Home > Port St. Lucie National Bank > Income and Expense
Port St. Lucie National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $9,608,000 | 3,398 |
Total interest expense | $4,323,000 | 3,452 |
Net interest income | $5,285,000 | 3,354 |
Provision for loan and lease losses | $640,000 | 1,433 |
Total noninterest income | $1,142,000 | 2,793 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $619,000 | 2,179 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $523,000 | 2,831 |
Total noninterest expense | $3,851,000 | 3,457 |
Salaries and employee benefits | $1,801,000 | 3,667 |
Premises and equipment expense | $607,000 | 3,175 |
Additional noninterest expense | $1,443,000 | 3,227 |
Pre-tax net operating income | $1,936,000 | 3,495 |
Securities gains (losses) | $4,000 | 3,123 |
Applicable income taxes | $664,000 | 3,305 |
Income before extraordinary items | $1,276,000 | 3,677 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,276,000 | 3,676 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $96,000 | 4,017 |
Cash dividends | $0 | 8,336 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,273,360 | 3,628 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,238,000 | 3,906 |
Total interest expense | $4,152,000 | 3,571 |
Net interest income | $4,086,000 | 4,235 |
Provision for loan and lease losses | $206,000 | 2,940 |
Total noninterest income | $966,000 | 3,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $563,000 | 2,399 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $403,000 | 3,303 |
Total noninterest expense | $3,293,000 | 3,957 |
Salaries and employee benefits | $1,520,000 | 4,234 |
Premises and equipment expense | $523,000 | 3,619 |
Additional noninterest expense | $1,250,000 | 3,616 |
Pre-tax net operating income | $1,553,000 | 4,328 |
Securities gains (losses) | $-59,000 | 11,267 |
Applicable income taxes | $482,000 | 4,319 |
Income before extraordinary items | $1,012,000 | 4,559 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,012,000 | 4,557 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $77,000 | 4,292 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,052,120 | 4,390 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,839,000 | 4,989 |
Total interest expense | $2,173,000 | 5,224 |
Net interest income | $3,666,000 | 4,732 |
Provision for loan and lease losses | $163,000 | 3,436 |
Total noninterest income | $625,000 | 4,521 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $418,000 | 3,254 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $207,000 | 5,150 |
Total noninterest expense | $2,581,000 | 5,009 |
Salaries and employee benefits | $1,144,000 | 5,477 |
Premises and equipment expense | $338,000 | 5,200 |
Additional noninterest expense | $1,099,000 | 4,359 |
Pre-tax net operating income | $1,547,000 | 4,299 |
Securities gains (losses) | $12,000 | 2,095 |
Applicable income taxes | $504,000 | 4,032 |
Income before extraordinary items | $1,055,000 | 4,324 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,055,000 | 4,325 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $82,000 | 4,111 |
Cash dividends | $200,000 | 5,405 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,046,840 | 4,422 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,404,000 | 6,413 |
Total interest expense | $1,622,000 | 6,820 |
Net interest income | $2,782,000 | 6,008 |
Provision for loan and lease losses | $167,000 | 4,380 |
Total noninterest income | $784,000 | 4,050 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $332,000 | 4,056 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $452,000 | 3,483 |
Total noninterest expense | $2,175,000 | 5,912 |
Salaries and employee benefits | $974,000 | 6,281 |
Premises and equipment expense | $294,000 | 5,963 |
Additional noninterest expense | $907,000 | 5,330 |
Pre-tax net operating income | $1,224,000 | 5,114 |
Securities gains (losses) | $28,000 | 4,186 |
Applicable income taxes | $445,000 | 4,621 |
Income before extraordinary items | $807,000 | 5,536 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $807,000 | 5,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $37,000 | 6,663 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $789,080 | 5,390 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,911,000 | 7,628 |
Total interest expense | $1,597,000 | 8,212 |
Net interest income | $2,314,000 | 6,975 |
Provision for loan and lease losses | $191,000 | 5,348 |
Total noninterest income | $579,000 | 5,094 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $266,000 | 4,900 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $313,000 | 4,318 |
Total noninterest expense | $1,988,000 | 6,410 |
Salaries and employee benefits | $863,000 | 6,850 |
Premises and equipment expense | $274,000 | 6,379 |
Additional noninterest expense | $851,000 | 5,793 |
Pre-tax net operating income | $714,000 | 7,022 |
Securities gains (losses) | $4,000 | 7,235 |
Applicable income taxes | $263,000 | 6,460 |
Income before extraordinary items | $455,000 | 7,696 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $455,000 | 7,813 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 7,015 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $452,440 | 7,358 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.