Home > Potomac Federal Savings Bank > Income and Expense
Potomac Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 10,363 |
| Total interest expense | $2,340,000 | 5,087 |
| Net interest income | $-430,000 | 13,256 |
| Provision for loan and lease losses | $4,347,000 | 479 |
| Total noninterest income | $405,000 | 6,414 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $405,000 | 3,720 |
| Total noninterest expense | $3,094,000 | 4,390 |
| Salaries and employee benefits | $831,000 | 7,135 |
| Premises and equipment expense | $979,000 | 2,093 |
| Additional noninterest expense | $1,284,000 | 3,965 |
| Pre-tax net operating income | $-7,466,000 | 13,208 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $-167,000 | 13,016 |
| Income before extraordinary items | $-7,283,000 | 13,185 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-7,283,000 | 13,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,282,000 | 967 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-7,298,680 | 13,176 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,698,000 | 11,523 |
| Total interest expense | $1,789,000 | 7,651 |
| Net interest income | $-91,000 | 13,917 |
| Provision for loan and lease losses | $10,396,000 | 357 |
| Total noninterest income | $440,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $440,000 | 3,490 |
| Total noninterest expense | $1,579,000 | 7,642 |
| Salaries and employee benefits | $486,000 | 9,912 |
| Premises and equipment expense | $494,000 | 4,018 |
| Additional noninterest expense | $599,000 | 7,523 |
| Pre-tax net operating income | $-11,626,000 | 13,885 |
| Securities gains (losses) | $313,000 | 1,493 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-11,313,000 | 13,866 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-11,313,000 | 13,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-2,810,000 | 13,892 |
| Net operating income | $-11,626,000 | 13,852 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.