,003,000 | 1,398 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $769,000 | 4,298 |
| Total equity capital | $6,308,000 | 6,169 |
| Total bank equity capital | $6,308,000 | 6,169 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $4,000,000 | 3,386 |
| Undivided profits | $1,808,000 | 7,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $212,000 | 609 |
| Income earned, not collected on loans | $979,000 | 2,267 |
| Earning assets | $94,120,000 | 4,266 |
| Long-term assets (5+ years) | $22,226,000 | 2,941 |
| Average Assets, year-to-date | $93,682,800 | 4,408 |
| Average Assets, quarterly | $99,058,500 | 4,317 |
| Volatile liabilities | $13,384,000 | 4,110 |
| Insider loans | $135,000 | 7,739 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,152,000 | 5,261 |
| Tier 1 (core) risk-based capital | $6,190,000 | 6,080 |
| Tier 2 risk-based capital | $881,110 | 3,378 |
| Total risk weighted assets | $69,805,810 | 3,865 |
| Total unused commitments | $5,152,000 | 5,271 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 34 | 5,035 |
| Assets and Liabilities | ||
| Total Assets: | $86,702,000 | 4,873 |
| Cash and due from depository institutions | $2,120,000 | 5,035 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $12,958,000 | 6,562 |
| Federal funds sold & reverse repurchase agreements | $4,210,000 | 3,092 |
| Net loans & leases | $65,024,000 | 4,060 |
| Loan loss allowance | $1,328,000 | 2,606 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,049,000 | 5,810 |
| Other real estate owned | $0 | 5,035 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,341,000 | 4,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,702,000 | 4,873 |
| Total liabilities | $81,149,000 | 4,706 |
| Total deposits | $75,921,000 | 4,716 |
| Interest-bearing deposits | $65,269,000 | 4,730 |
| Deposits held in domestic offices | $75,921,000 | 4,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,505,000 | 2,062 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $723,000 | 4,589 |
| Total equity capital | $5,553,000 | 6,726 |
| Total bank equity capital | $5,553,000 | 6,726 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $4,000,000 | 3,327 |
| Undivided profits | $1,053,000 | 8,539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 9,637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $874,000 | 2,624 |
| Earning assets | $82,192,000 | 4,744 |
| Long-term assets (5+ years) | $14,791,000 | 3,400 |
| Average Assets, year-to-date | $83,444,000 | 4,846 |
| Average Assets, quarterly | $85,978,500 | 4,854 |
| Volatile liabilities | $11,901,000 | 4,430 |
| Insider loans | $1,454,000 | 2,698 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,248,000 | 5,605 |
| Tier 1 (core) risk-based capital | $5,470,000 | 6,641 |
| Tier 2 risk-based capital | $727,350 | 3,859 |
| Total risk weighted assets | $57,587,250 | 4,515 |
| Total unused commitments | $4,248,000 | 5,612 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 32 | 5,523 |
| Assets and Liabilities | ||
| Total Assets: | $80,447,000 | 5,301 |
| Cash and due from depository institutions | $2,326,000 | 5,523 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,930,000 | 5,509 |
| Federal funds sold & reverse repurchase agreements | $1,065,000 | 6,311 |
| Net loans & leases | $55,974,000 | 4,614 |
| Loan loss allowance | $1,143,000 | 3,128 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $943,000 | 6,202 |
| Other real estate owned | $0 | 5,523 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,209,000 | 5,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,447,000 | 5,301 |
| Total liabilities | $75,406,000 | 5,103 |
| Total deposits | $72,581,000 | 5,032 |
| Interest-bearing deposits | $62,678,000 | 5,012 |
| Deposits held in domestic offices | $72,581,000 | 5,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,074,000 | 2,639 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $751,000 | 4,411 |
| Total equity capital | $5,041,000 | 7,203 |
| Total bank equity capital | $5,041,000 | 7,203 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $4,000,000 | 3,409 |
| Undivided profits | $541,000 | 9,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 10,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $709,000 | 3,237 |
| Earning assets | $75,969,000 | 5,168 |
| Long-term assets (5+ years) | $13,084,000 | 3,573 |
| Average Assets, year-to-date | $77,820,600 | 5,267 |
| Average Assets, quarterly | $80,556,000 | 5,243 |
| Volatile liabilities | $9,864,000 | 4,921 |
| Insider loans | $1,613,000 | 2,551 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,353,000 | 5,462 |
| Tier 1 (core) risk-based capital | $5,007,000 | 7,144 |
| Tier 2 risk-based capital | $633,170 | 4,394 |
| Total risk weighted assets | $50,143,570 | 5,047 |
| Total unused commitments | $4,353,000 | 5,472 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 31 | 5,851 |
| Assets and Liabilities | ||
| Total Assets: | $74,702,000 | 5,663 |
| Cash and due from depository institutions | $2,124,000 | 5,851 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $20,685,000 | 5,423 |
| Federal funds sold & reverse repurchase agreements | $2,030,000 | 5,493 |
| Net loans & leases | $47,775,000 | 5,142 |
| Loan loss allowance | $1,017,000 | 3,470 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $943,000 | 6,259 |
| Other real estate owned | $0 | 5,851 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,145,000 | 5,787 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,702,000 | 5,663 |
| Total liabilities | $69,910,000 | 5,472 |
| Total deposits | $69,179,000 | 5,311 |
| Interest-bearing deposits | $59,645,000 | 5,319 |
| Deposits held in domestic offices | $69,179,000 | 5,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $731,000 | 4,731 |
| Total equity capital | $4,792,000 | 7,544 |
| Total bank equity capital | $4,792,000 | 7,544 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $3,000,000 | 4,170 |
| Undivided profits | $1,292,000 | 8,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $670,000 | 3,534 |
| Earning assets | $70,490,000 | 5,543 |
| Long-term assets (5+ years) | $10,856,000 | 3,837 |
| Average Assets, year-to-date | $72,553,600 | 5,591 |
| Average Assets, quarterly | $75,023,500 | 5,589 |
| Volatile liabilities | $8,375,000 | 5,134 |
| Insider loans | $1,829,000 | 2,323 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,988,000 | 4,510 |
| Tier 1 (core) risk-based capital | $4,690,000 | 7,513 |
| Tier 2 risk-based capital | $563,890 | 4,801 |
| Total risk weighted assets | $44,657,790 | 5,487 |
| Total unused commitments | $5,988,000 | 4,522 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 30 | 6,160 |
| Assets and Liabilities | ||
| Total Assets: | $70,451,000 | 5,899 |
| Cash and due from depository institutions | $2,161,000 | 6,160 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $17,334,000 | 6,498 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $48,611,000 | 5,012 |
| Loan loss allowance | $1,019,000 | 3,524 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $896,000 | 6,481 |
| Other real estate owned | $0 | 6,160 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,449,000 | 5,064 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,451,000 | 5,899 |
| Total liabilities | $66,515,000 | 5,696 |
| Total deposits | $64,673,000 | 5,577 |
| Interest-bearing deposits | $55,762,000 | 5,582 |
| Deposits held in domestic offices | $64,673,000 | 5,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $295,000 | 4,299 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,000,000 | 3,112 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $547,000 | 4,912 |
| Total equity capital | $3,936,000 | 8,258 |
| Total bank equity capital | $3,936,000 | 8,258 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $3,000,000 | 4,101 |
| Undivided profits | $436,000 | 10,459 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $624,000 | 3,324 |
| Earning assets | $65,945,000 | 5,794 |
| Long-term assets (5+ years) | $8,653,000 | 4,500 |
| Average Assets, year-to-date | $69,148,400 | 5,864 |
| Average Assets, quarterly | $69,849,000 | 5,900 |
| Volatile liabilities | $6,857,000 | 5,626 |
| Insider loans | $1,802,000 | 2,278 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,834,000 | 7,708 |
| Tier 1 (core) risk-based capital | $4,464,000 | 7,760 |
| Tier 2 risk-based capital | $589,570 | 4,610 |
| Total risk weighted assets | $46,735,770 | 5,223 |
| Total unused commitments | $1,834,000 | 7,718 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 28 | 6,753 |
| Assets and Liabilities | ||
| Total Assets: | $68,138,000 | 6,193 |
| Cash and due from depository institutions | $2,270,000 | 6,753 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $21,992,000 | 5,729 |
| Federal funds sold & reverse repurchase agreements | $2,435,000 | 5,094 |
| Net loans & leases | $39,533,000 | 5,780 |
| Loan loss allowance | $828,000 | 4,353 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $938,000 | 6,388 |
| Other real estate owned | $10,000 | 6,753 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $960,000 | 6,295 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,138,000 | 6,193 |
| Total liabilities | $63,828,000 | 6,024 |
| Total deposits | $63,341,000 | 5,861 |
| Interest-bearing deposits | $55,638,000 | 5,800 |
| Deposits held in domestic offices | $63,341,000 | 5,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $487,000 | 5,446 |
| Total equity capital | $4,310,000 | 7,994 |
| Total bank equity capital | $4,310,000 | 7,994 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $3,000,000 | 4,062 |
| Undivided profits | $810,000 | 10,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,000 | 10,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $405,000 | 4,613 |
| Earning assets | $64,060,000 | 6,076 |
| Long-term assets (5+ years) | $13,963,000 | 3,473 |
| Average Assets, year-to-date | $67,551,800 | 6,110 |
| Average Assets, quarterly | $68,500,500 | 6,122 |
| Volatile liabilities | $6,249,000 | 5,728 |
| Insider loans | $1,590,000 | 2,541 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,732,000 | 5,715 |
| Tier 1 (core) risk-based capital | $4,310,000 | 7,932 |
| Tier 2 risk-based capital | $515,240 | 5,141 |
| Total risk weighted assets | $40,906,540 | 5,797 |
| Total unused commitments | $3,732,000 | 5,737 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 32 | 6,231 |
| Assets and Liabilities | ||
| Total Assets: | $66,184,000 | 6,413 |
| Cash and due from depository institutions | $2,004,000 | 6,231 |
| Interest-bearing balances | $100,000 | 6,673 |
| Securities | $23,643,000 | 5,404 |
| Federal funds sold & reverse repurchase agreements | $1,075,000 | 8,498 |
| Net loans & leases | $37,390,000 | 6,050 |
| Loan loss allowance | $765,000 | 4,670 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $978,000 | 6,290 |
| Other real estate owned | $7,000 | 6,231 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,087,000 | 5,940 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,184,000 | 6,413 |
| Total liabilities | $62,105,000 | 6,241 |
| Total deposits | $61,521,000 | 6,114 |
| Interest-bearing deposits | $54,252,000 | 6,056 |
| Deposits held in domestic offices | $61,521,000 | 6,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $584,000 | 5,121 |
| Total equity capital | $4,079,000 | 8,174 |
| Total bank equity capital | $4,079,000 | 8,174 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $3,000,000 | 3,950 |
| Undivided profits | $579,000 | 10,782 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $416,000 | 4,870 |
| Earning assets | $62,208,000 | 6,276 |
| Long-term assets (5+ years) | $12,402,000 | 3,742 |
| Average Assets, year-to-date | $66,138,600 | 6,274 |
| Average Assets, quarterly | $65,878,000 | 6,365 |
| Volatile liabilities | $6,607,000 | 5,525 |
| Insider loans | $1,050,000 | 789 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,794,000 | 5,398 |
| Tier 1 (core) risk-based capital | $4,079,000 | 8,113 |
| Tier 2 risk-based capital | $495,950 | 5,260 |
| Total risk weighted assets | $39,407,050 | 6,003 |
| Total unused commitments | $3,794,000 | 5,427 |
| Derivatives | $0 | 651 |