Home > Portsmouth Savings Bank > Income and Expense
Portsmouth Savings Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,089,000 | 1,875 |
| Total interest expense | $8,716,000 | 1,810 |
| Net interest income | $9,373,000 | 1,906 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $354,000 | 6,390 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $198,000 | 5,597 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $156,000 | 5,866 |
| Total noninterest expense | $3,300,000 | 3,992 |
| Salaries and employee benefits | $2,059,000 | 3,247 |
| Premises and equipment expense | $575,000 | 3,347 |
| Additional noninterest expense | $666,000 | 5,939 |
| Pre-tax net operating income | $6,427,000 | 1,145 |
| Securities gains (losses) | $1,529,000 | 189 |
| Applicable income taxes | $2,375,000 | 1,051 |
| Income before extraordinary items | $5,581,000 | 952 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,581,000 | 953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $4,869,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,510,700 | 1,121 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,428,000 | 1,839 |
| Total interest expense | $8,024,000 | 1,949 |
| Net interest income | $10,404,000 | 1,719 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $283,000 | 7,279 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $193,000 | 5,806 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $3,616,000 | 3,626 |
| Salaries and employee benefits | $2,233,000 | 2,983 |
| Premises and equipment expense | $579,000 | 3,303 |
| Additional noninterest expense | $804,000 | 5,234 |
| Pre-tax net operating income | $7,071,000 | 1,100 |
| Securities gains (losses) | $939,000 | 232 |
| Applicable income taxes | $2,326,000 | 1,102 |
| Income before extraordinary items | $5,684,000 | 938 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,684,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,530 |
| Cash dividends | $4,394,000 | 707 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,017,310 | 1,051 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $17,772,000 | 1,728 |
| Total interest expense | $6,442,000 | 1,935 |
| Net interest income | $11,330,000 | 1,597 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $296,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $111,000 | 7,194 |
| Total noninterest expense | $4,020,000 | 3,412 |
| Salaries and employee benefits | $2,094,000 | 3,149 |
| Premises and equipment expense | $643,000 | 3,063 |
| Additional noninterest expense | $1,283,000 | 3,818 |
| Pre-tax net operating income | $7,606,000 | 1,008 |
| Securities gains (losses) | $204,000 | 490 |
| Applicable income taxes | $2,255,000 | 1,084 |
| Income before extraordinary items | $5,555,000 | 934 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,555,000 | 930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $4,022,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,410,160 | 959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,826,000 | 1,660 |
| Total interest expense | $7,599,000 | 1,738 |
| Net interest income | $11,227,000 | 1,606 |
| Provision for loan and lease losses | $71,000 | 6,619 |
| Total noninterest income | $1,090,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $188,000 | 6,206 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $902,000 | 2,200 |
| Total noninterest expense | $4,399,000 | 3,187 |
| Salaries and employee benefits | $2,209,000 | 2,970 |
| Premises and equipment expense | $695,000 | 2,901 |
| Additional noninterest expense | $1,495,000 | 3,516 |
| Pre-tax net operating income | $7,847,000 | 927 |
| Securities gains (losses) | $255,000 | 1,441 |
| Applicable income taxes | $2,475,000 | 1,011 |
| Income before extraordinary items | $5,627,000 | 926 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,627,000 | 967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 4,406 |
| Cash dividends | $3,255,000 | 668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,451,050 | 897 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,903,000 | 1,775 |
| Total interest expense | $10,749,000 | 1,614 |
| Net interest income | $9,154,000 | 1,997 |
| Provision for loan and lease losses | $201,000 | 5,185 |
| Total noninterest income | $281,000 | 7,989 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $183,000 | 6,326 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $98,000 | 8,137 |
| Total noninterest expense | $4,468,000 | 3,184 |
| Salaries and employee benefits | $2,271,000 | 2,857 |
| Premises and equipment expense | $683,000 | 2,979 |
| Additional noninterest expense | $1,514,000 | 3,568 |
| Pre-tax net operating income | $4,766,000 | 1,338 |
| Securities gains (losses) | $485,000 | 1,110 |
| Applicable income taxes | $1,404,000 | 1,526 |
| Income before extraordinary items | $3,847,000 | 1,219 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,847,000 | 1,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 3,967 |
| Cash dividends | $2,567,000 | 681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,492,950 | 1,233 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.