Home > Port Byron State Bank > Income and Expense
Port Byron State Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $552,000 | 5,259 |
| Total interest expense | $59,000 | 4,913 |
| Net interest income | $493,000 | 5,261 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $79,000 | 4,663 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $23,000 | 4,665 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $56,000 | 4,283 |
| Total noninterest expense | $667,000 | 4,540 |
| Salaries and employee benefits | $326,000 | 4,721 |
| Premises and equipment expense | $73,000 | 4,430 |
| Additional noninterest expense | $268,000 | 4,123 |
| Pre-tax net operating income | $-95,000 | 5,959 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-28,000 | 6,027 |
| Income before extraordinary items | $-67,000 | 5,939 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-67,000 | 5,939 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-67,000 | 5,939 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-67,000 | 5,929 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,343,000 | 5,204 |
| Total interest expense | $257,000 | 4,844 |
| Net interest income | $2,086,000 | 5,199 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $309,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $87,000 | 4,879 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $222,000 | 4,331 |
| Total noninterest expense | $2,544,000 | 4,654 |
| Salaries and employee benefits | $1,315,000 | 4,731 |
| Premises and equipment expense | $316,000 | 4,378 |
| Additional noninterest expense | $913,000 | 4,464 |
| Pre-tax net operating income | $-149,000 | 5,954 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-89,000 | 5,993 |
| Income before extraordinary items | $-60,000 | 5,938 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-60,000 | 5,940 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-60,000 | 5,940 |
| Net charge-offs | $299,000 | 1,609 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-60,000 | 5,917 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,784,000 | 5,232 |
| Total interest expense | $194,000 | 4,912 |
| Net interest income | $1,590,000 | 5,236 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $239,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $64,000 | 4,950 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 4,304 |
| Total noninterest expense | $1,964,000 | 4,646 |
| Salaries and employee benefits | $998,000 | 4,752 |
| Premises and equipment expense | $239,000 | 4,397 |
| Additional noninterest expense | $727,000 | 4,373 |
| Pre-tax net operating income | $-135,000 | 6,061 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-72,000 | 6,149 |
| Income before extraordinary items | $-63,000 | 6,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-63,000 | 6,033 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-63,000 | 6,033 |
| Net charge-offs | $299,000 | 1,200 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-63,000 | 6,014 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 5,247 |
| Total interest expense | $129,000 | 4,958 |
| Net interest income | $1,080,000 | 5,238 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $160,000 | 4,798 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $39,000 | 5,068 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,300 |
| Total noninterest expense | $1,341,000 | 4,633 |
| Salaries and employee benefits | $696,000 | 4,718 |
| Premises and equipment expense | $163,000 | 4,389 |
| Additional noninterest expense | $482,000 | 4,417 |
| Pre-tax net operating income | $-101,000 | 6,117 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-54,000 | 6,230 |
| Income before extraordinary items | $-47,000 | 6,100 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-47,000 | 6,101 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-47,000 | 6,101 |
| Net charge-offs | $26,000 | 2,782 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-47,000 | 6,074 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $592,000 | 5,309 |
| Total interest expense | $65,000 | 4,996 |
| Net interest income | $527,000 | 5,309 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $85,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $19,000 | 5,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $66,000 | 4,181 |
| Total noninterest expense | $693,000 | 4,592 |
| Salaries and employee benefits | $369,000 | 4,635 |
| Premises and equipment expense | $87,000 | 4,306 |
| Additional noninterest expense | $237,000 | 4,471 |
| Pre-tax net operating income | $-81,000 | 6,203 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-33,000 | 6,304 |
| Income before extraordinary items | $-48,000 | 6,184 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-48,000 | 6,185 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-48,000 | 6,185 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-48,000 | 6,157 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 5,320 |
| Total interest expense | $302,000 | 4,943 |
| Net interest income | $2,178,000 | 5,322 |
| Provision for loan and lease losses | $-355,000 | 6,213 |
| Total noninterest income | $430,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $84,000 | 5,206 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $346,000 | 3,829 |
| Total noninterest expense | $3,006,000 | 4,490 |
| Salaries and employee benefits | $1,533,000 | 4,583 |
| Premises and equipment expense | $365,000 | 4,271 |
| Additional noninterest expense | $1,108,000 | 4,222 |
| Pre-tax net operating income | $-43,000 | 6,121 |
| Securities gains (losses) | $25,000 | 2,199 |
| Applicable income taxes | $-28,000 | 6,184 |
| Income before extraordinary items | $10,000 | 6,086 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $10,000 | 6,086 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,000 | 6,087 |
| Net charge-offs | $-317,000 | 6,327 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-6,000 | 6,099 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 5,407 |
| Total interest expense | $232,000 | 4,977 |
| Net interest income | $1,598,000 | 5,417 |
| Provision for loan and lease losses | $-165,000 | 6,249 |
| Total noninterest income | $339,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $64,000 | 5,264 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $275,000 | 3,762 |
| Total noninterest expense | $2,295,000 | 4,450 |
| Salaries and employee benefits | $1,141,000 | 4,617 |
| Premises and equipment expense | $279,000 | 4,297 |
| Additional noninterest expense | $875,000 | 4,131 |
| Pre-tax net operating income | $-193,000 | 6,303 |
| Securities gains (losses) | $3,000 | 2,680 |
| Applicable income taxes | $-112,000 | 6,419 |
| Income before extraordinary items | $-78,000 | 6,250 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-78,000 | 6,250 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-78,000 | 6,250 |
| Net charge-offs | $-317,000 | 6,416 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-79,920 | 6,244 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 5,441 |
| Total interest expense | $157,000 | 4,997 |
| Net interest income | $1,068,000 | 5,446 |
| Provision for loan and lease losses | $-170,000 | 6,387 |
| Total noninterest income | $257,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $43,000 | 5,270 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $214,000 | 3,523 |
| Total noninterest expense | $1,597,000 | 4,392 |
| Salaries and employee benefits | $766,000 | 4,636 |
| Premises and equipment expense | $192,000 | 4,260 |
| Additional noninterest expense | $639,000 | 3,956 |
| Pre-tax net operating income | $-102,000 | 6,337 |
| Securities gains (losses) | $3,000 | 2,288 |
| Applicable income taxes | $-77,000 | 6,495 |
| Income before extraordinary items | $-22,000 | 6,251 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-22,000 | 6,253 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-22,000 | 6,253 |
| Net charge-offs | $-317,000 | 6,514 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-23,920 | 6,239 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 5,507 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $528,000 | 5,510 |
| Provision for loan and lease losses | $-185,000 | 6,560 |
| Total noninterest income | $101,000 | 4,609 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $22,000 | 5,246 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $79,000 | 3,913 |
| Total noninterest expense | $841,000 | 4,308 |
| Salaries and employee benefits | $384,000 | 4,680 |
| Premises and equipment expense | $105,000 | 4,105 |
| Additional noninterest expense | $352,000 | 3,706 |
| Pre-tax net operating income | $-27,000 | 6,315 |
| Securities gains (losses) | $3,000 | 1,458 |
| Applicable income taxes | $-45,000 | 6,570 |
| Income before extraordinary items | $21,000 | 6,040 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 6,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $21,000 | 6,041 |
| Net charge-offs | $-317,000 | 6,645 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $19,080 | 6,040 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 5,316 |
| Total interest expense | $392,000 | 4,947 |
| Net interest income | $2,452,000 | 5,314 |
| Provision for loan and lease losses | $457,000 | 1,957 |
| Total noninterest income | $779,000 | 3,652 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $104,000 | 5,197 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $675,000 | 2,925 |
| Total noninterest expense | $2,961,000 | 4,641 |
| Salaries and employee benefits | $1,416,000 | 4,897 |
| Premises and equipment expense | $329,000 | 4,647 |
| Additional noninterest expense | $1,216,000 | 4,174 |
| Pre-tax net operating income | $-187,000 | 6,357 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-95,000 | 6,475 |
| Income before extraordinary items | $-92,000 | 6,331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-92,000 | 6,332 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-92,000 | 6,333 |
| Net charge-offs | $1,594,000 | 905 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-92,000 | 6,305 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 5,304 |
| Total interest expense | $306,000 | 4,959 |
| Net interest income | $1,917,000 | 5,302 |
| Provision for loan and lease losses | $347,000 | 1,937 |
| Total noninterest income | $670,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $80,000 | 5,214 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $590,000 | 2,765 |
| Total noninterest expense | $2,211,000 | 4,670 |
| Salaries and employee benefits | $1,021,000 | 5,018 |
| Premises and equipment expense | $249,000 | 4,655 |
| Additional noninterest expense | $941,000 | 4,083 |
| Pre-tax net operating income | $29,000 | 6,202 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-25,000 | 6,577 |
| Income before extraordinary items | $54,000 | 6,185 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $54,000 | 6,187 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $54,000 | 6,186 |
| Net charge-offs | $1,489,000 | 743 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $54,000 | 6,121 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 5,249 |
| Total interest expense | $214,000 | 4,933 |
| Net interest income | $1,329,000 | 5,236 |
| Provision for loan and lease losses | $110,000 | 2,850 |
| Total noninterest income | $190,000 | 4,919 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $51,000 | 5,273 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,307 |
| Total noninterest expense | $1,470,000 | 4,705 |
| Salaries and employee benefits | $675,000 | 5,060 |
| Premises and equipment expense | $159,000 | 4,762 |
| Additional noninterest expense | $636,000 | 4,052 |
| Pre-tax net operating income | $-61,000 | 6,428 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-28,000 | 6,656 |
| Income before extraordinary items | $-33,000 | 6,433 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-33,000 | 6,435 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-33,000 | 6,435 |
| Net charge-offs | $435,000 | 1,373 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-33,000 | 6,390 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 5,175 |
| Total interest expense | $113,000 | 4,905 |
| Net interest income | $708,000 | 5,142 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,190 |
| Total noninterest expense | $710,000 | 4,821 |
| Salaries and employee benefits | $315,000 | 5,254 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $313,000 | 4,116 |
| Pre-tax net operating income | $97,000 | 5,352 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $78,000 | 5,497 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $78,000 | 5,498 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $78,000 | 5,498 |
| Net charge-offs | $65,000 | 2,229 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $78,000 | 5,396 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,849,000 | 4,970 |
| Total interest expense | $692,000 | 4,435 |
| Net interest income | $3,157,000 | 4,988 |
| Provision for loan and lease losses | $2,445,000 | 907 |
| Total noninterest income | $225,000 | 5,559 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $122,000 | 5,125 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $103,000 | 5,320 |
| Total noninterest expense | $3,107,000 | 4,660 |
| Salaries and employee benefits | $1,477,000 | 4,883 |
| Premises and equipment expense | $302,000 | 4,950 |
| Additional noninterest expense | $1,328,000 | 4,089 |
| Pre-tax net operating income | $-2,170,000 | 6,824 |
| Securities gains (losses) | $119,000 | 2,135 |
| Applicable income taxes | $-878,000 | 6,952 |
| Income before extraordinary items | $-1,173,000 | 6,741 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,173,000 | 6,737 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,173,000 | 6,738 |
| Net charge-offs | $1,177,000 | 1,648 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,249,160 | 6,726 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 4,960 |
| Total interest expense | $531,000 | 4,508 |
| Net interest income | $2,463,000 | 4,986 |
| Provision for loan and lease losses | $1,800,000 | 927 |
| Total noninterest income | $251,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $86,000 | 5,293 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,502 |
| Total noninterest expense | $2,290,000 | 4,730 |
| Salaries and employee benefits | $1,163,000 | 4,771 |
| Premises and equipment expense | $225,000 | 5,028 |
| Additional noninterest expense | $902,000 | 4,375 |
| Pre-tax net operating income | $-1,376,000 | 6,903 |
| Securities gains (losses) | $116,000 | 1,868 |
| Applicable income taxes | $-369,000 | 7,017 |
| Income before extraordinary items | $-891,000 | 6,857 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-891,000 | 6,855 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-891,000 | 6,856 |
| Net charge-offs | $13,000 | 5,228 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-973,360 | 6,839 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,070,000 | 4,914 |
| Total interest expense | $374,000 | 4,480 |
| Net interest income | $1,696,000 | 4,932 |
| Provision for loan and lease losses | $344,000 | 2,259 |
| Total noninterest income | $154,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $55,000 | 5,378 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,672 |
| Total noninterest expense | $1,478,000 | 4,850 |
| Salaries and employee benefits | $776,000 | 4,821 |
| Premises and equipment expense | $146,000 | 5,107 |
| Additional noninterest expense | $556,000 | 4,570 |
| Pre-tax net operating income | $28,000 | 6,201 |
| Securities gains (losses) | $115,000 | 1,493 |
| Applicable income taxes | $91,000 | 3,127 |
| Income before extraordinary items | $52,000 | 6,221 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $52,000 | 6,221 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $52,000 | 6,221 |
| Net charge-offs | $14,000 | 4,811 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-21,600 | 6,388 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 4,824 |
| Total interest expense | $198,000 | 4,474 |
| Net interest income | $887,000 | 4,839 |
| Provision for loan and lease losses | $198,000 | 2,044 |
| Total noninterest income | $61,000 | 5,624 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $26,000 | 5,450 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $723,000 | 4,916 |
| Salaries and employee benefits | $384,000 | 4,876 |
| Premises and equipment expense | $71,000 | 5,195 |
| Additional noninterest expense | $268,000 | 4,678 |
| Pre-tax net operating income | $27,000 | 6,159 |
| Securities gains (losses) | $115,000 | 846 |
| Applicable income taxes | $77,000 | 2,676 |
| Income before extraordinary items | $65,000 | 5,811 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $65,000 | 5,811 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $65,000 | 5,811 |
| Net charge-offs | $14,000 | 3,886 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-8,600 | 6,472 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,684 |
| Total interest expense | $1,063,000 | 4,265 |
| Net interest income | $3,703,000 | 4,747 |
| Provision for loan and lease losses | $187,000 | 4,698 |
| Total noninterest income | $359,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $140,000 | 5,013 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $219,000 | 4,346 |
| Total noninterest expense | $3,119,000 | 4,779 |
| Salaries and employee benefits | $1,562,000 | 4,853 |
| Premises and equipment expense | $329,000 | 5,027 |
| Additional noninterest expense | $1,228,000 | 4,384 |
| Pre-tax net operating income | $756,000 | 4,165 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $246,000 | 2,710 |
| Income before extraordinary items | $510,000 | 4,633 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $510,000 | 4,636 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $510,000 | 4,635 |
| Net charge-offs | $251,000 | 4,010 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $510,000 | 4,522 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 4,747 |
| Total interest expense | $846,000 | 4,224 |
| Net interest income | $2,733,000 | 4,815 |
| Provision for loan and lease losses | $107,000 | 4,876 |
| Total noninterest income | $325,000 | 4,676 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $219,000 | 3,968 |
| Total noninterest expense | $2,350,000 | 4,772 |
| Salaries and employee benefits | $1,173,000 | 4,845 |
| Premises and equipment expense | $247,000 | 5,077 |
| Additional noninterest expense | $930,000 | 4,367 |
| Pre-tax net operating income | $601,000 | 4,217 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $204,000 | 2,644 |
| Income before extraordinary items | $397,000 | 4,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $397,000 | 4,670 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $397,000 | 4,670 |
| Net charge-offs | $99,000 | 4,446 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $397,000 | 4,544 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 4,780 |
| Total interest expense | $593,000 | 4,220 |
| Net interest income | $1,798,000 | 4,873 |
| Provision for loan and lease losses | $88,000 | 4,576 |
| Total noninterest income | $278,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $65,000 | 5,142 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $213,000 | 3,396 |
| Total noninterest expense | $1,619,000 | 4,730 |
| Salaries and employee benefits | $791,000 | 4,857 |
| Premises and equipment expense | $170,000 | 5,045 |
| Additional noninterest expense | $658,000 | 4,265 |
| Pre-tax net operating income | $369,000 | 4,324 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $121,000 | 2,707 |
| Income before extraordinary items | $249,000 | 4,711 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $249,000 | 4,709 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $249,000 | 4,711 |
| Net charge-offs | $53,000 | 4,400 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $248,330 | 4,628 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 4,819 |
| Total interest expense | $306,000 | 4,243 |
| Net interest income | $889,000 | 4,903 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $175,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $30,000 | 5,223 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $145,000 | 2,960 |
| Total noninterest expense | $795,000 | 4,805 |
| Salaries and employee benefits | $391,000 | 4,931 |
| Premises and equipment expense | $89,000 | 4,984 |
| Additional noninterest expense | $315,000 | 4,391 |
| Pre-tax net operating income | $244,000 | 3,879 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $69,000 | 2,568 |
| Income before extraordinary items | $176,000 | 4,194 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $176,000 | 4,193 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $176,000 | 4,194 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $175,280 | 4,144 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 4,694 |
| Total interest expense | $1,472,000 | 4,314 |
| Net interest income | $3,758,000 | 4,756 |
| Provision for loan and lease losses | $982,000 | 3,081 |
| Total noninterest income | $299,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $178,000 | 4,629 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $121,000 | 5,225 |
| Total noninterest expense | $3,088,000 | 4,954 |
| Salaries and employee benefits | $1,527,000 | 5,014 |
| Premises and equipment expense | $362,000 | 4,988 |
| Additional noninterest expense | $1,199,000 | 4,613 |
| Pre-tax net operating income | $-13,000 | 5,803 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $-57,000 | 6,736 |
| Income before extraordinary items | $47,000 | 5,813 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $47,000 | 5,814 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $47,000 | 5,814 |
| Net charge-offs | $1,100,000 | 2,557 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $45,080 | 5,679 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,825 |
| Total interest expense | $1,149,000 | 4,356 |
| Net interest income | $2,718,000 | 4,916 |
| Provision for loan and lease losses | $908,000 | 2,647 |
| Total noninterest income | $352,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $140,000 | 4,611 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $212,000 | 4,092 |
| Total noninterest expense | $2,280,000 | 5,005 |
| Salaries and employee benefits | $1,127,000 | 5,091 |
| Premises and equipment expense | $275,000 | 5,035 |
| Additional noninterest expense | $878,000 | 4,661 |
| Pre-tax net operating income | $-118,000 | 6,182 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-18,000 | 6,880 |
| Income before extraordinary items | $-100,000 | 6,304 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-100,000 | 6,304 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-100,000 | 6,304 |
| Net charge-offs | $1,006,000 | 2,187 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-100,000 | 6,206 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 4,922 |
| Total interest expense | $795,000 | 4,368 |
| Net interest income | $1,731,000 | 5,047 |
| Provision for loan and lease losses | $179,000 | 4,411 |
| Total noninterest income | $237,000 | 4,729 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $1,499,000 | 5,073 |
| Salaries and employee benefits | $737,000 | 5,162 |
| Premises and equipment expense | $185,000 | 5,051 |
| Additional noninterest expense | $577,000 | 4,689 |
| Pre-tax net operating income | $290,000 | 4,455 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $83,000 | 2,935 |
| Income before extraordinary items | $207,000 | 4,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $207,000 | 4,851 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $207,000 | 4,850 |
| Net charge-offs | $585,000 | 2,266 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $207,000 | 4,703 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,255,000 | 5,007 |
| Total interest expense | $400,000 | 4,480 |
| Net interest income | $855,000 | 5,123 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $134,000 | 4,518 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $52,000 | 4,405 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $746,000 | 5,126 |
| Salaries and employee benefits | $356,000 | 5,302 |
| Premises and equipment expense | $98,000 | 4,997 |
| Additional noninterest expense | $292,000 | 4,661 |
| Pre-tax net operating income | $183,000 | 4,237 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $48,000 | 2,818 |
| Income before extraordinary items | $135,000 | 4,563 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,564 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $135,000 | 4,562 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $135,000 | 4,449 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,023,000 | 5,114 |
| Total interest expense | $1,876,000 | 4,643 |
| Net interest income | $3,147,000 | 5,256 |
| Provision for loan and lease losses | $734,000 | 3,966 |
| Total noninterest income | $464,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $217,000 | 4,495 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $247,000 | 4,292 |
| Total noninterest expense | $3,019,000 | 5,158 |
| Salaries and employee benefits | $1,393,000 | 5,411 |
| Premises and equipment expense | $402,000 | 4,984 |
| Additional noninterest expense | $1,224,000 | 4,684 |
| Pre-tax net operating income | $-142,000 | 5,641 |
| Securities gains (losses) | $139,000 | 1,848 |
| Applicable income taxes | $-54,000 | 6,458 |
| Income before extraordinary items | $51,000 | 5,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $51,000 | 5,341 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $51,000 | 5,341 |
| Net charge-offs | $170,000 | 5,185 |
| Cash dividends | $150,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-37,960 | 5,576 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 5,177 |
| Total interest expense | $1,448,000 | 4,702 |
| Net interest income | $2,316,000 | 5,334 |
| Provision for loan and lease losses | $95,000 | 6,028 |
| Total noninterest income | $332,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $153,000 | 4,645 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $179,000 | 4,461 |
| Total noninterest expense | $2,162,000 | 5,310 |
| Salaries and employee benefits | $1,027,000 | 5,502 |
| Premises and equipment expense | $307,000 | 4,970 |
| Additional noninterest expense | $828,000 | 4,966 |
| Pre-tax net operating income | $391,000 | 4,218 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $91,000 | 2,945 |
| Income before extraordinary items | $300,000 | 4,424 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $300,000 | 4,421 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $300,000 | 4,424 |
| Net charge-offs | $6,000 | 6,654 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $300,000 | 4,365 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,507,000 | 5,223 |
| Total interest expense | $1,006,000 | 4,715 |
| Net interest income | $1,501,000 | 5,405 |
| Provision for loan and lease losses | $57,000 | 5,978 |
| Total noninterest income | $224,000 | 5,015 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $100,000 | 4,666 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $124,000 | 4,433 |
| Total noninterest expense | $1,450,000 | 5,338 |
| Salaries and employee benefits | $681,000 | 5,582 |
| Premises and equipment expense | $210,000 | 4,946 |
| Additional noninterest expense | $559,000 | 4,939 |
| Pre-tax net operating income | $218,000 | 4,542 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $181,000 | 4,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 4,652 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $181,000 | 4,652 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $181,000 | 4,569 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,472 |
| Total interest expense | $535,000 | 4,645 |
| Net interest income | $640,000 | 5,829 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $105,000 | 5,122 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $46,000 | 4,770 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $59,000 | 4,537 |
| Total noninterest expense | $710,000 | 5,348 |
| Salaries and employee benefits | $345,000 | 5,580 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $259,000 | 4,853 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,000 | 7,082 |
| Income before extraordinary items | $8,000 | 6,305 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 6,307 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $8,000 | 6,307 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $8,000 | 6,157 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 5,559 |
| Total interest expense | $2,225,000 | 5,053 |
| Net interest income | $2,610,000 | 5,798 |
| Provision for loan and lease losses | $118,000 | 5,875 |
| Total noninterest income | $552,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $230,000 | 4,529 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $322,000 | 3,979 |
| Total noninterest expense | $2,964,000 | 5,153 |
| Salaries and employee benefits | $1,380,000 | 5,578 |
| Premises and equipment expense | $482,000 | 4,557 |
| Additional noninterest expense | $1,102,000 | 4,529 |
| Pre-tax net operating income | $80,000 | 6,081 |
| Securities gains (losses) | $42,000 | 1,720 |
| Applicable income taxes | $-56,000 | 6,976 |
| Income before extraordinary items | $178,000 | 5,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $178,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $398,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $136,000 | 5,883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 5,613 |
| Total interest expense | $1,684,000 | 5,149 |
| Net interest income | $1,961,000 | 5,845 |
| Provision for loan and lease losses | $77,000 | 5,479 |
| Total noninterest income | $350,000 | 5,077 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $174,000 | 4,546 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $176,000 | 4,679 |
| Total noninterest expense | $2,087,000 | 5,340 |
| Salaries and employee benefits | $984,000 | 5,738 |
| Premises and equipment expense | $371,000 | 4,505 |
| Additional noninterest expense | $732,000 | 4,820 |
| Pre-tax net operating income | $147,000 | 6,231 |
| Securities gains (losses) | $42,000 | 1,531 |
| Applicable income taxes | $25,000 | 4,501 |
| Income before extraordinary items | $164,000 | 5,870 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $164,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $240,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $127,460 | 6,197 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 5,700 |
| Total interest expense | $1,143,000 | 5,251 |
| Net interest income | $1,279,000 | 5,902 |
| Provision for loan and lease losses | $53,000 | 5,129 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $110,000 | 4,655 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $122,000 | 4,685 |
| Total noninterest expense | $1,285,000 | 5,606 |
| Salaries and employee benefits | $653,000 | 5,805 |
| Premises and equipment expense | $218,000 | 4,891 |
| Additional noninterest expense | $414,000 | 5,324 |
| Pre-tax net operating income | $173,000 | 5,992 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $38,000 | 4,270 |
| Income before extraordinary items | $177,000 | 5,777 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $177,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $67,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $142,560 | 5,969 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,773 |
| Total interest expense | $608,000 | 5,253 |
| Net interest income | $604,000 | 6,087 |
| Provision for loan and lease losses | $18,000 | 4,977 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $54,000 | 4,649 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $65,000 | 4,545 |
| Total noninterest expense | $629,000 | 5,682 |
| Salaries and employee benefits | $329,000 | 5,829 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $192,000 | 5,487 |
| Pre-tax net operating income | $76,000 | 6,300 |
| Securities gains (losses) | $42,000 | 1,172 |
| Applicable income taxes | $17,000 | 4,476 |
| Income before extraordinary items | $101,000 | 5,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $101,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,990 |
| Cash dividends | $18,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $64,880 | 6,260 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,794,000 | 5,826 |
| Total interest expense | $2,471,000 | 5,302 |
| Net interest income | $2,323,000 | 6,153 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $463,000 | 5,190 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $225,000 | 4,665 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $238,000 | 4,699 |
| Total noninterest expense | $2,531,000 | 5,568 |
| Salaries and employee benefits | $1,252,000 | 5,853 |
| Premises and equipment expense | $417,000 | 4,896 |
| Additional noninterest expense | $862,000 | 5,093 |
| Pre-tax net operating income | $195,000 | 6,881 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $194,000 | 6,807 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $194,000 | 6,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $320,000 | 4,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $194,000 | 6,791 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,537,000 | 5,894 |
| Total interest expense | $1,817,000 | 5,364 |
| Net interest income | $1,720,000 | 6,219 |
| Provision for loan and lease losses | $54,000 | 4,965 |
| Total noninterest income | $354,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $164,000 | 4,744 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,582 |
| Total noninterest expense | $1,807,000 | 5,683 |
| Salaries and employee benefits | $913,000 | 5,917 |
| Premises and equipment expense | $287,000 | 5,135 |
| Additional noninterest expense | $607,000 | 5,258 |
| Pre-tax net operating income | $213,000 | 6,919 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $33,000 | 5,207 |
| Income before extraordinary items | $180,000 | 6,905 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $180,000 | 6,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $275,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $180,000 | 6,891 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,954 |
| Total interest expense | $1,169,000 | 5,458 |
| Net interest income | $1,156,000 | 6,248 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $249,000 | 5,086 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $110,000 | 4,742 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $139,000 | 4,467 |
| Total noninterest expense | $1,206,000 | 5,711 |
| Salaries and employee benefits | $619,000 | 5,910 |
| Premises and equipment expense | $185,000 | 5,262 |
| Additional noninterest expense | $402,000 | 5,293 |
| Pre-tax net operating income | $151,000 | 6,958 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $30,000 | 5,109 |
| Income before extraordinary items | $121,000 | 6,970 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $121,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $275,000 | 3,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $121,000 | 6,957 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 5,935 |
| Total interest expense | $586,000 | 5,444 |
| Net interest income | $589,000 | 6,204 |
| Provision for loan and lease losses | $24,000 | 4,189 |
| Total noninterest income | $113,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $52,000 | 4,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $567,000 | 5,932 |
| Salaries and employee benefits | $291,000 | 6,143 |
| Premises and equipment expense | $99,000 | 5,082 |
| Additional noninterest expense | $177,000 | 5,639 |
| Pre-tax net operating income | $111,000 | 6,527 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $25,000 | 4,759 |
| Income before extraordinary items | $86,000 | 6,606 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $86,000 | 6,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $86,000 | 6,595 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,321,000 | 5,926 |
| Total interest expense | $1,883,000 | 5,567 |
| Net interest income | $2,438,000 | 6,101 |
| Provision for loan and lease losses | $96,000 | 4,805 |
| Total noninterest income | $433,000 | 5,442 |
| Gross Fiduciary activities income | $18,000 | 1,190 |
| Service charges on deposit accounts | $201,000 | 4,976 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $214,000 | 4,989 |
| Total noninterest expense | $2,151,000 | 5,944 |
| Salaries and employee benefits | $1,089,000 | 6,187 |
| Premises and equipment expense | $338,000 | 5,421 |
| Additional noninterest expense | $724,000 | 5,549 |
| Pre-tax net operating income | $624,000 | 6,119 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $169,000 | 4,484 |
| Income before extraordinary items | $455,000 | 6,317 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $455,000 | 6,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $455,000 | 6,317 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 5,998 |
| Total interest expense | $1,336,000 | 5,639 |
| Net interest income | $1,838,000 | 6,140 |
| Provision for loan and lease losses | $72,000 | 4,622 |
| Total noninterest income | $312,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $156,000 | 4,955 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $156,000 | 5,055 |
| Total noninterest expense | $1,581,000 | 5,992 |
| Salaries and employee benefits | $808,000 | 6,193 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $526,000 | 5,622 |
| Pre-tax net operating income | $497,000 | 6,233 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $133,000 | 4,616 |
| Income before extraordinary items | $364,000 | 6,410 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $364,000 | 6,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $364,000 | 6,408 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 6,077 |
| Total interest expense | $846,000 | 5,659 |
| Net interest income | $1,183,000 | 6,260 |
| Provision for loan and lease losses | $48,000 | 4,517 |
| Total noninterest income | $201,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,111 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $105,000 | 5,032 |
| Total noninterest expense | $1,043,000 | 6,041 |
| Salaries and employee benefits | $521,000 | 6,319 |
| Premises and equipment expense | $165,000 | 5,518 |
| Additional noninterest expense | $357,000 | 5,554 |
| Pre-tax net operating income | $293,000 | 6,507 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $222,000 | 6,571 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 6,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,225 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $222,000 | 6,567 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,100 |
| Total interest expense | $413,000 | 5,606 |
| Net interest income | $584,000 | 6,303 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $103,000 | 5,530 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 5,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $530,000 | 6,011 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $87,000 | 5,380 |
| Additional noninterest expense | $184,000 | 5,434 |
| Pre-tax net operating income | $133,000 | 6,641 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $105,000 | 6,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,166 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $105,000 | 6,651 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 5,877 |
| Total interest expense | $1,380,000 | 5,457 |
| Net interest income | $2,550,000 | 5,991 |
| Provision for loan and lease losses | $67,000 | 5,348 |
| Total noninterest income | $330,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $159,000 | 5,516 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $171,000 | 5,487 |
| Total noninterest expense | $2,008,000 | 6,107 |
| Salaries and employee benefits | $1,053,000 | 6,204 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $645,000 | 5,823 |
| Pre-tax net operating income | $805,000 | 5,860 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $221,000 | 4,533 |
| Income before extraordinary items | $584,000 | 6,062 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $584,000 | 6,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,264 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $584,000 | 6,034 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 5,898 |
| Total interest expense | $982,000 | 5,486 |
| Net interest income | $1,924,000 | 6,002 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $248,000 | 6,162 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $121,000 | 5,512 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $127,000 | 5,502 |
| Total noninterest expense | $1,539,000 | 5,991 |
| Salaries and employee benefits | $798,000 | 6,142 |
| Premises and equipment expense | $236,000 | 5,595 |
| Additional noninterest expense | $505,000 | 5,668 |
| Pre-tax net operating income | $583,000 | 6,082 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $164,000 | 4,713 |
| Income before extraordinary items | $419,000 | 6,264 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $419,000 | 6,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,996 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $419,000 | 6,226 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 5,911 |
| Total interest expense | $598,000 | 5,579 |
| Net interest income | $1,290,000 | 5,972 |
| Provision for loan and lease losses | $29,000 | 5,376 |
| Total noninterest income | $165,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $75,000 | 5,613 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $90,000 | 5,383 |
| Total noninterest expense | $1,024,000 | 5,994 |
| Salaries and employee benefits | $519,000 | 6,221 |
| Premises and equipment expense | $156,000 | 5,596 |
| Additional noninterest expense | $349,000 | 5,537 |
| Pre-tax net operating income | $402,000 | 5,967 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $111,000 | 4,681 |
| Income before extraordinary items | $291,000 | 6,184 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $291,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 2,464 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $291,000 | 6,131 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $905,000 | 6,032 |
| Total interest expense | $266,000 | 5,801 |
| Net interest income | $639,000 | 6,030 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $87,000 | 5,983 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $35,000 | 5,695 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $486,000 | 6,211 |
| Salaries and employee benefits | $256,000 | 6,297 |
| Premises and equipment expense | $78,000 | 5,638 |
| Additional noninterest expense | $152,000 | 5,961 |
| Pre-tax net operating income | $232,000 | 5,622 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $64,000 | 4,424 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,639,000 | 5,858 |
| Total interest expense | $1,053,000 | 5,516 |
| Net interest income | $2,586,000 | 5,902 |
| Provision for loan and lease losses | $81,000 | 5,303 |
| Total noninterest income | $302,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $157,000 | 5,693 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $145,000 | 5,763 |
| Total noninterest expense | $1,966,000 | 6,054 |
| Salaries and employee benefits | $1,022,000 | 6,203 |
| Premises and equipment expense | $310,000 | 5,586 |
| Additional noninterest expense | $634,000 | 5,819 |
| Pre-tax net operating income | $841,000 | 5,670 |
| Securities gains (losses) | $-39,000 | 8,540 |
| Applicable income taxes | $223,000 | 4,613 |
| Income before extraordinary items | $579,000 | 6,028 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $579,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,099 |
| Cash dividends | $45,000 | 5,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $607,080 | 5,852 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 5,852 |
| Total interest expense | $812,000 | 5,410 |
| Net interest income | $1,912,000 | 5,947 |
| Provision for loan and lease losses | $81,000 | 4,696 |
| Total noninterest income | $231,000 | 6,383 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $118,000 | 5,739 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $113,000 | 5,689 |
| Total noninterest expense | $1,473,000 | 6,015 |
| Salaries and employee benefits | $759,000 | 6,202 |
| Premises and equipment expense | $216,000 | 5,757 |
| Additional noninterest expense | $498,000 | 5,649 |
| Pre-tax net operating income | $589,000 | 5,947 |
| Securities gains (losses) | $-39,000 | 8,769 |
| Applicable income taxes | $149,000 | 4,859 |
| Income before extraordinary items | $401,000 | 6,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $401,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $429,470 | 6,087 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 5,870 |
| Total interest expense | $557,000 | 5,343 |
| Net interest income | $1,253,000 | 6,020 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $154,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $77,000 | 5,788 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 5,665 |
| Total noninterest expense | $971,000 | 6,091 |
| Salaries and employee benefits | $498,000 | 6,310 |
| Premises and equipment expense | $147,000 | 5,726 |
| Additional noninterest expense | $326,000 | 5,717 |
| Pre-tax net operating income | $355,000 | 6,155 |
| Securities gains (losses) | $-11,000 | 8,702 |
| Applicable income taxes | $90,000 | 4,967 |
| Income before extraordinary items | $254,000 | 6,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $254,000 | 6,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $262,140 | 6,252 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 5,942 |
| Total interest expense | $283,000 | 5,349 |
| Net interest income | $610,000 | 6,104 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $79,000 | 6,323 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $39,000 | 5,736 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $488,000 | 6,123 |
| Salaries and employee benefits | $245,000 | 6,405 |
| Premises and equipment expense | $75,000 | 5,696 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $131,000 | 6,710 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $41,000 | 5,084 |
| Income before extraordinary items | $99,000 | 6,896 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $99,000 | 6,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $92,610 | 6,939 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 5,829 |
| Total interest expense | $1,338,000 | 5,239 |
| Net interest income | $2,437,000 | 5,996 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $384,000 | 6,051 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $165,000 | 5,687 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $219,000 | 5,101 |
| Total noninterest expense | $1,887,000 | 6,180 |
| Salaries and employee benefits | $939,000 | 6,478 |
| Premises and equipment expense | $296,000 | 5,695 |
| Additional noninterest expense | $652,000 | 5,725 |
| Pre-tax net operating income | $874,000 | 5,477 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $237,000 | 4,667 |
| Income before extraordinary items | $637,000 | 5,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $637,000 | 5,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,107 |
| Cash dividends | $45,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $637,000 | 5,650 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 5,879 |
| Total interest expense | $1,039,000 | 5,254 |
| Net interest income | $1,810,000 | 6,031 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $307,000 | 5,972 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $125,000 | 5,705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 4,974 |
| Total noninterest expense | $1,382,000 | 6,222 |
| Salaries and employee benefits | $713,000 | 6,416 |
| Premises and equipment expense | $207,000 | 5,905 |
| Additional noninterest expense | $462,000 | 5,888 |
| Pre-tax net operating income | $690,000 | 5,545 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $192,000 | 4,713 |
| Income before extraordinary items | $498,000 | 5,873 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $498,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $498,000 | 5,694 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 5,882 |
| Total interest expense | $709,000 | 5,297 |
| Net interest income | $1,210,000 | 6,038 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $185,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $84,000 | 5,654 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $881,000 | 6,402 |
| Salaries and employee benefits | $461,000 | 6,530 |
| Premises and equipment expense | $139,000 | 5,890 |
| Additional noninterest expense | $281,000 | 6,173 |
| Pre-tax net operating income | $484,000 | 5,397 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $133,000 | 4,688 |
| Income before extraordinary items | $351,000 | 5,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $351,000 | 5,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $351,000 | 5,516 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,954 |
| Total interest expense | $360,000 | 5,361 |
| Net interest income | $584,000 | 6,141 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $98,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $436,000 | 6,457 |
| Salaries and employee benefits | $227,000 | 6,595 |
| Premises and equipment expense | $73,000 | 5,718 |
| Additional noninterest expense | $136,000 | 6,282 |
| Pre-tax net operating income | $231,000 | 5,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $64,000 | 4,721 |
| Income before extraordinary items | $167,000 | 5,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $167,000 | 5,563 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 6,006 |
| Total interest expense | $1,574,000 | 5,573 |
| Net interest income | $2,304,000 | 6,173 |
| Provision for loan and lease losses | $73,000 | 6,223 |
| Total noninterest income | $269,000 | 6,703 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $125,000 | 6,171 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $144,000 | 5,689 |
| Total noninterest expense | $1,702,000 | 6,454 |
| Salaries and employee benefits | $853,000 | 6,689 |
| Premises and equipment expense | $293,000 | 5,667 |
| Additional noninterest expense | $556,000 | 6,188 |
| Pre-tax net operating income | $798,000 | 5,779 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $204,000 | 5,080 |
| Income before extraordinary items | $594,000 | 5,991 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $594,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-60,000 | 9,238 |
| Net operating income | $594,000 | 5,847 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,070,000 | 6,294 |
| Total interest expense | $2,212,000 | 5,796 |
| Net interest income | $1,858,000 | 6,685 |
| Provision for loan and lease losses | $48,000 | 6,745 |
| Total noninterest income | $274,000 | 6,635 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $156,000 | 5,728 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $118,000 | 6,034 |
| Total noninterest expense | $1,543,000 | 6,700 |
| Salaries and employee benefits | $837,000 | 6,629 |
| Premises and equipment expense | $257,000 | 6,000 |
| Additional noninterest expense | $449,000 | 6,794 |
| Pre-tax net operating income | $541,000 | 6,395 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $115,000 | 5,834 |
| Income before extraordinary items | $426,000 | 6,423 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $426,000 | 6,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,243 |
| Cash dividends | $133,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $426,000 | 6,300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 6,704 |
| Total interest expense | $1,828,000 | 6,544 |
| Net interest income | $1,897,000 | 6,737 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $216,000 | 7,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,397 |
| Total noninterest expense | $1,465,000 | 6,833 |
| Salaries and employee benefits | $782,000 | 6,816 |
| Premises and equipment expense | $229,000 | 6,328 |
| Additional noninterest expense | $454,000 | 6,743 |
| Pre-tax net operating income | $610,000 | 6,547 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $139,000 | 6,052 |
| Income before extraordinary items | $471,000 | 6,475 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $471,000 | 6,474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $93,000 | 6,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $471,000 | 6,493 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,818,000 | 7,587 |
| Total interest expense | $1,213,000 | 7,614 |
| Net interest income | $1,605,000 | 7,379 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $148,000 | 8,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,387 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $1,199,000 | 7,568 |
| Salaries and employee benefits | $604,000 | 7,736 |
| Premises and equipment expense | $184,000 | 7,067 |
| Additional noninterest expense | $411,000 | 7,170 |
| Pre-tax net operating income | $530,000 | 6,997 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $121,000 | 6,636 |
| Income before extraordinary items | $409,000 | 6,935 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $409,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,834 |
| Cash dividends | $42,000 | 6,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $409,000 | 6,912 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 7,955 |
| Total interest expense | $1,135,000 | 8,061 |
| Net interest income | $1,487,000 | 7,716 |
| Provision for loan and lease losses | $14,000 | 8,020 |
| Total noninterest income | $145,000 | 8,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 6,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $1,125,000 | 7,751 |
| Salaries and employee benefits | $566,000 | 7,950 |
| Premises and equipment expense | $175,000 | 7,150 |
| Additional noninterest expense | $384,000 | 7,357 |
| Pre-tax net operating income | $493,000 | 7,406 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $108,000 | 7,408 |
| Income before extraordinary items | $390,000 | 7,284 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $390,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,737 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $386,100 | 7,217 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 8,734 |
| Total interest expense | $887,000 | 9,009 |
| Net interest income | $1,351,000 | 8,352 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $1,019,000 | 8,277 |
| Salaries and employee benefits | $532,000 | 8,381 |
| Premises and equipment expense | $155,000 | 7,697 |
| Additional noninterest expense | $332,000 | 7,985 |
| Pre-tax net operating income | $475,000 | 8,066 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $101,000 | 8,381 |
| Income before extraordinary items | $376,000 | 7,806 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $376,000 | 7,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $374,420 | 7,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 9,374 |
| Total interest expense | $790,000 | 9,678 |
| Net interest income | $1,211,000 | 9,007 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $154,000 | 8,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,697 |
| Total noninterest expense | $956,000 | 8,856 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $178,000 | 7,473 |
| Additional noninterest expense | $270,000 | 9,187 |
| Pre-tax net operating income | $369,000 | 8,694 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $282,000 | 8,572 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $282,000 | 8,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,503 |
| Cash dividends | $268,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $282,000 | 8,508 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,939,000 | 9,820 |
| Total interest expense | $762,000 | 10,081 |
| Net interest income | $1,177,000 | 9,404 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $165,000 | 9,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 7,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 9,970 |
| Total noninterest expense | $1,067,000 | 8,696 |
| Salaries and employee benefits | $650,000 | 8,065 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $268,000 | 9,622 |
| Pre-tax net operating income | $253,000 | 10,089 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $60,000 | 9,978 |
| Income before extraordinary items | $195,000 | 9,988 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $195,000 | 9,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,105 |
| Cash dividends | $46,000 | 7,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $193,480 | 9,976 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,854,000 | 10,071 |
| Total interest expense | $697,000 | 10,103 |
| Net interest income | $1,157,000 | 9,881 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $176,000 | 9,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 10,473 |
| Total noninterest expense | $902,000 | 9,768 |
| Salaries and employee benefits | $487,000 | 9,514 |
| Premises and equipment expense | $134,000 | 8,981 |
| Additional noninterest expense | $281,000 | 10,181 |
| Pre-tax net operating income | $421,000 | 9,193 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $89,000 | 9,599 |
| Income before extraordinary items | $332,000 | 8,805 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $332,000 | 8,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $41,000 | 8,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $332,000 | 8,857 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 10,214 |
| Total interest expense | $779,000 | 10,156 |
| Net interest income | $1,206,000 | 10,053 |
| Provision for loan and lease losses | $8,000 | 9,904 |
| Total noninterest income | $177,000 | 9,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,614 |
| Total noninterest expense | $933,000 | 10,043 |
| Salaries and employee benefits | $502,000 | 9,649 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $442,000 | 9,083 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $65,000 | 10,597 |
| Income before extraordinary items | $377,000 | 8,665 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $377,000 | 8,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 12,387 |
| Cash dividends | $40,000 | 8,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $377,000 | 8,408 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,171,000 | 10,534 |
| Total interest expense | $982,000 | 10,476 |
| Net interest income | $1,189,000 | 10,363 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 7,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $878,000 | 10,621 |
| Salaries and employee benefits | $462,000 | 10,177 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $284,000 | 11,071 |
| Pre-tax net operating income | $456,000 | 8,746 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $376,000 | 8,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $376,000 | 8,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $376,000 | 8,093 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.