Home > Poppy Bank > 1- 4 Family Residential Net Loans and Leases

Poppy Bank, 1- 4 Family Residential Net Loans and Leases

2023-12-31Rank
1-4 family residential loans$671,102,000297
Loans secured by 1-4 family first liens$659,550,000274
Loans secured by 1-4 family junior liens$3,524,0001,112
Home equity loans$8,028,0001,393
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$26,975,0001,596
2023-09-30Rank
1-4 family residential loans$688,720,000290
Loans secured by 1-4 family first liens$676,178,000265
Loans secured by 1-4 family junior liens$4,625,000852
Home equity loans$7,917,0001,381
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,015
2023-06-30Rank
1-4 family residential loans$696,674,000277
Loans secured by 1-4 family first liens$685,019,000254
Loans secured by 1-4 family junior liens$4,561,000829
Home equity loans$7,094,0001,435
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$34,389,0001,351
2023-03-31Rank
1-4 family residential loans$709,096,000270
Loans secured by 1-4 family first liens$697,090,000248
Loans secured by 1-4 family junior liens$4,441,000812
Home equity loans$7,565,0001,386
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,028
2022-12-31Rank
1-4 family residential loans$711,405,000262
Loans secured by 1-4 family first liens$696,601,000244
Loans secured by 1-4 family junior liens$4,997,000699
Home equity loans$9,807,0001,205
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$35,683,0001,291
2022-09-30Rank
1-4 family residential loans$652,750,000271
Loans secured by 1-4 family first liens$639,618,000244
Loans secured by 1-4 family junior liens$4,952,000678
Home equity loans$8,180,0001,317
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,057
2022-06-30Rank
1-4 family residential loans$454,791,000359
Loans secured by 1-4 family first liens$441,049,000324
Loans secured by 1-4 family junior liens$4,866,000664
Home equity loans$8,876,0001,251
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$40,707,0001,084
2022-03-31Rank
1-4 family residential loans$230,879,000645
Loans secured by 1-4 family first liens$218,034,000605
Loans secured by 1-4 family junior liens$4,569,000672
Home equity loans$8,276,0001,275
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,074
2021-12-31Rank
1-4 family residential loans$152,306,000942
Loans secured by 1-4 family first liens$137,798,000911
Loans secured by 1-4 family junior liens$5,621,000566
Home equity loans$8,887,0001,214
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$49,014,000912
2021-09-30Rank
1-4 family residential loans$166,003,000887
Loans secured by 1-4 family first liens$150,574,000835
Loans secured by 1-4 family junior liens$5,473,000593
Home equity loans$9,956,0001,149
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,130
2021-06-30Rank
1-4 family residential loans$175,893,000822
Loans secured by 1-4 family first liens$166,435,000758
Loans secured by 1-4 family junior liens$5,348,000617
Home equity loans$4,110,0001,845
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$53,198,000866
2021-03-31Rank
1-4 family residential loans$219,914,000673
Loans secured by 1-4 family first liens$207,051,000633
Loans secured by 1-4 family junior liens$5,198,000649
Home equity loans$7,665,0001,366
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,137
2020-12-31Rank
1-4 family residential loans$246,381,000626
Loans secured by 1-4 family first liens$231,348,000590
Loans secured by 1-4 family junior liens$6,202,000576
Home equity loans$8,831,0001,274
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$71,064,000706
2020-09-30Rank
1-4 family residential loans$284,802,000552
Loans secured by 1-4 family first liens$269,157,000516
Loans secured by 1-4 family junior liens$6,364,000586
Home equity loans$9,281,0001,241
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,172
2020-06-30Rank
1-4 family residential loans$306,804,000523
Loans secured by 1-4 family first liens$292,554,000482
Loans secured by 1-4 family junior liens$6,154,000628
Home equity loans$8,096,0001,369
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$91,162,000576
2020-03-31Rank
1-4 family residential loans$231,078,000669
Loans secured by 1-4 family first liens$218,646,000602
Loans secured by 1-4 family junior liens$4,854,000818
Home equity loans$7,578,0001,486
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$01,198
2019-12-31Rank
1-4 family residential loans$199,172,000754
Loans secured by 1-4 family first liens$185,156,000698
Loans secured by 1-4 family junior liens$5,220,000780
Home equity loans$8,796,0001,367
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$92,653,000580
2019-09-30Rank
1-4 family residential loans$206,115,000732
Loans secured by 1-4 family first liens$191,779,000673
Loans secured by 1-4 family junior liens$5,289,000793
Home equity loans$9,047,0001,362
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$96,706,000418
2019-06-30Rank
1-4 family residential loans$216,597,000697
Loans secured by 1-4 family first liens$202,624,000641
Loans secured by 1-4 family junior liens$3,378,0001,163
Home equity loans$10,595,0001,254
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$105,466,000514
2019-03-31Rank
1-4 family residential loans$221,524,000683
Loans secured by 1-4 family first liens$208,954,000613
Loans secured by 1-4 family junior liens$3,303,0001,185
Home equity loans$9,267,0001,359
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$109,507,000426
2018-12-31Rank
1-4 family residential loans$225,147,000678
Loans secured by 1-4 family first liens$211,655,000608
Loans secured by 1-4 family junior liens$3,352,0001,176
Home equity loans$10,140,0001,316
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$111,251,000495
2018-09-30Rank
1-4 family residential loans$227,446,000674
Loans secured by 1-4 family first liens$212,963,000605
Loans secured by 1-4 family junior liens$3,165,0001,217
Home equity loans$11,318,0001,238
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$115,084,000418
2018-06-30Rank
1-4 family residential loans$224,650,000671
Loans secured by 1-4 family first liens$209,598,000616
Loans secured by 1-4 family junior liens$2,939,0001,257
Home equity loans$12,113,0001,188
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$117,044,000466
2018-03-31Rank
1-4 family residential loans$203,841,000734
Loans secured by 1-4 family first liens$189,346,000665
Loans secured by 1-4 family junior liens$1,053,0002,408
Home equity loans$13,442,0001,124
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$107,809,000429
2017-12-31Rank
1-4 family residential loans$199,479,000752
Loans secured by 1-4 family first liens$186,541,000676
Loans secured by 1-4 family junior liens$1,089,0002,412
Home equity loans$11,849,0001,250
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$107,673,000492
2017-09-30Rank
1-4 family residential loans$179,725,000833
Loans secured by 1-4 family first liens$168,637,000741
Loans secured by 1-4 family junior liens$662,0002,990
Home equity loans$10,426,0001,355
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$103,184,000434
2017-06-30Rank
1-4 family residential loans$180,983,000817
Loans secured by 1-4 family first liens$168,742,000736
Loans secured by 1-4 family junior liens$692,0002,962
Home equity loans$11,549,0001,278
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$102,806,000491
2017-03-31Rank
1-4 family residential loans$154,610,000921
Loans secured by 1-4 family first liens$142,812,000842
Loans secured by 1-4 family junior liens$682,0003,011
Home equity loans$11,116,0001,311
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$81,393,000503
2016-12-31Rank
1-4 family residential loans$108,703,0001,233
Loans secured by 1-4 family first liens$98,354,0001,157
Loans secured by 1-4 family junior liens$452,0003,502
Home equity loans$9,897,0001,430
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$81,322,000603
2016-09-30Rank
1-4 family residential loans$106,613,0001,251
Loans secured by 1-4 family first liens$95,052,0001,189
Loans secured by 1-4 family junior liens$1,048,0002,552
Home equity loans$10,513,0001,374
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$76,897,000632
2016-06-30Rank
1-4 family residential loans$107,045,0001,244
Loans secured by 1-4 family first liens$94,717,0001,184
Loans secured by 1-4 family junior liens$524,0003,448
Home equity loans$11,804,0001,289
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$74,708,000643
2016-03-31Rank
1-4 family residential loans$105,818,0001,242
Loans secured by 1-4 family first liens$92,701,0001,187
Loans secured by 1-4 family junior liens$164,0004,400
Home equity loans$12,953,0001,199
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$68,173,000685
2015-12-31Rank
1-4 family residential loans$103,724,0001,266
Loans secured by 1-4 family first liens$90,943,0001,205
Loans secured by 1-4 family junior liens$1,018,0002,740
Home equity loans$11,763,0001,283
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$65,334,000699
2015-09-30Rank
1-4 family residential loans$115,793,0001,159
Loans secured by 1-4 family first liens$101,849,0001,090
Loans secured by 1-4 family junior liens$718,0003,229
Home equity loans$13,226,0001,197
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$70,961,000637
2015-06-30Rank
1-4 family residential loans$114,103,0001,169
Loans secured by 1-4 family first liens$101,116,0001,091
Loans secured by 1-4 family junior liens$681,0003,347
Home equity loans$12,306,0001,261
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$67,590,000647
2015-03-31Rank
1-4 family residential loans$111,437,0001,181
Loans secured by 1-4 family first liens$97,669,0001,119
Loans secured by 1-4 family junior liens$684,0003,373
Home equity loans$13,084,0001,202
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$62,911,000679
2014-12-31Rank
1-4 family residential loans$108,730,0001,206
Loans secured by 1-4 family first liens$95,292,0001,140
Loans secured by 1-4 family junior liens$688,0003,411
Home equity loans$12,750,0001,239
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$59,581,000708
2014-09-30Rank
1-4 family residential loans$108,895,0001,191
Loans secured by 1-4 family first liens$94,042,0001,134
Loans secured by 1-4 family junior liens$691,0003,473
Home equity loans$14,162,0001,156
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$56,586,000716
2014-06-30Rank
1-4 family residential loans$105,366,0001,212
Loans secured by 1-4 family first liens$90,646,0001,173
Loans secured by 1-4 family junior liens$704,0003,477
Home equity loans$14,016,0001,158
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$33,043,0001,104
2014-03-31Rank
1-4 family residential loans$100,062,0001,255
Loans secured by 1-4 family first liens$86,407,0001,200
Loans secured by 1-4 family junior liens$706,0003,513
Home equity loans$12,949,0001,221
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$27,596,0001,242
2013-12-31Rank
1-4 family residential loans$94,065,0001,331
Loans secured by 1-4 family first liens$80,802,0001,277
Loans secured by 1-4 family junior liens$730,0003,514
Home equity loans$12,533,0001,249
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$23,492,0001,375
2013-09-30Rank
1-4 family residential loans$94,235,0001,328
Loans secured by 1-4 family first liens$80,666,0001,280
Loans secured by 1-4 family junior liens$778,0003,501
Home equity loans$12,791,0001,246
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$21,563,0001,449
2013-06-30Rank
1-4 family residential loans$89,703,0001,379
Loans secured by 1-4 family first liens$76,975,0001,319
Loans secured by 1-4 family junior liens$785,0003,534
Home equity loans$11,943,0001,306
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$20,270,0001,497
2013-03-31Rank
1-4 family residential loans$89,284,0001,379
Loans secured by 1-4 family first liens$77,835,0001,305
Loans secured by 1-4 family junior liens$772,0003,605
Home equity loans$10,677,0001,428
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$16,457,0001,706
2012-12-31Rank
1-4 family residential loans$90,273,0001,396
Loans secured by 1-4 family first liens$81,118,0001,283
Loans secured by 1-4 family junior liens$06,077
Home equity loans$9,155,0001,596
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$16,859,0001,677
2012-09-30Rank
1-4 family residential loans$87,560,0001,439
Loans secured by 1-4 family first liens$76,761,0001,335
Loans secured by 1-4 family junior liens$803,0003,689
Home equity loans$9,996,0001,544
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$20,846,0001,463
2012-06-30Rank
1-4 family residential loans$89,546,0001,409
Loans secured by 1-4 family first liens$78,840,0001,299
Loans secured by 1-4 family junior liens$845,0003,665
Home equity loans$9,861,0001,575
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$23,298,0001,343
2012-03-31Rank
1-4 family residential loans$99,888,0001,269
Loans secured by 1-4 family first liens$84,931,0001,206
Loans secured by 1-4 family junior liens$1,189,0003,255
Home equity loans$13,768,0001,280
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$34,823,000981
2011-12-31Rank
1-4 family residential loans$101,381,0001,260
Loans secured by 1-4 family first liens$87,201,0001,165
Loans secured by 1-4 family junior liens$1,220,0003,296
Home equity loans$12,960,0001,361
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$34,469,000829
2011-09-30Rank
1-4 family residential loans$99,131,0001,288
Loans secured by 1-4 family first liens$86,240,0001,172
Loans secured by 1-4 family junior liens$1,192,0003,382
Home equity loans$11,699,0001,495
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$32,275,000858
2011-06-30Rank
1-4 family residential loans$100,350,0001,271
Loans secured by 1-4 family first liens$89,080,0001,126
Loans secured by 1-4 family junior liens$1,271,0003,346
Home equity loans$9,999,0001,682
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$28,096,000967
2011-03-31Rank
1-4 family residential loans$104,495,0001,227
Loans secured by 1-4 family first liens$93,444,0001,066
Loans secured by 1-4 family junior liens$679,0004,290
Home equity loans$10,372,0001,669
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$27,386,000984
2010-12-31Rank
1-4 family residential loans$112,343,0001,177
Loans secured by 1-4 family first liens$102,057,0001,012
Loans secured by 1-4 family junior liens$796,0004,172
Home equity loans$9,490,0001,790
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$13,284,0001,683
2010-09-30Rank
1-4 family residential loans$108,376,0001,237
Loans secured by 1-4 family first liens$99,675,0001,051
Loans secured by 1-4 family junior liens$776,0004,284
Home equity loans$7,925,0002,034
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$8,579,0002,234
2010-06-30Rank
1-4 family residential loans$106,452,0001,263
Loans secured by 1-4 family first liens$93,961,0001,122
Loans secured by 1-4 family junior liens$728,0004,415
Home equity loans$11,763,0001,615
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$4,873,0002,841
2010-03-31Rank
1-4 family residential loans$103,971,0001,299
Loans secured by 1-4 family first liens$90,955,0001,161
Loans secured by 1-4 family junior liens$733,0004,468
Home equity loans$12,283,0001,601
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$6,817,0002,492
2009-12-31Rank
1-4 family residential loans$102,592,0001,335
Loans secured by 1-4 family first liens$89,605,0001,190
Loans secured by 1-4 family junior liens$738,0004,476
Home equity loans$12,249,0001,607
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$6,757,0002,519
2009-09-30Rank
1-4 family residential loans$90,458,0001,531
Loans secured by 1-4 family first liens$76,846,0001,397
Loans secured by 1-4 family junior liens$725,0004,544
Home equity loans$12,887,0001,542
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$4,871,0002,893
2009-06-30Rank
1-4 family residential loans$88,941,0001,577
Loans secured by 1-4 family first liens$76,004,0001,427
Loans secured by 1-4 family junior liens$730,0004,578
Home equity loans$12,207,0001,611
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$5,190,0002,835
2009-03-31Rank
1-4 family residential loans$88,182,0001,596
Loans secured by 1-4 family first liens$75,240,0001,434
Loans secured by 1-4 family junior liens$599,0004,862
Home equity loans$12,343,0001,583
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$5,603,0002,772
2008-12-31Rank
1-4 family residential loans$71,418,0001,922
Loans secured by 1-4 family first liens$55,280,0001,890
Loans secured by 1-4 family junior liens$738,0004,599
Home equity loans$15,400,0001,308
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$4,768,0002,980
2008-09-30Rank
1-4 family residential loans$60,921,0002,135
Loans secured by 1-4 family first liens$44,955,0002,211
Loans secured by 1-4 family junior liens$1,654,0003,431
Home equity loans$14,312,0001,338
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$4,179,0003,125
2008-06-30Rank
1-4 family residential loans$44,787,0002,672
Loans secured by 1-4 family first liens$31,220,0002,899
Loans secured by 1-4 family junior liens$2,741,0002,587
Home equity loans$10,826,0001,604
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$5,439,0002,857
2008-03-31Rank
1-4 family residential loans$23,109,0004,040
Loans secured by 1-4 family first liens$10,992,0005,168
Loans secured by 1-4 family junior liens$2,939,0002,477
Home equity loans$9,178,0001,767
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,770,0003,559
2007-12-31Rank
1-4 family residential loans$20,319,0004,312
Loans secured by 1-4 family first liens$8,465,0005,673
Loans secured by 1-4 family junior liens$3,024,0002,423
Home equity loans$8,830,0001,796
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,320,0003,763
2007-09-30Rank
1-4 family residential loans$17,670,0004,604
Loans secured by 1-4 family first liens$6,961,0006,020
Loans secured by 1-4 family junior liens$3,113,0002,369
Home equity loans$7,596,0001,942
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,373,0003,763
2007-06-30Rank
1-4 family residential loans$17,722,0004,603
Loans secured by 1-4 family first liens$6,670,0006,100
Loans secured by 1-4 family junior liens$3,221,0002,289
Home equity loans$7,831,0001,906
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$2,091,0003,910
2007-03-31Rank
1-4 family residential loans$11,472,0005,563
Loans secured by 1-4 family first liens$3,223,0007,079
Loans secured by 1-4 family junior liens$3,358,0002,199
Home equity loans$4,891,0002,542
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,188,0004,466
2006-12-31Rank
1-4 family residential loans$11,429,0005,609
Loans secured by 1-4 family first liens$2,747,0007,306
Loans secured by 1-4 family junior liens$2,856,0002,435
Home equity loans$5,826,0002,305
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,188,0004,468
2006-09-30Rank
1-4 family residential loans$10,133,0005,873
Loans secured by 1-4 family first liens$3,757,0007,007
Loans secured by 1-4 family junior liens$3,338,0002,181
Home equity loans$3,038,0003,135
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$1,509,0004,309
2006-06-30Rank
1-4 family residential loans$7,253,0006,460
Loans secured by 1-4 family first liens$2,541,0007,465
Loans secured by 1-4 family junior liens$758,0004,398
Home equity loans$3,954,0002,840
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$05,986
2006-03-31Rank
1-4 family residential loans$4,765,0007,076
Loans secured by 1-4 family first liens$573,0008,307
Loans secured by 1-4 family junior liens$758,0004,295
Home equity loans$3,434,0002,991
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$05,994
2005-12-31Rank
1-4 family residential loans$3,928,0007,334
Loans secured by 1-4 family first liens$436,0008,406
Loans secured by 1-4 family junior liens$844,0004,087
Home equity loans$2,648,0003,312
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$06,004
2005-09-30Rank
1-4 family residential loans$3,115,0007,616
Loans secured by 1-4 family first liens$658,0008,359
Loans secured by 1-4 family junior liens$1,390,0003,272
Home equity loans$1,067,0004,273
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$06,025
2005-06-30Rank
1-4 family residential loans$1,810,0008,044
Loans secured by 1-4 family first liens$08,648
Loans secured by 1-4 family junior liens$1,378,0003,248
Home equity loans$432,0004,932
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$05,995
2005-03-31Rank
1-4 family residential loans$33,0008,741
Loans secured by 1-4 family first liens$08,714
Loans secured by 1-4 family junior liens$07,334
Home equity loans$33,0005,829
Memoranda:
Adjustable rate loans secured by 1-4 family residential (memoranda)$06,036