Home > Potomac Bank of Virginia > Assets and Liabilities
Potomac Bank of Virginia, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 55 | 3,101 |
| Assets and Liabilities | ||
| Total Assets: | $263,803,000 | 2,435 |
| Cash and due from depository institutions | $4,479,000 | 3,101 |
| Interest-bearing balances | $102,000 | 4,705 |
| Securities | $36,945,000 | 2,997 |
| Federal funds sold & reverse repurchase agreements | $9,082,000 | 1,813 |
| Net loans & leases | $201,680,000 | 2,217 |
| Loan loss allowance | $1,981,000 | 2,489 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,554,000 | 3,162 |
| Other real estate owned | $0 | 3,101 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $8,063,000 | 2,068 |
| Life insurance assets | $4,302,000 | 1,303 |
| Total liabilities and capital | $263,803,000 | 2,435 |
| Total liabilities | $237,736,000 | 2,422 |
| Total deposits | $210,036,000 | 2,450 |
| Interest-bearing deposits | $142,895,000 | 2,968 |
| Deposits held in domestic offices | $210,036,000 | 2,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,573,000 | 867 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,295,000 | 2,940 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,832,000 | 2,572 |
| Total equity capital | $26,067,000 | 2,535 |
| Total bank equity capital | $26,067,000 | 2,535 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $14,246,000 | 291 |
| Surplus | $6,725,000 | 3,266 |
| Undivided profits | $5,096,000 | 4,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 5,905 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,333,000 | 3,115 |
| Earning assets | $247,809,000 | 2,378 |
| Long-term assets (5+ years) | $33,645,000 | 2,442 |
| Average Assets, year-to-date | $245,588,600 | 2,500 |
| Average Assets, quarterly | $259,082,000 | 2,459 |
| Volatile liabilities | $76,918,000 | 1,892 |
| Insider loans | $5,217,000 | 1,384 |
| FHLB advances | $7,295,000 | 2,826 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $57,317,000 | 1,646 |
| Tier 1 (core) risk-based capital | $26,320,000 | 2,396 |
| Tier 2 risk-based capital | $1,982,000 | 2,375 |
| Total risk weighted assets | $221,433,000 | 2,111 |
| Total unused commitments | $57,317,000 | 1,647 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $254,361,000 | 2,498 |
| Cash and due from depository institutions | $5,726,000 | 3,202 |
| Interest-bearing balances | $532,000 | 3,015 |
| Securities | $39,002,000 | 2,887 |
| Federal funds sold & reverse repurchase agreements | $10,336,000 | 1,353 |
| Net loans & leases | $188,150,000 | 2,335 |
| Loan loss allowance | $1,947,000 | 2,529 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,189,000 | 3,383 |
| Other real estate owned | $0 | 3,202 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $7,958,000 | 2,092 |
| Life insurance assets | $4,263,000 | 1,282 |
| Total liabilities and capital | $254,361,000 | 2,498 |
| Total liabilities | $228,828,000 | 2,480 |
| Total deposits | $197,909,000 | 2,553 |
| Interest-bearing deposits | $136,195,000 | 3,056 |
| Deposits held in domestic offices | $197,909,000 | 2,549 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,883,000 | 769 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,442,000 | 3,085 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,594,000 | 2,789 |
| Total equity capital | $25,533,000 | 2,559 |
| Total bank equity capital | $25,533,000 | 2,559 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $14,245,000 | 279 |
| Surplus | $6,791,000 | 3,209 |
| Undivided profits | $4,497,000 | 4,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $138,000 | 5,811 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,210,000 | 3,367 |
| Earning assets | $238,020,000 | 2,461 |
| Long-term assets (5+ years) | $36,400,000 | 2,288 |
| Average Assets, year-to-date | $241,035,000 | 2,558 |
| Average Assets, quarterly | $250,887,500 | 2,513 |
| Volatile liabilities | $72,060,000 | 1,977 |
| Insider loans | $5,429,000 | 1,310 |
| FHLB advances | $7,442,000 | 2,951 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $66,121,000 | 1,484 |
| Tier 1 (core) risk-based capital | $25,876,000 | 2,431 |
| Tier 2 risk-based capital | $1,948,000 | 2,410 |
| Total risk weighted assets | $213,047,000 | 2,167 |
| Total unused commitments | $66,121,000 | 1,484 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 53 | 3,211 |
| Assets and Liabilities | ||
| Total Assets: | $247,414,000 | 2,551 |
| Cash and due from depository institutions | $6,530,000 | 3,211 |
| Interest-bearing balances | $92,000 | 5,052 |
| Securities | $38,177,000 | 2,934 |
| Federal funds sold & reverse repurchase agreements | $1,015,000 | 4,486 |
| Net loans & leases | $190,825,000 | 2,285 |
| Loan loss allowance | $1,927,000 | 2,532 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,843,000 | 3,607 |
| Other real estate owned | $0 | 3,211 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $8,024,000 | 2,057 |
| Life insurance assets | $4,224,000 | 1,264 |
| Total liabilities and capital | $247,414,000 | 2,551 |
| Total liabilities | $222,769,000 | 2,541 |
| Total deposits | $192,433,000 | 2,607 |
| Interest-bearing deposits | $129,921,000 | 3,140 |
| Deposits held in domestic offices | $192,433,000 | 2,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,295,000 | 866 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,838,000 | 2,546 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,203,000 | 3,121 |
| Total equity capital | $24,645,000 | 2,552 |
| Total bank equity capital | $24,645,000 | 2,552 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $14,244,000 | 268 |
| Surplus | $6,767,000 | 3,157 |
| Undivided profits | $3,634,000 | 5,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 5,713 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,109,000 | 3,312 |
| Earning assets | $230,109,000 | 2,501 |
| Long-term assets (5+ years) | $36,838,000 | 2,250 |
| Average Assets, year-to-date | $236,593,000 | 2,601 |
| Average Assets, quarterly | $240,446,500 | 2,578 |
| Volatile liabilities | $68,537,000 | 2,027 |
| Insider loans | $5,686,000 | 1,210 |
| FHLB advances | $10,838,000 | 2,417 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $74,048,000 | 1,338 |
| Tier 1 (core) risk-based capital | $25,253,000 | 2,446 |
| Tier 2 risk-based capital | $1,928,000 | 2,403 |
| Total risk weighted assets | $215,008,000 | 2,129 |
| Total unused commitments | $74,048,000 | 1,338 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $233,479,000 | 2,658 |
| Cash and due from depository institutions | $4,857,000 | 3,344 |
| Interest-bearing balances | $99,000 | 5,055 |
| Securities | $42,202,000 | 2,734 |
| Federal funds sold & reverse repurchase agreements | $133,000 | 6,088 |
| Net loans & leases | $177,211,000 | 2,385 |
| Loan loss allowance | $1,816,000 | 2,626 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,355,000 | 5,306 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $7,721,000 | 2,071 |
| Life insurance assets | $4,188,000 | 1,241 |
| Total liabilities and capital | $233,479,000 | 2,658 |
| Total liabilities | $209,115,000 | 2,654 |
| Total deposits | $182,722,000 | 2,716 |
| Interest-bearing deposits | $135,972,000 | 3,016 |
| Deposits held in domestic offices | $182,722,000 | 2,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,836,000 | 923 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,234,000 | 2,538 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,323,000 | 2,936 |
| Total equity capital | $24,364,000 | 2,550 |
| Total bank equity capital | $24,364,000 | 2,550 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $14,244,000 | 259 |
| Surplus | $6,744,000 | 3,105 |
| Undivided profits | $3,376,000 | 5,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 4,503 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,027,000 | 3,343 |
| Earning assets | $219,645,000 | 2,583 |
| Long-term assets (5+ years) | $39,302,000 | 2,135 |
| Average Assets, year-to-date | $231,182,500 | 2,654 |
| Average Assets, quarterly | $231,182,500 | 2,654 |
| Volatile liabilities | $62,551,000 | 2,096 |
| Insider loans | $7,995,000 | 839 |
| FHLB advances | $10,234,000 | 2,427 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $64,693,000 | 1,496 |
| Tier 1 (core) risk-based capital | $24,819,000 | 2,433 |
| Tier 2 risk-based capital | $1,816,000 | 2,502 |
| Total risk weighted assets | $195,447,000 | 2,264 |
| Total unused commitments | $64,693,000 | 1,496 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $228,886,000 | 2,673 |
| Cash and due from depository institutions | $7,264,000 | 3,204 |
| Interest-bearing balances | $604,000 | 3,128 |
| Securities | $36,182,000 | 3,066 |
| Federal funds sold & reverse repurchase agreements | $13,889,000 | 963 |
| Net loans & leases | $162,500,000 | 2,500 |
| Loan loss allowance | $1,655,000 | 2,794 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,402,000 | 5,229 |
| Other real estate owned | $0 | 3,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $7,649,000 | 2,094 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $228,886,000 | 2,673 |
| Total liabilities | $205,060,000 | 2,664 |
| Total deposits | $180,184,000 | 2,736 |
| Interest-bearing deposits | $135,398,000 | 2,977 |
| Deposits held in domestic offices | $180,184,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,156,000 | 1,143 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $13,379,000 | 2,255 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,341,000 | 2,832 |
| Total equity capital | $23,826,000 | 2,562 |
| Total bank equity capital | $23,826,000 | 2,562 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $11,770,000 | 323 |
| Surplus | $8,981,000 | 2,477 |
| Undivided profits | $3,075,000 | 5,660 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 5,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $907,000 | 3,746 |
| Earning assets | $213,175,000 | 2,627 |
| Long-term assets (5+ years) | $35,632,000 | 2,262 |
| Average Assets, year-to-date | $215,241,600 | 2,709 |
| Average Assets, quarterly | $223,530,000 | 2,706 |
| Volatile liabilities | $64,310,000 | 1,990 |
| Insider loans | $7,315,000 | 888 |
| FHLB advances | $13,379,000 | 2,132 |
| Loans and leases held for sale | $174,000 | 1,480 |
| Unused loan commitments | $56,879,000 | 1,604 |
| Tier 1 (core) risk-based capital | $24,218,000 | 2,448 |
| Tier 2 risk-based capital | $1,655,000 | 2,660 |
| Total risk weighted assets | $183,829,000 | 2,334 |
| Total unused commitments | $56,879,000 | 1,604 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $218,174,000 | 2,743 |
| Cash and due from depository institutions | $5,940,000 | 3,401 |
| Interest-bearing balances | $567,000 | 3,289 |
| Securities | $37,413,000 | 2,969 |
| Federal funds sold & reverse repurchase agreements | $14,883,000 | 894 |
| Net loans & leases | $153,342,000 | 2,605 |
| Loan loss allowance | $1,590,000 | 2,869 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,435,000 | 5,138 |
| Other real estate owned | $0 | 3,401 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,161,000 | 2,771 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $218,174,000 | 2,743 |
| Total liabilities | $194,586,000 | 2,755 |
| Total deposits | $176,962,000 | 2,710 |
| Interest-bearing deposits | $127,426,000 | 3,090 |
| Deposits held in domestic offices | $176,962,000 | 2,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,349,000 | 959 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,940,000 | 4,421 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,335,000 | 2,821 |
| Total equity capital | $23,588,000 | 2,569 |
| Total bank equity capital | $23,588,000 | 2,569 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,739,000 | 306 |
| Surplus | $8,974,000 | 2,421 |
| Undivided profits | $2,875,000 | 5,884 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $490,000 | 3,802 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $730,000 | 4,437 |
| Earning assets | $206,205,000 | 2,673 |
| Long-term assets (5+ years) | $37,551,000 | 2,178 |
| Average Assets, year-to-date | $211,830,500 | 2,743 |
| Average Assets, quarterly | $214,791,500 | 2,743 |
| Volatile liabilities | $56,517,000 | 2,145 |
| Insider loans | $9,960,000 | 607 |
| FHLB advances | $2,940,000 | 4,245 |
| Loans and leases held for sale | $4,067,000 | 457 |
| Unused loan commitments | $57,145,000 | 1,576 |
| Tier 1 (core) risk-based capital | $23,811,000 | 2,456 |
| Tier 2 risk-based capital | $1,590,000 | 2,706 |
| Total risk weighted assets | $173,912,000 | 2,408 |
| Total unused commitments | $57,145,000 | 1,576 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 48 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $211,409,000 | 2,773 |
| Cash and due from depository institutions | $7,593,000 | 3,467 |
| Interest-bearing balances | $512,000 | 3,359 |
| Securities | $24,462,000 | 4,096 |
| Federal funds sold & reverse repurchase agreements | $21,662,000 | 572 |
| Net loans & leases | $151,350,000 | 2,576 |
| Loan loss allowance | $1,563,000 | 2,876 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,160,000 | 5,553 |
| Other real estate owned | $0 | 3,467 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,182,000 | 2,674 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $211,409,000 | 2,773 |
| Total liabilities | $188,197,000 | 2,784 |
| Total deposits | $164,018,000 | 2,848 |
| Interest-bearing deposits | $119,076,000 | 3,202 |
| Deposits held in domestic offices | $164,018,000 | 2,845 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,985,000 | 957 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,000,000 | 2,808 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,194,000 | 2,879 |
| Total equity capital | $23,212,000 | 2,544 |
| Total bank equity capital | $23,212,000 | 2,544 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,739,000 | 288 |
| Surplus | $8,955,000 | 2,375 |
| Undivided profits | $2,518,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $290,000 | 4,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $625,000 | 4,643 |
| Earning assets | $197,986,000 | 2,723 |
| Long-term assets (5+ years) | $32,733,000 | 2,431 |
| Average Assets, year-to-date | $209,716,000 | 2,753 |
| Average Assets, quarterly | $211,967,000 | 2,742 |
| Volatile liabilities | $59,420,000 | 1,978 |
| Insider loans | $10,054,000 | 591 |
| FHLB advances | $9,000,000 | 2,681 |
| Loans and leases held for sale | $1,588,000 | 799 |
| Unused loan commitments | $40,517,000 | 1,991 |
| Tier 1 (core) risk-based capital | $23,390,000 | 2,424 |
| Tier 2 risk-based capital | $1,563,000 | 2,719 |
| Total risk weighted assets | $172,001,000 | 2,393 |
| Total unused commitments | $40,517,000 | 1,991 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 47 | 3,495 |
| Assets and Liabilities | ||
| Total Assets: | $212,525,000 | 2,743 |
| Cash and due from depository institutions | $11,452,000 | 3,495 |
| Interest-bearing balances | $29,000 | 6,023 |
| Securities | $25,132,000 | 4,084 |
| Federal funds sold & reverse repurchase agreements | $18,762,000 | 653 |
| Net loans & leases | $151,002,000 | 2,538 |
| Loan loss allowance | $1,524,000 | 2,921 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,215,000 | 5,497 |
| Other real estate owned | $0 | 3,495 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,962,000 | 2,729 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $212,525,000 | 2,743 |
| Total liabilities | $189,955,000 | 2,752 |
| Total deposits | $177,478,000 | 2,655 |
| Interest-bearing deposits | $110,328,000 | 3,432 |
| Deposits held in domestic offices | $177,478,000 | 2,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,215,000 | 1,037 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,262,000 | 2,725 |
| Total equity capital | $22,570,000 | 2,548 |
| Total bank equity capital | $22,570,000 | 2,548 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $11,702,000 | 276 |
| Surplus | $8,870,000 | 2,338 |
| Undivided profits | $1,998,000 | 6,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $259,000 | 4,964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $692,000 | 4,202 |
| Earning assets | $194,925,000 | 2,749 |
| Long-term assets (5+ years) | $34,719,000 | 2,387 |
| Average Assets, year-to-date | $208,869,500 | 2,771 |
| Average Assets, quarterly | $208,869,500 | 2,771 |
| Volatile liabilities | $51,414,000 | 2,129 |
| Insider loans | $10,197,000 | 568 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $2,278,000 | 588 |
| Unused loan commitments | $51,711,000 | 1,604 |
| Tier 1 (core) risk-based capital | $22,862,000 | 2,439 |
| Tier 2 risk-based capital | $1,524,000 | 2,731 |
| Total risk weighted assets | $167,126,000 | 2,406 |
| Total unused commitments | $51,711,000 | 1,604 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 53 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $205,214,000 | 2,821 |
| Cash and due from depository institutions | $3,597,000 | 3,178 |
| Interest-bearing balances | $373,000 | 3,769 |
| Securities | $26,718,000 | 3,922 |
| Federal funds sold & reverse repurchase agreements | $28,257,000 | 416 |
| Net loans & leases | $141,632,000 | 2,656 |
| Loan loss allowance | $1,604,000 | 2,776 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,155,000 | 5,596 |
| Other real estate owned | $0 | 3,178 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,855,000 | 3,228 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $205,214,000 | 2,821 |
| Total liabilities | $182,792,000 | 2,830 |
| Total deposits | $169,769,000 | 2,744 |
| Interest-bearing deposits | $109,504,000 | 3,408 |
| Deposits held in domestic offices | $169,769,000 | 2,739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,191,000 | 1,032 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $832,000 | 3,534 |
| Total equity capital | $22,422,000 | 2,558 |
| Total bank equity capital | $22,422,000 | 2,558 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $11,630,000 | 271 |
| Surplus | $8,825,000 | 2,305 |
| Undivided profits | $1,967,000 | 6,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $550,000 | 4,999 |
| Earning assets | $196,980,000 | 2,703 |
| Long-term assets (5+ years) | $31,554,000 | 2,619 |
| Average Assets, year-to-date | $183,825,400 | 2,957 |
| Average Assets, quarterly | $193,842,500 | 2,927 |
| Volatile liabilities | $50,917,000 | 2,090 |
| Insider loans | $10,281,000 | 556 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $428,000 | 1,206 |
| Unused loan commitments | $52,440,000 | 1,523 |
| Tier 1 (core) risk-based capital | $22,541,000 | 2,436 |
| Tier 2 risk-based capital | $1,604,000 | 2,617 |
| Total risk weighted assets | $159,093,000 | 2,500 |
| Total unused commitments | $52,440,000 | 1,523 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $182,471,000 | 3,047 |
| Cash and due from depository institutions | $5,530,000 | 3,575 |
| Interest-bearing balances | $38,000 | 5,947 |
| Securities | $23,823,000 | 4,243 |
| Federal funds sold & reverse repurchase agreements | $14,950,000 | 758 |
| Net loans & leases | $132,824,000 | 2,750 |
| Loan loss allowance | $1,410,000 | 3,111 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,229,000 | 5,432 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,115,000 | 3,037 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $182,471,000 | 3,047 |
| Total liabilities | $160,348,000 | 3,087 |
| Total deposits | $147,777,000 | 3,024 |
| Interest-bearing deposits | $81,819,000 | 4,282 |
| Deposits held in domestic offices | $147,777,000 | 3,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,664,000 | 1,043 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $907,000 | 3,435 |
| Total equity capital | $22,123,000 | 2,593 |
| Total bank equity capital | $22,123,000 | 2,593 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $11,610,000 | 264 |
| Surplus | $8,794,000 | 2,279 |
| Undivided profits | $1,719,000 | 6,800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $570,000 | 5,033 |
| Earning assets | $171,635,000 | 2,989 |
| Long-term assets (5+ years) | $34,016,000 | 2,504 |
| Average Assets, year-to-date | $178,478,250 | 3,019 |
| Average Assets, quarterly | $192,063,500 | 2,909 |
| Volatile liabilities | $36,782,000 | 2,658 |
| Insider loans | $11,040,000 | 499 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,397,000 | 746 |
| Unused loan commitments | $43,758,000 | 1,745 |
| Tier 1 (core) risk-based capital | $22,198,000 | 2,442 |
| Tier 2 risk-based capital | $1,410,000 | 2,888 |
| Total risk weighted assets | $145,920,000 | 2,650 |
| Total unused commitments | $43,758,000 | 1,746 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $201,656,000 | 2,802 |
| Cash and due from depository institutions | $8,173,000 | 3,612 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $28,564,000 | 3,787 |
| Federal funds sold & reverse repurchase agreements | $43,915,000 | 261 |
| Net loans & leases | $116,027,000 | 3,043 |
| Loan loss allowance | $1,242,000 | 3,412 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,270,000 | 5,352 |
| Other real estate owned | $0 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,707,000 | 3,249 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $201,656,000 | 2,802 |
| Total liabilities | $180,095,000 | 2,803 |
| Total deposits | $169,604,000 | 2,691 |
| Interest-bearing deposits | $83,979,000 | 4,174 |
| Deposits held in domestic offices | $169,604,000 | 2,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,884,000 | 1,144 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $607,000 | 4,081 |
| Total equity capital | $21,561,000 | 2,535 |
| Total bank equity capital | $21,561,000 | 2,535 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $11,610,000 | 261 |
| Surplus | $8,794,000 | 2,251 |
| Undivided profits | $1,157,000 | 7,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $453,000 | 5,607 |
| Earning assets | $188,506,000 | 2,746 |
| Long-term assets (5+ years) | $39,442,000 | 2,302 |
| Average Assets, year-to-date | $177,147,330 | 3,050 |
| Average Assets, quarterly | $188,693,000 | 2,916 |
| Volatile liabilities | $30,206,000 | 3,020 |
| Insider loans | $9,394,000 | 576 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,185,000 | 831 |
| Unused loan commitments | $36,361,000 | 1,988 |
| Tier 1 (core) risk-based capital | $21,886,000 | 2,428 |
| Tier 2 risk-based capital | $1,242,000 | 3,151 |
| Total risk weighted assets | $137,277,000 | 2,751 |
| Total unused commitments | $36,361,000 | 1,992 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 40 | 4,029 |
| Assets and Liabilities | ||
| Total Assets: | $175,730,000 | 3,088 |
| Cash and due from depository institutions | $7,472,000 | 4,029 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $28,203,000 | 3,838 |
| Federal funds sold & reverse repurchase agreements | $30,322,000 | 441 |
| Net loans & leases | $104,695,000 | 3,241 |
| Loan loss allowance | $1,151,000 | 3,574 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,331,000 | 5,239 |
| Other real estate owned | $0 | 4,029 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,707,000 | 3,089 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $175,730,000 | 3,088 |
| Total liabilities | $161,775,000 | 3,025 |
| Total deposits | $152,609,000 | 2,926 |
| Interest-bearing deposits | $80,696,000 | 4,332 |
| Deposits held in domestic offices | $152,609,000 | 2,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,449,000 | 1,173 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $717,000 | 3,995 |
| Total equity capital | $13,955,000 | 3,838 |
| Total bank equity capital | $13,955,000 | 3,838 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,413,000 | 386 |
| Surplus | $4,171,000 | 3,857 |
| Undivided profits | $1,371,000 | 7,139 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $486,000 | 5,291 |
| Earning assets | $163,220,000 | 3,047 |
| Long-term assets (5+ years) | $33,403,000 | 2,564 |
| Average Assets, year-to-date | $164,893,000 | 3,214 |
| Average Assets, quarterly | $164,893,000 | 3,214 |
| Volatile liabilities | $28,513,000 | 3,043 |
| Insider loans | $6,341,000 | 873 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,320,000 | 882 |
| Unused loan commitments | $34,155,000 | 2,024 |
| Tier 1 (core) risk-based capital | $13,891,000 | 3,661 |
| Tier 2 risk-based capital | $1,151,000 | 3,307 |
| Total risk weighted assets | $120,008,000 | 3,024 |
| Total unused commitments | $34,155,000 | 2,030 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $154,056,000 | 3,420 |
| Cash and due from depository institutions | $7,963,000 | 4,492 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $29,486,000 | 3,758 |
| Federal funds sold & reverse repurchase agreements | $15,710,000 | 721 |
| Net loans & leases | $97,152,000 | 3,427 |
| Loan loss allowance | $1,077,000 | 3,751 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,367,000 | 5,177 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,378,000 | 4,243 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $154,056,000 | 3,420 |
| Total liabilities | $140,831,000 | 3,366 |
| Total deposits | $133,775,000 | 3,265 |
| Interest-bearing deposits | $90,810,000 | 3,923 |
| Deposits held in domestic offices | $133,775,000 | 3,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,581,000 | 1,400 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $475,000 | 4,865 |
| Total equity capital | $13,225,000 | 3,934 |
| Total bank equity capital | $13,225,000 | 3,934 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,817,000 | 519 |
| Surplus | $5,443,000 | 3,183 |
| Undivided profits | $965,000 | 7,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $178,000 | 6,016 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $419,000 | 5,930 |
| Earning assets | $142,348,000 | 3,400 |
| Long-term assets (5+ years) | $32,100,000 | 2,666 |
| Average Assets, year-to-date | $136,868,200 | 3,670 |
| Average Assets, quarterly | $151,974,000 | 3,428 |
| Volatile liabilities | $26,959,000 | 3,159 |
| Insider loans | $5,784,000 | 936 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $276,000 | 1,391 |
| Unused loan commitments | $26,273,000 | 2,359 |
| Tier 1 (core) risk-based capital | $13,328,000 | 3,755 |
| Tier 2 risk-based capital | $1,077,000 | 3,489 |
| Total risk weighted assets | $109,888,000 | 3,256 |
| Total unused commitments | $26,273,000 | 2,364 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $149,892,000 | 3,487 |
| Cash and due from depository institutions | $6,005,000 | 4,610 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $24,931,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $36,998,000 | 395 |
| Net loans & leases | $79,225,000 | 3,981 |
| Loan loss allowance | $981,000 | 4,030 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,381,000 | 5,124 |
| Other real estate owned | $0 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,352,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,892,000 | 3,487 |
| Total liabilities | $136,852,000 | 3,425 |
| Total deposits | $126,423,000 | 3,414 |
| Interest-bearing deposits | $75,193,000 | 4,526 |
| Deposits held in domestic offices | $126,423,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,972,000 | 1,107 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $457,000 | 5,274 |
| Total equity capital | $13,040,000 | 3,969 |
| Total bank equity capital | $13,040,000 | 3,969 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,792,000 | 511 |
| Surplus | $5,420,000 | 3,130 |
| Undivided profits | $828,000 | 7,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $377,000 | 6,453 |
| Earning assets | $141,154,000 | 3,410 |
| Long-term assets (5+ years) | $22,801,000 | 3,346 |
| Average Assets, year-to-date | $132,571,250 | 3,789 |
| Average Assets, quarterly | $149,213,500 | 3,492 |
| Volatile liabilities | $30,669,000 | 2,845 |
| Insider loans | $4,277,000 | 1,259 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $269,000 | 1,634 |
| Unused loan commitments | $24,926,000 | 2,450 |
| Tier 1 (core) risk-based capital | $13,090,000 | 3,804 |
| Tier 2 risk-based capital | $981,000 | 3,728 |
| Total risk weighted assets | $93,817,000 | 3,677 |
| Total unused commitments | $24,926,000 | 2,452 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $148,535,000 | 3,507 |
| Cash and due from depository institutions | $4,584,000 | 5,036 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $20,095,000 | 4,678 |
| Federal funds sold & reverse repurchase agreements | $41,762,000 | 381 |
| Net loans & leases | $79,857,000 | 3,930 |
| Loan loss allowance | $1,038,000 | 3,804 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,079,000 | 5,716 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,158,000 | 6,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,535,000 | 3,507 |
| Total liabilities | $135,423,000 | 3,447 |
| Total deposits | $127,112,000 | 3,379 |
| Interest-bearing deposits | $64,962,000 | 5,028 |
| Deposits held in domestic offices | $127,112,000 | 3,375 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,968,000 | 1,188 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $343,000 | 6,150 |
| Total equity capital | $13,112,000 | 3,954 |
| Total bank equity capital | $13,112,000 | 3,954 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,792,000 | 506 |
| Surplus | $5,420,000 | 3,103 |
| Undivided profits | $900,000 | 7,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 7,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $345,000 | 6,614 |
| Earning assets | $141,714,000 | 3,373 |
| Long-term assets (5+ years) | $18,888,000 | 3,565 |
| Average Assets, year-to-date | $126,797,670 | 3,924 |
| Average Assets, quarterly | $132,137,500 | 3,835 |
| Volatile liabilities | $25,184,000 | 3,245 |
| Insider loans | $4,058,000 | 1,340 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,230,000 | 1,364 |
| Unused loan commitments | $18,746,000 | 2,937 |
| Tier 1 (core) risk-based capital | $13,018,000 | 3,758 |
| Tier 2 risk-based capital | $1,038,000 | 3,525 |
| Total risk weighted assets | $93,223,000 | 3,655 |
| Total unused commitments | $18,746,000 | 2,947 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $115,740,000 | 4,241 |
| Cash and due from depository institutions | $1,607,000 | 5,381 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $24,143,000 | 4,133 |
| Federal funds sold & reverse repurchase agreements | $11,370,000 | 1,490 |
| Net loans & leases | $76,970,000 | 3,993 |
| Loan loss allowance | $983,000 | 3,919 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $380,000 | 7,615 |
| Other real estate owned | $0 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,270,000 | 5,738 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,740,000 | 4,241 |
| Total liabilities | $102,885,000 | 4,266 |
| Total deposits | $94,308,000 | 4,280 |
| Interest-bearing deposits | $63,833,000 | 5,060 |
| Deposits held in domestic offices | $94,308,000 | 4,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,082,000 | 1,118 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $495,000 | 5,152 |
| Total equity capital | $12,855,000 | 3,946 |
| Total bank equity capital | $12,855,000 | 3,946 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,762,000 | 499 |
| Surplus | $5,400,000 | 3,055 |
| Undivided profits | $693,000 | 7,879 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 7,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $413,000 | 6,051 |
| Earning assets | $112,483,000 | 4,047 |
| Long-term assets (5+ years) | $19,006,000 | 3,491 |
| Average Assets, year-to-date | $115,929,000 | 4,201 |
| Average Assets, quarterly | $115,929,000 | 4,201 |
| Volatile liabilities | $25,013,000 | 3,227 |
| Insider loans | $2,949,000 | 1,830 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,430,000 | 2,585 |
| Tier 1 (core) risk-based capital | $12,782,000 | 3,750 |
| Tier 2 risk-based capital | $983,000 | 3,617 |
| Total risk weighted assets | $85,554,000 | 3,860 |
| Total unused commitments | $21,430,000 | 2,596 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 27 | 5,382 |
| Assets and Liabilities | ||
| Total Assets: | $116,118,000 | 4,198 |
| Cash and due from depository institutions | $3,818,000 | 5,382 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $28,638,000 | 3,632 |
| Federal funds sold & reverse repurchase agreements | $14,265,000 | 997 |
| Net loans & leases | $67,950,000 | 4,386 |
| Loan loss allowance | $893,000 | 4,140 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $391,000 | 7,591 |
| Other real estate owned | $0 | 5,382 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $1,056,000 | 6,336 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,118,000 | 4,198 |
| Total liabilities | $103,389,000 | 4,208 |
| Total deposits | $93,108,000 | 4,258 |
| Interest-bearing deposits | $63,326,000 | 5,051 |
| Deposits held in domestic offices | $93,108,000 | 4,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,797,000 | 1,036 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $484,000 | 5,316 |
| Total equity capital | $12,729,000 | 3,924 |
| Total bank equity capital | $12,729,000 | 3,924 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,762,000 | 497 |
| Surplus | $5,400,000 | 3,023 |
| Undivided profits | $567,000 | 8,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $83,000 | 7,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $402,000 | 6,342 |
| Earning assets | $110,853,000 | 4,035 |
| Long-term assets (5+ years) | $16,002,000 | 3,825 |
| Average Assets, year-to-date | $102,216,200 | 4,435 |
| Average Assets, quarterly | $112,447,500 | 4,253 |
| Volatile liabilities | $25,876,000 | 3,142 |
| Insider loans | $2,548,000 | 2,059 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $23,288,000 | 2,367 |
| Tier 1 (core) risk-based capital | $12,605,000 | 3,736 |
| Tier 2 risk-based capital | $893,000 | 3,853 |
| Total risk weighted assets | $79,893,000 | 4,029 |
| Total unused commitments | $23,288,000 | 2,374 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 23 | 5,961 |
| Assets and Liabilities | ||
| Total Assets: | $88,248,000 | 4,977 |
| Cash and due from depository institutions | $1,880,000 | 5,961 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $22,148,000 | 4,216 |
| Federal funds sold & reverse repurchase agreements | $15,314,000 | 943 |
| Net loans & leases | $47,572,000 | 5,395 |
| Loan loss allowance | $635,000 | 5,045 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $514,000 | 7,290 |
| Other real estate owned | $0 | 5,961 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $820,000 | 7,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,248,000 | 4,977 |
| Total liabilities | $79,345,000 | 4,968 |
| Total deposits | $70,949,000 | 5,097 |
| Interest-bearing deposits | $44,194,000 | 6,190 |
| Deposits held in domestic offices | $70,949,000 | 5,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,950,000 | 1,204 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $446,000 | 5,760 |
| Total equity capital | $8,903,000 | 4,930 |
| Total bank equity capital | $8,903,000 | 4,930 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $4,435,000 | 847 |
| Surplus | $4,428,000 | 3,416 |
| Undivided profits | $40,000 | 8,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 8,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $294,000 | 7,603 |
| Earning assets | $85,034,000 | 4,792 |
| Long-term assets (5+ years) | $4,935,000 | 6,176 |
| Average Assets, year-to-date | $78,352,400 | 5,211 |
| Average Assets, quarterly | $86,880,500 | 4,992 |
| Volatile liabilities | $20,157,000 | 3,660 |
| Insider loans | $6,942,000 | 667 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,841,000 | 3,545 |
| Tier 1 (core) risk-based capital | $8,825,000 | 4,816 |
| Tier 2 risk-based capital | $635,000 | 4,743 |
| Total risk weighted assets | $58,597,000 | 4,903 |
| Total unused commitments | $11,841,000 | 3,553 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 19 | 6,692 |
| Assets and Liabilities | ||
| Total Assets: | $62,295,000 | 6,104 |
| Cash and due from depository institutions | $2,585,000 | 6,692 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $15,449,000 | 5,479 |
| Federal funds sold & reverse repurchase agreements | $11,893,000 | 1,013 |
| Net loans & leases | $31,295,000 | 6,680 |
| Loan loss allowance | $447,000 | 6,086 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $571,000 | 7,233 |
| Other real estate owned | $0 | 6,692 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $502,000 | 8,110 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $62,295,000 | 6,104 |
| Total liabilities | $53,925,000 | 6,202 |
| Total deposits | $47,314,000 | 6,402 |
| Interest-bearing deposits | $31,991,000 | 7,174 |
| Deposits held in domestic offices | $47,314,000 | 6,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,335,000 | 1,393 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $276,000 | 7,513 |
| Total equity capital | $8,370,000 | 5,062 |
| Total bank equity capital | $8,370,000 | 5,062 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $4,415,000 | 847 |
| Surplus | $4,410,000 | 3,356 |
| Undivided profits | $-455,000 | 9,313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $168,000 | 8,318 |
| Earning assets | $58,637,000 | 6,007 |
| Long-term assets (5+ years) | $1,878,000 | 7,415 |
| Average Assets, year-to-date | $54,141,400 | 6,397 |
| Average Assets, quarterly | $64,279,500 | 5,926 |
| Volatile liabilities | $17,217,000 | 4,068 |
| Insider loans | $3,028,000 | 1,608 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,599,000 | 4,382 |
| Tier 1 (core) risk-based capital | $8,441,000 | 4,910 |
| Tier 2 risk-based capital | $447,000 | 5,773 |
| Total risk weighted assets | $41,693,400 | 5,938 |
| Total unused commitments | $7,599,000 | 4,383 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 14 | 7,887 |
| Assets and Liabilities | ||
| Total Assets: | $40,795,000 | 7,614 |
| Cash and due from depository institutions | $628,000 | 7,887 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $10,978,000 | 6,786 |
| Federal funds sold & reverse repurchase agreements | $4,569,000 | 2,075 |
| Net loans & leases | $23,925,000 | 7,463 |
| Loan loss allowance | $365,000 | 6,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $357,000 | 8,331 |
| Other real estate owned | $0 | 7,887 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $339,000 | 9,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,796,000 | 7,614 |
| Total liabilities | $33,060,000 | 7,883 |
| Total deposits | $28,892,000 | 8,118 |
| Interest-bearing deposits | $24,060,000 | 8,167 |
| Deposits held in domestic offices | $28,892,000 | 8,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,011,000 | 1,883 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $157,000 | 8,649 |
| Total equity capital | $7,736,000 | 5,245 |
| Total bank equity capital | $7,736,000 | 5,245 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,398,000 | 869 |
| Surplus | $4,398,000 | 3,338 |
| Undivided profits | $-1,060,000 | 9,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $104,000 | 9,102 |
| Earning assets | $39,472,000 | 7,409 |
| Long-term assets (5+ years) | $1,665,000 | 7,881 |
| Average Assets, year-to-date | $33,079,600 | 8,100 |
| Average Assets, quarterly | $39,528,000 | 7,665 |
| Volatile liabilities | $12,325,000 | 4,851 |
| Insider loans | $2,614,000 | 1,782 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,893,000 | 5,050 |
| Tier 1 (core) risk-based capital | $7,986,000 | 5,115 |
| Tier 2 risk-based capital | $365,000 | 6,385 |
| Total risk weighted assets | $29,980,700 | 6,986 |
| Total unused commitments | $5,893,000 | 5,052 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 10 | 8,990 |
| Assets and Liabilities | ||
| Total Assets: | $22,269,000 | 9,328 |
| Cash and due from depository institutions | $536,000 | 8,990 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $12,105,000 | 6,510 |
| Federal funds sold & reverse repurchase agreements | $4,141,000 | 3,935 |
| Net loans & leases | $4,832,000 | 10,140 |
| Loan loss allowance | $73,000 | 9,910 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $458,000 | 7,958 |
| Other real estate owned | $0 | 8,990 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $197,000 | 9,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,269,000 | 9,328 |
| Total liabilities | $14,019,000 | 9,834 |
| Total deposits | $12,761,000 | 9,873 |
| Interest-bearing deposits | $10,455,000 | 9,870 |
| Deposits held in domestic offices | $12,761,000 | 9,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,134,000 | 2,322 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $124,000 | 9,462 |
| Total equity capital | $8,250,000 | 5,070 |
| Total bank equity capital | $8,250,000 | 5,070 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,398,000 | 838 |
| Surplus | $4,398,000 | 3,193 |
| Undivided profits | $-546,000 | 10,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $21,000 | 10,174 |
| Earning assets | $21,078,000 | 9,240 |
| Long-term assets (5+ years) | $2,095,000 | 7,683 |
| Average Assets, year-to-date | $19,153,500 | 9,496 |
| Average Assets, quarterly | $19,153,500 | 9,563 |
| Volatile liabilities | $3,473,000 | 7,938 |
| Insider loans | $910,000 | 3,783 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,098,000 | 7,364 |
| Tier 1 (core) risk-based capital | $8,256,000 | 4,887 |
| Tier 2 risk-based capital | $73,000 | 9,831 |
| Total risk weighted assets | $9,337,700 | 9,773 |
| Total unused commitments | $2,098,000 | 7,376 |
| Derivatives | $0 | 527 |