Home > Postville State Bank > Income and Expense
Postville State Bank, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 7,078 |
| Total interest expense | $1,137,000 | 5,963 |
| Net interest income | $1,281,000 | 7,580 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $57,000 | 8,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $22,000 | 7,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,739 |
| Total noninterest expense | $968,000 | 7,804 |
| Salaries and employee benefits | $384,000 | 8,259 |
| Premises and equipment expense | $63,000 | 8,304 |
| Additional noninterest expense | $521,000 | 6,457 |
| Pre-tax net operating income | $370,000 | 7,162 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $129,000 | 5,149 |
| Income before extraordinary items | $241,000 | 7,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $241,000 | 7,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $2,678,000 | 1,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $241,000 | 7,388 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,396 |
| Total interest expense | $701,000 | 6,359 |
| Net interest income | $856,000 | 7,802 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $38,000 | 8,468 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,525 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $23,000 | 7,869 |
| Total noninterest expense | $663,000 | 7,932 |
| Salaries and employee benefits | $241,000 | 8,422 |
| Premises and equipment expense | $47,000 | 8,313 |
| Additional noninterest expense | $375,000 | 6,549 |
| Pre-tax net operating income | $231,000 | 7,514 |
| Securities gains (losses) | $30,000 | 1,073 |
| Applicable income taxes | $56,000 | 5,719 |
| Income before extraordinary items | $205,000 | 7,416 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $205,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $2,678,000 | 827 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $181,300 | 7,519 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $758,000 | 7,895 |
| Total interest expense | $329,000 | 7,020 |
| Net interest income | $429,000 | 8,207 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $17,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $7,000 | 7,607 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,000 | 8,146 |
| Total noninterest expense | $197,000 | 8,688 |
| Salaries and employee benefits | $119,000 | 8,644 |
| Premises and equipment expense | $20,000 | 8,575 |
| Additional noninterest expense | $58,000 | 8,649 |
| Pre-tax net operating income | $249,000 | 6,922 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $48,000 | 5,551 |
| Income before extraordinary items | $201,000 | 6,932 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $201,000 | 6,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $2,500,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $201,000 | 6,882 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $624,000 | 7,009 |
| Total interest expense | $309,000 | 5,393 |
| Net interest income | $315,000 | 7,744 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $235,000 | 7,913 |
| Salaries and employee benefits | $119,000 | 8,026 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $42,000 | 4,975 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 6,451 |
| Total interest expense | $1,138,000 | 5,275 |
| Net interest income | $1,833,000 | 6,851 |
| Provision for loan and lease losses | $50,000 | 5,899 |
| Total noninterest income | $58,000 | 8,518 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $31,000 | 7,538 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $1,174,000 | 7,486 |
| Salaries and employee benefits | $694,000 | 7,309 |
| Premises and equipment expense | $92,000 | 8,068 |
| Additional noninterest expense | $388,000 | 7,194 |
| Pre-tax net operating income | $667,000 | 6,200 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $179,000 | 4,887 |
| Income before extraordinary items | $488,000 | 6,408 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $488,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,972 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $488,000 | 6,334 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 6,383 |
| Total interest expense | $849,000 | 5,264 |
| Net interest income | $1,439,000 | 6,743 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $44,000 | 8,559 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $645,000 | 8,057 |
| Salaries and employee benefits | $337,000 | 8,123 |
| Premises and equipment expense | $52,000 | 8,371 |
| Additional noninterest expense | $256,000 | 7,446 |
| Pre-tax net operating income | $838,000 | 5,059 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $260,000 | 4,011 |
| Income before extraordinary items | $578,000 | 5,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $578,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $578,000 | 5,385 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 6,428 |
| Total interest expense | $566,000 | 5,283 |
| Net interest income | $950,000 | 6,798 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $35,000 | 8,502 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $432,000 | 8,097 |
| Salaries and employee benefits | $224,000 | 8,186 |
| Premises and equipment expense | $28,000 | 8,588 |
| Additional noninterest expense | $180,000 | 7,373 |
| Pre-tax net operating income | $553,000 | 5,053 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $170,000 | 4,043 |
| Income before extraordinary items | $383,000 | 5,425 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $383,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $383,000 | 5,335 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $740,000 | 6,526 |
| Total interest expense | $284,000 | 5,339 |
| Net interest income | $456,000 | 6,944 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $17,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $210,000 | 8,172 |
| Salaries and employee benefits | $116,000 | 8,166 |
| Premises and equipment expense | $14,000 | 8,600 |
| Additional noninterest expense | $80,000 | 7,636 |
| Pre-tax net operating income | $263,000 | 5,139 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $75,000 | 4,234 |
| Income before extraordinary items | $188,000 | 5,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,177 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,000 | 5,373 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 6,411 |
| Total interest expense | $1,415,000 | 5,050 |
| Net interest income | $1,687,000 | 7,080 |
| Provision for loan and lease losses | $119,000 | 5,068 |
| Total noninterest income | $207,000 | 7,297 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $178,000 | 5,511 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $1,002,000 | 7,872 |
| Salaries and employee benefits | $557,000 | 7,873 |
| Premises and equipment expense | $93,000 | 8,154 |
| Additional noninterest expense | $352,000 | 7,432 |
| Pre-tax net operating income | $773,000 | 5,779 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $225,000 | 4,742 |
| Income before extraordinary items | $548,000 | 6,138 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $548,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,768 |
| Cash dividends | $300,000 | 4,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $548,000 | 5,991 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,366,000 | 6,427 |
| Total interest expense | $1,109,000 | 5,054 |
| Net interest income | $1,257,000 | 7,135 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $157,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $135,000 | 5,524 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $636,000 | 8,193 |
| Salaries and employee benefits | $343,000 | 8,225 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $231,000 | 7,720 |
| Pre-tax net operating income | $778,000 | 5,213 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $237,000 | 4,372 |
| Income before extraordinary items | $541,000 | 5,652 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $541,000 | 5,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,563 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $541,000 | 5,472 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,614,000 | 6,394 |
| Total interest expense | $781,000 | 5,008 |
| Net interest income | $833,000 | 7,164 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $105,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $88,000 | 5,550 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $398,000 | 8,300 |
| Salaries and employee benefits | $228,000 | 8,271 |
| Premises and equipment expense | $18,000 | 8,986 |
| Additional noninterest expense | $152,000 | 7,741 |
| Pre-tax net operating income | $540,000 | 5,118 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $164,000 | 4,343 |
| Income before extraordinary items | $376,000 | 5,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $376,000 | 5,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $376,000 | 5,362 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $824,000 | 6,369 |
| Total interest expense | $398,000 | 5,051 |
| Net interest income | $426,000 | 7,113 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 5,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $193,000 | 8,399 |
| Salaries and employee benefits | $113,000 | 8,316 |
| Premises and equipment expense | $11,000 | 8,922 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $287,000 | 4,906 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 6,405 |
| Total interest expense | $1,832,000 | 5,098 |
| Net interest income | $1,597,000 | 7,275 |
| Provision for loan and lease losses | $50,000 | 6,677 |
| Total noninterest income | $219,000 | 7,119 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $184,000 | 5,401 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $947,000 | 8,045 |
| Salaries and employee benefits | $534,000 | 7,997 |
| Premises and equipment expense | $101,000 | 8,155 |
| Additional noninterest expense | $312,000 | 7,726 |
| Pre-tax net operating income | $819,000 | 5,709 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $254,000 | 4,735 |
| Income before extraordinary items | $565,000 | 6,123 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $565,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $565,000 | 5,965 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,600,000 | 6,679 |
| Total interest expense | $2,250,000 | 5,749 |
| Net interest income | $1,350,000 | 7,596 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $135,000 | 8,036 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $109,000 | 6,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $26,000 | 8,488 |
| Total noninterest expense | $858,000 | 8,308 |
| Salaries and employee benefits | $442,000 | 8,442 |
| Premises and equipment expense | $84,000 | 8,558 |
| Additional noninterest expense | $332,000 | 7,631 |
| Pre-tax net operating income | $627,000 | 6,074 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $180,000 | 5,192 |
| Income before extraordinary items | $447,000 | 6,321 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $447,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,677 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $447,000 | 6,203 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,515,000 | 6,919 |
| Total interest expense | $2,174,000 | 6,014 |
| Net interest income | $1,341,000 | 7,778 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $136,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $805,000 | 8,556 |
| Salaries and employee benefits | $442,000 | 8,535 |
| Premises and equipment expense | $85,000 | 8,701 |
| Additional noninterest expense | $278,000 | 8,124 |
| Pre-tax net operating income | $672,000 | 6,337 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $258,000 | 4,918 |
| Income before extraordinary items | $414,000 | 6,766 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $414,000 | 6,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,048 |
| Cash dividends | $200,000 | 5,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $414,000 | 6,772 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,389,000 | 6,945 |
| Total interest expense | $1,958,000 | 6,076 |
| Net interest income | $1,431,000 | 7,724 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 6,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,216 |
| Total noninterest expense | $804,000 | 8,719 |
| Salaries and employee benefits | $425,000 | 8,758 |
| Premises and equipment expense | $99,000 | 8,653 |
| Additional noninterest expense | $280,000 | 8,296 |
| Pre-tax net operating income | $754,000 | 6,113 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $250,000 | 5,204 |
| Income before extraordinary items | $504,000 | 6,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $504,000 | 6,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $504,000 | 6,391 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 7,233 |
| Total interest expense | $2,036,000 | 6,126 |
| Net interest income | $1,215,000 | 8,304 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $118,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,387 |
| Total noninterest expense | $810,000 | 8,750 |
| Salaries and employee benefits | $432,000 | 8,762 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $273,000 | 8,378 |
| Pre-tax net operating income | $523,000 | 7,255 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $179,000 | 6,436 |
| Income before extraordinary items | $344,000 | 7,569 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $344,000 | 7,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $344,000 | 7,488 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 7,600 |
| Total interest expense | $1,911,000 | 6,444 |
| Net interest income | $1,214,000 | 8,655 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $109,000 | 9,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $737,000 | 9,272 |
| Salaries and employee benefits | $383,000 | 9,368 |
| Premises and equipment expense | $87,000 | 9,278 |
| Additional noninterest expense | $267,000 | 8,663 |
| Pre-tax net operating income | $586,000 | 7,488 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $199,000 | 6,887 |
| Income before extraordinary items | $387,000 | 7,729 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $387,000 | 7,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,879 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $387,000 | 7,671 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,944,000 | 8,074 |
| Total interest expense | $1,789,000 | 6,865 |
| Net interest income | $1,155,000 | 9,139 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $115,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $100,000 | 7,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $651,000 | 9,988 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $223,000 | 9,673 |
| Pre-tax net operating income | $619,000 | 7,320 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $201,000 | 7,127 |
| Income before extraordinary items | $418,000 | 7,472 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $418,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $418,000 | 7,415 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 8,657 |
| Total interest expense | $1,630,000 | 7,326 |
| Net interest income | $1,055,000 | 9,763 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $136,000 | 9,549 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,621 |
| Total noninterest expense | $672,000 | 10,287 |
| Salaries and employee benefits | $349,000 | 10,341 |
| Premises and equipment expense | $73,000 | 10,394 |
| Additional noninterest expense | $250,000 | 9,821 |
| Pre-tax net operating income | $519,000 | 8,335 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $370,000 | 8,317 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $370,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $160,000 | 5,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $370,000 | 8,300 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 8,987 |
| Total interest expense | $1,314,000 | 7,504 |
| Net interest income | $1,138,000 | 9,943 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $100,000 | 10,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $681,000 | 10,780 |
| Salaries and employee benefits | $326,000 | 10,965 |
| Premises and equipment expense | $76,000 | 10,773 |
| Additional noninterest expense | $279,000 | 10,198 |
| Pre-tax net operating income | $557,000 | 8,263 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $178,000 | 7,747 |
| Income before extraordinary items | $379,000 | 8,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $379,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,043 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $379,000 | 8,419 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,474,000 | 9,239 |
| Total interest expense | $1,292,000 | 7,915 |
| Net interest income | $1,182,000 | 10,121 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $51,000 | 12,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 10,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $668,000 | 11,314 |
| Salaries and employee benefits | $317,000 | 11,477 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $272,000 | 10,796 |
| Pre-tax net operating income | $565,000 | 8,190 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $356,000 | 8,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 11,543 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $356,000 | 8,614 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 9,669 |
| Total interest expense | $1,436,000 | 8,721 |
| Net interest income | $1,193,000 | 10,352 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $47,000 | 13,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $26,000 | 11,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $648,000 | 11,786 |
| Salaries and employee benefits | $300,000 | 12,009 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $289,000 | 10,986 |
| Pre-tax net operating income | $592,000 | 7,768 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $202,000 | 7,524 |
| Income before extraordinary items | $390,000 | 8,320 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $390,000 | 8,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 9,962 |
| Cash dividends | $60,000 | 7,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $390,000 | 7,960 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.