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Port St. Lucie National Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$9,608,0003,398
Total interest expense$4,323,0003,452
Net interest income$5,285,0003,354
Provision for loan and lease losses$640,0001,433
Total noninterest income$1,142,0002,793
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$619,0002,179
Trading account gains and fees$0262
Additional Noninterest Income$523,0002,831
Total noninterest expense$3,851,0003,457
Salaries and employee benefits$1,801,0003,667
Premises and equipment expense$607,0003,175
Additional noninterest expense$1,443,0003,227
Pre-tax net operating income$1,936,0003,495
Securities gains (losses)$4,0003,123
Applicable income taxes$664,0003,305
Income before extraordinary items$1,276,0003,677
Extraordinary gains, net$053
Net income$1,276,0003,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0004,017
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,273,3603,628
1995-12-31 (YTD Data)Rank
Total interest income$8,238,0003,906
Total interest expense$4,152,0003,571
Net interest income$4,086,0004,235
Provision for loan and lease losses$206,0002,940
Total noninterest income$966,0003,188
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$563,0002,399
Trading account gains and feesNANA
Additional Noninterest Income$403,0003,303
Total noninterest expense$3,293,0003,957
Salaries and employee benefits$1,520,0004,234
Premises and equipment expense$523,0003,619
Additional noninterest expense$1,250,0003,616
Pre-tax net operating income$1,553,0004,328
Securities gains (losses)$-59,00011,267
Applicable income taxes$482,0004,319
Income before extraordinary items$1,012,0004,559
Extraordinary gains, net$065
Net income$1,012,0004,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0004,292
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,052,1204,390
1994-12-31 (YTD Data)Rank
Total interest income$5,839,0004,989
Total interest expense$2,173,0005,224
Net interest income$3,666,0004,732
Provision for loan and lease losses$163,0003,436
Total noninterest income$625,0004,521
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$418,0003,254
Trading account gains and feesNANA
Additional Noninterest Income$207,0005,150
Total noninterest expense$2,581,0005,009
Salaries and employee benefits$1,144,0005,477
Premises and equipment expense$338,0005,200
Additional noninterest expense$1,099,0004,359
Pre-tax net operating income$1,547,0004,299
Securities gains (losses)$12,0002,095
Applicable income taxes$504,0004,032
Income before extraordinary items$1,055,0004,324
Extraordinary gains, net$0249
Net income$1,055,0004,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0004,111
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,046,8404,422
1993-12-31 (YTD Data)Rank
Total interest income$4,404,0006,413
Total interest expense$1,622,0006,820
Net interest income$2,782,0006,008
Provision for loan and lease losses$167,0004,380
Total noninterest income$784,0004,050
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0004,056
Trading account gains and feesNANA
Additional Noninterest Income$452,0003,483
Total noninterest expense$2,175,0005,912
Salaries and employee benefits$974,0006,281
Premises and equipment expense$294,0005,963
Additional noninterest expense$907,0005,330
Pre-tax net operating income$1,224,0005,114
Securities gains (losses)$28,0004,186
Applicable income taxes$445,0004,621
Income before extraordinary items$807,0005,536
Extraordinary gains, net$03,149
Net income$807,0005,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0006,663
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$789,0805,390
1992-12-31 (YTD Data)Rank
Total interest income$3,911,0007,628
Total interest expense$1,597,0008,212
Net interest income$2,314,0006,975
Provision for loan and lease losses$191,0005,348
Total noninterest income$579,0005,094
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$266,0004,900
Trading account gains and feesNANA
Additional Noninterest Income$313,0004,318
Total noninterest expense$1,988,0006,410
Salaries and employee benefits$863,0006,850
Premises and equipment expense$274,0006,379
Additional noninterest expense$851,0005,793
Pre-tax net operating income$714,0007,022
Securities gains (losses)$4,0007,235
Applicable income taxes$263,0006,460
Income before extraordinary items$455,0007,696
Extraordinary gains, net$01,422
Net income$455,0007,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0007,015
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$452,4407,358

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.