| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3469% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 1,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3440% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3061% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5417% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5844% | 104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5853% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 1,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3256% | 143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9048% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5521% | 756 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2343% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6254% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7986% | 90 |
| Percentage Net Loans Charged-off:Construction & development | 6.9826% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0359% | 547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3588% | 65 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3404% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5742% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4997% | 171 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0094% | 36 |
| Percentage Net Loans Charged-off:Construction & development | 77.7333% | 3 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7341% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 35.3769% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1852% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3427% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8717% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2911% | 457 |
| Percentage Net Loans Charged-off:Construction & development | 12.7773% | 44 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2471% | 552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0199% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0199% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 29.8200% | 13 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5475% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | -111.2555% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.9324% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0976% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2958% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3061% | 119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0850% | 525 |
| Percentage Net Loans Charged-off: Credit card loans | 24.5317% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
