Home > Portage Commerce Bank > Income and Expense
Portage Commerce Bank, Income and Expense
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,383,000 | 2,758 |
| Total interest expense | $6,159,000 | 2,458 |
| Net interest income | $7,224,000 | 2,959 |
| Provision for loan and lease losses | $820,000 | 3,005 |
| Total noninterest income | $980,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $400,000 | 3,455 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $580,000 | 2,943 |
| Total noninterest expense | $3,833,000 | 4,375 |
| Salaries and employee benefits | $1,393,000 | 5,555 |
| Premises and equipment expense | $373,000 | 5,279 |
| Additional noninterest expense | $2,067,000 | 2,786 |
| Pre-tax net operating income | $3,551,000 | 1,538 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,185,000 | 1,047 |
| Income before extraordinary items | $2,366,000 | 1,694 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,366,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 3,028 |
| Cash dividends | $1,840,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,366,000 | 1,807 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 2,787 |
| Total interest expense | $4,685,000 | 2,517 |
| Net interest income | $5,448,000 | 2,976 |
| Provision for loan and lease losses | $717,000 | 2,229 |
| Total noninterest income | $820,000 | 3,282 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $272,000 | 3,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $548,000 | 2,669 |
| Total noninterest expense | $2,869,000 | 4,364 |
| Salaries and employee benefits | $1,054,000 | 5,533 |
| Premises and equipment expense | $253,000 | 5,547 |
| Additional noninterest expense | $1,562,000 | 2,676 |
| Pre-tax net operating income | $2,682,000 | 1,818 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $895,000 | 1,261 |
| Income before extraordinary items | $1,787,000 | 1,967 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,787,000 | 1,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,350 |
| Cash dividends | $1,380,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,787,000 | 2,070 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,798,000 | 2,801 |
| Total interest expense | $3,142,000 | 2,601 |
| Net interest income | $3,656,000 | 2,949 |
| Provision for loan and lease losses | $568,000 | 1,773 |
| Total noninterest income | $481,000 | 3,590 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $182,000 | 3,665 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $299,000 | 3,022 |
| Total noninterest expense | $1,903,000 | 4,400 |
| Salaries and employee benefits | $696,000 | 5,611 |
| Premises and equipment expense | $167,000 | 5,612 |
| Additional noninterest expense | $1,040,000 | 2,657 |
| Pre-tax net operating income | $1,666,000 | 1,997 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $562,000 | 1,471 |
| Income before extraordinary items | $1,104,000 | 2,369 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,104,000 | 2,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,982 |
| Cash dividends | $920,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,104,000 | 2,326 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 2,863 |
| Total interest expense | $1,604,000 | 2,711 |
| Net interest income | $1,810,000 | 2,966 |
| Provision for loan and lease losses | $245,000 | 1,612 |
| Total noninterest income | $246,000 | 3,549 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $163,000 | 2,901 |
| Total noninterest expense | $986,000 | 4,279 |
| Salaries and employee benefits | $376,000 | 5,428 |
| Premises and equipment expense | $83,000 | 5,643 |
| Additional noninterest expense | $527,000 | 2,592 |
| Pre-tax net operating income | $825,000 | 2,084 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $284,000 | 1,535 |
| Income before extraordinary items | $541,000 | 2,527 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $541,000 | 2,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,452 |
| Cash dividends | $460,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $541,000 | 2,451 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,541,000 | 2,771 |
| Total interest expense | $6,854,000 | 2,686 |
| Net interest income | $7,687,000 | 2,841 |
| Provision for loan and lease losses | $315,000 | 3,099 |
| Total noninterest income | $938,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $287,000 | 4,170 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $651,000 | 2,874 |
| Total noninterest expense | $4,907,000 | 3,478 |
| Salaries and employee benefits | $2,494,000 | 3,724 |
| Premises and equipment expense | $370,000 | 5,246 |
| Additional noninterest expense | $2,043,000 | 2,615 |
| Pre-tax net operating income | $3,403,000 | 2,242 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,151,000 | 1,692 |
| Income before extraordinary items | $2,252,000 | 2,580 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,252,000 | 2,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,632 |
| Cash dividends | $2,600,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,252,000 | 2,575 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,827,000 | 2,780 |
| Total interest expense | $5,046,000 | 2,723 |
| Net interest income | $5,781,000 | 2,828 |
| Provision for loan and lease losses | $250,000 | 2,604 |
| Total noninterest income | $753,000 | 3,529 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 4,151 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $535,000 | 2,726 |
| Total noninterest expense | $3,636,000 | 3,512 |
| Salaries and employee benefits | $1,846,000 | 3,764 |
| Premises and equipment expense | $268,000 | 5,344 |
| Additional noninterest expense | $1,522,000 | 2,584 |
| Pre-tax net operating income | $2,648,000 | 2,329 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $909,000 | 1,748 |
| Income before extraordinary items | $1,739,000 | 2,668 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,739,000 | 2,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,906 |
| Cash dividends | $1,950,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,739,000 | 2,646 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,126,000 | 2,818 |
| Total interest expense | $3,302,000 | 2,754 |
| Net interest income | $3,824,000 | 2,872 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $497,000 | 3,576 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $147,000 | 4,127 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $350,000 | 2,769 |
| Total noninterest expense | $2,442,000 | 3,508 |
| Salaries and employee benefits | $1,247,000 | 3,752 |
| Premises and equipment expense | $179,000 | 5,354 |
| Additional noninterest expense | $1,016,000 | 2,589 |
| Pre-tax net operating income | $1,699,000 | 2,457 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $587,000 | 1,869 |
| Income before extraordinary items | $1,112,000 | 2,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,112,000 | 2,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 1,457 |
| Cash dividends | $1,300,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,112,000 | 2,790 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 2,836 |
| Total interest expense | $1,621,000 | 2,789 |
| Net interest income | $1,916,000 | 2,862 |
| Provision for loan and lease losses | $61,000 | 2,735 |
| Total noninterest income | $216,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $1,263,000 | 3,431 |
| Salaries and employee benefits | $643,000 | 3,698 |
| Premises and equipment expense | $89,000 | 5,403 |
| Additional noninterest expense | $531,000 | 2,476 |
| Pre-tax net operating income | $808,000 | 2,547 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $279,000 | 1,947 |
| Income before extraordinary items | $529,000 | 2,884 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $529,000 | 2,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $650,000 | 1,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $529,000 | 2,875 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,979,000 | 2,693 |
| Total interest expense | $5,692,000 | 2,708 |
| Net interest income | $8,287,000 | 2,680 |
| Provision for loan and lease losses | $132,000 | 4,240 |
| Total noninterest income | $834,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $304,000 | 4,111 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $530,000 | 3,236 |
| Total noninterest expense | $4,878,000 | 3,419 |
| Salaries and employee benefits | $2,485,000 | 3,625 |
| Premises and equipment expense | $345,000 | 5,369 |
| Additional noninterest expense | $2,048,000 | 2,527 |
| Pre-tax net operating income | $4,111,000 | 2,215 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,405,000 | 1,764 |
| Income before extraordinary items | $2,706,000 | 2,450 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,706,000 | 2,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 1,248 |
| Cash dividends | $2,900,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,706,000 | 2,436 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,441,000 | 2,697 |
| Total interest expense | $4,160,000 | 2,687 |
| Net interest income | $6,281,000 | 2,692 |
| Provision for loan and lease losses | $102,000 | 4,054 |
| Total noninterest income | $581,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $225,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,406 |
| Total noninterest expense | $3,679,000 | 3,395 |
| Salaries and employee benefits | $1,896,000 | 3,581 |
| Premises and equipment expense | $261,000 | 5,339 |
| Additional noninterest expense | $1,522,000 | 2,525 |
| Pre-tax net operating income | $3,081,000 | 2,285 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,060,000 | 1,812 |
| Income before extraordinary items | $2,021,000 | 2,540 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,021,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,159 |
| Cash dividends | $2,300,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,021,000 | 2,528 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,879,000 | 2,689 |
| Total interest expense | $2,705,000 | 2,650 |
| Net interest income | $4,174,000 | 2,701 |
| Provision for loan and lease losses | $95,000 | 3,398 |
| Total noninterest income | $326,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $178,000 | 3,960 |
| Total noninterest expense | $2,453,000 | 3,394 |
| Salaries and employee benefits | $1,295,000 | 3,535 |
| Premises and equipment expense | $172,000 | 5,374 |
| Additional noninterest expense | $986,000 | 2,605 |
| Pre-tax net operating income | $1,952,000 | 2,353 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $671,000 | 1,900 |
| Income before extraordinary items | $1,281,000 | 2,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,281,000 | 2,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,031 |
| Cash dividends | $1,700,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,281,000 | 2,630 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,399,000 | 2,673 |
| Total interest expense | $1,326,000 | 2,597 |
| Net interest income | $2,073,000 | 2,700 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $178,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $70,000 | 4,229 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $1,204,000 | 3,461 |
| Salaries and employee benefits | $647,000 | 3,557 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $472,000 | 2,670 |
| Pre-tax net operating income | $982,000 | 2,305 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $337,000 | 1,862 |
| Income before extraordinary items | $645,000 | 2,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $645,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 651 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $645,000 | 2,582 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,017,000 | 2,537 |
| Total interest expense | $4,406,000 | 2,454 |
| Net interest income | $8,611,000 | 2,532 |
| Provision for loan and lease losses | $721,000 | 1,383 |
| Total noninterest income | $1,105,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $267,000 | 4,429 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $838,000 | 2,463 |
| Total noninterest expense | $4,528,000 | 3,519 |
| Salaries and employee benefits | $2,430,000 | 3,565 |
| Premises and equipment expense | $280,000 | 5,917 |
| Additional noninterest expense | $1,818,000 | 2,732 |
| Pre-tax net operating income | $4,467,000 | 2,039 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,527,000 | 1,687 |
| Income before extraordinary items | $2,940,000 | 2,286 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,940,000 | 2,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $641,000 | 953 |
| Cash dividends | $2,050,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,940,000 | 2,249 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,571,000 | 2,521 |
| Total interest expense | $3,137,000 | 2,450 |
| Net interest income | $6,434,000 | 2,520 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $737,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $207,000 | 4,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $530,000 | 2,765 |
| Total noninterest expense | $3,357,000 | 3,516 |
| Salaries and employee benefits | $1,831,000 | 3,520 |
| Premises and equipment expense | $200,000 | 6,037 |
| Additional noninterest expense | $1,326,000 | 2,774 |
| Pre-tax net operating income | $3,446,000 | 2,005 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,183,000 | 1,673 |
| Income before extraordinary items | $2,263,000 | 2,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,263,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $399,000 | 1,017 |
| Cash dividends | $1,600,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,263,000 | 2,215 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,273,000 | 2,499 |
| Total interest expense | $1,966,000 | 2,452 |
| Net interest income | $4,307,000 | 2,485 |
| Provision for loan and lease losses | $242,000 | 1,825 |
| Total noninterest income | $504,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $142,000 | 4,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $362,000 | 2,715 |
| Total noninterest expense | $2,237,000 | 3,499 |
| Salaries and employee benefits | $1,225,000 | 3,503 |
| Premises and equipment expense | $138,000 | 5,954 |
| Additional noninterest expense | $874,000 | 2,795 |
| Pre-tax net operating income | $2,332,000 | 1,946 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $800,000 | 1,616 |
| Income before extraordinary items | $1,532,000 | 2,195 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,532,000 | 2,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 1,460 |
| Cash dividends | $900,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,532,000 | 2,158 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 2,545 |
| Total interest expense | $922,000 | 2,497 |
| Net interest income | $2,115,000 | 2,528 |
| Provision for loan and lease losses | $135,000 | 1,592 |
| Total noninterest income | $243,000 | 3,533 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $74,000 | 4,114 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $169,000 | 2,768 |
| Total noninterest expense | $1,088,000 | 3,601 |
| Salaries and employee benefits | $584,000 | 3,648 |
| Premises and equipment expense | $70,000 | 5,955 |
| Additional noninterest expense | $434,000 | 2,794 |
| Pre-tax net operating income | $1,135,000 | 1,958 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $389,000 | 1,641 |
| Income before extraordinary items | $746,000 | 2,208 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $746,000 | 2,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,462 |
| Cash dividends | $450,000 | 1,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $746,000 | 2,168 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 2,661 |
| Total interest expense | $2,946,000 | 2,673 |
| Net interest income | $7,703,000 | 2,615 |
| Provision for loan and lease losses | $415,000 | 2,302 |
| Total noninterest income | $1,054,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $322,000 | 4,161 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $732,000 | 2,645 |
| Total noninterest expense | $3,990,000 | 3,754 |
| Salaries and employee benefits | $2,062,000 | 3,896 |
| Premises and equipment expense | $334,000 | 5,375 |
| Additional noninterest expense | $1,594,000 | 2,983 |
| Pre-tax net operating income | $4,352,000 | 1,906 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,490,000 | 1,609 |
| Income before extraordinary items | $2,862,000 | 2,170 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,862,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 1,757 |
| Cash dividends | $1,600,000 | 1,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,862,000 | 2,126 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,780,000 | 2,705 |
| Total interest expense | $2,148,000 | 2,696 |
| Net interest income | $5,632,000 | 2,664 |
| Provision for loan and lease losses | $330,000 | 2,085 |
| Total noninterest income | $777,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $533,000 | 2,690 |
| Total noninterest expense | $2,963,000 | 3,750 |
| Salaries and employee benefits | $1,529,000 | 3,896 |
| Premises and equipment expense | $262,000 | 5,190 |
| Additional noninterest expense | $1,172,000 | 2,998 |
| Pre-tax net operating income | $3,116,000 | 2,006 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,071,000 | 1,677 |
| Income before extraordinary items | $2,045,000 | 2,275 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,045,000 | 2,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 1,333 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,045,000 | 2,217 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 2,765 |
| Total interest expense | $1,412,000 | 2,708 |
| Net interest income | $3,634,000 | 2,744 |
| Provision for loan and lease losses | $182,000 | 2,348 |
| Total noninterest income | $420,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $163,000 | 4,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $257,000 | 3,272 |
| Total noninterest expense | $1,945,000 | 3,823 |
| Salaries and employee benefits | $999,000 | 3,985 |
| Premises and equipment expense | $195,000 | 4,840 |
| Additional noninterest expense | $751,000 | 3,116 |
| Pre-tax net operating income | $1,927,000 | 2,105 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $663,000 | 1,782 |
| Income before extraordinary items | $1,264,000 | 2,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,264,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,097 |
| Cash dividends | $800,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,264,000 | 2,341 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,496,000 | 2,794 |
| Total interest expense | $693,000 | 2,771 |
| Net interest income | $1,803,000 | 2,749 |
| Provision for loan and lease losses | $92,000 | 2,235 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $84,000 | 4,000 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $1,019,000 | 3,697 |
| Salaries and employee benefits | $495,000 | 4,040 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $391,000 | 2,982 |
| Pre-tax net operating income | $876,000 | 2,256 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $301,000 | 1,927 |
| Income before extraordinary items | $575,000 | 2,607 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $575,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $400,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $575,000 | 2,514 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,729,000 | 2,911 |
| Total interest expense | $2,864,000 | 2,982 |
| Net interest income | $6,865,000 | 2,807 |
| Provision for loan and lease losses | $248,000 | 3,572 |
| Total noninterest income | $871,000 | 4,020 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $321,000 | 4,140 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $550,000 | 3,418 |
| Total noninterest expense | $3,853,000 | 3,819 |
| Salaries and employee benefits | $1,830,000 | 4,205 |
| Premises and equipment expense | $484,000 | 4,175 |
| Additional noninterest expense | $1,539,000 | 3,007 |
| Pre-tax net operating income | $3,635,000 | 2,148 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,242,000 | 1,891 |
| Income before extraordinary items | $2,393,000 | 2,472 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,393,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,398 |
| Cash dividends | $1,500,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,393,000 | 2,357 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,299,000 | 2,943 |
| Total interest expense | $2,185,000 | 3,038 |
| Net interest income | $5,114,000 | 2,837 |
| Provision for loan and lease losses | $237,000 | 2,973 |
| Total noninterest income | $680,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $239,000 | 4,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $441,000 | 3,363 |
| Total noninterest expense | $2,908,000 | 3,788 |
| Salaries and employee benefits | $1,380,000 | 4,192 |
| Premises and equipment expense | $361,000 | 4,179 |
| Additional noninterest expense | $1,167,000 | 2,964 |
| Pre-tax net operating income | $2,649,000 | 2,262 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $911,000 | 1,998 |
| Income before extraordinary items | $1,738,000 | 2,636 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,738,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,572 |
| Cash dividends | $1,125,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,738,000 | 2,503 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,885,000 | 2,960 |
| Total interest expense | $1,485,000 | 3,078 |
| Net interest income | $3,400,000 | 2,840 |
| Provision for loan and lease losses | $207,000 | 2,464 |
| Total noninterest income | $470,000 | 3,882 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $159,000 | 4,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $311,000 | 3,227 |
| Total noninterest expense | $1,949,000 | 3,778 |
| Salaries and employee benefits | $920,000 | 4,182 |
| Premises and equipment expense | $252,000 | 4,016 |
| Additional noninterest expense | $777,000 | 2,942 |
| Pre-tax net operating income | $1,714,000 | 2,335 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $589,000 | 2,081 |
| Income before extraordinary items | $1,125,000 | 2,718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,125,000 | 2,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,471 |
| Cash dividends | $750,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,125,000 | 2,563 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,489,000 | 2,929 |
| Total interest expense | $753,000 | 3,108 |
| Net interest income | $1,736,000 | 2,786 |
| Provision for loan and lease losses | $140,000 | 1,874 |
| Total noninterest income | $243,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $165,000 | 3,042 |
| Total noninterest expense | $978,000 | 3,732 |
| Salaries and employee benefits | $457,000 | 4,194 |
| Premises and equipment expense | $122,000 | 4,095 |
| Additional noninterest expense | $399,000 | 2,873 |
| Pre-tax net operating income | $861,000 | 2,325 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $296,000 | 2,075 |
| Income before extraordinary items | $565,000 | 2,678 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $565,000 | 2,541 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,676,000 | 3,109 |
| Total interest expense | $3,414,000 | 3,181 |
| Net interest income | $6,262,000 | 3,030 |
| Provision for loan and lease losses | $473,000 | 2,494 |
| Total noninterest income | $823,000 | 3,921 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $302,000 | 4,218 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $521,000 | 3,208 |
| Total noninterest expense | $3,561,000 | 3,905 |
| Salaries and employee benefits | $1,679,000 | 4,310 |
| Premises and equipment expense | $464,000 | 4,175 |
| Additional noninterest expense | $1,418,000 | 3,087 |
| Pre-tax net operating income | $3,051,000 | 2,468 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,046,000 | 2,140 |
| Income before extraordinary items | $2,005,000 | 2,800 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,005,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,951 |
| Cash dividends | $1,500,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,005,000 | 2,710 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,531,000 | 3,173 |
| Total interest expense | $5,282,000 | 3,007 |
| Net interest income | $5,249,000 | 3,304 |
| Provision for loan and lease losses | $388,000 | 2,692 |
| Total noninterest income | $602,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $325,000 | 3,958 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $277,000 | 4,284 |
| Total noninterest expense | $3,098,000 | 4,225 |
| Salaries and employee benefits | $1,310,000 | 5,001 |
| Premises and equipment expense | $443,000 | 4,281 |
| Additional noninterest expense | $1,345,000 | 3,165 |
| Pre-tax net operating income | $2,365,000 | 2,790 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $809,000 | 2,405 |
| Income before extraordinary items | $1,556,000 | 3,136 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,556,000 | 3,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,069 |
| Cash dividends | $1,518,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,556,000 | 3,042 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 2,994 |
| Total interest expense | $5,775,000 | 2,891 |
| Net interest income | $5,746,000 | 3,067 |
| Provision for loan and lease losses | $696,000 | 1,428 |
| Total noninterest income | $452,000 | 5,180 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $252,000 | 4,507 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $200,000 | 4,803 |
| Total noninterest expense | $3,152,000 | 4,061 |
| Salaries and employee benefits | $1,349,000 | 4,757 |
| Premises and equipment expense | $408,000 | 4,443 |
| Additional noninterest expense | $1,395,000 | 3,000 |
| Pre-tax net operating income | $2,350,000 | 2,926 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $794,000 | 2,532 |
| Income before extraordinary items | $1,552,000 | 3,164 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,552,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,105 |
| Cash dividends | $975,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,554,640 | 3,161 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,052,000 | 3,206 |
| Total interest expense | $4,552,000 | 3,197 |
| Net interest income | $5,500,000 | 3,158 |
| Provision for loan and lease losses | $333,000 | 2,455 |
| Total noninterest income | $407,000 | 5,553 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $202,000 | 5,094 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $205,000 | 4,886 |
| Total noninterest expense | $2,891,000 | 4,332 |
| Salaries and employee benefits | $1,183,000 | 5,216 |
| Premises and equipment expense | $414,000 | 4,407 |
| Additional noninterest expense | $1,294,000 | 3,227 |
| Pre-tax net operating income | $2,683,000 | 2,643 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $908,000 | 2,370 |
| Income before extraordinary items | $1,775,000 | 2,842 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,775,000 | 2,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,630 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,775,000 | 2,806 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,078,000 | 3,517 |
| Total interest expense | $4,616,000 | 3,229 |
| Net interest income | $4,462,000 | 3,759 |
| Provision for loan and lease losses | $351,000 | 2,303 |
| Total noninterest income | $357,000 | 5,943 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $177,000 | 5,269 |
| Total noninterest expense | $2,362,000 | 4,960 |
| Salaries and employee benefits | $951,000 | 5,981 |
| Premises and equipment expense | $408,000 | 4,358 |
| Additional noninterest expense | $1,003,000 | 3,951 |
| Pre-tax net operating income | $2,106,000 | 3,209 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $713,000 | 2,985 |
| Income before extraordinary items | $1,393,000 | 3,453 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,393,000 | 3,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,906 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,393,000 | 3,357 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,479,000 | 4,247 |
| Total interest expense | $3,746,000 | 3,919 |
| Net interest income | $3,733,000 | 4,488 |
| Provision for loan and lease losses | $221,000 | 3,229 |
| Total noninterest income | $246,000 | 7,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 5,934 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,280 |
| Total noninterest expense | $2,001,000 | 5,654 |
| Salaries and employee benefits | $832,000 | 6,619 |
| Premises and equipment expense | $261,000 | 5,909 |
| Additional noninterest expense | $908,000 | 4,274 |
| Pre-tax net operating income | $1,757,000 | 3,939 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $589,000 | 3,737 |
| Income before extraordinary items | $1,168,000 | 4,145 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,168,000 | 4,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $550,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,168,000 | 4,086 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,141,000 | 5,094 |
| Total interest expense | $2,944,000 | 4,857 |
| Net interest income | $3,197,000 | 5,201 |
| Provision for loan and lease losses | $197,000 | 3,466 |
| Total noninterest income | $300,000 | 6,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 6,165 |
| Total noninterest expense | $1,662,000 | 6,689 |
| Salaries and employee benefits | $739,000 | 7,312 |
| Premises and equipment expense | $208,000 | 6,889 |
| Additional noninterest expense | $715,000 | 5,655 |
| Pre-tax net operating income | $1,638,000 | 4,050 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $546,000 | 3,866 |
| Income before extraordinary items | $1,092,000 | 4,179 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,092,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $550,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,092,000 | 4,120 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,327,000 | 5,716 |
| Total interest expense | $2,600,000 | 5,391 |
| Net interest income | $2,727,000 | 5,927 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $205,000 | 8,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,479 |
| Total noninterest expense | $1,445,000 | 7,447 |
| Salaries and employee benefits | $641,000 | 8,108 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $625,000 | 6,362 |
| Pre-tax net operating income | $1,366,000 | 4,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $461,000 | 4,450 |
| Income before extraordinary items | $905,000 | 4,968 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $905,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,745 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $905,000 | 4,955 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 6,540 |
| Total interest expense | $1,662,000 | 6,435 |
| Net interest income | $2,471,000 | 6,537 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $186,000 | 8,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,251 |
| Total noninterest expense | $1,406,000 | 7,899 |
| Salaries and employee benefits | $591,000 | 8,665 |
| Premises and equipment expense | $179,000 | 7,870 |
| Additional noninterest expense | $636,000 | 6,764 |
| Pre-tax net operating income | $1,161,000 | 5,363 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $410,000 | 4,680 |
| Income before extraordinary items | $751,000 | 5,609 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $751,000 | 5,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $375,000 | 3,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $751,000 | 5,678 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,623,000 | 7,371 |
| Total interest expense | $1,544,000 | 7,066 |
| Net interest income | $2,079,000 | 7,458 |
| Provision for loan and lease losses | $109,000 | 5,557 |
| Total noninterest income | $219,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $1,290,000 | 8,551 |
| Salaries and employee benefits | $531,000 | 9,371 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $583,000 | 7,491 |
| Pre-tax net operating income | $899,000 | 6,352 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $294,000 | 6,154 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $605,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,000 | 6,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 8,239 |
| Total interest expense | $1,700,000 | 7,893 |
| Net interest income | $1,762,000 | 8,461 |
| Provision for loan and lease losses | $87,000 | 7,678 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $498,000 | 9,802 |
| Premises and equipment expense | $192,000 | 8,030 |
| Additional noninterest expense | $481,000 | 8,641 |
| Pre-tax net operating income | $706,000 | 7,061 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $245,000 | 6,743 |
| Income before extraordinary items | $461,000 | 7,645 |
| Extraordinary gains, net | $58,000 | 947 |
| Net income | $519,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $461,000 | 7,295 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.