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PonceBank, Assets and Liabilities

1997-12-31Rank
# of Employees:561321
Assets and Liabilities
Total Assets:$1,096,650,000487
Cash and due from depository institutions$69,889,000321
Interest-bearing balances$48,000,000103
Securities$128,267,000901
Federal funds sold & reverse repurchase agreements$19,567,000679
Net loans & leases$844,270,000415
Loan loss allowance$16,586,000337
Trading account assets$0203
Bank premises and fixed assets$9,935,000738
Other real estate owned$1,362,000321
Goodwill and other intangibles$75,0002,741
All other assets$23,285,000457
Life insurance assets$01
Total liabilities and capital$1,096,650,000487
Total liabilities$1,003,292,000482
Total deposits$858,416,000458
Interest-bearing deposits$800,941,000431
Deposits held in domestic offices$858,416,000452
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$126,083,000338
Subordinated debt$0260
All other liabilities$18,793,000424
Total equity capital$93,358,000527
Total bank equity capital$93,358,000527
Perpetual preferred stock$0223
Common stock$6,182,000572
Surplus$36,391,000551
Undivided profits$50,785,000494
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$35,760,000144
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$205,000627
Income earned, not collected on loans$5,177,000453
Earning assets$1,040,104,000473
Long-term assets (5+ years)$177,967,000455
Average Assets, year-to-date$1,116,508,800463
Average Assets, quarterly$1,105,076,500475
Volatile liabilities$399,757,000338
Insider loans$1,190,0003,141
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$145,973,000500
Tier 1 (core) risk-based capital$93,385,000482
Tier 2 risk-based capital$10,807,480400
Total risk weighted assets$858,799,880417
Total unused commitments$145,973,000501
Derivatives$0533
1996-12-31Rank
# of Employees:552357
Assets and Liabilities
Total Assets:$1,116,880,000519
Cash and due from depository institutions$27,944,000357
Interest-bearing balances$10,900,000342
Securities$181,709,000697
Federal funds sold & reverse repurchase agreements$35,271,000385
Net loans & leases$842,464,000446
Loan loss allowance$13,666,000412
Trading account assets$0240
Bank premises and fixed assets$9,835,000776
Other real estate owned$952,000357
Goodwill and other intangibles$127,0002,387
All other assets$18,578,000573
Life insurance assets$01
Total liabilities and capital$1,116,880,000519
Total liabilities$1,030,463,000515
Total deposits$847,348,000509
Interest-bearing deposits$792,753,000472
Deposits held in domestic offices$847,348,000501
% insured0.00%1
Federal funds purchased & repurchase agreements$16,969,000883
Trading liabilities$097
Other borrowed funds$149,000,000305
Subordinated debt$0298
All other liabilities$17,146,000455
Total equity capital$86,417,000573
Total bank equity capital$86,417,000573
Perpetual preferred stock$0250
Common stock$6,108,000610
Surplus$35,844,000573
Undivided profits$44,465,000585
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$30,964,000182
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$693,000197
Income earned, not collected on loans$5,404,000466
Earning assets$1,070,344,000499
Long-term assets (5+ years)$284,631,000316
Average Assets, year-to-date$1,087,502,800508
Average Assets, quarterly$1,128,958,000508
Volatile liabilities$436,321,000331
Insider loans$1,753,0002,382
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$154,412,000502
Tier 1 (core) risk-based capital$86,279,000539
Tier 2 risk-based capital$11,616,620409
Total risk weighted assets$927,249,920408
Total unused commitments$154,412,000506
Derivatives$0549
1995-12-31Rank
# of Employees:478437
Assets and Liabilities
Total Assets:$1,005,977,000583
Cash and due from depository institutions$93,202,000437
Interest-bearing balances$78,050,00071
Securities$159,902,000813
Federal funds sold & reverse repurchase agreements$51,664,000325
Net loans & leases$674,555,000540
Loan loss allowance$13,841,000431
Trading account assets$0261
Bank premises and fixed assets$8,786,000860
Other real estate owned$2,501,000437
Goodwill and other intangibles$179,0002,081
All other assets$15,188,000698
Life insurance assets$01
Total liabilities and capital$1,005,977,000583
Total liabilities$928,661,000582
Total deposits$730,367,000597
Interest-bearing deposits$696,274,000548
Deposits held in domestic offices$730,367,000589
% insured0.00%1
Federal funds purchased & repurchase agreements$23,118,000757
Trading liabilities$0110
Other borrowed funds$159,679,000297
Subordinated debt$0337
All other liabilities$15,497,000519
Total equity capital$77,316,000654
Total bank equity capital$77,316,000654
Perpetual preferred stock$0288
Common stock$5,885,000652
Surplus$34,414,000601
Undivided profits$37,017,000710
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$19,148,000273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$579,000221
Income earned, not collected on loans$3,620,000658
Earning assets$964,171,000567
Long-term assets (5+ years)$365,518,000266
Average Assets, year-to-date$891,334,400610
Average Assets, quarterly$965,958,500591
Volatile liabilities$369,303,000372
Insider loans$5,438,000822
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$129,634,000583
Tier 1 (core) risk-based capital$76,826,000617
Tier 2 risk-based capital$9,449,510488
Total risk weighted assets$751,544,410495
Total unused commitments$129,634,000587
Derivatives$0628
1994-12-31Rank
# of Employees:476446
Assets and Liabilities
Total Assets:$822,084,000656
Cash and due from depository institutions$82,247,000446
Interest-bearing balances$67,000,00086
Securities$184,121,000735
Federal funds sold & reverse repurchase agreements$38,967,000320
Net loans & leases$489,594,000672
Loan loss allowance$17,554,000386
Trading account assets$0286
Bank premises and fixed assets$7,599,000971
Other real estate owned$3,298,000446
Goodwill and other intangibles$1,171,0001,005
All other assets$15,087,000720
Life insurance assets$01
Total liabilities and capital$822,084,000656
Total liabilities$756,250,000652
Total deposits$647,253,000644
Interest-bearing deposits$620,280,000586
Deposits held in domestic offices$647,253,000632
% insured0.00%1
Federal funds purchased & repurchase agreements$32,832,000689
Trading liabilities$087
Other borrowed funds$64,181,000472
Subordinated debt$0372
All other liabilities$11,984,000540
Total equity capital$65,834,000677
Total bank equity capital$65,834,000677
Perpetual preferred stock$0310
Common stock$5,801,000647
Surplus$34,086,000566
Undivided profits$25,947,000909
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$23,771,000235
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$3,330,00051
Income earned, not collected on loans$3,864,000569
Earning assets$779,682,000634
Long-term assets (5+ years)$312,600,000287
Average Assets, year-to-date$860,465,200614
Average Assets, quarterly$822,421,500648
Volatile liabilities$351,919,000384
Insider loans$266,0007,451
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$113,492,000598
Tier 1 (core) risk-based capital$67,190,000662
Tier 2 risk-based capital$6,855,570598
Total risk weighted assets$537,597,170622
Total unused commitments$113,492,000600
Derivatives$0687
1993-12-31Rank
# of Employees:467480
Assets and Liabilities
Total Assets:$904,153,000615
Cash and due from depository institutions$84,484,000480
Interest-bearing balances$74,575,00098
Securities$273,467,000564
Federal funds sold & reverse repurchase agreements$010,345
Net loans & leases$504,197,000634
Loan loss allowance$20,838,000355
Trading account assets$0330
Bank premises and fixed assets$6,799,0001,066
Other real estate owned$2,361,000480
Goodwill and other intangibles$1,673,000777
All other assets$31,172,000444
Life insurance assets$01
Total liabilities and capital$904,153,000615
Total liabilities$846,083,000609
Total deposits$751,500,000586
Interest-bearing deposits$735,714,000526
Deposits held in domestic offices$751,500,000578
% insured0.00%1
Federal funds purchased & repurchase agreements$30,740,000605
Trading liabilities$01
Other borrowed funds$50,307,000472
Subordinated debt$0413
All other liabilities$13,536,000513
Total equity capital$58,070,000742
Total bank equity capital$58,070,000742
Perpetual preferred stock$0343
Common stock$5,778,000632
Surplus$34,012,000549
Undivided profits$18,280,0001,297
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$39,669,000208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$1,919,000905
Earning assets$852,239,000595
Long-term assets (5+ years)$011,403
Average Assets, year-to-date$956,833,800562
Average Assets, quarterly$917,730,000607
Volatile liabilities$391,386,000334
Insider loans$1,736,0002,351
FHLB advances$27,382,000252
Loans and leases held for sale$01,681
Unused loan commitments$13,958,0002,444
Tier 1 (core) risk-based capital$56,397,000739
Tier 2 risk-based capital$6,176,000639
Total risk weighted assets$489,759,000673
Total unused commitments$13,958,0002,465
Derivatives$0714
1992-12-31Rank
# of Employees:461497
Assets and Liabilities
Total Assets:$1,020,439,000573
Cash and due from depository institutions$92,888,000497
Interest-bearing balances$76,143,000134
Securities$350,974,000446
Federal funds sold & reverse repurchase agreements$011,296
Net loans & leases$527,237,000620
Loan loss allowance$21,846,000359
Trading account assets$0344
Bank premises and fixed assets$6,414,0001,132
Other real estate owned$-4,657,000497
Goodwill and other intangibles$2,098,000702
All other assets$45,485,000375
Life insurance assets$01
Total liabilities and capital$1,020,439,000573
Total liabilities$970,316,000556
Total deposits$860,923,000550
Interest-bearing deposits$842,758,000496
Deposits held in domestic offices$860,923,000544
% insured0.00%1
Federal funds purchased & repurchase agreements$31,973,000532
Trading liabilities$01
Other borrowed funds$53,000,000417
Subordinated debt$0482
All other liabilities$24,420,000367
Total equity capital$50,123,000817
Total bank equity capital$50,123,000817
Perpetual preferred stock$0346
Common stock$5,734,000639
Surplus$28,285,000602
Undivided profits$16,104,0001,349
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$48,234,000222
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$2,102,000921
Earning assets$954,354,000558
Long-term assets (5+ years)$011,806
Average Assets, year-to-date$1,065,812,200546
Average Assets, quarterly$1,040,425,000561
Volatile liabilities$403,325,000304
Insider loans$09,493
FHLB advances$20,000,000283
Loans and leases held for sale$01,207
Unused loan commitments$17,591,0001,987
Tier 1 (core) risk-based capital$48,024,000820
Tier 2 risk-based capital$6,864,000587
Total risk weighted assets$544,633,000609
Total unused commitments$17,591,0002,003
Derivatives$0651