Home > Port City Capital Bank > Income and Expense
Port City Capital Bank, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 2,838 |
| Total interest expense | $1,750,000 | 2,611 |
| Net interest income | $1,785,000 | 3,065 |
| Provision for loan and lease losses | $126,000 | 1,697 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $20,000 | 6,360 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $23,000 | 6,395 |
| Total noninterest expense | $693,000 | 5,286 |
| Salaries and employee benefits | $458,000 | 4,726 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $188,000 | 5,464 |
| Pre-tax net operating income | $1,009,000 | 2,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $389,000 | 1,558 |
| Income before extraordinary items | $620,000 | 2,564 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $620,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $620,000 | 2,540 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,220,000 | 3,038 |
| Total interest expense | $5,419,000 | 2,828 |
| Net interest income | $6,801,000 | 3,192 |
| Provision for loan and lease losses | $247,000 | 3,126 |
| Total noninterest income | $107,000 | 7,663 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $54,000 | 6,825 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 7,187 |
| Total noninterest expense | $4,665,000 | 3,539 |
| Salaries and employee benefits | $3,496,000 | 2,737 |
| Premises and equipment expense | $185,000 | 6,878 |
| Additional noninterest expense | $984,000 | 4,567 |
| Pre-tax net operating income | $1,996,000 | 3,648 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $846,000 | 2,405 |
| Income before extraordinary items | $1,150,000 | 4,377 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,150,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 906 |
| Net operating income | $1,150,000 | 4,357 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,865,000 | 3,105 |
| Total interest expense | $3,796,000 | 2,915 |
| Net interest income | $5,069,000 | 3,225 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $77,000 | 7,790 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $37,000 | 6,990 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 7,204 |
| Total noninterest expense | $3,923,000 | 3,219 |
| Salaries and employee benefits | $3,063,000 | 2,399 |
| Premises and equipment expense | $137,000 | 6,927 |
| Additional noninterest expense | $723,000 | 4,599 |
| Pre-tax net operating income | $1,073,000 | 4,574 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $490,000 | 2,890 |
| Income before extraordinary items | $583,000 | 5,425 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $583,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 725 |
| Net operating income | $583,000 | 5,420 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 3,172 |
| Total interest expense | $2,364,000 | 2,961 |
| Net interest income | $3,313,000 | 3,287 |
| Provision for loan and lease losses | $149,000 | 2,695 |
| Total noninterest income | $50,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $1,306,000 | 5,335 |
| Salaries and employee benefits | $803,000 | 4,977 |
| Premises and equipment expense | $90,000 | 6,981 |
| Additional noninterest expense | $413,000 | 5,093 |
| Pre-tax net operating income | $1,908,000 | 2,405 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $799,000 | 1,661 |
| Income before extraordinary items | $1,109,000 | 2,966 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,109,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 558 |
| Net operating income | $1,109,000 | 2,955 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 3,278 |
| Total interest expense | $1,107,000 | 3,008 |
| Net interest income | $1,554,000 | 3,439 |
| Provision for loan and lease losses | $99,000 | 2,041 |
| Total noninterest income | $23,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $11,000 | 7,109 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $555,000 | 5,865 |
| Salaries and employee benefits | $348,000 | 5,462 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $923,000 | 2,421 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $432,000 | 1,563 |
| Income before extraordinary items | $491,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $491,000 | 3,184 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,930,000 | 3,783 |
| Total interest expense | $3,082,000 | 3,255 |
| Net interest income | $4,848,000 | 4,049 |
| Provision for loan and lease losses | $416,000 | 2,213 |
| Total noninterest income | $83,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $2,322,000 | 5,606 |
| Salaries and employee benefits | $1,488,000 | 5,074 |
| Premises and equipment expense | $165,000 | 7,110 |
| Additional noninterest expense | $669,000 | 5,722 |
| Pre-tax net operating income | $2,193,000 | 3,465 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $377,000 | 3,798 |
| Income before extraordinary items | $1,816,000 | 3,336 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,816,000 | 3,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $2,518,000 | 372 |
| Net operating income | $1,816,000 | 3,304 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,525,000 | 3,948 |
| Total interest expense | $2,150,000 | 3,300 |
| Net interest income | $3,375,000 | 4,265 |
| Provision for loan and lease losses | $255,000 | 2,510 |
| Total noninterest income | $63,000 | 8,150 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $28,000 | 7,312 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,480 |
| Total noninterest expense | $1,533,000 | 6,008 |
| Salaries and employee benefits | $902,000 | 5,762 |
| Premises and equipment expense | $134,000 | 6,949 |
| Additional noninterest expense | $497,000 | 5,717 |
| Pre-tax net operating income | $1,650,000 | 3,511 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $167,000 | 4,683 |
| Income before extraordinary items | $1,483,000 | 3,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,483,000 | 3,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $2,518,000 | 275 |
| Net operating income | $1,483,000 | 3,122 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,439,000 | 4,083 |
| Total interest expense | $1,349,000 | 3,314 |
| Net interest income | $2,090,000 | 4,482 |
| Provision for loan and lease losses | $161,000 | 2,517 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $20,000 | 7,275 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $21,000 | 7,597 |
| Total noninterest expense | $1,002,000 | 6,063 |
| Salaries and employee benefits | $577,000 | 5,876 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $336,000 | 5,662 |
| Pre-tax net operating income | $968,000 | 3,792 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $968,000 | 3,166 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $968,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $968,000 | 3,117 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,604,000 | 4,273 |
| Total interest expense | $641,000 | 3,336 |
| Net interest income | $963,000 | 4,735 |
| Provision for loan and lease losses | $86,000 | 2,322 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $10,000 | 7,294 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $492,000 | 6,164 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $44,000 | 7,034 |
| Additional noninterest expense | $156,000 | 5,872 |
| Pre-tax net operating income | $407,000 | 4,228 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $407,000 | 3,579 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $407,000 | 3,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $407,000 | 3,543 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,620,000 | 5,092 |
| Total interest expense | $1,585,000 | 4,365 |
| Net interest income | $3,035,000 | 5,374 |
| Provision for loan and lease losses | $286,000 | 3,024 |
| Total noninterest income | $60,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $32,000 | 7,529 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 8,013 |
| Total noninterest expense | $1,927,000 | 6,125 |
| Salaries and employee benefits | $1,168,000 | 5,773 |
| Premises and equipment expense | $218,000 | 6,550 |
| Additional noninterest expense | $541,000 | 6,321 |
| Pre-tax net operating income | $882,000 | 5,539 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $882,000 | 5,030 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $882,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $882,000 | 4,953 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,198,000 | 5,340 |
| Total interest expense | $1,050,000 | 4,660 |
| Net interest income | $2,148,000 | 5,548 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $40,000 | 8,610 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $23,000 | 7,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $1,362,000 | 6,293 |
| Salaries and employee benefits | $788,000 | 6,065 |
| Premises and equipment expense | $164,000 | 6,524 |
| Additional noninterest expense | $410,000 | 6,238 |
| Pre-tax net operating income | $596,000 | 5,919 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $596,000 | 5,382 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $596,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $596,000 | 5,290 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 5,598 |
| Total interest expense | $632,000 | 4,949 |
| Net interest income | $1,335,000 | 5,783 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $25,000 | 8,695 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $889,000 | 6,400 |
| Salaries and employee benefits | $524,000 | 6,124 |
| Premises and equipment expense | $110,000 | 6,547 |
| Additional noninterest expense | $255,000 | 6,470 |
| Pre-tax net operating income | $306,000 | 6,463 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $306,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $306,000 | 5,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $926,000 | 5,838 |
| Total interest expense | $298,000 | 5,185 |
| Net interest income | $628,000 | 5,993 |
| Provision for loan and lease losses | $57,000 | 3,144 |
| Total noninterest income | $9,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,000 | 8,709 |
| Total noninterest expense | $441,000 | 6,479 |
| Salaries and employee benefits | $262,000 | 6,167 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $124,000 | 6,581 |
| Pre-tax net operating income | $139,000 | 6,590 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $139,000 | 6,188 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $139,000 | 6,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $139,000 | 6,086 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,330,000 | 7,222 |
| Total interest expense | $706,000 | 7,020 |
| Net interest income | $1,624,000 | 7,173 |
| Provision for loan and lease losses | $525,000 | 2,070 |
| Total noninterest income | $29,000 | 8,949 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $16,000 | 7,874 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $13,000 | 8,668 |
| Total noninterest expense | $1,675,000 | 6,571 |
| Salaries and employee benefits | $997,000 | 6,278 |
| Premises and equipment expense | $221,000 | 6,526 |
| Additional noninterest expense | $457,000 | 6,807 |
| Pre-tax net operating income | $-547,000 | 8,841 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-547,000 | 8,921 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-547,000 | 8,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-547,000 | 8,863 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 7,588 |
| Total interest expense | $493,000 | 7,353 |
| Net interest income | $1,033,000 | 7,589 |
| Provision for loan and lease losses | $323,000 | 2,374 |
| Total noninterest income | $19,000 | 9,045 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,000 | 7,963 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,738 |
| Total noninterest expense | $1,183,000 | 6,736 |
| Salaries and employee benefits | $667,000 | 6,619 |
| Premises and equipment expense | $166,000 | 6,526 |
| Additional noninterest expense | $350,000 | 6,711 |
| Pre-tax net operating income | $-454,000 | 8,940 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-454,000 | 9,013 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-454,000 | 9,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-454,000 | 8,954 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $918,000 | 7,878 |
| Total interest expense | $298,000 | 7,675 |
| Net interest income | $620,000 | 7,833 |
| Provision for loan and lease losses | $213,000 | 2,395 |
| Total noninterest income | $9,000 | 9,120 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $5,000 | 8,028 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $773,000 | 6,814 |
| Salaries and employee benefits | $442,000 | 6,658 |
| Premises and equipment expense | $111,000 | 6,499 |
| Additional noninterest expense | $220,000 | 6,898 |
| Pre-tax net operating income | $-357,000 | 9,011 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-357,000 | 9,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-357,000 | 9,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-357,000 | 9,026 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 8,142 |
| Total interest expense | $137,000 | 7,930 |
| Net interest income | $270,000 | 8,132 |
| Provision for loan and lease losses | $111,000 | 2,191 |
| Total noninterest income | $4,000 | 9,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,000 | 8,021 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 9,034 |
| Total noninterest expense | $370,000 | 6,957 |
| Salaries and employee benefits | $221,000 | 6,675 |
| Premises and equipment expense | $56,000 | 6,474 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $-207,000 | 9,093 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-207,000 | 9,139 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-207,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-207,000 | 9,079 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 9,161 |
| Total interest expense | $314,000 | 8,861 |
| Net interest income | $215,000 | 9,227 |
| Provision for loan and lease losses | $312,000 | 3,341 |
| Total noninterest income | $2,000 | 9,274 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,000 | 8,184 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,000 | 9,177 |
| Total noninterest expense | $796,000 | 8,358 |
| Salaries and employee benefits | $379,000 | 8,586 |
| Premises and equipment expense | $104,000 | 8,116 |
| Additional noninterest expense | $313,000 | 7,720 |
| Pre-tax net operating income | $-891,000 | 9,094 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-891,000 | 9,156 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-891,000 | 9,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $9,299,000 | 69 |
| Net operating income | $-891,000 | 9,119 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.