Home > Port City Capital Bank > Assets and Liabilities
Port City Capital Bank, Assets and Liabilities
| 2007-03-31 | Rank | |
| # of Employees: | 18 | 6,411 |
| Assets and Liabilities | ||
| Total Assets: | $210,763,000 | 2,952 |
| Cash and due from depository institutions | $1,448,000 | 6,411 |
| Interest-bearing balances | $144,000 | 4,331 |
| Securities | $15,625,000 | 5,153 |
| Federal funds sold & reverse repurchase agreements | $10,362,000 | 1,934 |
| Net loans & leases | $150,170,000 | 2,813 |
| Loan loss allowance | $1,911,000 | 2,597 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $114,000 | 8,189 |
| Other real estate owned | $0 | 6,411 |
| Goodwill and other intangibles | $27,684,000 | 354 |
| All other assets | $5,360,000 | 2,839 |
| Life insurance assets | $1,416,000 | 2,622 |
| Total liabilities and capital | $210,763,000 | 2,952 |
| Total liabilities | $167,614,000 | 3,266 |
| Total deposits | $166,380,000 | 3,040 |
| Interest-bearing deposits | $151,687,000 | 2,865 |
| Deposits held in domestic offices | $166,380,000 | 3,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,234,000 | 3,441 |
| Total equity capital | $43,149,000 | 1,590 |
| Total bank equity capital | $43,149,000 | 1,590 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,377,000 | 864 |
| Surplus | $34,642,000 | 860 |
| Undivided profits | $3,130,000 | 5,655 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $740,000 | 4,837 |
| Earning assets | $176,301,000 | 3,185 |
| Long-term assets (5+ years) | $15,130,000 | 3,963 |
| Average Assets, year-to-date | $200,250,000 | 3,055 |
| Average Assets, quarterly | $200,250,000 | 3,055 |
| Volatile liabilities | $107,633,000 | 1,271 |
| Insider loans | $17,208,000 | 357 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $37,536,000 | 2,233 |
| Tier 1 (core) risk-based capital | $15,364,000 | 3,949 |
| Tier 2 risk-based capital | $1,911,000 | 2,470 |
| Total risk weighted assets | $164,397,000 | 2,720 |
| Total unused commitments | $37,536,000 | 2,233 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 19 | 6,279 |
| Assets and Liabilities | ||
| Total Assets: | $189,737,000 | 3,195 |
| Cash and due from depository institutions | $2,204,000 | 6,279 |
| Interest-bearing balances | $192,000 | 4,120 |
| Securities | $15,936,000 | 5,140 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $138,027,000 | 3,003 |
| Loan loss allowance | $1,785,000 | 2,717 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $80,000 | 8,327 |
| Other real estate owned | $0 | 6,279 |
| Goodwill and other intangibles | $27,712,000 | 337 |
| All other assets | $5,778,000 | 2,702 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $189,737,000 | 3,195 |
| Total liabilities | $147,769,000 | 3,603 |
| Total deposits | $146,264,000 | 3,368 |
| Interest-bearing deposits | $134,410,000 | 3,145 |
| Deposits held in domestic offices | $146,264,000 | 3,365 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $457,000 | 2,953 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,048,000 | 3,748 |
| Total equity capital | $41,968,000 | 1,588 |
| Total bank equity capital | $41,968,000 | 1,588 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,377,000 | 856 |
| Surplus | $34,142,000 | 855 |
| Undivided profits | $2,449,000 | 6,087 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $767,000 | 4,831 |
| Earning assets | $154,155,000 | 3,539 |
| Long-term assets (5+ years) | $15,463,000 | 3,895 |
| Average Assets, year-to-date | $171,485,400 | 3,364 |
| Average Assets, quarterly | $190,473,500 | 3,152 |
| Volatile liabilities | $95,683,000 | 1,570 |
| Insider loans | $15,357,000 | 406 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $29,660,000 | 2,628 |
| Tier 1 (core) risk-based capital | $14,217,000 | 4,140 |
| Tier 2 risk-based capital | $1,785,000 | 2,601 |
| Total risk weighted assets | $149,636,000 | 2,931 |
| Total unused commitments | $29,660,000 | 2,628 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 18 | 6,462 |
| Assets and Liabilities | ||
| Total Assets: | $191,210,000 | 3,150 |
| Cash and due from depository institutions | $1,622,000 | 6,462 |
| Interest-bearing balances | $186,000 | 4,133 |
| Securities | $16,345,000 | 5,128 |
| Federal funds sold & reverse repurchase agreements | $11,465,000 | 1,227 |
| Net loans & leases | $129,588,000 | 3,163 |
| Loan loss allowance | $1,688,000 | 2,860 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $85,000 | 8,356 |
| Other real estate owned | $0 | 6,462 |
| Goodwill and other intangibles | $27,799,000 | 342 |
| All other assets | $4,306,000 | 3,352 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $191,210,000 | 3,150 |
| Total liabilities | $150,798,000 | 3,488 |
| Total deposits | $149,855,000 | 3,242 |
| Interest-bearing deposits | $133,684,000 | 3,093 |
| Deposits held in domestic offices | $149,855,000 | 3,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $943,000 | 4,003 |
| Total equity capital | $40,412,000 | 1,634 |
| Total bank equity capital | $40,412,000 | 1,634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,377,000 | 837 |
| Surplus | $33,142,000 | 877 |
| Undivided profits | $1,893,000 | 6,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $627,000 | 5,527 |
| Earning assets | $157,584,000 | 3,438 |
| Long-term assets (5+ years) | $16,048,000 | 3,774 |
| Average Assets, year-to-date | $166,922,500 | 3,450 |
| Average Assets, quarterly | $180,567,000 | 3,269 |
| Volatile liabilities | $92,026,000 | 1,601 |
| Insider loans | $14,554,000 | 439 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $32,307,000 | 2,488 |
| Tier 1 (core) risk-based capital | $12,563,000 | 4,521 |
| Tier 2 risk-based capital | $1,688,000 | 2,723 |
| Total risk weighted assets | $141,664,000 | 3,039 |
| Total unused commitments | $32,307,000 | 2,489 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 18 | 6,475 |
| Assets and Liabilities | ||
| Total Assets: | $169,924,000 | 3,443 |
| Cash and due from depository institutions | $4,171,000 | 6,475 |
| Interest-bearing balances | $179,000 | 4,223 |
| Securities | $15,189,000 | 5,305 |
| Federal funds sold & reverse repurchase agreements | $16,350,000 | 755 |
| Net loans & leases | $128,544,000 | 3,147 |
| Loan loss allowance | $1,687,000 | 2,822 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $79,000 | 8,412 |
| Other real estate owned | $0 | 6,475 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,591,000 | 2,761 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $169,924,000 | 3,443 |
| Total liabilities | $156,188,000 | 3,368 |
| Total deposits | $155,742,000 | 3,122 |
| Interest-bearing deposits | $136,650,000 | 3,019 |
| Deposits held in domestic offices | $155,742,000 | 3,119 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $446,000 | 5,546 |
| Total equity capital | $13,736,000 | 4,175 |
| Total bank equity capital | $13,736,000 | 4,175 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,377,000 | 815 |
| Surplus | $6,528,000 | 3,227 |
| Undivided profits | $1,831,000 | 6,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $635,000 | 5,131 |
| Earning assets | $160,262,000 | 3,362 |
| Long-term assets (5+ years) | $9,512,000 | 4,678 |
| Average Assets, year-to-date | $158,826,670 | 3,575 |
| Average Assets, quarterly | $166,717,500 | 3,479 |
| Volatile liabilities | $86,699,000 | 1,680 |
| Insider loans | $14,552,000 | 427 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,728,000 | 3,063 |
| Tier 1 (core) risk-based capital | $14,274,000 | 4,031 |
| Tier 2 risk-based capital | $1,687,000 | 2,690 |
| Total risk weighted assets | $140,039,000 | 3,047 |
| Total unused commitments | $23,728,000 | 3,064 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 17 | 6,609 |
| Assets and Liabilities | ||
| Total Assets: | $163,511,000 | 3,517 |
| Cash and due from depository institutions | $10,936,000 | 6,609 |
| Interest-bearing balances | $173,000 | 4,354 |
| Securities | $16,048,000 | 5,208 |
| Federal funds sold & reverse repurchase agreements | $7,342,000 | 1,986 |
| Net loans & leases | $125,413,000 | 3,153 |
| Loan loss allowance | $1,637,000 | 2,856 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $84,000 | 8,398 |
| Other real estate owned | $0 | 6,609 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,688,000 | 3,584 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $163,511,000 | 3,517 |
| Total liabilities | $150,297,000 | 3,452 |
| Total deposits | $149,625,000 | 3,201 |
| Interest-bearing deposits | $134,402,000 | 3,046 |
| Deposits held in domestic offices | $149,625,000 | 3,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $672,000 | 4,468 |
| Total equity capital | $13,214,000 | 4,261 |
| Total bank equity capital | $13,214,000 | 4,261 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,372,000 | 798 |
| Surplus | $6,445,000 | 3,186 |
| Undivided profits | $1,397,000 | 6,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $623,000 | 4,973 |
| Earning assets | $148,976,000 | 3,518 |
| Long-term assets (5+ years) | $12,239,000 | 4,220 |
| Average Assets, year-to-date | $153,278,000 | 3,678 |
| Average Assets, quarterly | $153,278,000 | 3,678 |
| Volatile liabilities | $79,755,000 | 1,693 |
| Insider loans | $13,793,000 | 453 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $22,337,000 | 3,132 |
| Tier 1 (core) risk-based capital | $13,568,000 | 4,147 |
| Tier 2 risk-based capital | $1,637,000 | 2,720 |
| Total risk weighted assets | $133,468,000 | 3,120 |
| Total unused commitments | $22,337,000 | 3,133 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 16 | 6,800 |
| Assets and Liabilities | ||
| Total Assets: | $143,045,000 | 3,896 |
| Cash and due from depository institutions | $3,392,000 | 6,800 |
| Interest-bearing balances | $252,000 | 4,021 |
| Securities | $14,639,000 | 5,447 |
| Federal funds sold & reverse repurchase agreements | $5,829,000 | 2,211 |
| Net loans & leases | $117,373,000 | 3,285 |
| Loan loss allowance | $1,538,000 | 2,958 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $87,000 | 8,418 |
| Other real estate owned | $0 | 6,800 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,725,000 | 5,437 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $143,045,000 | 3,896 |
| Total liabilities | $130,256,000 | 3,835 |
| Total deposits | $130,033,000 | 3,561 |
| Interest-bearing deposits | $114,775,000 | 3,407 |
| Deposits held in domestic offices | $130,033,000 | 3,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $223,000 | 6,913 |
| Total equity capital | $12,789,000 | 4,323 |
| Total bank equity capital | $12,789,000 | 4,323 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,372,000 | 781 |
| Surplus | $6,445,000 | 3,151 |
| Undivided profits | $972,000 | 7,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $578,000 | 5,290 |
| Earning assets | $138,093,000 | 3,713 |
| Long-term assets (5+ years) | $12,763,000 | 4,150 |
| Average Assets, year-to-date | $125,088,800 | 4,140 |
| Average Assets, quarterly | $138,395,000 | 3,947 |
| Volatile liabilities | $72,370,000 | 1,816 |
| Insider loans | $12,722,000 | 482 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $25,052,000 | 2,854 |
| Tier 1 (core) risk-based capital | $13,077,000 | 4,209 |
| Tier 2 risk-based capital | $1,509,000 | 2,870 |
| Total risk weighted assets | $120,658,000 | 3,343 |
| Total unused commitments | $25,052,000 | 2,855 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $133,745,000 | 4,027 |
| Cash and due from depository institutions | $3,221,000 | 6,842 |
| Interest-bearing balances | $248,000 | 4,149 |
| Securities | $13,790,000 | 5,575 |
| Federal funds sold & reverse repurchase agreements | $11,642,000 | 1,130 |
| Net loans & leases | $102,644,000 | 3,590 |
| Loan loss allowance | $1,377,000 | 3,236 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $91,000 | 8,433 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,357,000 | 4,643 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $133,745,000 | 4,027 |
| Total liabilities | $121,180,000 | 3,977 |
| Total deposits | $120,880,000 | 3,703 |
| Interest-bearing deposits | $105,299,000 | 3,594 |
| Deposits held in domestic offices | $120,880,000 | 3,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $300,000 | 6,451 |
| Total equity capital | $12,565,000 | 4,359 |
| Total bank equity capital | $12,565,000 | 4,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,372,000 | 754 |
| Surplus | $6,445,000 | 3,097 |
| Undivided profits | $748,000 | 7,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $435,000 | 6,172 |
| Earning assets | $128,324,000 | 3,882 |
| Long-term assets (5+ years) | $13,224,000 | 4,115 |
| Average Assets, year-to-date | $120,599,750 | 4,255 |
| Average Assets, quarterly | $131,817,500 | 4,041 |
| Volatile liabilities | $61,469,000 | 2,022 |
| Insider loans | $10,128,000 | 598 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $18,221,000 | 3,454 |
| Tier 1 (core) risk-based capital | $12,744,000 | 4,235 |
| Tier 2 risk-based capital | $1,343,000 | 3,105 |
| Total risk weighted assets | $107,410,000 | 3,587 |
| Total unused commitments | $18,221,000 | 3,456 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 16 | 6,842 |
| Assets and Liabilities | ||
| Total Assets: | $129,890,000 | 4,069 |
| Cash and due from depository institutions | $4,530,000 | 6,842 |
| Interest-bearing balances | $243,000 | 4,098 |
| Securities | $12,609,000 | 5,837 |
| Federal funds sold & reverse repurchase agreements | $15,096,000 | 786 |
| Net loans & leases | $95,369,000 | 3,737 |
| Loan loss allowance | $1,283,000 | 3,366 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $95,000 | 8,418 |
| Other real estate owned | $0 | 6,842 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,191,000 | 4,661 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $129,890,000 | 4,069 |
| Total liabilities | $120,367,000 | 3,965 |
| Total deposits | $120,108,000 | 3,676 |
| Interest-bearing deposits | $101,819,000 | 3,636 |
| Deposits held in domestic offices | $120,108,000 | 3,674 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $259,000 | 6,515 |
| Total equity capital | $9,523,000 | 5,244 |
| Total bank equity capital | $9,523,000 | 5,244 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,545,000 | 924 |
| Surplus | $4,754,000 | 3,742 |
| Undivided profits | $224,000 | 7,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $401,000 | 6,157 |
| Earning assets | $123,317,000 | 3,958 |
| Long-term assets (5+ years) | $12,720,000 | 4,233 |
| Average Assets, year-to-date | $116,218,000 | 4,347 |
| Average Assets, quarterly | $123,446,000 | 4,193 |
| Volatile liabilities | $54,856,000 | 2,111 |
| Insider loans | $8,053,000 | 755 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $17,051,000 | 3,525 |
| Tier 1 (core) risk-based capital | $9,712,000 | 5,076 |
| Tier 2 risk-based capital | $1,252,000 | 3,229 |
| Total risk weighted assets | $100,140,000 | 3,711 |
| Total unused commitments | $17,051,000 | 3,526 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 15 | 7,030 |
| Assets and Liabilities | ||
| Total Assets: | $117,002,000 | 4,385 |
| Cash and due from depository institutions | $4,634,000 | 7,030 |
| Interest-bearing balances | $240,000 | 4,175 |
| Securities | $12,026,000 | 6,049 |
| Federal funds sold & reverse repurchase agreements | $9,185,000 | 1,347 |
| Net loans & leases | $89,738,000 | 3,862 |
| Loan loss allowance | $1,208,000 | 3,523 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $88,000 | 8,505 |
| Other real estate owned | $0 | 7,030 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,331,000 | 5,893 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $117,002,000 | 4,385 |
| Total liabilities | $108,168,000 | 4,295 |
| Total deposits | $107,788,000 | 4,007 |
| Interest-bearing deposits | $97,008,000 | 3,819 |
| Deposits held in domestic offices | $107,788,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $380,000 | 5,456 |
| Total equity capital | $8,834,000 | 5,418 |
| Total bank equity capital | $8,834,000 | 5,418 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,545,000 | 908 |
| Surplus | $4,754,000 | 3,721 |
| Undivided profits | $-465,000 | 8,363 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $365,000 | 6,340 |
| Earning assets | $111,189,000 | 4,281 |
| Long-term assets (5+ years) | $12,946,000 | 4,287 |
| Average Assets, year-to-date | $109,382,000 | 4,568 |
| Average Assets, quarterly | $109,382,000 | 4,568 |
| Volatile liabilities | $54,592,000 | 2,025 |
| Insider loans | $8,981,000 | 641 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,598,000 | 3,661 |
| Tier 1 (core) risk-based capital | $9,150,000 | 5,230 |
| Tier 2 risk-based capital | $1,184,000 | 3,377 |
| Total risk weighted assets | $94,650,000 | 3,851 |
| Total unused commitments | $15,598,000 | 3,661 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 15 | 7,049 |
| Assets and Liabilities | ||
| Total Assets: | $101,762,000 | 4,833 |
| Cash and due from depository institutions | $1,194,000 | 7,049 |
| Interest-bearing balances | $290,000 | 4,030 |
| Securities | $11,409,000 | 6,204 |
| Federal funds sold & reverse repurchase agreements | $5,433,000 | 2,065 |
| Net loans & leases | $83,142,000 | 4,055 |
| Loan loss allowance | $1,122,000 | 3,715 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $101,000 | 8,485 |
| Other real estate owned | $0 | 7,049 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $483,000 | 7,925 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $101,762,000 | 4,833 |
| Total liabilities | $93,144,000 | 4,750 |
| Total deposits | $92,996,000 | 4,456 |
| Interest-bearing deposits | $83,349,000 | 4,255 |
| Deposits held in domestic offices | $92,996,000 | 4,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $148,000 | 7,375 |
| Total equity capital | $8,618,000 | 5,511 |
| Total bank equity capital | $8,618,000 | 5,511 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,545,000 | 884 |
| Surplus | $4,754,000 | 3,676 |
| Undivided profits | $-681,000 | 8,512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $294,000 | 6,950 |
| Earning assets | $100,274,000 | 4,599 |
| Long-term assets (5+ years) | $12,598,000 | 4,382 |
| Average Assets, year-to-date | $90,705,600 | 5,077 |
| Average Assets, quarterly | $100,780,500 | 4,819 |
| Volatile liabilities | $47,427,000 | 2,202 |
| Insider loans | $8,377,000 | 685 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,924,000 | 3,596 |
| Tier 1 (core) risk-based capital | $8,743,000 | 5,336 |
| Tier 2 risk-based capital | $1,069,000 | 3,622 |
| Total risk weighted assets | $85,502,000 | 4,110 |
| Total unused commitments | $14,924,000 | 3,597 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 15 | 7,074 |
| Assets and Liabilities | ||
| Total Assets: | $99,799,000 | 4,844 |
| Cash and due from depository institutions | $761,000 | 7,074 |
| Interest-bearing balances | $328,000 | 3,913 |
| Securities | $10,938,000 | 6,303 |
| Federal funds sold & reverse repurchase agreements | $9,950,000 | 1,145 |
| Net loans & leases | $77,154,000 | 4,222 |
| Loan loss allowance | $1,066,000 | 3,833 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $112,000 | 8,466 |
| Other real estate owned | $0 | 7,074 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $884,000 | 6,854 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $99,799,000 | 4,844 |
| Total liabilities | $91,419,000 | 4,758 |
| Total deposits | $91,283,000 | 4,457 |
| Interest-bearing deposits | $82,120,000 | 4,267 |
| Deposits held in domestic offices | $91,283,000 | 4,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $136,000 | 7,746 |
| Total equity capital | $8,380,000 | 5,623 |
| Total bank equity capital | $8,380,000 | 5,623 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,545,000 | 867 |
| Surplus | $4,754,000 | 3,627 |
| Undivided profits | $-919,000 | 8,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $280,000 | 7,225 |
| Earning assets | $98,370,000 | 4,611 |
| Long-term assets (5+ years) | $12,018,000 | 4,562 |
| Average Assets, year-to-date | $87,941,500 | 5,178 |
| Average Assets, quarterly | $95,437,000 | 4,958 |
| Volatile liabilities | $40,120,000 | 2,487 |
| Insider loans | $7,720,000 | 738 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,326,000 | 3,984 |
| Tier 1 (core) risk-based capital | $8,457,000 | 5,439 |
| Tier 2 risk-based capital | $1,017,000 | 3,726 |
| Total risk weighted assets | $81,320,000 | 4,218 |
| Total unused commitments | $12,326,000 | 3,985 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 15 | 7,125 |
| Assets and Liabilities | ||
| Total Assets: | $91,075,000 | 5,142 |
| Cash and due from depository institutions | $2,412,000 | 7,125 |
| Interest-bearing balances | $326,000 | 3,988 |
| Securities | $9,054,000 | 6,775 |
| Federal funds sold & reverse repurchase agreements | $7,936,000 | 1,358 |
| Net loans & leases | $69,295,000 | 4,500 |
| Loan loss allowance | $1,001,000 | 4,002 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $126,000 | 8,439 |
| Other real estate owned | $0 | 7,125 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $2,252,000 | 4,498 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $91,075,000 | 5,142 |
| Total liabilities | $83,296,000 | 5,082 |
| Total deposits | $83,167,000 | 4,797 |
| Interest-bearing deposits | $71,646,000 | 4,712 |
| Deposits held in domestic offices | $83,167,000 | 4,794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $129,000 | 7,648 |
| Total equity capital | $7,779,000 | 5,746 |
| Total bank equity capital | $7,779,000 | 5,746 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,545,000 | 850 |
| Surplus | $4,754,000 | 3,590 |
| Undivided profits | $-1,520,000 | 8,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $233,000 | 7,510 |
| Earning assets | $86,611,000 | 5,004 |
| Long-term assets (5+ years) | $9,054,000 | 5,231 |
| Average Assets, year-to-date | $83,989,000 | 5,339 |
| Average Assets, quarterly | $88,334,000 | 5,216 |
| Volatile liabilities | $29,854,000 | 3,051 |
| Insider loans | $7,431,000 | 754 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $11,653,000 | 4,102 |
| Tier 1 (core) risk-based capital | $8,168,000 | 5,497 |
| Tier 2 risk-based capital | $922,000 | 3,973 |
| Total risk weighted assets | $73,725,000 | 4,480 |
| Total unused commitments | $11,653,000 | 4,102 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $85,593,000 | 5,334 |
| Cash and due from depository institutions | $972,000 | 7,302 |
| Interest-bearing balances | $325,000 | 4,169 |
| Securities | $9,978,000 | 6,583 |
| Federal funds sold & reverse repurchase agreements | $13,599,000 | 1,070 |
| Net loans & leases | $60,323,000 | 4,836 |
| Loan loss allowance | $893,000 | 4,312 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $140,000 | 8,410 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $581,000 | 7,627 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $85,593,000 | 5,334 |
| Total liabilities | $77,587,000 | 5,277 |
| Total deposits | $77,481,000 | 5,023 |
| Interest-bearing deposits | $65,288,000 | 5,039 |
| Deposits held in domestic offices | $77,481,000 | 5,020 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $106,000 | 8,060 |
| Total equity capital | $8,006,000 | 5,721 |
| Total bank equity capital | $8,006,000 | 5,721 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,545,000 | 846 |
| Surplus | $4,754,000 | 3,552 |
| Undivided profits | $-1,293,000 | 8,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $225,000 | 7,563 |
| Earning assets | $84,225,000 | 5,104 |
| Long-term assets (5+ years) | $9,977,000 | 5,011 |
| Average Assets, year-to-date | $80,446,000 | 5,517 |
| Average Assets, quarterly | $80,446,000 | 5,517 |
| Volatile liabilities | $22,705,000 | 3,587 |
| Insider loans | $7,036,000 | 795 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,250,000 | 3,923 |
| Tier 1 (core) risk-based capital | $8,001,000 | 5,523 |
| Tier 2 risk-based capital | $814,000 | 4,308 |
| Total risk weighted assets | $65,056,000 | 4,811 |
| Total unused commitments | $12,250,000 | 3,928 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 14 | 7,346 |
| Assets and Liabilities | ||
| Total Assets: | $75,299,000 | 5,749 |
| Cash and due from depository institutions | $2,845,000 | 7,346 |
| Interest-bearing balances | $417,000 | 3,844 |
| Securities | $5,504,000 | 7,688 |
| Federal funds sold & reverse repurchase agreements | $11,665,000 | 1,017 |
| Net loans & leases | $54,140,000 | 5,157 |
| Loan loss allowance | $836,000 | 4,473 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $155,000 | 8,412 |
| Other real estate owned | $0 | 7,346 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $990,000 | 6,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,299,000 | 5,749 |
| Total liabilities | $67,509,000 | 5,733 |
| Total deposits | $67,395,000 | 5,476 |
| Interest-bearing deposits | $57,317,000 | 5,460 |
| Deposits held in domestic offices | $67,395,000 | 5,474 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $114,000 | 7,957 |
| Total equity capital | $7,790,000 | 5,742 |
| Total bank equity capital | $7,790,000 | 5,742 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,545,000 | 848 |
| Surplus | $4,754,000 | 3,518 |
| Undivided profits | $-1,509,000 | 8,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $169,000 | 8,189 |
| Earning assets | $71,726,000 | 5,614 |
| Long-term assets (5+ years) | $4,008,000 | 6,530 |
| Average Assets, year-to-date | $54,207,200 | 6,650 |
| Average Assets, quarterly | $66,847,500 | 6,092 |
| Volatile liabilities | $22,689,000 | 3,583 |
| Insider loans | $6,222,000 | 870 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,349,000 | 3,810 |
| Tier 1 (core) risk-based capital | $7,861,000 | 5,542 |
| Tier 2 risk-based capital | $730,000 | 4,593 |
| Total risk weighted assets | $58,255,000 | 5,128 |
| Total unused commitments | $12,349,000 | 3,814 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 14 | 7,387 |
| Assets and Liabilities | ||
| Total Assets: | $58,396,000 | 6,558 |
| Cash and due from depository institutions | $2,800,000 | 7,387 |
| Interest-bearing balances | $404,000 | 4,017 |
| Securities | $5,862,000 | 7,566 |
| Federal funds sold & reverse repurchase agreements | $9,802,000 | 1,462 |
| Net loans & leases | $38,605,000 | 6,153 |
| Loan loss allowance | $634,000 | 5,348 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $172,000 | 8,404 |
| Other real estate owned | $0 | 7,387 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,155,000 | 6,177 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,396,000 | 6,558 |
| Total liabilities | $50,550,000 | 6,609 |
| Total deposits | $50,494,000 | 6,425 |
| Interest-bearing deposits | $41,950,000 | 6,472 |
| Deposits held in domestic offices | $50,494,000 | 6,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $56,000 | 8,876 |
| Total equity capital | $7,846,000 | 5,705 |
| Total bank equity capital | $7,846,000 | 5,705 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,545,000 | 834 |
| Surplus | $4,754,000 | 3,449 |
| Undivided profits | $-1,453,000 | 8,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $147,000 | 8,446 |
| Earning assets | $54,673,000 | 6,472 |
| Long-term assets (5+ years) | $4,149,000 | 6,499 |
| Average Assets, year-to-date | $48,934,250 | 7,008 |
| Average Assets, quarterly | $54,941,500 | 6,699 |
| Volatile liabilities | $11,019,000 | 5,453 |
| Insider loans | $1,449,000 | 3,244 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,565,000 | 3,956 |
| Tier 1 (core) risk-based capital | $7,953,000 | 5,496 |
| Tier 2 risk-based capital | $555,000 | 5,411 |
| Total risk weighted assets | $44,368,000 | 5,981 |
| Total unused commitments | $11,565,000 | 3,960 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $51,487,000 | 6,934 |
| Cash and due from depository institutions | $2,486,000 | 7,417 |
| Interest-bearing balances | $147,000 | 5,046 |
| Securities | $6,025,000 | 7,487 |
| Federal funds sold & reverse repurchase agreements | $11,266,000 | 1,410 |
| Net loans & leases | $31,387,000 | 6,710 |
| Loan loss allowance | $524,000 | 5,901 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $186,000 | 8,351 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $137,000 | 9,125 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,487,000 | 6,934 |
| Total liabilities | $43,413,000 | 7,080 |
| Total deposits | $43,353,000 | 6,894 |
| Interest-bearing deposits | $37,640,000 | 6,806 |
| Deposits held in domestic offices | $43,353,000 | 6,893 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $60,000 | 8,884 |
| Total equity capital | $8,074,000 | 5,570 |
| Total bank equity capital | $8,074,000 | 5,570 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $4,545,000 | 830 |
| Surplus | $4,754,000 | 3,421 |
| Undivided profits | $-1,225,000 | 8,977 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $108,000 | 8,738 |
| Earning assets | $48,825,000 | 6,807 |
| Long-term assets (5+ years) | $1,965,000 | 7,305 |
| Average Assets, year-to-date | $45,780,330 | 7,213 |
| Average Assets, quarterly | $48,231,000 | 7,099 |
| Volatile liabilities | $11,209,000 | 5,387 |
| Insider loans | $1,100,000 | 3,818 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,919,000 | 3,840 |
| Tier 1 (core) risk-based capital | $8,052,000 | 5,376 |
| Tier 2 risk-based capital | $460,000 | 5,932 |
| Total risk weighted assets | $36,763,000 | 6,492 |
| Total unused commitments | $11,919,000 | 3,852 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 13 | 7,593 |
| Assets and Liabilities | ||
| Total Assets: | $44,975,000 | 7,306 |
| Cash and due from depository institutions | $1,562,000 | 7,593 |
| Interest-bearing balances | $11,000 | 6,620 |
| Securities | $7,352,000 | 7,173 |
| Federal funds sold & reverse repurchase agreements | $10,955,000 | 1,554 |
| Net loans & leases | $24,376,000 | 7,318 |
| Loan loss allowance | $423,000 | 6,500 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $199,000 | 8,307 |
| Other real estate owned | $0 | 7,593 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $531,000 | 7,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,975,000 | 7,306 |
| Total liabilities | $36,765,000 | 7,494 |
| Total deposits | $36,711,000 | 7,342 |
| Interest-bearing deposits | $31,103,000 | 7,336 |
| Deposits held in domestic offices | $36,711,000 | 7,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $54,000 | 9,008 |
| Total equity capital | $8,210,000 | 5,444 |
| Total bank equity capital | $8,210,000 | 5,444 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,545,000 | 822 |
| Surplus | $4,754,000 | 3,378 |
| Undivided profits | $-1,089,000 | 9,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $106,000 | 8,789 |
| Earning assets | $42,694,000 | 7,188 |
| Long-term assets (5+ years) | $1,811,000 | 7,358 |
| Average Assets, year-to-date | $42,927,000 | 7,386 |
| Average Assets, quarterly | $42,927,000 | 7,386 |
| Volatile liabilities | $5,010,000 | 7,265 |
| Insider loans | $75,000 | 7,692 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,142,000 | 4,905 |
| Tier 1 (core) risk-based capital | $8,201,000 | 5,274 |
| Tier 2 risk-based capital | $371,000 | 6,564 |
| Total risk weighted assets | $29,569,000 | 7,079 |
| Total unused commitments | $7,142,000 | 4,918 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 12 | 7,803 |
| Assets and Liabilities | ||
| Total Assets: | $40,879,000 | 7,536 |
| Cash and due from depository institutions | $14,290,000 | 7,803 |
| Interest-bearing balances | $14,200,000 | 537 |
| Securities | $8,811,000 | 6,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $17,463,000 | 8,005 |
| Loan loss allowance | $312,000 | 7,334 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $215,000 | 8,280 |
| Other real estate owned | $0 | 7,803 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $100,000 | 9,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,879,000 | 7,536 |
| Total liabilities | $32,459,000 | 7,826 |
| Total deposits | $32,416,000 | 7,670 |
| Interest-bearing deposits | $27,035,000 | 7,692 |
| Deposits held in domestic offices | $32,416,000 | 7,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $43,000 | 9,142 |
| Total equity capital | $8,420,000 | 5,329 |
| Total bank equity capital | $8,420,000 | 5,329 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $4,545,000 | 815 |
| Surplus | $4,754,000 | 3,339 |
| Undivided profits | $-879,000 | 8,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $94,000 | 8,921 |
| Earning assets | $40,474,000 | 7,308 |
| Long-term assets (5+ years) | $1,736,000 | 7,372 |
| Average Assets, year-to-date | $40,695,500 | 7,421 |
| Average Assets, quarterly | $40,695,500 | 7,508 |
| Volatile liabilities | $3,858,000 | 7,754 |
| Insider loans | $3,000 | 8,367 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,099,000 | 5,951 |
| Tier 1 (core) risk-based capital | $8,408,000 | 5,116 |
| Tier 2 risk-based capital | $282,000 | 7,284 |
| Total risk weighted assets | $22,522,000 | 7,757 |
| Total unused commitments | $4,099,000 | 5,953 |
| Derivatives | $0 | 527 |